2890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2890万円の住宅ローン|期間・年数別
2890万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥57,100 |
¥34,260,263 |
¥5,360,263 |
| 50 |
0.80% |
¥58,456 |
¥35,073,815 |
¥6,173,815 |
| 50 |
0.90% |
¥59,832 |
¥35,899,205 |
¥6,999,205 |
| 50 |
1.00% |
¥61,227 |
¥36,736,382 |
¥7,836,382 |
| 50 |
1.10% |
¥62,642 |
¥37,585,289 |
¥8,685,289 |
| 50 |
1.20% |
¥64,076 |
¥38,445,864 |
¥9,545,864 |
| 50 |
1.30% |
¥65,530 |
¥39,318,039 |
¥10,418,039 |
| 50 |
1.40% |
¥67,003 |
¥40,201,741 |
¥11,301,741 |
| 50 |
1.50% |
¥68,495 |
¥41,096,891 |
¥12,196,891 |
| 50 |
1.60% |
¥70,006 |
¥42,003,407 |
¥13,103,407 |
| 50 |
1.70% |
¥71,535 |
¥42,921,200 |
¥14,021,200 |
| 50 |
1.80% |
¥73,084 |
¥43,850,178 |
¥14,950,178 |
| 50 |
1.90% |
¥74,650 |
¥44,790,244 |
¥15,890,244 |
| 50 |
2.00% |
¥76,235 |
¥45,741,295 |
¥16,841,295 |
| 50 |
2.10% |
¥77,839 |
¥46,703,227 |
¥17,803,227 |
| 50 |
2.20% |
¥79,460 |
¥47,675,929 |
¥18,775,929 |
| 50 |
2.30% |
¥81,099 |
¥48,659,287 |
¥19,759,287 |
| 50 |
2.40% |
¥82,755 |
¥49,653,185 |
¥20,753,185 |
| 50 |
2.50% |
¥84,429 |
¥50,657,501 |
¥21,757,501 |
| 50 |
2.60% |
¥86,120 |
¥51,672,111 |
¥22,772,111 |
| 50 |
2.70% |
¥87,828 |
¥52,696,887 |
¥23,796,887 |
| 50 |
2.80% |
¥89,553 |
¥53,731,700 |
¥24,831,700 |
| 50 |
2.90% |
¥91,294 |
¥54,776,415 |
¥25,876,415 |
| 50 |
3.00% |
¥93,051 |
¥55,830,898 |
¥26,930,898 |
2890万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥62,405 |
¥33,698,682 |
¥4,798,682 |
| 45 |
0.80% |
¥63,746 |
¥34,422,977 |
¥5,522,977 |
| 45 |
0.90% |
¥65,105 |
¥35,156,890 |
¥6,256,890 |
| 45 |
1.00% |
¥66,482 |
¥35,900,388 |
¥7,000,388 |
| 45 |
1.10% |
¥67,877 |
¥36,653,433 |
¥7,753,433 |
| 45 |
1.20% |
¥69,289 |
¥37,415,982 |
¥8,515,982 |
| 45 |
1.30% |
¥70,719 |
¥38,187,992 |
¥9,287,992 |
| 45 |
1.40% |
¥72,166 |
¥38,969,412 |
¥10,069,412 |
| 45 |
1.50% |
¥73,630 |
¥39,760,192 |
¥10,860,192 |
| 45 |
1.60% |
¥75,112 |
¥40,560,276 |
¥11,660,276 |
| 45 |
1.70% |
¥76,610 |
¥41,369,606 |
¥12,469,606 |
| 45 |
1.80% |
¥78,126 |
¥42,188,118 |
¥13,288,118 |
| 45 |
1.90% |
¥79,659 |
¥43,015,749 |
¥14,115,749 |
| 45 |
2.00% |
¥81,208 |
¥43,852,429 |
¥14,952,429 |
| 45 |
2.10% |
¥82,774 |
¥44,698,089 |
¥15,798,089 |
| 45 |
2.20% |
¥84,357 |
¥45,552,653 |
¥16,652,653 |
| 45 |
2.30% |
¥85,956 |
¥46,416,045 |
¥17,516,045 |
| 45 |
2.40% |
¥87,571 |
¥47,288,186 |
¥18,388,186 |
