3030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3030万円の住宅ローン｜期間・年数別
3030万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥59,867 | ¥35,919,930 | ¥5,619,930 |
| 50 | 0.80% | ¥61,288 | ¥36,772,892 | ¥6,472,892 |
| 50 | 0.90% | ¥62,730 | ¥37,638,266 | ¥7,338,266 |
| 50 | 1.00% | ¥64,193 | ¥38,515,999 | ¥8,215,999 |
| 50 | 1.10% | ¥65,677 | ¥39,406,030 | ¥9,106,030 |
| 50 | 1.20% | ¥67,180 | ¥40,308,294 | ¥10,008,294 |
| 50 | 1.30% | ¥68,705 | ¥41,222,719 | ¥10,922,719 |
| 50 | 1.40% | ¥70,249 | ¥42,149,230 | ¥11,849,230 |
| 50 | 1.50% | ¥71,813 | ¥43,087,744 | ¥12,787,744 |
| 50 | 1.60% | ¥73,397 | ¥44,038,174 | ¥13,738,174 |
| 50 | 1.70% | ¥75,001 | ¥45,000,428 | ¥14,700,428 |
| 50 | 1.80% | ¥76,624 | ¥45,974,408 | ¥15,674,408 |
| 50 | 1.90% | ¥78,267 | ¥46,960,013 | ¥16,660,013 |
| 50 | 2.00% | ¥79,929 | ¥47,957,136 | ¥17,657,136 |
| 50 | 2.10% | ¥81,609 | ¥48,965,667 | ¥18,665,667 |
| 50 | 2.20% | ¥83,309 | ¥49,985,489 | ¥19,685,489 |
| 50 | 2.30% | ¥85,027 | ¥51,016,485 | ¥20,716,485 |
| 50 | 2.40% | ¥86,764 | ¥52,058,530 | ¥21,758,530 |
| 50 | 2.50% | ¥88,519 | ¥53,111,498 | ¥22,811,498 |
| 50 | 2.60% | ¥90,292 | ¥54,175,258 | ¥23,875,258 |
| 50 | 2.70% | ¥92,083 | ¥55,249,678 | ¥24,949,678 |
| 50 | 2.80% | ¥93,891 | ¥56,334,620 | ¥26,034,620 |
| 50 | 2.90% | ¥95,717 | ¥57,429,944 | ¥27,129,944 |
| 50 | 3.00% | ¥97,559 | ¥58,535,509 | ¥28,235,509 |
3030万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥65,428 | ¥35,331,144 | ¥5,031,144 |
| 45 | 0.80% | ¥66,834 | ¥36,090,526 | ¥5,790,526 |
| 45 | 0.90% | ¥68,259 | ¥36,859,992 | ¥6,559,992 |
| 45 | 1.00% | ¥69,703 | ¥37,639,508 | ¥7,339,508 |
| 45 | 1.10% | ¥71,165 | ¥38,429,032 | ¥8,129,032 |
| 45 | 1.20% | ¥72,645 | ¥39,228,521 | ¥8,928,521 |
| 45 | 1.30% | ¥74,144 | ¥40,037,929 | ¥9,737,929 |
| 45 | 1.40% | ¥75,661 | ¥40,857,204 | ¥10,557,204 |
| 45 | 1.50% | ¥77,197 | ¥41,686,292 | ¥11,386,292 |
| 45 | 1.60% | ¥78,750 | ¥42,525,134 | ¥12,225,134 |
| 45 | 1.70% | ¥80,322 | ¥43,373,670 | ¥13,073,670 |
| 45 | 1.80% | ¥81,911 | ¥44,231,833 | ¥13,931,833 |
| 45 | 1.90% | ¥83,518 | ¥45,099,557 | ¥14,799,557 |
| 45 | 2.00% | ¥85,142 | ¥45,976,768 | ¥15,676,768 |
