2850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2850万円の住宅ローン|期間・年数別
2850万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥56,310 |
¥33,786,073 |
¥5,286,073 |
| 50 |
0.80% |
¥57,647 |
¥34,588,364 |
¥6,088,364 |
| 50 |
0.90% |
¥59,004 |
¥35,402,330 |
¥6,902,330 |
| 50 |
1.00% |
¥60,380 |
¥36,227,920 |
¥7,727,920 |
| 50 |
1.10% |
¥61,775 |
¥37,065,078 |
¥8,565,078 |
| 50 |
1.20% |
¥63,190 |
¥37,913,742 |
¥9,413,742 |
| 50 |
1.30% |
¥64,623 |
¥38,773,845 |
¥10,273,845 |
| 50 |
1.40% |
¥66,076 |
¥39,645,315 |
¥11,145,315 |
| 50 |
1.50% |
¥67,547 |
¥40,528,076 |
¥12,028,076 |
| 50 |
1.60% |
¥69,037 |
¥41,422,045 |
¥12,922,045 |
| 50 |
1.70% |
¥70,545 |
¥42,327,135 |
¥13,827,135 |
| 50 |
1.80% |
¥72,072 |
¥43,243,255 |
¥14,743,255 |
| 50 |
1.90% |
¥73,617 |
¥44,170,309 |
¥15,670,309 |
| 50 |
2.00% |
¥75,180 |
¥45,108,198 |
¥16,608,198 |
| 50 |
2.10% |
¥76,761 |
¥46,056,815 |
¥17,556,815 |
| 50 |
2.20% |
¥78,360 |
¥47,016,054 |
¥18,516,054 |
| 50 |
2.30% |
¥79,976 |
¥47,985,802 |
¥19,485,802 |
| 50 |
2.40% |
¥81,610 |
¥48,965,944 |
¥20,465,944 |
| 50 |
2.50% |
¥83,261 |
¥49,956,359 |
¥21,456,359 |
| 50 |
2.60% |
¥84,928 |
¥50,956,926 |
¥22,456,926 |
| 50 |
2.70% |
¥86,613 |
¥51,967,519 |
¥23,467,519 |
| 50 |
2.80% |
¥88,313 |
¥52,988,009 |
¥24,488,009 |
| 50 |
2.90% |
¥90,030 |
¥54,018,264 |
¥25,518,264 |
| 50 |
3.00% |
¥91,764 |
¥55,058,152 |
¥26,558,152 |
2850万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥61,541 |
¥33,232,264 |
¥4,732,264 |
| 45 |
0.80% |
¥62,864 |
¥33,946,534 |
¥5,446,534 |
| 45 |
0.90% |
¥64,204 |
¥34,670,290 |
¥6,170,290 |
| 45 |
1.00% |
¥65,562 |
¥35,403,497 |
¥6,903,497 |
| 45 |
1.10% |
¥66,937 |
¥36,146,119 |
¥7,646,119 |
| 45 |
1.20% |
¥68,330 |
¥36,898,114 |
¥8,398,114 |
| 45 |
1.30% |
¥69,740 |
¥37,659,438 |
¥9,159,438 |
| 45 |
1.40% |
¥71,167 |
¥38,430,043 |
¥9,930,043 |
| 45 |
1.50% |
¥72,611 |
¥39,209,878 |
¥10,709,878 |
| 45 |
1.60% |
¥74,072 |
¥39,998,889 |
¥11,498,889 |
| 45 |
1.70% |
¥75,550 |
¥40,797,016 |
¥12,297,016 |
| 45 |
1.80% |
¥77,045 |
¥41,604,200 |
¥13,104,200 |
| 45 |
1.90% |
¥78,556 |
¥42,420,375 |
¥13,920,375 |
| 45 |
2.00% |
¥80,084 |
¥43,245,475 |
¥14,745,475 |
| 45 |
2.10% |
¥81,629 |
¥44,079,430 |
¥15,579,430 |
| 45 |
2.20% |
¥83,189 |
¥44,922,166 |
¥16,422,166 |
| 45 |
2.30% |
¥84,766 |
¥45,773,609 |
¥17,273,609 |
| 45 |
2.40% |
¥86,359 |
¥46,633,679 |
¥18,133,679 |