| 45 |
2.50% |
¥89,202 |
¥48,168,994 |
¥19,268,994 |
| 45 |
2.60% |
¥90,849 |
¥49,058,384 |
¥20,158,384 |
| 45 |
2.70% |
¥92,512 |
¥49,956,269 |
¥21,056,269 |
| 45 |
2.80% |
¥94,190 |
¥50,862,561 |
¥21,962,561 |
| 45 |
2.90% |
¥95,884 |
¥51,777,168 |
¥22,877,168 |
| 45 |
3.00% |
¥97,593 |
¥52,699,996 |
¥23,799,996 |
2890万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥69,048 |
¥33,142,941 |
¥4,242,941 |
| 40 |
0.80% |
¥70,374 |
¥33,779,744 |
¥4,879,744 |
| 40 |
0.90% |
¥71,717 |
¥34,424,168 |
¥5,524,168 |
| 40 |
1.00% |
¥73,075 |
¥35,076,190 |
¥6,176,190 |
| 40 |
1.10% |
¥74,450 |
¥35,735,788 |
¥6,835,788 |
| 40 |
1.20% |
¥75,839 |
¥36,402,934 |
¥7,502,934 |
| 40 |
1.30% |
¥77,245 |
¥37,077,601 |
¥8,177,601 |
| 40 |
1.40% |
¥78,666 |
¥37,759,757 |
¥8,859,757 |
| 40 |
1.50% |
¥80,103 |
¥38,449,369 |
¥9,549,369 |
| 40 |
1.60% |
¥81,555 |
¥39,146,403 |
¥10,246,403 |
| 40 |
1.70% |
¥83,023 |
¥39,850,820 |
¥10,950,820 |
| 40 |
1.80% |
¥84,505 |
¥40,562,582 |
¥11,662,582 |
| 40 |
1.90% |
¥86,003 |
¥41,281,648 |
¥12,381,648 |
| 40 |
2.00% |
¥87,517 |
¥42,007,973 |
¥13,107,973 |
| 40 |
2.10% |
¥89,045 |
¥42,741,512 |
¥13,841,512 |
| 40 |
2.20% |
¥90,588 |
¥43,482,218 |
¥14,582,218 |
| 40 |
2.30% |
¥92,146 |
¥44,230,041 |
¥15,330,041 |
| 40 |
2.40% |
¥93,719 |
¥44,984,932 |
¥16,084,932 |
| 40 |
2.50% |
¥95,306 |
¥45,746,836 |
¥16,846,836 |
| 40 |
2.60% |
¥96,908 |
¥46,515,699 |
¥17,615,699 |
| 40 |
2.70% |
¥98,524 |
¥47,291,466 |
¥18,391,466 |
| 40 |
2.80% |
¥100,154 |
¥48,074,078 |
¥19,174,078 |
| 40 |
2.90% |
¥101,799 |
¥48,863,476 |
¥19,963,476 |
| 40 |
3.00% |
¥103,457 |
¥49,659,599 |
¥20,759,599 |
2890万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥77,603 |
¥32,593,052 |
¥3,693,052 |
| 35 |
0.80% |
¥78,915 |
¥33,144,137 |
¥4,244,137 |
| 35 |
0.90% |
¥80,241 |
¥33,701,070 |
¥4,801,070 |
| 35 |
1.00% |
¥81,581 |
¥34,263,838 |
¥5,363,838 |
| 35 |
1.10% |
¥82,934 |
¥34,832,428 |
¥5,932,428 |
| 35 |
1.20% |
¥84,302 |
¥35,406,823 |
¥6,506,823 |
| 35 |
1.30% |
¥85,683 |
¥35,987,008 |
¥7,087,008 |
| 35 |
1.40% |
¥87,078 |
¥36,572,962 |
¥7,672,962 |
| 35 |
1.50% |
¥88,487 |
¥37,164,667 |
¥8,264,667 |
| 35 |
1.60% |
¥89,910 |
¥37,762,102 |
¥8,862,102 |
| 35 |
1.70% |
¥91,346 |
¥38,365,245 |
¥9,465,245 |
| 35 |
1.80% |
¥92,795 |
¥38,974,071 |
¥10,074,071 |
| 35 |
1.90% |
¥94,258 |
¥39,588,556 |
¥10,688,556 |
| 35 |
2.00% |
¥95,735 |
¥40,208,675 |
