2980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2980万円の住宅ローン｜期間・年数別
2980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥58,879 | ¥35,327,192 | ¥5,527,192 |
| 50 | 0.80% | ¥60,277 | ¥36,166,079 | ¥6,366,079 |
| 50 | 0.90% | ¥61,695 | ¥37,017,173 | ¥7,217,173 |
| 50 | 1.00% | ¥63,134 | ¥37,880,421 | ¥8,080,421 |
| 50 | 1.10% | ¥64,593 | ¥38,755,765 | ¥8,955,765 |
| 50 | 1.20% | ¥66,072 | ¥39,643,140 | ¥9,843,140 |
| 50 | 1.30% | ¥67,571 | ¥40,542,476 | ¥10,742,476 |
| 50 | 1.40% | ¥69,089 | ¥41,453,698 | ¥11,653,698 |
| 50 | 1.50% | ¥70,628 | ¥42,376,725 | ¥12,576,725 |
| 50 | 1.60% | ¥72,186 | ¥43,311,471 | ¥13,511,471 |
| 50 | 1.70% | ¥73,763 | ¥44,257,846 | ¥14,457,846 |
| 50 | 1.80% | ¥75,360 | ¥45,215,754 | ¥15,415,754 |
| 50 | 1.90% | ¥76,975 | ¥46,185,095 | ¥16,385,095 |
| 50 | 2.00% | ¥78,610 | ¥47,165,764 | ¥17,365,764 |
| 50 | 2.10% | ¥80,263 | ¥48,157,653 | ¥18,357,653 |
| 50 | 2.20% | ¥81,934 | ¥49,160,646 | ¥19,360,646 |
| 50 | 2.30% | ¥83,624 | ¥50,174,629 | ¥20,374,629 |
| 50 | 2.40% | ¥85,332 | ¥51,199,478 | ¥21,399,478 |
| 50 | 2.50% | ¥87,058 | ¥52,235,070 | ¥22,435,070 |
| 50 | 2.60% | ¥88,802 | ¥53,281,277 | ¥23,481,277 |
| 50 | 2.70% | ¥90,563 | ¥54,337,967 | ¥24,537,967 |
| 50 | 2.80% | ¥92,342 | ¥55,405,005 | ¥25,605,005 |
| 50 | 2.90% | ¥94,137 | ¥56,482,255 | ¥26,682,255 |
| 50 | 3.00% | ¥95,949 | ¥57,569,577 | ¥27,769,577 |
2980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥64,348 | ¥34,748,122 | ¥4,948,122 |
| 45 | 0.80% | ¥65,731 | ¥35,494,973 | ¥5,694,973 |
| 45 | 0.90% | ¥67,133 | ¥36,251,742 | ¥6,451,742 |
| 45 | 1.00% | ¥68,553 | ¥37,018,394 | ¥7,218,394 |
| 45 | 1.10% | ¥69,991 | ¥37,794,889 | ¥7,994,889 |
| 45 | 1.20% | ¥71,447 | ¥38,581,186 | ¥8,781,186 |
| 45 | 1.30% | ¥72,921 | ¥39,377,237 | ¥9,577,237 |
| 45 | 1.40% | ¥74,413 | ¥40,182,993 | ¥10,382,993 |
| 45 | 1.50% | ¥75,923 | ¥40,998,399 | ¥11,198,399 |
| 45 | 1.60% | ¥77,451 | ¥41,823,399 | ¥12,023,399 |
| 45 | 1.70% | ¥78,996 | ¥42,657,932 | ¥12,857,932 |
| 45 | 1.80% | ¥80,559 | ¥43,501,935 | ¥13,701,935 |
| 45 | 1.90% | ¥82,140 | ¥44,355,339 | ¥14,555,339 |
| 45 | 2.00% | ¥83,737 | ¥45,218,076 | ¥15,418,076 |
| 45 | 2.10% | ¥85,352 | ¥46,090,071 | ¥16,290,071 |
| 45 | 2.20% | ¥86,984 | ¥46,971,248 | ¥17,171,248 |
| 45 | 2.30% | ¥88,632 | ¥47,861,528 | ¥18,061,528 |
| 45 | 2.40% | ¥90,298 | ¥48,760,829 | ¥18,960,829 |
