2430万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2430万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2430万円の住宅ローン|期間・年数別
2430万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥48,012 |
¥28,807,072 |
¥4,507,072 |
| 50 |
0.80% |
¥49,152 |
¥29,491,131 |
¥5,191,131 |
| 50 |
0.90% |
¥50,309 |
¥30,185,144 |
¥5,885,144 |
| 50 |
1.00% |
¥51,482 |
¥30,889,068 |
¥6,589,068 |
| 50 |
1.10% |
¥52,671 |
¥31,602,856 |
¥7,302,856 |
| 50 |
1.20% |
¥53,877 |
¥32,326,453 |
¥8,026,453 |
| 50 |
1.30% |
¥55,100 |
¥33,059,805 |
¥8,759,805 |
| 50 |
1.40% |
¥56,338 |
¥33,802,848 |
¥9,502,848 |
| 50 |
1.50% |
¥57,593 |
¥34,555,517 |
¥10,255,517 |
| 50 |
1.60% |
¥58,863 |
¥35,317,743 |
¥11,017,743 |
| 50 |
1.70% |
¥60,149 |
¥36,089,452 |
¥11,789,452 |
| 50 |
1.80% |
¥61,451 |
¥36,870,565 |
¥12,570,565 |
| 50 |
1.90% |
¥62,768 |
¥37,661,001 |
¥13,361,001 |
| 50 |
2.00% |
¥64,101 |
¥38,460,674 |
¥14,160,674 |
| 50 |
2.10% |
¥65,449 |
¥39,269,495 |
¥14,969,495 |
| 50 |
2.20% |
¥66,812 |
¥40,087,373 |
¥15,787,373 |
| 50 |
2.30% |
¥68,190 |
¥40,914,210 |
¥16,614,210 |
| 50 |
2.40% |
¥69,583 |
¥41,749,910 |
¥17,449,910 |
| 50 |
2.50% |
¥70,991 |
¥42,594,369 |
¥18,294,369 |
| 50 |
2.60% |
¥72,412 |
¥43,447,484 |
¥19,147,484 |
| 50 |
2.70% |
¥73,849 |
¥44,309,147 |
¥20,009,147 |
| 50 |
2.80% |
¥75,299 |
¥45,179,249 |
¥20,879,249 |
| 50 |
2.90% |
¥76,763 |
¥46,057,678 |
¥21,757,678 |
| 50 |
3.00% |
¥78,241 |
¥46,944,319 |
¥22,644,319 |
2430万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥52,472 |
¥28,334,878 |
¥4,034,878 |
| 45 |
0.80% |
¥53,600 |
¥28,943,887 |
¥4,643,887 |
| 45 |
0.90% |
¥54,743 |
¥29,560,984 |
¥5,260,984 |
| 45 |
1.00% |
¥55,900 |
¥30,186,140 |
¥5,886,140 |
| 45 |
1.10% |
¥57,073 |
¥30,819,322 |
¥6,519,322 |
| 45 |
1.20% |
¥58,260 |
¥31,460,497 |
¥7,160,497 |
| 45 |
1.30% |
¥59,462 |
¥32,109,626 |
¥7,809,626 |
| 45 |
1.40% |
¥60,679 |
¥32,766,669 |
¥8,466,669 |
| 45 |
1.50% |
¥61,910 |
¥33,431,581 |
¥9,131,581 |
| 45 |
1.60% |
¥63,156 |
¥34,104,316 |
¥9,804,316 |
| 45 |
1.70% |
¥64,416 |
¥34,784,824 |
¥10,484,824 |
| 45 |
1.80% |
¥65,691 |
¥35,473,054 |
¥11,173,054 |
| 45 |
1.90% |
¥66,980 |
¥36,168,951 |
¥11,868,951 |
| 45 |
2.00% |
¥68,282 |
¥36,872,458 |
¥12,572,458 |
| 45 |
2.10% |
¥69,599 |
¥37,583,514 |
¥13,283,514 |
| 45 |
2.20% |
¥70,930 |
¥38,302,058 |
¥14,002,058 |
| 45 |
2.30% |
¥72,274 |
¥39,028,024 |
¥14,728,024 |