| 45 |
2.50% |
¥87,967 |
¥47,502,295 |
¥19,002,295 |
| 45 |
2.60% |
¥89,591 |
¥48,379,375 |
¥19,879,375 |
| 45 |
2.70% |
¥91,231 |
¥49,264,833 |
¥20,764,833 |
| 45 |
2.80% |
¥92,886 |
¥50,158,581 |
¥21,658,581 |
| 45 |
2.90% |
¥94,557 |
¥51,060,529 |
¥22,560,529 |
| 45 |
3.00% |
¥96,242 |
¥51,970,585 |
¥23,470,585 |
2850万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥68,092 |
¥32,684,215 |
¥4,184,215 |
| 40 |
0.80% |
¥69,400 |
¥33,312,204 |
¥4,812,204 |
| 40 |
0.90% |
¥70,724 |
¥33,947,709 |
¥5,447,709 |
| 40 |
1.00% |
¥72,064 |
¥34,590,707 |
¥6,090,707 |
| 40 |
1.10% |
¥73,419 |
¥35,241,175 |
¥6,741,175 |
| 40 |
1.20% |
¥74,790 |
¥35,899,088 |
¥7,399,088 |
| 40 |
1.30% |
¥76,176 |
¥36,564,416 |
¥8,064,416 |
| 40 |
1.40% |
¥77,577 |
¥37,237,130 |
¥8,737,130 |
| 40 |
1.50% |
¥78,994 |
¥37,917,198 |
¥9,417,198 |
| 40 |
1.60% |
¥80,426 |
¥38,604,584 |
¥10,104,584 |
| 40 |
1.70% |
¥81,873 |
¥39,299,252 |
¥10,799,252 |
| 40 |
1.80% |
¥83,336 |
¥40,001,163 |
¥11,501,163 |
| 40 |
1.90% |
¥84,813 |
¥40,710,275 |
¥12,210,275 |
| 40 |
2.00% |
¥86,305 |
¥41,426,547 |
¥12,926,547 |
| 40 |
2.10% |
¥87,812 |
¥42,149,934 |
¥13,649,934 |
| 40 |
2.20% |
¥89,334 |
¥42,880,388 |
¥14,380,388 |
| 40 |
2.30% |
¥90,871 |
¥43,617,861 |
¥15,117,861 |
| 40 |
2.40% |
¥92,421 |
¥44,362,303 |
¥15,862,303 |
| 40 |
2.50% |
¥93,987 |
¥45,113,661 |
¥16,613,661 |
| 40 |
2.60% |
¥95,566 |
¥45,871,883 |
¥17,371,883 |
| 40 |
2.70% |
¥97,160 |
¥46,636,912 |
¥18,136,912 |
| 40 |
2.80% |
¥98,768 |
¥47,408,692 |
¥18,908,692 |
| 40 |
2.90% |
¥100,390 |
¥48,187,165 |
¥19,687,165 |
| 40 |
3.00% |
¥102,026 |
¥48,972,269 |
¥20,472,269 |
2850万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥76,528 |
¥32,141,937 |
¥3,641,937 |
| 35 |
0.80% |
¥77,822 |
¥32,685,394 |
¥4,185,394 |
| 35 |
0.90% |
¥79,130 |
¥33,234,619 |
¥4,734,619 |
| 35 |
1.00% |
¥80,451 |
¥33,789,598 |
¥5,289,598 |
| 35 |
1.10% |
¥81,786 |
¥34,350,318 |
¥5,850,318 |
| 35 |
1.20% |
¥83,135 |
¥34,916,764 |
¥6,416,764 |
| 35 |
1.30% |
¥84,497 |
¥35,488,917 |
¥6,988,917 |
| 35 |
1.40% |
¥85,873 |
¥36,066,762 |
¥7,566,762 |
| 35 |
1.50% |
¥87,263 |
¥36,650,277 |
¥8,150,277 |
| 35 |
1.60% |
¥88,665 |
¥37,239,443 |
¥8,739,443 |
| 35 |
1.70% |
¥90,082 |
¥37,834,238 |
¥9,334,238 |
| 35 |
1.80% |
¥91,511 |
¥38,434,637 |
¥9,934,637 |
| 35 |
1.90% |
¥92,954 |
¥39,040,618 |
¥10,540,618 |
| 35 |
2.00% |
¥94,410 |
¥39,652,154 |