| 45 | 2.50% | ¥91,980 | ¥49,669,067 | ¥19,869,067 |
| 45 | 2.60% | ¥93,678 | ¥50,586,154 | ¥20,786,154 |
| 45 | 2.70% | ¥95,393 | ¥51,512,001 | ¥21,712,001 |
| 45 | 2.80% | ¥97,123 | ¥52,446,516 | ¥22,646,516 |
| 45 | 2.90% | ¥98,870 | ¥53,389,606 | ¥23,589,606 |
| 45 | 3.00% | ¥100,632 | ¥54,341,173 | ¥24,541,173 |
2980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥71,198 | ¥34,175,074 | ¥4,375,074 |
| 40 | 0.80% | ¥72,566 | ¥34,831,708 | ¥5,031,708 |
| 40 | 0.90% | ¥73,950 | ¥35,496,201 | ¥5,696,201 |
| 40 | 1.00% | ¥75,351 | ¥36,168,529 | ¥6,368,529 |
| 40 | 1.10% | ¥76,768 | ¥36,848,667 | ¥7,048,667 |
| 40 | 1.20% | ¥78,201 | ¥37,536,590 | ¥7,736,590 |
| 40 | 1.30% | ¥79,651 | ¥38,232,267 | ¥8,432,267 |
| 40 | 1.40% | ¥81,116 | ¥38,935,666 | ¥9,135,666 |
| 40 | 1.50% | ¥82,597 | ¥39,646,754 | ¥9,846,754 |
| 40 | 1.60% | ¥84,095 | ¥40,365,495 | ¥10,565,495 |
| 40 | 1.70% | ¥85,608 | ¥41,091,849 | ¥11,291,849 |
| 40 | 1.80% | ¥87,137 | ¥41,825,777 | ¥12,025,777 |
| 40 | 1.90% | ¥88,682 | ¥42,567,235 | ¥12,767,235 |
| 40 | 2.00% | ¥90,242 | ¥43,316,179 | ¥13,516,179 |
| 40 | 2.10% | ¥91,818 | ¥44,072,562 | ¥14,272,562 |
| 40 | 2.20% | ¥93,409 | ¥44,836,335 | ¥15,036,335 |
| 40 | 2.30% | ¥95,016 | ¥45,607,448 | ¥15,807,448 |
| 40 | 2.40% | ¥96,637 | ¥46,385,846 | ¥16,585,846 |
| 40 | 2.50% | ¥98,274 | ¥47,171,478 | ¥17,371,478 |
| 40 | 2.60% | ¥99,926 | ¥47,964,285 | ¥18,164,285 |
| 40 | 2.70% | ¥101,592 | ¥48,764,210 | ¥18,964,210 |
| 40 | 2.80% | ¥103,273 | ¥49,571,194 | ¥19,771,194 |
| 40 | 2.90% | ¥104,969 | ¥50,385,176 | ¥20,585,176 |
| 40 | 3.00% | ¥106,679 | ¥51,206,092 | ¥21,406,092 |
2980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥80,019 | ¥33,608,061 | ¥3,808,061 |
| 35 | 0.80% | ¥81,372 | ¥34,176,307 | ¥4,376,307 |
| 35 | 0.90% | ¥82,739 | ¥34,750,584 | ¥4,950,584 |
| 35 | 1.00% | ¥84,121 | ¥35,330,878 | ¥5,530,878 |
| 35 | 1.10% | ¥85,517 | ¥35,917,175 | ¥6,117,175 |
| 35 | 1.20% | ¥86,927 | ¥36,509,458 | ¥6,709,458 |
| 35 | 1.30% | ¥88,352 | ¥37,107,710 | ¥7,307,710 |
| 35 | 1.40% | ¥89,790 | ¥37,711,912 | ¥7,911,912 |
| 35 | 1.50% | ¥91,243 | ¥38,322,044 | ¥8,522,044 |
| 35 | 1.60% | ¥92,710 | ¥38,938,085 | ¥9,138,085 |
| 35 | 1.70% | ¥94,191 | ¥39,560,010 | ¥9,760,010 |
| 35 | 1.80% | ¥95,685 | ¥40,187,796 | ¥10,387,796 |
| 35 | 1.90% | ¥97,194 | ¥40,821,418 | ¥11,021,418 |
| 35 | 2.00% | ¥98,716 | ¥41,460,848 | ¥11,660,848 |
