2560万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2560万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2560万円の住宅ローン|期間・年数別
2560万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥50,580 |
¥30,348,192 |
¥4,748,192 |
| 50 |
0.80% |
¥51,781 |
¥31,068,846 |
¥5,468,846 |
| 50 |
0.90% |
¥53,000 |
¥31,799,988 |
¥6,199,988 |
| 50 |
1.00% |
¥54,236 |
¥32,541,570 |
¥6,941,570 |
| 50 |
1.10% |
¥55,489 |
¥33,293,543 |
¥7,693,543 |
| 50 |
1.20% |
¥56,760 |
¥34,055,852 |
¥8,455,852 |
| 50 |
1.30% |
¥58,047 |
¥34,828,436 |
¥9,228,436 |
| 50 |
1.40% |
¥59,352 |
¥35,611,231 |
¥10,011,231 |
| 50 |
1.50% |
¥60,674 |
¥36,404,166 |
¥10,804,166 |
| 50 |
1.60% |
¥62,012 |
¥37,207,170 |
¥11,607,170 |
| 50 |
1.70% |
¥63,367 |
¥38,020,163 |
¥12,420,163 |
| 50 |
1.80% |
¥64,738 |
¥38,843,064 |
¥13,243,064 |
| 50 |
1.90% |
¥66,126 |
¥39,675,787 |
¥14,075,787 |
| 50 |
2.00% |
¥67,530 |
¥40,518,241 |
¥14,918,241 |
| 50 |
2.10% |
¥68,951 |
¥41,370,332 |
¥15,770,332 |
| 50 |
2.20% |
¥70,387 |
¥42,231,965 |
¥16,631,965 |
| 50 |
2.30% |
¥71,838 |
¥43,103,037 |
¥17,503,037 |
| 50 |
2.40% |
¥73,306 |
¥43,983,444 |
¥18,383,444 |
| 50 |
2.50% |
¥74,788 |
¥44,873,081 |
¥19,273,081 |
| 50 |
2.60% |
¥76,286 |
¥45,771,835 |
¥20,171,835 |
| 50 |
2.70% |
¥77,799 |
¥46,679,596 |
¥21,079,596 |
| 50 |
2.80% |
¥79,327 |
¥47,596,246 |
¥21,996,246 |
| 50 |
2.90% |
¥80,869 |
¥48,521,669 |
¥22,921,669 |
| 50 |
3.00% |
¥82,426 |
¥49,455,744 |
¥23,855,744 |
2560万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥55,279 |
¥29,850,735 |
¥4,250,735 |
| 45 |
0.80% |
¥56,467 |
¥30,492,326 |
¥4,892,326 |
| 45 |
0.90% |
¥57,671 |
¥31,142,436 |
¥5,542,436 |
| 45 |
1.00% |
¥58,891 |
¥31,801,036 |
¥6,201,036 |
| 45 |
1.10% |
¥60,126 |
¥32,468,093 |
¥6,868,093 |
| 45 |
1.20% |
¥61,377 |
¥33,143,569 |
¥7,543,569 |
| 45 |
1.30% |
¥62,643 |
¥33,827,425 |
¥8,227,425 |
| 45 |
1.40% |
¥63,925 |
¥34,519,618 |
¥8,919,618 |
| 45 |
1.50% |
¥65,222 |
¥35,220,101 |
¥9,620,101 |
| 45 |
1.60% |
¥66,535 |
¥35,928,826 |
¥10,328,826 |
| 45 |
1.70% |
¥67,862 |
¥36,645,741 |
¥11,045,741 |
| 45 |
1.80% |
¥69,205 |
¥37,370,790 |
¥11,770,790 |
| 45 |
1.90% |
¥70,563 |
¥38,103,916 |
¥12,503,916 |
| 45 |
2.00% |
¥71,935 |
¥38,845,058 |
¥13,245,058 |
| 45 |
2.10% |
¥73,323 |
¥39,594,155 |
¥13,994,155 |
| 45 |
2.20% |
¥74,724 |
¥40,351,139 |
¥14,751,139 |
| 45 |
2.30% |
¥76,141 |
¥41,115,943 |
¥15,515,943 |
| 45 |