| 45 | 2.10% | ¥86,784 | ¥46,863,394 | ¥16,563,394 |
| 45 | 2.20% | ¥88,443 | ¥47,759,356 | ¥17,459,356 |
| 45 | 2.30% | ¥90,120 | ¥48,664,573 | ¥18,364,573 |
| 45 | 2.40% | ¥91,813 | ¥49,578,963 | ¥19,278,963 |
| 45 | 2.50% | ¥93,523 | ¥50,502,440 | ¥20,202,440 |
| 45 | 2.60% | ¥95,250 | ¥51,434,915 | ¥21,134,915 |
| 45 | 2.70% | ¥96,993 | ¥52,376,296 | ¥22,076,296 |
| 45 | 2.80% | ¥98,753 | ¥53,326,491 | ¥23,026,491 |
| 45 | 2.90% | ¥100,529 | ¥54,285,404 | ¥23,985,404 |
| 45 | 3.00% | ¥102,320 | ¥55,252,937 | ¥24,952,937 |
3030万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥72,393 | ¥34,748,481 | ¥4,448,481 |
| 40 | 0.80% | ¥73,784 | ¥35,416,133 | ¥5,116,133 |
| 40 | 0.90% | ¥75,191 | ¥36,091,775 | ¥5,791,775 |
| 40 | 1.00% | ¥76,615 | ¥36,775,383 | ¥6,475,383 |
| 40 | 1.10% | ¥78,056 | ¥37,466,934 | ¥7,166,934 |
| 40 | 1.20% | ¥79,513 | ¥38,166,398 | ¥7,866,398 |
| 40 | 1.30% | ¥80,987 | ¥38,873,748 | ¥8,573,748 |
| 40 | 1.40% | ¥82,477 | ¥39,588,949 | ¥9,288,949 |
| 40 | 1.50% | ¥83,983 | ¥40,311,968 | ¥10,011,968 |
| 40 | 1.60% | ¥85,506 | ¥41,042,768 | ¥10,742,768 |
| 40 | 1.70% | ¥87,044 | ¥41,781,310 | ¥11,481,310 |
| 40 | 1.80% | ¥88,599 | ¥42,527,552 | ¥12,227,552 |
| 40 | 1.90% | ¥90,170 | ¥43,281,451 | ¥12,981,451 |
| 40 | 2.00% | ¥91,756 | ¥44,042,961 | ¥13,742,961 |
| 40 | 2.10% | ¥93,358 | ¥44,812,035 | ¥14,512,035 |
| 40 | 2.20% | ¥94,976 | ¥45,588,623 | ¥15,288,623 |
| 40 | 2.30% | ¥96,610 | ¥46,372,673 | ¥16,072,673 |
| 40 | 2.40% | ¥98,259 | ¥47,164,132 | ¥16,864,132 |
| 40 | 2.50% | ¥99,923 | ¥47,962,945 | ¥17,662,945 |
| 40 | 2.60% | ¥101,602 | ¥48,769,055 | ¥18,469,055 |
| 40 | 2.70% | ¥103,297 | ¥49,582,402 | ¥19,282,402 |
| 40 | 2.80% | ¥105,006 | ¥50,402,926 | ¥20,102,926 |
| 40 | 2.90% | ¥106,730 | ¥51,230,564 | ¥20,930,564 |
| 40 | 3.00% | ¥108,469 | ¥52,065,254 | ¥21,765,254 |
3030万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥81,362 | ¥34,171,954 | ¥3,871,954 |
| 35 | 0.80% | ¥82,737 | ¥34,749,735 | ¥4,449,735 |
| 35 | 0.90% | ¥84,128 | ¥35,333,647 | ¥5,033,647 |
| 35 | 1.00% | ¥85,533 | ¥35,923,678 | ¥5,623,678 |
| 35 | 1.10% | ¥86,952 | ¥36,519,812 | ¥6,219,812 |