| 45 |
2.40% |
¥73,632 |
¥39,761,347 |
¥15,461,347 |
| 45 |
2.50% |
¥75,004 |
¥40,501,957 |
¥16,201,957 |
| 45 |
2.60% |
¥76,388 |
¥41,249,783 |
¥16,949,783 |
| 45 |
2.70% |
¥77,787 |
¥42,004,752 |
¥17,704,752 |
| 45 |
2.80% |
¥79,198 |
¥42,766,790 |
¥18,466,790 |
| 45 |
2.90% |
¥80,622 |
¥43,535,819 |
¥19,235,819 |
| 45 |
3.00% |
¥82,059 |
¥44,311,762 |
¥20,011,762 |
2430万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥58,057 |
¥27,867,594 |
¥3,567,594 |
| 40 |
0.80% |
¥59,173 |
¥28,403,037 |
¥4,103,037 |
| 40 |
0.90% |
¥60,302 |
¥28,944,889 |
¥4,644,889 |
| 40 |
1.00% |
¥61,444 |
¥29,493,129 |
¥5,193,129 |
| 40 |
1.10% |
¥62,599 |
¥30,047,739 |
¥5,747,739 |
| 40 |
1.20% |
¥63,768 |
¥30,608,696 |
¥6,308,696 |
| 40 |
1.30% |
¥64,950 |
¥31,175,976 |
¥6,875,976 |
| 40 |
1.40% |
¥66,145 |
¥31,749,553 |
¥7,449,553 |
| 40 |
1.50% |
¥67,353 |
¥32,329,400 |
¥8,029,400 |
| 40 |
1.60% |
¥68,574 |
¥32,915,487 |
¥8,615,487 |
| 40 |
1.70% |
¥69,808 |
¥33,507,783 |
¥9,207,783 |
| 40 |
1.80% |
¥71,055 |
¥34,106,254 |
¥9,806,254 |
| 40 |
1.90% |
¥72,314 |
¥34,710,866 |
¥10,410,866 |
| 40 |
2.00% |
¥73,587 |
¥35,321,583 |
¥11,021,583 |
| 40 |
2.10% |
¥74,872 |
¥35,938,365 |
¥11,638,365 |
| 40 |
2.20% |
¥76,169 |
¥36,561,173 |
¥12,261,173 |
| 40 |
2.30% |
¥77,479 |
¥37,189,966 |
¥12,889,966 |
| 40 |
2.40% |
¥78,801 |
¥37,824,700 |
¥13,524,700 |
| 40 |
2.50% |
¥80,136 |
¥38,465,332 |
¥14,165,332 |
| 40 |
2.60% |
¥81,483 |
¥39,111,816 |
¥14,811,816 |
| 40 |
2.70% |
¥82,842 |
¥39,764,104 |
¥15,464,104 |
| 40 |
2.80% |
¥84,213 |
¥40,422,148 |
¥16,122,148 |
| 40 |
2.90% |
¥85,596 |
¥41,085,898 |
¥16,785,898 |
| 40 |
3.00% |
¥86,990 |
¥41,755,303 |
¥17,455,303 |
2430万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥65,251 |
¥27,405,231 |
¥3,105,231 |
| 35 |
0.80% |
¥66,354 |
¥27,868,599 |
¥3,568,599 |
| 35 |
0.90% |
¥67,469 |
¥28,336,886 |
¥4,036,886 |
| 35 |
1.00% |
¥68,595 |
¥28,810,078 |
¥4,510,078 |
| 35 |
1.10% |
¥69,734 |
¥29,288,166 |
¥4,988,166 |
| 35 |
1.20% |
¥70,884 |
¥29,771,135 |
¥5,471,135 |
| 35 |
1.30% |
¥72,045 |
¥30,258,972 |
¥5,958,972 |
| 35 |
1.40% |
¥73,218 |
¥30,751,660 |
¥6,451,660 |
| 35 |
1.50% |
¥74,403 |
¥31,249,184 |
¥6,949,184 |
| 35 |
1.60% |
¥75,599 |
¥31,751,525 |
¥7,451,525 |
| 35 |
1.70% |
¥76,806 |
¥32,258,666 |
¥7,958,666 |
| 35 |
1.80% |
¥78,025 |
¥32,770,586 |
¥8,470,586 |
| 35 |
1.90% |
¥79,255 |
¥33,287,264 |
