2580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2580万円の住宅ローン｜期間・年数別
2580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥50,975 | ¥30,585,287 | ¥4,785,287 |
| 50 | 0.80% | ¥52,186 | ¥31,311,571 | ¥5,511,571 |
| 50 | 0.90% | ¥53,414 | ¥32,048,425 | ¥6,248,425 |
| 50 | 1.00% | ¥54,660 | ¥32,795,801 | ¥6,995,801 |
| 50 | 1.10% | ¥55,923 | ¥33,553,649 | ¥7,753,649 |
| 50 | 1.20% | ¥57,203 | ¥34,321,913 | ¥8,521,913 |
| 50 | 1.30% | ¥58,501 | ¥35,100,533 | ¥9,300,533 |
| 50 | 1.40% | ¥59,816 | ¥35,889,443 | ¥10,089,443 |
| 50 | 1.50% | ¥61,148 | ¥36,688,574 | ¥10,888,574 |
| 50 | 1.60% | ¥62,496 | ¥37,497,851 | ¥11,697,851 |
| 50 | 1.70% | ¥63,862 | ¥38,317,196 | ¥12,517,196 |
| 50 | 1.80% | ¥65,244 | ¥39,146,526 | ¥13,346,526 |
| 50 | 1.90% | ¥66,643 | ¥39,985,754 | ¥14,185,754 |
| 50 | 2.00% | ¥68,058 | ¥40,834,789 | ¥15,034,789 |
| 50 | 2.10% | ¥69,489 | ¥41,693,538 | ¥15,893,538 |
| 50 | 2.20% | ¥70,937 | ¥42,561,902 | ¥16,761,902 |
| 50 | 2.30% | ¥72,400 | ¥43,439,779 | ¥17,639,779 |
| 50 | 2.40% | ¥73,878 | ¥44,327,065 | ¥18,527,065 |
| 50 | 2.50% | ¥75,373 | ¥45,223,651 | ¥19,423,651 |
| 50 | 2.60% | ¥76,882 | ¥46,129,428 | ¥20,329,428 |
| 50 | 2.70% | ¥78,407 | ¥47,044,280 | ¥21,244,280 |
| 50 | 2.80% | ¥79,947 | ¥47,968,092 | ¥22,168,092 |
| 50 | 2.90% | ¥81,501 | ¥48,900,745 | ¥23,100,745 |
| 50 | 3.00% | ¥83,070 | ¥49,842,117 | ¥24,042,117 |
2580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥55,711 | ¥30,083,944 | ¥4,283,944 |
| 45 | 0.80% | ¥56,908 | ¥30,730,547 | ¥4,930,547 |
| 45 | 0.90% | ¥58,122 | ¥31,385,736 | ¥5,585,736 |
| 45 | 1.00% | ¥59,351 | ¥32,049,482 | ¥6,249,482 |
| 45 | 1.10% | ¥60,596 | ¥32,721,750 | ¥6,921,750 |
| 45 | 1.20% | ¥61,856 | ¥33,402,503 | ¥7,602,503 |
| 45 | 1.30% | ¥63,133 | ¥34,091,702 | ¥8,291,702 |
| 45 | 1.40% | ¥64,425 | ¥34,789,302 | ¥8,989,302 |
| 45 | 1.50% | ¥65,732 | ¥35,495,258 | ¥9,695,258 |
| 45 | 1.60% | ¥67,055 | ¥36,209,520 | ¥10,409,520 |
| 45 | 1.70% | ¥68,393 | ¥36,932,036 | ¥11,132,036 |
| 45 | 1.80% | ¥69,746 | ¥37,662,749 | ¥11,862,749 |
| 45 | 1.90% | ¥71,114 | ¥38,401,603 | ¥12,601,603 |
| 45 | 2.00% | ¥72,497 | ¥39,148,535 | ¥13,348,535 |
| 45 | 2.10% | ¥73,895 | ¥39,903,484 | ¥14,103,484 |
| 45 | 2.20% | ¥75,308 | ¥40,666,382 | ¥14,866,382 |
| 45 | 2.30% | ¥76,735 | ¥41,437,161 | ¥15,637,161 |
| 45 | 2.40% | ¥78,177 | ¥42,215,751 | ¥16,415,751 |
