2730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2730万円の住宅ローン|期間・年数別
2730万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥53,939 |
¥32,363,501 |
¥5,063,501 |
| 50 |
0.80% |
¥55,220 |
¥33,132,012 |
¥5,832,012 |
| 50 |
0.90% |
¥56,520 |
¥33,911,705 |
¥6,611,705 |
| 50 |
1.00% |
¥57,838 |
¥34,702,534 |
¥7,402,534 |
| 50 |
1.10% |
¥59,174 |
¥35,504,443 |
¥8,204,443 |
| 50 |
1.20% |
¥60,529 |
¥36,317,374 |
¥9,017,374 |
| 50 |
1.30% |
¥61,902 |
¥37,141,262 |
¥9,841,262 |
| 50 |
1.40% |
¥63,293 |
¥37,976,039 |
¥10,676,039 |
| 50 |
1.50% |
¥64,703 |
¥38,821,631 |
¥11,521,631 |
| 50 |
1.60% |
¥66,130 |
¥39,677,959 |
¥12,377,959 |
| 50 |
1.70% |
¥67,575 |
¥40,544,940 |
¥13,244,940 |
| 50 |
1.80% |
¥69,037 |
¥41,422,486 |
¥14,122,486 |
| 50 |
1.90% |
¥70,518 |
¥42,310,507 |
¥15,010,507 |
| 50 |
2.00% |
¥72,015 |
¥43,208,905 |
¥15,908,905 |
| 50 |
2.10% |
¥73,529 |
¥44,117,581 |
¥16,817,581 |
| 50 |
2.20% |
¥75,061 |
¥45,036,431 |
¥17,736,431 |
| 50 |
2.30% |
¥76,609 |
¥45,965,348 |
¥18,665,348 |
| 50 |
2.40% |
¥78,174 |
¥46,904,220 |
¥19,604,220 |
| 50 |
2.50% |
¥79,755 |
¥47,852,934 |
¥20,552,934 |
| 50 |
2.60% |
¥81,352 |
¥48,811,371 |
¥21,511,371 |
| 50 |
2.70% |
¥82,966 |
¥49,779,413 |
¥22,479,413 |
| 50 |
2.80% |
¥84,595 |
¥50,756,934 |
¥23,456,934 |
| 50 |
2.90% |
¥86,240 |
¥51,743,811 |
¥24,443,811 |
| 50 |
3.00% |
¥87,900 |
¥52,739,914 |
¥25,439,914 |
2730万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥58,950 |
¥31,833,011 |
¥4,533,011 |
| 45 |
0.80% |
¥60,217 |
¥32,517,206 |
¥5,217,206 |
| 45 |
0.90% |
¥61,501 |
¥33,210,488 |
¥5,910,488 |
| 45 |
1.00% |
¥62,802 |
¥33,912,824 |
¥6,612,824 |
| 45 |
1.10% |
¥64,119 |
¥34,624,177 |
¥7,324,177 |
| 45 |
1.20% |
¥65,453 |
¥35,344,509 |
¥8,044,509 |
| 45 |
1.30% |
¥66,803 |
¥36,073,778 |
¥8,773,778 |
| 45 |
1.40% |
¥68,170 |
¥36,811,936 |
¥9,511,936 |
| 45 |
1.50% |
¥69,554 |
¥37,558,936 |
¥10,258,936 |
| 45 |
1.60% |
¥70,953 |
¥38,314,725 |
¥11,014,725 |
| 45 |
1.70% |
¥72,369 |
¥39,079,247 |
¥11,779,247 |
| 45 |
1.80% |
¥73,801 |
¥39,852,444 |
¥12,552,444 |
| 45 |
1.90% |
¥75,249 |
¥40,634,254 |
¥13,334,254 |
| 45 |
2.00% |
¥76,712 |
¥41,424,613 |
¥14,124,613 |
| 45 |
2.10% |
¥78,192 |
¥42,223,454 |
¥14,923,454 |
| 45 |
2.20% |
¥79,686 |
¥43,030,707 |
¥15,730,707 |
| 45 |
2.30% |
¥81,197 |
¥43,846,299 |
¥16,546,299 |
| 45 |
2.40% |
¥82,723 |
¥44,670,155 |
¥17,370,155 |
