2530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2530万円の住宅ローン｜期間・年数別
2530万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥49,988 | ¥29,992,549 | ¥4,692,549 |
| 50 | 0.80% | ¥51,175 | ¥30,704,758 | ¥5,404,758 |
| 50 | 0.90% | ¥52,379 | ¥31,427,331 | ¥6,127,331 |
| 50 | 1.00% | ¥53,600 | ¥32,160,224 | ¥6,860,224 |
| 50 | 1.10% | ¥54,839 | ¥32,903,385 | ¥7,603,385 |
| 50 | 1.20% | ¥56,095 | ¥33,656,760 | ¥8,356,760 |
| 50 | 1.30% | ¥57,367 | ¥34,420,290 | ¥9,120,290 |
| 50 | 1.40% | ¥58,657 | ¥35,193,911 | ¥9,893,911 |
| 50 | 1.50% | ¥59,963 | ¥35,977,555 | ¥10,677,555 |
| 50 | 1.60% | ¥61,285 | ¥36,771,149 | ¥11,471,149 |
| 50 | 1.70% | ¥62,624 | ¥37,574,615 | ¥12,274,615 |
| 50 | 1.80% | ¥63,980 | ¥38,387,872 | ¥13,087,872 |
| 50 | 1.90% | ¥65,351 | ¥39,210,836 | ¥13,910,836 |
| 50 | 2.00% | ¥66,739 | ¥40,043,417 | ¥14,743,417 |
| 50 | 2.10% | ¥68,143 | ¥40,885,524 | ¥15,585,524 |
| 50 | 2.20% | ¥69,562 | ¥41,737,059 | ¥16,437,059 |
| 50 | 2.30% | ¥70,997 | ¥42,597,923 | ¥17,297,923 |
| 50 | 2.40% | ¥72,447 | ¥43,468,013 | ¥18,168,013 |
| 50 | 2.50% | ¥73,912 | ¥44,347,224 | ¥19,047,224 |
| 50 | 2.60% | ¥75,392 | ¥45,235,447 | ¥19,935,447 |
| 50 | 2.70% | ¥76,888 | ¥46,132,569 | ¥20,832,569 |
| 50 | 2.80% | ¥78,397 | ¥47,038,478 | ¥21,738,478 |
| 50 | 2.90% | ¥79,922 | ¥47,953,056 | ¥22,653,056 |
| 50 | 3.00% | ¥81,460 | ¥48,876,184 | ¥23,576,184 |
2530万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥54,631 | ¥29,500,922 | ¥4,200,922 |
| 45 | 0.80% | ¥55,806 | ¥30,134,994 | ¥4,834,994 |
| 45 | 0.90% | ¥56,995 | ¥30,777,485 | ¥5,477,485 |
| 45 | 1.00% | ¥58,201 | ¥31,428,368 | ¥6,128,368 |
| 45 | 1.10% | ¥59,421 | ¥32,087,607 | ¥6,787,607 |
| 45 | 1.20% | ¥60,658 | ¥32,755,168 | ¥7,455,168 |
| 45 | 1.30% | ¥61,909 | ¥33,431,010 | ¥8,131,010 |
| 45 | 1.40% | ¥63,176 | ¥34,115,091 | ¥8,815,091 |
| 45 | 1.50% | ¥64,458 | ¥34,807,366 | ¥9,507,366 |
| 45 | 1.60% | ¥65,755 | ¥35,507,785 | ¥10,207,785 |
| 45 | 1.70% | ¥67,067 | ¥36,216,298 | ¥10,916,298 |
| 45 | 1.80% | ¥68,394 | ¥36,932,851 | ¥11,632,851 |
| 45 | 1.90% | ¥69,736 | ¥37,657,385 | ¥12,357,385 |
| 45 | 2.00% | ¥71,092 | ¥38,389,843 | ¥13,089,843 |
| 45 | 2.10% | ¥72,463 | ¥39,130,161 | ¥13,830,161 |
| 45 | 2.20% | ¥73,849 | ¥39,878,274 | ¥14,578,274 |
| 45 | 2.30% | ¥75,248 | ¥40,634,116 | ¥15,334,116 |
| 45 | 2.40% | ¥76,662 | ¥41,397,616 | ¥16,097,616 |