| 45 | 2.50% | ¥79,633 | ¥43,002,078 | ¥17,202,078 |
| 45 | 2.60% | ¥81,104 | ¥43,796,066 | ¥17,996,066 |
| 45 | 2.70% | ¥82,588 | ¥44,597,638 | ¥18,797,638 |
| 45 | 2.80% | ¥84,087 | ¥45,406,715 | ¥19,606,715 |
| 45 | 2.90% | ¥85,599 | ¥46,223,216 | ¥20,423,216 |
| 45 | 3.00% | ¥87,124 | ¥47,047,056 | ¥21,247,056 |
2580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥61,641 | ¥29,587,815 | ¥3,787,815 |
| 40 | 0.80% | ¥62,826 | ¥30,156,311 | ¥4,356,311 |
| 40 | 0.90% | ¥64,024 | ¥30,731,610 | ¥4,931,610 |
| 40 | 1.00% | ¥65,237 | ¥31,313,693 | ¥5,513,693 |
| 40 | 1.10% | ¥66,464 | ¥31,902,537 | ¥6,102,537 |
| 40 | 1.20% | ¥67,704 | ¥32,498,121 | ¥6,698,121 |
| 40 | 1.30% | ¥68,959 | ¥33,100,419 | ¥7,300,419 |
| 40 | 1.40% | ¥70,228 | ¥33,709,402 | ¥7,909,402 |
| 40 | 1.50% | ¥71,511 | ¥34,325,042 | ¥8,525,042 |
| 40 | 1.60% | ¥72,807 | ¥34,947,308 | ¥9,147,308 |
| 40 | 1.70% | ¥74,117 | ¥35,576,165 | ¥9,776,165 |
| 40 | 1.80% | ¥75,441 | ¥36,211,579 | ¥10,411,579 |
| 40 | 1.90% | ¥76,778 | ¥36,853,513 | ¥11,053,513 |
| 40 | 2.00% | ¥78,129 | ¥37,501,927 | ¥11,701,927 |
| 40 | 2.10% | ¥79,493 | ¥38,156,782 | ¥12,356,782 |
| 40 | 2.20% | ¥80,871 | ¥38,818,035 | ¥13,018,035 |
| 40 | 2.30% | ¥82,262 | ¥39,485,642 | ¥13,685,642 |
| 40 | 2.40% | ¥83,666 | ¥40,159,558 | ¥14,359,558 |
| 40 | 2.50% | ¥85,083 | ¥40,839,736 | ¥15,039,736 |
| 40 | 2.60% | ¥86,513 | ¥41,526,126 | ¥15,726,126 |
| 40 | 2.70% | ¥87,956 | ¥42,218,679 | ¥16,418,679 |
| 40 | 2.80% | ¥89,411 | ¥42,917,343 | ¥17,117,343 |
| 40 | 2.90% | ¥90,879 | ¥43,622,065 | ¥17,822,065 |
| 40 | 3.00% | ¥92,360 | ¥44,332,791 | ¥18,532,791 |
2580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥69,278 | ¥29,096,912 | ¥3,296,912 |
| 35 | 0.80% | ¥70,450 | ¥29,588,883 | ¥3,788,883 |
| 35 | 0.90% | ¥71,634 | ¥30,086,076 | ¥4,286,076 |
| 35 | 1.00% | ¥72,830 | ¥30,588,478 | ¥4,788,478 |
| 35 | 1.10% | ¥74,038 | ¥31,096,078 | ¥5,296,078 |
| 35 | 1.20% | ¥75,259 | ¥31,608,860 | ¥5,808,860 |
| 35 | 1.30% | ¥76,492 | ¥32,126,810 | ¥6,326,810 |
| 35 | 1.40% | ¥77,738 | ¥32,649,911 | ¥6,849,911 |
| 35 | 1.50% | ¥78,996 | ¥33,178,146 | ¥7,378,146 |
| 35 | 1.60% | ¥80,265 | ¥33,711,496 | ¥7,911,496 |
| 35 | 1.70% | ¥81,547 | ¥34,249,942 | ¥8,449,942 |
| 35 | 1.80% | ¥82,842 | ¥34,793,461 | ¥8,993,461 |
| 35 | 1.90% | ¥84,148 | ¥35,342,033 | ¥9,542,033 |
| 35 | 2.00% | ¥85,466 | ¥35,895,634 | ¥10,095,634 |
