2470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2470万円の住宅ローン｜期間・年数別
2470万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥48,802 | ¥29,281,263 | ¥4,581,263 |
| 50 | 0.80% | ¥49,961 | ¥29,976,582 | ¥5,276,582 |
| 50 | 0.90% | ¥51,137 | ¥30,682,019 | ¥5,982,019 |
| 50 | 1.00% | ¥52,329 | ¥31,397,531 | ¥6,697,531 |
| 50 | 1.10% | ¥53,538 | ¥32,123,067 | ¥7,423,067 |
| 50 | 1.20% | ¥54,764 | ¥32,858,576 | ¥8,158,576 |
| 50 | 1.30% | ¥56,007 | ¥33,603,999 | ¥8,903,999 |
| 50 | 1.40% | ¥57,265 | ¥34,359,273 | ¥9,659,273 |
| 50 | 1.50% | ¥58,541 | ¥35,124,332 | ¥10,424,332 |
| 50 | 1.60% | ¥59,832 | ¥35,899,105 | ¥11,199,105 |
| 50 | 1.70% | ¥61,139 | ¥36,683,517 | ¥11,983,517 |
| 50 | 1.80% | ¥62,462 | ¥37,477,488 | ¥12,777,488 |
| 50 | 1.90% | ¥63,802 | ¥38,280,935 | ¥13,580,935 |
| 50 | 2.00% | ¥65,156 | ¥39,093,771 | ¥14,393,771 |
| 50 | 2.10% | ¥66,527 | ¥39,915,907 | ¥15,215,907 |
| 50 | 2.20% | ¥67,912 | ¥40,747,247 | ¥16,047,247 |
| 50 | 2.30% | ¥69,313 | ¥41,587,695 | ¥16,887,695 |
| 50 | 2.40% | ¥70,729 | ¥42,437,151 | ¥17,737,151 |
| 50 | 2.50% | ¥72,159 | ¥43,295,511 | ¥18,595,511 |
| 50 | 2.60% | ¥73,604 | ¥44,162,669 | ¥19,462,669 |
| 50 | 2.70% | ¥75,064 | ¥45,038,516 | ¥20,338,516 |
| 50 | 2.80% | ¥76,538 | ¥45,922,941 | ¥21,222,941 |
| 50 | 2.90% | ¥78,026 | ¥46,815,829 | ¥22,115,829 |
| 50 | 3.00% | ¥79,528 | ¥47,717,065 | ¥23,017,065 |
2470万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥53,336 | ¥28,801,295 | ¥4,101,295 |
| 45 | 0.80% | ¥54,482 | ¥29,420,330 | ¥4,720,330 |
| 45 | 0.90% | ¥55,644 | ¥30,047,585 | ¥5,347,585 |
| 45 | 1.00% | ¥56,820 | ¥30,683,031 | ¥5,983,031 |
| 45 | 1.10% | ¥58,012 | ¥31,326,636 | ¥6,626,636 |
| 45 | 1.20% | ¥59,219 | ¥31,978,365 | ¥7,278,365 |
| 45 | 1.30% | ¥60,441 | ¥32,638,180 | ¥7,938,180 |
| 45 | 1.40% | ¥61,678 | ¥33,306,038 | ¥8,606,038 |
| 45 | 1.50% | ¥62,929 | ¥33,981,895 | ¥9,281,895 |
| 45 | 1.60% | ¥64,196 | ¥34,665,703 | ¥9,965,703 |
| 45 | 1.70% | ¥65,477 | ¥35,357,414 | ¥10,657,414 |
| 45 | 1.80% | ¥66,772 | ¥36,056,973 | ¥11,356,973 |
| 45 | 1.90% | ¥68,082 | ¥36,764,325 | ¥12,064,325 |
| 45 | 2.00% | ¥69,406 | ¥37,479,412 | ¥12,779,412 |
| 45 | 2.10% | ¥70,745 | ¥38,202,173 | ¥13,502,173 |
| 45 | 2.20% | ¥72,097 | ¥38,932,544 | ¥14,232,544 |
| 45 | 2.30% | ¥73,464 | ¥39,670,461 | ¥14,970,461 |
| 45 | 2.40% | ¥74,844 | ¥40,415,855 | ¥15,715,855 |
