2630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2630万円の住宅ローン｜期間・年数別
2630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥51,963 | ¥31,178,025 | ¥4,878,025 |
| 50 | 0.80% | ¥53,197 | ¥31,918,385 | ¥5,618,385 |
| 50 | 0.90% | ¥54,449 | ¥32,669,518 | ¥6,369,518 |
| 50 | 1.00% | ¥55,719 | ¥33,431,379 | ¥7,131,379 |
| 50 | 1.10% | ¥57,007 | ¥34,203,914 | ¥7,903,914 |
| 50 | 1.20% | ¥58,312 | ¥34,987,067 | ¥8,687,067 |
| 50 | 1.30% | ¥59,635 | ¥35,780,776 | ¥9,480,776 |
| 50 | 1.40% | ¥60,975 | ¥36,584,975 | ¥10,284,975 |
| 50 | 1.50% | ¥62,333 | ¥37,399,593 | ¥11,099,593 |
| 50 | 1.60% | ¥63,708 | ¥38,224,554 | ¥11,924,554 |
| 50 | 1.70% | ¥65,100 | ¥39,059,777 | ¥12,759,777 |
| 50 | 1.80% | ¥66,509 | ¥39,905,179 | ¥13,605,179 |
| 50 | 1.90% | ¥67,934 | ¥40,760,671 | ¥14,460,671 |
| 50 | 2.00% | ¥69,377 | ¥41,626,161 | ¥15,326,161 |
| 50 | 2.10% | ¥70,836 | ¥42,501,552 | ¥16,201,552 |
| 50 | 2.20% | ¥72,311 | ¥43,386,745 | ¥17,086,745 |
| 50 | 2.30% | ¥73,803 | ¥44,281,635 | ¥17,981,635 |
| 50 | 2.40% | ¥75,310 | ¥45,186,117 | ¥18,886,117 |
| 50 | 2.50% | ¥76,833 | ¥46,100,079 | ¥19,800,079 |
| 50 | 2.60% | ¥78,372 | ¥47,023,409 | ¥20,723,409 |
| 50 | 2.70% | ¥79,927 | ¥47,955,991 | ¥21,655,991 |
| 50 | 2.80% | ¥81,496 | ¥48,897,706 | ¥22,597,706 |
| 50 | 2.90% | ¥83,081 | ¥49,848,433 | ¥23,548,433 |
| 50 | 3.00% | ¥84,680 | ¥50,808,049 | ¥24,508,049 |
2630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥56,791 | ¥30,666,966 | ¥4,366,966 |
| 45 | 0.80% | ¥58,011 | ¥31,326,100 | ¥5,026,100 |
| 45 | 0.90% | ¥59,248 | ¥31,993,987 | ¥5,693,987 |
| 45 | 1.00% | ¥60,501 | ¥32,670,596 | ¥6,370,596 |
| 45 | 1.10% | ¥61,770 | ¥33,355,892 | ¥7,055,892 |
| 45 | 1.20% | ¥63,055 | ¥34,049,839 | ¥7,749,839 |
| 45 | 1.30% | ¥64,356 | ¥34,752,394 | ¥8,452,394 |
| 45 | 1.40% | ¥65,673 | ¥35,463,514 | ¥9,163,514 |
| 45 | 1.50% | ¥67,006 | ¥36,183,151 | ¥9,883,151 |
| 45 | 1.60% | ¥68,354 | ¥36,911,255 | ¥10,611,255 |
| 45 | 1.70% | ¥69,718 | ¥37,647,773 | ¥11,347,773 |
| 45 | 1.80% | ¥71,097 | ¥38,392,647 | ¥12,092,647 |
| 45 | 1.90% | ¥72,492 | ¥39,145,820 | ¥12,845,820 |
| 45 | 2.00% | ¥73,902 | ¥39,907,228 | ¥13,607,228 |
| 45 | 2.10% | ¥75,327 | ¥40,676,807 | ¥14,376,807 |
| 45 | 2.20% | ¥76,768 | ¥41,454,490 | ¥15,154,490 |
| 45 | 2.30% | ¥78,223 | ¥42,240,207 | ¥15,940,207 |
| 45 | 2.40% | ¥79,692 | ¥43,033,886 | ¥16,733,886 |
