3020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3020万円の住宅ローン｜期間・年数別
3020万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥59,669 |
¥35,801,382 |
¥5,601,382 |
| 50 |
0.80% |
¥61,086 |
¥36,651,529 |
¥6,451,529 |
| 50 |
0.90% |
¥62,523 |
¥37,514,048 |
¥7,314,048 |
| 50 |
1.00% |
¥63,981 |
¥38,388,883 |
¥8,188,883 |
| 50 |
1.10% |
¥65,460 |
¥39,275,977 |
¥9,075,977 |
| 50 |
1.20% |
¥66,959 |
¥40,175,263 |
¥9,975,263 |
| 50 |
1.30% |
¥68,478 |
¥41,086,671 |
¥10,886,671 |
| 50 |
1.40% |
¥70,017 |
¥42,010,124 |
¥11,810,124 |
| 50 |
1.50% |
¥71,576 |
¥42,945,540 |
¥12,745,540 |
| 50 |
1.60% |
¥73,155 |
¥43,892,833 |
¥13,692,833 |
| 50 |
1.70% |
¥74,753 |
¥44,851,911 |
¥14,651,911 |
| 50 |
1.80% |
¥76,371 |
¥45,822,677 |
¥15,622,677 |
| 50 |
1.90% |
¥78,008 |
¥46,805,030 |
¥16,605,030 |
| 50 |
2.00% |
¥79,665 |
¥47,798,862 |
¥17,598,862 |
| 50 |
2.10% |
¥81,340 |
¥48,804,064 |
¥18,604,064 |
| 50 |
2.20% |
¥83,034 |
¥49,820,521 |
¥19,620,521 |
| 50 |
2.30% |
¥84,747 |
¥50,848,113 |
¥20,648,113 |
| 50 |
2.40% |
¥86,478 |
¥51,886,719 |
¥21,686,719 |
| 50 |
2.50% |
¥88,227 |
¥52,936,212 |
¥22,736,212 |
| 50 |
2.60% |
¥89,994 |
¥53,996,462 |
¥23,796,462 |
| 50 |
2.70% |
¥91,779 |
¥55,067,336 |
¥24,867,336 |
| 50 |
2.80% |
¥93,581 |
¥56,148,697 |
¥25,948,697 |
| 50 |
2.90% |
¥95,401 |
¥57,240,406 |
¥27,040,406 |
| 50 |
3.00% |
¥97,237 |
¥58,342,323 |
¥28,142,323 |
3020万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥65,212 |
¥35,214,539 |
¥5,014,539 |
| 45 |
0.80% |
¥66,614 |
¥35,971,415 |
¥5,771,415 |
| 45 |
0.90% |
¥68,034 |
¥36,738,342 |
¥6,538,342 |
| 45 |
1.00% |
¥69,473 |
¥37,515,285 |
¥7,315,285 |
| 45 |
1.10% |
¥70,930 |
¥38,302,203 |
¥8,102,203 |
| 45 |
1.20% |
¥72,406 |
¥39,099,054 |
¥8,899,054 |
| 45 |
1.30% |
¥73,900 |
¥39,905,791 |
¥9,705,791 |
| 45 |
1.40% |
¥75,412 |
¥40,722,362 |
¥10,522,362 |
| 45 |
1.50% |
¥76,942 |
¥41,548,713 |
¥11,348,713 |
| 45 |
1.60% |
¥78,490 |
¥42,384,787 |
¥12,184,787 |
| 45 |
1.70% |
¥80,057 |
¥43,230,522 |
¥13,030,522 |
| 45 |
1.80% |
¥81,640 |
¥44,085,854 |
¥13,885,854 |
| 45 |
1.90% |
¥83,242 |
¥44,950,713 |
¥14,750,713 |
| 45 |
2.00% |
¥84,861 |
¥45,825,030 |
¥15,625,030 |
| 45 |
2.10% |
¥86,498 |
¥46,708,729 |
¥16,508,729 |
| 45 |
2.20% |
¥88,151 |
¥47,601,734 |
¥17,401,734 |
| 45 |
2.30% |
¥89,822 |
¥48,503,964 |
¥18,303,964 |
| 45 |
2.40% |
¥91,510 |
¥49,415,337 |
¥19,215,337 |
| 45 |