2.40% |
¥77,571 |
¥41,888,497 |
¥16,288,497 |
| 45 |
2.50% |
¥79,016 |
¥42,668,728 |
¥17,068,728 |
| 45 |
2.60% |
¥80,475 |
¥43,456,562 |
¥17,856,562 |
| 45 |
2.70% |
¥81,948 |
¥44,251,920 |
¥18,651,920 |
| 45 |
2.80% |
¥83,435 |
¥45,054,725 |
¥19,454,725 |
| 45 |
2.90% |
¥84,935 |
¥45,864,896 |
¥20,264,896 |
| 45 |
3.00% |
¥86,449 |
¥46,682,350 |
¥21,082,350 |
2560万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥61,163 |
¥29,358,453 |
¥3,758,453 |
| 40 |
0.80% |
¥62,339 |
¥29,922,541 |
¥4,322,541 |
| 40 |
0.90% |
¥63,528 |
¥30,493,380 |
¥4,893,380 |
| 40 |
1.00% |
¥64,731 |
¥31,070,951 |
¥5,470,951 |
| 40 |
1.10% |
¥65,948 |
¥31,655,231 |
¥6,055,231 |
| 40 |
1.20% |
¥67,180 |
¥32,246,198 |
¥6,646,198 |
| 40 |
1.30% |
¥68,425 |
¥32,843,826 |
¥7,243,826 |
| 40 |
1.40% |
¥69,684 |
¥33,448,089 |
¥7,848,089 |
| 40 |
1.50% |
¥70,956 |
¥34,058,957 |
¥8,458,957 |
| 40 |
1.60% |
¥72,242 |
¥34,676,398 |
¥9,076,398 |
| 40 |
1.70% |
¥73,542 |
¥35,300,381 |
¥9,700,381 |
| 40 |
1.80% |
¥74,856 |
¥35,930,869 |
¥10,330,869 |
| 40 |
1.90% |
¥76,183 |
¥36,567,826 |
¥10,967,826 |
| 40 |
2.00% |
¥77,523 |
¥37,211,215 |
¥11,611,215 |
| 40 |
2.10% |
¥78,877 |
¥37,860,993 |
¥12,260,993 |
| 40 |
2.20% |
¥80,244 |
¥38,517,120 |
¥12,917,120 |
| 40 |
2.30% |
¥81,624 |
¥39,179,552 |
¥13,579,552 |
| 40 |
2.40% |
¥83,017 |
¥39,848,244 |
¥14,248,244 |
| 40 |
2.50% |
¥84,423 |
¥40,523,149 |
¥14,923,149 |
| 40 |
2.60% |
¥85,842 |
¥41,204,218 |
¥15,604,218 |
| 40 |
2.70% |
¥87,274 |
¥41,891,402 |
¥16,291,402 |
| 40 |
2.80% |
¥88,718 |
¥42,584,650 |
¥16,984,650 |
| 40 |
2.90% |
¥90,175 |
¥43,283,909 |
¥17,683,909 |
| 40 |
3.00% |
¥91,644 |
¥43,989,126 |
¥18,389,126 |
2560万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥68,741 |
¥28,871,354 |
¥3,271,354 |
| 35 |
0.80% |
¥69,904 |
¥29,359,512 |
¥3,759,512 |
| 35 |
0.90% |
¥71,078 |
¥29,852,851 |
¥4,252,851 |
| 35 |
1.00% |
¥72,265 |
¥30,351,358 |
¥4,751,358 |
| 35 |
1.10% |
¥73,464 |
¥30,855,023 |
¥5,255,023 |
| 35 |
1.20% |
¥74,676 |
¥31,363,830 |
¥5,763,830 |
| 35 |
1.30% |
¥75,899 |
¥31,877,764 |
¥6,277,764 |
| 35 |
1.40% |
¥77,135 |
¥32,396,811 |
¥6,796,811 |
| 35 |
1.50% |
¥78,383 |
¥32,920,951 |
¥7,320,951 |
| 35 |
1.60% |
¥79,643 |
¥33,450,167 |
¥7,850,167 |
| 35 |
1.70% |
¥80,915 |
¥33,984,438 |
¥8,384,438 |
| 35 |
1.80% |
¥82,199 |
¥34,523,745 |
¥8,923,745 |
| 35 |
1.90% |
¥83,495 |
¥35,068,064 |
