2470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2470万円の住宅ローン|期間・年数別
2470万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥48,802 |
¥29,281,263 |
¥4,581,263 |
| 50 |
0.80% |
¥49,961 |
¥29,976,582 |
¥5,276,582 |
| 50 |
0.90% |
¥51,137 |
¥30,682,019 |
¥5,982,019 |
| 50 |
1.00% |
¥52,329 |
¥31,397,531 |
¥6,697,531 |
| 50 |
1.10% |
¥53,538 |
¥32,123,067 |
¥7,423,067 |
| 50 |
1.20% |
¥54,764 |
¥32,858,576 |
¥8,158,576 |
| 50 |
1.30% |
¥56,007 |
¥33,603,999 |
¥8,903,999 |
| 50 |
1.40% |
¥57,265 |
¥34,359,273 |
¥9,659,273 |
| 50 |
1.50% |
¥58,541 |
¥35,124,332 |
¥10,424,332 |
| 50 |
1.60% |
¥59,832 |
¥35,899,105 |
¥11,199,105 |
| 50 |
1.70% |
¥61,139 |
¥36,683,517 |
¥11,983,517 |
| 50 |
1.80% |
¥62,462 |
¥37,477,488 |
¥12,777,488 |
| 50 |
1.90% |
¥63,802 |
¥38,280,935 |
¥13,580,935 |
| 50 |
2.00% |
¥65,156 |
¥39,093,771 |
¥14,393,771 |
| 50 |
2.10% |
¥66,527 |
¥39,915,907 |
¥15,215,907 |
| 50 |
2.20% |
¥67,912 |
¥40,747,247 |
¥16,047,247 |
| 50 |
2.30% |
¥69,313 |
¥41,587,695 |
¥16,887,695 |
| 50 |
2.40% |
¥70,729 |
¥42,437,151 |
¥17,737,151 |
| 50 |
2.50% |
¥72,159 |
¥43,295,511 |
¥18,595,511 |
| 50 |
2.60% |
¥73,604 |
¥44,162,669 |
¥19,462,669 |
| 50 |
2.70% |
¥75,064 |
¥45,038,516 |
¥20,338,516 |
| 50 |
2.80% |
¥76,538 |
¥45,922,941 |
¥21,222,941 |
| 50 |
2.90% |
¥78,026 |
¥46,815,829 |
¥22,115,829 |
| 50 |
3.00% |
¥79,528 |
¥47,717,065 |
¥23,017,065 |
2470万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥53,336 |
¥28,801,295 |
¥4,101,295 |
| 45 |
0.80% |
¥54,482 |
¥29,420,330 |
¥4,720,330 |
| 45 |
0.90% |
¥55,644 |
¥30,047,585 |
¥5,347,585 |
| 45 |
1.00% |
¥56,820 |
¥30,683,031 |
¥5,983,031 |
| 45 |
1.10% |
¥58,012 |
¥31,326,636 |
¥6,626,636 |
| 45 |
1.20% |
¥59,219 |
¥31,978,365 |
¥7,278,365 |
| 45 |
1.30% |
¥60,441 |
¥32,638,180 |
¥7,938,180 |
| 45 |
1.40% |
¥61,678 |
¥33,306,038 |
¥8,606,038 |
| 45 |
1.50% |
¥62,929 |
¥33,981,895 |
¥9,281,895 |
| 45 |
1.60% |
¥64,196 |
¥34,665,703 |
¥9,965,703 |
| 45 |
1.70% |
¥65,477 |
¥35,357,414 |
¥10,657,414 |
| 45 |
1.80% |
¥66,772 |
¥36,056,973 |
¥11,356,973 |
| 45 |
1.90% |
¥68,082 |
¥36,764,325 |
¥12,064,325 |
| 45 |
2.00% |
¥69,406 |
¥37,479,412 |
¥12,779,412 |
| 45 |
2.10% |
¥70,745 |
¥38,202,173 |
¥13,502,173 |
| 45 |
2.20% |
¥72,097 |
¥38,932,544 |
¥14,232,544 |
| 45 |
2.30% |
¥73,464 |
¥39,670,461 |
¥14,970,461 |
| 45 |
2.40% |
¥74,844 |
¥40,415,855 |
¥15,715,855 |