| 35 | 2.10% | ¥100,253 | ¥42,106,059 | ¥12,306,059 |
| 35 | 2.20% | ¥101,802 | ¥42,757,021 | ¥12,957,021 |
| 35 | 2.30% | ¥103,366 | ¥43,413,703 | ¥13,613,703 |
| 35 | 2.40% | ¥104,943 | ¥44,076,074 | ¥14,276,074 |
| 35 | 2.50% | ¥106,534 | ¥44,744,101 | ¥14,944,101 |
| 35 | 2.60% | ¥108,138 | ¥45,417,750 | ¥15,617,750 |
| 35 | 2.70% | ¥109,755 | ¥46,096,986 | ¥16,296,986 |
| 35 | 2.80% | ¥111,385 | ¥46,781,773 | ¥16,981,773 |
| 35 | 2.90% | ¥113,029 | ¥47,472,074 | ¥17,672,074 |
| 35 | 3.00% | ¥114,685 | ¥48,167,850 | ¥18,367,850 |
2980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥91,797 | ¥33,047,094 | ¥3,247,094 |
| 30 | 0.80% | ¥93,136 | ¥33,528,788 | ¥3,728,788 |
| 30 | 0.90% | ¥94,486 | ¥34,014,921 | ¥4,214,921 |
| 30 | 1.00% | ¥95,849 | ¥34,505,488 | ¥4,705,488 |
| 30 | 1.10% | ¥97,224 | ¥35,000,478 | ¥5,200,478 |
| 30 | 1.20% | ¥98,611 | ¥35,499,885 | ¥5,699,885 |
| 30 | 1.30% | ¥100,010 | ¥36,003,697 | ¥6,203,697 |
| 30 | 1.40% | ¥101,422 | ¥36,511,904 | ¥6,711,904 |
| 30 | 1.50% | ¥102,846 | ¥37,024,496 | ¥7,224,496 |
| 30 | 1.60% | ¥104,282 | ¥37,541,460 | ¥7,741,460 |
| 30 | 1.70% | ¥105,730 | ¥38,062,784 | ¥8,262,784 |
| 30 | 1.80% | ¥107,190 | ¥38,588,455 | ¥8,788,455 |
| 30 | 1.90% | ¥108,662 | ¥39,118,457 | ¥9,318,457 |
| 30 | 2.00% | ¥110,147 | ¥39,652,777 | ¥9,852,777 |
| 30 | 2.10% | ¥111,643 | ¥40,191,399 | ¥10,391,399 |
| 30 | 2.20% | ¥113,151 | ¥40,734,306 | ¥10,934,306 |
| 30 | 2.30% | ¥114,671 | ¥41,281,482 | ¥11,481,482 |
| 30 | 2.40% | ¥116,203 | ¥41,832,910 | ¥12,032,910 |
| 30 | 2.50% | ¥117,746 | ¥42,388,570 | ¥12,588,570 |
| 30 | 2.60% | ¥119,301 | ¥42,948,444 | ¥13,148,444 |
| 30 | 2.70% | ¥120,868 | ¥43,512,513 | ¥13,712,513 |
| 30 | 2.80% | ¥122,447 | ¥44,080,756 | ¥14,280,756 |
| 30 | 2.90% | ¥124,037 | ¥44,653,152 | ¥14,853,152 |
| 30 | 3.00% | ¥125,638 | ¥45,229,681 | ¥15,429,681 |
2980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥108,307 | ¥32,492,182 | ¥2,692,182 |
| 25 | 0.80% | ¥109,631 | ¥32,889,166 | ¥3,089,166 |
| 25 | 0.90% | ¥110,964 | ¥33,289,239 | ¥3,489,239 |
| 25 | 1.00% | ¥112,308 | ¥33,692,397 | ¥3,892,397 |
| 25 | 1.10% | ¥113,662 | ¥34,098,636 | ¥4,298,636 |
| 25 | 1.20% | ¥115,027 | ¥34,507,952 | ¥4,707,952 |
| 25 | 1.30% | ¥116,401 | ¥34,920,339 | ¥5,120,339 |
| 25 | 1.40% | ¥117,786 | ¥35,335,793 | ¥5,535,793 |
| 25 | 1.50% | ¥119,181 | ¥35,754,308 | ¥5,954,308 |
