2490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2490万円の住宅ローン|期間・年数別
2490万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥49,197 |
¥29,518,358 |
¥4,618,358 |
| 50 |
0.80% |
¥50,366 |
¥30,219,307 |
¥5,319,307 |
| 50 |
0.90% |
¥51,551 |
¥30,930,457 |
¥6,030,457 |
| 50 |
1.00% |
¥52,753 |
¥31,651,762 |
¥6,751,762 |
| 50 |
1.10% |
¥53,972 |
¥32,383,173 |
¥7,483,173 |
| 50 |
1.20% |
¥55,208 |
¥33,124,637 |
¥8,224,637 |
| 50 |
1.30% |
¥56,460 |
¥33,876,096 |
¥8,976,096 |
| 50 |
1.40% |
¥57,729 |
¥34,637,486 |
¥9,737,486 |
| 50 |
1.50% |
¥59,015 |
¥35,408,740 |
¥10,508,740 |
| 50 |
1.60% |
¥60,316 |
¥36,189,786 |
¥11,289,786 |
| 50 |
1.70% |
¥61,634 |
¥36,980,549 |
¥12,080,549 |
| 50 |
1.80% |
¥62,968 |
¥37,780,949 |
¥12,880,949 |
| 50 |
1.90% |
¥64,318 |
¥38,590,902 |
¥13,690,902 |
| 50 |
2.00% |
¥65,684 |
¥39,410,320 |
¥14,510,320 |
| 50 |
2.10% |
¥67,065 |
¥40,239,112 |
¥15,339,112 |
| 50 |
2.20% |
¥68,462 |
¥41,077,184 |
¥16,177,184 |
| 50 |
2.30% |
¥69,874 |
¥41,924,438 |
¥17,024,438 |
| 50 |
2.40% |
¥71,301 |
¥42,780,772 |
¥17,880,772 |
| 50 |
2.50% |
¥72,743 |
¥43,646,082 |
¥18,746,082 |
| 50 |
2.60% |
¥74,200 |
¥44,520,262 |
¥19,620,262 |
| 50 |
2.70% |
¥75,672 |
¥45,403,201 |
¥20,503,201 |
| 50 |
2.80% |
¥77,158 |
¥46,294,786 |
¥21,394,786 |
| 50 |
2.90% |
¥78,658 |
¥47,194,905 |
¥22,294,905 |
| 50 |
3.00% |
¥80,172 |
¥48,103,438 |
¥23,203,438 |
2490万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥53,768 |
¥29,034,504 |
¥4,134,504 |
| 45 |
0.80% |
¥54,923 |
¥29,658,551 |
¥4,758,551 |
| 45 |
0.90% |
¥56,094 |
¥30,290,885 |
¥5,390,885 |
| 45 |
1.00% |
¥57,281 |
¥30,931,477 |
¥6,031,477 |
| 45 |
1.10% |
¥58,482 |
¥31,580,293 |
¥6,680,293 |
| 45 |
1.20% |
¥59,699 |
¥32,237,300 |
¥7,337,300 |
| 45 |
1.30% |
¥60,930 |
¥32,902,456 |
¥8,002,456 |
| 45 |
1.40% |
¥62,177 |
¥33,575,722 |
¥8,675,722 |
| 45 |
1.50% |
¥63,439 |
¥34,257,052 |
¥9,357,052 |
| 45 |
1.60% |
¥64,716 |
¥34,946,397 |
¥10,046,397 |
| 45 |
1.70% |
¥66,007 |
¥35,643,709 |
¥10,743,709 |
| 45 |
1.80% |
¥67,313 |
¥36,348,932 |
¥11,448,932 |
| 45 |
1.90% |
¥68,633 |
¥37,062,012 |
¥12,162,012 |
| 45 |
2.00% |
¥69,968 |
¥37,782,889 |
¥12,882,889 |
| 45 |
2.10% |
¥71,318 |
¥38,511,502 |
¥13,611,502 |
| 45 |
2.20% |
¥72,681 |
¥39,247,787 |
¥14,347,787 |
| 45 |
2.30% |
¥74,059 |
¥39,991,679 |
¥15,091,679 |
| 45 |
2.40% |
¥75,450 |
¥40,743,109 |
¥15,843,109 |
