2640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2640万円の住宅ローン｜期間・年数別
2640万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥52,161 | ¥31,296,573 | ¥4,896,573 |
| 50 | 0.80% | ¥53,400 | ¥32,039,748 | ¥5,639,748 |
| 50 | 0.90% | ¥54,656 | ¥32,793,737 | ¥6,393,737 |
| 50 | 1.00% | ¥55,931 | ¥33,558,494 | ¥7,158,494 |
| 50 | 1.10% | ¥57,223 | ¥34,333,967 | ¥7,933,967 |
| 50 | 1.20% | ¥58,533 | ¥35,120,097 | ¥8,720,097 |
| 50 | 1.30% | ¥59,861 | ¥35,916,825 | ¥9,516,825 |
| 50 | 1.40% | ¥61,207 | ¥36,724,082 | ¥10,324,082 |
| 50 | 1.50% | ¥62,570 | ¥37,541,797 | ¥11,141,797 |
| 50 | 1.60% | ¥63,950 | ¥38,369,894 | ¥11,969,894 |
| 50 | 1.70% | ¥65,347 | ¥39,208,293 | ¥12,808,293 |
| 50 | 1.80% | ¥66,762 | ¥40,056,910 | ¥13,656,910 |
| 50 | 1.90% | ¥68,193 | ¥40,915,655 | ¥14,515,655 |
| 50 | 2.00% | ¥69,641 | ¥41,784,436 | ¥15,384,436 |
| 50 | 2.10% | ¥71,105 | ¥42,663,155 | ¥16,263,155 |
| 50 | 2.20% | ¥72,586 | ¥43,551,713 | ¥17,151,713 |
| 50 | 2.30% | ¥74,083 | ¥44,450,006 | ¥18,050,006 |
| 50 | 2.40% | ¥75,597 | ¥45,357,927 | ¥18,957,927 |
| 50 | 2.50% | ¥77,126 | ¥46,275,364 | ¥19,875,364 |
| 50 | 2.60% | ¥78,670 | ¥47,202,205 | ¥20,802,205 |
| 50 | 2.70% | ¥80,231 | ¥48,138,333 | ¥21,738,333 |
| 50 | 2.80% | ¥81,806 | ¥49,083,629 | ¥22,683,629 |
| 50 | 2.90% | ¥83,397 | ¥50,037,971 | ¥23,637,971 |
| 50 | 3.00% | ¥85,002 | ¥51,001,236 | ¥24,601,236 |
2640万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥57,007 | ¥30,783,571 | ¥4,383,571 |
| 45 | 0.80% | ¥58,232 | ¥31,445,211 | ¥5,045,211 |
| 45 | 0.90% | ¥59,473 | ¥32,115,637 | ¥5,715,637 |
| 45 | 1.00% | ¥60,731 | ¥32,794,818 | ¥6,394,818 |
| 45 | 1.10% | ¥62,005 | ¥33,482,721 | ¥7,082,721 |
| 45 | 1.20% | ¥63,295 | ¥34,179,306 | ¥7,779,306 |
| 45 | 1.30% | ¥64,601 | ¥34,884,532 | ¥8,484,532 |
| 45 | 1.40% | ¥65,923 | ¥35,598,356 | ¥9,198,356 |
| 45 | 1.50% | ¥67,261 | ¥36,320,729 | ¥9,920,729 |
| 45 | 1.60% | ¥68,614 | ¥37,051,602 | ¥10,651,602 |
| 45 | 1.70% | ¥69,983 | ¥37,790,920 | ¥11,390,920 |
| 45 | 1.80% | ¥71,368 | ¥38,538,627 | ¥12,138,627 |
| 45 | 1.90% | ¥72,768 | ¥39,294,663 | ¥12,894,663 |
| 45 | 2.00% | ¥74,183 | ¥40,058,966 | ¥13,658,966 |
| 45 | 2.10% | ¥75,614 | ¥40,831,472 | ¥14,431,472 |
| 45 | 2.20% | ¥77,059 | ¥41,612,112 | ¥15,212,112 |
| 45 | 2.30% | ¥78,520 | ¥42,400,816 | ¥16,000,816 |
| 45 | 2.40% | ¥79,995 | ¥43,197,513 | ¥16,797,513 |
