2980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2980万円の住宅ローン｜期間・年数別
2980万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥58,879 |
¥35,327,192 |
¥5,527,192 |
| 50 |
0.80% |
¥60,277 |
¥36,166,079 |
¥6,366,079 |
| 50 |
0.90% |
¥61,695 |
¥37,017,173 |
¥7,217,173 |
| 50 |
1.00% |
¥63,134 |
¥37,880,421 |
¥8,080,421 |
| 50 |
1.10% |
¥64,593 |
¥38,755,765 |
¥8,955,765 |
| 50 |
1.20% |
¥66,072 |
¥39,643,140 |
¥9,843,140 |
| 50 |
1.30% |
¥67,571 |
¥40,542,476 |
¥10,742,476 |
| 50 |
1.40% |
¥69,089 |
¥41,453,698 |
¥11,653,698 |
| 50 |
1.50% |
¥70,628 |
¥42,376,725 |
¥12,576,725 |
| 50 |
1.60% |
¥72,186 |
¥43,311,471 |
¥13,511,471 |
| 50 |
1.70% |
¥73,763 |
¥44,257,846 |
¥14,457,846 |
| 50 |
1.80% |
¥75,360 |
¥45,215,754 |
¥15,415,754 |
| 50 |
1.90% |
¥76,975 |
¥46,185,095 |
¥16,385,095 |
| 50 |
2.00% |
¥78,610 |
¥47,165,764 |
¥17,365,764 |
| 50 |
2.10% |
¥80,263 |
¥48,157,653 |
¥18,357,653 |
| 50 |
2.20% |
¥81,934 |
¥49,160,646 |
¥19,360,646 |
| 50 |
2.30% |
¥83,624 |
¥50,174,629 |
¥20,374,629 |
| 50 |
2.40% |
¥85,332 |
¥51,199,478 |
¥21,399,478 |
| 50 |
2.50% |
¥87,058 |
¥52,235,070 |
¥22,435,070 |
| 50 |
2.60% |
¥88,802 |
¥53,281,277 |
¥23,481,277 |
| 50 |
2.70% |
¥90,563 |
¥54,337,967 |
¥24,537,967 |
| 50 |
2.80% |
¥92,342 |
¥55,405,005 |
¥25,605,005 |
| 50 |
2.90% |
¥94,137 |
¥56,482,255 |
¥26,682,255 |
| 50 |
3.00% |
¥95,949 |
¥57,569,577 |
¥27,769,577 |
2980万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥64,348 |
¥34,748,122 |
¥4,948,122 |
| 45 |
0.80% |
¥65,731 |
¥35,494,973 |
¥5,694,973 |
| 45 |
0.90% |
¥67,133 |
¥36,251,742 |
¥6,451,742 |
| 45 |
1.00% |
¥68,553 |
¥37,018,394 |
¥7,218,394 |
| 45 |
1.10% |
¥69,991 |
¥37,794,889 |
¥7,994,889 |
| 45 |
1.20% |
¥71,447 |
¥38,581,186 |
¥8,781,186 |
| 45 |
1.30% |
¥72,921 |
¥39,377,237 |
¥9,577,237 |
| 45 |
1.40% |
¥74,413 |
¥40,182,993 |
¥10,382,993 |
| 45 |
1.50% |
¥75,923 |
¥40,998,399 |
¥11,198,399 |
| 45 |
1.60% |
¥77,451 |
¥41,823,399 |
¥12,023,399 |
| 45 |
1.70% |
¥78,996 |
¥42,657,932 |
¥12,857,932 |
| 45 |
1.80% |
¥80,559 |
¥43,501,935 |
¥13,701,935 |
| 45 |
1.90% |
¥82,140 |
¥44,355,339 |
¥14,555,339 |
| 45 |
2.00% |
¥83,737 |
¥45,218,076 |
¥15,418,076 |
| 45 |
2.10% |
¥85,352 |
¥46,090,071 |
¥16,290,071 |
| 45 |
2.20% |
¥86,984 |
¥46,971,248 |
¥17,171,248 |
| 45 |
2.30% |
¥88,632 |
¥47,861,528 |
¥18,061,528 |
| 45 |
2.40% |
¥90,298 |
¥48,760,829 |
¥18,960,829 |
| 45 |