¥9,468,064 |
| 35 |
2.00% |
¥84,803 |
¥35,617,373 |
¥10,017,373 |
| 35 |
2.10% |
¥86,123 |
¥36,171,648 |
¥10,571,648 |
| 35 |
2.20% |
¥87,454 |
¥36,730,863 |
¥11,130,863 |
| 35 |
2.30% |
¥88,798 |
¥37,294,993 |
¥11,694,993 |
| 35 |
2.40% |
¥90,152 |
¥37,864,010 |
¥12,264,010 |
| 35 |
2.50% |
¥91,519 |
¥38,437,886 |
¥12,837,886 |
| 35 |
2.60% |
¥92,897 |
¥39,016,591 |
¥13,416,591 |
| 35 |
2.70% |
¥94,286 |
¥39,600,096 |
¥14,000,096 |
| 35 |
2.80% |
¥95,687 |
¥40,188,369 |
¥14,588,369 |
| 35 |
2.90% |
¥97,099 |
¥40,781,379 |
¥15,181,379 |
| 35 |
3.00% |
¥98,522 |
¥41,379,092 |
¥15,779,092 |
2560万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥78,860 |
¥28,389,449 |
¥2,789,449 |
| 30 |
0.80% |
¥80,009 |
¥28,803,254 |
¥3,203,254 |
| 30 |
0.90% |
¥81,169 |
¥29,220,872 |
¥3,620,872 |
| 30 |
1.00% |
¥82,340 |
¥29,642,298 |
¥4,042,298 |
| 30 |
1.10% |
¥83,521 |
¥30,067,525 |
¥4,467,525 |
| 30 |
1.20% |
¥84,713 |
¥30,496,545 |
¥4,896,545 |
| 30 |
1.30% |
¥85,915 |
¥30,929,350 |
¥5,329,350 |
| 30 |
1.40% |
¥87,128 |
¥31,365,931 |
¥5,765,931 |
| 30 |
1.50% |
¥88,351 |
¥31,806,279 |
¥6,206,279 |
| 30 |
1.60% |
¥89,584 |
¥32,250,382 |
¥6,650,382 |
| 30 |
1.70% |
¥90,828 |
¥32,698,231 |
¥7,098,231 |
| 30 |
1.80% |
¥92,083 |
¥33,149,813 |
¥7,549,813 |
| 30 |
1.90% |
¥93,348 |
¥33,605,118 |
¥8,005,118 |
| 30 |
2.00% |
¥94,623 |
¥34,064,131 |
¥8,464,131 |
| 30 |
2.10% |
¥95,908 |
¥34,526,839 |
¥8,926,839 |
| 30 |
2.20% |
¥97,203 |
¥34,993,230 |
¥9,393,230 |
| 30 |
2.30% |
¥98,509 |
¥35,463,287 |
¥9,863,287 |
| 30 |
2.40% |
¥99,825 |
¥35,936,996 |
¥10,336,996 |
| 30 |
2.50% |
¥101,151 |
¥36,414,342 |
¥10,814,342 |
| 30 |
2.60% |
¥102,487 |
¥36,895,308 |
¥11,295,308 |
| 30 |
2.70% |
¥103,833 |
¥37,379,877 |
¥11,779,877 |
| 30 |
2.80% |
¥105,189 |
¥37,868,032 |
¥12,268,032 |
| 30 |
2.90% |
¥106,555 |
¥38,359,755 |
¥12,759,755 |
| 30 |
3.00% |
¥107,931 |
¥38,855,028 |
¥13,255,028 |
2560万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥93,042 |
¥27,912,747 |
¥2,312,747 |
| 25 |
0.80% |
¥94,179 |
¥28,253,781 |
¥2,653,781 |
| 25 |
0.90% |
¥95,325 |
¥28,597,467 |
¥2,997,467 |
| 25 |
1.00% |
¥96,479 |
¥28,943,804 |
¥3,343,804 |
| 25 |
1.10% |
¥97,643 |
¥29,292,788 |
¥3,692,788 |
| 25 |
1.20% |
¥98,815 |
¥29,644,415 |
¥4,044,415 |
| 25 |
1.30% |
¥99,996 |
¥29,998,680 |
¥4,398,680 |
| 25 |
1.40% |
¥101,185 |
¥30,355,580 |
¥4,755,580 |
| 25 |
1.50% |
¥102,384 |
