2530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2530万円の住宅ローン｜期間・年数別
2530万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥49,988 |
¥29,992,549 |
¥4,692,549 |
| 50 |
0.80% |
¥51,175 |
¥30,704,758 |
¥5,404,758 |
| 50 |
0.90% |
¥52,379 |
¥31,427,331 |
¥6,127,331 |
| 50 |
1.00% |
¥53,600 |
¥32,160,224 |
¥6,860,224 |
| 50 |
1.10% |
¥54,839 |
¥32,903,385 |
¥7,603,385 |
| 50 |
1.20% |
¥56,095 |
¥33,656,760 |
¥8,356,760 |
| 50 |
1.30% |
¥57,367 |
¥34,420,290 |
¥9,120,290 |
| 50 |
1.40% |
¥58,657 |
¥35,193,911 |
¥9,893,911 |
| 50 |
1.50% |
¥59,963 |
¥35,977,555 |
¥10,677,555 |
| 50 |
1.60% |
¥61,285 |
¥36,771,149 |
¥11,471,149 |
| 50 |
1.70% |
¥62,624 |
¥37,574,615 |
¥12,274,615 |
| 50 |
1.80% |
¥63,980 |
¥38,387,872 |
¥13,087,872 |
| 50 |
1.90% |
¥65,351 |
¥39,210,836 |
¥13,910,836 |
| 50 |
2.00% |
¥66,739 |
¥40,043,417 |
¥14,743,417 |
| 50 |
2.10% |
¥68,143 |
¥40,885,524 |
¥15,585,524 |
| 50 |
2.20% |
¥69,562 |
¥41,737,059 |
¥16,437,059 |
| 50 |
2.30% |
¥70,997 |
¥42,597,923 |
¥17,297,923 |
| 50 |
2.40% |
¥72,447 |
¥43,468,013 |
¥18,168,013 |
| 50 |
2.50% |
¥73,912 |
¥44,347,224 |
¥19,047,224 |
| 50 |
2.60% |
¥75,392 |
¥45,235,447 |
¥19,935,447 |
| 50 |
2.70% |
¥76,888 |
¥46,132,569 |
¥20,832,569 |
| 50 |
2.80% |
¥78,397 |
¥47,038,478 |
¥21,738,478 |
| 50 |
2.90% |
¥79,922 |
¥47,953,056 |
¥22,653,056 |
| 50 |
3.00% |
¥81,460 |
¥48,876,184 |
¥23,576,184 |
2530万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥54,631 |
¥29,500,922 |
¥4,200,922 |
| 45 |
0.80% |
¥55,806 |
¥30,134,994 |
¥4,834,994 |
| 45 |
0.90% |
¥56,995 |
¥30,777,485 |
¥5,477,485 |
| 45 |
1.00% |
¥58,201 |
¥31,428,368 |
¥6,128,368 |
| 45 |
1.10% |
¥59,421 |
¥32,087,607 |
¥6,787,607 |
| 45 |
1.20% |
¥60,658 |
¥32,755,168 |
¥7,455,168 |
| 45 |
1.30% |
¥61,909 |
¥33,431,010 |
¥8,131,010 |
| 45 |
1.40% |
¥63,176 |
¥34,115,091 |
¥8,815,091 |
| 45 |
1.50% |
¥64,458 |
¥34,807,366 |
¥9,507,366 |
| 45 |
1.60% |
¥65,755 |
¥35,507,785 |
¥10,207,785 |
| 45 |
1.70% |
¥67,067 |
¥36,216,298 |
¥10,916,298 |
| 45 |
1.80% |
¥68,394 |
¥36,932,851 |
¥11,632,851 |
| 45 |
1.90% |
¥69,736 |
¥37,657,385 |
¥12,357,385 |
| 45 |
2.00% |
¥71,092 |
¥38,389,843 |
¥13,089,843 |
| 45 |
2.10% |
¥72,463 |
¥39,130,161 |
¥13,830,161 |
| 45 |
2.20% |
¥73,849 |
¥39,878,274 |
¥14,578,274 |
| 45 |
2.30% |
¥75,248 |
¥40,634,116 |
¥15,334,116 |
| 45 |
2.40% |
¥76,662 |
¥41,397,616 |
¥16,097,616 |