| 45 | 2.50% | ¥76,238 | ¥41,168,656 | ¥16,468,656 |
| 45 | 2.60% | ¥77,646 | ¥41,928,792 | ¥17,228,792 |
| 45 | 2.70% | ¥79,067 | ¥42,696,189 | ¥17,996,189 |
| 45 | 2.80% | ¥80,501 | ¥43,470,770 | ¥18,770,770 |
| 45 | 2.90% | ¥81,949 | ¥44,252,458 | ¥19,552,458 |
| 45 | 3.00% | ¥83,410 | ¥45,041,173 | ¥20,341,173 |
2470万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥59,013 | ¥28,326,319 | ¥3,626,319 |
| 40 | 0.80% | ¥60,147 | ¥28,870,577 | ¥4,170,577 |
| 40 | 0.90% | ¥61,294 | ¥29,421,348 | ¥4,721,348 |
| 40 | 1.00% | ¥62,455 | ¥29,978,613 | ¥5,278,613 |
| 40 | 1.10% | ¥63,630 | ¥30,542,352 | ¥5,842,352 |
| 40 | 1.20% | ¥64,818 | ¥31,112,543 | ¥6,412,543 |
| 40 | 1.30% | ¥66,019 | ¥31,689,161 | ¥6,989,161 |
| 40 | 1.40% | ¥67,234 | ¥32,272,180 | ¥7,572,180 |
| 40 | 1.50% | ¥68,462 | ¥32,861,572 | ¥8,161,572 |
| 40 | 1.60% | ¥69,703 | ¥33,457,306 | ¥8,757,306 |
| 40 | 1.70% | ¥70,957 | ¥34,059,352 | ¥9,359,352 |
| 40 | 1.80% | ¥72,224 | ¥34,667,674 | ¥9,967,674 |
| 40 | 1.90% | ¥73,505 | ¥35,282,239 | ¥10,582,239 |
| 40 | 2.00% | ¥74,798 | ¥35,903,008 | ¥11,203,008 |
| 40 | 2.10% | ¥76,104 | ¥36,529,943 | ¥11,829,943 |
| 40 | 2.20% | ¥77,423 | ¥37,163,003 | ¥12,463,003 |
| 40 | 2.30% | ¥78,754 | ¥37,802,146 | ¥13,102,146 |
| 40 | 2.40% | ¥80,099 | ¥38,447,329 | ¥13,747,329 |
| 40 | 2.50% | ¥81,455 | ¥39,098,507 | ¥14,398,507 |
| 40 | 2.60% | ¥82,824 | ¥39,755,632 | ¥15,055,632 |
| 40 | 2.70% | ¥84,206 | ¥40,418,657 | ¥15,718,657 |
| 40 | 2.80% | ¥85,599 | ¥41,087,533 | ¥16,387,533 |
| 40 | 2.90% | ¥87,005 | ¥41,762,209 | ¥17,062,209 |
| 40 | 3.00% | ¥88,422 | ¥42,442,633 | ¥17,742,633 |
2470万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥66,325 | ¥27,856,346 | ¥3,156,346 |
| 35 | 0.80% | ¥67,446 | ¥28,327,342 | ¥3,627,342 |
| 35 | 0.90% | ¥68,579 | ¥28,803,336 | ¥4,103,336 |
| 35 | 1.00% | ¥69,725 | ¥29,284,318 | ¥4,584,318 |
| 35 | 1.10% | ¥70,882 | ¥29,770,276 | ¥5,070,276 |
| 35 | 1.20% | ¥72,050 | ¥30,261,195 | ¥5,561,195 |
| 35 | 1.30% | ¥73,231 | ¥30,757,062 | ¥6,057,062 |
| 35 | 1.40% | ¥74,423 | ¥31,257,860 | ¥6,557,860 |
| 35 | 1.50% | ¥75,628 | ¥31,763,574 | ¥7,063,574 |
| 35 | 1.60% | ¥76,843 | ¥32,274,184 | ¥7,574,184 |
| 35 | 1.70% | ¥78,071 | ¥32,789,673 | ¥8,089,673 |
| 35 | 1.80% | ¥79,310 | ¥33,310,019 | ¥8,610,019 |
| 35 | 1.90% | ¥80,560 | ¥33,835,202 | ¥9,135,202 |
| 35 | 2.00% | ¥81,822 | ¥34,365,200 | ¥9,665,200 |