¥11,152,154 |
| 35 |
2.10% |
¥95,879 |
¥40,269,217 |
¥11,769,217 |
| 35 |
2.20% |
¥97,361 |
¥40,891,781 |
¥12,391,781 |
| 35 |
2.30% |
¥98,857 |
¥41,519,816 |
¥13,019,816 |
| 35 |
2.40% |
¥100,365 |
¥42,153,292 |
¥13,653,292 |
| 35 |
2.50% |
¥101,886 |
¥42,792,177 |
¥14,292,177 |
| 35 |
2.60% |
¥103,420 |
¥43,436,439 |
¥14,936,439 |
| 35 |
2.70% |
¥104,967 |
¥44,086,044 |
¥15,586,044 |
| 35 |
2.80% |
¥106,526 |
¥44,740,958 |
¥16,240,958 |
| 35 |
2.90% |
¥108,098 |
¥45,401,144 |
¥16,901,144 |
| 35 |
3.00% |
¥109,682 |
¥46,066,568 |
¥17,566,568 |
2850万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥87,793 |
¥31,605,442 |
¥3,105,442 |
| 30 |
0.80% |
¥89,073 |
¥32,066,122 |
¥3,566,122 |
| 30 |
0.90% |
¥90,364 |
¥32,531,049 |
¥4,031,049 |
| 30 |
1.00% |
¥91,667 |
¥33,000,215 |
¥4,500,215 |
| 30 |
1.10% |
¥92,982 |
¥33,473,612 |
¥4,973,612 |
| 30 |
1.20% |
¥94,309 |
¥33,951,232 |
¥5,451,232 |
| 30 |
1.30% |
¥95,647 |
¥34,433,066 |
¥5,933,066 |
| 30 |
1.40% |
¥96,998 |
¥34,919,103 |
¥6,419,103 |
| 30 |
1.50% |
¥98,359 |
¥35,409,334 |
¥6,909,334 |
| 30 |
1.60% |
¥99,733 |
¥35,903,746 |
¥7,403,746 |
| 30 |
1.70% |
¥101,118 |
¥36,402,327 |
¥7,902,327 |
| 30 |
1.80% |
¥102,514 |
¥36,905,066 |
¥8,405,066 |
| 30 |
1.90% |
¥103,922 |
¥37,411,947 |
¥8,911,947 |
| 30 |
2.00% |
¥105,342 |
¥37,922,958 |
¥9,422,958 |
| 30 |
2.10% |
¥106,772 |
¥38,438,083 |
¥9,938,083 |
| 30 |
2.20% |
¥108,215 |
¥38,957,306 |
¥10,457,306 |
| 30 |
2.30% |
¥109,668 |
¥39,480,612 |
¥10,980,612 |
| 30 |
2.40% |
¥111,133 |
¥40,007,984 |
¥11,507,984 |
| 30 |
2.50% |
¥112,609 |
¥40,539,404 |
¥12,039,404 |
| 30 |
2.60% |
¥114,097 |
¥41,074,854 |
¥12,574,854 |
| 30 |
2.70% |
¥115,595 |
¥41,614,316 |
¥13,114,316 |
| 30 |
2.80% |
¥117,105 |
¥42,157,770 |
¥13,657,770 |
| 30 |
2.90% |
¥118,626 |
¥42,705,196 |
¥14,205,196 |
| 30 |
3.00% |
¥120,157 |
¥43,256,574 |
¥14,756,574 |
2850万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥103,582 |
¥31,074,738 |
¥2,574,738 |
| 25 |
0.80% |
¥104,848 |
¥31,454,404 |
¥2,954,404 |
| 25 |
0.90% |
¥106,123 |
¥31,837,024 |
¥3,337,024 |
| 25 |
1.00% |
¥107,409 |
¥32,222,595 |
¥3,722,595 |
| 25 |
1.10% |
¥108,704 |
¥32,611,112 |
¥4,111,112 |
| 25 |
1.20% |
¥110,009 |
¥33,002,571 |
¥4,502,571 |
| 25 |
1.30% |
¥111,323 |
¥33,396,969 |
¥4,896,969 |
| 25 |
1.40% |
¥112,648 |
¥33,794,298 |
¥5,294,298 |
| 25 |
1.50% |
¥113,982 |
¥34,194,556 |