¥11,308,675 |
| 35 |
2.10% |
¥97,225 |
¥40,834,399 |
¥11,934,399 |
| 35 |
2.20% |
¥98,728 |
¥41,465,701 |
¥12,565,701 |
| 35 |
2.30% |
¥100,244 |
¥42,102,551 |
¥13,202,551 |
| 35 |
2.40% |
¥101,774 |
¥42,744,917 |
¥13,844,917 |
| 35 |
2.50% |
¥103,316 |
¥43,392,769 |
¥14,492,769 |
| 35 |
2.60% |
¥104,872 |
¥44,046,073 |
¥15,146,073 |
| 35 |
2.70% |
¥106,440 |
¥44,704,796 |
¥15,804,796 |
| 35 |
2.80% |
¥108,021 |
¥45,368,901 |
¥16,468,901 |
| 35 |
2.90% |
¥109,615 |
¥46,038,354 |
¥17,138,354 |
| 35 |
3.00% |
¥111,222 |
¥46,713,116 |
¥17,813,116 |
2890万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥89,025 |
¥32,049,027 |
¥3,149,027 |
| 30 |
0.80% |
¥90,323 |
¥32,516,173 |
¥3,616,173 |
| 30 |
0.90% |
¥91,632 |
¥32,987,625 |
¥4,087,625 |
| 30 |
1.00% |
¥92,954 |
¥33,463,376 |
¥4,563,376 |
| 30 |
1.10% |
¥94,287 |
¥33,943,417 |
¥5,043,417 |
| 30 |
1.20% |
¥95,633 |
¥34,427,741 |
¥5,527,741 |
| 30 |
1.30% |
¥96,990 |
¥34,916,337 |
¥6,016,337 |
| 30 |
1.40% |
¥98,359 |
¥35,409,196 |
¥6,509,196 |
| 30 |
1.50% |
¥99,740 |
¥35,906,307 |
¥7,006,307 |
| 30 |
1.60% |
¥101,132 |
¥36,407,658 |
¥7,507,658 |
| 30 |
1.70% |
¥102,537 |
¥36,913,237 |
¥8,013,237 |
| 30 |
1.80% |
¥103,953 |
¥37,423,031 |
¥8,523,031 |
| 30 |
1.90% |
¥105,381 |
¥37,937,027 |
¥9,037,027 |
| 30 |
2.00% |
¥106,820 |
¥38,455,210 |
¥9,555,210 |
| 30 |
2.10% |
¥108,271 |
¥38,977,565 |
¥10,077,565 |
| 30 |
2.20% |
¥109,734 |
¥39,504,076 |
¥10,604,076 |
| 30 |
2.30% |
¥111,208 |
¥40,034,726 |
¥11,134,726 |
| 30 |
2.40% |
¥112,693 |
¥40,569,500 |
¥11,669,500 |
| 30 |
2.50% |
¥114,190 |
¥41,108,378 |
¥12,208,378 |
| 30 |
2.60% |
¥115,698 |
¥41,651,344 |
¥12,751,344 |
| 30 |
2.70% |
¥117,218 |
¥42,198,377 |
¥13,298,377 |
| 30 |
2.80% |
¥118,748 |
¥42,749,458 |
¥13,849,458 |
| 30 |
2.90% |
¥120,290 |
¥43,304,567 |
¥14,404,567 |
| 30 |
3.00% |
¥121,844 |
¥43,863,684 |
¥14,963,684 |
2890万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥105,036 |
¥31,510,874 |
¥2,610,874 |
| 25 |
0.80% |
¥106,320 |
¥31,895,869 |
¥2,995,869 |
| 25 |
0.90% |
¥107,613 |
¥32,283,860 |
¥3,383,860 |
| 25 |
1.00% |
¥108,916 |
¥32,674,842 |
¥3,774,842 |
| 25 |
1.10% |
¥110,229 |
¥33,068,812 |
¥4,168,812 |
| 25 |
1.20% |
¥111,553 |
¥33,465,765 |
¥4,565,765 |
| 25 |
1.30% |
¥112,886 |
¥33,865,698 |
¥4,965,698 |
| 25 |
1.40% |
¥114,229 |
¥34,268,604 |
¥5,368,604 |
| 25 |
1.50% |
¥115,582 |
¥34,674,479 |