| 45 | 2.50% | ¥81,485 | ¥44,002,126 | ¥17,602,126 |
| 45 | 2.60% | ¥82,990 | ¥44,814,579 | ¥18,414,579 |
| 45 | 2.70% | ¥84,509 | ¥45,634,793 | ¥19,234,793 |
| 45 | 2.80% | ¥86,042 | ¥46,462,686 | ¥20,062,686 |
| 45 | 2.90% | ¥87,589 | ¥47,298,174 | ¥20,898,174 |
| 45 | 3.00% | ¥89,150 | ¥48,141,173 | ¥21,741,173 |
2640万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥63,075 | ¥30,275,904 | ¥3,875,904 |
| 40 | 0.80% | ¥64,287 | ¥30,857,621 | ¥4,457,621 |
| 40 | 0.90% | ¥65,513 | ¥31,446,299 | ¥5,046,299 |
| 40 | 1.00% | ¥66,754 | ¥32,041,918 | ¥5,641,918 |
| 40 | 1.10% | ¥68,009 | ¥32,644,457 | ¥6,244,457 |
| 40 | 1.20% | ¥69,279 | ¥33,253,892 | ¥6,853,892 |
| 40 | 1.30% | ¥70,563 | ¥33,870,196 | ¥7,470,196 |
| 40 | 1.40% | ¥71,861 | ¥34,493,342 | ¥8,093,342 |
| 40 | 1.50% | ¥73,174 | ¥35,123,299 | ¥8,723,299 |
| 40 | 1.60% | ¥74,500 | ¥35,760,036 | ¥9,360,036 |
| 40 | 1.70% | ¥75,841 | ¥36,403,518 | ¥10,003,518 |
| 40 | 1.80% | ¥77,195 | ¥37,053,709 | ¥10,653,709 |
| 40 | 1.90% | ¥78,564 | ¥37,710,571 | ¥11,310,571 |
| 40 | 2.00% | ¥79,946 | ¥38,374,065 | ¥11,974,065 |
| 40 | 2.10% | ¥81,342 | ¥39,044,149 | ¥12,644,149 |
| 40 | 2.20% | ¥82,752 | ¥39,720,780 | ¥13,320,780 |
| 40 | 2.30% | ¥84,175 | ¥40,403,913 | ¥14,003,913 |
| 40 | 2.40% | ¥85,611 | ¥41,093,502 | ¥14,693,502 |
| 40 | 2.50% | ¥87,061 | ¥41,789,497 | ¥15,389,497 |
| 40 | 2.60% | ¥88,525 | ¥42,491,850 | ¥16,091,850 |
| 40 | 2.70% | ¥90,001 | ¥43,200,508 | ¥16,800,508 |
| 40 | 2.80% | ¥91,490 | ¥43,915,420 | ¥17,515,420 |
| 40 | 2.90% | ¥92,993 | ¥44,636,531 | ¥18,236,531 |
| 40 | 3.00% | ¥94,508 | ¥45,363,786 | ¥18,963,786 |
2640万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥70,889 | ¥29,773,584 | ¥3,373,584 |
| 35 | 0.80% | ¥72,088 | ¥30,276,997 | ¥3,876,997 |
| 35 | 0.90% | ¥73,299 | ¥30,785,752 | ¥4,385,752 |
| 35 | 1.00% | ¥74,523 | ¥31,299,838 | ¥4,899,838 |
| 35 | 1.10% | ¥75,760 | ¥31,819,242 | ¥5,419,242 |
| 35 | 1.20% | ¥77,009 | ¥32,343,949 | ¥5,943,949 |
| 35 | 1.30% | ¥78,271 | ¥32,873,945 | ¥6,473,945 |
| 35 | 1.40% | ¥79,546 | ¥33,409,211 | ¥7,009,211 |
| 35 | 1.50% | ¥80,833 | ¥33,949,731 | ¥7,549,731 |
| 35 | 1.60% | ¥82,132 | ¥34,495,484 | ¥8,095,484 |
| 35 | 1.70% | ¥83,444 | ¥35,046,452 | ¥8,646,452 |
| 35 | 1.80% | ¥84,768 | ¥35,602,612 | ¥9,202,612 |
| 35 | 1.90% | ¥86,105 | ¥36,163,941 | ¥9,763,941 |
| 35 | 2.00% | ¥87,453 | ¥36,730,416 | ¥10,330,416 |
