2340万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2340万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2340万円の住宅ローン|期間・年数別
2340万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥46,234 |
¥27,740,144 |
¥4,340,144 |
| 50 |
0.80% |
¥47,331 |
¥28,398,867 |
¥4,998,867 |
| 50 |
0.90% |
¥48,445 |
¥29,067,176 |
¥5,667,176 |
| 50 |
1.00% |
¥49,575 |
¥29,745,029 |
¥6,345,029 |
| 50 |
1.10% |
¥50,721 |
¥30,432,380 |
¥7,032,380 |
| 50 |
1.20% |
¥51,882 |
¥31,129,177 |
¥7,729,177 |
| 50 |
1.30% |
¥53,059 |
¥31,835,367 |
¥8,435,367 |
| 50 |
1.40% |
¥54,251 |
¥32,550,890 |
¥9,150,890 |
| 50 |
1.50% |
¥55,459 |
¥33,275,683 |
¥9,875,683 |
| 50 |
1.60% |
¥56,683 |
¥34,009,679 |
¥10,609,679 |
| 50 |
1.70% |
¥57,921 |
¥34,752,806 |
¥11,352,806 |
| 50 |
1.80% |
¥59,175 |
¥35,504,988 |
¥12,104,988 |
| 50 |
1.90% |
¥60,444 |
¥36,266,149 |
¥12,866,149 |
| 50 |
2.00% |
¥61,727 |
¥37,036,204 |
¥13,636,204 |
| 50 |
2.10% |
¥63,025 |
¥37,815,069 |
¥14,415,069 |
| 50 |
2.20% |
¥64,338 |
¥38,602,655 |
¥15,202,655 |
| 50 |
2.30% |
¥65,665 |
¥39,398,869 |
¥15,998,869 |
| 50 |
2.40% |
¥67,006 |
¥40,203,617 |
¥16,803,617 |
| 50 |
2.50% |
¥68,361 |
¥41,016,800 |
¥17,616,800 |
| 50 |
2.60% |
¥69,731 |
¥41,838,318 |
¥18,438,318 |
| 50 |
2.70% |
¥71,113 |
¥42,668,068 |
¥19,268,068 |
| 50 |
2.80% |
¥72,510 |
¥43,505,944 |
¥20,105,944 |
| 50 |
2.90% |
¥73,920 |
¥44,351,838 |
¥20,951,838 |
| 50 |
3.00% |
¥75,343 |
¥45,205,641 |
¥21,805,641 |
2340万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥50,529 |
¥27,285,438 |
¥3,885,438 |
| 45 |
0.80% |
¥51,615 |
¥27,871,891 |
¥4,471,891 |
| 45 |
0.90% |
¥52,715 |
¥28,466,133 |
¥5,066,133 |
| 45 |
1.00% |
¥53,830 |
¥29,068,135 |
¥5,668,135 |
| 45 |
1.10% |
¥54,959 |
¥29,677,866 |
¥6,277,866 |
| 45 |
1.20% |
¥56,102 |
¥30,295,294 |
¥6,895,294 |
| 45 |
1.30% |
¥57,260 |
¥30,920,381 |
¥7,520,381 |
| 45 |
1.40% |
¥58,432 |
¥31,553,088 |
¥8,153,088 |
| 45 |
1.50% |
¥59,617 |
¥32,193,374 |
¥8,793,374 |
| 45 |
1.60% |
¥60,817 |
¥32,841,193 |
¥9,441,193 |
| 45 |
1.70% |
¥62,031 |
¥33,496,497 |
¥10,096,497 |
| 45 |
1.80% |
¥63,258 |
¥34,159,237 |
¥10,759,237 |
| 45 |
1.90% |
¥64,499 |
¥34,829,360 |
¥11,429,360 |
| 45 |
2.00% |
¥65,753 |
¥35,506,811 |
¥12,106,811 |
| 45 |
2.10% |
¥67,021 |
¥36,191,532 |
¥12,791,532 |
| 45 |
2.20% |
¥68,303 |
¥36,883,463 |
¥13,483,463 |
| 45 |
2.30% |
¥69,597 |
¥37,582,542 |
¥14,182,542 |