| 35 | 2.10% | ¥83,095 | ¥34,899,988 | ¥10,199,988 |
| 35 | 2.20% | ¥84,380 | ¥35,439,544 | ¥10,739,544 |
| 35 | 2.30% | ¥85,676 | ¥35,983,841 | ¥11,283,841 |
| 35 | 2.40% | ¥86,983 | ¥36,532,853 | ¥11,832,853 |
| 35 | 2.50% | ¥88,301 | ¥37,086,554 | ¥12,386,554 |
| 35 | 2.60% | ¥89,631 | ¥37,644,914 | ¥12,944,914 |
| 35 | 2.70% | ¥90,971 | ¥38,207,905 | ¥13,507,905 |
| 35 | 2.80% | ¥92,323 | ¥38,775,497 | ¥14,075,497 |
| 35 | 2.90% | ¥93,685 | ¥39,347,659 | ¥14,647,659 |
| 35 | 3.00% | ¥95,058 | ¥39,924,359 | ¥15,224,359 |
2470万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥76,087 | ¥27,391,383 | ¥2,691,383 |
| 30 | 0.80% | ¥77,196 | ¥27,790,639 | ¥3,090,639 |
| 30 | 0.90% | ¥78,315 | ¥28,193,576 | ¥3,493,576 |
| 30 | 1.00% | ¥79,445 | ¥28,600,186 | ¥3,900,186 |
| 30 | 1.10% | ¥80,585 | ¥29,010,464 | ¥4,310,464 |
| 30 | 1.20% | ¥81,734 | ¥29,424,401 | ¥4,724,401 |
| 30 | 1.30% | ¥82,894 | ¥29,841,990 | ¥5,141,990 |
| 30 | 1.40% | ¥84,065 | ¥30,263,223 | ¥5,563,223 |
| 30 | 1.50% | ¥85,245 | ¥30,688,089 | ¥5,988,089 |
| 30 | 1.60% | ¥86,435 | ¥31,116,580 | ¥6,416,580 |
| 30 | 1.70% | ¥87,635 | ¥31,548,684 | ¥6,848,684 |
| 30 | 1.80% | ¥88,846 | ¥31,984,390 | ¥7,284,390 |
| 30 | 1.90% | ¥90,066 | ¥32,423,688 | ¥7,723,688 |
| 30 | 2.00% | ¥91,296 | ¥32,866,564 | ¥8,166,564 |
| 30 | 2.10% | ¥92,536 | ¥33,313,005 | ¥8,613,005 |
| 30 | 2.20% | ¥93,786 | ¥33,762,999 | ¥9,062,999 |
| 30 | 2.30% | ¥95,046 | ¥34,216,531 | ¥9,516,531 |
| 30 | 2.40% | ¥96,316 | ¥34,673,586 | ¥9,973,586 |
| 30 | 2.50% | ¥97,595 | ¥35,134,150 | ¥10,434,150 |
| 30 | 2.60% | ¥98,884 | ¥35,598,207 | ¥10,898,207 |
| 30 | 2.70% | ¥100,183 | ¥36,065,741 | ¥11,365,741 |
| 30 | 2.80% | ¥101,491 | ¥36,536,734 | ¥11,836,734 |
| 30 | 2.90% | ¥102,809 | ¥37,011,170 | ¥12,311,170 |
| 30 | 3.00% | ¥104,136 | ¥37,489,031 | ¥12,789,031 |
2470万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥89,771 | ¥26,931,439 | ¥2,231,439 |
| 25 | 0.80% | ¥90,868 | ¥27,260,484 | ¥2,560,484 |
| 25 | 0.90% | ¥91,974 | ¥27,592,088 | ¥2,892,088 |
| 25 | 1.00% | ¥93,087 | ¥27,926,249 | ¥3,226,249 |
| 25 | 1.10% | ¥94,210 | ¥28,262,964 | ¥3,562,964 |
| 25 | 1.20% | ¥95,341 | ¥28,602,229 | ¥3,902,229 |
| 25 | 1.30% | ¥96,480 | ¥28,944,039 | ¥4,244,039 |
| 25 | 1.40% | ¥97,628 | ¥29,288,392 | ¥4,588,392 |
| 25 | 1.50% | ¥98,784 | ¥29,635,282 | ¥4,935,282 |