¥30,715,110 |
¥5,115,110 |
| 25 |
1.60% |
¥103,591 |
¥31,077,264 |
¥5,477,264 |
| 25 |
1.70% |
¥104,807 |
¥31,442,037 |
¥5,842,037 |
| 25 |
1.80% |
¥106,031 |
¥31,809,424 |
¥6,209,424 |
| 25 |
1.90% |
¥107,265 |
¥32,179,418 |
¥6,579,418 |
| 25 |
2.00% |
¥108,507 |
¥32,552,013 |
¥6,952,013 |
| 25 |
2.10% |
¥109,757 |
¥32,927,203 |
¥7,327,203 |
| 25 |
2.20% |
¥111,017 |
¥33,304,981 |
¥7,704,981 |
| 25 |
2.30% |
¥112,284 |
¥33,685,338 |
¥8,085,338 |
| 25 |
2.40% |
¥113,561 |
¥34,068,269 |
¥8,468,269 |
| 25 |
2.50% |
¥114,846 |
¥34,453,765 |
¥8,853,765 |
| 25 |
2.60% |
¥116,139 |
¥34,841,818 |
¥9,241,818 |
| 25 |
2.70% |
¥117,441 |
¥35,232,420 |
¥9,632,420 |
| 25 |
2.80% |
¥118,752 |
¥35,625,561 |
¥10,025,561 |
| 25 |
2.90% |
¥120,071 |
¥36,021,234 |
¥10,421,234 |
| 25 |
3.00% |
¥121,398 |
¥36,419,429 |
¥10,819,429 |
2560万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥114,339 |
¥27,441,253 |
¥1,841,253 |
| 20 |
0.80% |
¥115,463 |
¥27,711,104 |
¥2,111,104 |
| 20 |
0.90% |
¥116,594 |
¥27,982,656 |
¥2,382,656 |
| 20 |
1.00% |
¥117,733 |
¥28,255,906 |
¥2,655,906 |
| 20 |
1.10% |
¥118,879 |
¥28,530,854 |
¥2,930,854 |
| 20 |
1.20% |
¥120,031 |
¥28,807,499 |
¥3,207,499 |
| 20 |
1.30% |
¥121,191 |
¥29,085,837 |
¥3,485,837 |
| 20 |
1.40% |
¥122,358 |
¥29,365,869 |
¥3,765,869 |
| 20 |
1.50% |
¥123,532 |
¥29,647,590 |
¥4,047,590 |
| 20 |
1.60% |
¥124,712 |
¥29,931,000 |
¥4,331,000 |
| 20 |
1.70% |
¥125,900 |
¥30,216,095 |
¥4,616,095 |
| 20 |
1.80% |
¥127,095 |
¥30,502,874 |
¥4,902,874 |
| 20 |
1.90% |
¥128,297 |
¥30,791,334 |
¥5,191,334 |
| 20 |
2.00% |
¥129,506 |
¥31,081,472 |
¥5,481,472 |
| 20 |
2.10% |
¥130,722 |
¥31,373,286 |
¥5,773,286 |
| 20 |
2.20% |
¥131,945 |
¥31,666,772 |
¥6,066,772 |
| 20 |
2.30% |
¥133,175 |
¥31,961,927 |
¥6,361,927 |
| 20 |
2.40% |
¥134,411 |
¥32,258,749 |
¥6,658,749 |
| 20 |
2.50% |
¥135,655 |
¥32,557,234 |
¥6,957,234 |
| 20 |
2.60% |
¥136,906 |
¥32,857,378 |
¥7,257,378 |
| 20 |
2.70% |
¥138,163 |
¥33,159,178 |
¥7,559,178 |
| 20 |
2.80% |
¥139,428 |
¥33,462,630 |
¥7,862,630 |
| 20 |
2.90% |
¥140,699 |
¥33,767,731 |
¥8,167,731 |
| 20 |
3.00% |
¥141,977 |
¥34,074,476 |
¥8,474,476 |
2560万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥149,861 |
¥26,974,975 |
¥1,374,975 |
| 15 |
0.80% |
¥150,974 |
¥27,175,235 |
¥1,575,235 |
| 15 |
0.90% |
¥152,091 |
¥27,376,452 |
¥1,776,452 |
| 15 |
1.00% |
¥153,215 |
¥27,578,627 |
