2840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2840万円の住宅ローン｜期間・年数別
2840万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥56,113 |
¥33,667,525 |
¥5,267,525 |
| 50 |
0.80% |
¥57,445 |
¥34,467,001 |
¥6,067,001 |
| 50 |
0.90% |
¥58,797 |
¥35,278,111 |
¥6,878,111 |
| 50 |
1.00% |
¥60,168 |
¥36,100,804 |
¥7,700,804 |
| 50 |
1.10% |
¥61,558 |
¥36,935,025 |
¥8,535,025 |
| 50 |
1.20% |
¥62,968 |
¥37,780,711 |
¥9,380,711 |
| 50 |
1.30% |
¥64,396 |
¥38,637,796 |
¥10,237,796 |
| 50 |
1.40% |
¥65,844 |
¥39,506,209 |
¥11,106,209 |
| 50 |
1.50% |
¥67,310 |
¥40,385,872 |
¥11,985,872 |
| 50 |
1.60% |
¥68,795 |
¥41,276,704 |
¥12,876,704 |
| 50 |
1.70% |
¥70,298 |
¥42,178,619 |
¥13,778,619 |
| 50 |
1.80% |
¥71,819 |
¥43,091,524 |
¥14,691,524 |
| 50 |
1.90% |
¥73,359 |
¥44,015,326 |
¥15,615,326 |
| 50 |
2.00% |
¥74,917 |
¥44,949,923 |
¥16,549,923 |
| 50 |
2.10% |
¥76,492 |
¥45,895,212 |
¥17,495,212 |
| 50 |
2.20% |
¥78,085 |
¥46,851,086 |
¥18,451,086 |
| 50 |
2.30% |
¥79,696 |
¥47,817,431 |
¥19,417,431 |
| 50 |
2.40% |
¥81,324 |
¥48,794,133 |
¥20,394,133 |
| 50 |
2.50% |
¥82,968 |
¥49,781,074 |
¥21,381,074 |
| 50 |
2.60% |
¥84,630 |
¥50,778,130 |
¥22,378,130 |
| 50 |
2.70% |
¥86,309 |
¥51,785,176 |
¥23,385,176 |
| 50 |
2.80% |
¥88,003 |
¥52,802,086 |
¥24,402,086 |
| 50 |
2.90% |
¥89,715 |
¥53,828,727 |
¥25,428,727 |
| 50 |
3.00% |
¥91,442 |
¥54,864,966 |
¥26,464,966 |
2840万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥61,325 |
¥33,115,659 |
¥4,715,659 |
| 45 |
0.80% |
¥62,643 |
¥33,827,424 |
¥5,427,424 |
| 45 |
0.90% |
¥63,979 |
¥34,548,640 |
¥6,148,640 |
| 45 |
1.00% |
¥65,332 |
¥35,279,274 |
¥6,879,274 |
| 45 |
1.10% |
¥66,702 |
¥36,019,290 |
¥7,619,290 |
| 45 |
1.20% |
¥68,090 |
¥36,768,647 |
¥8,368,647 |
| 45 |
1.30% |
¥69,495 |
¥37,527,300 |
¥9,127,300 |
| 45 |
1.40% |
¥70,917 |
¥38,295,201 |
¥9,895,201 |
| 45 |
1.50% |
¥72,356 |
¥39,072,300 |
¥10,672,300 |
| 45 |
1.60% |
¥73,812 |
¥39,858,542 |
¥11,458,542 |
| 45 |
1.70% |
¥75,285 |
¥40,653,869 |
¥12,253,869 |
| 45 |
1.80% |
¥76,774 |
¥41,458,220 |
¥13,058,220 |
| 45 |
1.90% |
¥78,281 |
¥42,271,532 |
¥13,871,532 |
| 45 |
2.00% |
¥79,803 |
¥43,093,737 |
¥14,693,737 |
| 45 |
2.10% |
¥81,342 |
¥43,924,765 |
¥15,524,765 |
| 45 |
2.20% |
¥82,897 |
¥44,764,545 |
¥16,364,545 |
| 45 |
2.30% |
¥84,469 |
¥45,612,999 |
¥17,212,999 |
| 45 |
2.40% |
¥86,056 |
¥46,470,052 |
¥18,070,052 |
