2550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2550万円の住宅ローン|期間・年数別
2550万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥50,383 |
¥30,229,644 |
¥4,729,644 |
| 50 |
0.80% |
¥51,579 |
¥30,947,483 |
¥5,447,483 |
| 50 |
0.90% |
¥52,793 |
¥31,675,769 |
¥6,175,769 |
| 50 |
1.00% |
¥54,024 |
¥32,414,455 |
¥6,914,455 |
| 50 |
1.10% |
¥55,272 |
¥33,163,490 |
¥7,663,490 |
| 50 |
1.20% |
¥56,538 |
¥33,922,821 |
¥8,422,821 |
| 50 |
1.30% |
¥57,821 |
¥34,692,387 |
¥9,192,387 |
| 50 |
1.40% |
¥59,120 |
¥35,472,124 |
¥9,972,124 |
| 50 |
1.50% |
¥60,437 |
¥36,261,963 |
¥10,761,963 |
| 50 |
1.60% |
¥61,770 |
¥37,061,830 |
¥11,561,830 |
| 50 |
1.70% |
¥63,119 |
¥37,871,647 |
¥12,371,647 |
| 50 |
1.80% |
¥64,486 |
¥38,691,334 |
¥13,191,334 |
| 50 |
1.90% |
¥65,868 |
¥39,520,803 |
¥14,020,803 |
| 50 |
2.00% |
¥67,267 |
¥40,359,966 |
¥14,859,966 |
| 50 |
2.10% |
¥68,681 |
¥41,208,730 |
¥15,708,730 |
| 50 |
2.20% |
¥70,112 |
¥42,066,996 |
¥16,566,996 |
| 50 |
2.30% |
¥71,558 |
¥42,934,665 |
¥17,434,665 |
| 50 |
2.40% |
¥73,019 |
¥43,811,634 |
¥18,311,634 |
| 50 |
2.50% |
¥74,496 |
¥44,697,795 |
¥19,197,795 |
| 50 |
2.60% |
¥75,988 |
¥45,593,039 |
¥20,093,039 |
| 50 |
2.70% |
¥77,495 |
¥46,497,254 |
¥20,997,254 |
| 50 |
2.80% |
¥79,017 |
¥47,410,323 |
¥21,910,323 |
| 50 |
2.90% |
¥80,554 |
¥48,332,131 |
¥22,832,131 |
| 50 |
3.00% |
¥82,104 |
¥49,262,557 |
¥23,762,557 |
2550万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥55,063 |
¥29,734,131 |
¥4,234,131 |
| 45 |
0.80% |
¥56,247 |
¥30,373,215 |
¥4,873,215 |
| 45 |
0.90% |
¥57,446 |
¥31,020,786 |
¥5,520,786 |
| 45 |
1.00% |
¥58,661 |
¥31,676,813 |
¥6,176,813 |
| 45 |
1.10% |
¥59,891 |
¥32,341,264 |
¥6,841,264 |
| 45 |
1.20% |
¥61,137 |
¥33,014,102 |
¥7,514,102 |
| 45 |
1.30% |
¥62,399 |
¥33,695,287 |
¥8,195,287 |
| 45 |
1.40% |
¥63,676 |
¥34,384,776 |
¥8,884,776 |
| 45 |
1.50% |
¥64,968 |
¥35,082,523 |
¥9,582,523 |
| 45 |
1.60% |
¥66,275 |
¥35,788,479 |
¥10,288,479 |
| 45 |
1.70% |
¥67,597 |
¥36,502,593 |
¥11,002,593 |
| 45 |
1.80% |
¥68,935 |
¥37,224,810 |
¥11,724,810 |
| 45 |
1.90% |
¥70,287 |
¥37,955,072 |
¥12,455,072 |
| 45 |
2.00% |
¥71,654 |
¥38,693,320 |
¥13,193,320 |
| 45 |
2.10% |
¥73,036 |
¥39,439,490 |
¥13,939,490 |
| 45 |
2.20% |
¥74,432 |
¥40,193,517 |
¥14,693,517 |
| 45 |
2.30% |
¥75,843 |
¥40,955,334 |
¥15,455,334 |
| 45 |
2.40% |
¥77,268 |
¥41,724,870 |
¥16,224,870 |