| 45 |
2.50% |
¥76,238 |
¥41,168,656 |
¥16,468,656 |
| 45 |
2.60% |
¥77,646 |
¥41,928,792 |
¥17,228,792 |
| 45 |
2.70% |
¥79,067 |
¥42,696,189 |
¥17,996,189 |
| 45 |
2.80% |
¥80,501 |
¥43,470,770 |
¥18,770,770 |
| 45 |
2.90% |
¥81,949 |
¥44,252,458 |
¥19,552,458 |
| 45 |
3.00% |
¥83,410 |
¥45,041,173 |
¥20,341,173 |
2470万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥59,013 |
¥28,326,319 |
¥3,626,319 |
| 40 |
0.80% |
¥60,147 |
¥28,870,577 |
¥4,170,577 |
| 40 |
0.90% |
¥61,294 |
¥29,421,348 |
¥4,721,348 |
| 40 |
1.00% |
¥62,455 |
¥29,978,613 |
¥5,278,613 |
| 40 |
1.10% |
¥63,630 |
¥30,542,352 |
¥5,842,352 |
| 40 |
1.20% |
¥64,818 |
¥31,112,543 |
¥6,412,543 |
| 40 |
1.30% |
¥66,019 |
¥31,689,161 |
¥6,989,161 |
| 40 |
1.40% |
¥67,234 |
¥32,272,180 |
¥7,572,180 |
| 40 |
1.50% |
¥68,462 |
¥32,861,572 |
¥8,161,572 |
| 40 |
1.60% |
¥69,703 |
¥33,457,306 |
¥8,757,306 |
| 40 |
1.70% |
¥70,957 |
¥34,059,352 |
¥9,359,352 |
| 40 |
1.80% |
¥72,224 |
¥34,667,674 |
¥9,967,674 |
| 40 |
1.90% |
¥73,505 |
¥35,282,239 |
¥10,582,239 |
| 40 |
2.00% |
¥74,798 |
¥35,903,008 |
¥11,203,008 |
| 40 |
2.10% |
¥76,104 |
¥36,529,943 |
¥11,829,943 |
| 40 |
2.20% |
¥77,423 |
¥37,163,003 |
¥12,463,003 |
| 40 |
2.30% |
¥78,754 |
¥37,802,146 |
¥13,102,146 |
| 40 |
2.40% |
¥80,099 |
¥38,447,329 |
¥13,747,329 |
| 40 |
2.50% |
¥81,455 |
¥39,098,507 |
¥14,398,507 |
| 40 |
2.60% |
¥82,824 |
¥39,755,632 |
¥15,055,632 |
| 40 |
2.70% |
¥84,206 |
¥40,418,657 |
¥15,718,657 |
| 40 |
2.80% |
¥85,599 |
¥41,087,533 |
¥16,387,533 |
| 40 |
2.90% |
¥87,005 |
¥41,762,209 |
¥17,062,209 |
| 40 |
3.00% |
¥88,422 |
¥42,442,633 |
¥17,742,633 |
2470万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥66,325 |
¥27,856,346 |
¥3,156,346 |
| 35 |
0.80% |
¥67,446 |
¥28,327,342 |
¥3,627,342 |
| 35 |
0.90% |
¥68,579 |
¥28,803,336 |
¥4,103,336 |
| 35 |
1.00% |
¥69,725 |
¥29,284,318 |
¥4,584,318 |
| 35 |
1.10% |
¥70,882 |
¥29,770,276 |
¥5,070,276 |
| 35 |
1.20% |
¥72,050 |
¥30,261,195 |
¥5,561,195 |
| 35 |
1.30% |
¥73,231 |
¥30,757,062 |
¥6,057,062 |
| 35 |
1.40% |
¥74,423 |
¥31,257,860 |
¥6,557,860 |
| 35 |
1.50% |
¥75,628 |
¥31,763,574 |
¥7,063,574 |
| 35 |
1.60% |
¥76,843 |
¥32,274,184 |
¥7,574,184 |
| 35 |
1.70% |
¥78,071 |
¥32,789,673 |
¥8,089,673 |
| 35 |
1.80% |
¥79,310 |
¥33,310,019 |
¥8,610,019 |
| 35 |
1.90% |
¥80,560 |
¥33,835,202 |
¥9,135,202 |
| 35 |
2.00% |
¥81,822 |
