2640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2640万円の住宅ローン|期間・年数別
2640万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥52,161 |
¥31,296,573 |
¥4,896,573 |
| 50 |
0.80% |
¥53,400 |
¥32,039,748 |
¥5,639,748 |
| 50 |
0.90% |
¥54,656 |
¥32,793,737 |
¥6,393,737 |
| 50 |
1.00% |
¥55,931 |
¥33,558,494 |
¥7,158,494 |
| 50 |
1.10% |
¥57,223 |
¥34,333,967 |
¥7,933,967 |
| 50 |
1.20% |
¥58,533 |
¥35,120,097 |
¥8,720,097 |
| 50 |
1.30% |
¥59,861 |
¥35,916,825 |
¥9,516,825 |
| 50 |
1.40% |
¥61,207 |
¥36,724,082 |
¥10,324,082 |
| 50 |
1.50% |
¥62,570 |
¥37,541,797 |
¥11,141,797 |
| 50 |
1.60% |
¥63,950 |
¥38,369,894 |
¥11,969,894 |
| 50 |
1.70% |
¥65,347 |
¥39,208,293 |
¥12,808,293 |
| 50 |
1.80% |
¥66,762 |
¥40,056,910 |
¥13,656,910 |
| 50 |
1.90% |
¥68,193 |
¥40,915,655 |
¥14,515,655 |
| 50 |
2.00% |
¥69,641 |
¥41,784,436 |
¥15,384,436 |
| 50 |
2.10% |
¥71,105 |
¥42,663,155 |
¥16,263,155 |
| 50 |
2.20% |
¥72,586 |
¥43,551,713 |
¥17,151,713 |
| 50 |
2.30% |
¥74,083 |
¥44,450,006 |
¥18,050,006 |
| 50 |
2.40% |
¥75,597 |
¥45,357,927 |
¥18,957,927 |
| 50 |
2.50% |
¥77,126 |
¥46,275,364 |
¥19,875,364 |
| 50 |
2.60% |
¥78,670 |
¥47,202,205 |
¥20,802,205 |
| 50 |
2.70% |
¥80,231 |
¥48,138,333 |
¥21,738,333 |
| 50 |
2.80% |
¥81,806 |
¥49,083,629 |
¥22,683,629 |
| 50 |
2.90% |
¥83,397 |
¥50,037,971 |
¥23,637,971 |
| 50 |
3.00% |
¥85,002 |
¥51,001,236 |
¥24,601,236 |
2640万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥57,007 |
¥30,783,571 |
¥4,383,571 |
| 45 |
0.80% |
¥58,232 |
¥31,445,211 |
¥5,045,211 |
| 45 |
0.90% |
¥59,473 |
¥32,115,637 |
¥5,715,637 |
| 45 |
1.00% |
¥60,731 |
¥32,794,818 |
¥6,394,818 |
| 45 |
1.10% |
¥62,005 |
¥33,482,721 |
¥7,082,721 |
| 45 |
1.20% |
¥63,295 |
¥34,179,306 |
¥7,779,306 |
| 45 |
1.30% |
¥64,601 |
¥34,884,532 |
¥8,484,532 |
| 45 |
1.40% |
¥65,923 |
¥35,598,356 |
¥9,198,356 |
| 45 |
1.50% |
¥67,261 |
¥36,320,729 |
¥9,920,729 |
| 45 |
1.60% |
¥68,614 |
¥37,051,602 |
¥10,651,602 |
| 45 |
1.70% |
¥69,983 |
¥37,790,920 |
¥11,390,920 |
| 45 |
1.80% |
¥71,368 |
¥38,538,627 |
¥12,138,627 |
| 45 |
1.90% |
¥72,768 |
¥39,294,663 |
¥12,894,663 |
| 45 |
2.00% |
¥74,183 |
¥40,058,966 |
¥13,658,966 |
| 45 |
2.10% |
¥75,614 |
¥40,831,472 |
¥14,431,472 |
| 45 |
2.20% |
¥77,059 |
¥41,612,112 |
¥15,212,112 |
| 45 |
2.30% |
¥78,520 |
¥42,400,816 |
¥16,000,816 |
| 45 |
2.40% |
¥79,995 |
¥43,197,513 |
¥16,797,513 |