| 35 | 2.10% | ¥88,814 | ¥37,302,012 | ¥10,902,012 |
| 35 | 2.20% | ¥90,187 | ¥37,878,703 | ¥11,478,703 |
| 35 | 2.30% | ¥91,573 | ¥38,460,462 | ¥12,060,462 |
| 35 | 2.40% | ¥92,970 | ¥39,047,260 | ¥12,647,260 |
| 35 | 2.50% | ¥94,379 | ¥39,639,069 | ¥13,239,069 |
| 35 | 2.60% | ¥95,800 | ¥40,235,859 | ¥13,835,859 |
| 35 | 2.70% | ¥97,232 | ¥40,837,599 | ¥14,437,599 |
| 35 | 2.80% | ¥98,677 | ¥41,444,256 | ¥15,044,256 |
| 35 | 2.90% | ¥100,133 | ¥42,055,797 | ¥15,655,797 |
| 35 | 3.00% | ¥101,600 | ¥42,672,189 | ¥16,272,189 |
2640万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥81,324 | ¥29,276,620 | ¥2,876,620 |
| 30 | 0.80% | ¥82,509 | ¥29,703,355 | ¥3,303,355 |
| 30 | 0.90% | ¥83,706 | ¥30,134,024 | ¥3,734,024 |
| 30 | 1.00% | ¥84,913 | ¥30,568,620 | ¥4,168,620 |
| 30 | 1.10% | ¥86,131 | ¥31,007,135 | ¥4,607,135 |
| 30 | 1.20% | ¥87,360 | ¥31,449,562 | ¥5,049,562 |
| 30 | 1.30% | ¥88,600 | ¥31,895,892 | ¥5,495,892 |
| 30 | 1.40% | ¥89,850 | ¥32,346,117 | ¥5,946,117 |
| 30 | 1.50% | ¥91,112 | ¥32,800,225 | ¥6,400,225 |
| 30 | 1.60% | ¥92,384 | ¥33,258,207 | ¥6,858,207 |
| 30 | 1.70% | ¥93,667 | ¥33,720,051 | ¥7,320,051 |
| 30 | 1.80% | ¥94,960 | ¥34,185,745 | ¥7,785,745 |
| 30 | 1.90% | ¥96,265 | ¥34,655,277 | ¥8,255,277 |
| 30 | 2.00% | ¥97,580 | ¥35,128,635 | ¥8,728,635 |
| 30 | 2.10% | ¥98,905 | ¥35,605,803 | ¥9,205,803 |
| 30 | 2.20% | ¥100,241 | ¥36,086,768 | ¥9,686,768 |
| 30 | 2.30% | ¥101,588 | ¥36,571,515 | ¥10,171,515 |
| 30 | 2.40% | ¥102,945 | ¥37,060,027 | ¥10,660,027 |
| 30 | 2.50% | ¥104,312 | ¥37,552,290 | ¥11,152,290 |
| 30 | 2.60% | ¥105,690 | ¥38,048,286 | ¥11,648,286 |
| 30 | 2.70% | ¥107,078 | ¥38,547,998 | ¥12,147,998 |
| 30 | 2.80% | ¥108,476 | ¥39,051,408 | ¥12,651,408 |
| 30 | 2.90% | ¥109,885 | ¥39,558,497 | ¥13,158,497 |
| 30 | 3.00% | ¥111,303 | ¥40,069,247 | ¥13,669,247 |
2640万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥95,950 | ¥28,785,020 | ¥2,385,020 |
| 25 | 0.80% | ¥97,122 | ¥29,136,711 | ¥2,736,711 |
| 25 | 0.90% | ¥98,304 | ¥29,491,138 | ¥3,091,138 |
| 25 | 1.00% | ¥99,494 | ¥29,848,298 | ¥3,448,298 |
| 25 | 1.10% | ¥100,694 | ¥30,208,188 | ¥3,808,188 |
| 25 | 1.20% | ¥101,903 | ¥30,570,803 | ¥4,170,803 |
| 25 | 1.30% | ¥103,120 | ¥30,936,139 | ¥4,536,139 |
| 25 | 1.40% | ¥104,347 | ¥31,304,192 | ¥4,904,192 |
| 25 | 1.50% | ¥105,583 | ¥31,674,957 | ¥5,274,957 |