2.50% |
¥91,980 |
¥49,669,067 |
¥19,869,067 |
| 45 |
2.60% |
¥93,678 |
¥50,586,154 |
¥20,786,154 |
| 45 |
2.70% |
¥95,393 |
¥51,512,001 |
¥21,712,001 |
| 45 |
2.80% |
¥97,123 |
¥52,446,516 |
¥22,646,516 |
| 45 |
2.90% |
¥98,870 |
¥53,389,606 |
¥23,589,606 |
| 45 |
3.00% |
¥100,632 |
¥54,341,173 |
¥24,541,173 |
2980万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥71,198 |
¥34,175,074 |
¥4,375,074 |
| 40 |
0.80% |
¥72,566 |
¥34,831,708 |
¥5,031,708 |
| 40 |
0.90% |
¥73,950 |
¥35,496,201 |
¥5,696,201 |
| 40 |
1.00% |
¥75,351 |
¥36,168,529 |
¥6,368,529 |
| 40 |
1.10% |
¥76,768 |
¥36,848,667 |
¥7,048,667 |
| 40 |
1.20% |
¥78,201 |
¥37,536,590 |
¥7,736,590 |
| 40 |
1.30% |
¥79,651 |
¥38,232,267 |
¥8,432,267 |
| 40 |
1.40% |
¥81,116 |
¥38,935,666 |
¥9,135,666 |
| 40 |
1.50% |
¥82,597 |
¥39,646,754 |
¥9,846,754 |
| 40 |
1.60% |
¥84,095 |
¥40,365,495 |
¥10,565,495 |
| 40 |
1.70% |
¥85,608 |
¥41,091,849 |
¥11,291,849 |
| 40 |
1.80% |
¥87,137 |
¥41,825,777 |
¥12,025,777 |
| 40 |
1.90% |
¥88,682 |
¥42,567,235 |
¥12,767,235 |
| 40 |
2.00% |
¥90,242 |
¥43,316,179 |
¥13,516,179 |
| 40 |
2.10% |
¥91,818 |
¥44,072,562 |
¥14,272,562 |
| 40 |
2.20% |
¥93,409 |
¥44,836,335 |
¥15,036,335 |
| 40 |
2.30% |
¥95,016 |
¥45,607,448 |
¥15,807,448 |
| 40 |
2.40% |
¥96,637 |
¥46,385,846 |
¥16,585,846 |
| 40 |
2.50% |
¥98,274 |
¥47,171,478 |
¥17,371,478 |
| 40 |
2.60% |
¥99,926 |
¥47,964,285 |
¥18,164,285 |
| 40 |
2.70% |
¥101,592 |
¥48,764,210 |
¥18,964,210 |
| 40 |
2.80% |
¥103,273 |
¥49,571,194 |
¥19,771,194 |
| 40 |
2.90% |
¥104,969 |
¥50,385,176 |
¥20,585,176 |
| 40 |
3.00% |
¥106,679 |
¥51,206,092 |
¥21,406,092 |
2980万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥80,019 |
¥33,608,061 |
¥3,808,061 |
| 35 |
0.80% |
¥81,372 |
¥34,176,307 |
¥4,376,307 |
| 35 |
0.90% |
¥82,739 |
¥34,750,584 |
¥4,950,584 |
| 35 |
1.00% |
¥84,121 |
¥35,330,878 |
¥5,530,878 |
| 35 |
1.10% |
¥85,517 |
¥35,917,175 |
¥6,117,175 |
| 35 |
1.20% |
¥86,927 |
¥36,509,458 |
¥6,709,458 |
| 35 |
1.30% |
¥88,352 |
¥37,107,710 |
¥7,307,710 |
| 35 |
1.40% |
¥89,790 |
¥37,711,912 |
¥7,911,912 |
| 35 |
1.50% |
¥91,243 |
¥38,322,044 |
¥8,522,044 |
| 35 |
1.60% |
¥92,710 |
¥38,938,085 |
¥9,138,085 |
| 35 |
1.70% |
¥94,191 |
¥39,560,010 |
¥9,760,010 |
| 35 |
1.80% |
¥95,685 |
¥40,187,796 |
¥10,387,796 |
| 35 |
1.90% |
¥97,194 |
¥40,821,418 |
¥11,021,418 |
| 35 |
2.00% |
¥98,716 |
¥41,460,848 |
