2480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2480万円の住宅ローン｜期間・年数別
2480万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥49,000 | ¥29,399,811 | ¥4,599,811 |
| 50 | 0.80% | ¥50,163 | ¥30,097,945 | ¥5,297,945 |
| 50 | 0.90% | ¥51,344 | ¥30,806,238 | ¥6,006,238 |
| 50 | 1.00% | ¥52,541 | ¥31,524,646 | ¥6,724,646 |
| 50 | 1.10% | ¥53,755 | ¥32,253,120 | ¥7,453,120 |
| 50 | 1.20% | ¥54,986 | ¥32,991,607 | ¥8,191,607 |
| 50 | 1.30% | ¥56,233 | ¥33,740,047 | ¥8,940,047 |
| 50 | 1.40% | ¥57,497 | ¥34,498,380 | ¥9,698,380 |
| 50 | 1.50% | ¥58,778 | ¥35,266,536 | ¥10,466,536 |
| 50 | 1.60% | ¥60,074 | ¥36,044,446 | ¥11,244,446 |
| 50 | 1.70% | ¥61,387 | ¥36,832,033 | ¥12,032,033 |
| 50 | 1.80% | ¥62,715 | ¥37,629,218 | ¥12,829,218 |
| 50 | 1.90% | ¥64,060 | ¥38,435,918 | ¥13,635,918 |
| 50 | 2.00% | ¥65,420 | ¥39,252,046 | ¥14,452,046 |
| 50 | 2.10% | ¥66,796 | ¥40,077,509 | ¥15,277,509 |
| 50 | 2.20% | ¥68,187 | ¥40,912,216 | ¥16,112,216 |
| 50 | 2.30% | ¥69,593 | ¥41,756,067 | ¥16,956,067 |
| 50 | 2.40% | ¥71,015 | ¥42,608,962 | ¥17,808,962 |
| 50 | 2.50% | ¥72,451 | ¥43,470,797 | ¥18,670,797 |
| 50 | 2.60% | ¥73,902 | ¥44,341,465 | ¥19,541,465 |
| 50 | 2.70% | ¥75,368 | ¥45,220,858 | ¥20,420,858 |
| 50 | 2.80% | ¥76,848 | ¥46,108,864 | ¥21,308,864 |
| 50 | 2.90% | ¥78,342 | ¥47,005,367 | ¥22,205,367 |
| 50 | 3.00% | ¥79,850 | ¥47,910,252 | ¥23,110,252 |
2480万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥53,552 | ¥28,917,900 | ¥4,117,900 |
| 45 | 0.80% | ¥54,703 | ¥29,539,440 | ¥4,739,440 |
| 45 | 0.90% | ¥55,869 | ¥30,169,235 | ¥5,369,235 |
| 45 | 1.00% | ¥57,050 | ¥30,807,254 | ¥6,007,254 |
| 45 | 1.10% | ¥58,247 | ¥31,453,465 | ¥6,653,465 |
| 45 | 1.20% | ¥59,459 | ¥32,107,833 | ¥7,307,833 |
| 45 | 1.30% | ¥60,686 | ¥32,770,318 | ¥7,970,318 |
| 45 | 1.40% | ¥61,928 | ¥33,440,880 | ¥8,640,880 |
| 45 | 1.50% | ¥63,184 | ¥34,119,473 | ¥9,319,473 |
| 45 | 1.60% | ¥64,456 | ¥34,806,050 | ¥10,006,050 |
| 45 | 1.70% | ¥65,742 | ¥35,500,561 | ¥10,700,561 |
| 45 | 1.80% | ¥67,043 | ¥36,202,953 | ¥11,402,953 |
| 45 | 1.90% | ¥68,358 | ¥36,913,168 | ¥12,113,168 |
| 45 | 2.00% | ¥69,687 | ¥37,631,150 | ¥12,831,150 |
| 45 | 2.10% | ¥71,031 | ¥38,356,837 | ¥13,556,837 |
| 45 | 2.20% | ¥72,389 | ¥39,090,166 | ¥14,290,166 |
| 45 | 2.30% | ¥73,761 | ¥39,831,070 | ¥15,031,070 |
| 45 | 2.40% | ¥75,147 | ¥40,579,482 | ¥15,779,482 |
