2390万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2390万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2390万円の住宅ローン|期間・年数別
2390万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥47,221 |
¥28,332,882 |
¥4,432,882 |
| 50 |
0.80% |
¥48,343 |
¥29,005,681 |
¥5,105,681 |
| 50 |
0.90% |
¥49,480 |
¥29,688,270 |
¥5,788,270 |
| 50 |
1.00% |
¥50,634 |
¥30,380,606 |
¥6,480,606 |
| 50 |
1.10% |
¥51,804 |
¥31,082,644 |
¥7,182,644 |
| 50 |
1.20% |
¥52,991 |
¥31,794,331 |
¥7,894,331 |
| 50 |
1.30% |
¥54,193 |
¥32,515,610 |
¥8,615,610 |
| 50 |
1.40% |
¥55,411 |
¥33,246,422 |
¥9,346,422 |
| 50 |
1.50% |
¥56,645 |
¥33,986,702 |
¥10,086,702 |
| 50 |
1.60% |
¥57,894 |
¥34,736,381 |
¥10,836,381 |
| 50 |
1.70% |
¥59,159 |
¥35,495,387 |
¥11,595,387 |
| 50 |
1.80% |
¥60,439 |
¥36,263,642 |
¥12,363,642 |
| 50 |
1.90% |
¥61,735 |
¥37,041,066 |
¥13,141,066 |
| 50 |
2.00% |
¥63,046 |
¥37,827,576 |
¥13,927,576 |
| 50 |
2.10% |
¥64,372 |
¥38,623,084 |
¥14,723,084 |
| 50 |
2.20% |
¥65,712 |
¥39,427,498 |
¥15,527,498 |
| 50 |
2.30% |
¥67,068 |
¥40,240,726 |
¥16,340,726 |
| 50 |
2.40% |
¥68,438 |
¥41,062,669 |
¥17,162,669 |
| 50 |
2.50% |
¥69,822 |
¥41,893,228 |
¥17,993,228 |
| 50 |
2.60% |
¥71,220 |
¥42,732,299 |
¥18,832,299 |
| 50 |
2.70% |
¥72,633 |
¥43,579,779 |
¥19,679,779 |
| 50 |
2.80% |
¥74,059 |
¥44,435,558 |
¥20,535,558 |
| 50 |
2.90% |
¥75,499 |
¥45,299,527 |
¥21,399,527 |
| 50 |
3.00% |
¥76,953 |
¥46,171,573 |
¥22,271,573 |
2390万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥51,608 |
¥27,868,460 |
¥3,968,460 |
| 45 |
0.80% |
¥52,717 |
¥28,467,445 |
¥4,567,445 |
| 45 |
0.90% |
¥53,841 |
¥29,074,383 |
¥5,174,383 |
| 45 |
1.00% |
¥54,980 |
¥29,689,249 |
¥5,789,249 |
| 45 |
1.10% |
¥56,133 |
¥30,312,008 |
¥6,412,008 |
| 45 |
1.20% |
¥57,301 |
¥30,942,629 |
¥7,042,629 |
| 45 |
1.30% |
¥58,483 |
¥31,581,073 |
¥7,681,073 |
| 45 |
1.40% |
¥59,680 |
¥32,227,300 |
¥8,327,300 |
| 45 |
1.50% |
¥60,891 |
¥32,881,266 |
¥8,981,266 |
| 45 |
1.60% |
¥62,117 |
¥33,542,928 |
¥9,642,928 |
| 45 |
1.70% |
¥63,356 |
¥34,212,234 |
¥10,312,234 |
| 45 |
1.80% |
¥64,610 |
¥34,889,136 |
¥10,989,136 |
| 45 |
1.90% |
¥65,877 |
¥35,573,578 |
¥11,673,578 |
| 45 |
2.00% |
¥67,158 |
¥36,265,504 |
¥12,365,504 |
| 45 |
2.10% |
¥68,453 |
¥36,964,855 |
¥13,064,855 |
| 45 |
2.20% |
¥69,762 |
¥37,671,571 |
¥13,771,571 |
| 45 |
2.30% |
¥71,084 |
¥38,385,588 |
¥14,485,588 |