| 45 | 2.50% | ¥78,090 | ¥42,168,704 | ¥16,868,704 |
| 45 | 2.60% | ¥79,532 | ¥42,947,305 | ¥17,647,305 |
| 45 | 2.70% | ¥80,988 | ¥43,733,343 | ¥18,433,343 |
| 45 | 2.80% | ¥82,457 | ¥44,526,740 | ¥19,226,740 |
| 45 | 2.90% | ¥83,940 | ¥45,327,417 | ¥20,027,417 |
| 45 | 3.00% | ¥85,436 | ¥46,135,291 | ¥20,835,291 |
2530万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥60,447 | ¥29,014,408 | ¥3,714,408 |
| 40 | 0.80% | ¥61,608 | ¥29,571,887 | ¥4,271,887 |
| 40 | 0.90% | ¥62,783 | ¥30,136,036 | ¥4,836,036 |
| 40 | 1.00% | ¥63,973 | ¥30,706,838 | ¥5,406,838 |
| 40 | 1.10% | ¥65,176 | ¥31,284,271 | ¥5,984,271 |
| 40 | 1.20% | ¥66,392 | ¥31,868,313 | ¥6,568,313 |
| 40 | 1.30% | ¥67,623 | ¥32,458,938 | ¥7,158,938 |
| 40 | 1.40% | ¥68,867 | ¥33,056,119 | ¥7,756,119 |
| 40 | 1.50% | ¥70,125 | ¥33,659,828 | ¥8,359,828 |
| 40 | 1.60% | ¥71,396 | ¥34,270,034 | ¥8,970,034 |
| 40 | 1.70% | ¥72,681 | ¥34,886,704 | ¥9,586,704 |
| 40 | 1.80% | ¥73,979 | ¥35,509,804 | ¥10,209,804 |
| 40 | 1.90% | ¥75,290 | ¥36,139,297 | ¥10,839,297 |
| 40 | 2.00% | ¥76,615 | ¥36,775,146 | ¥11,475,146 |
| 40 | 2.10% | ¥77,953 | ¥37,417,310 | ¥12,117,310 |
| 40 | 2.20% | ¥79,304 | ¥38,065,748 | ¥12,765,748 |
| 40 | 2.30% | ¥80,668 | ¥38,720,417 | ¥13,420,417 |
| 40 | 2.40% | ¥82,044 | ¥39,381,272 | ¥14,081,272 |
| 40 | 2.50% | ¥83,434 | ¥40,048,268 | ¥14,748,268 |
| 40 | 2.60% | ¥84,836 | ¥40,721,356 | ¥15,421,356 |
| 40 | 2.70% | ¥86,251 | ¥41,400,487 | ¥16,100,487 |
| 40 | 2.80% | ¥87,678 | ¥42,085,611 | ¥16,785,611 |
| 40 | 2.90% | ¥89,118 | ¥42,776,676 | ¥17,476,676 |
| 40 | 3.00% | ¥90,570 | ¥43,473,628 | ¥18,173,628 |
2530万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥67,936 | ¥28,533,018 | ¥3,233,018 |
| 35 | 0.80% | ¥69,084 | ¥29,015,455 | ¥3,715,455 |
| 35 | 0.90% | ¥70,245 | ¥29,503,013 | ¥4,203,013 |
| 35 | 1.00% | ¥71,418 | ¥29,995,678 | ¥4,695,678 |
| 35 | 1.10% | ¥72,603 | ¥30,493,440 | ¥5,193,440 |
| 35 | 1.20% | ¥73,801 | ¥30,996,285 | ¥5,696,285 |
| 35 | 1.30% | ¥75,010 | ¥31,504,197 | ¥6,204,197 |
| 35 | 1.40% | ¥76,231 | ¥32,017,161 | ¥6,717,161 |
| 35 | 1.50% | ¥77,465 | ¥32,535,159 | ¥7,235,159 |
| 35 | 1.60% | ¥78,710 | ¥33,058,173 | ¥7,758,173 |
| 35 | 1.70% | ¥79,967 | ¥33,586,183 | ¥8,286,183 |
| 35 | 1.80% | ¥81,236 | ¥34,119,169 | ¥8,819,169 |
| 35 | 1.90% | ¥82,517 | ¥34,657,110 | ¥9,357,110 |
| 35 | 2.00% | ¥83,809 | ¥35,199,982 | ¥9,899,982 |