| 45 | 2.50% | ¥76,547 | ¥41,335,331 | ¥16,535,331 |
| 45 | 2.60% | ¥77,960 | ¥42,098,544 | ¥17,298,544 |
| 45 | 2.70% | ¥79,387 | ¥42,869,048 | ¥18,069,048 |
| 45 | 2.80% | ¥80,827 | ¥43,646,765 | ¥18,846,765 |
| 45 | 2.90% | ¥82,281 | ¥44,431,618 | ¥19,631,618 |
| 45 | 3.00% | ¥83,747 | ¥45,223,526 | ¥20,423,526 |
2480万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥59,252 | ¥28,441,001 | ¥3,641,001 |
| 40 | 0.80% | ¥60,391 | ¥28,987,462 | ¥4,187,462 |
| 40 | 0.90% | ¥61,543 | ¥29,540,462 | ¥4,740,462 |
| 40 | 1.00% | ¥62,708 | ¥30,099,984 | ¥5,299,984 |
| 40 | 1.10% | ¥63,888 | ¥30,666,005 | ¥5,866,005 |
| 40 | 1.20% | ¥65,080 | ¥31,238,504 | ¥6,438,504 |
| 40 | 1.30% | ¥66,286 | ¥31,817,457 | ¥7,017,457 |
| 40 | 1.40% | ¥67,506 | ¥32,402,836 | ¥7,602,836 |
| 40 | 1.50% | ¥68,739 | ¥32,994,614 | ¥8,194,614 |
| 40 | 1.60% | ¥69,985 | ¥33,592,761 | ¥8,792,761 |
| 40 | 1.70% | ¥71,244 | ¥34,197,244 | ¥9,397,244 |
| 40 | 1.80% | ¥72,517 | ¥34,808,029 | ¥10,008,029 |
| 40 | 1.90% | ¥73,802 | ¥35,425,082 | ¥10,625,082 |
| 40 | 2.00% | ¥75,101 | ¥36,048,364 | ¥11,248,364 |
| 40 | 2.10% | ¥76,412 | ¥36,677,837 | ¥11,877,837 |
| 40 | 2.20% | ¥77,736 | ¥37,313,460 | ¥12,513,460 |
| 40 | 2.30% | ¥79,073 | ¥37,955,191 | ¥13,155,191 |
| 40 | 2.40% | ¥80,423 | ¥38,602,986 | ¥13,802,986 |
| 40 | 2.50% | ¥81,785 | ¥39,256,800 | ¥14,456,800 |
| 40 | 2.60% | ¥83,160 | ¥39,916,586 | ¥15,116,586 |
| 40 | 2.70% | ¥84,546 | ¥40,582,296 | ¥15,782,296 |
| 40 | 2.80% | ¥85,946 | ¥41,253,880 | ¥16,453,880 |
| 40 | 2.90% | ¥87,357 | ¥41,931,287 | ¥17,131,287 |
| 40 | 3.00% | ¥88,780 | ¥42,614,466 | ¥17,814,466 |
2480万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥66,593 | ¥27,969,124 | ¥3,169,124 |
| 35 | 0.80% | ¥67,719 | ¥28,442,027 | ¥3,642,027 |
| 35 | 0.90% | ¥68,857 | ¥28,919,949 | ¥4,119,949 |
| 35 | 1.00% | ¥70,007 | ¥29,402,878 | ¥4,602,878 |
| 35 | 1.10% | ¥71,169 | ¥29,890,803 | ¥5,090,803 |
| 35 | 1.20% | ¥72,342 | ¥30,383,710 | ¥5,583,710 |
| 35 | 1.30% | ¥73,528 | ¥30,881,584 | ¥6,081,584 |
| 35 | 1.40% | ¥74,725 | ¥31,384,410 | ¥6,584,410 |
| 35 | 1.50% | ¥75,934 | ¥31,892,171 | ¥7,092,171 |
| 35 | 1.60% | ¥77,154 | ¥32,404,849 | ¥7,604,849 |
| 35 | 1.70% | ¥78,387 | ¥32,922,424 | ¥8,122,424 |
| 35 | 1.80% | ¥79,631 | ¥33,444,878 | ¥8,644,878 |
| 35 | 1.90% | ¥80,886 | ¥33,972,187 | ¥9,172,187 |
| 35 | 2.00% | ¥82,153 | ¥34,504,330 | ¥9,704,330 |