| 35 | 2.10% | ¥86,796 | ¥36,454,239 | ¥10,654,239 |
| 35 | 2.20% | ¥88,138 | ¥37,017,823 | ¥11,217,823 |
| 35 | 2.30% | ¥89,491 | ¥37,586,360 | ¥11,786,360 |
| 35 | 2.40% | ¥90,857 | ¥38,159,822 | ¥12,359,822 |
| 35 | 2.50% | ¥92,234 | ¥38,738,182 | ¥12,938,182 |
| 35 | 2.60% | ¥93,622 | ¥39,321,408 | ¥13,521,408 |
| 35 | 2.70% | ¥95,023 | ¥39,909,471 | ¥14,109,471 |
| 35 | 2.80% | ¥96,434 | ¥40,502,341 | ¥14,702,341 |
| 35 | 2.90% | ¥97,857 | ¥41,099,983 | ¥15,299,983 |
| 35 | 3.00% | ¥99,291 | ¥41,702,367 | ¥15,902,367 |
2580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥79,476 | ¥28,611,242 | ¥2,811,242 |
| 30 | 0.80% | ¥80,634 | ¥29,028,279 | ¥3,228,279 |
| 30 | 0.90% | ¥81,803 | ¥29,449,160 | ¥3,649,160 |
| 30 | 1.00% | ¥82,983 | ¥29,873,879 | ¥4,073,879 |
| 30 | 1.10% | ¥84,173 | ¥30,302,428 | ¥4,502,428 |
| 30 | 1.20% | ¥85,374 | ¥30,734,800 | ¥4,934,800 |
| 30 | 1.30% | ¥86,586 | ¥31,170,986 | ¥5,370,986 |
| 30 | 1.40% | ¥87,808 | ¥31,610,978 | ¥5,810,978 |
| 30 | 1.50% | ¥89,041 | ¥32,054,765 | ¥6,254,765 |
| 30 | 1.60% | ¥90,284 | ¥32,502,338 | ¥6,702,338 |
| 30 | 1.70% | ¥91,538 | ¥32,953,686 | ¥7,153,686 |
| 30 | 1.80% | ¥92,802 | ¥33,408,796 | ¥7,608,796 |
| 30 | 1.90% | ¥94,077 | ¥33,867,658 | ¥8,067,658 |
| 30 | 2.00% | ¥95,362 | ¥34,330,257 | ¥8,530,257 |
| 30 | 2.10% | ¥96,657 | ¥34,796,580 | ¥8,996,580 |
| 30 | 2.20% | ¥97,963 | ¥35,266,614 | ¥9,466,614 |
| 30 | 2.30% | ¥99,279 | ¥35,740,344 | ¥9,940,344 |
| 30 | 2.40% | ¥100,605 | ¥36,217,754 | ¥10,417,754 |
| 30 | 2.50% | ¥101,941 | ¥36,698,829 | ¥10,898,829 |
| 30 | 2.60% | ¥103,288 | ¥37,183,552 | ¥11,383,552 |
| 30 | 2.70% | ¥104,644 | ¥37,671,907 | ¥11,871,907 |
| 30 | 2.80% | ¥106,011 | ¥38,163,876 | ¥12,363,876 |
| 30 | 2.90% | ¥107,387 | ¥38,659,441 | ¥12,859,441 |
| 30 | 3.00% | ¥108,774 | ¥39,158,583 | ¥13,358,583 |
2580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥93,769 | ¥28,130,815 | ¥2,330,815 |
| 25 | 0.80% | ¥94,915 | ¥28,474,513 | ¥2,674,513 |
| 25 | 0.90% | ¥96,070 | ¥28,820,885 | ¥3,020,885 |
| 25 | 1.00% | ¥97,233 | ¥29,169,928 | ¥3,369,928 |
| 25 | 1.10% | ¥98,405 | ¥29,521,638 | ¥3,721,638 |
| 25 | 1.20% | ¥99,587 | ¥29,876,012 | ¥4,076,012 |
| 25 | 1.30% | ¥100,777 | ¥30,233,045 | ¥4,433,045 |
| 25 | 1.40% | ¥101,976 | ¥30,592,733 | ¥4,792,733 |
| 25 | 1.50% | ¥103,184 | ¥30,955,072 | ¥5,155,072 |