2.50% |
¥93,214 |
¥50,335,765 |
¥20,135,765 |
| 45 |
2.60% |
¥94,935 |
¥51,265,163 |
¥21,065,163 |
| 45 |
2.70% |
¥96,673 |
¥52,203,437 |
¥22,003,437 |
| 45 |
2.80% |
¥98,427 |
¥53,150,496 |
¥22,950,496 |
| 45 |
2.90% |
¥100,197 |
¥54,106,245 |
¥23,906,245 |
| 45 |
3.00% |
¥101,983 |
¥55,070,584 |
¥24,870,584 |
3020万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥72,154 |
¥34,633,800 |
¥4,433,800 |
| 40 |
0.80% |
¥73,540 |
¥35,299,248 |
¥5,099,248 |
| 40 |
0.90% |
¥74,943 |
¥35,972,660 |
¥5,772,660 |
| 40 |
1.00% |
¥76,363 |
¥36,654,012 |
¥6,454,012 |
| 40 |
1.10% |
¥77,799 |
¥37,343,280 |
¥7,143,280 |
| 40 |
1.20% |
¥79,251 |
¥38,040,437 |
¥7,840,437 |
| 40 |
1.30% |
¥80,720 |
¥38,745,451 |
¥8,545,451 |
| 40 |
1.40% |
¥82,205 |
¥39,458,293 |
¥9,258,293 |
| 40 |
1.50% |
¥83,706 |
¥40,178,926 |
¥9,978,926 |
| 40 |
1.60% |
¥85,224 |
¥40,907,314 |
¥10,707,314 |
| 40 |
1.70% |
¥86,757 |
¥41,643,418 |
¥11,443,418 |
| 40 |
1.80% |
¥88,307 |
¥42,387,197 |
¥12,187,197 |
| 40 |
1.90% |
¥89,872 |
¥43,138,608 |
¥12,938,608 |
| 40 |
2.00% |
¥91,453 |
¥43,897,605 |
¥13,697,605 |
| 40 |
2.10% |
¥93,050 |
¥44,664,140 |
¥14,464,140 |
| 40 |
2.20% |
¥94,663 |
¥45,438,165 |
¥15,238,165 |
| 40 |
2.30% |
¥96,291 |
¥46,219,628 |
¥16,019,628 |
| 40 |
2.40% |
¥97,934 |
¥47,008,475 |
¥16,808,475 |
| 40 |
2.50% |
¥99,593 |
¥47,804,652 |
¥17,604,652 |
| 40 |
2.60% |
¥101,267 |
¥48,608,101 |
¥18,408,101 |
| 40 |
2.70% |
¥102,956 |
¥49,418,763 |
¥19,218,763 |
| 40 |
2.80% |
¥104,660 |
¥50,236,579 |
¥20,036,579 |
| 40 |
2.90% |
¥106,378 |
¥51,061,487 |
¥20,861,487 |
| 40 |
3.00% |
¥108,111 |
¥51,893,422 |
¥21,693,422 |
3020万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥81,093 |
¥34,059,176 |
¥3,859,176 |
| 35 |
0.80% |
¥82,464 |
¥34,635,049 |
¥4,435,049 |
| 35 |
0.90% |
¥83,850 |
¥35,217,035 |
¥5,017,035 |
| 35 |
1.00% |
¥85,250 |
¥35,805,118 |
¥5,605,118 |
| 35 |
1.10% |
¥86,665 |
¥36,399,285 |
¥6,199,285 |
| 35 |
1.20% |
¥88,094 |
¥36,999,518 |
¥6,799,518 |
| 35 |
1.30% |
¥89,538 |
¥37,605,800 |
¥7,405,800 |
| 35 |
1.40% |
¥90,996 |
¥38,218,113 |
¥8,018,113 |
| 35 |
1.50% |
¥92,468 |
¥38,836,434 |
¥8,636,434 |
| 35 |
1.60% |
¥93,954 |
¥39,460,744 |
¥9,260,744 |
| 35 |
1.70% |
¥95,455 |
¥40,091,017 |
¥9,891,017 |
| 35 |
1.80% |
¥96,970 |
¥40,727,230 |
¥10,527,230 |
| 35 |
1.90% |
¥98,498 |
¥41,369,357 |
¥11,169,357 |
| 35 |
2.00% |
¥100,041 |
¥42,017,370 |