| 35 | 1.20% | ¥88,386 | ¥37,122,033 | ¥6,822,033 |
| 35 | 1.30% | ¥89,834 | ¥37,730,323 | ¥7,430,323 |
| 35 | 1.40% | ¥91,297 | ¥38,344,663 | ¥8,044,663 |
| 35 | 1.50% | ¥92,774 | ¥38,965,032 | ¥8,665,032 |
| 35 | 1.60% | ¥94,265 | ¥39,591,408 | ¥9,291,408 |
| 35 | 1.70% | ¥95,771 | ¥40,223,769 | ¥9,923,769 |
| 35 | 1.80% | ¥97,291 | ¥40,862,088 | ¥10,562,088 |
| 35 | 1.90% | ¥98,825 | ¥41,506,341 | ¥11,206,341 |
| 35 | 2.00% | ¥100,373 | ¥42,156,500 | ¥11,856,500 |
| 35 | 2.10% | ¥101,935 | ¥42,812,536 | ¥12,512,536 |
| 35 | 2.20% | ¥103,511 | ¥43,474,420 | ¥13,174,420 |
| 35 | 2.30% | ¥105,100 | ¥44,142,121 | ¥13,842,121 |
| 35 | 2.40% | ¥106,704 | ¥44,815,605 | ¥14,515,605 |
| 35 | 2.50% | ¥108,321 | ¥45,494,841 | ¥15,194,841 |
| 35 | 2.60% | ¥109,952 | ¥46,179,793 | ¥15,879,793 |
| 35 | 2.70% | ¥111,596 | ¥46,870,426 | ¥16,570,426 |
| 35 | 2.80% | ¥113,254 | ¥47,566,702 | ¥17,266,702 |
| 35 | 2.90% | ¥114,925 | ¥48,268,585 | ¥17,968,585 |
| 35 | 3.00% | ¥116,610 | ¥48,976,035 | ¥18,676,035 |
3030万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥93,338 | ¥33,601,575 | ¥3,301,575 |
| 30 | 0.80% | ¥94,698 | ¥34,091,351 | ¥3,791,351 |
| 30 | 0.90% | ¥96,071 | ¥34,585,642 | ¥4,285,642 |
| 30 | 1.00% | ¥97,457 | ¥35,084,439 | ¥4,784,439 |
| 30 | 1.10% | ¥98,855 | ¥35,587,735 | ¥5,287,735 |
| 30 | 1.20% | ¥100,265 | ¥36,095,520 | ¥5,795,520 |
| 30 | 1.30% | ¥101,688 | ¥36,607,786 | ¥6,307,786 |
| 30 | 1.40% | ¥103,124 | ¥37,124,520 | ¥6,824,520 |
| 30 | 1.50% | ¥104,571 | ¥37,645,713 | ¥7,345,713 |
| 30 | 1.60% | ¥106,032 | ¥38,171,351 | ¥7,871,351 |
| 30 | 1.70% | ¥107,504 | ¥38,701,422 | ¥8,401,422 |
| 30 | 1.80% | ¥108,989 | ¥39,235,912 | ¥8,935,912 |
| 30 | 1.90% | ¥110,486 | ¥39,774,807 | ¥9,474,807 |
| 30 | 2.00% | ¥111,995 | ¥40,318,092 | ¥10,018,092 |
| 30 | 2.10% | ¥113,516 | ¥40,865,751 | ¥10,565,751 |
| 30 | 2.20% | ¥115,049 | ¥41,417,768 | ¥11,117,768 |
| 30 | 2.30% | ¥116,595 | ¥41,974,125 | ¥11,674,125 |
| 30 | 2.40% | ¥118,152 | ¥42,534,804 | ¥12,234,804 |
| 30 | 2.50% | ¥119,722 | ¥43,099,788 | ¥12,799,788 |
| 30 | 2.60% | ¥121,303 | ¥43,669,056 | ¥13,369,056 |