| 45 | 2.50% | ¥81,177 | ¥43,835,451 | ¥17,535,451 |
| 45 | 2.60% | ¥82,676 | ¥44,644,827 | ¥18,344,827 |
| 45 | 2.70% | ¥84,189 | ¥45,461,934 | ¥19,161,934 |
| 45 | 2.80% | ¥85,716 | ¥46,286,691 | ¥19,986,691 |
| 45 | 2.90% | ¥87,257 | ¥47,119,014 | ¥20,819,014 |
| 45 | 3.00% | ¥88,813 | ¥47,958,820 | ¥21,658,820 |
2630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥62,836 | ¥30,161,223 | ¥3,861,223 |
| 40 | 0.80% | ¥64,043 | ¥30,740,736 | ¥4,440,736 |
| 40 | 0.90% | ¥65,265 | ¥31,327,184 | ¥5,027,184 |
| 40 | 1.00% | ¥66,501 | ¥31,920,547 | ¥5,620,547 |
| 40 | 1.10% | ¥67,752 | ¥32,520,804 | ¥6,220,804 |
| 40 | 1.20% | ¥69,017 | ¥33,127,930 | ¥6,827,930 |
| 40 | 1.30% | ¥70,296 | ¥33,741,900 | ¥7,441,900 |
| 40 | 1.40% | ¥71,589 | ¥34,362,685 | ¥8,062,685 |
| 40 | 1.50% | ¥72,896 | ¥34,990,256 | ¥8,690,256 |
| 40 | 1.60% | ¥74,218 | ¥35,624,581 | ¥9,324,581 |
| 40 | 1.70% | ¥75,553 | ¥36,265,625 | ¥9,965,625 |
| 40 | 1.80% | ¥76,903 | ¥36,913,354 | ¥10,613,354 |
| 40 | 1.90% | ¥78,266 | ¥37,567,728 | ¥11,267,728 |
| 40 | 2.00% | ¥79,643 | ¥38,228,709 | ¥11,928,709 |
| 40 | 2.10% | ¥81,034 | ¥38,896,255 | ¥12,596,255 |
| 40 | 2.20% | ¥82,438 | ¥39,570,323 | ¥13,270,323 |
| 40 | 2.30% | ¥83,856 | ¥40,250,868 | ¥13,950,868 |
| 40 | 2.40% | ¥85,287 | ¥40,937,844 | ¥14,637,844 |
| 40 | 2.50% | ¥86,732 | ¥41,631,203 | ¥15,331,203 |
| 40 | 2.60% | ¥88,189 | ¥42,330,896 | ¥16,030,896 |
| 40 | 2.70% | ¥89,660 | ¥43,036,870 | ¥16,736,870 |
| 40 | 2.80% | ¥91,144 | ¥43,749,074 | ¥17,449,074 |
| 40 | 2.90% | ¥92,641 | ¥44,467,454 | ¥18,167,454 |
| 40 | 3.00% | ¥94,150 | ¥45,191,953 | ¥18,891,953 |
2630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥70,621 | ¥29,660,805 | ¥3,360,805 |
| 35 | 0.80% | ¥71,815 | ¥30,162,311 | ¥3,862,311 |
| 35 | 0.90% | ¥73,022 | ¥30,669,139 | ¥4,369,139 |
| 35 | 1.00% | ¥74,241 | ¥31,181,278 | ¥4,881,278 |
| 35 | 1.10% | ¥75,473 | ¥31,698,715 | ¥5,398,715 |
| 35 | 1.20% | ¥76,718 | ¥32,221,434 | ¥5,921,434 |
| 35 | 1.30% | ¥77,975 | ¥32,749,422 | ¥6,449,422 |
| 35 | 1.40% | ¥79,244 | ¥33,282,661 | ¥6,982,661 |
| 35 | 1.50% | ¥80,527 | ¥33,821,133 | ¥7,521,133 |
| 35 | 1.60% | ¥81,821 | ¥34,364,820 | ¥8,064,820 |
| 35 | 1.70% | ¥83,128 | ¥34,913,700 | ¥8,613,700 |
| 35 | 1.80% | ¥84,447 | ¥35,467,753 | ¥9,167,753 |
| 35 | 1.90% | ¥85,778 | ¥36,026,956 | ¥9,726,956 |
| 35 | 2.00% | ¥87,122 | ¥36,591,286 | ¥10,291,286 |