| 45 |
2.50% |
¥78,708 |
¥42,502,054 |
¥17,002,054 |
| 45 |
2.60% |
¥80,161 |
¥43,286,809 |
¥17,786,809 |
| 45 |
2.70% |
¥81,628 |
¥44,079,061 |
¥18,579,061 |
| 45 |
2.80% |
¥83,109 |
¥44,878,730 |
¥19,378,730 |
| 45 |
2.90% |
¥84,603 |
¥45,685,736 |
¥20,185,736 |
| 45 |
3.00% |
¥86,111 |
¥46,499,997 |
¥20,999,997 |
2550万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥60,925 |
¥29,243,771 |
¥3,743,771 |
| 40 |
0.80% |
¥62,095 |
¥29,805,656 |
¥4,305,656 |
| 40 |
0.90% |
¥63,280 |
¥30,374,266 |
¥4,874,266 |
| 40 |
1.00% |
¥64,478 |
¥30,949,580 |
¥5,449,580 |
| 40 |
1.10% |
¥65,691 |
¥31,531,578 |
¥6,031,578 |
| 40 |
1.20% |
¥66,917 |
¥32,120,236 |
¥6,620,236 |
| 40 |
1.30% |
¥68,157 |
¥32,715,530 |
¥7,215,530 |
| 40 |
1.40% |
¥69,411 |
¥33,317,432 |
¥7,817,432 |
| 40 |
1.50% |
¥70,679 |
¥33,925,914 |
¥8,425,914 |
| 40 |
1.60% |
¥71,960 |
¥34,540,944 |
¥9,040,944 |
| 40 |
1.70% |
¥73,255 |
¥35,162,489 |
¥9,662,489 |
| 40 |
1.80% |
¥74,564 |
¥35,790,514 |
¥10,290,514 |
| 40 |
1.90% |
¥75,885 |
¥36,424,983 |
¥10,924,983 |
| 40 |
2.00% |
¥77,221 |
¥37,065,858 |
¥11,565,858 |
| 40 |
2.10% |
¥78,569 |
¥37,713,099 |
¥12,213,099 |
| 40 |
2.20% |
¥79,931 |
¥38,366,663 |
¥12,866,663 |
| 40 |
2.30% |
¥81,305 |
¥39,026,507 |
¥13,526,507 |
| 40 |
2.40% |
¥82,693 |
¥39,692,587 |
¥14,192,587 |
| 40 |
2.50% |
¥84,093 |
¥40,364,855 |
¥14,864,855 |
| 40 |
2.60% |
¥85,507 |
¥41,043,264 |
¥15,543,264 |
| 40 |
2.70% |
¥86,933 |
¥41,727,764 |
¥16,227,764 |
| 40 |
2.80% |
¥88,371 |
¥42,418,304 |
¥16,918,304 |
| 40 |
2.90% |
¥89,823 |
¥43,114,831 |
¥17,614,831 |
| 40 |
3.00% |
¥91,286 |
¥43,817,293 |
¥18,317,293 |
2550万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥68,473 |
¥28,758,575 |
¥3,258,575 |
| 35 |
0.80% |
¥69,631 |
¥29,244,826 |
¥3,744,826 |
| 35 |
0.90% |
¥70,801 |
¥29,736,238 |
¥4,236,238 |
| 35 |
1.00% |
¥71,983 |
¥30,232,798 |
¥4,732,798 |
| 35 |
1.10% |
¥73,177 |
¥30,734,495 |
¥5,234,495 |
| 35 |
1.20% |
¥74,384 |
¥31,241,315 |
¥5,741,315 |
| 35 |
1.30% |
¥75,603 |
¥31,753,242 |
¥6,253,242 |
| 35 |
1.40% |
¥76,834 |
¥32,270,261 |
¥6,770,261 |
| 35 |
1.50% |
¥78,077 |
¥32,792,353 |
¥7,292,353 |
| 35 |
1.60% |
¥79,332 |
¥33,319,502 |
¥7,819,502 |
| 35 |
1.70% |
¥80,599 |
¥33,851,686 |
¥8,351,686 |
| 35 |
1.80% |
¥81,878 |
¥34,388,886 |
¥8,888,886 |
| 35 |
1.90% |
¥83,169 |
¥34,931,079 |
¥9,431,079 |
| 35 |
2.00% |
¥84,472 |