| 25 | 1.60% | ¥120,586 | ¥36,175,878 | ¥6,375,878 |
| 25 | 1.70% | ¥122,002 | ¥36,600,496 | ¥6,800,496 |
| 25 | 1.80% | ¥123,427 | ¥37,028,157 | ¥7,228,157 |
| 25 | 1.90% | ¥124,863 | ¥37,458,854 | ¥7,658,854 |
| 25 | 2.00% | ¥126,309 | ¥37,892,578 | ¥8,092,578 |
| 25 | 2.10% | ¥127,764 | ¥38,329,322 | ¥8,529,322 |
| 25 | 2.20% | ¥129,230 | ¥38,769,079 | ¥8,969,079 |
| 25 | 2.30% | ¥130,706 | ¥39,211,839 | ¥9,411,839 |
| 25 | 2.40% | ¥132,192 | ¥39,657,595 | ¥9,857,595 |
| 25 | 2.50% | ¥133,688 | ¥40,106,336 | ¥10,306,336 |
| 25 | 2.60% | ¥135,194 | ¥40,558,054 | ¥10,758,054 |
| 25 | 2.70% | ¥136,709 | ¥41,012,739 | ¥11,212,739 |
| 25 | 2.80% | ¥138,235 | ¥41,470,380 | ¥11,670,380 |
| 25 | 2.90% | ¥139,770 | ¥41,930,968 | ¥12,130,968 |
| 25 | 3.00% | ¥141,315 | ¥42,394,491 | ¥12,594,491 |
2980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥133,097 | ¥31,943,334 | ¥2,143,334 |
| 20 | 0.80% | ¥134,406 | ¥32,257,457 | ¥2,457,457 |
| 20 | 0.90% | ¥135,723 | ¥32,573,560 | ¥2,773,560 |
| 20 | 1.00% | ¥137,049 | ¥32,891,641 | ¥3,091,641 |
| 20 | 1.10% | ¥138,382 | ¥33,211,698 | ¥3,411,698 |
| 20 | 1.20% | ¥139,724 | ¥33,533,729 | ¥3,733,729 |
| 20 | 1.30% | ¥141,074 | ¥33,857,733 | ¥4,057,733 |
| 20 | 1.40% | ¥142,432 | ¥34,183,706 | ¥4,383,706 |
| 20 | 1.50% | ¥143,799 | ¥34,511,648 | ¥4,711,648 |
| 20 | 1.60% | ¥145,173 | ¥34,841,554 | ¥5,041,554 |
| 20 | 1.70% | ¥146,556 | ¥35,173,423 | ¥5,373,423 |
| 20 | 1.80% | ¥147,947 | ¥35,507,252 | ¥5,707,252 |
| 20 | 1.90% | ¥149,346 | ¥35,843,037 | ¥6,043,037 |
| 20 | 2.00% | ¥150,753 | ¥36,180,776 | ¥6,380,776 |
| 20 | 2.10% | ¥152,169 | ¥36,520,465 | ¥6,720,465 |
| 20 | 2.20% | ¥153,592 | ¥36,862,102 | ¥7,062,102 |
| 20 | 2.30% | ¥155,024 | ¥37,205,681 | ¥7,405,681 |
| 20 | 2.40% | ¥156,463 | ¥37,551,200 | ¥7,751,200 |
| 20 | 2.50% | ¥157,911 | ¥37,898,655 | ¥8,098,655 |
| 20 | 2.60% | ¥159,367 | ¥38,248,041 | ¥8,448,041 |
| 20 | 2.70% | ¥160,831 | ¥38,599,356 | ¥8,799,356 |
| 20 | 2.80% | ¥162,302 | ¥38,952,593 | ¥9,152,593 |
| 20 | 2.90% | ¥163,782 | ¥39,307,750 | ¥9,507,750 |
| 20 | 3.00% | ¥165,270 | ¥39,664,820 | ¥9,864,820 |
2980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥174,448 | ¥31,400,557 | ¥1,600,557 |
| 15 | 0.80% | ¥175,743 | ¥31,633,672 | ¥1,833,672 |
| 15 | 0.90% | ¥177,044 | ¥31,867,902 | ¥2,067,902 |
| 15 | 1.00% | ¥178,351 | ¥32,103,246 | ¥2,303,246 |