¥34,365,200 |
¥9,665,200 |
| 35 |
2.10% |
¥83,095 |
¥34,899,988 |
¥10,199,988 |
| 35 |
2.20% |
¥84,380 |
¥35,439,544 |
¥10,739,544 |
| 35 |
2.30% |
¥85,676 |
¥35,983,841 |
¥11,283,841 |
| 35 |
2.40% |
¥86,983 |
¥36,532,853 |
¥11,832,853 |
| 35 |
2.50% |
¥88,301 |
¥37,086,554 |
¥12,386,554 |
| 35 |
2.60% |
¥89,631 |
¥37,644,914 |
¥12,944,914 |
| 35 |
2.70% |
¥90,971 |
¥38,207,905 |
¥13,507,905 |
| 35 |
2.80% |
¥92,323 |
¥38,775,497 |
¥14,075,497 |
| 35 |
2.90% |
¥93,685 |
¥39,347,659 |
¥14,647,659 |
| 35 |
3.00% |
¥95,058 |
¥39,924,359 |
¥15,224,359 |
2470万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥76,087 |
¥27,391,383 |
¥2,691,383 |
| 30 |
0.80% |
¥77,196 |
¥27,790,639 |
¥3,090,639 |
| 30 |
0.90% |
¥78,315 |
¥28,193,576 |
¥3,493,576 |
| 30 |
1.00% |
¥79,445 |
¥28,600,186 |
¥3,900,186 |
| 30 |
1.10% |
¥80,585 |
¥29,010,464 |
¥4,310,464 |
| 30 |
1.20% |
¥81,734 |
¥29,424,401 |
¥4,724,401 |
| 30 |
1.30% |
¥82,894 |
¥29,841,990 |
¥5,141,990 |
| 30 |
1.40% |
¥84,065 |
¥30,263,223 |
¥5,563,223 |
| 30 |
1.50% |
¥85,245 |
¥30,688,089 |
¥5,988,089 |
| 30 |
1.60% |
¥86,435 |
¥31,116,580 |
¥6,416,580 |
| 30 |
1.70% |
¥87,635 |
¥31,548,684 |
¥6,848,684 |
| 30 |
1.80% |
¥88,846 |
¥31,984,390 |
¥7,284,390 |
| 30 |
1.90% |
¥90,066 |
¥32,423,688 |
¥7,723,688 |
| 30 |
2.00% |
¥91,296 |
¥32,866,564 |
¥8,166,564 |
| 30 |
2.10% |
¥92,536 |
¥33,313,005 |
¥8,613,005 |
| 30 |
2.20% |
¥93,786 |
¥33,762,999 |
¥9,062,999 |
| 30 |
2.30% |
¥95,046 |
¥34,216,531 |
¥9,516,531 |
| 30 |
2.40% |
¥96,316 |
¥34,673,586 |
¥9,973,586 |
| 30 |
2.50% |
¥97,595 |
¥35,134,150 |
¥10,434,150 |
| 30 |
2.60% |
¥98,884 |
¥35,598,207 |
¥10,898,207 |
| 30 |
2.70% |
¥100,183 |
¥36,065,741 |
¥11,365,741 |
| 30 |
2.80% |
¥101,491 |
¥36,536,734 |
¥11,836,734 |
| 30 |
2.90% |
¥102,809 |
¥37,011,170 |
¥12,311,170 |
| 30 |
3.00% |
¥104,136 |
¥37,489,031 |
¥12,789,031 |
2470万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥89,771 |
¥26,931,439 |
¥2,231,439 |
| 25 |
0.80% |
¥90,868 |
¥27,260,484 |
¥2,560,484 |
| 25 |
0.90% |
¥91,974 |
¥27,592,088 |
¥2,892,088 |
| 25 |
1.00% |
¥93,087 |
¥27,926,249 |
¥3,226,249 |
| 25 |
1.10% |
¥94,210 |
¥28,262,964 |
¥3,562,964 |
| 25 |
1.20% |
¥95,341 |
¥28,602,229 |
¥3,902,229 |
| 25 |
1.30% |
¥96,480 |
¥28,944,039 |
¥4,244,039 |
| 25 |
1.40% |
¥97,628 |
¥29,288,392 |
¥4,588,392 |
| 25 |
1.50% |
¥98,784 |
¥29,635,282 |
¥4,935,282 |