¥35,478,243 |
¥9,978,243 |
| 35 |
2.10% |
¥85,787 |
¥36,030,352 |
¥10,530,352 |
| 35 |
2.20% |
¥87,113 |
¥36,587,383 |
¥11,087,383 |
| 35 |
2.30% |
¥88,451 |
¥37,149,309 |
¥11,649,309 |
| 35 |
2.40% |
¥89,800 |
¥37,716,104 |
¥12,216,104 |
| 35 |
2.50% |
¥91,161 |
¥38,287,738 |
¥12,787,738 |
| 35 |
2.60% |
¥92,534 |
¥38,864,182 |
¥13,364,182 |
| 35 |
2.70% |
¥93,918 |
¥39,445,408 |
¥13,945,408 |
| 35 |
2.80% |
¥95,313 |
¥40,031,383 |
¥14,531,383 |
| 35 |
2.90% |
¥96,719 |
¥40,622,077 |
¥15,122,077 |
| 35 |
3.00% |
¥98,137 |
¥41,217,455 |
¥15,717,455 |
2550万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥78,552 |
¥28,278,553 |
¥2,778,553 |
| 30 |
0.80% |
¥79,697 |
¥28,690,741 |
¥3,190,741 |
| 30 |
0.90% |
¥80,852 |
¥29,106,728 |
¥3,606,728 |
| 30 |
1.00% |
¥82,018 |
¥29,526,508 |
¥4,026,508 |
| 30 |
1.10% |
¥83,195 |
¥29,950,074 |
¥4,450,074 |
| 30 |
1.20% |
¥84,382 |
¥30,377,418 |
¥4,877,418 |
| 30 |
1.30% |
¥85,579 |
¥30,808,532 |
¥5,308,532 |
| 30 |
1.40% |
¥86,787 |
¥31,243,408 |
¥5,743,408 |
| 30 |
1.50% |
¥88,006 |
¥31,682,035 |
¥6,182,035 |
| 30 |
1.60% |
¥89,234 |
¥32,124,404 |
¥6,624,404 |
| 30 |
1.70% |
¥90,474 |
¥32,570,503 |
¥7,070,503 |
| 30 |
1.80% |
¥91,723 |
¥33,020,322 |
¥7,520,322 |
| 30 |
1.90% |
¥92,983 |
¥33,473,848 |
¥7,973,848 |
| 30 |
2.00% |
¥94,253 |
¥33,931,068 |
¥8,431,068 |
| 30 |
2.10% |
¥95,533 |
¥34,391,969 |
¥8,891,969 |
| 30 |
2.20% |
¥96,824 |
¥34,856,537 |
¥9,356,537 |
| 30 |
2.30% |
¥98,124 |
¥35,324,758 |
¥9,824,758 |
| 30 |
2.40% |
¥99,435 |
¥35,796,617 |
¥10,296,617 |
| 30 |
2.50% |
¥100,756 |
¥36,272,099 |
¥10,772,099 |
| 30 |
2.60% |
¥102,087 |
¥36,751,186 |
¥11,251,186 |
| 30 |
2.70% |
¥103,427 |
¥37,233,862 |
¥11,733,862 |
| 30 |
2.80% |
¥104,778 |
¥37,720,110 |
¥12,220,110 |
| 30 |
2.90% |
¥106,139 |
¥38,209,912 |
¥12,709,912 |
| 30 |
3.00% |
¥107,509 |
¥38,703,250 |
¥13,203,250 |
2550万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥92,679 |
¥27,803,713 |
¥2,303,713 |
| 25 |
0.80% |
¥93,811 |
¥28,143,414 |
¥2,643,414 |
| 25 |
0.90% |
¥94,953 |
¥28,485,759 |
¥2,985,759 |
| 25 |
1.00% |
¥96,102 |
¥28,830,743 |
¥3,330,743 |
| 25 |
1.10% |
¥97,261 |
¥29,178,363 |
¥3,678,363 |
| 25 |
1.20% |
¥98,429 |
¥29,528,616 |
¥4,028,616 |
| 25 |
1.30% |
¥99,605 |
¥29,881,498 |
¥4,381,498 |
| 25 |
1.40% |
¥100,790 |
¥30,237,004 |
¥4,737,004 |
| 25 |
1.50% |
¥101,984 |
¥30,595,129 |
¥5,095,129 |