| 45 |
2.50% |
¥81,485 |
¥44,002,126 |
¥17,602,126 |
| 45 |
2.60% |
¥82,990 |
¥44,814,579 |
¥18,414,579 |
| 45 |
2.70% |
¥84,509 |
¥45,634,793 |
¥19,234,793 |
| 45 |
2.80% |
¥86,042 |
¥46,462,686 |
¥20,062,686 |
| 45 |
2.90% |
¥87,589 |
¥47,298,174 |
¥20,898,174 |
| 45 |
3.00% |
¥89,150 |
¥48,141,173 |
¥21,741,173 |
2640万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥63,075 |
¥30,275,904 |
¥3,875,904 |
| 40 |
0.80% |
¥64,287 |
¥30,857,621 |
¥4,457,621 |
| 40 |
0.90% |
¥65,513 |
¥31,446,299 |
¥5,046,299 |
| 40 |
1.00% |
¥66,754 |
¥32,041,918 |
¥5,641,918 |
| 40 |
1.10% |
¥68,009 |
¥32,644,457 |
¥6,244,457 |
| 40 |
1.20% |
¥69,279 |
¥33,253,892 |
¥6,853,892 |
| 40 |
1.30% |
¥70,563 |
¥33,870,196 |
¥7,470,196 |
| 40 |
1.40% |
¥71,861 |
¥34,493,342 |
¥8,093,342 |
| 40 |
1.50% |
¥73,174 |
¥35,123,299 |
¥8,723,299 |
| 40 |
1.60% |
¥74,500 |
¥35,760,036 |
¥9,360,036 |
| 40 |
1.70% |
¥75,841 |
¥36,403,518 |
¥10,003,518 |
| 40 |
1.80% |
¥77,195 |
¥37,053,709 |
¥10,653,709 |
| 40 |
1.90% |
¥78,564 |
¥37,710,571 |
¥11,310,571 |
| 40 |
2.00% |
¥79,946 |
¥38,374,065 |
¥11,974,065 |
| 40 |
2.10% |
¥81,342 |
¥39,044,149 |
¥12,644,149 |
| 40 |
2.20% |
¥82,752 |
¥39,720,780 |
¥13,320,780 |
| 40 |
2.30% |
¥84,175 |
¥40,403,913 |
¥14,003,913 |
| 40 |
2.40% |
¥85,611 |
¥41,093,502 |
¥14,693,502 |
| 40 |
2.50% |
¥87,061 |
¥41,789,497 |
¥15,389,497 |
| 40 |
2.60% |
¥88,525 |
¥42,491,850 |
¥16,091,850 |
| 40 |
2.70% |
¥90,001 |
¥43,200,508 |
¥16,800,508 |
| 40 |
2.80% |
¥91,490 |
¥43,915,420 |
¥17,515,420 |
| 40 |
2.90% |
¥92,993 |
¥44,636,531 |
¥18,236,531 |
| 40 |
3.00% |
¥94,508 |
¥45,363,786 |
¥18,963,786 |
2640万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥70,889 |
¥29,773,584 |
¥3,373,584 |
| 35 |
0.80% |
¥72,088 |
¥30,276,997 |
¥3,876,997 |
| 35 |
0.90% |
¥73,299 |
¥30,785,752 |
¥4,385,752 |
| 35 |
1.00% |
¥74,523 |
¥31,299,838 |
¥4,899,838 |
| 35 |
1.10% |
¥75,760 |
¥31,819,242 |
¥5,419,242 |
| 35 |
1.20% |
¥77,009 |
¥32,343,949 |
¥5,943,949 |
| 35 |
1.30% |
¥78,271 |
¥32,873,945 |
¥6,473,945 |
| 35 |
1.40% |
¥79,546 |
¥33,409,211 |
¥7,009,211 |
| 35 |
1.50% |
¥80,833 |
¥33,949,731 |
¥7,549,731 |
| 35 |
1.60% |
¥82,132 |
¥34,495,484 |
¥8,095,484 |
| 35 |
1.70% |
¥83,444 |
¥35,046,452 |
¥8,646,452 |
| 35 |
1.80% |
¥84,768 |
¥35,602,612 |
¥9,202,612 |
| 35 |
1.90% |
¥86,105 |
¥36,163,941 |
¥9,763,941 |
| 35 |
2.00% |
¥87,453 |