¥11,817,370 |
| 35 |
2.10% |
¥101,598 |
¥42,671,241 |
¥12,471,241 |
| 35 |
2.20% |
¥103,169 |
¥43,330,940 |
¥13,130,940 |
| 35 |
2.30% |
¥104,753 |
¥43,996,437 |
¥13,796,437 |
| 35 |
2.40% |
¥106,352 |
¥44,667,699 |
¥14,467,699 |
| 35 |
2.50% |
¥107,964 |
¥45,344,693 |
¥15,144,693 |
| 35 |
2.60% |
¥109,589 |
¥46,027,385 |
¥15,827,385 |
| 35 |
2.70% |
¥111,228 |
¥46,715,738 |
¥16,515,738 |
| 35 |
2.80% |
¥112,880 |
¥47,409,717 |
¥17,209,717 |
| 35 |
2.90% |
¥114,546 |
¥48,109,283 |
¥17,909,283 |
| 35 |
3.00% |
¥116,225 |
¥48,814,398 |
¥18,614,398 |
3020万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥93,030 |
¥33,490,679 |
¥3,290,679 |
| 30 |
0.80% |
¥94,386 |
¥33,978,838 |
¥3,778,838 |
| 30 |
0.90% |
¥95,754 |
¥34,471,498 |
¥4,271,498 |
| 30 |
1.00% |
¥97,135 |
¥34,968,649 |
¥4,768,649 |
| 30 |
1.10% |
¥98,529 |
¥35,470,284 |
¥5,270,284 |
| 30 |
1.20% |
¥99,934 |
¥35,976,393 |
¥5,776,393 |
| 30 |
1.30% |
¥101,353 |
¥36,486,968 |
¥6,286,968 |
| 30 |
1.40% |
¥102,783 |
¥37,001,997 |
¥6,801,997 |
| 30 |
1.50% |
¥104,226 |
¥37,521,469 |
¥7,321,469 |
| 30 |
1.60% |
¥105,682 |
¥38,045,373 |
¥7,845,373 |
| 30 |
1.70% |
¥107,149 |
¥38,573,694 |
¥8,373,694 |
| 30 |
1.80% |
¥108,629 |
¥39,106,420 |
¥8,906,420 |
| 30 |
1.90% |
¥110,121 |
¥39,643,537 |
¥9,443,537 |
| 30 |
2.00% |
¥111,625 |
¥40,185,029 |
¥9,985,029 |
| 30 |
2.10% |
¥113,141 |
¥40,730,881 |
¥10,530,881 |
| 30 |
2.20% |
¥114,670 |
¥41,281,075 |
¥11,081,075 |
| 30 |
2.30% |
¥116,210 |
¥41,835,596 |
¥11,635,596 |
| 30 |
2.40% |
¥117,762 |
¥42,394,425 |
¥12,194,425 |
| 30 |
2.50% |
¥119,327 |
¥42,957,544 |
¥12,757,544 |
| 30 |
2.60% |
¥120,903 |
¥43,524,933 |
¥13,324,933 |
| 30 |
2.70% |
¥122,490 |
¥44,096,574 |
¥13,896,574 |
| 30 |
2.80% |
¥124,090 |
¥44,672,444 |
¥14,472,444 |
| 30 |
2.90% |
¥125,701 |
¥45,252,523 |
¥15,052,523 |
| 30 |
3.00% |
¥127,324 |
¥45,836,791 |
¥15,636,791 |
3020万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥109,761 |
¥32,928,319 |
¥2,728,319 |
| 25 |
0.80% |
¥111,102 |
¥33,330,632 |
¥3,130,632 |
| 25 |
0.90% |
¥112,454 |
¥33,736,075 |
¥3,536,075 |
| 25 |
1.00% |
¥113,815 |
¥34,144,644 |
¥3,944,644 |
| 25 |
1.10% |
¥115,188 |
¥34,556,336 |
¥4,356,336 |
| 25 |
1.20% |
¥116,570 |
¥34,971,146 |
¥4,771,146 |
| 25 |
1.30% |
¥117,964 |
¥35,389,068 |
¥5,189,068 |
| 25 |
1.40% |
¥119,367 |
¥35,810,099 |
¥5,610,099 |
| 25 |
1.50% |
¥120,781 |
¥36,234,231 |