¥11,660,848 |
| 35 |
2.10% |
¥100,253 |
¥42,106,059 |
¥12,306,059 |
| 35 |
2.20% |
¥101,802 |
¥42,757,021 |
¥12,957,021 |
| 35 |
2.30% |
¥103,366 |
¥43,413,703 |
¥13,613,703 |
| 35 |
2.40% |
¥104,943 |
¥44,076,074 |
¥14,276,074 |
| 35 |
2.50% |
¥106,534 |
¥44,744,101 |
¥14,944,101 |
| 35 |
2.60% |
¥108,138 |
¥45,417,750 |
¥15,617,750 |
| 35 |
2.70% |
¥109,755 |
¥46,096,986 |
¥16,296,986 |
| 35 |
2.80% |
¥111,385 |
¥46,781,773 |
¥16,981,773 |
| 35 |
2.90% |
¥113,029 |
¥47,472,074 |
¥17,672,074 |
| 35 |
3.00% |
¥114,685 |
¥48,167,850 |
¥18,367,850 |
2980万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥91,797 |
¥33,047,094 |
¥3,247,094 |
| 30 |
0.80% |
¥93,136 |
¥33,528,788 |
¥3,728,788 |
| 30 |
0.90% |
¥94,486 |
¥34,014,921 |
¥4,214,921 |
| 30 |
1.00% |
¥95,849 |
¥34,505,488 |
¥4,705,488 |
| 30 |
1.10% |
¥97,224 |
¥35,000,478 |
¥5,200,478 |
| 30 |
1.20% |
¥98,611 |
¥35,499,885 |
¥5,699,885 |
| 30 |
1.30% |
¥100,010 |
¥36,003,697 |
¥6,203,697 |
| 30 |
1.40% |
¥101,422 |
¥36,511,904 |
¥6,711,904 |
| 30 |
1.50% |
¥102,846 |
¥37,024,496 |
¥7,224,496 |
| 30 |
1.60% |
¥104,282 |
¥37,541,460 |
¥7,741,460 |
| 30 |
1.70% |
¥105,730 |
¥38,062,784 |
¥8,262,784 |
| 30 |
1.80% |
¥107,190 |
¥38,588,455 |
¥8,788,455 |
| 30 |
1.90% |
¥108,662 |
¥39,118,457 |
¥9,318,457 |
| 30 |
2.00% |
¥110,147 |
¥39,652,777 |
¥9,852,777 |
| 30 |
2.10% |
¥111,643 |
¥40,191,399 |
¥10,391,399 |
| 30 |
2.20% |
¥113,151 |
¥40,734,306 |
¥10,934,306 |
| 30 |
2.30% |
¥114,671 |
¥41,281,482 |
¥11,481,482 |
| 30 |
2.40% |
¥116,203 |
¥41,832,910 |
¥12,032,910 |
| 30 |
2.50% |
¥117,746 |
¥42,388,570 |
¥12,588,570 |
| 30 |
2.60% |
¥119,301 |
¥42,948,444 |
¥13,148,444 |
| 30 |
2.70% |
¥120,868 |
¥43,512,513 |
¥13,712,513 |
| 30 |
2.80% |
¥122,447 |
¥44,080,756 |
¥14,280,756 |
| 30 |
2.90% |
¥124,037 |
¥44,653,152 |
¥14,853,152 |
| 30 |
3.00% |
¥125,638 |
¥45,229,681 |
¥15,429,681 |
2980万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥108,307 |
¥32,492,182 |
¥2,692,182 |
| 25 |
0.80% |
¥109,631 |
¥32,889,166 |
¥3,089,166 |
| 25 |
0.90% |
¥110,964 |
¥33,289,239 |
¥3,489,239 |
| 25 |
1.00% |
¥112,308 |
¥33,692,397 |
¥3,892,397 |
| 25 |
1.10% |
¥113,662 |
¥34,098,636 |
¥4,298,636 |
| 25 |
1.20% |
¥115,027 |
¥34,507,952 |
¥4,707,952 |
| 25 |
1.30% |
¥116,401 |
¥34,920,339 |
¥5,120,339 |
| 25 |
1.40% |
¥117,786 |
¥35,335,793 |
¥5,535,793 |
| 25 |
1.50% |
¥119,181 |
¥35,754,308 |