¥36,730,416 |
¥10,330,416 |
| 35 |
2.10% |
¥88,814 |
¥37,302,012 |
¥10,902,012 |
| 35 |
2.20% |
¥90,187 |
¥37,878,703 |
¥11,478,703 |
| 35 |
2.30% |
¥91,573 |
¥38,460,462 |
¥12,060,462 |
| 35 |
2.40% |
¥92,970 |
¥39,047,260 |
¥12,647,260 |
| 35 |
2.50% |
¥94,379 |
¥39,639,069 |
¥13,239,069 |
| 35 |
2.60% |
¥95,800 |
¥40,235,859 |
¥13,835,859 |
| 35 |
2.70% |
¥97,232 |
¥40,837,599 |
¥14,437,599 |
| 35 |
2.80% |
¥98,677 |
¥41,444,256 |
¥15,044,256 |
| 35 |
2.90% |
¥100,133 |
¥42,055,797 |
¥15,655,797 |
| 35 |
3.00% |
¥101,600 |
¥42,672,189 |
¥16,272,189 |
2640万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥81,324 |
¥29,276,620 |
¥2,876,620 |
| 30 |
0.80% |
¥82,509 |
¥29,703,355 |
¥3,303,355 |
| 30 |
0.90% |
¥83,706 |
¥30,134,024 |
¥3,734,024 |
| 30 |
1.00% |
¥84,913 |
¥30,568,620 |
¥4,168,620 |
| 30 |
1.10% |
¥86,131 |
¥31,007,135 |
¥4,607,135 |
| 30 |
1.20% |
¥87,360 |
¥31,449,562 |
¥5,049,562 |
| 30 |
1.30% |
¥88,600 |
¥31,895,892 |
¥5,495,892 |
| 30 |
1.40% |
¥89,850 |
¥32,346,117 |
¥5,946,117 |
| 30 |
1.50% |
¥91,112 |
¥32,800,225 |
¥6,400,225 |
| 30 |
1.60% |
¥92,384 |
¥33,258,207 |
¥6,858,207 |
| 30 |
1.70% |
¥93,667 |
¥33,720,051 |
¥7,320,051 |
| 30 |
1.80% |
¥94,960 |
¥34,185,745 |
¥7,785,745 |
| 30 |
1.90% |
¥96,265 |
¥34,655,277 |
¥8,255,277 |
| 30 |
2.00% |
¥97,580 |
¥35,128,635 |
¥8,728,635 |
| 30 |
2.10% |
¥98,905 |
¥35,605,803 |
¥9,205,803 |
| 30 |
2.20% |
¥100,241 |
¥36,086,768 |
¥9,686,768 |
| 30 |
2.30% |
¥101,588 |
¥36,571,515 |
¥10,171,515 |
| 30 |
2.40% |
¥102,945 |
¥37,060,027 |
¥10,660,027 |
| 30 |
2.50% |
¥104,312 |
¥37,552,290 |
¥11,152,290 |
| 30 |
2.60% |
¥105,690 |
¥38,048,286 |
¥11,648,286 |
| 30 |
2.70% |
¥107,078 |
¥38,547,998 |
¥12,147,998 |
| 30 |
2.80% |
¥108,476 |
¥39,051,408 |
¥12,651,408 |
| 30 |
2.90% |
¥109,885 |
¥39,558,497 |
¥13,158,497 |
| 30 |
3.00% |
¥111,303 |
¥40,069,247 |
¥13,669,247 |
2640万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥95,950 |
¥28,785,020 |
¥2,385,020 |
| 25 |
0.80% |
¥97,122 |
¥29,136,711 |
¥2,736,711 |
| 25 |
0.90% |
¥98,304 |
¥29,491,138 |
¥3,091,138 |
| 25 |
1.00% |
¥99,494 |
¥29,848,298 |
¥3,448,298 |
| 25 |
1.10% |
¥100,694 |
¥30,208,188 |
¥3,808,188 |
| 25 |
1.20% |
¥101,903 |
¥30,570,803 |
¥4,170,803 |
| 25 |
1.30% |
¥103,120 |
¥30,936,139 |
¥4,536,139 |
| 25 |
1.40% |
¥104,347 |
¥31,304,192 |
¥4,904,192 |
| 25 |
1.50% |
¥105,583 |
¥31,674,957 |
¥5,274,957 |