| 25 | 1.60% | ¥99,949 | ¥29,984,704 | ¥5,284,704 |
| 25 | 1.70% | ¥101,122 | ¥30,336,653 | ¥5,636,653 |
| 25 | 1.80% | ¥102,304 | ¥30,691,124 | ¥5,991,124 |
| 25 | 1.90% | ¥103,494 | ¥31,048,110 | ¥6,348,110 |
| 25 | 2.00% | ¥104,692 | ¥31,407,606 | ¥6,707,606 |
| 25 | 2.10% | ¥105,899 | ¥31,769,606 | ¥7,069,606 |
| 25 | 2.20% | ¥107,114 | ¥32,134,102 | ¥7,434,102 |
| 25 | 2.30% | ¥108,337 | ¥32,501,088 | ¥7,801,088 |
| 25 | 2.40% | ¥109,569 | ¥32,870,557 | ¥8,170,557 |
| 25 | 2.50% | ¥110,808 | ¥33,242,500 | ¥8,542,500 |
| 25 | 2.60% | ¥112,056 | ¥33,616,910 | ¥8,916,910 |
| 25 | 2.70% | ¥113,313 | ¥33,993,780 | ¥9,293,780 |
| 25 | 2.80% | ¥114,577 | ¥34,373,100 | ¥9,673,100 |
| 25 | 2.90% | ¥115,850 | ¥34,754,863 | ¥10,054,863 |
| 25 | 3.00% | ¥117,130 | ¥35,139,058 | ¥10,439,058 |
2470万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥110,319 | ¥26,476,522 | ¥1,776,522 |
| 20 | 0.80% | ¥111,404 | ¥26,736,886 | ¥2,036,886 |
| 20 | 0.90% | ¥112,495 | ¥26,998,890 | ¥2,298,890 |
| 20 | 1.00% | ¥113,594 | ¥27,262,535 | ¥2,562,535 |
| 20 | 1.10% | ¥114,699 | ¥27,527,817 | ¥2,827,817 |
| 20 | 1.20% | ¥115,811 | ¥27,794,735 | ¥3,094,735 |
| 20 | 1.30% | ¥116,930 | ¥28,063,289 | ¥3,363,289 |
| 20 | 1.40% | ¥118,056 | ¥28,333,475 | ¥3,633,475 |
| 20 | 1.50% | ¥119,189 | ¥28,605,292 | ¥3,905,292 |
| 20 | 1.60% | ¥120,328 | ¥28,878,738 | ¥4,178,738 |
| 20 | 1.70% | ¥121,474 | ¥29,153,810 | ¥4,453,810 |
| 20 | 1.80% | ¥122,627 | ¥29,430,507 | ¥4,730,507 |
| 20 | 1.90% | ¥123,787 | ¥29,708,826 | ¥5,008,826 |
| 20 | 2.00% | ¥124,953 | ¥29,988,764 | ¥5,288,764 |
| 20 | 2.10% | ¥126,126 | ¥30,270,319 | ¥5,570,319 |
| 20 | 2.20% | ¥127,306 | ¥30,553,487 | ¥5,853,487 |
| 20 | 2.30% | ¥128,493 | ¥30,838,266 | ¥6,138,266 |
| 20 | 2.40% | ¥129,686 | ¥31,124,652 | ¥6,424,652 |
| 20 | 2.50% | ¥130,886 | ¥31,412,643 | ¥6,712,643 |
| 20 | 2.60% | ¥132,093 | ¥31,702,236 | ¥7,002,236 |
| 20 | 2.70% | ¥133,306 | ¥31,993,426 | ¥7,293,426 |
| 20 | 2.80% | ¥134,526 | ¥32,286,210 | ¥7,586,210 |
| 20 | 2.90% | ¥135,752 | ¥32,580,584 | ¥7,880,584 |
| 20 | 3.00% | ¥136,986 | ¥32,876,546 | ¥8,176,546 |
2470万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥144,592 | ¥26,026,636 | ¥1,326,636 |
| 15 | 0.80% | ¥145,666 | ¥26,219,855 | ¥1,519,855 |
| 15 | 0.90% | ¥146,744 | ¥26,413,999 | ¥1,713,999 |
| 15 | 1.00% | ¥147,828 | ¥26,609,066 | ¥1,909,066 |
