2800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2800万円の住宅ローン｜期間・年数別
2800万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥55,322 | ¥33,193,334 | ¥5,193,334 |
| 50 | 0.80% | ¥56,636 | ¥33,981,550 | ¥5,981,550 |
| 50 | 0.90% | ¥57,969 | ¥34,781,236 | ¥6,781,236 |
| 50 | 1.00% | ¥59,321 | ¥35,592,342 | ¥7,592,342 |
| 50 | 1.10% | ¥60,691 | ¥36,414,813 | ¥8,414,813 |
| 50 | 1.20% | ¥62,081 | ¥37,248,588 | ¥9,248,588 |
| 50 | 1.30% | ¥63,489 | ¥38,093,602 | ¥10,093,602 |
| 50 | 1.40% | ¥64,916 | ¥38,949,783 | ¥10,949,783 |
| 50 | 1.50% | ¥66,362 | ¥39,817,057 | ¥11,817,057 |
| 50 | 1.60% | ¥67,826 | ¥40,695,342 | ¥12,695,342 |
| 50 | 1.70% | ¥69,308 | ¥41,584,554 | ¥13,584,554 |
| 50 | 1.80% | ¥70,808 | ¥42,484,601 | ¥14,484,601 |
| 50 | 1.90% | ¥72,326 | ¥43,395,392 | ¥15,395,392 |
| 50 | 2.00% | ¥73,861 | ¥44,316,826 | ¥16,316,826 |
| 50 | 2.10% | ¥75,415 | ¥45,248,801 | ¥17,248,801 |
| 50 | 2.20% | ¥76,985 | ¥46,191,211 | ¥18,191,211 |
| 50 | 2.30% | ¥78,573 | ¥47,143,946 | ¥19,143,946 |
| 50 | 2.40% | ¥80,178 | ¥48,106,892 | ¥20,106,892 |
| 50 | 2.50% | ¥81,800 | ¥49,079,932 | ¥21,079,932 |
| 50 | 2.60% | ¥83,438 | ¥50,062,945 | ¥22,062,945 |
| 50 | 2.70% | ¥85,093 | ¥51,055,808 | ¥23,055,808 |
| 50 | 2.80% | ¥86,764 | ¥52,058,394 | ¥24,058,394 |
| 50 | 2.90% | ¥88,451 | ¥53,070,575 | ¥25,070,575 |
| 50 | 3.00% | ¥90,154 | ¥54,092,220 | ¥26,092,220 |
2800万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥60,462 | ¥32,649,242 | ¥4,649,242 |
| 45 | 0.80% | ¥61,761 | ¥33,350,981 | ¥5,350,981 |
| 45 | 0.90% | ¥63,078 | ¥34,062,039 | ¥6,062,039 |
| 45 | 1.00% | ¥64,412 | ¥34,782,383 | ¥6,782,383 |
| 45 | 1.10% | ¥65,763 | ¥35,511,976 | ¥7,511,976 |
| 45 | 1.20% | ¥67,131 | ¥36,250,779 | ¥8,250,779 |
| 45 | 1.30% | ¥68,516 | ¥36,998,746 | ¥8,998,746 |
| 45 | 1.40% | ¥69,918 | ¥37,755,832 | ¥9,755,832 |
| 45 | 1.50% | ¥71,337 | ¥38,521,986 | ¥10,521,986 |
| 45 | 1.60% | ¥72,773 | ¥39,297,154 | ¥11,297,154 |
| 45 | 1.70% | ¥74,225 | ¥40,081,279 | ¥12,081,279 |
| 45 | 1.80% | ¥75,693 | ¥40,874,301 | ¥12,874,301 |
| 45 | 1.90% | ¥77,178 | ¥41,676,158 | ¥13,676,158 |
| 45 | 2.00% | ¥78,679 | ¥42,486,783 | ¥14,486,783 |
| 45 | 2.10% | ¥80,196 | ¥43,306,107 | ¥15,306,107 |
| 45 | 2.20% | ¥81,730 | ¥44,134,058 | ¥16,134,058 |
| 45 | 2.30% | ¥83,279 | ¥44,970,563 | ¥16,970,563 |
| 45 | 2.40% | ¥84,844 | ¥45,815,544 | ¥17,815,544 |