¥8,987,264 |
| 35 |
2.00% |
¥80,497 |
¥33,808,678 |
¥9,508,678 |
| 35 |
2.10% |
¥81,750 |
¥34,334,806 |
¥10,034,806 |
| 35 |
2.20% |
¥83,013 |
¥34,865,624 |
¥10,565,624 |
| 35 |
2.30% |
¥84,288 |
¥35,401,107 |
¥11,101,107 |
| 35 |
2.40% |
¥85,574 |
¥35,941,228 |
¥11,641,228 |
| 35 |
2.50% |
¥86,871 |
¥36,485,962 |
¥12,185,962 |
| 35 |
2.60% |
¥88,179 |
¥37,035,280 |
¥12,735,280 |
| 35 |
2.70% |
¥89,498 |
¥37,589,153 |
¥13,289,153 |
| 35 |
2.80% |
¥90,828 |
¥38,147,553 |
¥13,847,553 |
| 35 |
2.90% |
¥92,168 |
¥38,710,450 |
¥14,410,450 |
| 35 |
3.00% |
¥93,519 |
¥39,277,810 |
¥14,977,810 |
2430万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥74,855 |
¥26,947,798 |
¥2,647,798 |
| 30 |
0.80% |
¥75,946 |
¥27,340,589 |
¥3,040,589 |
| 30 |
0.90% |
¥77,047 |
¥27,737,000 |
¥3,437,000 |
| 30 |
1.00% |
¥78,158 |
¥28,137,025 |
¥3,837,025 |
| 30 |
1.10% |
¥79,280 |
¥28,540,659 |
¥4,240,659 |
| 30 |
1.20% |
¥80,411 |
¥28,947,893 |
¥4,647,893 |
| 30 |
1.30% |
¥81,552 |
¥29,358,719 |
¥5,058,719 |
| 30 |
1.40% |
¥82,703 |
¥29,773,130 |
¥5,473,130 |
| 30 |
1.50% |
¥83,864 |
¥30,191,116 |
¥5,891,116 |
| 30 |
1.60% |
¥85,035 |
¥30,612,667 |
¥6,312,667 |
| 30 |
1.70% |
¥86,216 |
¥31,037,774 |
¥6,737,774 |
| 30 |
1.80% |
¥87,407 |
¥31,466,424 |
¥7,166,424 |
| 30 |
1.90% |
¥88,607 |
¥31,898,608 |
¥7,598,608 |
| 30 |
2.00% |
¥89,818 |
¥32,334,311 |
¥8,034,311 |
| 30 |
2.10% |
¥91,038 |
¥32,773,523 |
¥8,473,523 |
| 30 |
2.20% |
¥92,267 |
¥33,216,230 |
¥8,916,230 |
| 30 |
2.30% |
¥93,507 |
¥33,662,417 |
¥9,362,417 |
| 30 |
2.40% |
¥94,756 |
¥34,112,071 |
¥9,812,071 |
| 30 |
2.50% |
¥96,014 |
¥34,565,176 |
¥10,265,176 |
| 30 |
2.60% |
¥97,283 |
¥35,021,718 |
¥10,721,718 |
| 30 |
2.70% |
¥98,560 |
¥35,481,680 |
¥11,181,680 |
| 30 |
2.80% |
¥99,847 |
¥35,945,046 |
¥11,645,046 |
| 30 |
2.90% |
¥101,144 |
¥36,411,799 |
¥12,111,799 |
| 30 |
3.00% |
¥102,450 |
¥36,881,921 |
¥12,581,921 |
2430万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥88,318 |
¥26,495,303 |
¥2,195,303 |
| 25 |
0.80% |
¥89,397 |
¥26,819,018 |
¥2,519,018 |
| 25 |
0.90% |
¥90,484 |
¥27,145,252 |
¥2,845,252 |
| 25 |
1.00% |
¥91,580 |
¥27,474,002 |
¥3,174,002 |
| 25 |
1.10% |
¥92,684 |
¥27,805,264 |
¥3,505,264 |
| 25 |
1.20% |
¥93,797 |
¥28,139,035 |
¥3,839,035 |
| 25 |
1.30% |
¥94,918 |
¥28,475,310 |
¥4,175,310 |
| 25 |
1.40% |
¥96,047 |
¥28,814,086 |
¥4,514,086 |
| 25 |
1.50% |
¥97,185 |
