2940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2940万円の住宅ローン|期間・年数別
2940万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥58,088 |
¥34,853,001 |
¥5,453,001 |
| 50 |
0.80% |
¥59,468 |
¥35,680,628 |
¥6,280,628 |
| 50 |
0.90% |
¥60,867 |
¥36,520,298 |
¥7,120,298 |
| 50 |
1.00% |
¥62,287 |
¥37,371,959 |
¥7,971,959 |
| 50 |
1.10% |
¥63,726 |
¥38,235,554 |
¥8,835,554 |
| 50 |
1.20% |
¥65,185 |
¥39,111,018 |
¥9,711,018 |
| 50 |
1.30% |
¥66,664 |
¥39,998,282 |
¥10,598,282 |
| 50 |
1.40% |
¥68,162 |
¥40,897,273 |
¥11,497,273 |
| 50 |
1.50% |
¥69,680 |
¥41,807,910 |
¥12,407,910 |
| 50 |
1.60% |
¥71,217 |
¥42,730,109 |
¥13,330,109 |
| 50 |
1.70% |
¥72,773 |
¥43,663,781 |
¥14,263,781 |
| 50 |
1.80% |
¥74,348 |
¥44,608,832 |
¥15,208,832 |
| 50 |
1.90% |
¥75,942 |
¥45,565,161 |
¥16,165,161 |
| 50 |
2.00% |
¥77,554 |
¥46,532,667 |
¥17,132,667 |
| 50 |
2.10% |
¥79,185 |
¥47,511,241 |
¥18,111,241 |
| 50 |
2.20% |
¥80,835 |
¥48,500,772 |
¥19,100,772 |
| 50 |
2.30% |
¥82,502 |
¥49,501,144 |
¥20,101,144 |
| 50 |
2.40% |
¥84,187 |
¥50,512,237 |
¥21,112,237 |
| 50 |
2.50% |
¥85,890 |
¥51,533,928 |
¥22,133,928 |
| 50 |
2.60% |
¥87,610 |
¥52,566,092 |
¥23,166,092 |
| 50 |
2.70% |
¥89,348 |
¥53,608,598 |
¥24,208,598 |
| 50 |
2.80% |
¥91,102 |
¥54,661,314 |
¥25,261,314 |
| 50 |
2.90% |
¥92,874 |
¥55,724,104 |
¥26,324,104 |
| 50 |
3.00% |
¥94,661 |
¥56,796,831 |
¥27,396,831 |
2940万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥63,485 |
¥34,281,704 |
¥4,881,704 |
| 45 |
0.80% |
¥64,849 |
¥35,018,530 |
¥5,618,530 |
| 45 |
0.90% |
¥66,232 |
¥35,765,141 |
¥6,365,141 |
| 45 |
1.00% |
¥67,632 |
¥36,521,502 |
¥7,121,502 |
| 45 |
1.10% |
¥69,051 |
¥37,287,575 |
¥7,887,575 |
| 45 |
1.20% |
¥70,488 |
¥38,063,318 |
¥8,663,318 |
| 45 |
1.30% |
¥71,942 |
¥38,848,684 |
¥9,448,684 |
| 45 |
1.40% |
¥73,414 |
¥39,643,624 |
¥10,243,624 |
| 45 |
1.50% |
¥74,904 |
¥40,448,085 |
¥11,048,085 |
| 45 |
1.60% |
¥76,411 |
¥41,262,011 |
¥11,862,011 |
| 45 |
1.70% |
¥77,936 |
¥42,085,343 |
¥12,685,343 |
| 45 |
1.80% |
¥79,478 |
¥42,918,016 |
¥13,518,016 |
| 45 |
1.90% |
¥81,037 |
¥43,759,966 |
¥14,359,966 |
| 45 |
2.00% |
¥82,613 |
¥44,611,122 |
¥15,211,122 |
| 45 |
2.10% |
¥84,206 |
¥45,471,412 |
¥16,071,412 |
| 45 |
2.20% |
¥85,816 |
¥46,340,761 |
¥16,940,761 |
| 45 |
2.30% |
¥87,443 |
¥47,219,091 |
¥17,819,091 |
| 45 |
2.40% |
¥89,086 |
¥48,106,321 |
¥18,706,321 |
| 45 |