| 45 |
2.40% |
¥70,905 |
¥38,288,704 |
¥14,888,704 |
| 45 |
2.50% |
¥72,226 |
¥39,001,884 |
¥15,601,884 |
| 45 |
2.60% |
¥73,559 |
¥39,722,013 |
¥16,322,013 |
| 45 |
2.70% |
¥74,906 |
¥40,449,021 |
¥17,049,021 |
| 45 |
2.80% |
¥76,265 |
¥41,182,835 |
¥17,782,835 |
| 45 |
2.90% |
¥77,636 |
¥41,923,382 |
¥18,523,382 |
| 45 |
3.00% |
¥79,020 |
¥42,670,585 |
¥19,270,585 |
2340万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥55,907 |
¥26,835,461 |
¥3,435,461 |
| 40 |
0.80% |
¥56,981 |
¥27,351,073 |
¥3,951,073 |
| 40 |
0.90% |
¥58,068 |
¥27,872,856 |
¥4,472,856 |
| 40 |
1.00% |
¥59,168 |
¥28,400,791 |
¥5,000,791 |
| 40 |
1.10% |
¥60,281 |
¥28,934,860 |
¥5,534,860 |
| 40 |
1.20% |
¥61,406 |
¥29,475,040 |
¥6,075,040 |
| 40 |
1.30% |
¥62,544 |
¥30,021,310 |
¥6,621,310 |
| 40 |
1.40% |
¥63,695 |
¥30,573,644 |
¥7,173,644 |
| 40 |
1.50% |
¥64,858 |
¥31,132,015 |
¥7,732,015 |
| 40 |
1.60% |
¥66,034 |
¥31,696,395 |
¥8,296,395 |
| 40 |
1.70% |
¥67,222 |
¥32,266,754 |
¥8,866,754 |
| 40 |
1.80% |
¥68,423 |
¥32,843,060 |
¥9,443,060 |
| 40 |
1.90% |
¥69,636 |
¥33,425,279 |
¥10,025,279 |
| 40 |
2.00% |
¥70,861 |
¥34,013,376 |
¥10,613,376 |
| 40 |
2.10% |
¥72,099 |
¥34,607,314 |
¥11,207,314 |
| 40 |
2.20% |
¥73,348 |
¥35,207,055 |
¥11,807,055 |
| 40 |
2.30% |
¥74,609 |
¥35,812,559 |
¥12,412,559 |
| 40 |
2.40% |
¥75,883 |
¥36,423,785 |
¥13,023,785 |
| 40 |
2.50% |
¥77,168 |
¥37,040,690 |
¥13,640,690 |
| 40 |
2.60% |
¥78,465 |
¥37,663,230 |
¥14,263,230 |
| 40 |
2.70% |
¥79,774 |
¥38,291,360 |
¥14,891,360 |
| 40 |
2.80% |
¥81,094 |
¥38,925,032 |
¥15,525,032 |
| 40 |
2.90% |
¥82,425 |
¥39,564,198 |
¥16,164,198 |
| 40 |
3.00% |
¥83,768 |
¥40,208,810 |
¥16,808,810 |
2340万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥62,834 |
¥26,390,222 |
¥2,990,222 |
| 35 |
0.80% |
¥63,896 |
¥26,836,429 |
¥3,436,429 |
| 35 |
0.90% |
¥64,970 |
¥27,287,371 |
¥3,887,371 |
| 35 |
1.00% |
¥66,055 |
¥27,743,038 |
¥4,343,038 |
| 35 |
1.10% |
¥67,151 |
¥28,203,419 |
¥4,803,419 |
| 35 |
1.20% |
¥68,258 |
¥28,668,501 |
¥5,268,501 |
| 35 |
1.30% |
¥69,377 |
¥29,138,269 |
¥5,738,269 |
| 35 |
1.40% |
¥70,506 |
¥29,612,710 |
¥6,212,710 |
| 35 |
1.50% |
¥71,647 |
¥30,091,807 |
¥6,691,807 |
| 35 |
1.60% |
¥72,799 |
¥30,575,543 |
¥7,175,543 |
| 35 |
1.70% |
¥73,962 |
¥31,063,901 |
¥7,663,901 |
| 35 |
1.80% |
¥75,135 |
¥31,556,860 |
¥8,156,860 |
| 35 |
1.90% |
¥76,320 |
¥32,054,402 |