| 45 |
2.50% |
¥78,090 |
¥42,168,704 |
¥16,868,704 |
| 45 |
2.60% |
¥79,532 |
¥42,947,305 |
¥17,647,305 |
| 45 |
2.70% |
¥80,988 |
¥43,733,343 |
¥18,433,343 |
| 45 |
2.80% |
¥82,457 |
¥44,526,740 |
¥19,226,740 |
| 45 |
2.90% |
¥83,940 |
¥45,327,417 |
¥20,027,417 |
| 45 |
3.00% |
¥85,436 |
¥46,135,291 |
¥20,835,291 |
2530万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥60,447 |
¥29,014,408 |
¥3,714,408 |
| 40 |
0.80% |
¥61,608 |
¥29,571,887 |
¥4,271,887 |
| 40 |
0.90% |
¥62,783 |
¥30,136,036 |
¥4,836,036 |
| 40 |
1.00% |
¥63,973 |
¥30,706,838 |
¥5,406,838 |
| 40 |
1.10% |
¥65,176 |
¥31,284,271 |
¥5,984,271 |
| 40 |
1.20% |
¥66,392 |
¥31,868,313 |
¥6,568,313 |
| 40 |
1.30% |
¥67,623 |
¥32,458,938 |
¥7,158,938 |
| 40 |
1.40% |
¥68,867 |
¥33,056,119 |
¥7,756,119 |
| 40 |
1.50% |
¥70,125 |
¥33,659,828 |
¥8,359,828 |
| 40 |
1.60% |
¥71,396 |
¥34,270,034 |
¥8,970,034 |
| 40 |
1.70% |
¥72,681 |
¥34,886,704 |
¥9,586,704 |
| 40 |
1.80% |
¥73,979 |
¥35,509,804 |
¥10,209,804 |
| 40 |
1.90% |
¥75,290 |
¥36,139,297 |
¥10,839,297 |
| 40 |
2.00% |
¥76,615 |
¥36,775,146 |
¥11,475,146 |
| 40 |
2.10% |
¥77,953 |
¥37,417,310 |
¥12,117,310 |
| 40 |
2.20% |
¥79,304 |
¥38,065,748 |
¥12,765,748 |
| 40 |
2.30% |
¥80,668 |
¥38,720,417 |
¥13,420,417 |
| 40 |
2.40% |
¥82,044 |
¥39,381,272 |
¥14,081,272 |
| 40 |
2.50% |
¥83,434 |
¥40,048,268 |
¥14,748,268 |
| 40 |
2.60% |
¥84,836 |
¥40,721,356 |
¥15,421,356 |
| 40 |
2.70% |
¥86,251 |
¥41,400,487 |
¥16,100,487 |
| 40 |
2.80% |
¥87,678 |
¥42,085,611 |
¥16,785,611 |
| 40 |
2.90% |
¥89,118 |
¥42,776,676 |
¥17,476,676 |
| 40 |
3.00% |
¥90,570 |
¥43,473,628 |
¥18,173,628 |
2530万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥67,936 |
¥28,533,018 |
¥3,233,018 |
| 35 |
0.80% |
¥69,084 |
¥29,015,455 |
¥3,715,455 |
| 35 |
0.90% |
¥70,245 |
¥29,503,013 |
¥4,203,013 |
| 35 |
1.00% |
¥71,418 |
¥29,995,678 |
¥4,695,678 |
| 35 |
1.10% |
¥72,603 |
¥30,493,440 |
¥5,193,440 |
| 35 |
1.20% |
¥73,801 |
¥30,996,285 |
¥5,696,285 |
| 35 |
1.30% |
¥75,010 |
¥31,504,197 |
¥6,204,197 |
| 35 |
1.40% |
¥76,231 |
¥32,017,161 |
¥6,717,161 |
| 35 |
1.50% |
¥77,465 |
¥32,535,159 |
¥7,235,159 |
| 35 |
1.60% |
¥78,710 |
¥33,058,173 |
¥7,758,173 |
| 35 |
1.70% |
¥79,967 |
¥33,586,183 |
¥8,286,183 |
| 35 |
1.80% |
¥81,236 |
¥34,119,169 |
¥8,819,169 |
| 35 |
1.90% |
¥82,517 |
¥34,657,110 |
¥9,357,110 |
| 35 |
2.00% |
¥83,809 |