| 25 | 1.60% | ¥104,400 | ¥31,320,055 | ¥5,520,055 |
| 25 | 1.70% | ¥105,626 | ¥31,687,678 | ¥5,887,678 |
| 25 | 1.80% | ¥106,860 | ¥32,057,935 | ¥6,257,935 |
| 25 | 1.90% | ¥108,103 | ¥32,430,820 | ¥6,630,820 |
| 25 | 2.00% | ¥109,354 | ¥32,806,326 | ¥7,006,326 |
| 25 | 2.10% | ¥110,615 | ¥33,184,447 | ¥7,384,447 |
| 25 | 2.20% | ¥111,884 | ¥33,565,176 | ¥7,765,176 |
| 25 | 2.30% | ¥113,162 | ¥33,948,505 | ¥8,148,505 |
| 25 | 2.40% | ¥114,448 | ¥34,334,428 | ¥8,534,428 |
| 25 | 2.50% | ¥115,743 | ¥34,722,935 | ¥8,922,935 |
| 25 | 2.60% | ¥117,047 | ¥35,114,020 | ¥9,314,020 |
| 25 | 2.70% | ¥118,359 | ¥35,507,673 | ¥9,707,673 |
| 25 | 2.80% | ¥119,680 | ¥35,903,886 | ¥10,103,886 |
| 25 | 2.90% | ¥121,009 | ¥36,302,650 | ¥10,502,650 |
| 25 | 3.00% | ¥122,347 | ¥36,703,956 | ¥10,903,956 |
2580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥115,232 | ¥27,655,638 | ¥1,855,638 |
| 20 | 0.80% | ¥116,365 | ¥27,927,597 | ¥2,127,597 |
| 20 | 0.90% | ¥117,505 | ¥28,201,270 | ¥2,401,270 |
| 20 | 1.00% | ¥118,653 | ¥28,476,655 | ¥2,676,655 |
| 20 | 1.10% | ¥119,807 | ¥28,753,752 | ¥2,953,752 |
| 20 | 1.20% | ¥120,969 | ¥29,032,557 | ¥3,232,557 |
| 20 | 1.30% | ¥122,138 | ¥29,313,071 | ¥3,513,071 |
| 20 | 1.40% | ¥123,314 | ¥29,595,289 | ¥3,795,289 |
| 20 | 1.50% | ¥124,497 | ¥29,879,212 | ¥4,079,212 |
| 20 | 1.60% | ¥125,687 | ¥30,164,835 | ¥4,364,835 |
| 20 | 1.70% | ¥126,884 | ¥30,452,158 | ¥4,652,158 |
| 20 | 1.80% | ¥128,088 | ¥30,741,178 | ¥4,941,178 |
| 20 | 1.90% | ¥129,300 | ¥31,031,891 | ¥5,231,891 |
| 20 | 2.00% | ¥130,518 | ¥31,324,296 | ¥5,524,296 |
| 20 | 2.10% | ¥131,743 | ¥31,618,389 | ¥5,818,389 |
| 20 | 2.20% | ¥132,976 | ¥31,914,168 | ¥6,114,168 |
| 20 | 2.30% | ¥134,215 | ¥32,211,630 | ¥6,411,630 |
| 20 | 2.40% | ¥135,462 | ¥32,510,771 | ¥6,710,771 |
| 20 | 2.50% | ¥136,715 | ¥32,811,587 | ¥7,011,587 |
| 20 | 2.60% | ¥137,975 | ¥33,114,076 | ¥7,314,076 |
| 20 | 2.70% | ¥139,243 | ¥33,418,234 | ¥7,618,234 |
| 20 | 2.80% | ¥140,517 | ¥33,724,057 | ¥7,924,057 |
| 20 | 2.90% | ¥141,798 | ¥34,031,542 | ¥8,231,542 |
| 20 | 3.00% | ¥143,086 | ¥34,340,683 | ¥8,540,683 |
2580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥151,032 | ¥27,185,717 | ¥1,385,717 |
| 15 | 0.80% | ¥152,153 | ¥27,387,541 | ¥1,587,541 |
| 15 | 0.90% | ¥153,280 | ¥27,590,331 | ¥1,790,331 |
| 15 | 1.00% | ¥154,412 | ¥27,794,085 | ¥1,994,085 |