| 45 | 2.50% | ¥86,424 | ¥46,668,922 | ¥18,668,922 |
| 45 | 2.60% | ¥88,020 | ¥47,530,614 | ¥19,530,614 |
| 45 | 2.70% | ¥89,631 | ¥48,400,538 | ¥20,400,538 |
| 45 | 2.80% | ¥91,257 | ¥49,278,606 | ¥21,278,606 |
| 45 | 2.90% | ¥92,898 | ¥50,164,730 | ¥22,164,730 |
| 45 | 3.00% | ¥94,553 | ¥51,058,820 | ¥23,058,820 |
2800万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥66,898 | ¥32,110,807 | ¥4,110,807 |
| 40 | 0.80% | ¥68,183 | ¥32,727,780 | ¥4,727,780 |
| 40 | 0.90% | ¥69,484 | ¥33,352,135 | ¥5,352,135 |
| 40 | 1.00% | ¥70,800 | ¥33,983,852 | ¥5,983,852 |
| 40 | 1.10% | ¥72,131 | ¥34,622,909 | ¥6,622,909 |
| 40 | 1.20% | ¥73,478 | ¥35,269,279 | ¥7,269,279 |
| 40 | 1.30% | ¥74,839 | ¥35,922,935 | ¥7,922,935 |
| 40 | 1.40% | ¥76,216 | ¥36,583,847 | ¥8,583,847 |
| 40 | 1.50% | ¥77,608 | ¥37,251,984 | ¥9,251,984 |
| 40 | 1.60% | ¥79,015 | ¥37,927,311 | ¥9,927,311 |
| 40 | 1.70% | ¥80,437 | ¥38,609,791 | ¥10,609,791 |
| 40 | 1.80% | ¥81,874 | ¥39,299,388 | ¥11,299,388 |
| 40 | 1.90% | ¥83,325 | ¥39,996,060 | ¥11,996,060 |
| 40 | 2.00% | ¥84,791 | ¥40,699,766 | ¥12,699,766 |
| 40 | 2.10% | ¥86,272 | ¥41,410,461 | ¥13,410,461 |
| 40 | 2.20% | ¥87,767 | ¥42,128,100 | ¥14,128,100 |
| 40 | 2.30% | ¥89,276 | ¥42,852,635 | ¥14,852,635 |
| 40 | 2.40% | ¥90,800 | ¥43,584,017 | ¥15,584,017 |
| 40 | 2.50% | ¥92,338 | ¥44,322,194 | ¥16,322,194 |
| 40 | 2.60% | ¥93,890 | ¥45,067,113 | ¥17,067,113 |
| 40 | 2.70% | ¥95,456 | ¥45,818,721 | ¥17,818,721 |
| 40 | 2.80% | ¥97,035 | ¥46,576,961 | ¥18,576,961 |
| 40 | 2.90% | ¥98,629 | ¥47,341,776 | ¥19,341,776 |
| 40 | 3.00% | ¥100,236 | ¥48,113,106 | ¥20,113,106 |
2800万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥75,186 | ¥31,578,044 | ¥3,578,044 |
| 35 | 0.80% | ¥76,457 | ¥32,111,966 | ¥4,111,966 |
| 35 | 0.90% | ¥77,742 | ¥32,651,555 | ¥4,651,555 |
| 35 | 1.00% | ¥79,040 | ¥33,196,798 | ¥5,196,798 |
| 35 | 1.10% | ¥80,352 | ¥33,747,681 | ¥5,747,681 |
| 35 | 1.20% | ¥81,677 | ¥34,304,189 | ¥6,304,189 |
| 35 | 1.30% | ¥83,015 | ¥34,866,305 | ¥6,866,305 |
| 35 | 1.40% | ¥84,367 | ¥35,434,012 | ¥7,434,012 |
| 35 | 1.50% | ¥85,732 | ¥36,007,290 | ¥8,007,290 |
| 35 | 1.60% | ¥87,110 | ¥36,586,120 | ¥8,586,120 |
| 35 | 1.70% | ¥88,501 | ¥37,170,479 | ¥9,170,479 |
| 35 | 1.80% | ¥89,906 | ¥37,760,346 | ¥9,760,346 |
| 35 | 1.90% | ¥91,323 | ¥38,355,695 | ¥10,355,695 |
| 35 | 2.00% | ¥92,754 | ¥38,956,502 | ¥10,956,502 |