¥5,954,308 |
| 25 |
1.60% |
¥120,586 |
¥36,175,878 |
¥6,375,878 |
| 25 |
1.70% |
¥122,002 |
¥36,600,496 |
¥6,800,496 |
| 25 |
1.80% |
¥123,427 |
¥37,028,157 |
¥7,228,157 |
| 25 |
1.90% |
¥124,863 |
¥37,458,854 |
¥7,658,854 |
| 25 |
2.00% |
¥126,309 |
¥37,892,578 |
¥8,092,578 |
| 25 |
2.10% |
¥127,764 |
¥38,329,322 |
¥8,529,322 |
| 25 |
2.20% |
¥129,230 |
¥38,769,079 |
¥8,969,079 |
| 25 |
2.30% |
¥130,706 |
¥39,211,839 |
¥9,411,839 |
| 25 |
2.40% |
¥132,192 |
¥39,657,595 |
¥9,857,595 |
| 25 |
2.50% |
¥133,688 |
¥40,106,336 |
¥10,306,336 |
| 25 |
2.60% |
¥135,194 |
¥40,558,054 |
¥10,758,054 |
| 25 |
2.70% |
¥136,709 |
¥41,012,739 |
¥11,212,739 |
| 25 |
2.80% |
¥138,235 |
¥41,470,380 |
¥11,670,380 |
| 25 |
2.90% |
¥139,770 |
¥41,930,968 |
¥12,130,968 |
| 25 |
3.00% |
¥141,315 |
¥42,394,491 |
¥12,594,491 |
2980万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥133,097 |
¥31,943,334 |
¥2,143,334 |
| 20 |
0.80% |
¥134,406 |
¥32,257,457 |
¥2,457,457 |
| 20 |
0.90% |
¥135,723 |
¥32,573,560 |
¥2,773,560 |
| 20 |
1.00% |
¥137,049 |
¥32,891,641 |
¥3,091,641 |
| 20 |
1.10% |
¥138,382 |
¥33,211,698 |
¥3,411,698 |
| 20 |
1.20% |
¥139,724 |
¥33,533,729 |
¥3,733,729 |
| 20 |
1.30% |
¥141,074 |
¥33,857,733 |
¥4,057,733 |
| 20 |
1.40% |
¥142,432 |
¥34,183,706 |
¥4,383,706 |
| 20 |
1.50% |
¥143,799 |
¥34,511,648 |
¥4,711,648 |
| 20 |
1.60% |
¥145,173 |
¥34,841,554 |
¥5,041,554 |
| 20 |
1.70% |
¥146,556 |
¥35,173,423 |
¥5,373,423 |
| 20 |
1.80% |
¥147,947 |
¥35,507,252 |
¥5,707,252 |
| 20 |
1.90% |
¥149,346 |
¥35,843,037 |
¥6,043,037 |
| 20 |
2.00% |
¥150,753 |
¥36,180,776 |
¥6,380,776 |
| 20 |
2.10% |
¥152,169 |
¥36,520,465 |
¥6,720,465 |
| 20 |
2.20% |
¥153,592 |
¥36,862,102 |
¥7,062,102 |
| 20 |
2.30% |
¥155,024 |
¥37,205,681 |
¥7,405,681 |
| 20 |
2.40% |
¥156,463 |
¥37,551,200 |
¥7,751,200 |
| 20 |
2.50% |
¥157,911 |
¥37,898,655 |
¥8,098,655 |
| 20 |
2.60% |
¥159,367 |
¥38,248,041 |
¥8,448,041 |
| 20 |
2.70% |
¥160,831 |
¥38,599,356 |
¥8,799,356 |
| 20 |
2.80% |
¥162,302 |
¥38,952,593 |
¥9,152,593 |
| 20 |
2.90% |
¥163,782 |
¥39,307,750 |
¥9,507,750 |
| 20 |
3.00% |
¥165,270 |
¥39,664,820 |
¥9,864,820 |
2980万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥174,448 |
¥31,400,557 |
¥1,600,557 |
| 15 |
0.80% |
¥175,743 |
¥31,633,672 |
¥1,833,672 |
| 15 |
0.90% |
¥177,044 |
¥31,867,902 |
¥2,067,902 |
| 15 |
1.00% |
¥178,351 |
¥32,103,246 |
¥2,303,246 |