| 35 | 2.10% | ¥85,114 | ¥35,747,761 | ¥10,447,761 |
| 35 | 2.20% | ¥86,430 | ¥36,300,424 | ¥11,000,424 |
| 35 | 2.30% | ¥87,757 | ¥36,857,942 | ¥11,557,942 |
| 35 | 2.40% | ¥89,096 | ¥37,420,291 | ¥12,120,291 |
| 35 | 2.50% | ¥90,446 | ¥37,987,442 | ¥12,687,442 |
| 35 | 2.60% | ¥91,808 | ¥38,559,365 | ¥13,259,365 |
| 35 | 2.70% | ¥93,181 | ¥39,136,032 | ¥13,836,032 |
| 35 | 2.80% | ¥94,565 | ¥39,717,412 | ¥14,417,412 |
| 35 | 2.90% | ¥95,961 | ¥40,303,472 | ¥15,003,472 |
| 35 | 3.00% | ¥97,367 | ¥40,894,181 | ¥15,594,181 |
2530万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥77,935 | ¥28,056,761 | ¥2,756,761 |
| 30 | 0.80% | ¥79,071 | ¥28,465,716 | ¥3,165,716 |
| 30 | 0.90% | ¥80,218 | ¥28,878,440 | ¥3,578,440 |
| 30 | 1.00% | ¥81,375 | ¥29,294,928 | ¥3,994,928 |
| 30 | 1.10% | ¥82,542 | ¥29,715,171 | ¥4,415,171 |
| 30 | 1.20% | ¥83,720 | ¥30,139,164 | ¥4,839,164 |
| 30 | 1.30% | ¥84,908 | ¥30,566,897 | ¥5,266,897 |
| 30 | 1.40% | ¥86,107 | ¥30,998,362 | ¥5,698,362 |
| 30 | 1.50% | ¥87,315 | ¥31,433,549 | ¥6,133,549 |
| 30 | 1.60% | ¥88,535 | ¥31,872,448 | ¥6,572,448 |
| 30 | 1.70% | ¥89,764 | ¥32,315,048 | ¥7,015,048 |
| 30 | 1.80% | ¥91,004 | ¥32,761,339 | ¥7,461,339 |
| 30 | 1.90% | ¥92,254 | ¥33,211,308 | ¥7,911,308 |
| 30 | 2.00% | ¥93,514 | ¥33,664,942 | ¥8,364,942 |
| 30 | 2.10% | ¥94,784 | ¥34,122,228 | ¥8,822,228 |
| 30 | 2.20% | ¥96,064 | ¥34,583,153 | ¥9,283,153 |
| 30 | 2.30% | ¥97,355 | ¥35,047,702 | ¥9,747,702 |
| 30 | 2.40% | ¥98,655 | ¥35,515,860 | ¥10,215,860 |
| 30 | 2.50% | ¥99,966 | ¥35,987,611 | ¥10,687,611 |
| 30 | 2.60% | ¥101,286 | ¥36,462,941 | ¥11,162,941 |
| 30 | 2.70% | ¥102,616 | ¥36,941,831 | ¥11,641,831 |
| 30 | 2.80% | ¥103,956 | ¥37,424,266 | ¥12,124,266 |
| 30 | 2.90% | ¥105,306 | ¥37,910,227 | ¥12,610,227 |
| 30 | 3.00% | ¥106,666 | ¥38,399,695 | ¥13,099,695 |
2530万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥91,952 | ¥27,585,644 | ¥2,285,644 |
| 25 | 0.80% | ¥93,076 | ¥27,922,682 | ¥2,622,682 |
| 25 | 0.90% | ¥94,208 | ¥28,262,341 | ¥2,962,341 |
| 25 | 1.00% | ¥95,349 | ¥28,604,619 | ¥3,304,619 |
| 25 | 1.10% | ¥96,498 | ¥28,949,513 | ¥3,649,513 |
| 25 | 1.20% | ¥97,657 | ¥29,297,019 | ¥3,997,019 |
| 25 | 1.30% | ¥98,824 | ¥29,647,133 | ¥4,347,133 |
| 25 | 1.40% | ¥100,000 | ¥29,999,851 | ¥4,699,851 |
| 25 | 1.50% | ¥101,184 | ¥30,355,167 | ¥5,055,167 |