2.50% |
¥90,745 |
¥49,002,368 |
¥19,602,368 |
| 45 |
2.60% |
¥92,421 |
¥49,907,145 |
¥20,507,145 |
| 45 |
2.70% |
¥94,112 |
¥50,820,565 |
¥21,420,565 |
| 45 |
2.80% |
¥95,820 |
¥51,742,536 |
¥22,342,536 |
| 45 |
2.90% |
¥97,543 |
¥52,672,967 |
¥23,272,967 |
| 45 |
3.00% |
¥99,281 |
¥53,611,761 |
¥24,211,761 |
2940万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥70,242 |
¥33,716,348 |
¥4,316,348 |
| 40 |
0.80% |
¥71,592 |
¥34,364,169 |
¥4,964,169 |
| 40 |
0.90% |
¥72,958 |
¥35,019,742 |
¥5,619,742 |
| 40 |
1.00% |
¥74,340 |
¥35,683,045 |
¥6,283,045 |
| 40 |
1.10% |
¥75,738 |
¥36,354,054 |
¥6,954,054 |
| 40 |
1.20% |
¥77,152 |
¥37,032,743 |
¥7,632,743 |
| 40 |
1.30% |
¥78,581 |
¥37,719,082 |
¥8,319,082 |
| 40 |
1.40% |
¥80,027 |
¥38,413,040 |
¥9,013,040 |
| 40 |
1.50% |
¥81,489 |
¥39,114,583 |
¥9,714,583 |
| 40 |
1.60% |
¥82,966 |
¥39,823,676 |
¥10,423,676 |
| 40 |
1.70% |
¥84,459 |
¥40,540,281 |
¥11,140,281 |
| 40 |
1.80% |
¥85,967 |
¥41,264,357 |
¥11,864,357 |
| 40 |
1.90% |
¥87,491 |
¥41,995,863 |
¥12,595,863 |
| 40 |
2.00% |
¥89,031 |
¥42,734,754 |
¥13,334,754 |
| 40 |
2.10% |
¥90,585 |
¥43,480,984 |
¥14,080,984 |
| 40 |
2.20% |
¥92,155 |
¥44,234,505 |
¥14,834,505 |
| 40 |
2.30% |
¥93,740 |
¥44,995,267 |
¥15,595,267 |
| 40 |
2.40% |
¥95,340 |
¥45,763,218 |
¥16,363,218 |
| 40 |
2.50% |
¥96,955 |
¥46,538,303 |
¥17,138,303 |
| 40 |
2.60% |
¥98,584 |
¥47,320,469 |
¥17,920,469 |
| 40 |
2.70% |
¥100,228 |
¥48,109,657 |
¥18,709,657 |
| 40 |
2.80% |
¥101,887 |
¥48,905,809 |
¥19,505,809 |
| 40 |
2.90% |
¥103,560 |
¥49,708,864 |
¥20,308,864 |
| 40 |
3.00% |
¥105,247 |
¥50,518,762 |
¥21,118,762 |
2940万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥78,945 |
¥33,156,946 |
¥3,756,946 |
| 35 |
0.80% |
¥80,280 |
¥33,717,565 |
¥4,317,565 |
| 35 |
0.90% |
¥81,629 |
¥34,284,133 |
¥4,884,133 |
| 35 |
1.00% |
¥82,992 |
¥34,856,638 |
¥5,456,638 |
| 35 |
1.10% |
¥84,369 |
¥35,435,065 |
¥6,035,065 |
| 35 |
1.20% |
¥85,760 |
¥36,019,398 |
¥6,619,398 |
| 35 |
1.30% |
¥87,166 |
¥36,609,620 |
¥7,209,620 |
| 35 |
1.40% |
¥88,585 |
¥37,205,712 |
¥7,805,712 |
| 35 |
1.50% |
¥90,018 |
¥37,807,655 |
¥8,407,655 |
| 35 |
1.60% |
¥91,465 |
¥38,415,426 |
¥9,015,426 |
| 35 |
1.70% |
¥92,926 |
¥39,029,003 |
¥9,629,003 |
| 35 |
1.80% |
¥94,401 |
¥39,648,363 |
¥10,248,363 |
| 35 |
1.90% |
¥95,889 |
¥40,273,480 |
¥10,873,480 |
| 35 |
2.00% |
¥97,391 |
¥40,904,327 |