| 35 | 2.10% | ¥88,478 | ¥37,160,716 | ¥10,860,716 |
| 35 | 2.20% | ¥89,846 | ¥37,735,223 | ¥11,435,223 |
| 35 | 2.30% | ¥91,226 | ¥38,314,778 | ¥12,014,778 |
| 35 | 2.40% | ¥92,618 | ¥38,899,354 | ¥12,599,354 |
| 35 | 2.50% | ¥94,021 | ¥39,488,921 | ¥13,188,921 |
| 35 | 2.60% | ¥95,437 | ¥40,083,451 | ¥13,783,451 |
| 35 | 2.70% | ¥96,864 | ¥40,682,911 | ¥14,382,911 |
| 35 | 2.80% | ¥98,303 | ¥41,287,270 | ¥14,987,270 |
| 35 | 2.90% | ¥99,754 | ¥41,896,495 | ¥15,596,495 |
| 35 | 3.00% | ¥101,216 | ¥42,510,552 | ¥16,210,552 |
2630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥81,016 | ¥29,165,724 | ¥2,865,724 |
| 30 | 0.80% | ¥82,197 | ¥29,590,843 | ¥3,290,843 |
| 30 | 0.90% | ¥83,389 | ¥30,019,880 | ¥3,719,880 |
| 30 | 1.00% | ¥84,591 | ¥30,452,830 | ¥4,152,830 |
| 30 | 1.10% | ¥85,805 | ¥30,889,684 | ¥4,589,684 |
| 30 | 1.20% | ¥87,029 | ¥31,330,435 | ¥5,030,435 |
| 30 | 1.30% | ¥88,264 | ¥31,775,075 | ¥5,475,075 |
| 30 | 1.40% | ¥89,510 | ¥32,223,593 | ¥5,923,593 |
| 30 | 1.50% | ¥90,767 | ¥32,675,982 | ¥6,375,982 |
| 30 | 1.60% | ¥92,034 | ¥33,132,228 | ¥6,832,228 |
| 30 | 1.70% | ¥93,312 | ¥33,592,323 | ¥7,292,323 |
| 30 | 1.80% | ¥94,601 | ¥34,056,254 | ¥7,756,254 |
| 30 | 1.90% | ¥95,900 | ¥34,524,007 | ¥8,224,007 |
| 30 | 2.00% | ¥97,210 | ¥34,995,572 | ¥8,695,572 |
| 30 | 2.10% | ¥98,530 | ¥35,470,933 | ¥9,170,933 |
| 30 | 2.20% | ¥99,861 | ¥35,950,076 | ¥9,650,076 |
| 30 | 2.30% | ¥101,203 | ¥36,432,986 | ¥10,132,986 |
| 30 | 2.40% | ¥102,555 | ¥36,919,649 | ¥10,619,649 |
| 30 | 2.50% | ¥103,917 | ¥37,410,047 | ¥11,110,047 |
| 30 | 2.60% | ¥105,289 | ¥37,904,164 | ¥11,604,164 |
| 30 | 2.70% | ¥106,672 | ¥38,401,983 | ¥12,101,983 |
| 30 | 2.80% | ¥108,065 | ¥38,903,486 | ¥12,603,486 |
| 30 | 2.90% | ¥109,468 | ¥39,408,655 | ¥13,108,655 |
| 30 | 3.00% | ¥110,882 | ¥39,917,470 | ¥13,617,470 |
2630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥95,587 | ¥28,675,986 | ¥2,375,986 |
| 25 | 0.80% | ¥96,754 | ¥29,026,345 | ¥2,726,345 |
| 25 | 0.90% | ¥97,931 | ¥29,379,429 | ¥3,079,429 |
| 25 | 1.00% | ¥99,117 | ¥29,735,237 | ¥3,435,237 |
| 25 | 1.10% | ¥100,313 | ¥30,093,763 | ¥3,793,763 |
| 25 | 1.20% | ¥101,517 | ¥30,455,004 | ¥4,155,004 |
| 25 | 1.30% | ¥102,730 | ¥30,818,957 | ¥4,518,957 |
| 25 | 1.40% | ¥103,952 | ¥31,185,616 | ¥4,885,616 |
| 25 | 1.50% | ¥105,183 | ¥31,554,976 | ¥5,254,976 |