| 45 |
2.40% |
¥72,420 |
¥39,106,839 |
¥15,206,839 |
| 45 |
2.50% |
¥73,769 |
¥39,835,258 |
¥15,935,258 |
| 45 |
2.60% |
¥75,131 |
¥40,570,774 |
¥16,670,774 |
| 45 |
2.70% |
¥76,506 |
¥41,313,316 |
¥17,413,316 |
| 45 |
2.80% |
¥77,894 |
¥42,062,810 |
¥18,162,810 |
| 45 |
2.90% |
¥79,295 |
¥42,819,180 |
¥18,919,180 |
| 45 |
3.00% |
¥80,708 |
¥43,582,350 |
¥19,682,350 |
2390万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥57,102 |
¥27,408,868 |
¥3,508,868 |
| 40 |
0.80% |
¥58,199 |
¥27,935,498 |
¥4,035,498 |
| 40 |
0.90% |
¥59,309 |
¥28,468,429 |
¥4,568,429 |
| 40 |
1.00% |
¥60,433 |
¥29,007,645 |
¥5,107,645 |
| 40 |
1.10% |
¥61,569 |
¥29,553,126 |
¥5,653,126 |
| 40 |
1.20% |
¥62,718 |
¥30,104,849 |
¥6,204,849 |
| 40 |
1.30% |
¥63,881 |
¥30,662,791 |
¥6,762,791 |
| 40 |
1.40% |
¥65,056 |
¥31,226,927 |
¥7,326,927 |
| 40 |
1.50% |
¥66,244 |
¥31,797,229 |
¥7,897,229 |
| 40 |
1.60% |
¥67,445 |
¥32,373,669 |
¥8,473,669 |
| 40 |
1.70% |
¥68,659 |
¥32,956,215 |
¥9,056,215 |
| 40 |
1.80% |
¥69,885 |
¥33,544,835 |
¥9,644,835 |
| 40 |
1.90% |
¥71,124 |
¥34,139,494 |
¥10,239,494 |
| 40 |
2.00% |
¥72,375 |
¥34,740,157 |
¥10,840,157 |
| 40 |
2.10% |
¥73,639 |
¥35,346,787 |
¥11,446,787 |
| 40 |
2.20% |
¥74,915 |
¥35,959,343 |
¥12,059,343 |
| 40 |
2.30% |
¥76,204 |
¥36,577,785 |
¥12,677,785 |
| 40 |
2.40% |
¥77,504 |
¥37,202,071 |
¥13,302,071 |
| 40 |
2.50% |
¥78,817 |
¥37,832,158 |
¥13,932,158 |
| 40 |
2.60% |
¥80,142 |
¥38,468,000 |
¥14,568,000 |
| 40 |
2.70% |
¥81,478 |
¥39,109,551 |
¥15,209,551 |
| 40 |
2.80% |
¥82,827 |
¥39,756,763 |
¥15,856,763 |
| 40 |
2.90% |
¥84,187 |
¥40,409,587 |
¥16,509,587 |
| 40 |
3.00% |
¥85,558 |
¥41,067,973 |
¥17,167,973 |
2390万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥64,176 |
¥26,954,116 |
¥3,054,116 |
| 35 |
0.80% |
¥65,262 |
¥27,409,857 |
¥3,509,857 |
| 35 |
0.90% |
¥66,358 |
¥27,870,435 |
¥3,970,435 |
| 35 |
1.00% |
¥67,466 |
¥28,335,838 |
¥4,435,838 |
| 35 |
1.10% |
¥68,586 |
¥28,806,056 |
¥4,906,056 |
| 35 |
1.20% |
¥69,717 |
¥29,281,075 |
¥5,381,075 |
| 35 |
1.30% |
¥70,859 |
¥29,760,882 |
¥5,860,882 |
| 35 |
1.40% |
¥72,013 |
¥30,245,460 |
¥6,345,460 |
| 35 |
1.50% |
¥73,178 |
¥30,734,794 |
¥6,834,794 |
| 35 |
1.60% |
¥74,354 |
¥31,228,867 |
¥7,328,867 |
| 35 |
1.70% |
¥75,542 |
¥31,727,659 |
¥7,827,659 |
| 35 |
1.80% |
¥76,741 |
¥32,231,152 |
¥8,331,152 |
| 35 |
1.90% |
¥77,951 |
¥32,739,325 |