¥11,504,327 |
| 35 |
2.10% |
¥98,907 |
¥41,540,877 |
¥12,140,877 |
| 35 |
2.20% |
¥100,436 |
¥42,183,101 |
¥12,783,101 |
| 35 |
2.30% |
¥101,978 |
¥42,830,969 |
¥13,430,969 |
| 35 |
2.40% |
¥103,534 |
¥43,484,449 |
¥14,084,449 |
| 35 |
2.50% |
¥105,104 |
¥44,143,509 |
¥14,743,509 |
| 35 |
2.60% |
¥106,686 |
¥44,808,116 |
¥15,408,116 |
| 35 |
2.70% |
¥108,282 |
¥45,478,235 |
¥16,078,235 |
| 35 |
2.80% |
¥109,890 |
¥46,153,830 |
¥16,753,830 |
| 35 |
2.90% |
¥111,512 |
¥46,834,865 |
¥17,434,865 |
| 35 |
3.00% |
¥113,146 |
¥47,521,301 |
¥18,121,301 |
2940万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥90,565 |
¥32,603,508 |
¥3,203,508 |
| 30 |
0.80% |
¥91,885 |
¥33,078,737 |
¥3,678,737 |
| 30 |
0.90% |
¥93,218 |
¥33,558,345 |
¥4,158,345 |
| 30 |
1.00% |
¥94,562 |
¥34,042,327 |
¥4,642,327 |
| 30 |
1.10% |
¥95,919 |
¥34,530,673 |
¥5,130,673 |
| 30 |
1.20% |
¥97,287 |
¥35,023,376 |
¥5,623,376 |
| 30 |
1.30% |
¥98,668 |
¥35,520,426 |
¥6,120,426 |
| 30 |
1.40% |
¥100,061 |
¥36,021,812 |
¥6,621,812 |
| 30 |
1.50% |
¥101,465 |
¥36,527,523 |
¥7,127,523 |
| 30 |
1.60% |
¥102,882 |
¥37,037,548 |
¥7,637,548 |
| 30 |
1.70% |
¥104,311 |
¥37,551,874 |
¥8,151,874 |
| 30 |
1.80% |
¥105,751 |
¥38,070,489 |
¥8,670,489 |
| 30 |
1.90% |
¥107,204 |
¥38,593,377 |
¥9,193,377 |
| 30 |
2.00% |
¥108,668 |
¥39,120,525 |
¥9,720,525 |
| 30 |
2.10% |
¥110,144 |
¥39,651,917 |
¥10,251,917 |
| 30 |
2.20% |
¥111,632 |
¥40,187,537 |
¥10,787,537 |
| 30 |
2.30% |
¥113,132 |
¥40,727,369 |
¥11,327,369 |
| 30 |
2.40% |
¥114,643 |
¥41,271,394 |
¥11,871,394 |
| 30 |
2.50% |
¥116,166 |
¥41,819,596 |
¥12,419,596 |
| 30 |
2.60% |
¥117,700 |
¥42,371,955 |
¥12,971,955 |
| 30 |
2.70% |
¥119,246 |
¥42,928,452 |
¥13,528,452 |
| 30 |
2.80% |
¥120,803 |
¥43,489,068 |
¥14,089,068 |
| 30 |
2.90% |
¥122,372 |
¥44,053,781 |
¥14,653,781 |
| 30 |
3.00% |
¥123,952 |
¥44,622,571 |
¥15,222,571 |
2940万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥106,853 |
¥32,056,045 |
¥2,656,045 |
| 25 |
0.80% |
¥108,159 |
¥32,447,701 |
¥3,047,701 |
| 25 |
0.90% |
¥109,475 |
¥32,842,404 |
¥3,442,404 |
| 25 |
1.00% |
¥110,801 |
¥33,240,150 |
¥3,840,150 |
| 25 |
1.10% |
¥112,136 |
¥33,640,937 |
¥4,240,937 |
| 25 |
1.20% |
¥113,483 |
¥34,044,758 |
¥4,644,758 |
| 25 |
1.30% |
¥114,839 |
¥34,451,610 |
¥5,051,610 |
| 25 |
1.40% |
¥116,205 |
¥34,861,487 |
¥5,461,487 |
| 25 |
1.50% |
¥117,581 |
¥35,274,384 |