| 25 | 1.60% | ¥106,423 | ¥31,927,033 | ¥5,627,033 |
| 25 | 1.70% | ¥107,673 | ¥32,301,780 | ¥6,001,780 |
| 25 | 1.80% | ¥108,931 | ¥32,679,213 | ¥6,379,213 |
| 25 | 1.90% | ¥110,198 | ¥33,059,324 | ¥6,759,324 |
| 25 | 2.00% | ¥111,474 | ¥33,442,107 | ¥7,142,107 |
| 25 | 2.10% | ¥112,759 | ¥33,827,556 | ¥7,527,556 |
| 25 | 2.20% | ¥114,052 | ¥34,215,664 | ¥7,915,664 |
| 25 | 2.30% | ¥115,355 | ¥34,606,422 | ¥8,306,422 |
| 25 | 2.40% | ¥116,666 | ¥34,999,823 | ¥8,699,823 |
| 25 | 2.50% | ¥117,986 | ¥35,395,860 | ¥9,095,860 |
| 25 | 2.60% | ¥119,315 | ¥35,794,524 | ¥9,494,524 |
| 25 | 2.70% | ¥120,653 | ¥36,195,806 | ¥9,895,806 |
| 25 | 2.80% | ¥121,999 | ¥36,599,698 | ¥10,299,698 |
| 25 | 2.90% | ¥123,354 | ¥37,006,190 | ¥10,706,190 |
| 25 | 3.00% | ¥124,718 | ¥37,415,273 | ¥11,115,273 |
2630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥117,465 | ¥28,191,600 | ¥1,891,600 |
| 20 | 0.80% | ¥118,620 | ¥28,468,830 | ¥2,168,830 |
| 20 | 0.90% | ¥119,783 | ¥28,747,806 | ¥2,447,806 |
| 20 | 1.00% | ¥120,952 | ¥29,028,529 | ¥2,728,529 |
| 20 | 1.10% | ¥122,129 | ¥29,310,995 | ¥3,010,995 |
| 20 | 1.20% | ¥123,313 | ¥29,595,204 | ¥3,295,204 |
| 20 | 1.30% | ¥124,505 | ¥29,881,153 | ¥3,581,153 |
| 20 | 1.40% | ¥125,704 | ¥30,168,841 | ¥3,868,841 |
| 20 | 1.50% | ¥126,909 | ¥30,458,266 | ¥4,158,266 |
| 20 | 1.60% | ¥128,123 | ¥30,749,425 | ¥4,449,425 |
| 20 | 1.70% | ¥129,343 | ¥31,042,316 | ¥4,742,316 |
| 20 | 1.80% | ¥130,571 | ¥31,336,937 | ¥5,036,937 |
| 20 | 1.90% | ¥131,805 | ¥31,633,284 | ¥5,333,284 |
| 20 | 2.00% | ¥133,047 | ¥31,931,356 | ¥5,631,356 |
| 20 | 2.10% | ¥134,296 | ¥32,231,149 | ¥5,931,149 |
| 20 | 2.20% | ¥135,553 | ¥32,532,660 | ¥6,232,660 |
| 20 | 2.30% | ¥136,816 | ¥32,835,886 | ¥6,535,886 |
| 20 | 2.40% | ¥138,087 | ¥33,140,824 | ¥6,840,824 |
| 20 | 2.50% | ¥139,364 | ¥33,447,471 | ¥7,147,471 |
| 20 | 2.60% | ¥140,649 | ¥33,755,822 | ¥7,455,822 |
| 20 | 2.70% | ¥141,941 | ¥34,065,874 | ¥7,765,874 |
| 20 | 2.80% | ¥143,240 | ¥34,377,624 | ¥8,077,624 |
| 20 | 2.90% | ¥144,546 | ¥34,691,068 | ¥8,391,068 |
| 20 | 3.00% | ¥145,859 | ¥35,006,200 | ¥8,706,200 |
2630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥153,959 | ¥27,712,572 | ¥1,412,572 |
| 15 | 0.80% | ¥155,102 | ¥27,918,308 | ¥1,618,308 |
| 15 | 0.90% | ¥156,250 | ¥28,125,027 | ¥1,825,027 |
| 15 | 1.00% | ¥157,404 | ¥28,332,730 | ¥2,032,730 |