| 45 |
2.50% |
¥84,263 |
¥45,502,199 |
¥18,202,199 |
| 45 |
2.60% |
¥85,819 |
¥46,342,349 |
¥19,042,349 |
| 45 |
2.70% |
¥87,390 |
¥47,190,524 |
¥19,890,524 |
| 45 |
2.80% |
¥88,975 |
¥48,046,641 |
¥20,746,641 |
| 45 |
2.90% |
¥90,575 |
¥48,910,612 |
¥21,610,612 |
| 45 |
3.00% |
¥92,190 |
¥49,782,350 |
¥22,482,350 |
2730万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥65,225 |
¥31,308,037 |
¥4,008,037 |
| 40 |
0.80% |
¥66,478 |
¥31,909,585 |
¥4,609,585 |
| 40 |
0.90% |
¥67,747 |
¥32,518,332 |
¥5,218,332 |
| 40 |
1.00% |
¥69,030 |
¥33,134,256 |
¥5,834,256 |
| 40 |
1.10% |
¥70,328 |
¥33,757,336 |
¥6,457,336 |
| 40 |
1.20% |
¥71,641 |
¥34,387,547 |
¥7,087,547 |
| 40 |
1.30% |
¥72,968 |
¥35,024,862 |
¥7,724,862 |
| 40 |
1.40% |
¥74,311 |
¥35,669,251 |
¥8,369,251 |
| 40 |
1.50% |
¥75,668 |
¥36,320,684 |
¥9,020,684 |
| 40 |
1.60% |
¥77,040 |
¥36,979,128 |
¥9,679,128 |
| 40 |
1.70% |
¥78,426 |
¥37,644,547 |
¥10,344,547 |
| 40 |
1.80% |
¥79,827 |
¥38,316,903 |
¥11,016,903 |
| 40 |
1.90% |
¥81,242 |
¥38,996,159 |
¥11,696,159 |
| 40 |
2.00% |
¥82,671 |
¥39,682,272 |
¥12,382,272 |
| 40 |
2.10% |
¥84,115 |
¥40,375,200 |
¥13,075,200 |
| 40 |
2.20% |
¥85,573 |
¥41,074,898 |
¥13,774,898 |
| 40 |
2.30% |
¥87,044 |
¥41,781,319 |
¥14,481,319 |
| 40 |
2.40% |
¥88,530 |
¥42,494,416 |
¥15,194,416 |
| 40 |
2.50% |
¥90,029 |
¥43,214,139 |
¥15,914,139 |
| 40 |
2.60% |
¥91,543 |
¥43,940,435 |
¥16,640,435 |
| 40 |
2.70% |
¥93,069 |
¥44,673,253 |
¥17,373,253 |
| 40 |
2.80% |
¥94,609 |
¥45,412,537 |
¥18,112,537 |
| 40 |
2.90% |
¥96,163 |
¥46,158,231 |
¥18,858,231 |
| 40 |
3.00% |
¥97,730 |
¥46,910,279 |
¥19,610,279 |
2730万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥73,306 |
¥30,788,592 |
¥3,488,592 |
| 35 |
0.80% |
¥74,546 |
¥31,309,167 |
¥4,009,167 |
| 35 |
0.90% |
¥75,798 |
¥31,835,266 |
¥4,535,266 |
| 35 |
1.00% |
¥77,064 |
¥32,366,878 |
¥5,066,878 |
| 35 |
1.10% |
¥78,343 |
¥32,903,989 |
¥5,603,989 |
| 35 |
1.20% |
¥79,635 |
¥33,446,584 |
¥6,146,584 |
| 35 |
1.30% |
¥80,940 |
¥33,994,647 |
¥6,694,647 |
| 35 |
1.40% |
¥82,258 |
¥34,548,161 |
¥7,248,161 |
| 35 |
1.50% |
¥83,588 |
¥35,107,108 |
¥7,807,108 |
| 35 |
1.60% |
¥84,932 |
¥35,671,467 |
¥8,371,467 |
| 35 |
1.70% |
¥86,289 |
¥36,241,217 |
¥8,941,217 |
| 35 |
1.80% |
¥87,658 |
¥36,816,337 |
¥9,516,337 |
| 35 |
1.90% |
¥89,040 |
¥37,396,802 |
¥10,096,802 |
| 35 |
2.00% |
¥90,435 |
¥37,982,589 |