| 25 | 1.60% | ¥102,377 | ¥30,713,077 | ¥5,413,077 |
| 25 | 1.70% | ¥103,579 | ¥31,073,576 | ¥5,773,576 |
| 25 | 1.80% | ¥104,789 | ¥31,436,657 | ¥6,136,657 |
| 25 | 1.90% | ¥106,008 | ¥31,802,315 | ¥6,502,315 |
| 25 | 2.00% | ¥107,235 | ¥32,170,544 | ¥6,870,544 |
| 25 | 2.10% | ¥108,471 | ¥32,541,337 | ¥7,241,337 |
| 25 | 2.20% | ¥109,716 | ¥32,914,688 | ¥7,614,688 |
| 25 | 2.30% | ¥110,969 | ¥33,290,588 | ¥7,990,588 |
| 25 | 2.40% | ¥112,230 | ¥33,669,032 | ¥8,369,032 |
| 25 | 2.50% | ¥113,500 | ¥34,050,010 | ¥8,750,010 |
| 25 | 2.60% | ¥114,778 | ¥34,433,516 | ¥9,133,516 |
| 25 | 2.70% | ¥116,065 | ¥34,819,540 | ¥9,519,540 |
| 25 | 2.80% | ¥117,360 | ¥35,208,074 | ¥9,908,074 |
| 25 | 2.90% | ¥118,664 | ¥35,599,110 | ¥10,299,110 |
| 25 | 3.00% | ¥119,975 | ¥35,992,639 | ¥10,692,639 |
2530万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥112,999 | ¥27,119,676 | ¥1,819,676 |
| 20 | 0.80% | ¥114,110 | ¥27,386,365 | ¥2,086,365 |
| 20 | 0.90% | ¥115,228 | ¥27,654,734 | ¥2,354,734 |
| 20 | 1.00% | ¥116,353 | ¥27,924,782 | ¥2,624,782 |
| 20 | 1.10% | ¥117,485 | ¥28,196,509 | ¥2,896,509 |
| 20 | 1.20% | ¥118,625 | ¥28,469,911 | ¥3,169,911 |
| 20 | 1.30% | ¥119,771 | ¥28,744,988 | ¥3,444,988 |
| 20 | 1.40% | ¥120,924 | ¥29,021,737 | ¥3,721,737 |
| 20 | 1.50% | ¥122,084 | ¥29,300,157 | ¥4,000,157 |
| 20 | 1.60% | ¥123,251 | ¥29,580,246 | ¥4,280,246 |
| 20 | 1.70% | ¥124,425 | ¥29,862,000 | ¥4,562,000 |
| 20 | 1.80% | ¥125,606 | ¥30,145,418 | ¥4,845,418 |
| 20 | 1.90% | ¥126,794 | ¥30,430,498 | ¥5,130,498 |
| 20 | 2.00% | ¥127,988 | ¥30,717,236 | ¥5,417,236 |
| 20 | 2.10% | ¥129,190 | ¥31,005,630 | ¥5,705,630 |
| 20 | 2.20% | ¥130,399 | ¥31,295,677 | ¥5,995,677 |
| 20 | 2.30% | ¥131,614 | ¥31,587,373 | ¥6,287,373 |
| 20 | 2.40% | ¥132,836 | ¥31,880,717 | ¥6,580,717 |
| 20 | 2.50% | ¥134,065 | ¥32,175,704 | ¥6,875,704 |
| 20 | 2.60% | ¥135,301 | ¥32,472,331 | ¥7,172,331 |
| 20 | 2.70% | ¥136,544 | ¥32,770,594 | ¥7,470,594 |
| 20 | 2.80% | ¥137,794 | ¥33,070,490 | ¥7,770,490 |
| 20 | 2.90% | ¥139,050 | ¥33,372,016 | ¥8,072,016 |
| 20 | 3.00% | ¥140,313 | ¥33,675,166 | ¥8,375,166 |
2530万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥148,105 | ¥26,658,862 | ¥1,358,862 |
| 15 | 0.80% | ¥149,204 | ¥26,856,775 | ¥1,556,775 |
| 15 | 0.90% | ¥150,309 | ¥27,055,635 | ¥1,755,635 |
| 15 | 1.00% | ¥151,419 | ¥27,255,440 | ¥1,955,440 |