| 35 | 2.10% | ¥94,197 | ¥39,562,740 | ¥11,562,740 |
| 35 | 2.20% | ¥95,653 | ¥40,174,382 | ¥12,174,382 |
| 35 | 2.30% | ¥97,122 | ¥40,791,399 | ¥12,791,399 |
| 35 | 2.40% | ¥98,604 | ¥41,413,761 | ¥13,413,761 |
| 35 | 2.50% | ¥100,099 | ¥42,041,437 | ¥14,041,437 |
| 35 | 2.60% | ¥101,606 | ¥42,674,396 | ¥14,674,396 |
| 35 | 2.70% | ¥103,125 | ¥43,312,605 | ¥15,312,605 |
| 35 | 2.80% | ¥104,657 | ¥43,956,029 | ¥15,956,029 |
| 35 | 2.90% | ¥106,202 | ¥44,604,633 | ¥16,604,633 |
| 35 | 3.00% | ¥107,758 | ¥45,258,382 | ¥17,258,382 |
2800万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥86,253 | ¥31,050,960 | ¥3,050,960 |
| 30 | 0.80% | ¥87,510 | ¥31,503,559 | ¥3,503,559 |
| 30 | 0.90% | ¥88,779 | ¥31,960,329 | ¥3,960,329 |
| 30 | 1.00% | ¥90,059 | ¥32,421,264 | ¥4,421,264 |
| 30 | 1.10% | ¥91,351 | ¥32,886,356 | ¥4,886,356 |
| 30 | 1.20% | ¥92,654 | ¥33,355,596 | ¥5,355,596 |
| 30 | 1.30% | ¥93,969 | ¥33,828,977 | ¥5,828,977 |
| 30 | 1.40% | ¥95,296 | ¥34,306,487 | ¥6,306,487 |
| 30 | 1.50% | ¥96,634 | ¥34,788,117 | ¥6,788,117 |
| 30 | 1.60% | ¥97,983 | ¥35,273,855 | ¥7,273,855 |
| 30 | 1.70% | ¥99,344 | ¥35,763,690 | ¥7,763,690 |
| 30 | 1.80% | ¥100,716 | ¥36,257,608 | ¥8,257,608 |
| 30 | 1.90% | ¥102,099 | ¥36,755,597 | ¥8,755,597 |
| 30 | 2.00% | ¥103,493 | ¥37,257,643 | ¥9,257,643 |
| 30 | 2.10% | ¥104,899 | ¥37,763,730 | ¥9,763,730 |
| 30 | 2.20% | ¥106,316 | ¥38,273,845 | ¥10,273,845 |
| 30 | 2.30% | ¥107,744 | ¥38,787,970 | ¥10,787,970 |
| 30 | 2.40% | ¥109,184 | ¥39,306,090 | ¥11,306,090 |
| 30 | 2.50% | ¥110,634 | ¥39,828,187 | ¥11,828,187 |
| 30 | 2.60% | ¥112,095 | ¥40,354,243 | ¥12,354,243 |
| 30 | 2.70% | ¥113,567 | ¥40,884,240 | ¥12,884,240 |
| 30 | 2.80% | ¥115,050 | ¥41,418,160 | ¥13,418,160 |
| 30 | 2.90% | ¥116,544 | ¥41,955,982 | ¥13,955,982 |
| 30 | 3.00% | ¥118,049 | ¥42,497,687 | ¥14,497,687 |
2800万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥101,765 | ¥30,529,567 | ¥2,529,567 |
| 25 | 0.80% | ¥103,009 | ¥30,902,572 | ¥2,902,572 |
| 25 | 0.90% | ¥104,262 | ¥31,278,480 | ¥3,278,480 |
| 25 | 1.00% | ¥105,524 | ¥31,657,286 | ¥3,657,286 |
| 25 | 1.10% | ¥106,797 | ¥32,038,987 | ¥4,038,987 |
| 25 | 1.20% | ¥108,079 | ¥32,423,579 | ¥4,423,579 |
| 25 | 1.30% | ¥109,370 | ¥32,811,057 | ¥4,811,057 |
| 25 | 1.40% | ¥110,671 | ¥33,201,416 | ¥5,201,416 |
| 25 | 1.50% | ¥111,982 | ¥33,594,651 | ¥5,594,651 |