| 45 |
2.50% |
¥76,856 |
¥41,502,005 |
¥16,602,005 |
| 45 |
2.60% |
¥78,275 |
¥42,268,296 |
¥17,368,296 |
| 45 |
2.70% |
¥79,707 |
¥43,041,907 |
¥18,141,907 |
| 45 |
2.80% |
¥81,153 |
¥43,822,760 |
¥18,922,760 |
| 45 |
2.90% |
¥82,613 |
¥44,610,778 |
¥19,710,778 |
| 45 |
3.00% |
¥84,085 |
¥45,405,879 |
¥20,505,879 |
2490万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥59,491 |
¥28,555,682 |
¥3,655,682 |
| 40 |
0.80% |
¥60,634 |
¥29,104,347 |
¥4,204,347 |
| 40 |
0.90% |
¥61,791 |
¥29,659,577 |
¥4,759,577 |
| 40 |
1.00% |
¥62,961 |
¥30,221,354 |
¥5,321,354 |
| 40 |
1.10% |
¥64,145 |
¥30,789,658 |
¥5,889,658 |
| 40 |
1.20% |
¥65,343 |
¥31,364,466 |
¥6,464,466 |
| 40 |
1.30% |
¥66,554 |
¥31,945,753 |
¥7,045,753 |
| 40 |
1.40% |
¥67,778 |
¥32,533,493 |
¥7,633,493 |
| 40 |
1.50% |
¥69,016 |
¥33,127,657 |
¥8,227,657 |
| 40 |
1.60% |
¥70,267 |
¥33,728,215 |
¥8,828,215 |
| 40 |
1.70% |
¥71,532 |
¥34,335,136 |
¥9,435,136 |
| 40 |
1.80% |
¥72,809 |
¥34,948,384 |
¥10,048,384 |
| 40 |
1.90% |
¥74,100 |
¥35,567,925 |
¥10,667,925 |
| 40 |
2.00% |
¥75,404 |
¥36,193,720 |
¥11,293,720 |
| 40 |
2.10% |
¥76,720 |
¥36,825,732 |
¥11,925,732 |
| 40 |
2.20% |
¥78,050 |
¥37,463,918 |
¥12,563,918 |
| 40 |
2.30% |
¥79,392 |
¥38,108,236 |
¥13,208,236 |
| 40 |
2.40% |
¥80,747 |
¥38,758,644 |
¥13,858,644 |
| 40 |
2.50% |
¥82,115 |
¥39,415,094 |
¥14,515,094 |
| 40 |
2.60% |
¥83,495 |
¥40,077,540 |
¥15,177,540 |
| 40 |
2.70% |
¥84,887 |
¥40,745,934 |
¥15,845,934 |
| 40 |
2.80% |
¥86,292 |
¥41,420,226 |
¥16,520,226 |
| 40 |
2.90% |
¥87,709 |
¥42,100,365 |
¥17,200,365 |
| 40 |
3.00% |
¥89,138 |
¥42,786,298 |
¥17,886,298 |
2490万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥66,862 |
¥28,081,903 |
¥3,181,903 |
| 35 |
0.80% |
¥67,992 |
¥28,556,713 |
¥3,656,713 |
| 35 |
0.90% |
¥69,135 |
¥29,036,562 |
¥4,136,562 |
| 35 |
1.00% |
¥70,289 |
¥29,521,438 |
¥4,621,438 |
| 35 |
1.10% |
¥71,456 |
¥30,011,331 |
¥5,111,331 |
| 35 |
1.20% |
¥72,634 |
¥30,506,225 |
¥5,606,225 |
| 35 |
1.30% |
¥73,824 |
¥31,006,107 |
¥6,106,107 |
| 35 |
1.40% |
¥75,026 |
¥31,510,960 |
¥6,610,960 |
| 35 |
1.50% |
¥76,240 |
¥32,020,769 |
¥7,120,769 |
| 35 |
1.60% |
¥77,466 |
¥32,535,514 |
¥7,635,514 |
| 35 |
1.70% |
¥78,703 |
¥33,055,176 |
¥8,155,176 |
| 35 |
1.80% |
¥79,952 |
¥33,579,736 |
¥8,679,736 |
| 35 |
1.90% |
¥81,212 |
¥34,109,171 |
¥9,209,171 |
| 35 |
2.00% |
¥82,484 |