| 15 | 1.10% | ¥148,917 | ¥26,805,056 | ¥2,105,056 |
| 15 | 1.20% | ¥150,011 | ¥27,001,969 | ¥2,301,969 |
| 15 | 1.30% | ¥151,110 | ¥27,199,803 | ¥2,499,803 |
| 15 | 1.40% | ¥152,214 | ¥27,398,559 | ¥2,698,559 |
| 15 | 1.50% | ¥153,324 | ¥27,598,235 | ¥2,898,235 |
| 15 | 1.60% | ¥154,438 | ¥27,798,831 | ¥3,098,831 |
| 15 | 1.70% | ¥155,557 | ¥28,000,346 | ¥3,300,346 |
| 15 | 1.80% | ¥156,682 | ¥28,202,779 | ¥3,502,779 |
| 15 | 1.90% | ¥157,812 | ¥28,406,130 | ¥3,706,130 |
| 15 | 2.00% | ¥158,947 | ¥28,610,397 | ¥3,910,397 |
| 15 | 2.10% | ¥160,087 | ¥28,815,580 | ¥4,115,580 |
| 15 | 2.20% | ¥161,232 | ¥29,021,677 | ¥4,321,677 |
| 15 | 2.30% | ¥162,382 | ¥29,228,689 | ¥4,528,689 |
| 15 | 2.40% | ¥163,537 | ¥29,436,613 | ¥4,736,613 |
| 15 | 2.50% | ¥164,697 | ¥29,645,448 | ¥4,945,448 |
| 15 | 2.60% | ¥165,862 | ¥29,855,194 | ¥5,155,194 |
| 15 | 2.70% | ¥167,032 | ¥30,065,850 | ¥5,365,850 |
| 15 | 2.80% | ¥168,208 | ¥30,277,413 | ¥5,577,413 |
| 15 | 2.90% | ¥169,388 | ¥30,489,884 | ¥5,789,884 |
| 15 | 3.00% | ¥170,574 | ¥30,703,260 | ¥6,003,260 |
2470万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥213,182 | ¥25,581,786 | ¥881,786 |
| 10 | 0.80% | ¥214,245 | ¥25,709,400 | ¥1,009,400 |
| 10 | 0.90% | ¥215,312 | ¥25,837,425 | ¥1,137,425 |
| 10 | 1.00% | ¥216,382 | ¥25,965,862 | ¥1,265,862 |
| 10 | 1.10% | ¥217,456 | ¥26,094,709 | ¥1,394,709 |
| 10 | 1.20% | ¥218,533 | ¥26,223,966 | ¥1,523,966 |
| 10 | 1.30% | ¥219,614 | ¥26,353,634 | ¥1,653,634 |
| 10 | 1.40% | ¥220,698 | ¥26,483,712 | ¥1,783,712 |
| 10 | 1.50% | ¥221,785 | ¥26,614,201 | ¥1,914,201 |
| 10 | 1.60% | ¥222,876 | ¥26,745,099 | ¥2,045,099 |
| 10 | 1.70% | ¥223,970 | ¥26,876,407 | ¥2,176,407 |
| 10 | 1.80% | ¥225,068 | ¥27,008,125 | ¥2,308,125 |
| 10 | 1.90% | ¥226,169 | ¥27,140,252 | ¥2,440,252 |
| 10 | 2.00% | ¥227,273 | ¥27,272,788 | ¥2,572,788 |
| 10 | 2.10% | ¥228,381 | ¥27,405,733 | ¥2,705,733 |
| 10 | 2.20% | ¥229,492 | ¥27,539,087 | ¥2,839,087 |
| 10 | 2.30% | ¥230,607 | ¥27,672,849 | ¥2,972,849 |
| 10 | 2.40% | ¥231,725 | ¥27,807,020 | ¥3,107,020 |
| 10 | 2.50% | ¥232,847 | ¥27,941,599 | ¥3,241,599 |
| 10 | 2.60% | ¥233,972 | ¥28,076,585 | ¥3,376,585 |
| 10 | 2.70% | ¥235,100 | ¥28,211,980 | ¥3,511,980 |
| 10 | 2.80% | ¥236,232 | ¥28,347,781 | ¥3,647,781 |
| 10 | 2.90% | ¥237,367 | ¥28,483,990 | ¥3,783,990 |
| 10 | 3.00% | ¥238,505 | ¥28,620,605 | ¥3,920,605 |