| 15 | 1.10% | ¥155,549 | ¥27,998,804 | ¥2,198,804 |
| 15 | 1.20% | ¥156,692 | ¥28,204,486 | ¥2,404,486 |
| 15 | 1.30% | ¥157,840 | ¥28,411,130 | ¥2,611,130 |
| 15 | 1.40% | ¥158,993 | ¥28,618,737 | ¥2,818,737 |
| 15 | 1.50% | ¥160,152 | ¥28,827,306 | ¥3,027,306 |
| 15 | 1.60% | ¥161,316 | ¥29,036,835 | ¥3,236,835 |
| 15 | 1.70% | ¥162,485 | ¥29,247,325 | ¥3,447,325 |
| 15 | 1.80% | ¥163,660 | ¥29,458,773 | ¥3,658,773 |
| 15 | 1.90% | ¥164,840 | ¥29,671,180 | ¥3,871,180 |
| 15 | 2.00% | ¥166,025 | ¥29,884,544 | ¥4,084,544 |
| 15 | 2.10% | ¥167,216 | ¥30,098,865 | ¥4,298,865 |
| 15 | 2.20% | ¥168,412 | ¥30,314,141 | ¥4,514,141 |
| 15 | 2.30% | ¥169,613 | ¥30,530,371 | ¥4,730,371 |
| 15 | 2.40% | ¥170,820 | ¥30,747,555 | ¥4,947,555 |
| 15 | 2.50% | ¥172,032 | ¥30,965,691 | ¥5,165,691 |
| 15 | 2.60% | ¥173,249 | ¥31,184,778 | ¥5,384,778 |
| 15 | 2.70% | ¥174,471 | ¥31,404,815 | ¥5,604,815 |
| 15 | 2.80% | ¥175,699 | ¥31,625,800 | ¥5,825,800 |
| 15 | 2.90% | ¥176,932 | ¥31,847,733 | ¥6,047,733 |
| 15 | 3.00% | ¥178,170 | ¥32,070,611 | ¥6,270,611 |
2580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥222,675 | ¥26,721,055 | ¥921,055 |
| 10 | 0.80% | ¥223,786 | ¥26,854,353 | ¥1,054,353 |
| 10 | 0.90% | ¥224,901 | ¥26,988,080 | ¥1,188,080 |
| 10 | 1.00% | ¥226,019 | ¥27,122,236 | ¥1,322,236 |
| 10 | 1.10% | ¥227,140 | ¥27,256,821 | ¥1,456,821 |
| 10 | 1.20% | ¥228,265 | ¥27,391,835 | ¥1,591,835 |
| 10 | 1.30% | ¥229,394 | ¥27,527,278 | ¥1,727,278 |
| 10 | 1.40% | ¥230,526 | ¥27,663,149 | ¥1,863,149 |
| 10 | 1.50% | ¥231,662 | ¥27,799,448 | ¥1,999,448 |
| 10 | 1.60% | ¥232,801 | ¥27,936,176 | ¥2,136,176 |
| 10 | 1.70% | ¥233,944 | ¥28,073,332 | ¥2,273,332 |
| 10 | 1.80% | ¥235,091 | ¥28,210,915 | ¥2,410,915 |
| 10 | 1.90% | ¥236,241 | ¥28,348,927 | ¥2,548,927 |
| 10 | 2.00% | ¥237,395 | ¥28,487,365 | ¥2,687,365 |
| 10 | 2.10% | ¥238,552 | ¥28,626,231 | ¥2,826,231 |
| 10 | 2.20% | ¥239,713 | ¥28,765,524 | ¥2,965,524 |
| 10 | 2.30% | ¥240,877 | ¥28,905,243 | ¥3,105,243 |
| 10 | 2.40% | ¥242,045 | ¥29,045,389 | ¥3,245,389 |
| 10 | 2.50% | ¥243,216 | ¥29,185,962 | ¥3,385,962 |
| 10 | 2.60% | ¥244,391 | ¥29,326,960 | ¥3,526,960 |
| 10 | 2.70% | ¥245,570 | ¥29,468,384 | ¥3,668,384 |
| 10 | 2.80% | ¥246,752 | ¥29,610,233 | ¥3,810,233 |
| 10 | 2.90% | ¥247,938 | ¥29,752,507 | ¥3,952,507 |
| 10 | 3.00% | ¥249,127 | ¥29,895,207 | ¥4,095,207 |