¥29,155,358 |
¥4,855,358 |
| 25 |
1.60% |
¥98,330 |
¥29,499,122 |
¥5,199,122 |
| 25 |
1.70% |
¥99,485 |
¥29,845,371 |
¥5,545,371 |
| 25 |
1.80% |
¥100,647 |
¥30,194,101 |
¥5,894,101 |
| 25 |
1.90% |
¥101,818 |
¥30,545,307 |
¥6,245,307 |
| 25 |
2.00% |
¥102,997 |
¥30,898,981 |
¥6,598,981 |
| 25 |
2.10% |
¥104,184 |
¥31,255,119 |
¥6,955,119 |
| 25 |
2.20% |
¥105,379 |
¥31,613,712 |
¥7,313,712 |
| 25 |
2.30% |
¥106,583 |
¥31,974,755 |
¥7,674,755 |
| 25 |
2.40% |
¥107,794 |
¥32,338,240 |
¥8,038,240 |
| 25 |
2.50% |
¥109,014 |
¥32,704,160 |
¥8,404,160 |
| 25 |
2.60% |
¥110,242 |
¥33,072,507 |
¥8,772,507 |
| 25 |
2.70% |
¥111,478 |
¥33,443,273 |
¥9,143,273 |
| 25 |
2.80% |
¥112,722 |
¥33,816,451 |
¥9,516,451 |
| 25 |
2.90% |
¥113,973 |
¥34,192,031 |
¥9,892,031 |
| 25 |
3.00% |
¥115,233 |
¥34,570,005 |
¥10,270,005 |
2430万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥108,532 |
¥26,047,752 |
¥1,747,752 |
| 20 |
0.80% |
¥109,600 |
¥26,303,900 |
¥2,003,900 |
| 20 |
0.90% |
¥110,674 |
¥26,561,661 |
¥2,261,661 |
| 20 |
1.00% |
¥111,754 |
¥26,821,036 |
¥2,521,036 |
| 20 |
1.10% |
¥112,842 |
¥27,082,022 |
¥2,782,022 |
| 20 |
1.20% |
¥113,936 |
¥27,344,618 |
¥3,044,618 |
| 20 |
1.30% |
¥115,037 |
¥27,608,822 |
¥3,308,822 |
| 20 |
1.40% |
¥116,144 |
¥27,874,633 |
¥3,574,633 |
| 20 |
1.50% |
¥117,259 |
¥28,142,048 |
¥3,842,048 |
| 20 |
1.60% |
¥118,379 |
¥28,411,066 |
¥4,111,066 |
| 20 |
1.70% |
¥119,507 |
¥28,681,684 |
¥4,381,684 |
| 20 |
1.80% |
¥120,641 |
¥28,953,900 |
¥4,653,900 |
| 20 |
1.90% |
¥121,782 |
¥29,227,712 |
¥4,927,712 |
| 20 |
2.00% |
¥122,930 |
¥29,503,116 |
¥5,203,116 |
| 20 |
2.10% |
¥124,084 |
¥29,780,111 |
¥5,480,111 |
| 20 |
2.20% |
¥125,245 |
¥30,058,694 |
¥5,758,694 |
| 20 |
2.30% |
¥126,412 |
¥30,338,861 |
¥6,038,861 |
| 20 |
2.40% |
¥127,586 |
¥30,620,609 |
¥6,320,609 |
| 20 |
2.50% |
¥128,766 |
¥30,903,937 |
¥6,603,937 |
| 20 |
2.60% |
¥129,953 |
¥31,188,839 |
¥6,888,839 |
| 20 |
2.70% |
¥131,147 |
¥31,475,314 |
¥7,175,314 |
| 20 |
2.80% |
¥132,347 |
¥31,763,356 |
¥7,463,356 |
| 20 |
2.90% |
¥133,554 |
¥32,052,964 |
¥7,752,964 |
| 20 |
3.00% |
¥134,767 |
¥32,344,132 |
¥8,044,132 |
2430万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥142,251 |
¥25,605,152 |
¥1,305,152 |
| 15 |
0.80% |
¥143,307 |
¥25,795,242 |
¥1,495,242 |
| 15 |
0.90% |
¥144,368 |
¥25,986,242 |
¥1,686,242 |
| 15 |
1.00% |
¥145,434 |
¥26,178,150 |