¥8,839,325 |
| 35 |
2.00% |
¥79,172 |
¥33,252,157 |
¥9,352,157 |
| 35 |
2.10% |
¥80,404 |
¥33,769,624 |
¥9,869,624 |
| 35 |
2.20% |
¥81,647 |
¥34,291,704 |
¥10,391,704 |
| 35 |
2.30% |
¥82,901 |
¥34,818,372 |
¥10,918,372 |
| 35 |
2.40% |
¥84,166 |
¥35,349,603 |
¥11,449,603 |
| 35 |
2.50% |
¥85,441 |
¥35,885,370 |
¥11,985,370 |
| 35 |
2.60% |
¥86,728 |
¥36,425,645 |
¥12,525,645 |
| 35 |
2.70% |
¥88,025 |
¥36,970,402 |
¥13,070,402 |
| 35 |
2.80% |
¥89,332 |
¥37,519,610 |
¥13,619,610 |
| 35 |
2.90% |
¥90,651 |
¥38,073,240 |
¥14,173,240 |
| 35 |
3.00% |
¥91,979 |
¥38,631,262 |
¥14,731,262 |
2390万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥73,623 |
¥26,504,213 |
¥2,604,213 |
| 30 |
0.80% |
¥74,696 |
¥26,890,538 |
¥2,990,538 |
| 30 |
0.90% |
¥75,779 |
¥27,280,424 |
¥3,380,424 |
| 30 |
1.00% |
¥76,872 |
¥27,673,864 |
¥3,773,864 |
| 30 |
1.10% |
¥77,975 |
¥28,070,854 |
¥4,170,854 |
| 30 |
1.20% |
¥79,087 |
¥28,471,384 |
¥4,571,384 |
| 30 |
1.30% |
¥80,210 |
¥28,875,448 |
¥4,975,448 |
| 30 |
1.40% |
¥81,342 |
¥29,283,037 |
¥5,383,037 |
| 30 |
1.50% |
¥82,484 |
¥29,694,143 |
¥5,794,143 |
| 30 |
1.60% |
¥83,635 |
¥30,108,755 |
¥6,208,755 |
| 30 |
1.70% |
¥84,797 |
¥30,526,864 |
¥6,626,864 |
| 30 |
1.80% |
¥85,968 |
¥30,948,459 |
¥7,048,459 |
| 30 |
1.90% |
¥87,149 |
¥31,373,528 |
¥7,473,528 |
| 30 |
2.00% |
¥88,339 |
¥31,802,059 |
¥7,902,059 |
| 30 |
2.10% |
¥89,539 |
¥32,234,041 |
¥8,334,041 |
| 30 |
2.20% |
¥90,749 |
¥32,669,460 |
¥8,769,460 |
| 30 |
2.30% |
¥91,968 |
¥33,108,303 |
¥9,208,303 |
| 30 |
2.40% |
¥93,196 |
¥33,550,555 |
¥9,650,555 |
| 30 |
2.50% |
¥94,434 |
¥33,996,202 |
¥10,096,202 |
| 30 |
2.60% |
¥95,681 |
¥34,445,229 |
¥10,545,229 |
| 30 |
2.70% |
¥96,938 |
¥34,897,619 |
¥10,997,619 |
| 30 |
2.80% |
¥98,204 |
¥35,353,358 |
¥11,453,358 |
| 30 |
2.90% |
¥99,479 |
¥35,812,427 |
¥11,912,427 |
| 30 |
3.00% |
¥100,763 |
¥36,274,811 |
¥12,374,811 |
2390万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥86,864 |
¥26,059,166 |
¥2,159,166 |
| 25 |
0.80% |
¥87,925 |
¥26,377,553 |
¥2,477,553 |
| 25 |
0.90% |
¥88,995 |
¥26,698,417 |
¥2,798,417 |
| 25 |
1.00% |
¥90,073 |
¥27,021,755 |
¥3,121,755 |
| 25 |
1.10% |
¥91,159 |
¥27,347,564 |
¥3,447,564 |
| 25 |
1.20% |
¥92,253 |
¥27,675,841 |
¥3,775,841 |
| 25 |
1.30% |
¥93,355 |
¥28,006,581 |
¥4,106,581 |
| 25 |
1.40% |
¥94,466 |
¥28,339,780 |
¥4,439,780 |
| 25 |
1.50% |
¥95,585 |