| 35 | 2.10% | ¥83,432 | ¥35,041,284 | ¥10,241,284 |
| 35 | 2.20% | ¥84,721 | ¥35,583,024 | ¥10,783,024 |
| 35 | 2.30% | ¥86,023 | ¥36,129,525 | ¥11,329,525 |
| 35 | 2.40% | ¥87,335 | ¥36,680,760 | ¥11,880,760 |
| 35 | 2.50% | ¥88,659 | ¥37,236,702 | ¥12,436,702 |
| 35 | 2.60% | ¥89,994 | ¥37,797,322 | ¥12,997,322 |
| 35 | 2.70% | ¥91,340 | ¥38,362,593 | ¥13,562,593 |
| 35 | 2.80% | ¥92,696 | ¥38,932,483 | ¥14,132,483 |
| 35 | 2.90% | ¥94,064 | ¥39,506,961 | ¥14,706,961 |
| 35 | 3.00% | ¥95,443 | ¥40,085,996 | ¥15,285,996 |
2480万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥76,395 | ¥27,502,279 | ¥2,702,279 |
| 30 | 0.80% | ¥77,509 | ¥27,903,152 | ¥3,103,152 |
| 30 | 0.90% | ¥78,633 | ¥28,307,720 | ¥3,507,720 |
| 30 | 1.00% | ¥79,767 | ¥28,715,976 | ¥3,915,976 |
| 30 | 1.10% | ¥80,911 | ¥29,127,915 | ¥4,327,915 |
| 30 | 1.20% | ¥82,065 | ¥29,543,528 | ¥4,743,528 |
| 30 | 1.30% | ¥83,230 | ¥29,962,808 | ¥5,162,808 |
| 30 | 1.40% | ¥84,405 | ¥30,385,746 | ¥5,585,746 |
| 30 | 1.50% | ¥85,590 | ¥30,812,332 | ¥6,012,332 |
| 30 | 1.60% | ¥86,785 | ¥31,242,558 | ¥6,442,558 |
| 30 | 1.70% | ¥87,990 | ¥31,676,411 | ¥6,876,411 |
| 30 | 1.80% | ¥89,205 | ¥32,113,882 | ¥7,313,882 |
| 30 | 1.90% | ¥90,430 | ¥32,554,958 | ¥7,754,958 |
| 30 | 2.00% | ¥91,666 | ¥32,999,627 | ¥8,199,627 |
| 30 | 2.10% | ¥92,911 | ¥33,447,876 | ¥8,647,876 |
| 30 | 2.20% | ¥94,166 | ¥33,899,691 | ¥9,099,691 |
| 30 | 2.30% | ¥95,431 | ¥34,355,059 | ¥9,555,059 |
| 30 | 2.40% | ¥96,705 | ¥34,813,965 | ¥10,013,965 |
| 30 | 2.50% | ¥97,990 | ¥35,276,394 | ¥10,476,394 |
| 30 | 2.60% | ¥99,284 | ¥35,742,329 | ¥10,942,329 |
| 30 | 2.70% | ¥100,588 | ¥36,211,756 | ¥11,411,756 |
| 30 | 2.80% | ¥101,902 | ¥36,684,656 | ¥11,884,656 |
| 30 | 2.90% | ¥103,225 | ¥37,161,013 | ¥12,361,013 |
| 30 | 3.00% | ¥104,558 | ¥37,640,808 | ¥12,840,808 |
2480万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥90,135 | ¥27,040,474 | ¥2,240,474 |
| 25 | 0.80% | ¥91,236 | ¥27,370,850 | ¥2,570,850 |
| 25 | 0.90% | ¥92,346 | ¥27,703,797 | ¥2,903,797 |
| 25 | 1.00% | ¥93,464 | ¥28,039,311 | ¥3,239,311 |
| 25 | 1.10% | ¥94,591 | ¥28,377,389 | ¥3,577,389 |
| 25 | 1.20% | ¥95,727 | ¥28,718,027 | ¥3,918,027 |
| 25 | 1.30% | ¥96,871 | ¥29,061,222 | ¥4,261,222 |
| 25 | 1.40% | ¥98,023 | ¥29,406,968 | ¥4,606,968 |
| 25 | 1.50% | ¥99,184 | ¥29,755,263 | ¥4,955,263 |