¥1,878,150 |
| 15 |
1.10% |
¥146,505 |
¥26,370,966 |
¥2,070,966 |
| 15 |
1.20% |
¥147,582 |
¥26,564,690 |
¥2,264,690 |
| 15 |
1.30% |
¥148,663 |
¥26,759,320 |
¥2,459,320 |
| 15 |
1.40% |
¥149,749 |
¥26,954,857 |
¥2,654,857 |
| 15 |
1.50% |
¥150,841 |
¥27,151,300 |
¥2,851,300 |
| 15 |
1.60% |
¥151,937 |
¥27,348,647 |
¥3,048,647 |
| 15 |
1.70% |
¥153,038 |
¥27,546,899 |
¥3,246,899 |
| 15 |
1.80% |
¥154,145 |
¥27,746,054 |
¥3,446,054 |
| 15 |
1.90% |
¥155,256 |
¥27,946,111 |
¥3,646,111 |
| 15 |
2.00% |
¥156,373 |
¥28,147,071 |
¥3,847,071 |
| 15 |
2.10% |
¥157,494 |
¥28,348,931 |
¥4,048,931 |
| 15 |
2.20% |
¥158,621 |
¥28,551,691 |
¥4,251,691 |
| 15 |
2.30% |
¥159,752 |
¥28,755,350 |
¥4,455,350 |
| 15 |
2.40% |
¥160,888 |
¥28,959,906 |
¥4,659,906 |
| 15 |
2.50% |
¥162,030 |
¥29,165,360 |
¥4,865,360 |
| 15 |
2.60% |
¥163,176 |
¥29,371,709 |
¥5,071,709 |
| 15 |
2.70% |
¥164,328 |
¥29,578,953 |
¥5,278,953 |
| 15 |
2.80% |
¥165,484 |
¥29,787,091 |
¥5,487,091 |
| 15 |
2.90% |
¥166,645 |
¥29,996,120 |
¥5,696,120 |
| 15 |
3.00% |
¥167,811 |
¥30,206,041 |
¥5,906,041 |
2430万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥209,729 |
¥25,167,506 |
¥867,506 |
| 10 |
0.80% |
¥210,775 |
¥25,293,053 |
¥993,053 |
| 10 |
0.90% |
¥211,825 |
¥25,419,006 |
¥1,119,006 |
| 10 |
1.00% |
¥212,878 |
¥25,545,362 |
¥1,245,362 |
| 10 |
1.10% |
¥213,934 |
¥25,672,122 |
¥1,372,122 |
| 10 |
1.20% |
¥214,994 |
¥25,799,286 |
¥1,499,286 |
| 10 |
1.30% |
¥216,057 |
¥25,926,854 |
¥1,626,854 |
| 10 |
1.40% |
¥217,124 |
¥26,054,826 |
¥1,754,826 |
| 10 |
1.50% |
¥218,193 |
¥26,183,201 |
¥1,883,201 |
| 10 |
1.60% |
¥219,266 |
¥26,311,980 |
¥2,011,980 |
| 10 |
1.70% |
¥220,343 |
¥26,441,161 |
¥2,141,161 |
| 10 |
1.80% |
¥221,423 |
¥26,570,746 |
¥2,270,746 |
| 10 |
1.90% |
¥222,506 |
¥26,700,733 |
¥2,400,733 |
| 10 |
2.00% |
¥223,593 |
¥26,831,123 |
¥2,531,123 |
| 10 |
2.10% |
¥224,683 |
¥26,961,915 |
¥2,661,915 |
| 10 |
2.20% |
¥225,776 |
¥27,093,110 |
¥2,793,110 |
| 10 |
2.30% |
¥226,873 |
¥27,224,706 |
¥2,924,706 |
| 10 |
2.40% |
¥227,973 |
¥27,356,704 |
¥3,056,704 |
| 10 |
2.50% |
¥229,076 |
¥27,489,103 |
¥3,189,103 |
| 10 |
2.60% |
¥230,183 |
¥27,621,904 |
¥3,321,904 |
| 10 |
2.70% |
¥231,293 |
¥27,755,105 |
¥3,455,105 |
| 10 |
2.80% |
¥232,406 |
¥27,888,708 |
¥3,588,708 |
| 10 |
2.90% |
¥233,523 |
¥28,022,710 |
¥3,722,710 |
| 10 |
3.00% |
¥234,643 |
¥28,157,113 |
¥3,857,113 |