¥34,643,460 |
¥9,743,460 |
| 35 |
2.10% |
¥83,768 |
¥35,182,579 |
¥10,282,579 |
| 35 |
2.20% |
¥85,063 |
¥35,726,504 |
¥10,826,504 |
| 35 |
2.30% |
¥86,370 |
¥36,275,208 |
¥11,375,208 |
| 35 |
2.40% |
¥87,687 |
¥36,828,666 |
¥11,928,666 |
| 35 |
2.50% |
¥89,016 |
¥37,386,850 |
¥12,486,850 |
| 35 |
2.60% |
¥90,357 |
¥37,949,731 |
¥13,049,731 |
| 35 |
2.70% |
¥91,708 |
¥38,517,281 |
¥13,617,281 |
| 35 |
2.80% |
¥93,070 |
¥39,089,468 |
¥14,189,468 |
| 35 |
2.90% |
¥94,443 |
¥39,666,263 |
¥14,766,263 |
| 35 |
3.00% |
¥95,828 |
¥40,247,633 |
¥15,347,633 |
2490万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥76,703 |
¥27,613,175 |
¥2,713,175 |
| 30 |
0.80% |
¥77,821 |
¥28,015,665 |
¥3,115,665 |
| 30 |
0.90% |
¥78,950 |
¥28,421,864 |
¥3,521,864 |
| 30 |
1.00% |
¥80,088 |
¥28,831,767 |
¥3,931,767 |
| 30 |
1.10% |
¥81,237 |
¥29,245,366 |
¥4,345,366 |
| 30 |
1.20% |
¥82,396 |
¥29,662,655 |
¥4,762,655 |
| 30 |
1.30% |
¥83,566 |
¥30,083,626 |
¥5,183,626 |
| 30 |
1.40% |
¥84,745 |
¥30,508,269 |
¥5,608,269 |
| 30 |
1.50% |
¥85,935 |
¥30,936,576 |
¥6,036,576 |
| 30 |
1.60% |
¥87,135 |
¥31,368,536 |
¥6,468,536 |
| 30 |
1.70% |
¥88,345 |
¥31,804,139 |
¥6,904,139 |
| 30 |
1.80% |
¥89,565 |
¥32,243,373 |
¥7,343,373 |
| 30 |
1.90% |
¥90,795 |
¥32,686,228 |
¥7,786,228 |
| 30 |
2.00% |
¥92,035 |
¥33,132,690 |
¥8,232,690 |
| 30 |
2.10% |
¥93,285 |
¥33,582,746 |
¥8,682,746 |
| 30 |
2.20% |
¥94,546 |
¥34,036,383 |
¥9,136,383 |
| 30 |
2.30% |
¥95,816 |
¥34,493,588 |
¥9,593,588 |
| 30 |
2.40% |
¥97,095 |
¥34,954,344 |
¥10,054,344 |
| 30 |
2.50% |
¥98,385 |
¥35,418,637 |
¥10,518,637 |
| 30 |
2.60% |
¥99,685 |
¥35,886,452 |
¥10,986,452 |
| 30 |
2.70% |
¥100,994 |
¥36,357,771 |
¥11,457,771 |
| 30 |
2.80% |
¥102,313 |
¥36,832,578 |
¥11,932,578 |
| 30 |
2.90% |
¥103,641 |
¥37,310,855 |
¥12,410,855 |
| 30 |
3.00% |
¥104,979 |
¥37,792,586 |
¥12,892,586 |
2490万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥90,498 |
¥27,149,508 |
¥2,249,508 |
| 25 |
0.80% |
¥91,604 |
¥27,481,216 |
¥2,581,216 |
| 25 |
0.90% |
¥92,718 |
¥27,815,505 |
¥2,915,505 |
| 25 |
1.00% |
¥93,841 |
¥28,152,372 |
¥3,252,372 |
| 25 |
1.10% |
¥94,973 |
¥28,491,814 |
¥3,591,814 |
| 25 |
1.20% |
¥96,113 |
¥28,833,826 |
¥3,933,826 |
| 25 |
1.30% |
¥97,261 |
¥29,178,404 |
¥4,278,404 |
| 25 |
1.40% |
¥98,418 |
¥29,525,545 |
¥4,625,545 |
| 25 |
1.50% |
¥99,584 |
¥29,875,244 |
¥4,975,244 |