| 25 | 1.60% | ¥106,828 | ¥32,048,428 | ¥5,648,428 |
| 25 | 1.70% | ¥108,082 | ¥32,424,601 | ¥6,024,601 |
| 25 | 1.80% | ¥109,345 | ¥32,803,468 | ¥6,403,468 |
| 25 | 1.90% | ¥110,617 | ¥33,185,025 | ¥6,785,025 |
| 25 | 2.00% | ¥111,898 | ¥33,569,264 | ¥7,169,264 |
| 25 | 2.10% | ¥113,187 | ¥33,956,178 | ¥7,556,178 |
| 25 | 2.20% | ¥114,486 | ¥34,345,761 | ¥7,945,761 |
| 25 | 2.30% | ¥115,793 | ¥34,738,005 | ¥8,338,005 |
| 25 | 2.40% | ¥117,110 | ¥35,132,903 | ¥8,732,903 |
| 25 | 2.50% | ¥118,435 | ¥35,530,445 | ¥9,130,445 |
| 25 | 2.60% | ¥119,769 | ¥35,930,625 | ¥9,530,625 |
| 25 | 2.70% | ¥121,111 | ¥36,333,433 | ¥9,933,433 |
| 25 | 2.80% | ¥122,463 | ¥36,738,860 | ¥10,338,860 |
| 25 | 2.90% | ¥123,823 | ¥37,146,898 | ¥10,746,898 |
| 25 | 3.00% | ¥125,192 | ¥37,557,536 | ¥11,157,536 |
2640万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥117,912 | ¥28,298,793 | ¥1,898,793 |
| 20 | 0.80% | ¥119,071 | ¥28,577,076 | ¥2,177,076 |
| 20 | 0.90% | ¥120,238 | ¥28,857,114 | ¥2,457,114 |
| 20 | 1.00% | ¥121,412 | ¥29,138,903 | ¥2,738,903 |
| 20 | 1.10% | ¥122,594 | ¥29,422,444 | ¥3,022,444 |
| 20 | 1.20% | ¥123,782 | ¥29,707,733 | ¥3,307,733 |
| 20 | 1.30% | ¥124,978 | ¥29,994,770 | ¥3,594,770 |
| 20 | 1.40% | ¥126,181 | ¥30,283,552 | ¥3,883,552 |
| 20 | 1.50% | ¥127,392 | ¥30,574,077 | ¥4,174,077 |
| 20 | 1.60% | ¥128,610 | ¥30,866,343 | ¥4,466,343 |
| 20 | 1.70% | ¥129,835 | ¥31,160,348 | ¥4,760,348 |
| 20 | 1.80% | ¥131,067 | ¥31,456,089 | ¥5,056,089 |
| 20 | 1.90% | ¥132,307 | ¥31,753,563 | ¥5,353,563 |
| 20 | 2.00% | ¥133,553 | ¥32,052,768 | ¥5,652,768 |
| 20 | 2.10% | ¥134,807 | ¥32,353,701 | ¥5,953,701 |
| 20 | 2.20% | ¥136,068 | ¥32,656,358 | ¥6,256,358 |
| 20 | 2.30% | ¥137,336 | ¥32,960,738 | ¥6,560,738 |
| 20 | 2.40% | ¥138,612 | ¥33,266,835 | ¥6,866,835 |
| 20 | 2.50% | ¥139,894 | ¥33,574,647 | ¥7,174,647 |
| 20 | 2.60% | ¥141,184 | ¥33,884,171 | ¥7,484,171 |
| 20 | 2.70% | ¥142,481 | ¥34,195,402 | ¥7,795,402 |
| 20 | 2.80% | ¥143,785 | ¥34,508,338 | ¥8,108,338 |
| 20 | 2.90% | ¥145,096 | ¥34,822,973 | ¥8,422,973 |
| 20 | 3.00% | ¥146,414 | ¥35,139,304 | ¥8,739,304 |
2640万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥154,544 | ¥27,817,943 | ¥1,417,943 |
| 15 | 0.80% | ¥155,691 | ¥28,024,461 | ¥1,624,461 |
| 15 | 0.90% | ¥156,844 | ¥28,231,967 | ¥1,831,967 |
| 15 | 1.00% | ¥158,003 | ¥28,440,459 | ¥2,040,459 |