¥8,654,402 |
| 35 |
2.00% |
¥77,515 |
¥32,556,505 |
¥9,156,505 |
| 35 |
2.10% |
¥78,722 |
¥33,063,147 |
¥9,663,147 |
| 35 |
2.20% |
¥79,939 |
¥33,574,305 |
¥10,174,305 |
| 35 |
2.30% |
¥81,167 |
¥34,089,955 |
¥10,689,955 |
| 35 |
2.40% |
¥82,405 |
¥34,610,072 |
¥11,210,072 |
| 35 |
2.50% |
¥83,654 |
¥35,134,630 |
¥11,734,630 |
| 35 |
2.60% |
¥84,913 |
¥35,663,603 |
¥12,263,603 |
| 35 |
2.70% |
¥86,183 |
¥36,196,963 |
¥12,796,963 |
| 35 |
2.80% |
¥87,464 |
¥36,734,681 |
¥13,334,681 |
| 35 |
2.90% |
¥88,754 |
¥37,276,729 |
¥13,876,729 |
| 35 |
3.00% |
¥90,055 |
¥37,823,077 |
¥14,423,077 |
2340万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥72,083 |
¥25,949,731 |
¥2,549,731 |
| 30 |
0.80% |
¥73,133 |
¥26,327,974 |
¥2,927,974 |
| 30 |
0.90% |
¥74,194 |
¥26,709,703 |
¥3,309,703 |
| 30 |
1.00% |
¥75,264 |
¥27,094,913 |
¥3,694,913 |
| 30 |
1.10% |
¥76,343 |
¥27,483,597 |
¥4,083,597 |
| 30 |
1.20% |
¥77,433 |
¥27,875,748 |
¥4,475,748 |
| 30 |
1.30% |
¥78,532 |
¥28,271,359 |
¥4,871,359 |
| 30 |
1.40% |
¥79,640 |
¥28,670,422 |
¥5,270,422 |
| 30 |
1.50% |
¥80,758 |
¥29,072,927 |
¥5,672,927 |
| 30 |
1.60% |
¥81,886 |
¥29,478,865 |
¥6,078,865 |
| 30 |
1.70% |
¥83,023 |
¥29,888,227 |
¥6,488,227 |
| 30 |
1.80% |
¥84,169 |
¥30,301,001 |
¥6,901,001 |
| 30 |
1.90% |
¥85,325 |
¥30,717,178 |
¥7,317,178 |
| 30 |
2.00% |
¥86,491 |
¥31,136,744 |
¥7,736,744 |
| 30 |
2.10% |
¥87,666 |
¥31,559,689 |
¥8,159,689 |
| 30 |
2.20% |
¥88,850 |
¥31,985,999 |
¥8,585,999 |
| 30 |
2.30% |
¥90,044 |
¥32,415,661 |
¥9,015,661 |
| 30 |
2.40% |
¥91,246 |
¥32,848,661 |
¥9,448,661 |
| 30 |
2.50% |
¥92,458 |
¥33,284,985 |
¥9,884,985 |
| 30 |
2.60% |
¥93,679 |
¥33,724,617 |
¥10,324,617 |
| 30 |
2.70% |
¥94,910 |
¥34,167,544 |
¥10,767,544 |
| 30 |
2.80% |
¥96,149 |
¥34,613,748 |
¥11,213,748 |
| 30 |
2.90% |
¥97,398 |
¥35,063,214 |
¥11,663,214 |
| 30 |
3.00% |
¥98,655 |
¥35,515,924 |
¥12,115,924 |
2340万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥85,047 |
¥25,513,995 |
¥2,113,995 |
| 25 |
0.80% |
¥86,086 |
¥25,825,721 |
¥2,425,721 |
| 25 |
0.90% |
¥87,133 |
¥26,139,873 |
¥2,739,873 |
| 25 |
1.00% |
¥88,188 |
¥26,456,446 |
¥3,056,446 |
| 25 |
1.10% |
¥89,251 |
¥26,775,439 |
¥3,375,439 |
| 25 |
1.20% |
¥90,323 |
¥27,096,848 |
¥3,696,848 |
| 25 |
1.30% |
¥91,402 |
¥27,420,669 |
¥4,020,669 |
| 25 |
1.40% |
¥92,490 |
¥27,746,898 |
¥4,346,898 |
| 25 |
1.50% |
¥93,585 |