¥10,682,589 |
| 35 |
2.10% |
¥91,842 |
¥38,573,671 |
¥11,273,671 |
| 35 |
2.20% |
¥93,262 |
¥39,170,022 |
¥11,870,022 |
| 35 |
2.30% |
¥94,694 |
¥39,771,614 |
¥12,471,614 |
| 35 |
2.40% |
¥96,139 |
¥40,378,417 |
¥13,078,417 |
| 35 |
2.50% |
¥97,596 |
¥40,990,401 |
¥13,690,401 |
| 35 |
2.60% |
¥99,066 |
¥41,607,536 |
¥14,307,536 |
| 35 |
2.70% |
¥100,547 |
¥42,229,790 |
¥14,929,790 |
| 35 |
2.80% |
¥102,041 |
¥42,857,128 |
¥15,557,128 |
| 35 |
2.90% |
¥103,546 |
¥43,489,517 |
¥16,189,517 |
| 35 |
3.00% |
¥105,064 |
¥44,126,923 |
¥16,826,923 |
2730万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥84,096 |
¥30,274,686 |
¥2,974,686 |
| 30 |
0.80% |
¥85,322 |
¥30,715,970 |
¥3,415,970 |
| 30 |
0.90% |
¥86,559 |
¥31,161,321 |
¥3,861,321 |
| 30 |
1.00% |
¥87,808 |
¥31,610,732 |
¥4,310,732 |
| 30 |
1.10% |
¥89,067 |
¥32,064,197 |
¥4,764,197 |
| 30 |
1.20% |
¥90,338 |
¥32,521,706 |
¥5,221,706 |
| 30 |
1.30% |
¥91,620 |
¥32,983,252 |
¥5,683,252 |
| 30 |
1.40% |
¥92,913 |
¥33,448,825 |
¥6,148,825 |
| 30 |
1.50% |
¥94,218 |
¥33,918,414 |
¥6,618,414 |
| 30 |
1.60% |
¥95,533 |
¥34,392,009 |
¥7,092,009 |
| 30 |
1.70% |
¥96,860 |
¥34,869,598 |
¥7,569,598 |
| 30 |
1.80% |
¥98,198 |
¥35,351,168 |
¥8,051,168 |
| 30 |
1.90% |
¥99,546 |
¥35,836,707 |
¥8,536,707 |
| 30 |
2.00% |
¥100,906 |
¥36,326,202 |
¥9,026,202 |
| 30 |
2.10% |
¥102,277 |
¥36,819,637 |
¥9,519,637 |
| 30 |
2.20% |
¥103,658 |
¥37,316,999 |
¥10,016,999 |
| 30 |
2.30% |
¥105,051 |
¥37,818,271 |
¥10,518,271 |
| 30 |
2.40% |
¥106,454 |
¥38,323,437 |
¥11,023,437 |
| 30 |
2.50% |
¥107,868 |
¥38,832,482 |
¥11,532,482 |
| 30 |
2.60% |
¥109,293 |
¥39,345,387 |
¥12,045,387 |
| 30 |
2.70% |
¥110,728 |
¥39,862,134 |
¥12,562,134 |
| 30 |
2.80% |
¥112,174 |
¥40,382,706 |
¥13,082,706 |
| 30 |
2.90% |
¥113,631 |
¥40,907,082 |
¥13,607,082 |
| 30 |
3.00% |
¥115,098 |
¥41,435,244 |
¥14,135,244 |
2730万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥99,221 |
¥29,766,328 |
¥2,466,328 |
| 25 |
0.80% |
¥100,433 |
¥30,130,008 |
¥2,830,008 |
| 25 |
0.90% |
¥101,655 |
¥30,496,518 |
¥3,196,518 |
| 25 |
1.00% |
¥102,886 |
¥30,865,854 |
¥3,565,854 |
| 25 |
1.10% |
¥104,127 |
¥31,238,012 |
¥3,938,012 |
| 25 |
1.20% |
¥105,377 |
¥31,612,989 |
¥4,312,989 |
| 25 |
1.30% |
¥106,636 |
¥31,990,780 |
¥4,690,780 |
| 25 |
1.40% |
¥107,905 |
¥32,371,381 |
¥5,071,381 |
| 25 |
1.50% |
¥109,183 |
¥32,754,785 |