¥35,199,982 |
¥9,899,982 |
| 35 |
2.10% |
¥85,114 |
¥35,747,761 |
¥10,447,761 |
| 35 |
2.20% |
¥86,430 |
¥36,300,424 |
¥11,000,424 |
| 35 |
2.30% |
¥87,757 |
¥36,857,942 |
¥11,557,942 |
| 35 |
2.40% |
¥89,096 |
¥37,420,291 |
¥12,120,291 |
| 35 |
2.50% |
¥90,446 |
¥37,987,442 |
¥12,687,442 |
| 35 |
2.60% |
¥91,808 |
¥38,559,365 |
¥13,259,365 |
| 35 |
2.70% |
¥93,181 |
¥39,136,032 |
¥13,836,032 |
| 35 |
2.80% |
¥94,565 |
¥39,717,412 |
¥14,417,412 |
| 35 |
2.90% |
¥95,961 |
¥40,303,472 |
¥15,003,472 |
| 35 |
3.00% |
¥97,367 |
¥40,894,181 |
¥15,594,181 |
2530万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥77,935 |
¥28,056,761 |
¥2,756,761 |
| 30 |
0.80% |
¥79,071 |
¥28,465,716 |
¥3,165,716 |
| 30 |
0.90% |
¥80,218 |
¥28,878,440 |
¥3,578,440 |
| 30 |
1.00% |
¥81,375 |
¥29,294,928 |
¥3,994,928 |
| 30 |
1.10% |
¥82,542 |
¥29,715,171 |
¥4,415,171 |
| 30 |
1.20% |
¥83,720 |
¥30,139,164 |
¥4,839,164 |
| 30 |
1.30% |
¥84,908 |
¥30,566,897 |
¥5,266,897 |
| 30 |
1.40% |
¥86,107 |
¥30,998,362 |
¥5,698,362 |
| 30 |
1.50% |
¥87,315 |
¥31,433,549 |
¥6,133,549 |
| 30 |
1.60% |
¥88,535 |
¥31,872,448 |
¥6,572,448 |
| 30 |
1.70% |
¥89,764 |
¥32,315,048 |
¥7,015,048 |
| 30 |
1.80% |
¥91,004 |
¥32,761,339 |
¥7,461,339 |
| 30 |
1.90% |
¥92,254 |
¥33,211,308 |
¥7,911,308 |
| 30 |
2.00% |
¥93,514 |
¥33,664,942 |
¥8,364,942 |
| 30 |
2.10% |
¥94,784 |
¥34,122,228 |
¥8,822,228 |
| 30 |
2.20% |
¥96,064 |
¥34,583,153 |
¥9,283,153 |
| 30 |
2.30% |
¥97,355 |
¥35,047,702 |
¥9,747,702 |
| 30 |
2.40% |
¥98,655 |
¥35,515,860 |
¥10,215,860 |
| 30 |
2.50% |
¥99,966 |
¥35,987,611 |
¥10,687,611 |
| 30 |
2.60% |
¥101,286 |
¥36,462,941 |
¥11,162,941 |
| 30 |
2.70% |
¥102,616 |
¥36,941,831 |
¥11,641,831 |
| 30 |
2.80% |
¥103,956 |
¥37,424,266 |
¥12,124,266 |
| 30 |
2.90% |
¥105,306 |
¥37,910,227 |
¥12,610,227 |
| 30 |
3.00% |
¥106,666 |
¥38,399,695 |
¥13,099,695 |
2530万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥91,952 |
¥27,585,644 |
¥2,285,644 |
| 25 |
0.80% |
¥93,076 |
¥27,922,682 |
¥2,622,682 |
| 25 |
0.90% |
¥94,208 |
¥28,262,341 |
¥2,962,341 |
| 25 |
1.00% |
¥95,349 |
¥28,604,619 |
¥3,304,619 |
| 25 |
1.10% |
¥96,498 |
¥28,949,513 |
¥3,649,513 |
| 25 |
1.20% |
¥97,657 |
¥29,297,019 |
¥3,997,019 |
| 25 |
1.30% |
¥98,824 |
¥29,647,133 |
¥4,347,133 |
| 25 |
1.40% |
¥100,000 |
¥29,999,851 |
¥4,699,851 |
| 25 |
1.50% |
¥101,184 |
¥30,355,167 |
¥5,055,167 |