| 25 |
1.60% |
¥106,828 |
¥32,048,428 |
¥5,648,428 |
| 25 |
1.70% |
¥108,082 |
¥32,424,601 |
¥6,024,601 |
| 25 |
1.80% |
¥109,345 |
¥32,803,468 |
¥6,403,468 |
| 25 |
1.90% |
¥110,617 |
¥33,185,025 |
¥6,785,025 |
| 25 |
2.00% |
¥111,898 |
¥33,569,264 |
¥7,169,264 |
| 25 |
2.10% |
¥113,187 |
¥33,956,178 |
¥7,556,178 |
| 25 |
2.20% |
¥114,486 |
¥34,345,761 |
¥7,945,761 |
| 25 |
2.30% |
¥115,793 |
¥34,738,005 |
¥8,338,005 |
| 25 |
2.40% |
¥117,110 |
¥35,132,903 |
¥8,732,903 |
| 25 |
2.50% |
¥118,435 |
¥35,530,445 |
¥9,130,445 |
| 25 |
2.60% |
¥119,769 |
¥35,930,625 |
¥9,530,625 |
| 25 |
2.70% |
¥121,111 |
¥36,333,433 |
¥9,933,433 |
| 25 |
2.80% |
¥122,463 |
¥36,738,860 |
¥10,338,860 |
| 25 |
2.90% |
¥123,823 |
¥37,146,898 |
¥10,746,898 |
| 25 |
3.00% |
¥125,192 |
¥37,557,536 |
¥11,157,536 |
2640万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥117,912 |
¥28,298,793 |
¥1,898,793 |
| 20 |
0.80% |
¥119,071 |
¥28,577,076 |
¥2,177,076 |
| 20 |
0.90% |
¥120,238 |
¥28,857,114 |
¥2,457,114 |
| 20 |
1.00% |
¥121,412 |
¥29,138,903 |
¥2,738,903 |
| 20 |
1.10% |
¥122,594 |
¥29,422,444 |
¥3,022,444 |
| 20 |
1.20% |
¥123,782 |
¥29,707,733 |
¥3,307,733 |
| 20 |
1.30% |
¥124,978 |
¥29,994,770 |
¥3,594,770 |
| 20 |
1.40% |
¥126,181 |
¥30,283,552 |
¥3,883,552 |
| 20 |
1.50% |
¥127,392 |
¥30,574,077 |
¥4,174,077 |
| 20 |
1.60% |
¥128,610 |
¥30,866,343 |
¥4,466,343 |
| 20 |
1.70% |
¥129,835 |
¥31,160,348 |
¥4,760,348 |
| 20 |
1.80% |
¥131,067 |
¥31,456,089 |
¥5,056,089 |
| 20 |
1.90% |
¥132,307 |
¥31,753,563 |
¥5,353,563 |
| 20 |
2.00% |
¥133,553 |
¥32,052,768 |
¥5,652,768 |
| 20 |
2.10% |
¥134,807 |
¥32,353,701 |
¥5,953,701 |
| 20 |
2.20% |
¥136,068 |
¥32,656,358 |
¥6,256,358 |
| 20 |
2.30% |
¥137,336 |
¥32,960,738 |
¥6,560,738 |
| 20 |
2.40% |
¥138,612 |
¥33,266,835 |
¥6,866,835 |
| 20 |
2.50% |
¥139,894 |
¥33,574,647 |
¥7,174,647 |
| 20 |
2.60% |
¥141,184 |
¥33,884,171 |
¥7,484,171 |
| 20 |
2.70% |
¥142,481 |
¥34,195,402 |
¥7,795,402 |
| 20 |
2.80% |
¥143,785 |
¥34,508,338 |
¥8,108,338 |
| 20 |
2.90% |
¥145,096 |
¥34,822,973 |
¥8,422,973 |
| 20 |
3.00% |
¥146,414 |
¥35,139,304 |
¥8,739,304 |
2640万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥154,544 |
¥27,817,943 |
¥1,417,943 |
| 15 |
0.80% |
¥155,691 |
¥28,024,461 |
¥1,624,461 |
| 15 |
0.90% |
¥156,844 |
¥28,231,967 |
¥1,831,967 |
| 15 |
1.00% |
¥158,003 |
¥28,440,459 |
¥2,040,459 |