¥28,075,530 |
¥4,675,530 |
| 25 |
1.60% |
¥94,689 |
¥28,406,562 |
¥5,006,562 |
| 25 |
1.70% |
¥95,800 |
¥28,739,987 |
¥5,339,987 |
| 25 |
1.80% |
¥96,919 |
¥29,075,801 |
¥5,675,801 |
| 25 |
1.90% |
¥98,047 |
¥29,413,999 |
¥6,013,999 |
| 25 |
2.00% |
¥99,182 |
¥29,754,575 |
¥6,354,575 |
| 25 |
2.10% |
¥100,325 |
¥30,097,522 |
¥6,697,522 |
| 25 |
2.20% |
¥101,476 |
¥30,442,834 |
¥7,042,834 |
| 25 |
2.30% |
¥102,635 |
¥30,790,505 |
¥7,390,505 |
| 25 |
2.40% |
¥103,802 |
¥31,140,527 |
¥7,740,527 |
| 25 |
2.50% |
¥104,976 |
¥31,492,895 |
¥8,092,895 |
| 25 |
2.60% |
¥106,159 |
¥31,847,599 |
¥8,447,599 |
| 25 |
2.70% |
¥107,349 |
¥32,204,634 |
¥8,804,634 |
| 25 |
2.80% |
¥108,547 |
¥32,563,990 |
¥9,163,990 |
| 25 |
2.90% |
¥109,752 |
¥32,925,659 |
¥9,525,659 |
| 25 |
3.00% |
¥110,965 |
¥33,289,634 |
¥9,889,634 |
2340万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥104,513 |
¥25,083,021 |
¥1,683,021 |
| 20 |
0.80% |
¥105,540 |
¥25,329,681 |
¥1,929,681 |
| 20 |
0.90% |
¥106,575 |
¥25,577,896 |
¥2,177,896 |
| 20 |
1.00% |
¥107,615 |
¥25,827,664 |
¥2,427,664 |
| 20 |
1.10% |
¥108,662 |
¥26,078,984 |
¥2,678,984 |
| 20 |
1.20% |
¥109,716 |
¥26,331,854 |
¥2,931,854 |
| 20 |
1.30% |
¥110,776 |
¥26,586,273 |
¥3,186,273 |
| 20 |
1.40% |
¥111,843 |
¥26,842,239 |
¥3,442,239 |
| 20 |
1.50% |
¥112,916 |
¥27,099,750 |
¥3,699,750 |
| 20 |
1.60% |
¥113,995 |
¥27,358,804 |
¥3,958,804 |
| 20 |
1.70% |
¥115,081 |
¥27,619,399 |
¥4,219,399 |
| 20 |
1.80% |
¥116,173 |
¥27,881,533 |
¥4,481,533 |
| 20 |
1.90% |
¥117,272 |
¥28,145,204 |
¥4,745,204 |
| 20 |
2.00% |
¥118,377 |
¥28,410,408 |
¥5,010,408 |
| 20 |
2.10% |
¥119,488 |
¥28,677,144 |
¥5,277,144 |
| 20 |
2.20% |
¥120,606 |
¥28,945,409 |
¥5,545,409 |
| 20 |
2.30% |
¥121,730 |
¥29,215,199 |
¥5,815,199 |
| 20 |
2.40% |
¥122,860 |
¥29,486,513 |
¥6,086,513 |
| 20 |
2.50% |
¥123,997 |
¥29,759,346 |
¥6,359,346 |
| 20 |
2.60% |
¥125,140 |
¥30,033,697 |
¥6,633,697 |
| 20 |
2.70% |
¥126,290 |
¥30,309,561 |
¥6,909,561 |
| 20 |
2.80% |
¥127,446 |
¥30,586,936 |
¥7,186,936 |
| 20 |
2.90% |
¥128,608 |
¥30,865,817 |
¥7,465,817 |
| 20 |
3.00% |
¥129,776 |
¥31,146,201 |
¥7,746,201 |
2340万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥136,982 |
¥24,656,813 |
¥1,256,813 |
| 15 |
0.80% |
¥137,999 |
¥24,839,863 |
¥1,439,863 |
| 15 |
0.90% |
¥139,021 |
¥25,023,789 |
¥1,623,789 |
| 15 |
1.00% |
¥140,048 |
¥25,208,589 |