| 25 |
1.60% |
¥102,377 |
¥30,713,077 |
¥5,413,077 |
| 25 |
1.70% |
¥103,579 |
¥31,073,576 |
¥5,773,576 |
| 25 |
1.80% |
¥104,789 |
¥31,436,657 |
¥6,136,657 |
| 25 |
1.90% |
¥106,008 |
¥31,802,315 |
¥6,502,315 |
| 25 |
2.00% |
¥107,235 |
¥32,170,544 |
¥6,870,544 |
| 25 |
2.10% |
¥108,471 |
¥32,541,337 |
¥7,241,337 |
| 25 |
2.20% |
¥109,716 |
¥32,914,688 |
¥7,614,688 |
| 25 |
2.30% |
¥110,969 |
¥33,290,588 |
¥7,990,588 |
| 25 |
2.40% |
¥112,230 |
¥33,669,032 |
¥8,369,032 |
| 25 |
2.50% |
¥113,500 |
¥34,050,010 |
¥8,750,010 |
| 25 |
2.60% |
¥114,778 |
¥34,433,516 |
¥9,133,516 |
| 25 |
2.70% |
¥116,065 |
¥34,819,540 |
¥9,519,540 |
| 25 |
2.80% |
¥117,360 |
¥35,208,074 |
¥9,908,074 |
| 25 |
2.90% |
¥118,664 |
¥35,599,110 |
¥10,299,110 |
| 25 |
3.00% |
¥119,975 |
¥35,992,639 |
¥10,692,639 |
2530万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥112,999 |
¥27,119,676 |
¥1,819,676 |
| 20 |
0.80% |
¥114,110 |
¥27,386,365 |
¥2,086,365 |
| 20 |
0.90% |
¥115,228 |
¥27,654,734 |
¥2,354,734 |
| 20 |
1.00% |
¥116,353 |
¥27,924,782 |
¥2,624,782 |
| 20 |
1.10% |
¥117,485 |
¥28,196,509 |
¥2,896,509 |
| 20 |
1.20% |
¥118,625 |
¥28,469,911 |
¥3,169,911 |
| 20 |
1.30% |
¥119,771 |
¥28,744,988 |
¥3,444,988 |
| 20 |
1.40% |
¥120,924 |
¥29,021,737 |
¥3,721,737 |
| 20 |
1.50% |
¥122,084 |
¥29,300,157 |
¥4,000,157 |
| 20 |
1.60% |
¥123,251 |
¥29,580,246 |
¥4,280,246 |
| 20 |
1.70% |
¥124,425 |
¥29,862,000 |
¥4,562,000 |
| 20 |
1.80% |
¥125,606 |
¥30,145,418 |
¥4,845,418 |
| 20 |
1.90% |
¥126,794 |
¥30,430,498 |
¥5,130,498 |
| 20 |
2.00% |
¥127,988 |
¥30,717,236 |
¥5,417,236 |
| 20 |
2.10% |
¥129,190 |
¥31,005,630 |
¥5,705,630 |
| 20 |
2.20% |
¥130,399 |
¥31,295,677 |
¥5,995,677 |
| 20 |
2.30% |
¥131,614 |
¥31,587,373 |
¥6,287,373 |
| 20 |
2.40% |
¥132,836 |
¥31,880,717 |
¥6,580,717 |
| 20 |
2.50% |
¥134,065 |
¥32,175,704 |
¥6,875,704 |
| 20 |
2.60% |
¥135,301 |
¥32,472,331 |
¥7,172,331 |
| 20 |
2.70% |
¥136,544 |
¥32,770,594 |
¥7,470,594 |
| 20 |
2.80% |
¥137,794 |
¥33,070,490 |
¥7,770,490 |
| 20 |
2.90% |
¥139,050 |
¥33,372,016 |
¥8,072,016 |
| 20 |
3.00% |
¥140,313 |
¥33,675,166 |
¥8,375,166 |
2530万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥148,105 |
¥26,658,862 |
¥1,358,862 |
| 15 |
0.80% |
¥149,204 |
¥26,856,775 |
¥1,556,775 |
| 15 |
0.90% |
¥150,309 |
¥27,055,635 |
¥1,755,635 |
| 15 |
1.00% |
¥151,419 |
¥27,255,440 |
¥1,955,440 |