¥5,774,479 |
| 25 |
1.60% |
¥116,944 |
¥35,083,317 |
¥6,183,317 |
| 25 |
1.70% |
¥118,317 |
¥35,495,112 |
¥6,595,112 |
| 25 |
1.80% |
¥119,700 |
¥35,909,857 |
¥7,009,857 |
| 25 |
1.90% |
¥121,092 |
¥36,327,546 |
¥7,427,546 |
| 25 |
2.00% |
¥122,494 |
¥36,748,171 |
¥7,848,171 |
| 25 |
2.10% |
¥123,906 |
¥37,171,725 |
¥8,271,725 |
| 25 |
2.20% |
¥125,327 |
¥37,598,201 |
¥8,698,201 |
| 25 |
2.30% |
¥126,759 |
¥38,027,589 |
¥9,127,589 |
| 25 |
2.40% |
¥128,200 |
¥38,459,882 |
¥9,559,882 |
| 25 |
2.50% |
¥129,650 |
¥38,895,071 |
¥9,995,071 |
| 25 |
2.60% |
¥131,110 |
¥39,333,146 |
¥10,433,146 |
| 25 |
2.70% |
¥132,580 |
¥39,774,099 |
¥10,874,099 |
| 25 |
2.80% |
¥134,060 |
¥40,217,919 |
¥11,317,919 |
| 25 |
2.90% |
¥135,549 |
¥40,664,596 |
¥11,764,596 |
| 25 |
3.00% |
¥137,047 |
¥41,114,121 |
¥12,214,121 |
2890万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥129,078 |
¥30,978,603 |
¥2,078,603 |
| 20 |
0.80% |
¥130,347 |
¥31,283,239 |
¥2,383,239 |
| 20 |
0.90% |
¥131,624 |
¥31,589,795 |
¥2,689,795 |
| 20 |
1.00% |
¥132,909 |
¥31,898,269 |
¥2,998,269 |
| 20 |
1.10% |
¥134,203 |
¥32,208,660 |
¥3,308,660 |
| 20 |
1.20% |
¥135,504 |
¥32,520,965 |
¥3,620,965 |
| 20 |
1.30% |
¥136,813 |
¥32,835,184 |
¥3,935,184 |
| 20 |
1.40% |
¥138,130 |
¥33,151,313 |
¥4,251,313 |
| 20 |
1.50% |
¥139,456 |
¥33,469,350 |
¥4,569,350 |
| 20 |
1.60% |
¥140,789 |
¥33,789,292 |
¥4,889,292 |
| 20 |
1.70% |
¥142,130 |
¥34,111,139 |
¥5,211,139 |
| 20 |
1.80% |
¥143,479 |
¥34,434,885 |
¥5,534,885 |
| 20 |
1.90% |
¥144,836 |
¥34,760,529 |
¥5,860,529 |
| 20 |
2.00% |
¥146,200 |
¥35,088,068 |
¥6,188,068 |
| 20 |
2.10% |
¥147,573 |
¥35,417,498 |
¥6,517,498 |
| 20 |
2.20% |
¥148,953 |
¥35,748,817 |
¥6,848,817 |
| 20 |
2.30% |
¥150,342 |
¥36,082,019 |
¥7,182,019 |
| 20 |
2.40% |
¥151,738 |
¥36,417,103 |
¥7,517,103 |
| 20 |
2.50% |
¥153,142 |
¥36,754,065 |
¥7,854,065 |
| 20 |
2.60% |
¥154,554 |
¥37,092,899 |
¥8,192,899 |
| 20 |
2.70% |
¥155,973 |
¥37,433,603 |
¥8,533,603 |
| 20 |
2.80% |
¥157,401 |
¥37,776,173 |
¥8,876,173 |
| 20 |
2.90% |
¥158,836 |
¥38,120,603 |
¥9,220,603 |
| 20 |
3.00% |
¥160,279 |
¥38,466,889 |
¥9,566,889 |
2890万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥169,179 |
¥30,452,218 |
¥1,552,218 |
| 15 |
0.80% |
¥170,435 |
¥30,678,292 |
¥1,778,292 |
| 15 |
0.90% |
¥171,697 |
¥30,905,448 |
¥2,005,448 |
| 15 |
1.00% |
¥172,965 |
¥31,133,685 |
¥2,233,685 |