| 25 |
1.60% |
¥100,758 |
¥30,227,495 |
¥5,327,495 |
| 25 |
1.70% |
¥101,941 |
¥30,582,294 |
¥5,682,294 |
| 25 |
1.80% |
¥103,132 |
¥30,939,635 |
¥6,039,635 |
| 25 |
1.90% |
¥104,332 |
¥31,299,512 |
¥6,399,512 |
| 25 |
2.00% |
¥105,540 |
¥31,661,919 |
¥6,761,919 |
| 25 |
2.10% |
¥106,756 |
¥32,026,850 |
¥7,126,850 |
| 25 |
2.20% |
¥107,981 |
¥32,394,297 |
¥7,494,297 |
| 25 |
2.30% |
¥109,214 |
¥32,764,255 |
¥7,864,255 |
| 25 |
2.40% |
¥110,456 |
¥33,136,715 |
¥8,236,715 |
| 25 |
2.50% |
¥111,706 |
¥33,511,670 |
¥8,611,670 |
| 25 |
2.60% |
¥112,964 |
¥33,889,112 |
¥8,989,112 |
| 25 |
2.70% |
¥114,230 |
¥34,269,033 |
¥9,369,033 |
| 25 |
2.80% |
¥115,505 |
¥34,651,425 |
¥9,751,425 |
| 25 |
2.90% |
¥116,788 |
¥35,036,279 |
¥10,136,279 |
| 25 |
3.00% |
¥118,079 |
¥35,423,585 |
¥10,523,585 |
2490万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥111,212 |
¥26,690,907 |
¥1,790,907 |
| 20 |
0.80% |
¥112,306 |
¥26,953,379 |
¥2,053,379 |
| 20 |
0.90% |
¥113,406 |
¥27,217,505 |
¥2,317,505 |
| 20 |
1.00% |
¥114,514 |
¥27,483,284 |
¥2,583,284 |
| 20 |
1.10% |
¥115,628 |
¥27,750,714 |
¥2,850,714 |
| 20 |
1.20% |
¥116,749 |
¥28,019,794 |
¥3,119,794 |
| 20 |
1.30% |
¥117,877 |
¥28,290,522 |
¥3,390,522 |
| 20 |
1.40% |
¥119,012 |
¥28,562,896 |
¥3,662,896 |
| 20 |
1.50% |
¥120,154 |
¥28,836,914 |
¥3,936,914 |
| 20 |
1.60% |
¥121,302 |
¥29,112,574 |
¥4,212,574 |
| 20 |
1.70% |
¥122,458 |
¥29,389,874 |
¥4,489,874 |
| 20 |
1.80% |
¥123,620 |
¥29,668,811 |
¥4,768,811 |
| 20 |
1.90% |
¥124,789 |
¥29,949,383 |
¥5,049,383 |
| 20 |
2.00% |
¥125,965 |
¥30,231,588 |
¥5,331,588 |
| 20 |
2.10% |
¥127,148 |
¥30,515,422 |
¥5,615,422 |
| 20 |
2.20% |
¥128,337 |
¥30,800,883 |
¥5,900,883 |
| 20 |
2.30% |
¥129,533 |
¥31,087,968 |
¥6,187,968 |
| 20 |
2.40% |
¥130,736 |
¥31,376,674 |
¥6,476,674 |
| 20 |
2.50% |
¥131,946 |
¥31,666,997 |
¥6,766,997 |
| 20 |
2.60% |
¥133,162 |
¥31,958,934 |
¥7,058,934 |
| 20 |
2.70% |
¥134,385 |
¥32,252,482 |
¥7,352,482 |
| 20 |
2.80% |
¥135,615 |
¥32,547,637 |
¥7,647,637 |
| 20 |
2.90% |
¥136,852 |
¥32,844,395 |
¥7,944,395 |
| 20 |
3.00% |
¥138,095 |
¥33,142,752 |
¥8,242,752 |
2490万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥145,763 |
¥26,237,378 |
¥1,337,378 |
| 15 |
0.80% |
¥146,845 |
¥26,432,162 |
¥1,532,162 |
| 15 |
0.90% |
¥147,933 |
¥26,627,878 |
¥1,727,878 |
| 15 |
1.00% |
¥149,025 |
¥26,824,524 |
¥1,924,524 |
