3030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3030万円の住宅ローン｜期間・年数別
3030万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥59,867 |
¥35,919,930 |
¥5,619,930 |
| 50 |
0.80% |
¥61,288 |
¥36,772,892 |
¥6,472,892 |
| 50 |
0.90% |
¥62,730 |
¥37,638,266 |
¥7,338,266 |
| 50 |
1.00% |
¥64,193 |
¥38,515,999 |
¥8,215,999 |
| 50 |
1.10% |
¥65,677 |
¥39,406,030 |
¥9,106,030 |
| 50 |
1.20% |
¥67,180 |
¥40,308,294 |
¥10,008,294 |
| 50 |
1.30% |
¥68,705 |
¥41,222,719 |
¥10,922,719 |
| 50 |
1.40% |
¥70,249 |
¥42,149,230 |
¥11,849,230 |
| 50 |
1.50% |
¥71,813 |
¥43,087,744 |
¥12,787,744 |
| 50 |
1.60% |
¥73,397 |
¥44,038,174 |
¥13,738,174 |
| 50 |
1.70% |
¥75,001 |
¥45,000,428 |
¥14,700,428 |
| 50 |
1.80% |
¥76,624 |
¥45,974,408 |
¥15,674,408 |
| 50 |
1.90% |
¥78,267 |
¥46,960,013 |
¥16,660,013 |
| 50 |
2.00% |
¥79,929 |
¥47,957,136 |
¥17,657,136 |
| 50 |
2.10% |
¥81,609 |
¥48,965,667 |
¥18,665,667 |
| 50 |
2.20% |
¥83,309 |
¥49,985,489 |
¥19,685,489 |
| 50 |
2.30% |
¥85,027 |
¥51,016,485 |
¥20,716,485 |
| 50 |
2.40% |
¥86,764 |
¥52,058,530 |
¥21,758,530 |
| 50 |
2.50% |
¥88,519 |
¥53,111,498 |
¥22,811,498 |
| 50 |
2.60% |
¥90,292 |
¥54,175,258 |
¥23,875,258 |
| 50 |
2.70% |
¥92,083 |
¥55,249,678 |
¥24,949,678 |
| 50 |
2.80% |
¥93,891 |
¥56,334,620 |
¥26,034,620 |
| 50 |
2.90% |
¥95,717 |
¥57,429,944 |
¥27,129,944 |
| 50 |
3.00% |
¥97,559 |
¥58,535,509 |
¥28,235,509 |
3030万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥65,428 |
¥35,331,144 |
¥5,031,144 |
| 45 |
0.80% |
¥66,834 |
¥36,090,526 |
¥5,790,526 |
| 45 |
0.90% |
¥68,259 |
¥36,859,992 |
¥6,559,992 |
| 45 |
1.00% |
¥69,703 |
¥37,639,508 |
¥7,339,508 |
| 45 |
1.10% |
¥71,165 |
¥38,429,032 |
¥8,129,032 |
| 45 |
1.20% |
¥72,645 |
¥39,228,521 |
¥8,928,521 |
| 45 |
1.30% |
¥74,144 |
¥40,037,929 |
¥9,737,929 |
| 45 |
1.40% |
¥75,661 |
¥40,857,204 |
¥10,557,204 |
| 45 |
1.50% |
¥77,197 |
¥41,686,292 |
¥11,386,292 |
| 45 |
1.60% |
¥78,750 |
¥42,525,134 |
¥12,225,134 |
| 45 |
1.70% |
¥80,322 |
¥43,373,670 |
¥13,073,670 |
| 45 |
1.80% |
¥81,911 |
¥44,231,833 |
¥13,931,833 |
| 45 |
1.90% |
¥83,518 |
¥45,099,557 |
¥14,799,557 |
| 45 |
2.00% |
¥85,142 |
¥45,976,768 |
¥15,676,768 |
| 45 |
2.10% |
¥86,784 |
¥46,863,394 |
¥16,563,394 |
| 45 |
2.20% |
¥88,443 |
¥47,759,356 |
¥17,459,356 |
| 45 |
2.30% |
¥90,120 |
¥48,664,573 |
¥18,364,573 |
| 45 |
2.40% |
¥91,813 |
¥49,578,963 |
¥19,278,963 |
| 45 |