¥6,034,231 |
| 25 |
1.60% |
¥122,205 |
¥36,661,460 |
¥6,461,460 |
| 25 |
1.70% |
¥123,639 |
¥37,091,778 |
¥6,891,778 |
| 25 |
1.80% |
¥125,084 |
¥37,525,180 |
¥7,325,180 |
| 25 |
1.90% |
¥126,539 |
¥37,961,657 |
¥7,761,657 |
| 25 |
2.00% |
¥128,004 |
¥38,401,203 |
¥8,201,203 |
| 25 |
2.10% |
¥129,479 |
¥38,843,810 |
¥8,643,810 |
| 25 |
2.20% |
¥130,965 |
¥39,289,469 |
¥9,089,469 |
| 25 |
2.30% |
¥132,461 |
¥39,738,173 |
¥9,538,173 |
| 25 |
2.40% |
¥133,966 |
¥40,189,911 |
¥9,989,911 |
| 25 |
2.50% |
¥135,482 |
¥40,644,676 |
¥10,444,676 |
| 25 |
2.60% |
¥137,008 |
¥41,102,457 |
¥10,902,457 |
| 25 |
2.70% |
¥138,544 |
¥41,563,245 |
¥11,363,245 |
| 25 |
2.80% |
¥140,090 |
¥42,027,030 |
¥11,827,030 |
| 25 |
2.90% |
¥141,646 |
¥42,493,800 |
¥12,293,800 |
| 25 |
3.00% |
¥143,212 |
¥42,963,545 |
¥12,763,545 |
3020万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥134,884 |
¥32,372,104 |
¥2,172,104 |
| 20 |
0.80% |
¥136,210 |
¥32,690,443 |
¥2,490,443 |
| 20 |
0.90% |
¥137,545 |
¥33,010,789 |
¥2,810,789 |
| 20 |
1.00% |
¥138,888 |
¥33,333,139 |
¥3,133,139 |
| 20 |
1.10% |
¥140,240 |
¥33,657,492 |
¥3,457,492 |
| 20 |
1.20% |
¥141,599 |
¥33,983,846 |
¥3,783,846 |
| 20 |
1.30% |
¥142,967 |
¥34,312,199 |
¥4,112,199 |
| 20 |
1.40% |
¥144,344 |
¥34,642,548 |
¥4,442,548 |
| 20 |
1.50% |
¥145,729 |
¥34,974,891 |
¥4,774,891 |
| 20 |
1.60% |
¥147,122 |
¥35,309,226 |
¥5,109,226 |
| 20 |
1.70% |
¥148,523 |
¥35,645,550 |
¥5,445,550 |
| 20 |
1.80% |
¥149,933 |
¥35,983,859 |
¥5,783,859 |
| 20 |
1.90% |
¥151,351 |
¥36,324,152 |
¥6,124,152 |
| 20 |
2.00% |
¥152,777 |
¥36,666,424 |
¥6,466,424 |
| 20 |
2.10% |
¥154,211 |
¥37,010,673 |
¥6,810,673 |
| 20 |
2.20% |
¥155,654 |
¥37,356,895 |
¥7,156,895 |
| 20 |
2.30% |
¥157,105 |
¥37,705,086 |
¥7,505,086 |
| 20 |
2.40% |
¥158,564 |
¥38,055,243 |
¥7,855,243 |
| 20 |
2.50% |
¥160,031 |
¥38,407,362 |
¥8,207,362 |
| 20 |
2.60% |
¥161,506 |
¥38,761,438 |
¥8,561,438 |
| 20 |
2.70% |
¥162,989 |
¥39,117,468 |
¥8,917,468 |
| 20 |
2.80% |
¥164,481 |
¥39,475,447 |
¥9,275,447 |
| 20 |
2.90% |
¥165,981 |
¥39,835,370 |
¥9,635,370 |
| 20 |
3.00% |
¥167,488 |
¥40,197,234 |
¥9,997,234 |
3020万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥176,789 |
¥31,822,041 |
¥1,622,041 |
| 15 |
0.80% |
¥178,102 |
¥32,058,285 |
¥1,858,285 |
| 15 |
0.90% |
¥179,420 |
¥32,295,659 |
¥2,095,659 |
| 15 |
1.00% |
¥180,745 |
¥32,534,162 |
¥2,334,162 |