¥1,808,589 |
| 15 |
1.10% |
¥141,079 |
¥25,394,264 |
¥1,994,264 |
| 15 |
1.20% |
¥142,116 |
¥25,580,812 |
¥2,180,812 |
| 15 |
1.30% |
¥143,157 |
¥25,768,234 |
¥2,368,234 |
| 15 |
1.40% |
¥144,203 |
¥25,956,529 |
¥2,556,529 |
| 15 |
1.50% |
¥145,254 |
¥26,145,696 |
¥2,745,696 |
| 15 |
1.60% |
¥146,310 |
¥26,335,734 |
¥2,935,734 |
| 15 |
1.70% |
¥147,370 |
¥26,526,643 |
¥3,126,643 |
| 15 |
1.80% |
¥148,436 |
¥26,718,422 |
¥3,318,422 |
| 15 |
1.90% |
¥149,506 |
¥26,911,070 |
¥3,511,070 |
| 15 |
2.00% |
¥150,581 |
¥27,104,586 |
¥3,704,586 |
| 15 |
2.10% |
¥151,661 |
¥27,298,970 |
¥3,898,970 |
| 15 |
2.20% |
¥152,746 |
¥27,494,221 |
¥4,094,221 |
| 15 |
2.30% |
¥153,835 |
¥27,690,337 |
¥4,290,337 |
| 15 |
2.40% |
¥154,930 |
¥27,887,317 |
¥4,487,317 |
| 15 |
2.50% |
¥156,029 |
¥28,085,161 |
¥4,685,161 |
| 15 |
2.60% |
¥157,133 |
¥28,283,868 |
¥4,883,868 |
| 15 |
2.70% |
¥158,241 |
¥28,483,437 |
¥5,083,437 |
| 15 |
2.80% |
¥159,355 |
¥28,683,865 |
¥5,283,865 |
| 15 |
2.90% |
¥160,473 |
¥28,885,153 |
¥5,485,153 |
| 15 |
3.00% |
¥161,596 |
¥29,087,299 |
¥5,687,299 |
2340万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥201,961 |
¥24,235,376 |
¥835,376 |
| 10 |
0.80% |
¥202,969 |
¥24,356,274 |
¥956,274 |
| 10 |
0.90% |
¥203,980 |
¥24,477,561 |
¥1,077,561 |
| 10 |
1.00% |
¥204,994 |
¥24,599,237 |
¥1,199,237 |
| 10 |
1.10% |
¥206,011 |
¥24,721,303 |
¥1,321,303 |
| 10 |
1.20% |
¥207,031 |
¥24,843,757 |
¥1,443,757 |
| 10 |
1.30% |
¥208,055 |
¥24,966,601 |
¥1,566,601 |
| 10 |
1.40% |
¥209,082 |
¥25,089,833 |
¥1,689,833 |
| 10 |
1.50% |
¥210,112 |
¥25,213,453 |
¥1,813,453 |
| 10 |
1.60% |
¥211,146 |
¥25,337,462 |
¥1,937,462 |
| 10 |
1.70% |
¥212,182 |
¥25,461,859 |
¥2,061,859 |
| 10 |
1.80% |
¥213,222 |
¥25,586,644 |
¥2,186,644 |
| 10 |
1.90% |
¥214,265 |
¥25,711,817 |
¥2,311,817 |
| 10 |
2.00% |
¥215,311 |
¥25,837,378 |
¥2,437,378 |
| 10 |
2.10% |
¥216,361 |
¥25,963,326 |
¥2,563,326 |
| 10 |
2.20% |
¥217,414 |
¥26,089,661 |
¥2,689,661 |
| 10 |
2.30% |
¥218,470 |
¥26,216,384 |
¥2,816,384 |
| 10 |
2.40% |
¥219,529 |
¥26,343,493 |
¥2,943,493 |
| 10 |
2.50% |
¥220,592 |
¥26,470,988 |
¥3,070,988 |
| 10 |
2.60% |
¥221,657 |
¥26,598,870 |
¥3,198,870 |
| 10 |
2.70% |
¥222,726 |
¥26,727,139 |
¥3,327,139 |
| 10 |
2.80% |
¥223,798 |
¥26,855,793 |
¥3,455,793 |
| 10 |
2.90% |
¥224,874 |
¥26,984,832 |
¥3,584,832 |
| 10 |
3.00% |
¥225,952 |
¥27,114,257 |
¥3,714,257 |