¥28,675,435 |
¥4,775,435 |
| 25 |
1.60% |
¥96,712 |
¥29,013,539 |
¥5,113,539 |
| 25 |
1.70% |
¥97,847 |
¥29,354,089 |
¥5,454,089 |
| 25 |
1.80% |
¥98,990 |
¥29,697,079 |
¥5,797,079 |
| 25 |
1.90% |
¥100,142 |
¥30,042,503 |
¥6,142,503 |
| 25 |
2.00% |
¥101,301 |
¥30,390,356 |
¥6,490,356 |
| 25 |
2.10% |
¥102,469 |
¥30,740,631 |
¥6,840,631 |
| 25 |
2.20% |
¥103,644 |
¥31,093,322 |
¥7,193,322 |
| 25 |
2.30% |
¥104,828 |
¥31,448,421 |
¥7,548,421 |
| 25 |
2.40% |
¥106,020 |
¥31,805,923 |
¥7,905,923 |
| 25 |
2.50% |
¥107,219 |
¥32,165,820 |
¥8,265,820 |
| 25 |
2.60% |
¥108,427 |
¥32,528,104 |
¥8,628,104 |
| 25 |
2.70% |
¥109,643 |
¥32,892,767 |
¥8,992,767 |
| 25 |
2.80% |
¥110,866 |
¥33,259,802 |
¥9,359,802 |
| 25 |
2.90% |
¥112,097 |
¥33,629,199 |
¥9,729,199 |
| 25 |
3.00% |
¥113,337 |
¥34,000,951 |
¥10,100,951 |
2390万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥106,746 |
¥25,618,983 |
¥1,718,983 |
| 20 |
0.80% |
¥107,795 |
¥25,870,914 |
¥1,970,914 |
| 20 |
0.90% |
¥108,852 |
¥26,124,432 |
¥2,224,432 |
| 20 |
1.00% |
¥109,915 |
¥26,379,537 |
¥2,479,537 |
| 20 |
1.10% |
¥110,984 |
¥26,636,227 |
¥2,736,227 |
| 20 |
1.20% |
¥112,060 |
¥26,894,501 |
¥2,994,501 |
| 20 |
1.30% |
¥113,143 |
¥27,154,356 |
¥3,254,356 |
| 20 |
1.40% |
¥114,232 |
¥27,415,791 |
¥3,515,791 |
| 20 |
1.50% |
¥115,328 |
¥27,678,805 |
¥3,778,805 |
| 20 |
1.60% |
¥116,431 |
¥27,943,394 |
¥4,043,394 |
| 20 |
1.70% |
¥117,540 |
¥28,209,557 |
¥4,309,557 |
| 20 |
1.80% |
¥118,655 |
¥28,477,293 |
¥4,577,293 |
| 20 |
1.90% |
¥119,777 |
¥28,746,597 |
¥4,846,597 |
| 20 |
2.00% |
¥120,906 |
¥29,017,468 |
¥5,117,468 |
| 20 |
2.10% |
¥122,041 |
¥29,289,903 |
¥5,389,903 |
| 20 |
2.20% |
¥123,183 |
¥29,563,900 |
¥5,663,900 |
| 20 |
2.30% |
¥124,331 |
¥29,839,456 |
¥5,939,456 |
| 20 |
2.40% |
¥125,486 |
¥30,116,567 |
¥6,216,567 |
| 20 |
2.50% |
¥126,647 |
¥30,395,230 |
¥6,495,230 |
| 20 |
2.60% |
¥127,814 |
¥30,675,443 |
¥6,775,443 |
| 20 |
2.70% |
¥128,988 |
¥30,957,201 |
¥7,057,201 |
| 20 |
2.80% |
¥130,169 |
¥31,240,503 |
¥7,340,503 |
| 20 |
2.90% |
¥131,356 |
¥31,525,343 |
¥7,625,343 |
| 20 |
3.00% |
¥132,549 |
¥31,811,718 |
¥7,911,718 |
2390万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥139,909 |
¥25,183,668 |
¥1,283,668 |
| 15 |
0.80% |
¥140,948 |
¥25,370,629 |
¥1,470,629 |
| 15 |
0.90% |
¥141,992 |
¥25,558,485 |
¥1,658,485 |
| 15 |
1.00% |
¥143,040 |
¥25,747,234 |