| 25 | 1.60% | ¥100,354 | ¥30,106,099 | ¥5,306,099 |
| 25 | 1.70% | ¥101,532 | ¥30,459,473 | ¥5,659,473 |
| 25 | 1.80% | ¥102,718 | ¥30,815,379 | ¥6,015,379 |
| 25 | 1.90% | ¥103,913 | ¥31,173,811 | ¥6,373,811 |
| 25 | 2.00% | ¥105,116 | ¥31,534,763 | ¥6,734,763 |
| 25 | 2.10% | ¥106,327 | ¥31,898,228 | ¥7,098,228 |
| 25 | 2.20% | ¥107,547 | ¥32,264,200 | ¥7,464,200 |
| 25 | 2.30% | ¥108,776 | ¥32,632,672 | ¥7,832,672 |
| 25 | 2.40% | ¥110,012 | ¥33,003,636 | ¥8,203,636 |
| 25 | 2.50% | ¥111,257 | ¥33,377,085 | ¥8,577,085 |
| 25 | 2.60% | ¥112,510 | ¥33,753,011 | ¥8,953,011 |
| 25 | 2.70% | ¥113,771 | ¥34,131,407 | ¥9,331,407 |
| 25 | 2.80% | ¥115,041 | ¥34,512,263 | ¥9,712,263 |
| 25 | 2.90% | ¥116,319 | ¥34,895,571 | ¥10,095,571 |
| 25 | 3.00% | ¥117,604 | ¥35,281,322 | ¥10,481,322 |
2480万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥110,765 | ¥26,583,714 | ¥1,783,714 |
| 20 | 0.80% | ¥111,855 | ¥26,845,132 | ¥2,045,132 |
| 20 | 0.90% | ¥112,951 | ¥27,108,198 | ¥2,308,198 |
| 20 | 1.00% | ¥114,054 | ¥27,372,909 | ¥2,572,909 |
| 20 | 1.10% | ¥115,164 | ¥27,639,265 | ¥2,839,265 |
| 20 | 1.20% | ¥116,280 | ¥27,907,265 | ¥3,107,265 |
| 20 | 1.30% | ¥117,404 | ¥28,176,905 | ¥3,376,905 |
| 20 | 1.40% | ¥118,534 | ¥28,448,185 | ¥3,648,185 |
| 20 | 1.50% | ¥119,671 | ¥28,721,103 | ¥3,921,103 |
| 20 | 1.60% | ¥120,815 | ¥28,995,656 | ¥4,195,656 |
| 20 | 1.70% | ¥121,966 | ¥29,271,842 | ¥4,471,842 |
| 20 | 1.80% | ¥123,124 | ¥29,549,659 | ¥4,749,659 |
| 20 | 1.90% | ¥124,288 | ¥29,829,105 | ¥5,029,105 |
| 20 | 2.00% | ¥125,459 | ¥30,110,176 | ¥5,310,176 |
| 20 | 2.10% | ¥126,637 | ¥30,392,871 | ¥5,592,871 |
| 20 | 2.20% | ¥127,822 | ¥30,677,185 | ¥5,877,185 |
| 20 | 2.30% | ¥129,013 | ¥30,963,117 | ¥6,163,117 |
| 20 | 2.40% | ¥130,211 | ¥31,250,663 | ¥6,450,663 |
| 20 | 2.50% | ¥131,416 | ¥31,539,820 | ¥6,739,820 |
| 20 | 2.60% | ¥132,627 | ¥31,830,585 | ¥7,030,585 |
| 20 | 2.70% | ¥133,846 | ¥32,122,954 | ¥7,322,954 |
| 20 | 2.80% | ¥135,071 | ¥32,416,923 | ¥7,616,923 |
| 20 | 2.90% | ¥136,302 | ¥32,712,490 | ¥7,912,490 |
| 20 | 3.00% | ¥137,540 | ¥33,009,649 | ¥8,209,649 |
2480万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥145,178 | ¥26,132,007 | ¥1,332,007 |
| 15 | 0.80% | ¥146,256 | ¥26,326,009 | ¥1,526,009 |
| 15 | 0.90% | ¥147,339 | ¥26,520,938 | ¥1,720,938 |
| 15 | 1.00% | ¥148,427 | ¥26,716,795 | ¥1,916,795 |