| 45 |
2.50% |
¥87,659 |
¥47,335,620 |
¥18,935,620 |
| 45 |
2.60% |
¥89,277 |
¥48,209,623 |
¥19,809,623 |
| 45 |
2.70% |
¥90,911 |
¥49,091,974 |
¥20,691,974 |
| 45 |
2.80% |
¥92,560 |
¥49,982,586 |
¥21,582,586 |
| 45 |
2.90% |
¥94,225 |
¥50,881,369 |
¥22,481,369 |
| 45 |
3.00% |
¥95,904 |
¥51,788,232 |
¥23,388,232 |
2840万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥67,853 |
¥32,569,533 |
¥4,169,533 |
| 40 |
0.80% |
¥69,157 |
¥33,195,319 |
¥4,795,319 |
| 40 |
0.90% |
¥70,476 |
¥33,828,594 |
¥5,428,594 |
| 40 |
1.00% |
¥71,811 |
¥34,469,336 |
¥6,069,336 |
| 40 |
1.10% |
¥73,162 |
¥35,117,522 |
¥6,717,522 |
| 40 |
1.20% |
¥74,527 |
¥35,773,126 |
¥7,373,126 |
| 40 |
1.30% |
¥75,909 |
¥36,436,120 |
¥8,036,120 |
| 40 |
1.40% |
¥77,305 |
¥37,106,474 |
¥8,706,474 |
| 40 |
1.50% |
¥78,717 |
¥37,784,155 |
¥9,384,155 |
| 40 |
1.60% |
¥80,144 |
¥38,469,129 |
¥10,069,129 |
| 40 |
1.70% |
¥81,586 |
¥39,161,360 |
¥10,761,360 |
| 40 |
1.80% |
¥83,043 |
¥39,860,808 |
¥11,460,808 |
| 40 |
1.90% |
¥84,515 |
¥40,567,432 |
¥12,167,432 |
| 40 |
2.00% |
¥86,002 |
¥41,281,191 |
¥12,881,191 |
| 40 |
2.10% |
¥87,504 |
¥42,002,039 |
¥13,602,039 |
| 40 |
2.20% |
¥89,021 |
¥42,729,930 |
¥14,329,930 |
| 40 |
2.30% |
¥90,552 |
¥43,464,816 |
¥15,064,816 |
| 40 |
2.40% |
¥92,097 |
¥44,206,646 |
¥15,806,646 |
| 40 |
2.50% |
¥93,657 |
¥44,955,368 |
¥16,555,368 |
| 40 |
2.60% |
¥95,231 |
¥45,710,929 |
¥17,310,929 |
| 40 |
2.70% |
¥96,819 |
¥46,473,274 |
¥18,073,274 |
| 40 |
2.80% |
¥98,422 |
¥47,242,346 |
¥18,842,346 |
| 40 |
2.90% |
¥100,038 |
¥48,018,087 |
¥19,618,087 |
| 40 |
3.00% |
¥101,668 |
¥48,800,436 |
¥20,400,436 |
2840万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥76,260 |
¥32,029,158 |
¥3,629,158 |
| 35 |
0.80% |
¥77,549 |
¥32,570,709 |
¥4,170,709 |
| 35 |
0.90% |
¥78,852 |
¥33,118,006 |
¥4,718,006 |
| 35 |
1.00% |
¥80,169 |
¥33,671,038 |
¥5,271,038 |
| 35 |
1.10% |
¥81,500 |
¥34,229,791 |
¥5,829,791 |
| 35 |
1.20% |
¥82,843 |
¥34,794,249 |
¥6,394,249 |
| 35 |
1.30% |
¥84,201 |
¥35,364,395 |
¥6,964,395 |
| 35 |
1.40% |
¥85,572 |
¥35,940,212 |
¥7,540,212 |
| 35 |
1.50% |
¥86,956 |
¥36,521,680 |
¥8,121,680 |
| 35 |
1.60% |
¥88,354 |
¥37,108,779 |
¥8,708,779 |
| 35 |
1.70% |
¥89,765 |
¥37,701,486 |
¥9,301,486 |
| 35 |
1.80% |
¥91,190 |
¥38,299,779 |
¥9,899,779 |
| 35 |
1.90% |
¥92,628 |
¥38,903,633 |
¥10,503,633 |
| 35 |
2.00% |
¥94,079 |
¥39,513,023 |