| 15 |
1.10% |
¥174,239 |
¥31,363,001 |
¥2,463,001 |
| 15 |
1.20% |
¥175,519 |
¥31,593,397 |
¥2,693,397 |
| 15 |
1.30% |
¥176,805 |
¥31,824,871 |
¥2,924,871 |
| 15 |
1.40% |
¥178,097 |
¥32,057,423 |
¥3,157,423 |
| 15 |
1.50% |
¥179,395 |
¥32,291,052 |
¥3,391,052 |
| 15 |
1.60% |
¥180,699 |
¥32,525,757 |
¥3,625,757 |
| 15 |
1.70% |
¥182,009 |
¥32,761,538 |
¥3,861,538 |
| 15 |
1.80% |
¥183,324 |
¥32,998,393 |
¥4,098,393 |
| 15 |
1.90% |
¥184,646 |
¥33,236,322 |
¥4,336,322 |
| 15 |
2.00% |
¥185,974 |
¥33,475,323 |
¥4,575,323 |
| 15 |
2.10% |
¥187,308 |
¥33,715,395 |
¥4,815,395 |
| 15 |
2.20% |
¥188,647 |
¥33,956,537 |
¥5,056,537 |
| 15 |
2.30% |
¥189,993 |
¥34,198,749 |
¥5,298,749 |
| 15 |
2.40% |
¥191,345 |
¥34,442,029 |
¥5,542,029 |
| 15 |
2.50% |
¥192,702 |
¥34,686,375 |
¥5,786,375 |
| 15 |
2.60% |
¥194,065 |
¥34,931,786 |
¥6,031,786 |
| 15 |
2.70% |
¥195,435 |
¥35,178,261 |
¥6,278,261 |
| 15 |
2.80% |
¥196,810 |
¥35,425,799 |
¥6,525,799 |
| 15 |
2.90% |
¥198,191 |
¥35,674,398 |
¥6,774,398 |
| 15 |
3.00% |
¥199,578 |
¥35,924,057 |
¥7,024,057 |
2890万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥249,431 |
¥29,931,725 |
¥1,031,725 |
| 10 |
0.80% |
¥250,675 |
¥30,081,039 |
¥1,181,039 |
| 10 |
0.90% |
¥251,924 |
¥30,230,834 |
¥1,330,834 |
| 10 |
1.00% |
¥253,176 |
¥30,381,109 |
¥1,481,109 |
| 10 |
1.10% |
¥254,432 |
¥30,531,865 |
¥1,631,865 |
| 10 |
1.20% |
¥255,693 |
¥30,683,102 |
¥1,783,102 |
| 10 |
1.30% |
¥256,957 |
¥30,834,819 |
¥1,934,819 |
| 10 |
1.40% |
¥258,225 |
¥30,987,015 |
¥2,087,015 |
| 10 |
1.50% |
¥259,497 |
¥31,139,692 |
¥2,239,692 |
| 10 |
1.60% |
¥260,774 |
¥31,292,848 |
¥2,392,848 |
| 10 |
1.70% |
¥262,054 |
¥31,446,484 |
¥2,546,484 |
| 10 |
1.80% |
¥263,338 |
¥31,600,599 |
¥2,700,599 |
| 10 |
1.90% |
¥264,627 |
¥31,755,193 |
¥2,855,193 |
| 10 |
2.00% |
¥265,919 |
¥31,910,266 |
¥3,010,266 |
| 10 |
2.10% |
¥267,215 |
¥32,065,817 |
¥3,165,817 |
| 10 |
2.20% |
¥268,515 |
¥32,221,847 |
¥3,321,847 |
| 10 |
2.30% |
¥269,820 |
¥32,378,354 |
¥3,478,354 |
| 10 |
2.40% |
¥271,128 |
¥32,535,339 |
¥3,635,339 |
| 10 |
2.50% |
¥272,440 |
¥32,692,802 |
¥3,792,802 |
| 10 |
2.60% |
¥273,756 |
¥32,850,742 |
¥3,950,742 |
| 10 |
2.70% |
¥275,076 |
¥33,009,158 |
¥4,109,158 |
| 10 |
2.80% |
¥276,400 |
¥33,168,052 |
¥4,268,052 |
| 10 |
2.90% |
¥277,729 |
¥33,327,421 |
¥4,427,421 |
| 10 |
3.00% |
¥279,061 |
¥33,487,266 |
¥4,587,266 |