¥5,874,384 |
| 25 |
1.60% |
¥118,968 |
¥35,690,295 |
¥6,290,295 |
| 25 |
1.70% |
¥120,364 |
¥36,109,214 |
¥6,709,214 |
| 25 |
1.80% |
¥121,770 |
¥36,531,135 |
¥7,131,135 |
| 25 |
1.90% |
¥123,187 |
¥36,956,050 |
¥7,556,050 |
| 25 |
2.00% |
¥124,613 |
¥37,383,953 |
¥7,983,953 |
| 25 |
2.10% |
¥126,049 |
¥37,814,835 |
¥8,414,835 |
| 25 |
2.20% |
¥127,496 |
¥38,248,689 |
¥8,848,689 |
| 25 |
2.30% |
¥128,952 |
¥38,685,506 |
¥9,285,506 |
| 25 |
2.40% |
¥130,418 |
¥39,125,278 |
¥9,725,278 |
| 25 |
2.50% |
¥131,893 |
¥39,567,996 |
¥10,167,996 |
| 25 |
2.60% |
¥133,379 |
¥40,013,651 |
¥10,613,651 |
| 25 |
2.70% |
¥134,874 |
¥40,462,232 |
¥11,062,232 |
| 25 |
2.80% |
¥136,379 |
¥40,913,731 |
¥11,513,731 |
| 25 |
2.90% |
¥137,894 |
¥41,368,136 |
¥11,968,136 |
| 25 |
3.00% |
¥139,418 |
¥41,825,438 |
¥12,425,438 |
2940万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥131,311 |
¥31,514,565 |
¥2,114,565 |
| 20 |
0.80% |
¥132,602 |
¥31,824,471 |
¥2,424,471 |
| 20 |
0.90% |
¥133,901 |
¥32,136,331 |
¥2,736,331 |
| 20 |
1.00% |
¥135,209 |
¥32,450,142 |
¥3,050,142 |
| 20 |
1.10% |
¥136,525 |
¥32,765,903 |
¥3,365,903 |
| 20 |
1.20% |
¥137,848 |
¥33,083,612 |
¥3,683,612 |
| 20 |
1.30% |
¥139,180 |
¥33,403,266 |
¥4,003,266 |
| 20 |
1.40% |
¥140,520 |
¥33,724,865 |
¥4,324,865 |
| 20 |
1.50% |
¥141,868 |
¥34,048,404 |
¥4,648,404 |
| 20 |
1.60% |
¥143,225 |
¥34,373,882 |
¥4,973,882 |
| 20 |
1.70% |
¥144,589 |
¥34,701,297 |
¥5,301,297 |
| 20 |
1.80% |
¥145,961 |
¥35,030,644 |
¥5,630,644 |
| 20 |
1.90% |
¥147,341 |
¥35,361,923 |
¥5,961,923 |
| 20 |
2.00% |
¥148,730 |
¥35,695,128 |
¥6,295,128 |
| 20 |
2.10% |
¥150,126 |
¥36,030,258 |
¥6,630,258 |
| 20 |
2.20% |
¥151,530 |
¥36,367,308 |
¥6,967,308 |
| 20 |
2.30% |
¥152,943 |
¥36,706,276 |
¥7,306,276 |
| 20 |
2.40% |
¥154,363 |
¥37,047,157 |
¥7,647,157 |
| 20 |
2.50% |
¥155,791 |
¥37,389,948 |
¥7,989,948 |
| 20 |
2.60% |
¥157,228 |
¥37,734,645 |
¥8,334,645 |
| 20 |
2.70% |
¥158,672 |
¥38,081,243 |
¥8,681,243 |
| 20 |
2.80% |
¥160,124 |
¥38,429,740 |
¥9,029,740 |
| 20 |
2.90% |
¥161,584 |
¥38,780,129 |
¥9,380,129 |
| 20 |
3.00% |
¥163,052 |
¥39,132,407 |
¥9,732,407 |
2940万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥172,106 |
¥30,979,073 |
¥1,579,073 |
| 15 |
0.80% |
¥173,384 |
¥31,209,059 |
¥1,809,059 |
| 15 |
0.90% |
¥174,667 |
¥31,440,145 |
¥2,040,145 |
| 15 |
1.00% |
¥175,957 |
¥31,672,330 |
¥2,272,330 |