| 15 | 1.10% | ¥179,665 | ¥32,339,703 | ¥2,539,703 |
| 15 | 1.20% | ¥180,985 | ¥32,577,274 | ¥2,777,274 |
| 15 | 1.30% | ¥182,311 | ¥32,815,957 | ¥3,015,957 |
| 15 | 1.40% | ¥183,643 | ¥33,055,751 | ¥3,255,751 |
| 15 | 1.50% | ¥184,981 | ¥33,296,656 | ¥3,496,656 |
| 15 | 1.60% | ¥186,326 | ¥33,538,670 | ¥3,738,670 |
| 15 | 1.70% | ¥187,677 | ¥33,781,793 | ¥3,981,793 |
| 15 | 1.80% | ¥189,033 | ¥34,026,025 | ¥4,226,025 |
| 15 | 1.90% | ¥190,396 | ¥34,271,363 | ¥4,471,363 |
| 15 | 2.00% | ¥191,766 | ¥34,517,807 | ¥4,717,807 |
| 15 | 2.10% | ¥193,141 | ¥34,765,355 | ¥4,965,355 |
| 15 | 2.20% | ¥194,522 | ¥35,014,008 | ¥5,214,008 |
| 15 | 2.30% | ¥195,910 | ¥35,263,762 | ¥5,463,762 |
| 15 | 2.40% | ¥197,303 | ¥35,514,618 | ¥5,714,618 |
| 15 | 2.50% | ¥198,703 | ¥35,766,573 | ¥5,966,573 |
| 15 | 2.60% | ¥200,109 | ¥36,019,627 | ¥6,219,627 |
| 15 | 2.70% | ¥201,521 | ¥36,273,778 | ¥6,473,778 |
| 15 | 2.80% | ¥202,939 | ¥36,529,025 | ¥6,729,025 |
| 15 | 2.90% | ¥204,363 | ¥36,785,366 | ¥6,985,366 |
| 15 | 3.00% | ¥205,793 | ¥37,042,799 | ¥7,242,799 |
2980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥257,199 | ¥30,863,855 | ¥1,063,855 |
| 10 | 0.80% | ¥258,482 | ¥31,017,819 | ¥1,217,819 |
| 10 | 0.90% | ¥259,769 | ¥31,172,278 | ¥1,372,278 |
| 10 | 1.00% | ¥261,060 | ¥31,327,234 | ¥1,527,234 |
| 10 | 1.10% | ¥262,356 | ¥31,482,685 | ¥1,682,685 |
| 10 | 1.20% | ¥263,655 | ¥31,638,631 | ¥1,838,631 |
| 10 | 1.30% | ¥264,959 | ¥31,795,073 | ¥1,995,073 |
| 10 | 1.40% | ¥266,267 | ¥31,952,009 | ¥2,152,009 |
| 10 | 1.50% | ¥267,579 | ¥32,109,440 | ¥2,309,440 |
| 10 | 1.60% | ¥268,895 | ¥32,267,366 | ¥2,467,366 |
| 10 | 1.70% | ¥270,215 | ¥32,425,786 | ¥2,625,786 |
| 10 | 1.80% | ¥271,539 | ¥32,584,701 | ¥2,784,701 |
| 10 | 1.90% | ¥272,868 | ¥32,744,109 | ¥2,944,109 |
| 10 | 2.00% | ¥274,200 | ¥32,904,011 | ¥3,104,011 |
| 10 | 2.10% | ¥275,537 | ¥33,064,406 | ¥3,264,406 |
| 10 | 2.20% | ¥276,877 | ¥33,225,295 | ¥3,425,295 |
| 10 | 2.30% | ¥278,222 | ¥33,386,676 | ¥3,586,676 |
| 10 | 2.40% | ¥279,571 | ¥33,548,551 | ¥3,748,551 |
| 10 | 2.50% | ¥280,924 | ¥33,710,917 | ¥3,910,917 |
| 10 | 2.60% | ¥282,281 | ¥33,873,775 | ¥4,073,775 |
| 10 | 2.70% | ¥283,643 | ¥34,037,125 | ¥4,237,125 |
| 10 | 2.80% | ¥285,008 | ¥34,200,967 | ¥4,400,967 |
| 10 | 2.90% | ¥286,377 | ¥34,365,299 | ¥4,565,299 |
| 10 | 3.00% | ¥287,751 | ¥34,530,122 | ¥4,730,122 |