| 15 |
1.10% |
¥182,077 |
¥32,773,793 |
¥2,573,793 |
| 15 |
1.20% |
¥183,414 |
¥33,014,553 |
¥2,814,553 |
| 15 |
1.30% |
¥184,758 |
¥33,256,439 |
¥3,056,439 |
| 15 |
1.40% |
¥186,108 |
¥33,499,452 |
¥3,299,452 |
| 15 |
1.50% |
¥187,464 |
¥33,743,591 |
¥3,543,591 |
| 15 |
1.60% |
¥188,827 |
¥33,988,854 |
¥3,788,854 |
| 15 |
1.70% |
¥190,196 |
¥34,235,240 |
¥4,035,240 |
| 15 |
1.80% |
¥191,571 |
¥34,482,750 |
¥4,282,750 |
| 15 |
1.90% |
¥192,952 |
¥34,731,381 |
¥4,531,381 |
| 15 |
2.00% |
¥194,340 |
¥34,981,133 |
¥4,781,133 |
| 15 |
2.10% |
¥195,733 |
¥35,232,004 |
¥5,032,004 |
| 15 |
2.20% |
¥197,133 |
¥35,483,994 |
¥5,283,994 |
| 15 |
2.30% |
¥198,539 |
¥35,737,101 |
¥5,537,101 |
| 15 |
2.40% |
¥199,952 |
¥35,991,324 |
¥5,791,324 |
| 15 |
2.50% |
¥201,370 |
¥36,246,661 |
¥6,046,661 |
| 15 |
2.60% |
¥202,795 |
¥36,503,112 |
¥6,303,112 |
| 15 |
2.70% |
¥204,226 |
¥36,760,675 |
¥6,560,675 |
| 15 |
2.80% |
¥205,663 |
¥37,019,347 |
¥6,819,347 |
| 15 |
2.90% |
¥207,106 |
¥37,279,129 |
¥7,079,129 |
| 15 |
3.00% |
¥208,556 |
¥37,540,018 |
¥7,340,018 |
3020万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥260,651 |
¥31,278,135 |
¥1,078,135 |
| 10 |
0.80% |
¥261,951 |
¥31,434,165 |
¥1,234,165 |
| 10 |
0.90% |
¥263,256 |
¥31,590,698 |
¥1,390,698 |
| 10 |
1.00% |
¥264,564 |
¥31,747,734 |
¥1,547,734 |
| 10 |
1.10% |
¥265,877 |
¥31,905,271 |
¥1,705,271 |
| 10 |
1.20% |
¥267,194 |
¥32,063,311 |
¥1,863,311 |
| 10 |
1.30% |
¥268,515 |
¥32,221,852 |
¥2,021,852 |
| 10 |
1.40% |
¥269,841 |
¥32,380,895 |
¥2,180,895 |
| 10 |
1.50% |
¥271,170 |
¥32,540,440 |
¥2,340,440 |
| 10 |
1.60% |
¥272,504 |
¥32,700,485 |
¥2,500,485 |
| 10 |
1.70% |
¥273,842 |
¥32,861,032 |
¥2,661,032 |
| 10 |
1.80% |
¥275,184 |
¥33,022,079 |
¥2,822,079 |
| 10 |
1.90% |
¥276,530 |
¥33,183,627 |
¥2,983,627 |
| 10 |
2.00% |
¥277,881 |
¥33,345,676 |
¥3,145,676 |
| 10 |
2.10% |
¥279,235 |
¥33,508,224 |
¥3,308,224 |
| 10 |
2.20% |
¥280,594 |
¥33,671,272 |
¥3,471,272 |
| 10 |
2.30% |
¥281,957 |
¥33,834,820 |
¥3,634,820 |
| 10 |
2.40% |
¥283,324 |
¥33,998,867 |
¥3,798,867 |
| 10 |
2.50% |
¥284,695 |
¥34,163,412 |
¥3,963,412 |
| 10 |
2.60% |
¥286,070 |
¥34,328,457 |
¥4,128,457 |
| 10 |
2.70% |
¥287,450 |
¥34,493,999 |
¥4,293,999 |
| 10 |
2.80% |
¥288,834 |
¥34,660,040 |
¥4,460,040 |
| 10 |
2.90% |
¥290,221 |
¥34,826,578 |
¥4,626,578 |
| 10 |
3.00% |
¥291,613 |
¥34,993,614 |
¥4,793,614 |