| 15 | 1.10% | ¥158,563 | ¥28,541,416 | ¥2,241,416 |
| 15 | 1.20% | ¥159,728 | ¥28,751,084 | ¥2,451,084 |
| 15 | 1.30% | ¥160,899 | ¥28,961,734 | ¥2,661,734 |
| 15 | 1.40% | ¥162,074 | ¥29,173,364 | ¥2,873,364 |
| 15 | 1.50% | ¥163,255 | ¥29,385,975 | ¥3,085,975 |
| 15 | 1.60% | ¥164,442 | ¥29,599,565 | ¥3,299,565 |
| 15 | 1.70% | ¥165,634 | ¥29,814,133 | ¥3,514,133 |
| 15 | 1.80% | ¥166,832 | ¥30,029,680 | ¥3,729,680 |
| 15 | 1.90% | ¥168,034 | ¥30,246,203 | ¥3,946,203 |
| 15 | 2.00% | ¥169,243 | ¥30,463,702 | ¥4,163,702 |
| 15 | 2.10% | ¥170,457 | ¥30,682,176 | ¥4,382,176 |
| 15 | 2.20% | ¥171,676 | ¥30,901,624 | ¥4,601,624 |
| 15 | 2.30% | ¥172,900 | ¥31,122,045 | ¥4,822,045 |
| 15 | 2.40% | ¥174,130 | ¥31,343,438 | ¥5,043,438 |
| 15 | 2.50% | ¥175,366 | ¥31,565,801 | ¥5,265,801 |
| 15 | 2.60% | ¥176,606 | ¥31,789,134 | ¥5,489,134 |
| 15 | 2.70% | ¥177,852 | ¥32,013,435 | ¥5,713,435 |
| 15 | 2.80% | ¥179,104 | ¥32,238,703 | ¥5,938,703 |
| 15 | 2.90% | ¥180,361 | ¥32,464,937 | ¥6,164,937 |
| 15 | 3.00% | ¥181,623 | ¥32,692,135 | ¥6,392,135 |
2630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥226,991 | ¥27,238,905 | ¥938,905 |
| 10 | 0.80% | ¥228,123 | ¥27,374,786 | ¥1,074,786 |
| 10 | 0.90% | ¥229,259 | ¥27,511,105 | ¥1,211,105 |
| 10 | 1.00% | ¥230,399 | ¥27,647,861 | ¥1,347,861 |
| 10 | 1.10% | ¥231,542 | ¥27,785,054 | ¥1,485,054 |
| 10 | 1.20% | ¥232,689 | ¥27,922,684 | ¥1,622,684 |
| 10 | 1.30% | ¥233,840 | ¥28,060,752 | ¥1,760,752 |
| 10 | 1.40% | ¥234,994 | ¥28,199,256 | ¥1,899,256 |
| 10 | 1.50% | ¥236,152 | ¥28,338,197 | ¥2,038,197 |
| 10 | 1.60% | ¥237,313 | ¥28,477,575 | ¥2,177,575 |
| 10 | 1.70% | ¥238,478 | ¥28,617,389 | ¥2,317,389 |
| 10 | 1.80% | ¥239,647 | ¥28,757,639 | ¥2,457,639 |
| 10 | 1.90% | ¥240,819 | ¥28,898,324 | ¥2,598,324 |
| 10 | 2.00% | ¥241,995 | ¥29,039,446 | ¥2,739,446 |
| 10 | 2.10% | ¥243,175 | ¥29,181,003 | ¥2,881,003 |
| 10 | 2.20% | ¥244,358 | ¥29,322,995 | ¥3,022,995 |
| 10 | 2.30% | ¥245,545 | ¥29,465,423 | ¥3,165,423 |
| 10 | 2.40% | ¥246,736 | ¥29,608,285 | ¥3,308,285 |
| 10 | 2.50% | ¥247,930 | ¥29,751,581 | ¥3,451,581 |
| 10 | 2.60% | ¥249,128 | ¥29,895,312 | ¥3,595,312 |
| 10 | 2.70% | ¥250,329 | ¥30,039,476 | ¥3,739,476 |
| 10 | 2.80% | ¥251,534 | ¥30,184,075 | ¥3,884,075 |
| 10 | 2.90% | ¥252,743 | ¥30,329,106 | ¥4,029,106 |
| 10 | 3.00% | ¥253,955 | ¥30,474,571 | ¥4,174,571 |