| 15 |
1.10% |
¥177,253 |
¥31,905,613 |
¥2,505,613 |
| 15 |
1.20% |
¥178,556 |
¥32,139,995 |
¥2,739,995 |
| 15 |
1.30% |
¥179,864 |
¥32,375,474 |
¥2,975,474 |
| 15 |
1.40% |
¥181,178 |
¥32,612,049 |
¥3,212,049 |
| 15 |
1.50% |
¥182,498 |
¥32,849,721 |
¥3,449,721 |
| 15 |
1.60% |
¥183,825 |
¥33,088,487 |
¥3,688,487 |
| 15 |
1.70% |
¥185,157 |
¥33,328,347 |
¥3,928,347 |
| 15 |
1.80% |
¥186,496 |
¥33,569,300 |
¥4,169,300 |
| 15 |
1.90% |
¥187,841 |
¥33,811,344 |
¥4,411,344 |
| 15 |
2.00% |
¥189,192 |
¥34,054,480 |
¥4,654,480 |
| 15 |
2.10% |
¥190,548 |
¥34,298,706 |
¥4,898,706 |
| 15 |
2.20% |
¥191,911 |
¥34,544,021 |
¥5,144,021 |
| 15 |
2.30% |
¥193,280 |
¥34,790,423 |
¥5,390,423 |
| 15 |
2.40% |
¥194,655 |
¥35,037,911 |
¥5,637,911 |
| 15 |
2.50% |
¥196,036 |
¥35,286,485 |
¥5,886,485 |
| 15 |
2.60% |
¥197,423 |
¥35,536,142 |
¥6,136,142 |
| 15 |
2.70% |
¥198,816 |
¥35,786,882 |
¥6,386,882 |
| 15 |
2.80% |
¥200,215 |
¥36,038,702 |
¥6,638,702 |
| 15 |
2.90% |
¥201,620 |
¥36,291,602 |
¥6,891,602 |
| 15 |
3.00% |
¥203,031 |
¥36,545,580 |
¥7,145,580 |
2940万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥253,746 |
¥30,449,575 |
¥1,049,575 |
| 10 |
0.80% |
¥255,012 |
¥30,601,472 |
¥1,201,472 |
| 10 |
0.90% |
¥256,282 |
¥30,753,859 |
¥1,353,859 |
| 10 |
1.00% |
¥257,556 |
¥30,906,734 |
¥1,506,734 |
| 10 |
1.10% |
¥258,834 |
¥31,060,098 |
¥1,660,098 |
| 10 |
1.20% |
¥260,116 |
¥31,213,951 |
¥1,813,951 |
| 10 |
1.30% |
¥261,402 |
¥31,368,293 |
¥1,968,293 |
| 10 |
1.40% |
¥262,693 |
¥31,523,123 |
¥2,123,123 |
| 10 |
1.50% |
¥263,987 |
¥31,678,441 |
¥2,278,441 |
| 10 |
1.60% |
¥265,285 |
¥31,834,247 |
¥2,434,247 |
| 10 |
1.70% |
¥266,588 |
¥31,990,541 |
¥2,590,541 |
| 10 |
1.80% |
¥267,894 |
¥32,147,322 |
¥2,747,322 |
| 10 |
1.90% |
¥269,205 |
¥32,304,591 |
¥2,904,591 |
| 10 |
2.00% |
¥270,520 |
¥32,462,347 |
¥3,062,347 |
| 10 |
2.10% |
¥271,838 |
¥32,620,589 |
¥3,220,589 |
| 10 |
2.20% |
¥273,161 |
¥32,779,318 |
¥3,379,318 |
| 10 |
2.30% |
¥274,488 |
¥32,938,533 |
¥3,538,533 |
| 10 |
2.40% |
¥275,819 |
¥33,098,234 |
¥3,698,234 |
| 10 |
2.50% |
¥277,154 |
¥33,258,421 |
¥3,858,421 |
| 10 |
2.60% |
¥278,492 |
¥33,419,094 |
¥4,019,094 |
| 10 |
2.70% |
¥279,835 |
¥33,580,251 |
¥4,180,251 |
| 10 |
2.80% |
¥281,182 |
¥33,741,893 |
¥4,341,893 |
| 10 |
2.90% |
¥282,533 |
¥33,904,020 |
¥4,504,020 |
| 10 |
3.00% |
¥283,889 |
¥34,066,631 |
¥4,666,631 |