| 15 |
1.10% |
¥179,665 |
¥32,339,703 |
¥2,539,703 |
| 15 |
1.20% |
¥180,985 |
¥32,577,274 |
¥2,777,274 |
| 15 |
1.30% |
¥182,311 |
¥32,815,957 |
¥3,015,957 |
| 15 |
1.40% |
¥183,643 |
¥33,055,751 |
¥3,255,751 |
| 15 |
1.50% |
¥184,981 |
¥33,296,656 |
¥3,496,656 |
| 15 |
1.60% |
¥186,326 |
¥33,538,670 |
¥3,738,670 |
| 15 |
1.70% |
¥187,677 |
¥33,781,793 |
¥3,981,793 |
| 15 |
1.80% |
¥189,033 |
¥34,026,025 |
¥4,226,025 |
| 15 |
1.90% |
¥190,396 |
¥34,271,363 |
¥4,471,363 |
| 15 |
2.00% |
¥191,766 |
¥34,517,807 |
¥4,717,807 |
| 15 |
2.10% |
¥193,141 |
¥34,765,355 |
¥4,965,355 |
| 15 |
2.20% |
¥194,522 |
¥35,014,008 |
¥5,214,008 |
| 15 |
2.30% |
¥195,910 |
¥35,263,762 |
¥5,463,762 |
| 15 |
2.40% |
¥197,303 |
¥35,514,618 |
¥5,714,618 |
| 15 |
2.50% |
¥198,703 |
¥35,766,573 |
¥5,966,573 |
| 15 |
2.60% |
¥200,109 |
¥36,019,627 |
¥6,219,627 |
| 15 |
2.70% |
¥201,521 |
¥36,273,778 |
¥6,473,778 |
| 15 |
2.80% |
¥202,939 |
¥36,529,025 |
¥6,729,025 |
| 15 |
2.90% |
¥204,363 |
¥36,785,366 |
¥6,985,366 |
| 15 |
3.00% |
¥205,793 |
¥37,042,799 |
¥7,242,799 |
2980万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥257,199 |
¥30,863,855 |
¥1,063,855 |
| 10 |
0.80% |
¥258,482 |
¥31,017,819 |
¥1,217,819 |
| 10 |
0.90% |
¥259,769 |
¥31,172,278 |
¥1,372,278 |
| 10 |
1.00% |
¥261,060 |
¥31,327,234 |
¥1,527,234 |
| 10 |
1.10% |
¥262,356 |
¥31,482,685 |
¥1,682,685 |
| 10 |
1.20% |
¥263,655 |
¥31,638,631 |
¥1,838,631 |
| 10 |
1.30% |
¥264,959 |
¥31,795,073 |
¥1,995,073 |
| 10 |
1.40% |
¥266,267 |
¥31,952,009 |
¥2,152,009 |
| 10 |
1.50% |
¥267,579 |
¥32,109,440 |
¥2,309,440 |
| 10 |
1.60% |
¥268,895 |
¥32,267,366 |
¥2,467,366 |
| 10 |
1.70% |
¥270,215 |
¥32,425,786 |
¥2,625,786 |
| 10 |
1.80% |
¥271,539 |
¥32,584,701 |
¥2,784,701 |
| 10 |
1.90% |
¥272,868 |
¥32,744,109 |
¥2,944,109 |
| 10 |
2.00% |
¥274,200 |
¥32,904,011 |
¥3,104,011 |
| 10 |
2.10% |
¥275,537 |
¥33,064,406 |
¥3,264,406 |
| 10 |
2.20% |
¥276,877 |
¥33,225,295 |
¥3,425,295 |
| 10 |
2.30% |
¥278,222 |
¥33,386,676 |
¥3,586,676 |
| 10 |
2.40% |
¥279,571 |
¥33,548,551 |
¥3,748,551 |
| 10 |
2.50% |
¥280,924 |
¥33,710,917 |
¥3,910,917 |
| 10 |
2.60% |
¥282,281 |
¥33,873,775 |
¥4,073,775 |
| 10 |
2.70% |
¥283,643 |
¥34,037,125 |
¥4,237,125 |
| 10 |
2.80% |
¥285,008 |
¥34,200,967 |
¥4,400,967 |
| 10 |
2.90% |
¥286,377 |
¥34,365,299 |
¥4,565,299 |
| 10 |
3.00% |
¥287,751 |
¥34,530,122 |
¥4,730,122 |