¥1,978,627 |
| 15 |
1.10% |
¥154,343 |
¥27,781,759 |
¥2,181,759 |
| 15 |
1.20% |
¥155,477 |
¥27,985,846 |
¥2,385,846 |
| 15 |
1.30% |
¥156,616 |
¥28,190,889 |
¥2,590,889 |
| 15 |
1.40% |
¥157,760 |
¥28,396,887 |
¥2,796,887 |
| 15 |
1.50% |
¥158,910 |
¥28,603,838 |
¥3,003,838 |
| 15 |
1.60% |
¥160,065 |
¥28,811,743 |
¥3,211,743 |
| 15 |
1.70% |
¥161,226 |
¥29,020,601 |
¥3,420,601 |
| 15 |
1.80% |
¥162,391 |
¥29,230,410 |
¥3,630,410 |
| 15 |
1.90% |
¥163,562 |
¥29,441,171 |
¥3,841,171 |
| 15 |
2.00% |
¥164,738 |
¥29,652,881 |
¥4,052,881 |
| 15 |
2.10% |
¥165,920 |
¥29,865,540 |
¥4,265,540 |
| 15 |
2.20% |
¥167,106 |
¥30,079,147 |
¥4,479,147 |
| 15 |
2.30% |
¥168,298 |
¥30,293,702 |
¥4,693,702 |
| 15 |
2.40% |
¥169,496 |
¥30,509,202 |
¥4,909,202 |
| 15 |
2.50% |
¥170,698 |
¥30,725,647 |
¥5,125,647 |
| 15 |
2.60% |
¥171,906 |
¥30,943,035 |
¥5,343,035 |
| 15 |
2.70% |
¥173,119 |
¥31,161,366 |
¥5,561,366 |
| 15 |
2.80% |
¥174,337 |
¥31,380,639 |
¥5,780,639 |
| 15 |
2.90% |
¥175,560 |
¥31,600,851 |
¥6,000,851 |
| 15 |
3.00% |
¥176,789 |
¥31,822,002 |
¥6,222,002 |
2560万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥220,949 |
¥26,513,915 |
¥913,915 |
| 10 |
0.80% |
¥222,051 |
¥26,646,180 |
¥1,046,180 |
| 10 |
0.90% |
¥223,157 |
¥26,778,870 |
¥1,178,870 |
| 10 |
1.00% |
¥224,267 |
¥26,911,986 |
¥1,311,986 |
| 10 |
1.10% |
¥225,379 |
¥27,045,528 |
¥1,445,528 |
| 10 |
1.20% |
¥226,496 |
¥27,179,495 |
¥1,579,495 |
| 10 |
1.30% |
¥227,616 |
¥27,313,888 |
¥1,713,888 |
| 10 |
1.40% |
¥228,739 |
¥27,448,706 |
¥1,848,706 |
| 10 |
1.50% |
¥229,866 |
¥27,583,949 |
¥1,983,949 |
| 10 |
1.60% |
¥230,997 |
¥27,719,617 |
¥2,119,617 |
| 10 |
1.70% |
¥232,131 |
¥27,855,709 |
¥2,255,709 |
| 10 |
1.80% |
¥233,269 |
¥27,992,226 |
¥2,392,226 |
| 10 |
1.90% |
¥234,410 |
¥28,129,168 |
¥2,529,168 |
| 10 |
2.00% |
¥235,554 |
¥28,266,533 |
¥2,666,533 |
| 10 |
2.10% |
¥236,703 |
¥28,404,322 |
¥2,804,322 |
| 10 |
2.20% |
¥237,854 |
¥28,542,535 |
¥2,942,535 |
| 10 |
2.30% |
¥239,010 |
¥28,681,172 |
¥3,081,172 |
| 10 |
2.40% |
¥240,169 |
¥28,820,231 |
¥3,220,231 |
| 10 |
2.50% |
¥241,331 |
¥28,959,714 |
¥3,359,714 |
| 10 |
2.60% |
¥242,497 |
¥29,099,619 |
¥3,499,619 |
| 10 |
2.70% |
¥243,666 |
¥29,239,947 |
¥3,639,947 |
| 10 |
2.80% |
¥244,839 |
¥29,380,696 |
¥3,780,696 |
| 10 |
2.90% |
¥246,016 |
¥29,521,868 |
¥3,921,868 |
| 10 |
3.00% |
¥247,196 |
¥29,663,461 |
¥4,063,461 |