¥11,113,023 |
| 35 |
2.10% |
¥95,543 |
¥40,127,922 |
¥11,727,922 |
| 35 |
2.20% |
¥97,020 |
¥40,748,301 |
¥12,348,301 |
| 35 |
2.30% |
¥98,510 |
¥41,374,133 |
¥12,974,133 |
| 35 |
2.40% |
¥100,013 |
¥42,005,386 |
¥13,605,386 |
| 35 |
2.50% |
¥101,529 |
¥42,642,029 |
¥14,242,029 |
| 35 |
2.60% |
¥103,057 |
¥43,284,031 |
¥14,884,031 |
| 35 |
2.70% |
¥104,598 |
¥43,931,356 |
¥15,531,356 |
| 35 |
2.80% |
¥106,152 |
¥44,583,972 |
¥16,183,972 |
| 35 |
2.90% |
¥107,719 |
¥45,241,842 |
¥16,841,842 |
| 35 |
3.00% |
¥109,297 |
¥45,904,931 |
¥17,504,931 |
2840万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥87,485 |
¥31,494,546 |
¥3,094,546 |
| 30 |
0.80% |
¥88,760 |
¥31,953,610 |
¥3,553,610 |
| 30 |
0.90% |
¥90,047 |
¥32,416,905 |
¥4,016,905 |
| 30 |
1.00% |
¥91,346 |
¥32,884,425 |
¥4,484,425 |
| 30 |
1.10% |
¥92,656 |
¥33,356,161 |
¥4,956,161 |
| 30 |
1.20% |
¥93,978 |
¥33,832,105 |
¥5,432,105 |
| 30 |
1.30% |
¥95,312 |
¥34,312,248 |
¥5,912,248 |
| 30 |
1.40% |
¥96,657 |
¥34,796,580 |
¥6,396,580 |
| 30 |
1.50% |
¥98,014 |
¥35,285,090 |
¥6,885,090 |
| 30 |
1.60% |
¥99,383 |
¥35,777,768 |
¥7,377,768 |
| 30 |
1.70% |
¥100,763 |
¥36,274,600 |
¥7,874,600 |
| 30 |
1.80% |
¥102,154 |
¥36,775,574 |
¥8,375,574 |
| 30 |
1.90% |
¥103,557 |
¥37,280,677 |
¥8,880,677 |
| 30 |
2.00% |
¥104,972 |
¥37,789,895 |
¥9,389,895 |
| 30 |
2.10% |
¥106,398 |
¥38,303,212 |
¥9,903,212 |
| 30 |
2.20% |
¥107,835 |
¥38,820,614 |
¥10,420,614 |
| 30 |
2.30% |
¥109,284 |
¥39,342,084 |
¥10,942,084 |
| 30 |
2.40% |
¥110,743 |
¥39,867,605 |
¥11,467,605 |
| 30 |
2.50% |
¥112,214 |
¥40,397,161 |
¥11,997,161 |
| 30 |
2.60% |
¥113,696 |
¥40,930,732 |
¥12,530,732 |
| 30 |
2.70% |
¥115,190 |
¥41,468,301 |
¥13,068,301 |
| 30 |
2.80% |
¥116,694 |
¥42,009,848 |
¥13,609,848 |
| 30 |
2.90% |
¥118,209 |
¥42,555,353 |
¥14,155,353 |
| 30 |
3.00% |
¥119,736 |
¥43,104,796 |
¥14,704,796 |
2840万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥103,219 |
¥30,965,704 |
¥2,565,704 |
| 25 |
0.80% |
¥104,480 |
¥31,344,038 |
¥2,944,038 |
| 25 |
0.90% |
¥105,751 |
¥31,725,315 |
¥3,325,315 |
| 25 |
1.00% |
¥107,032 |
¥32,109,533 |
¥3,709,533 |
| 25 |
1.10% |
¥108,322 |
¥32,496,687 |
¥4,096,687 |
| 25 |
1.20% |
¥109,623 |
¥32,886,773 |
¥4,486,773 |
| 25 |
1.30% |
¥110,933 |
¥33,279,786 |
¥4,879,786 |
| 25 |
1.40% |
¥112,252 |
¥33,675,722 |
¥5,275,722 |
| 25 |
1.50% |
¥113,582 |
¥34,074,575 |