2.50% |
¥93,523 |
¥50,502,440 |
¥20,202,440 |
| 45 |
2.60% |
¥95,250 |
¥51,434,915 |
¥21,134,915 |
| 45 |
2.70% |
¥96,993 |
¥52,376,296 |
¥22,076,296 |
| 45 |
2.80% |
¥98,753 |
¥53,326,491 |
¥23,026,491 |
| 45 |
2.90% |
¥100,529 |
¥54,285,404 |
¥23,985,404 |
| 45 |
3.00% |
¥102,320 |
¥55,252,937 |
¥24,952,937 |
3030万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥72,393 |
¥34,748,481 |
¥4,448,481 |
| 40 |
0.80% |
¥73,784 |
¥35,416,133 |
¥5,116,133 |
| 40 |
0.90% |
¥75,191 |
¥36,091,775 |
¥5,791,775 |
| 40 |
1.00% |
¥76,615 |
¥36,775,383 |
¥6,475,383 |
| 40 |
1.10% |
¥78,056 |
¥37,466,934 |
¥7,166,934 |
| 40 |
1.20% |
¥79,513 |
¥38,166,398 |
¥7,866,398 |
| 40 |
1.30% |
¥80,987 |
¥38,873,748 |
¥8,573,748 |
| 40 |
1.40% |
¥82,477 |
¥39,588,949 |
¥9,288,949 |
| 40 |
1.50% |
¥83,983 |
¥40,311,968 |
¥10,011,968 |
| 40 |
1.60% |
¥85,506 |
¥41,042,768 |
¥10,742,768 |
| 40 |
1.70% |
¥87,044 |
¥41,781,310 |
¥11,481,310 |
| 40 |
1.80% |
¥88,599 |
¥42,527,552 |
¥12,227,552 |
| 40 |
1.90% |
¥90,170 |
¥43,281,451 |
¥12,981,451 |
| 40 |
2.00% |
¥91,756 |
¥44,042,961 |
¥13,742,961 |
| 40 |
2.10% |
¥93,358 |
¥44,812,035 |
¥14,512,035 |
| 40 |
2.20% |
¥94,976 |
¥45,588,623 |
¥15,288,623 |
| 40 |
2.30% |
¥96,610 |
¥46,372,673 |
¥16,072,673 |
| 40 |
2.40% |
¥98,259 |
¥47,164,132 |
¥16,864,132 |
| 40 |
2.50% |
¥99,923 |
¥47,962,945 |
¥17,662,945 |
| 40 |
2.60% |
¥101,602 |
¥48,769,055 |
¥18,469,055 |
| 40 |
2.70% |
¥103,297 |
¥49,582,402 |
¥19,282,402 |
| 40 |
2.80% |
¥105,006 |
¥50,402,926 |
¥20,102,926 |
| 40 |
2.90% |
¥106,730 |
¥51,230,564 |
¥20,930,564 |
| 40 |
3.00% |
¥108,469 |
¥52,065,254 |
¥21,765,254 |
3030万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥81,362 |
¥34,171,954 |
¥3,871,954 |
| 35 |
0.80% |
¥82,737 |
¥34,749,735 |
¥4,449,735 |
| 35 |
0.90% |
¥84,128 |
¥35,333,647 |
¥5,033,647 |
| 35 |
1.00% |
¥85,533 |
¥35,923,678 |
¥5,623,678 |
| 35 |
1.10% |
¥86,952 |
¥36,519,812 |
¥6,219,812 |
| 35 |
1.20% |
¥88,386 |
¥37,122,033 |
¥6,822,033 |
| 35 |
1.30% |
¥89,834 |
¥37,730,323 |
¥7,430,323 |
| 35 |
1.40% |
¥91,297 |
¥38,344,663 |
¥8,044,663 |
| 35 |
1.50% |
¥92,774 |
¥38,965,032 |
¥8,665,032 |
| 35 |
1.60% |
¥94,265 |
¥39,591,408 |
¥9,291,408 |
| 35 |
1.70% |
¥95,771 |
¥40,223,769 |
¥9,923,769 |
| 35 |
1.80% |
¥97,291 |
¥40,862,088 |
¥10,562,088 |
| 35 |
1.90% |
¥98,825 |
¥41,506,341 |
¥11,206,341 |
| 35 |
2.00% |
¥100,373 |
¥42,156,500 |