| 25 |
1.60% |
¥99,949 |
¥29,984,704 |
¥5,284,704 |
| 25 |
1.70% |
¥101,122 |
¥30,336,653 |
¥5,636,653 |
| 25 |
1.80% |
¥102,304 |
¥30,691,124 |
¥5,991,124 |
| 25 |
1.90% |
¥103,494 |
¥31,048,110 |
¥6,348,110 |
| 25 |
2.00% |
¥104,692 |
¥31,407,606 |
¥6,707,606 |
| 25 |
2.10% |
¥105,899 |
¥31,769,606 |
¥7,069,606 |
| 25 |
2.20% |
¥107,114 |
¥32,134,102 |
¥7,434,102 |
| 25 |
2.30% |
¥108,337 |
¥32,501,088 |
¥7,801,088 |
| 25 |
2.40% |
¥109,569 |
¥32,870,557 |
¥8,170,557 |
| 25 |
2.50% |
¥110,808 |
¥33,242,500 |
¥8,542,500 |
| 25 |
2.60% |
¥112,056 |
¥33,616,910 |
¥8,916,910 |
| 25 |
2.70% |
¥113,313 |
¥33,993,780 |
¥9,293,780 |
| 25 |
2.80% |
¥114,577 |
¥34,373,100 |
¥9,673,100 |
| 25 |
2.90% |
¥115,850 |
¥34,754,863 |
¥10,054,863 |
| 25 |
3.00% |
¥117,130 |
¥35,139,058 |
¥10,439,058 |
2470万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥110,319 |
¥26,476,522 |
¥1,776,522 |
| 20 |
0.80% |
¥111,404 |
¥26,736,886 |
¥2,036,886 |
| 20 |
0.90% |
¥112,495 |
¥26,998,890 |
¥2,298,890 |
| 20 |
1.00% |
¥113,594 |
¥27,262,535 |
¥2,562,535 |
| 20 |
1.10% |
¥114,699 |
¥27,527,817 |
¥2,827,817 |
| 20 |
1.20% |
¥115,811 |
¥27,794,735 |
¥3,094,735 |
| 20 |
1.30% |
¥116,930 |
¥28,063,289 |
¥3,363,289 |
| 20 |
1.40% |
¥118,056 |
¥28,333,475 |
¥3,633,475 |
| 20 |
1.50% |
¥119,189 |
¥28,605,292 |
¥3,905,292 |
| 20 |
1.60% |
¥120,328 |
¥28,878,738 |
¥4,178,738 |
| 20 |
1.70% |
¥121,474 |
¥29,153,810 |
¥4,453,810 |
| 20 |
1.80% |
¥122,627 |
¥29,430,507 |
¥4,730,507 |
| 20 |
1.90% |
¥123,787 |
¥29,708,826 |
¥5,008,826 |
| 20 |
2.00% |
¥124,953 |
¥29,988,764 |
¥5,288,764 |
| 20 |
2.10% |
¥126,126 |
¥30,270,319 |
¥5,570,319 |
| 20 |
2.20% |
¥127,306 |
¥30,553,487 |
¥5,853,487 |
| 20 |
2.30% |
¥128,493 |
¥30,838,266 |
¥6,138,266 |
| 20 |
2.40% |
¥129,686 |
¥31,124,652 |
¥6,424,652 |
| 20 |
2.50% |
¥130,886 |
¥31,412,643 |
¥6,712,643 |
| 20 |
2.60% |
¥132,093 |
¥31,702,236 |
¥7,002,236 |
| 20 |
2.70% |
¥133,306 |
¥31,993,426 |
¥7,293,426 |
| 20 |
2.80% |
¥134,526 |
¥32,286,210 |
¥7,586,210 |
| 20 |
2.90% |
¥135,752 |
¥32,580,584 |
¥7,880,584 |
| 20 |
3.00% |
¥136,986 |
¥32,876,546 |
¥8,176,546 |
2470万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥144,592 |
¥26,026,636 |
¥1,326,636 |
| 15 |
0.80% |
¥145,666 |
¥26,219,855 |
¥1,519,855 |
| 15 |
0.90% |
¥146,744 |
¥26,413,999 |
¥1,713,999 |
| 15 |
1.00% |
¥147,828 |
¥26,609,066 |
¥1,909,066 |