¥5,674,575 |
| 25 |
1.60% |
¥114,921 |
¥34,476,340 |
¥6,076,340 |
| 25 |
1.70% |
¥116,270 |
¥34,881,010 |
¥6,481,010 |
| 25 |
1.80% |
¥117,629 |
¥35,288,579 |
¥6,888,579 |
| 25 |
1.90% |
¥118,997 |
¥35,699,042 |
¥7,299,042 |
| 25 |
2.00% |
¥120,375 |
¥36,112,390 |
¥7,712,390 |
| 25 |
2.10% |
¥121,762 |
¥36,528,616 |
¥8,128,616 |
| 25 |
2.20% |
¥123,159 |
¥36,947,713 |
¥8,547,713 |
| 25 |
2.30% |
¥124,566 |
¥37,369,672 |
¥8,969,672 |
| 25 |
2.40% |
¥125,982 |
¥37,794,486 |
¥9,394,486 |
| 25 |
2.50% |
¥127,407 |
¥38,222,146 |
¥9,822,146 |
| 25 |
2.60% |
¥128,842 |
¥38,652,642 |
¥10,252,642 |
| 25 |
2.70% |
¥130,287 |
¥39,085,966 |
¥10,685,966 |
| 25 |
2.80% |
¥131,740 |
¥39,522,107 |
¥11,122,107 |
| 25 |
2.90% |
¥133,204 |
¥39,961,057 |
¥11,561,057 |
| 25 |
3.00% |
¥134,676 |
¥40,402,804 |
¥12,002,804 |
2840万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥126,844 |
¥30,442,641 |
¥2,042,641 |
| 20 |
0.80% |
¥128,092 |
¥30,742,006 |
¥2,342,006 |
| 20 |
0.90% |
¥129,347 |
¥31,043,259 |
¥2,643,259 |
| 20 |
1.00% |
¥130,610 |
¥31,346,396 |
¥2,946,396 |
| 20 |
1.10% |
¥131,881 |
¥31,651,417 |
¥3,251,417 |
| 20 |
1.20% |
¥133,160 |
¥31,958,319 |
¥3,558,319 |
| 20 |
1.30% |
¥134,446 |
¥32,267,101 |
¥3,867,101 |
| 20 |
1.40% |
¥135,741 |
¥32,577,760 |
¥4,177,760 |
| 20 |
1.50% |
¥137,043 |
¥32,890,295 |
¥4,490,295 |
| 20 |
1.60% |
¥138,353 |
¥33,204,703 |
¥4,804,703 |
| 20 |
1.70% |
¥139,671 |
¥33,520,980 |
¥5,120,980 |
| 20 |
1.80% |
¥140,996 |
¥33,839,126 |
¥5,439,126 |
| 20 |
1.90% |
¥142,330 |
¥34,159,136 |
¥5,759,136 |
| 20 |
2.00% |
¥143,671 |
¥34,481,008 |
¥6,081,008 |
| 20 |
2.10% |
¥145,020 |
¥34,804,739 |
¥6,404,739 |
| 20 |
2.20% |
¥146,376 |
¥35,130,325 |
¥6,730,325 |
| 20 |
2.30% |
¥147,741 |
¥35,457,763 |
¥7,057,763 |
| 20 |
2.40% |
¥149,113 |
¥35,787,050 |
¥7,387,050 |
| 20 |
2.50% |
¥150,492 |
¥36,118,181 |
¥7,718,181 |
| 20 |
2.60% |
¥151,880 |
¥36,451,154 |
¥8,051,154 |
| 20 |
2.70% |
¥153,275 |
¥36,785,963 |
¥8,385,963 |
| 20 |
2.80% |
¥154,678 |
¥37,122,606 |
¥8,722,606 |
| 20 |
2.90% |
¥156,088 |
¥37,461,077 |
¥9,061,077 |
| 20 |
3.00% |
¥157,506 |
¥37,801,372 |
¥9,401,372 |
2840万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥166,252 |
¥29,925,363 |
¥1,525,363 |
| 15 |
0.80% |
¥167,486 |
¥30,147,526 |
¥1,747,526 |
| 15 |
0.90% |
¥168,726 |
¥30,370,752 |
¥1,970,752 |
| 15 |
1.00% |
¥169,972 |
¥30,595,040 |
¥2,195,040 |