| 15 |
1.10% |
¥150,123 |
¥27,022,101 |
¥2,122,101 |
| 15 |
1.20% |
¥151,226 |
¥27,220,608 |
¥2,320,608 |
| 15 |
1.30% |
¥152,334 |
¥27,420,044 |
¥2,520,044 |
| 15 |
1.40% |
¥153,447 |
¥27,620,409 |
¥2,720,409 |
| 15 |
1.50% |
¥154,565 |
¥27,821,702 |
¥2,921,702 |
| 15 |
1.60% |
¥155,688 |
¥28,023,922 |
¥3,123,922 |
| 15 |
1.70% |
¥156,817 |
¥28,227,069 |
¥3,327,069 |
| 15 |
1.80% |
¥157,951 |
¥28,431,141 |
¥3,531,141 |
| 15 |
1.90% |
¥159,090 |
¥28,636,139 |
¥3,736,139 |
| 15 |
2.00% |
¥160,234 |
¥28,842,060 |
¥3,942,060 |
| 15 |
2.10% |
¥161,383 |
¥29,048,904 |
¥4,148,904 |
| 15 |
2.20% |
¥162,537 |
¥29,256,671 |
¥4,356,671 |
| 15 |
2.30% |
¥163,696 |
¥29,465,358 |
¥4,565,358 |
| 15 |
2.40% |
¥164,861 |
¥29,674,966 |
¥4,774,966 |
| 15 |
2.50% |
¥166,031 |
¥29,885,492 |
¥4,985,492 |
| 15 |
2.60% |
¥167,205 |
¥30,096,937 |
¥5,196,937 |
| 15 |
2.70% |
¥168,385 |
¥30,309,298 |
¥5,409,298 |
| 15 |
2.80% |
¥169,570 |
¥30,522,574 |
¥5,622,574 |
| 15 |
2.90% |
¥170,760 |
¥30,736,765 |
¥5,836,765 |
| 15 |
3.00% |
¥171,955 |
¥30,951,869 |
¥6,051,869 |
2490万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥214,908 |
¥25,788,926 |
¥888,926 |
| 10 |
0.80% |
¥215,980 |
¥25,917,573 |
¥1,017,573 |
| 10 |
0.90% |
¥217,055 |
¥26,046,635 |
¥1,146,635 |
| 10 |
1.00% |
¥218,134 |
¥26,176,111 |
¥1,276,111 |
| 10 |
1.10% |
¥219,217 |
¥26,306,002 |
¥1,406,002 |
| 10 |
1.20% |
¥220,303 |
¥26,436,306 |
¥1,536,306 |
| 10 |
1.30% |
¥221,392 |
¥26,567,024 |
¥1,667,024 |
| 10 |
1.40% |
¥222,485 |
¥26,698,155 |
¥1,798,155 |
| 10 |
1.50% |
¥223,581 |
¥26,829,700 |
¥1,929,700 |
| 10 |
1.60% |
¥224,680 |
¥26,961,658 |
¥2,061,658 |
| 10 |
1.70% |
¥225,784 |
¥27,094,030 |
¥2,194,030 |
| 10 |
1.80% |
¥226,890 |
¥27,226,814 |
¥2,326,814 |
| 10 |
1.90% |
¥228,000 |
¥27,360,011 |
¥2,460,011 |
| 10 |
2.00% |
¥229,114 |
¥27,493,620 |
¥2,593,620 |
| 10 |
2.10% |
¥230,230 |
¥27,627,642 |
¥2,727,642 |
| 10 |
2.20% |
¥231,351 |
¥27,762,075 |
¥2,862,075 |
| 10 |
2.30% |
¥232,474 |
¥27,896,921 |
¥2,996,921 |
| 10 |
2.40% |
¥233,601 |
¥28,032,178 |
¥3,132,178 |
| 10 |
2.50% |
¥234,732 |
¥28,167,847 |
¥3,267,847 |
| 10 |
2.60% |
¥235,866 |
¥28,303,926 |
¥3,403,926 |
| 10 |
2.70% |
¥237,003 |
¥28,440,417 |
¥3,540,417 |
| 10 |
2.80% |
¥238,144 |
¥28,577,318 |
¥3,677,318 |
| 10 |
2.90% |
¥239,289 |
¥28,714,629 |
¥3,814,629 |
| 10 |
3.00% |
¥240,436 |
¥28,852,351 |
¥3,952,351 |