¥5,694,556 |
| 25 |
1.60% |
¥115,326 |
¥34,597,735 |
¥6,097,735 |
| 25 |
1.70% |
¥116,679 |
¥35,003,830 |
¥6,503,830 |
| 25 |
1.80% |
¥118,043 |
¥35,412,835 |
¥6,912,835 |
| 25 |
1.90% |
¥119,416 |
¥35,824,743 |
¥7,324,743 |
| 25 |
2.00% |
¥120,798 |
¥36,239,546 |
¥7,739,546 |
| 25 |
2.10% |
¥122,191 |
¥36,657,238 |
¥8,157,238 |
| 25 |
2.20% |
¥123,593 |
¥37,077,810 |
¥8,577,810 |
| 25 |
2.30% |
¥125,004 |
¥37,501,256 |
¥9,001,256 |
| 25 |
2.40% |
¥126,425 |
¥37,927,565 |
¥9,427,565 |
| 25 |
2.50% |
¥127,856 |
¥38,356,731 |
¥9,856,731 |
| 25 |
2.60% |
¥129,296 |
¥38,788,743 |
¥10,288,743 |
| 25 |
2.70% |
¥130,745 |
¥39,223,592 |
¥10,723,592 |
| 25 |
2.80% |
¥132,204 |
¥39,661,270 |
¥11,161,270 |
| 25 |
2.90% |
¥133,673 |
¥40,101,765 |
¥11,601,765 |
| 25 |
3.00% |
¥135,150 |
¥40,545,067 |
¥12,045,067 |
2850万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥127,291 |
¥30,549,833 |
¥2,049,833 |
| 20 |
0.80% |
¥128,543 |
¥30,850,253 |
¥2,350,253 |
| 20 |
0.90% |
¥129,802 |
¥31,152,566 |
¥2,652,566 |
| 20 |
1.00% |
¥131,070 |
¥31,456,771 |
¥2,956,771 |
| 20 |
1.10% |
¥132,345 |
¥31,762,865 |
¥3,262,865 |
| 20 |
1.20% |
¥133,629 |
¥32,070,848 |
¥3,570,848 |
| 20 |
1.30% |
¥134,920 |
¥32,380,718 |
¥3,880,718 |
| 20 |
1.40% |
¥136,219 |
¥32,692,471 |
¥4,192,471 |
| 20 |
1.50% |
¥137,525 |
¥33,006,106 |
¥4,506,106 |
| 20 |
1.60% |
¥138,840 |
¥33,321,621 |
¥4,821,621 |
| 20 |
1.70% |
¥140,163 |
¥33,639,012 |
¥5,139,012 |
| 20 |
1.80% |
¥141,493 |
¥33,958,278 |
¥5,458,278 |
| 20 |
1.90% |
¥142,831 |
¥34,279,415 |
¥5,779,415 |
| 20 |
2.00% |
¥144,177 |
¥34,602,420 |
¥6,102,420 |
| 20 |
2.10% |
¥145,530 |
¥34,927,291 |
¥6,427,291 |
| 20 |
2.20% |
¥146,892 |
¥35,254,023 |
¥6,754,023 |
| 20 |
2.30% |
¥148,261 |
¥35,582,614 |
¥7,082,614 |
| 20 |
2.40% |
¥149,638 |
¥35,913,060 |
¥7,413,060 |
| 20 |
2.50% |
¥151,022 |
¥36,245,358 |
¥7,745,358 |
| 20 |
2.60% |
¥152,415 |
¥36,579,503 |
¥8,079,503 |
| 20 |
2.70% |
¥153,815 |
¥36,915,491 |
¥8,415,491 |
| 20 |
2.80% |
¥155,222 |
¥37,253,319 |
¥8,753,319 |
| 20 |
2.90% |
¥156,637 |
¥37,592,982 |
¥9,092,982 |
| 20 |
3.00% |
¥158,060 |
¥37,934,476 |
¥9,434,476 |
2850万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥166,837 |
¥30,030,734 |
¥1,530,734 |
| 15 |
0.80% |
¥168,076 |
¥30,253,679 |
¥1,753,679 |
| 15 |
0.90% |
¥169,321 |
¥30,477,691 |
¥1,977,691 |
| 15 |
1.00% |
¥170,571 |
¥30,702,769 |
¥2,202,769 |