| 15 | 1.10% | ¥152,534 | ¥27,456,191 | ¥2,156,191 |
| 15 | 1.20% | ¥153,655 | ¥27,657,887 | ¥2,357,887 |
| 15 | 1.30% | ¥154,781 | ¥27,860,527 | ¥2,560,527 |
| 15 | 1.40% | ¥155,912 | ¥28,064,111 | ¥2,764,111 |
| 15 | 1.50% | ¥157,048 | ¥28,268,637 | ¥2,968,637 |
| 15 | 1.60% | ¥158,189 | ¥28,474,106 | ¥3,174,106 |
| 15 | 1.70% | ¥159,336 | ¥28,680,516 | ¥3,380,516 |
| 15 | 1.80% | ¥160,488 | ¥28,887,867 | ¥3,587,867 |
| 15 | 1.90% | ¥161,645 | ¥29,096,157 | ¥3,796,157 |
| 15 | 2.00% | ¥162,808 | ¥29,305,386 | ¥4,005,386 |
| 15 | 2.10% | ¥163,975 | ¥29,515,553 | ¥4,215,553 |
| 15 | 2.20% | ¥165,148 | ¥29,726,657 | ¥4,426,657 |
| 15 | 2.30% | ¥166,326 | ¥29,938,697 | ¥4,638,697 |
| 15 | 2.40% | ¥167,509 | ¥30,151,672 | ¥4,851,672 |
| 15 | 2.50% | ¥168,698 | ¥30,365,581 | ¥5,065,581 |
| 15 | 2.60% | ¥169,891 | ¥30,580,422 | ¥5,280,422 |
| 15 | 2.70% | ¥171,090 | ¥30,796,194 | ¥5,496,194 |
| 15 | 2.80% | ¥172,294 | ¥31,012,897 | ¥5,712,897 |
| 15 | 2.90% | ¥173,503 | ¥31,230,529 | ¥5,930,529 |
| 15 | 3.00% | ¥174,717 | ¥31,449,088 | ¥6,149,088 |
2530万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥218,360 | ¥26,203,205 | ¥903,205 |
| 10 | 0.80% | ¥219,449 | ¥26,333,920 | ¥1,033,920 |
| 10 | 0.90% | ¥220,542 | ¥26,465,055 | ¥1,165,055 |
| 10 | 1.00% | ¥221,638 | ¥26,596,611 | ¥1,296,611 |
| 10 | 1.10% | ¥222,738 | ¥26,728,588 | ¥1,428,588 |
| 10 | 1.20% | ¥223,842 | ¥26,860,985 | ¥1,560,985 |
| 10 | 1.30% | ¥224,948 | ¥26,993,803 | ¥1,693,803 |
| 10 | 1.40% | ¥226,059 | ¥27,127,041 | ¥1,827,041 |
| 10 | 1.50% | ¥227,172 | ¥27,260,699 | ¥1,960,699 |
| 10 | 1.60% | ¥228,290 | ¥27,394,777 | ¥2,094,777 |
| 10 | 1.70% | ¥229,411 | ¥27,529,275 | ¥2,229,275 |
| 10 | 1.80% | ¥230,535 | ¥27,664,192 | ¥2,364,192 |
| 10 | 1.90% | ¥231,663 | ¥27,799,529 | ¥2,499,529 |
| 10 | 2.00% | ¥232,794 | ¥27,935,285 | ¥2,635,285 |
| 10 | 2.10% | ¥233,929 | ¥28,071,459 | ¥2,771,459 |
| 10 | 2.20% | ¥235,067 | ¥28,208,052 | ¥2,908,052 |
| 10 | 2.30% | ¥236,209 | ¥28,345,064 | ¥3,045,064 |
| 10 | 2.40% | ¥237,354 | ¥28,482,494 | ¥3,182,494 |
| 10 | 2.50% | ¥238,503 | ¥28,620,342 | ¥3,320,342 |
| 10 | 2.60% | ¥239,655 | ¥28,758,608 | ¥3,458,608 |
| 10 | 2.70% | ¥240,811 | ¥28,897,291 | ¥3,597,291 |
| 10 | 2.80% | ¥241,970 | ¥29,036,391 | ¥3,736,391 |
| 10 | 2.90% | ¥243,133 | ¥29,175,908 | ¥3,875,908 |
| 10 | 3.00% | ¥244,299 | ¥29,315,842 | ¥4,015,842 |