¥11,856,500 |
| 35 |
2.10% |
¥101,935 |
¥42,812,536 |
¥12,512,536 |
| 35 |
2.20% |
¥103,511 |
¥43,474,420 |
¥13,174,420 |
| 35 |
2.30% |
¥105,100 |
¥44,142,121 |
¥13,842,121 |
| 35 |
2.40% |
¥106,704 |
¥44,815,605 |
¥14,515,605 |
| 35 |
2.50% |
¥108,321 |
¥45,494,841 |
¥15,194,841 |
| 35 |
2.60% |
¥109,952 |
¥46,179,793 |
¥15,879,793 |
| 35 |
2.70% |
¥111,596 |
¥46,870,426 |
¥16,570,426 |
| 35 |
2.80% |
¥113,254 |
¥47,566,702 |
¥17,266,702 |
| 35 |
2.90% |
¥114,925 |
¥48,268,585 |
¥17,968,585 |
| 35 |
3.00% |
¥116,610 |
¥48,976,035 |
¥18,676,035 |
3030万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥93,338 |
¥33,601,575 |
¥3,301,575 |
| 30 |
0.80% |
¥94,698 |
¥34,091,351 |
¥3,791,351 |
| 30 |
0.90% |
¥96,071 |
¥34,585,642 |
¥4,285,642 |
| 30 |
1.00% |
¥97,457 |
¥35,084,439 |
¥4,784,439 |
| 30 |
1.10% |
¥98,855 |
¥35,587,735 |
¥5,287,735 |
| 30 |
1.20% |
¥100,265 |
¥36,095,520 |
¥5,795,520 |
| 30 |
1.30% |
¥101,688 |
¥36,607,786 |
¥6,307,786 |
| 30 |
1.40% |
¥103,124 |
¥37,124,520 |
¥6,824,520 |
| 30 |
1.50% |
¥104,571 |
¥37,645,713 |
¥7,345,713 |
| 30 |
1.60% |
¥106,032 |
¥38,171,351 |
¥7,871,351 |
| 30 |
1.70% |
¥107,504 |
¥38,701,422 |
¥8,401,422 |
| 30 |
1.80% |
¥108,989 |
¥39,235,912 |
¥8,935,912 |
| 30 |
1.90% |
¥110,486 |
¥39,774,807 |
¥9,474,807 |
| 30 |
2.00% |
¥111,995 |
¥40,318,092 |
¥10,018,092 |
| 30 |
2.10% |
¥113,516 |
¥40,865,751 |
¥10,565,751 |
| 30 |
2.20% |
¥115,049 |
¥41,417,768 |
¥11,117,768 |
| 30 |
2.30% |
¥116,595 |
¥41,974,125 |
¥11,674,125 |
| 30 |
2.40% |
¥118,152 |
¥42,534,804 |
¥12,234,804 |
| 30 |
2.50% |
¥119,722 |
¥43,099,788 |
¥12,799,788 |
| 30 |
2.60% |
¥121,303 |
¥43,669,056 |
¥13,369,056 |
| 30 |
2.70% |
¥122,896 |
¥44,242,589 |
¥13,942,589 |
| 30 |
2.80% |
¥124,501 |
¥44,820,366 |
¥14,520,366 |
| 30 |
2.90% |
¥126,118 |
¥45,402,366 |
¥15,102,366 |
| 30 |
3.00% |
¥127,746 |
¥45,988,568 |
¥15,688,568 |
3030万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥110,125 |
¥33,037,353 |
¥2,737,353 |
| 25 |
0.80% |
¥111,470 |
¥33,440,998 |
¥3,140,998 |
| 25 |
0.90% |
¥112,826 |
¥33,847,784 |
¥3,547,784 |
| 25 |
1.00% |
¥114,192 |
¥34,257,706 |
¥3,957,706 |
| 25 |
1.10% |
¥115,569 |
¥34,670,761 |
¥4,370,761 |
| 25 |
1.20% |
¥116,956 |
¥35,086,944 |
¥4,786,944 |
| 25 |
1.30% |
¥118,354 |
¥35,506,251 |
¥5,206,251 |
| 25 |
1.40% |
¥119,762 |
¥35,928,675 |
¥5,628,675 |
| 25 |
1.50% |
¥121,181 |
¥36,354,212 |