¥1,847,234 |
| 15 |
1.10% |
¥144,094 |
¥25,936,876 |
¥2,036,876 |
| 15 |
1.20% |
¥145,152 |
¥26,127,411 |
¥2,227,411 |
| 15 |
1.30% |
¥146,216 |
¥26,318,838 |
¥2,418,838 |
| 15 |
1.40% |
¥147,284 |
¥26,511,156 |
¥2,611,156 |
| 15 |
1.50% |
¥148,358 |
¥26,704,365 |
¥2,804,365 |
| 15 |
1.60% |
¥149,436 |
¥26,898,464 |
¥2,998,464 |
| 15 |
1.70% |
¥150,519 |
¥27,093,452 |
¥3,193,452 |
| 15 |
1.80% |
¥151,607 |
¥27,289,329 |
¥3,389,329 |
| 15 |
1.90% |
¥152,701 |
¥27,486,093 |
¥3,586,093 |
| 15 |
2.00% |
¥153,799 |
¥27,683,744 |
¥3,783,744 |
| 15 |
2.10% |
¥154,902 |
¥27,882,282 |
¥3,982,282 |
| 15 |
2.20% |
¥156,009 |
¥28,081,704 |
¥4,181,704 |
| 15 |
2.30% |
¥157,122 |
¥28,282,010 |
¥4,382,010 |
| 15 |
2.40% |
¥158,240 |
¥28,483,200 |
¥4,583,200 |
| 15 |
2.50% |
¥159,363 |
¥28,685,272 |
¥4,785,272 |
| 15 |
2.60% |
¥160,490 |
¥28,888,224 |
¥4,988,224 |
| 15 |
2.70% |
¥161,623 |
¥29,092,057 |
¥5,192,057 |
| 15 |
2.80% |
¥162,760 |
¥29,296,768 |
¥5,396,768 |
| 15 |
2.90% |
¥163,902 |
¥29,502,357 |
¥5,602,357 |
| 15 |
3.00% |
¥165,049 |
¥29,708,822 |
¥5,808,822 |
2390万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥206,277 |
¥24,753,226 |
¥853,226 |
| 10 |
0.80% |
¥207,306 |
¥24,876,707 |
¥976,707 |
| 10 |
0.90% |
¥208,338 |
¥25,000,586 |
¥1,100,586 |
| 10 |
1.00% |
¥209,374 |
¥25,124,862 |
¥1,224,862 |
| 10 |
1.10% |
¥210,413 |
¥25,249,536 |
¥1,349,536 |
| 10 |
1.20% |
¥211,455 |
¥25,374,607 |
¥1,474,607 |
| 10 |
1.30% |
¥212,501 |
¥25,500,075 |
¥1,600,075 |
| 10 |
1.40% |
¥213,550 |
¥25,625,940 |
¥1,725,940 |
| 10 |
1.50% |
¥214,602 |
¥25,752,202 |
¥1,852,202 |
| 10 |
1.60% |
¥215,657 |
¥25,878,861 |
¥1,978,861 |
| 10 |
1.70% |
¥216,716 |
¥26,005,916 |
¥2,105,916 |
| 10 |
1.80% |
¥217,778 |
¥26,133,367 |
¥2,233,367 |
| 10 |
1.90% |
¥218,843 |
¥26,261,215 |
¥2,361,215 |
| 10 |
2.00% |
¥219,912 |
¥26,389,459 |
¥2,489,459 |
| 10 |
2.10% |
¥220,984 |
¥26,518,098 |
¥2,618,098 |
| 10 |
2.20% |
¥222,059 |
¥26,647,133 |
¥2,747,133 |
| 10 |
2.30% |
¥223,138 |
¥26,776,563 |
¥2,876,563 |
| 10 |
2.40% |
¥224,220 |
¥26,906,388 |
¥3,006,388 |
| 10 |
2.50% |
¥225,305 |
¥27,036,608 |
¥3,136,608 |
| 10 |
2.60% |
¥226,394 |
¥27,167,222 |
¥3,267,222 |
| 10 |
2.70% |
¥227,485 |
¥27,298,231 |
¥3,398,231 |
| 10 |
2.80% |
¥228,580 |
¥27,429,634 |
¥3,529,634 |
| 10 |
2.90% |
¥229,679 |
¥27,561,431 |
¥3,661,431 |
| 10 |
3.00% |
¥230,780 |
¥27,693,622 |
¥3,793,622 |