| 15 | 1.10% | ¥159,166 | ¥28,649,939 | ¥2,249,939 |
| 15 | 1.20% | ¥160,336 | ¥28,860,404 | ¥2,460,404 |
| 15 | 1.30% | ¥161,510 | ¥29,071,854 | ¥2,671,854 |
| 15 | 1.40% | ¥162,690 | ¥29,284,289 | ¥2,884,289 |
| 15 | 1.50% | ¥163,876 | ¥29,497,708 | ¥3,097,708 |
| 15 | 1.60% | ¥165,067 | ¥29,712,110 | ¥3,312,110 |
| 15 | 1.70% | ¥166,264 | ¥29,927,495 | ¥3,527,495 |
| 15 | 1.80% | ¥167,466 | ¥30,143,861 | ¥3,743,861 |
| 15 | 1.90% | ¥168,673 | ¥30,361,207 | ¥3,961,207 |
| 15 | 2.00% | ¥169,886 | ¥30,579,533 | ¥4,179,533 |
| 15 | 2.10% | ¥171,105 | ¥30,798,838 | ¥4,398,838 |
| 15 | 2.20% | ¥172,328 | ¥31,019,121 | ¥4,619,121 |
| 15 | 2.30% | ¥173,558 | ¥31,240,380 | ¥4,840,380 |
| 15 | 2.40% | ¥174,792 | ¥31,462,614 | ¥5,062,614 |
| 15 | 2.50% | ¥176,032 | ¥31,685,823 | ¥5,285,823 |
| 15 | 2.60% | ¥177,278 | ¥31,910,005 | ¥5,510,005 |
| 15 | 2.70% | ¥178,529 | ¥32,135,159 | ¥5,735,159 |
| 15 | 2.80% | ¥179,785 | ¥32,361,284 | ¥5,961,284 |
| 15 | 2.90% | ¥181,047 | ¥32,588,378 | ¥6,188,378 |
| 15 | 3.00% | ¥182,314 | ¥32,816,440 | ¥6,416,440 |
2640万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥227,854 | ¥27,342,475 | ¥942,475 |
| 10 | 0.80% | ¥228,991 | ¥27,478,873 | ¥1,078,873 |
| 10 | 0.90% | ¥230,131 | ¥27,615,710 | ¥1,215,710 |
| 10 | 1.00% | ¥231,275 | ¥27,752,986 | ¥1,352,986 |
| 10 | 1.10% | ¥232,423 | ¥27,890,701 | ¥1,490,701 |
| 10 | 1.20% | ¥233,574 | ¥28,028,854 | ¥1,628,854 |
| 10 | 1.30% | ¥234,729 | ¥28,167,447 | ¥1,767,447 |
| 10 | 1.40% | ¥235,887 | ¥28,306,478 | ¥1,906,478 |
| 10 | 1.50% | ¥237,050 | ¥28,445,947 | ¥2,045,947 |
| 10 | 1.60% | ¥238,215 | ¥28,585,855 | ¥2,185,855 |
| 10 | 1.70% | ¥239,385 | ¥28,726,200 | ¥2,326,200 |
| 10 | 1.80% | ¥240,558 | ¥28,866,983 | ¥2,466,983 |
| 10 | 1.90% | ¥241,735 | ¥29,008,204 | ¥2,608,204 |
| 10 | 2.00% | ¥242,916 | ¥29,149,862 | ¥2,749,862 |
| 10 | 2.10% | ¥244,100 | ¥29,291,957 | ¥2,891,957 |
| 10 | 2.20% | ¥245,287 | ¥29,434,490 | ¥3,034,490 |
| 10 | 2.30% | ¥246,479 | ¥29,577,458 | ¥3,177,458 |
| 10 | 2.40% | ¥247,674 | ¥29,720,864 | ¥3,320,864 |
| 10 | 2.50% | ¥248,873 | ¥29,864,705 | ¥3,464,705 |
| 10 | 2.60% | ¥250,075 | ¥30,008,982 | ¥3,608,982 |
| 10 | 2.70% | ¥251,281 | ¥30,153,695 | ¥3,753,695 |
| 10 | 2.80% | ¥252,490 | ¥30,298,843 | ¥3,898,843 |
| 10 | 2.90% | ¥253,704 | ¥30,444,426 | ¥4,044,426 |
| 10 | 3.00% | ¥254,920 | ¥30,590,444 | ¥4,190,444 |