| 25 |
1.60% |
¥103,186 |
¥30,955,868 |
¥5,455,868 |
| 25 |
1.70% |
¥104,397 |
¥31,319,217 |
¥5,819,217 |
| 25 |
1.80% |
¥105,617 |
¥31,685,168 |
¥6,185,168 |
| 25 |
1.90% |
¥106,846 |
¥32,053,717 |
¥6,553,717 |
| 25 |
2.00% |
¥108,083 |
¥32,424,857 |
¥6,924,857 |
| 25 |
2.10% |
¥109,329 |
¥32,798,581 |
¥7,298,581 |
| 25 |
2.20% |
¥110,583 |
¥33,174,883 |
¥7,674,883 |
| 25 |
2.30% |
¥111,846 |
¥33,553,755 |
¥8,053,755 |
| 25 |
2.40% |
¥113,117 |
¥33,935,190 |
¥8,435,190 |
| 25 |
2.50% |
¥114,397 |
¥34,319,180 |
¥8,819,180 |
| 25 |
2.60% |
¥115,686 |
¥34,705,717 |
¥9,205,717 |
| 25 |
2.70% |
¥116,983 |
¥35,094,793 |
¥9,594,793 |
| 25 |
2.80% |
¥118,288 |
¥35,486,399 |
¥9,986,399 |
| 25 |
2.90% |
¥119,602 |
¥35,880,526 |
¥10,380,526 |
| 25 |
3.00% |
¥120,924 |
¥36,277,166 |
¥10,777,166 |
2550万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥113,892 |
¥27,334,061 |
¥1,834,061 |
| 20 |
0.80% |
¥115,012 |
¥27,602,858 |
¥2,102,858 |
| 20 |
0.90% |
¥116,139 |
¥27,873,348 |
¥2,373,348 |
| 20 |
1.00% |
¥117,273 |
¥28,145,532 |
¥2,645,532 |
| 20 |
1.10% |
¥118,414 |
¥28,419,406 |
¥2,919,406 |
| 20 |
1.20% |
¥119,562 |
¥28,694,970 |
¥3,194,970 |
| 20 |
1.30% |
¥120,718 |
¥28,972,221 |
¥3,472,221 |
| 20 |
1.40% |
¥121,880 |
¥29,251,158 |
¥3,751,158 |
| 20 |
1.50% |
¥123,049 |
¥29,531,779 |
¥4,031,779 |
| 20 |
1.60% |
¥124,225 |
¥29,814,082 |
¥4,314,082 |
| 20 |
1.70% |
¥125,409 |
¥30,098,063 |
¥4,598,063 |
| 20 |
1.80% |
¥126,599 |
¥30,383,722 |
¥4,883,722 |
| 20 |
1.90% |
¥127,796 |
¥30,671,055 |
¥5,171,055 |
| 20 |
2.00% |
¥129,000 |
¥30,960,060 |
¥5,460,060 |
| 20 |
2.10% |
¥130,211 |
¥31,250,734 |
¥5,750,734 |
| 20 |
2.20% |
¥131,429 |
¥31,543,073 |
¥6,043,073 |
| 20 |
2.30% |
¥132,654 |
¥31,837,076 |
¥6,337,076 |
| 20 |
2.40% |
¥133,886 |
¥32,132,738 |
¥6,632,738 |
| 20 |
2.50% |
¥135,125 |
¥32,430,057 |
¥6,930,057 |
| 20 |
2.60% |
¥136,371 |
¥32,729,029 |
¥7,229,029 |
| 20 |
2.70% |
¥137,624 |
¥33,029,650 |
¥7,529,650 |
| 20 |
2.80% |
¥138,883 |
¥33,331,917 |
¥7,831,917 |
| 20 |
2.90% |
¥140,149 |
¥33,635,826 |
¥8,135,826 |
| 20 |
3.00% |
¥141,422 |
¥33,941,373 |
¥8,441,373 |
2550万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥149,276 |
¥26,869,604 |
¥1,369,604 |
| 15 |
0.80% |
¥150,384 |
¥27,069,082 |
¥1,569,082 |
| 15 |
0.90% |
¥151,497 |
¥27,269,513 |
¥1,769,513 |
| 15 |
1.00% |
¥152,616 |
¥27,470,898 |
¥1,970,898 |