¥5,454,785 |
| 25 |
1.60% |
¥110,470 |
¥33,140,988 |
¥5,840,988 |
| 25 |
1.70% |
¥111,767 |
¥33,529,985 |
¥6,229,985 |
| 25 |
1.80% |
¥113,073 |
¥33,921,768 |
¥6,621,768 |
| 25 |
1.90% |
¥114,388 |
¥34,316,332 |
¥7,016,332 |
| 25 |
2.00% |
¥115,712 |
¥34,713,670 |
¥7,413,670 |
| 25 |
2.10% |
¥117,046 |
¥35,113,775 |
¥7,813,775 |
| 25 |
2.20% |
¥118,389 |
¥35,516,639 |
¥8,216,639 |
| 25 |
2.30% |
¥119,741 |
¥35,922,255 |
¥8,622,255 |
| 25 |
2.40% |
¥121,102 |
¥36,330,615 |
¥9,030,615 |
| 25 |
2.50% |
¥122,472 |
¥36,741,711 |
¥9,441,711 |
| 25 |
2.60% |
¥123,852 |
¥37,155,533 |
¥9,855,533 |
| 25 |
2.70% |
¥125,240 |
¥37,572,073 |
¥10,272,073 |
| 25 |
2.80% |
¥126,638 |
¥37,991,321 |
¥10,691,321 |
| 25 |
2.90% |
¥128,044 |
¥38,413,269 |
¥11,113,269 |
| 25 |
3.00% |
¥129,460 |
¥38,837,907 |
¥11,537,907 |
2730万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥121,931 |
¥29,263,524 |
¥1,963,524 |
| 20 |
0.80% |
¥123,130 |
¥29,551,295 |
¥2,251,295 |
| 20 |
0.90% |
¥124,337 |
¥29,840,879 |
¥2,540,879 |
| 20 |
1.00% |
¥125,551 |
¥30,132,275 |
¥2,832,275 |
| 20 |
1.10% |
¥126,773 |
¥30,425,482 |
¥3,125,482 |
| 20 |
1.20% |
¥128,002 |
¥30,720,497 |
¥3,420,497 |
| 20 |
1.30% |
¥129,239 |
¥31,017,319 |
¥3,717,319 |
| 20 |
1.40% |
¥130,483 |
¥31,315,946 |
¥4,015,946 |
| 20 |
1.50% |
¥131,735 |
¥31,616,375 |
¥4,316,375 |
| 20 |
1.60% |
¥132,994 |
¥31,918,605 |
¥4,618,605 |
| 20 |
1.70% |
¥134,261 |
¥32,222,633 |
¥4,922,633 |
| 20 |
1.80% |
¥135,535 |
¥32,528,456 |
¥5,228,456 |
| 20 |
1.90% |
¥136,817 |
¥32,836,071 |
¥5,536,071 |
| 20 |
2.00% |
¥138,106 |
¥33,145,476 |
¥5,845,476 |
| 20 |
2.10% |
¥139,403 |
¥33,456,668 |
¥6,156,668 |
| 20 |
2.20% |
¥140,707 |
¥33,769,643 |
¥6,469,643 |
| 20 |
2.30% |
¥142,018 |
¥34,084,399 |
¥6,784,399 |
| 20 |
2.40% |
¥143,337 |
¥34,400,932 |
¥7,100,932 |
| 20 |
2.50% |
¥144,663 |
¥34,719,238 |
¥7,419,238 |
| 20 |
2.60% |
¥145,997 |
¥35,039,313 |
¥7,739,313 |
| 20 |
2.70% |
¥147,338 |
¥35,361,155 |
¥8,061,155 |
| 20 |
2.80% |
¥148,686 |
¥35,684,758 |
¥8,384,758 |
| 20 |
2.90% |
¥150,042 |
¥36,010,120 |
¥8,710,120 |
| 20 |
3.00% |
¥151,405 |
¥36,337,235 |
¥9,037,235 |
2730万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥159,813 |
¥28,766,282 |
¥1,466,282 |
| 15 |
0.80% |
¥160,999 |
¥28,979,840 |
¥1,679,840 |
| 15 |
0.90% |
¥162,191 |
¥29,194,420 |
¥1,894,420 |
| 15 |
1.00% |
¥163,389 |
¥29,410,020 |
¥2,110,020 |