¥6,054,212 |
| 25 |
1.60% |
¥122,610 |
¥36,782,855 |
¥6,482,855 |
| 25 |
1.70% |
¥124,049 |
¥37,214,599 |
¥6,914,599 |
| 25 |
1.80% |
¥125,498 |
¥37,649,435 |
¥7,349,435 |
| 25 |
1.90% |
¥126,958 |
¥38,087,358 |
¥7,787,358 |
| 25 |
2.00% |
¥128,428 |
¥38,528,359 |
¥8,228,359 |
| 25 |
2.10% |
¥129,908 |
¥38,972,432 |
¥8,672,432 |
| 25 |
2.20% |
¥131,399 |
¥39,419,567 |
¥9,119,567 |
| 25 |
2.30% |
¥132,899 |
¥39,869,756 |
¥9,569,756 |
| 25 |
2.40% |
¥134,410 |
¥40,322,991 |
¥10,022,991 |
| 25 |
2.50% |
¥135,931 |
¥40,779,261 |
¥10,479,261 |
| 25 |
2.60% |
¥137,462 |
¥41,238,558 |
¥10,938,558 |
| 25 |
2.70% |
¥139,003 |
¥41,700,872 |
¥11,400,872 |
| 25 |
2.80% |
¥140,554 |
¥42,166,192 |
¥11,866,192 |
| 25 |
2.90% |
¥142,115 |
¥42,634,508 |
¥12,334,508 |
| 25 |
3.00% |
¥143,686 |
¥43,105,808 |
¥12,805,808 |
3030万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥135,330 |
¥32,479,296 |
¥2,179,296 |
| 20 |
0.80% |
¥136,661 |
¥32,798,690 |
¥2,498,690 |
| 20 |
0.90% |
¥138,000 |
¥33,120,096 |
¥2,820,096 |
| 20 |
1.00% |
¥139,348 |
¥33,443,514 |
¥3,143,514 |
| 20 |
1.10% |
¥140,704 |
¥33,768,941 |
¥3,468,941 |
| 20 |
1.20% |
¥142,068 |
¥34,096,376 |
¥3,796,376 |
| 20 |
1.30% |
¥143,441 |
¥34,425,815 |
¥4,125,815 |
| 20 |
1.40% |
¥144,822 |
¥34,757,258 |
¥4,457,258 |
| 20 |
1.50% |
¥146,211 |
¥35,090,702 |
¥4,790,702 |
| 20 |
1.60% |
¥147,609 |
¥35,426,144 |
¥5,126,144 |
| 20 |
1.70% |
¥149,015 |
¥35,763,581 |
¥5,463,581 |
| 20 |
1.80% |
¥150,429 |
¥36,103,011 |
¥5,803,011 |
| 20 |
1.90% |
¥151,852 |
¥36,444,430 |
¥6,144,430 |
| 20 |
2.00% |
¥153,283 |
¥36,787,836 |
¥6,487,836 |
| 20 |
2.10% |
¥154,722 |
¥37,133,225 |
¥6,833,225 |
| 20 |
2.20% |
¥156,169 |
¥37,480,593 |
¥7,180,593 |
| 20 |
2.30% |
¥157,625 |
¥37,829,937 |
¥7,529,937 |
| 20 |
2.40% |
¥159,089 |
¥38,181,254 |
¥7,881,254 |
| 20 |
2.50% |
¥160,561 |
¥38,534,538 |
¥8,234,538 |
| 20 |
2.60% |
¥162,041 |
¥38,889,787 |
¥8,589,787 |
| 20 |
2.70% |
¥163,529 |
¥39,246,996 |
¥8,946,996 |
| 20 |
2.80% |
¥165,026 |
¥39,606,160 |
¥9,306,160 |
| 20 |
2.90% |
¥166,530 |
¥39,967,276 |
¥9,667,276 |
| 20 |
3.00% |
¥168,043 |
¥40,330,337 |
¥10,030,337 |
3030万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥177,375 |
¥31,927,412 |
¥1,627,412 |
| 15 |
0.80% |
¥178,691 |
¥32,164,438 |
¥1,864,438 |
| 15 |
0.90% |
¥180,014 |
¥32,402,598 |
¥2,102,598 |
| 15 |
1.00% |
¥181,344 |
¥32,641,891 |