| 15 |
1.10% |
¥171,827 |
¥30,928,911 |
¥2,428,911 |
| 15 |
1.20% |
¥173,090 |
¥31,156,118 |
¥2,656,118 |
| 15 |
1.30% |
¥174,358 |
¥31,384,388 |
¥2,884,388 |
| 15 |
1.40% |
¥175,632 |
¥31,613,721 |
¥3,113,721 |
| 15 |
1.50% |
¥176,912 |
¥31,844,117 |
¥3,344,117 |
| 15 |
1.60% |
¥178,198 |
¥32,075,574 |
¥3,575,574 |
| 15 |
1.70% |
¥179,489 |
¥32,308,091 |
¥3,808,091 |
| 15 |
1.80% |
¥180,787 |
¥32,541,668 |
¥4,041,668 |
| 15 |
1.90% |
¥182,091 |
¥32,776,303 |
¥4,276,303 |
| 15 |
2.00% |
¥183,400 |
¥33,011,996 |
¥4,511,996 |
| 15 |
2.10% |
¥184,715 |
¥33,248,746 |
¥4,748,746 |
| 15 |
2.20% |
¥186,036 |
¥33,486,551 |
¥4,986,551 |
| 15 |
2.30% |
¥187,363 |
¥33,725,410 |
¥5,225,410 |
| 15 |
2.40% |
¥188,696 |
¥33,965,322 |
¥5,465,322 |
| 15 |
2.50% |
¥190,035 |
¥34,206,286 |
¥5,706,286 |
| 15 |
2.60% |
¥191,379 |
¥34,448,301 |
¥5,948,301 |
| 15 |
2.70% |
¥192,730 |
¥34,691,365 |
¥6,191,365 |
| 15 |
2.80% |
¥194,086 |
¥34,935,477 |
¥6,435,477 |
| 15 |
2.90% |
¥195,448 |
¥35,180,635 |
¥6,680,635 |
| 15 |
3.00% |
¥196,816 |
¥35,426,838 |
¥6,926,838 |
2850万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥245,979 |
¥29,517,445 |
¥1,017,445 |
| 10 |
0.80% |
¥247,206 |
¥29,664,692 |
¥1,164,692 |
| 10 |
0.90% |
¥248,437 |
¥29,812,414 |
¥1,312,414 |
| 10 |
1.00% |
¥249,672 |
¥29,960,610 |
¥1,460,610 |
| 10 |
1.10% |
¥250,911 |
¥30,109,279 |
¥1,609,279 |
| 10 |
1.20% |
¥252,154 |
¥30,258,422 |
¥1,758,422 |
| 10 |
1.30% |
¥253,400 |
¥30,408,039 |
¥1,908,039 |
| 10 |
1.40% |
¥254,651 |
¥30,558,129 |
¥2,058,129 |
| 10 |
1.50% |
¥255,906 |
¥30,708,693 |
¥2,208,693 |
| 10 |
1.60% |
¥257,164 |
¥30,859,729 |
¥2,359,729 |
| 10 |
1.70% |
¥258,427 |
¥31,011,239 |
¥2,511,239 |
| 10 |
1.80% |
¥259,694 |
¥31,163,221 |
¥2,663,221 |
| 10 |
1.90% |
¥260,964 |
¥31,315,675 |
¥2,815,675 |
| 10 |
2.00% |
¥262,238 |
¥31,468,601 |
¥2,968,601 |
| 10 |
2.10% |
¥263,517 |
¥31,621,999 |
¥3,121,999 |
| 10 |
2.20% |
¥264,799 |
¥31,775,869 |
¥3,275,869 |
| 10 |
2.30% |
¥266,085 |
¥31,930,211 |
¥3,430,211 |
| 10 |
2.40% |
¥267,375 |
¥32,085,023 |
¥3,585,023 |
| 10 |
2.50% |
¥268,669 |
¥32,240,306 |
¥3,740,306 |
| 10 |
2.60% |
¥269,967 |
¥32,396,060 |
¥3,896,060 |
| 10 |
2.70% |
¥271,269 |
¥32,552,284 |
¥4,052,284 |
| 10 |
2.80% |
¥272,575 |
¥32,708,978 |
¥4,208,978 |
| 10 |
2.90% |
¥273,885 |
¥32,866,142 |
¥4,366,142 |
| 10 |
3.00% |
¥275,198 |
¥33,023,775 |
¥4,523,775 |