| 15 |
1.10% |
¥152,534 |
¥27,456,191 |
¥2,156,191 |
| 15 |
1.20% |
¥153,655 |
¥27,657,887 |
¥2,357,887 |
| 15 |
1.30% |
¥154,781 |
¥27,860,527 |
¥2,560,527 |
| 15 |
1.40% |
¥155,912 |
¥28,064,111 |
¥2,764,111 |
| 15 |
1.50% |
¥157,048 |
¥28,268,637 |
¥2,968,637 |
| 15 |
1.60% |
¥158,189 |
¥28,474,106 |
¥3,174,106 |
| 15 |
1.70% |
¥159,336 |
¥28,680,516 |
¥3,380,516 |
| 15 |
1.80% |
¥160,488 |
¥28,887,867 |
¥3,587,867 |
| 15 |
1.90% |
¥161,645 |
¥29,096,157 |
¥3,796,157 |
| 15 |
2.00% |
¥162,808 |
¥29,305,386 |
¥4,005,386 |
| 15 |
2.10% |
¥163,975 |
¥29,515,553 |
¥4,215,553 |
| 15 |
2.20% |
¥165,148 |
¥29,726,657 |
¥4,426,657 |
| 15 |
2.30% |
¥166,326 |
¥29,938,697 |
¥4,638,697 |
| 15 |
2.40% |
¥167,509 |
¥30,151,672 |
¥4,851,672 |
| 15 |
2.50% |
¥168,698 |
¥30,365,581 |
¥5,065,581 |
| 15 |
2.60% |
¥169,891 |
¥30,580,422 |
¥5,280,422 |
| 15 |
2.70% |
¥171,090 |
¥30,796,194 |
¥5,496,194 |
| 15 |
2.80% |
¥172,294 |
¥31,012,897 |
¥5,712,897 |
| 15 |
2.90% |
¥173,503 |
¥31,230,529 |
¥5,930,529 |
| 15 |
3.00% |
¥174,717 |
¥31,449,088 |
¥6,149,088 |
2530万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥218,360 |
¥26,203,205 |
¥903,205 |
| 10 |
0.80% |
¥219,449 |
¥26,333,920 |
¥1,033,920 |
| 10 |
0.90% |
¥220,542 |
¥26,465,055 |
¥1,165,055 |
| 10 |
1.00% |
¥221,638 |
¥26,596,611 |
¥1,296,611 |
| 10 |
1.10% |
¥222,738 |
¥26,728,588 |
¥1,428,588 |
| 10 |
1.20% |
¥223,842 |
¥26,860,985 |
¥1,560,985 |
| 10 |
1.30% |
¥224,948 |
¥26,993,803 |
¥1,693,803 |
| 10 |
1.40% |
¥226,059 |
¥27,127,041 |
¥1,827,041 |
| 10 |
1.50% |
¥227,172 |
¥27,260,699 |
¥1,960,699 |
| 10 |
1.60% |
¥228,290 |
¥27,394,777 |
¥2,094,777 |
| 10 |
1.70% |
¥229,411 |
¥27,529,275 |
¥2,229,275 |
| 10 |
1.80% |
¥230,535 |
¥27,664,192 |
¥2,364,192 |
| 10 |
1.90% |
¥231,663 |
¥27,799,529 |
¥2,499,529 |
| 10 |
2.00% |
¥232,794 |
¥27,935,285 |
¥2,635,285 |
| 10 |
2.10% |
¥233,929 |
¥28,071,459 |
¥2,771,459 |
| 10 |
2.20% |
¥235,067 |
¥28,208,052 |
¥2,908,052 |
| 10 |
2.30% |
¥236,209 |
¥28,345,064 |
¥3,045,064 |
| 10 |
2.40% |
¥237,354 |
¥28,482,494 |
¥3,182,494 |
| 10 |
2.50% |
¥238,503 |
¥28,620,342 |
¥3,320,342 |
| 10 |
2.60% |
¥239,655 |
¥28,758,608 |
¥3,458,608 |
| 10 |
2.70% |
¥240,811 |
¥28,897,291 |
¥3,597,291 |
| 10 |
2.80% |
¥241,970 |
¥29,036,391 |
¥3,736,391 |
| 10 |
2.90% |
¥243,133 |
¥29,175,908 |
¥3,875,908 |
| 10 |
3.00% |
¥244,299 |
¥29,315,842 |
¥4,015,842 |