| 15 |
1.10% |
¥159,166 |
¥28,649,939 |
¥2,249,939 |
| 15 |
1.20% |
¥160,336 |
¥28,860,404 |
¥2,460,404 |
| 15 |
1.30% |
¥161,510 |
¥29,071,854 |
¥2,671,854 |
| 15 |
1.40% |
¥162,690 |
¥29,284,289 |
¥2,884,289 |
| 15 |
1.50% |
¥163,876 |
¥29,497,708 |
¥3,097,708 |
| 15 |
1.60% |
¥165,067 |
¥29,712,110 |
¥3,312,110 |
| 15 |
1.70% |
¥166,264 |
¥29,927,495 |
¥3,527,495 |
| 15 |
1.80% |
¥167,466 |
¥30,143,861 |
¥3,743,861 |
| 15 |
1.90% |
¥168,673 |
¥30,361,207 |
¥3,961,207 |
| 15 |
2.00% |
¥169,886 |
¥30,579,533 |
¥4,179,533 |
| 15 |
2.10% |
¥171,105 |
¥30,798,838 |
¥4,398,838 |
| 15 |
2.20% |
¥172,328 |
¥31,019,121 |
¥4,619,121 |
| 15 |
2.30% |
¥173,558 |
¥31,240,380 |
¥4,840,380 |
| 15 |
2.40% |
¥174,792 |
¥31,462,614 |
¥5,062,614 |
| 15 |
2.50% |
¥176,032 |
¥31,685,823 |
¥5,285,823 |
| 15 |
2.60% |
¥177,278 |
¥31,910,005 |
¥5,510,005 |
| 15 |
2.70% |
¥178,529 |
¥32,135,159 |
¥5,735,159 |
| 15 |
2.80% |
¥179,785 |
¥32,361,284 |
¥5,961,284 |
| 15 |
2.90% |
¥181,047 |
¥32,588,378 |
¥6,188,378 |
| 15 |
3.00% |
¥182,314 |
¥32,816,440 |
¥6,416,440 |
2640万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥227,854 |
¥27,342,475 |
¥942,475 |
| 10 |
0.80% |
¥228,991 |
¥27,478,873 |
¥1,078,873 |
| 10 |
0.90% |
¥230,131 |
¥27,615,710 |
¥1,215,710 |
| 10 |
1.00% |
¥231,275 |
¥27,752,986 |
¥1,352,986 |
| 10 |
1.10% |
¥232,423 |
¥27,890,701 |
¥1,490,701 |
| 10 |
1.20% |
¥233,574 |
¥28,028,854 |
¥1,628,854 |
| 10 |
1.30% |
¥234,729 |
¥28,167,447 |
¥1,767,447 |
| 10 |
1.40% |
¥235,887 |
¥28,306,478 |
¥1,906,478 |
| 10 |
1.50% |
¥237,050 |
¥28,445,947 |
¥2,045,947 |
| 10 |
1.60% |
¥238,215 |
¥28,585,855 |
¥2,185,855 |
| 10 |
1.70% |
¥239,385 |
¥28,726,200 |
¥2,326,200 |
| 10 |
1.80% |
¥240,558 |
¥28,866,983 |
¥2,466,983 |
| 10 |
1.90% |
¥241,735 |
¥29,008,204 |
¥2,608,204 |
| 10 |
2.00% |
¥242,916 |
¥29,149,862 |
¥2,749,862 |
| 10 |
2.10% |
¥244,100 |
¥29,291,957 |
¥2,891,957 |
| 10 |
2.20% |
¥245,287 |
¥29,434,490 |
¥3,034,490 |
| 10 |
2.30% |
¥246,479 |
¥29,577,458 |
¥3,177,458 |
| 10 |
2.40% |
¥247,674 |
¥29,720,864 |
¥3,320,864 |
| 10 |
2.50% |
¥248,873 |
¥29,864,705 |
¥3,464,705 |
| 10 |
2.60% |
¥250,075 |
¥30,008,982 |
¥3,608,982 |
| 10 |
2.70% |
¥251,281 |
¥30,153,695 |
¥3,753,695 |
| 10 |
2.80% |
¥252,490 |
¥30,298,843 |
¥3,898,843 |
| 10 |
2.90% |
¥253,704 |
¥30,444,426 |
¥4,044,426 |
| 10 |
3.00% |
¥254,920 |
¥30,590,444 |
¥4,190,444 |