¥2,341,891 |
| 15 |
1.10% |
¥182,680 |
¥32,882,316 |
¥2,582,316 |
| 15 |
1.20% |
¥184,022 |
¥33,123,873 |
¥2,823,873 |
| 15 |
1.30% |
¥185,370 |
¥33,366,560 |
¥3,066,560 |
| 15 |
1.40% |
¥186,724 |
¥33,610,378 |
¥3,310,378 |
| 15 |
1.50% |
¥188,085 |
¥33,855,324 |
¥3,555,324 |
| 15 |
1.60% |
¥189,452 |
¥34,101,399 |
¥3,801,399 |
| 15 |
1.70% |
¥190,826 |
¥34,348,602 |
¥4,048,602 |
| 15 |
1.80% |
¥192,205 |
¥34,596,931 |
¥4,296,931 |
| 15 |
1.90% |
¥193,591 |
¥34,846,386 |
¥4,546,386 |
| 15 |
2.00% |
¥194,983 |
¥35,096,965 |
¥4,796,965 |
| 15 |
2.10% |
¥196,381 |
¥35,348,667 |
¥5,048,667 |
| 15 |
2.20% |
¥197,786 |
¥35,601,491 |
¥5,301,491 |
| 15 |
2.30% |
¥199,197 |
¥35,855,436 |
¥5,555,436 |
| 15 |
2.40% |
¥200,614 |
¥36,110,501 |
¥5,810,501 |
| 15 |
2.50% |
¥202,037 |
¥36,366,683 |
¥6,066,683 |
| 15 |
2.60% |
¥203,467 |
¥36,623,983 |
¥6,323,983 |
| 15 |
2.70% |
¥204,902 |
¥36,882,399 |
¥6,582,399 |
| 15 |
2.80% |
¥206,344 |
¥37,141,928 |
¥6,841,928 |
| 15 |
2.90% |
¥207,792 |
¥37,402,570 |
¥7,102,570 |
| 15 |
3.00% |
¥209,246 |
¥37,664,323 |
¥7,364,323 |
3030万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥261,514 |
¥31,381,705 |
¥1,081,705 |
| 10 |
0.80% |
¥262,819 |
¥31,538,252 |
¥1,238,252 |
| 10 |
0.90% |
¥264,128 |
¥31,695,303 |
¥1,395,303 |
| 10 |
1.00% |
¥265,440 |
¥31,852,859 |
¥1,552,859 |
| 10 |
1.10% |
¥266,758 |
¥32,010,918 |
¥1,710,918 |
| 10 |
1.20% |
¥268,079 |
¥32,169,481 |
¥1,869,481 |
| 10 |
1.30% |
¥269,405 |
¥32,328,547 |
¥2,028,547 |
| 10 |
1.40% |
¥270,734 |
¥32,488,117 |
¥2,188,117 |
| 10 |
1.50% |
¥272,068 |
¥32,648,189 |
¥2,348,189 |
| 10 |
1.60% |
¥273,406 |
¥32,808,765 |
¥2,508,765 |
| 10 |
1.70% |
¥274,749 |
¥32,969,843 |
¥2,669,843 |
| 10 |
1.80% |
¥276,095 |
¥33,131,424 |
¥2,831,424 |
| 10 |
1.90% |
¥277,446 |
¥33,293,507 |
¥2,993,507 |
| 10 |
2.00% |
¥278,801 |
¥33,456,092 |
¥3,156,092 |
| 10 |
2.10% |
¥280,160 |
¥33,619,178 |
¥3,319,178 |
| 10 |
2.20% |
¥281,523 |
¥33,782,766 |
¥3,482,766 |
| 10 |
2.30% |
¥282,890 |
¥33,946,856 |
¥3,646,856 |
| 10 |
2.40% |
¥284,262 |
¥34,111,446 |
¥3,811,446 |
| 10 |
2.50% |
¥285,638 |
¥34,276,536 |
¥3,976,536 |
| 10 |
2.60% |
¥287,018 |
¥34,442,127 |
¥4,142,127 |
| 10 |
2.70% |
¥288,402 |
¥34,608,218 |
¥4,308,218 |
| 10 |
2.80% |
¥289,790 |
¥34,774,808 |
¥4,474,808 |
| 10 |
2.90% |
¥291,182 |
¥34,941,898 |
¥4,641,898 |
| 10 |
3.00% |
¥292,579 |
¥35,109,487 |
¥4,809,487 |