| 15 |
1.10% |
¥153,740 |
¥27,673,236 |
¥2,173,236 |
| 15 |
1.20% |
¥154,870 |
¥27,876,526 |
¥2,376,526 |
| 15 |
1.30% |
¥156,004 |
¥28,080,768 |
¥2,580,768 |
| 15 |
1.40% |
¥157,144 |
¥28,285,961 |
¥2,785,961 |
| 15 |
1.50% |
¥158,289 |
¥28,492,105 |
¥2,992,105 |
| 15 |
1.60% |
¥159,440 |
¥28,699,198 |
¥3,199,198 |
| 15 |
1.70% |
¥160,596 |
¥28,907,239 |
¥3,407,239 |
| 15 |
1.80% |
¥161,757 |
¥29,116,229 |
¥3,616,229 |
| 15 |
1.90% |
¥162,923 |
¥29,326,166 |
¥3,826,166 |
| 15 |
2.00% |
¥164,095 |
¥29,537,049 |
¥4,037,049 |
| 15 |
2.10% |
¥165,272 |
¥29,748,878 |
¥4,248,878 |
| 15 |
2.20% |
¥166,454 |
¥29,961,651 |
¥4,461,651 |
| 15 |
2.30% |
¥167,641 |
¥30,175,367 |
¥4,675,367 |
| 15 |
2.40% |
¥168,833 |
¥30,390,025 |
¥4,890,025 |
| 15 |
2.50% |
¥170,031 |
¥30,605,625 |
¥5,105,625 |
| 15 |
2.60% |
¥171,234 |
¥30,822,164 |
¥5,322,164 |
| 15 |
2.70% |
¥172,442 |
¥31,039,642 |
¥5,539,642 |
| 15 |
2.80% |
¥173,656 |
¥31,258,058 |
¥5,758,058 |
| 15 |
2.90% |
¥174,875 |
¥31,477,410 |
¥5,977,410 |
| 15 |
3.00% |
¥176,098 |
¥31,697,697 |
¥6,197,697 |
2550万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥220,086 |
¥26,410,345 |
¥910,345 |
| 10 |
0.80% |
¥221,184 |
¥26,542,093 |
¥1,042,093 |
| 10 |
0.90% |
¥222,286 |
¥26,674,265 |
¥1,174,265 |
| 10 |
1.00% |
¥223,391 |
¥26,806,861 |
¥1,306,861 |
| 10 |
1.10% |
¥224,499 |
¥26,939,881 |
¥1,439,881 |
| 10 |
1.20% |
¥225,611 |
¥27,073,325 |
¥1,573,325 |
| 10 |
1.30% |
¥226,727 |
¥27,207,193 |
¥1,707,193 |
| 10 |
1.40% |
¥227,846 |
¥27,341,484 |
¥1,841,484 |
| 10 |
1.50% |
¥228,968 |
¥27,476,199 |
¥1,976,199 |
| 10 |
1.60% |
¥230,094 |
¥27,611,337 |
¥2,111,337 |
| 10 |
1.70% |
¥231,224 |
¥27,746,898 |
¥2,246,898 |
| 10 |
1.80% |
¥232,357 |
¥27,882,882 |
¥2,382,882 |
| 10 |
1.90% |
¥233,494 |
¥28,019,288 |
¥2,519,288 |
| 10 |
2.00% |
¥234,634 |
¥28,156,117 |
¥2,656,117 |
| 10 |
2.10% |
¥235,778 |
¥28,293,368 |
¥2,793,368 |
| 10 |
2.20% |
¥236,925 |
¥28,431,041 |
¥2,931,041 |
| 10 |
2.30% |
¥238,076 |
¥28,569,136 |
¥3,069,136 |
| 10 |
2.40% |
¥239,230 |
¥28,707,652 |
¥3,207,652 |
| 10 |
2.50% |
¥240,388 |
¥28,846,590 |
¥3,346,590 |
| 10 |
2.60% |
¥241,550 |
¥28,985,949 |
¥3,485,949 |
| 10 |
2.70% |
¥242,714 |
¥29,125,728 |
¥3,625,728 |
| 10 |
2.80% |
¥243,883 |
¥29,265,928 |
¥3,765,928 |
| 10 |
2.90% |
¥245,055 |
¥29,406,548 |
¥3,906,548 |
| 10 |
3.00% |
¥246,230 |
¥29,547,588 |
¥4,047,588 |