| 15 |
1.10% |
¥171,224 |
¥30,820,388 |
¥2,420,388 |
| 15 |
1.20% |
¥172,482 |
¥31,046,798 |
¥2,646,798 |
| 15 |
1.30% |
¥173,746 |
¥31,274,267 |
¥2,874,267 |
| 15 |
1.40% |
¥175,016 |
¥31,502,796 |
¥3,102,796 |
| 15 |
1.50% |
¥176,291 |
¥31,732,383 |
¥3,332,383 |
| 15 |
1.60% |
¥177,572 |
¥31,963,028 |
¥3,563,028 |
| 15 |
1.70% |
¥178,860 |
¥32,194,729 |
¥3,794,729 |
| 15 |
1.80% |
¥180,153 |
¥32,427,487 |
¥4,027,487 |
| 15 |
1.90% |
¥181,452 |
¥32,661,299 |
¥4,261,299 |
| 15 |
2.00% |
¥182,756 |
¥32,896,165 |
¥4,496,165 |
| 15 |
2.10% |
¥184,067 |
¥33,132,084 |
¥4,732,084 |
| 15 |
2.20% |
¥185,384 |
¥33,369,054 |
¥4,969,054 |
| 15 |
2.30% |
¥186,706 |
¥33,607,075 |
¥5,207,075 |
| 15 |
2.40% |
¥188,034 |
¥33,846,146 |
¥5,446,146 |
| 15 |
2.50% |
¥189,368 |
¥34,086,264 |
¥5,686,264 |
| 15 |
2.60% |
¥190,708 |
¥34,327,430 |
¥5,927,430 |
| 15 |
2.70% |
¥192,054 |
¥34,569,641 |
¥6,169,641 |
| 15 |
2.80% |
¥193,405 |
¥34,812,896 |
¥6,412,896 |
| 15 |
2.90% |
¥194,762 |
¥35,057,194 |
¥6,657,194 |
| 15 |
3.00% |
¥196,125 |
¥35,302,533 |
¥6,902,533 |
2840万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥245,116 |
¥29,413,875 |
¥1,013,875 |
| 10 |
0.80% |
¥246,338 |
¥29,560,606 |
¥1,160,606 |
| 10 |
0.90% |
¥247,565 |
¥29,707,809 |
¥1,307,809 |
| 10 |
1.00% |
¥248,796 |
¥29,855,485 |
¥1,455,485 |
| 10 |
1.10% |
¥250,030 |
¥30,003,632 |
¥1,603,632 |
| 10 |
1.20% |
¥251,269 |
¥30,152,252 |
¥1,752,252 |
| 10 |
1.30% |
¥252,511 |
¥30,301,344 |
¥1,901,344 |
| 10 |
1.40% |
¥253,758 |
¥30,450,908 |
¥2,050,908 |
| 10 |
1.50% |
¥255,008 |
¥30,600,943 |
¥2,200,943 |
| 10 |
1.60% |
¥256,262 |
¥30,751,450 |
¥2,351,450 |
| 10 |
1.70% |
¥257,520 |
¥30,902,427 |
¥2,502,427 |
| 10 |
1.80% |
¥258,782 |
¥31,053,876 |
¥2,653,876 |
| 10 |
1.90% |
¥260,048 |
¥31,205,795 |
¥2,805,795 |
| 10 |
2.00% |
¥261,318 |
¥31,358,185 |
¥2,958,185 |
| 10 |
2.10% |
¥262,592 |
¥31,511,045 |
¥3,111,045 |
| 10 |
2.20% |
¥263,870 |
¥31,664,375 |
¥3,264,375 |
| 10 |
2.30% |
¥265,151 |
¥31,818,175 |
¥3,418,175 |
| 10 |
2.40% |
¥266,437 |
¥31,972,444 |
¥3,572,444 |
| 10 |
2.50% |
¥267,727 |
¥32,127,183 |
¥3,727,183 |
| 10 |
2.60% |
¥269,020 |
¥32,282,390 |
¥3,882,390 |
| 10 |
2.70% |
¥270,317 |
¥32,438,066 |
¥4,038,066 |
| 10 |
2.80% |
¥271,618 |
¥32,594,210 |
¥4,194,210 |
| 10 |
2.90% |
¥272,924 |
¥32,750,822 |
¥4,350,822 |
| 10 |
3.00% |
¥274,233 |
¥32,907,902 |
¥4,507,902 |