| 25 | 1.60% | ¥113,303 | ¥33,990,757 | ¥5,990,757 |
| 25 | 1.70% | ¥114,632 | ¥34,389,728 | ¥6,389,728 |
| 25 | 1.80% | ¥115,972 | ¥34,791,557 | ¥6,791,557 |
| 25 | 1.90% | ¥117,321 | ¥35,196,238 | ¥7,196,238 |
| 25 | 2.00% | ¥118,679 | ¥35,603,764 | ¥7,603,764 |
| 25 | 2.10% | ¥120,047 | ¥36,014,128 | ¥8,014,128 |
| 25 | 2.20% | ¥121,424 | ¥36,427,322 | ¥8,427,322 |
| 25 | 2.30% | ¥122,811 | ¥36,843,339 | ¥8,843,339 |
| 25 | 2.40% | ¥124,207 | ¥37,262,169 | ¥9,262,169 |
| 25 | 2.50% | ¥125,613 | ¥37,683,806 | ¥9,683,806 |
| 25 | 2.60% | ¥127,027 | ¥38,108,239 | ¥10,108,239 |
| 25 | 2.70% | ¥128,452 | ¥38,535,459 | ¥10,535,459 |
| 25 | 2.80% | ¥129,885 | ¥38,965,458 | ¥10,965,458 |
| 25 | 2.90% | ¥131,327 | ¥39,398,225 | ¥11,398,225 |
| 25 | 3.00% | ¥132,779 | ¥39,833,750 | ¥11,833,750 |
2800万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥125,058 | ¥30,013,871 | ¥2,013,871 |
| 20 | 0.80% | ¥126,288 | ¥30,309,020 | ¥2,309,020 |
| 20 | 0.90% | ¥127,525 | ¥30,606,030 | ¥2,606,030 |
| 20 | 1.00% | ¥128,770 | ¥30,904,897 | ¥2,904,897 |
| 20 | 1.10% | ¥130,023 | ¥31,205,622 | ¥3,205,622 |
| 20 | 1.20% | ¥131,284 | ¥31,508,202 | ¥3,508,202 |
| 20 | 1.30% | ¥132,553 | ¥31,812,635 | ¥3,812,635 |
| 20 | 1.40% | ¥133,829 | ¥32,118,919 | ¥4,118,919 |
| 20 | 1.50% | ¥135,113 | ¥32,427,051 | ¥4,427,051 |
| 20 | 1.60% | ¥136,404 | ¥32,737,031 | ¥4,737,031 |
| 20 | 1.70% | ¥137,704 | ¥33,048,854 | ¥5,048,854 |
| 20 | 1.80% | ¥139,010 | ¥33,362,518 | ¥5,362,518 |
| 20 | 1.90% | ¥140,325 | ¥33,678,022 | ¥5,678,022 |
| 20 | 2.00% | ¥141,647 | ¥33,995,360 | ¥5,995,360 |
| 20 | 2.10% | ¥142,977 | ¥34,314,531 | ¥6,314,531 |
| 20 | 2.20% | ¥144,315 | ¥34,635,532 | ¥6,635,532 |
| 20 | 2.30% | ¥145,660 | ¥34,958,358 | ¥6,958,358 |
| 20 | 2.40% | ¥147,013 | ¥35,283,007 | ¥7,283,007 |
| 20 | 2.50% | ¥148,373 | ¥35,609,474 | ¥7,609,474 |
| 20 | 2.60% | ¥149,741 | ¥35,937,757 | ¥7,937,757 |
| 20 | 2.70% | ¥151,116 | ¥36,267,851 | ¥8,267,851 |
| 20 | 2.80% | ¥152,499 | ¥36,599,752 | ¥8,599,752 |
| 20 | 2.90% | ¥153,889 | ¥36,933,456 | ¥8,933,456 |
| 20 | 3.00% | ¥155,287 | ¥37,268,959 | ¥9,268,959 |
2800万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥163,910 | ¥29,503,879 | ¥1,503,879 |
| 15 | 0.80% | ¥165,127 | ¥29,722,913 | ¥1,722,913 |
| 15 | 0.90% | ¥166,350 | ¥29,942,995 | ¥1,942,995 |
| 15 | 1.00% | ¥167,578 | ¥30,164,124 | ¥2,164,124 |