| 15 |
1.10% |
¥164,592 |
¥29,626,641 |
¥2,326,641 |
| 15 |
1.20% |
¥165,802 |
¥29,844,281 |
¥2,544,281 |
| 15 |
1.30% |
¥167,016 |
¥30,062,940 |
¥2,762,940 |
| 15 |
1.40% |
¥168,237 |
¥30,282,617 |
¥2,982,617 |
| 15 |
1.50% |
¥169,463 |
¥30,503,312 |
¥3,203,312 |
| 15 |
1.60% |
¥170,695 |
¥30,725,023 |
¥3,425,023 |
| 15 |
1.70% |
¥171,932 |
¥30,947,750 |
¥3,647,750 |
| 15 |
1.80% |
¥173,175 |
¥31,171,492 |
¥3,871,492 |
| 15 |
1.90% |
¥174,424 |
¥31,396,248 |
¥4,096,248 |
| 15 |
2.00% |
¥175,678 |
¥31,622,018 |
¥4,322,018 |
| 15 |
2.10% |
¥176,938 |
¥31,848,799 |
¥4,548,799 |
| 15 |
2.20% |
¥178,203 |
¥32,076,591 |
¥4,776,591 |
| 15 |
2.30% |
¥179,474 |
¥32,305,393 |
¥5,005,393 |
| 15 |
2.40% |
¥180,751 |
¥32,535,203 |
¥5,235,203 |
| 15 |
2.50% |
¥182,033 |
¥32,766,022 |
¥5,466,022 |
| 15 |
2.60% |
¥183,321 |
¥32,997,846 |
¥5,697,846 |
| 15 |
2.70% |
¥184,615 |
¥33,230,676 |
¥5,930,676 |
| 15 |
2.80% |
¥185,914 |
¥33,464,509 |
¥6,164,509 |
| 15 |
2.90% |
¥187,219 |
¥33,699,345 |
¥6,399,345 |
| 15 |
3.00% |
¥188,529 |
¥33,935,182 |
¥6,635,182 |
2730万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥235,622 |
¥28,274,605 |
¥974,605 |
| 10 |
0.80% |
¥236,797 |
¥28,415,653 |
¥1,115,653 |
| 10 |
0.90% |
¥237,976 |
¥28,557,154 |
¥1,257,154 |
| 10 |
1.00% |
¥239,159 |
¥28,699,110 |
¥1,399,110 |
| 10 |
1.10% |
¥240,346 |
¥28,841,520 |
¥1,541,520 |
| 10 |
1.20% |
¥241,537 |
¥28,984,384 |
¥1,684,384 |
| 10 |
1.30% |
¥242,731 |
¥29,127,701 |
¥1,827,701 |
| 10 |
1.40% |
¥243,929 |
¥29,271,471 |
¥1,971,471 |
| 10 |
1.50% |
¥245,131 |
¥29,415,695 |
¥2,115,695 |
| 10 |
1.60% |
¥246,336 |
¥29,560,372 |
¥2,260,372 |
| 10 |
1.70% |
¥247,546 |
¥29,705,502 |
¥2,405,502 |
| 10 |
1.80% |
¥248,759 |
¥29,851,085 |
¥2,551,085 |
| 10 |
1.90% |
¥249,976 |
¥29,997,120 |
¥2,697,120 |
| 10 |
2.00% |
¥251,197 |
¥30,143,607 |
¥2,843,607 |
| 10 |
2.10% |
¥252,421 |
¥30,290,547 |
¥2,990,547 |
| 10 |
2.20% |
¥253,649 |
¥30,437,938 |
¥3,137,938 |
| 10 |
2.30% |
¥254,882 |
¥30,585,781 |
¥3,285,781 |
| 10 |
2.40% |
¥256,117 |
¥30,734,075 |
¥3,434,075 |
| 10 |
2.50% |
¥257,357 |
¥30,882,820 |
¥3,582,820 |
| 10 |
2.60% |
¥258,600 |
¥31,032,016 |
¥3,732,016 |
| 10 |
2.70% |
¥259,847 |
¥31,181,662 |
¥3,881,662 |
| 10 |
2.80% |
¥261,098 |
¥31,331,758 |
¥4,031,758 |
| 10 |
2.90% |
¥262,353 |
¥31,482,304 |
¥4,182,304 |
| 10 |
3.00% |
¥263,611 |
¥31,633,300 |
¥4,333,300 |