| 15 | 1.10% | ¥149,520 | ¥26,913,579 | ¥2,113,579 |
| 15 | 1.20% | ¥150,618 | ¥27,111,288 | ¥2,311,288 |
| 15 | 1.30% | ¥151,722 | ¥27,309,924 | ¥2,509,924 |
| 15 | 1.40% | ¥152,830 | ¥27,509,484 | ¥2,709,484 |
| 15 | 1.50% | ¥153,944 | ¥27,709,968 | ¥2,909,968 |
| 15 | 1.60% | ¥155,063 | ¥27,911,376 | ¥3,111,376 |
| 15 | 1.70% | ¥156,187 | ¥28,113,707 | ¥3,313,707 |
| 15 | 1.80% | ¥157,316 | ¥28,316,960 | ¥3,516,960 |
| 15 | 1.90% | ¥158,451 | ¥28,521,134 | ¥3,721,134 |
| 15 | 2.00% | ¥159,590 | ¥28,726,228 | ¥3,926,228 |
| 15 | 2.10% | ¥160,735 | ¥28,932,242 | ¥4,132,242 |
| 15 | 2.20% | ¥161,884 | ¥29,139,174 | ¥4,339,174 |
| 15 | 2.30% | ¥163,039 | ¥29,347,023 | ¥4,547,023 |
| 15 | 2.40% | ¥164,199 | ¥29,555,789 | ¥4,755,789 |
| 15 | 2.50% | ¥165,364 | ¥29,765,470 | ¥4,965,470 |
| 15 | 2.60% | ¥166,534 | ¥29,976,066 | ¥5,176,066 |
| 15 | 2.70% | ¥167,709 | ¥30,187,574 | ¥5,387,574 |
| 15 | 2.80% | ¥168,889 | ¥30,399,994 | ¥5,599,994 |
| 15 | 2.90% | ¥170,074 | ¥30,613,324 | ¥5,813,324 |
| 15 | 3.00% | ¥171,264 | ¥30,827,564 | ¥6,027,564 |
2480万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥214,045 | ¥25,685,356 | ¥885,356 |
| 10 | 0.80% | ¥215,112 | ¥25,813,487 | ¥1,013,487 |
| 10 | 0.90% | ¥216,184 | ¥25,942,030 | ¥1,142,030 |
| 10 | 1.00% | ¥217,258 | ¥26,070,987 | ¥1,270,987 |
| 10 | 1.10% | ¥218,336 | ¥26,200,355 | ¥1,400,355 |
| 10 | 1.20% | ¥219,418 | ¥26,330,136 | ¥1,530,136 |
| 10 | 1.30% | ¥220,503 | ¥26,460,329 | ¥1,660,329 |
| 10 | 1.40% | ¥221,591 | ¥26,590,934 | ¥1,790,934 |
| 10 | 1.50% | ¥222,683 | ¥26,721,950 | ¥1,921,950 |
| 10 | 1.60% | ¥223,778 | ¥26,853,379 | ¥2,053,379 |
| 10 | 1.70% | ¥224,877 | ¥26,985,218 | ¥2,185,218 |
| 10 | 1.80% | ¥225,979 | ¥27,117,469 | ¥2,317,469 |
| 10 | 1.90% | ¥227,084 | ¥27,250,131 | ¥2,450,131 |
| 10 | 2.00% | ¥228,193 | ¥27,383,204 | ¥2,583,204 |
| 10 | 2.10% | ¥229,306 | ¥27,516,687 | ¥2,716,687 |
| 10 | 2.20% | ¥230,422 | ¥27,650,581 | ¥2,850,581 |
| 10 | 2.30% | ¥231,541 | ¥27,784,885 | ¥2,984,885 |
| 10 | 2.40% | ¥232,663 | ¥27,919,599 | ¥3,119,599 |
| 10 | 2.50% | ¥233,789 | ¥28,054,723 | ¥3,254,723 |
| 10 | 2.60% | ¥234,919 | ¥28,190,256 | ¥3,390,256 |
| 10 | 2.70% | ¥236,052 | ¥28,326,198 | ¥3,526,198 |
| 10 | 2.80% | ¥237,188 | ¥28,462,549 | ¥3,662,549 |
| 10 | 2.90% | ¥238,328 | ¥28,599,309 | ¥3,799,309 |
| 10 | 3.00% | ¥239,471 | ¥28,736,478 | ¥3,936,478 |