| 15 | 1.10% | ¥168,813 | ¥30,386,299 | ¥2,386,299 |
| 15 | 1.20% | ¥170,053 | ¥30,609,519 | ¥2,609,519 |
| 15 | 1.30% | ¥171,299 | ¥30,833,785 | ¥2,833,785 |
| 15 | 1.40% | ¥172,551 | ¥31,059,095 | ¥3,059,095 |
| 15 | 1.50% | ¥173,808 | ¥31,285,448 | ¥3,285,448 |
| 15 | 1.60% | ¥175,071 | ¥31,512,844 | ¥3,512,844 |
| 15 | 1.70% | ¥176,340 | ¥31,741,282 | ¥3,741,282 |
| 15 | 1.80% | ¥177,615 | ¥31,970,761 | ¥3,970,761 |
| 15 | 1.90% | ¥178,896 | ¥32,201,280 | ¥4,201,280 |
| 15 | 2.00% | ¥180,182 | ¥32,432,839 | ¥4,432,839 |
| 15 | 2.10% | ¥181,475 | ¥32,665,435 | ¥4,665,435 |
| 15 | 2.20% | ¥182,773 | ¥32,899,067 | ¥4,899,067 |
| 15 | 2.30% | ¥184,076 | ¥33,133,736 | ¥5,133,736 |
| 15 | 2.40% | ¥185,386 | ¥33,369,439 | ¥5,369,439 |
| 15 | 2.50% | ¥186,701 | ¥33,606,176 | ¥5,606,176 |
| 15 | 2.60% | ¥188,022 | ¥33,843,945 | ¥5,843,945 |
| 15 | 2.70% | ¥189,349 | ¥34,082,745 | ¥6,082,745 |
| 15 | 2.80% | ¥190,681 | ¥34,322,574 | ¥6,322,574 |
| 15 | 2.90% | ¥192,019 | ¥34,563,431 | ¥6,563,431 |
| 15 | 3.00% | ¥193,363 | ¥34,805,315 | ¥6,805,315 |
2800万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥241,663 | ¥28,999,595 | ¥999,595 |
| 10 | 0.80% | ¥242,869 | ¥29,144,259 | ¥1,144,259 |
| 10 | 0.90% | ¥244,078 | ¥29,289,389 | ¥1,289,389 |
| 10 | 1.00% | ¥245,292 | ¥29,434,985 | ¥1,434,985 |
| 10 | 1.10% | ¥246,509 | ¥29,581,046 | ¥1,581,046 |
| 10 | 1.20% | ¥247,730 | ¥29,727,573 | ¥1,727,573 |
| 10 | 1.30% | ¥248,955 | ¥29,874,565 | ¥1,874,565 |
| 10 | 1.40% | ¥250,184 | ¥30,022,022 | ¥2,022,022 |
| 10 | 1.50% | ¥251,416 | ¥30,169,944 | ¥2,169,944 |
| 10 | 1.60% | ¥252,653 | ¥30,318,331 | ¥2,318,331 |
| 10 | 1.70% | ¥253,893 | ¥30,467,182 | ¥2,467,182 |
| 10 | 1.80% | ¥255,137 | ¥30,616,497 | ¥2,616,497 |
| 10 | 1.90% | ¥256,386 | ¥30,766,277 | ¥2,766,277 |
| 10 | 2.00% | ¥257,638 | ¥30,916,520 | ¥2,916,520 |
| 10 | 2.10% | ¥258,894 | ¥31,067,228 | ¥3,067,228 |
| 10 | 2.20% | ¥260,153 | ¥31,218,398 | ¥3,218,398 |
| 10 | 2.30% | ¥261,417 | ¥31,370,032 | ¥3,370,032 |
| 10 | 2.40% | ¥262,684 | ¥31,522,128 | ¥3,522,128 |
| 10 | 2.50% | ¥263,956 | ¥31,674,687 | ¥3,674,687 |
| 10 | 2.60% | ¥265,231 | ¥31,827,708 | ¥3,827,708 |
| 10 | 2.70% | ¥266,510 | ¥31,981,192 | ¥3,981,192 |
| 10 | 2.80% | ¥267,793 | ¥32,135,136 | ¥4,135,136 |
| 10 | 2.90% | ¥269,080 | ¥32,289,543 | ¥4,289,543 |
| 10 | 3.00% | ¥270,370 | ¥32,444,410 | ¥4,444,410 |