| 15 |
1.10% |
¥148,917 |
¥26,805,056 |
¥2,105,056 |
| 15 |
1.20% |
¥150,011 |
¥27,001,969 |
¥2,301,969 |
| 15 |
1.30% |
¥151,110 |
¥27,199,803 |
¥2,499,803 |
| 15 |
1.40% |
¥152,214 |
¥27,398,559 |
¥2,698,559 |
| 15 |
1.50% |
¥153,324 |
¥27,598,235 |
¥2,898,235 |
| 15 |
1.60% |
¥154,438 |
¥27,798,831 |
¥3,098,831 |
| 15 |
1.70% |
¥155,557 |
¥28,000,346 |
¥3,300,346 |
| 15 |
1.80% |
¥156,682 |
¥28,202,779 |
¥3,502,779 |
| 15 |
1.90% |
¥157,812 |
¥28,406,130 |
¥3,706,130 |
| 15 |
2.00% |
¥158,947 |
¥28,610,397 |
¥3,910,397 |
| 15 |
2.10% |
¥160,087 |
¥28,815,580 |
¥4,115,580 |
| 15 |
2.20% |
¥161,232 |
¥29,021,677 |
¥4,321,677 |
| 15 |
2.30% |
¥162,382 |
¥29,228,689 |
¥4,528,689 |
| 15 |
2.40% |
¥163,537 |
¥29,436,613 |
¥4,736,613 |
| 15 |
2.50% |
¥164,697 |
¥29,645,448 |
¥4,945,448 |
| 15 |
2.60% |
¥165,862 |
¥29,855,194 |
¥5,155,194 |
| 15 |
2.70% |
¥167,032 |
¥30,065,850 |
¥5,365,850 |
| 15 |
2.80% |
¥168,208 |
¥30,277,413 |
¥5,577,413 |
| 15 |
2.90% |
¥169,388 |
¥30,489,884 |
¥5,789,884 |
| 15 |
3.00% |
¥170,574 |
¥30,703,260 |
¥6,003,260 |
2470万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥213,182 |
¥25,581,786 |
¥881,786 |
| 10 |
0.80% |
¥214,245 |
¥25,709,400 |
¥1,009,400 |
| 10 |
0.90% |
¥215,312 |
¥25,837,425 |
¥1,137,425 |
| 10 |
1.00% |
¥216,382 |
¥25,965,862 |
¥1,265,862 |
| 10 |
1.10% |
¥217,456 |
¥26,094,709 |
¥1,394,709 |
| 10 |
1.20% |
¥218,533 |
¥26,223,966 |
¥1,523,966 |
| 10 |
1.30% |
¥219,614 |
¥26,353,634 |
¥1,653,634 |
| 10 |
1.40% |
¥220,698 |
¥26,483,712 |
¥1,783,712 |
| 10 |
1.50% |
¥221,785 |
¥26,614,201 |
¥1,914,201 |
| 10 |
1.60% |
¥222,876 |
¥26,745,099 |
¥2,045,099 |
| 10 |
1.70% |
¥223,970 |
¥26,876,407 |
¥2,176,407 |
| 10 |
1.80% |
¥225,068 |
¥27,008,125 |
¥2,308,125 |
| 10 |
1.90% |
¥226,169 |
¥27,140,252 |
¥2,440,252 |
| 10 |
2.00% |
¥227,273 |
¥27,272,788 |
¥2,572,788 |
| 10 |
2.10% |
¥228,381 |
¥27,405,733 |
¥2,705,733 |
| 10 |
2.20% |
¥229,492 |
¥27,539,087 |
¥2,839,087 |
| 10 |
2.30% |
¥230,607 |
¥27,672,849 |
¥2,972,849 |
| 10 |
2.40% |
¥231,725 |
¥27,807,020 |
¥3,107,020 |
| 10 |
2.50% |
¥232,847 |
¥27,941,599 |
¥3,241,599 |
| 10 |
2.60% |
¥233,972 |
¥28,076,585 |
¥3,376,585 |
| 10 |
2.70% |
¥235,100 |
¥28,211,980 |
¥3,511,980 |
| 10 |
2.80% |
¥236,232 |
¥28,347,781 |
¥3,647,781 |
| 10 |
2.90% |
¥237,367 |
¥28,483,990 |
¥3,783,990 |
| 10 |
3.00% |
¥238,505 |
¥28,620,605 |
¥3,920,605 |