| 30 | 2.70% | ¥122,896 | ¥44,242,589 | ¥13,942,589 |
| 30 | 2.80% | ¥124,501 | ¥44,820,366 | ¥14,520,366 |
| 30 | 2.90% | ¥126,118 | ¥45,402,366 | ¥15,102,366 |
| 30 | 3.00% | ¥127,746 | ¥45,988,568 | ¥15,688,568 |
3030万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥110,125 | ¥33,037,353 | ¥2,737,353 |
| 25 | 0.80% | ¥111,470 | ¥33,440,998 | ¥3,140,998 |
| 25 | 0.90% | ¥112,826 | ¥33,847,784 | ¥3,547,784 |
| 25 | 1.00% | ¥114,192 | ¥34,257,706 | ¥3,957,706 |
| 25 | 1.10% | ¥115,569 | ¥34,670,761 | ¥4,370,761 |
| 25 | 1.20% | ¥116,956 | ¥35,086,944 | ¥4,786,944 |
| 25 | 1.30% | ¥118,354 | ¥35,506,251 | ¥5,206,251 |
| 25 | 1.40% | ¥119,762 | ¥35,928,675 | ¥5,628,675 |
| 25 | 1.50% | ¥121,181 | ¥36,354,212 | ¥6,054,212 |
| 25 | 1.60% | ¥122,610 | ¥36,782,855 | ¥6,482,855 |
| 25 | 1.70% | ¥124,049 | ¥37,214,599 | ¥6,914,599 |
| 25 | 1.80% | ¥125,498 | ¥37,649,435 | ¥7,349,435 |
| 25 | 1.90% | ¥126,958 | ¥38,087,358 | ¥7,787,358 |
| 25 | 2.00% | ¥128,428 | ¥38,528,359 | ¥8,228,359 |
| 25 | 2.10% | ¥129,908 | ¥38,972,432 | ¥8,672,432 |
| 25 | 2.20% | ¥131,399 | ¥39,419,567 | ¥9,119,567 |
| 25 | 2.30% | ¥132,899 | ¥39,869,756 | ¥9,569,756 |
| 25 | 2.40% | ¥134,410 | ¥40,322,991 | ¥10,022,991 |
| 25 | 2.50% | ¥135,931 | ¥40,779,261 | ¥10,479,261 |
| 25 | 2.60% | ¥137,462 | ¥41,238,558 | ¥10,938,558 |
| 25 | 2.70% | ¥139,003 | ¥41,700,872 | ¥11,400,872 |
| 25 | 2.80% | ¥140,554 | ¥42,166,192 | ¥11,866,192 |
| 25 | 2.90% | ¥142,115 | ¥42,634,508 | ¥12,334,508 |
| 25 | 3.00% | ¥143,686 | ¥43,105,808 | ¥12,805,808 |
3030万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥135,330 | ¥32,479,296 | ¥2,179,296 |
| 20 | 0.80% | ¥136,661 | ¥32,798,690 | ¥2,498,690 |
| 20 | 0.90% | ¥138,000 | ¥33,120,096 | ¥2,820,096 |
| 20 | 1.00% | ¥139,348 | ¥33,443,514 | ¥3,143,514 |
| 20 | 1.10% | ¥140,704 | ¥33,768,941 | ¥3,468,941 |
| 20 | 1.20% | ¥142,068 | ¥34,096,376 | ¥3,796,376 |
| 20 | 1.30% | ¥143,441 | ¥34,425,815 | ¥4,125,815 |
| 20 | 1.40% | ¥144,822 | ¥34,757,258 | ¥4,457,258 |
| 20 | 1.50% | ¥146,211 | ¥35,090,702 | ¥4,790,702 |
| 20 | 1.60% | ¥147,609 | ¥35,426,144 | ¥5,126,144 |
| 20 | 1.70% | ¥149,015 | ¥35,763,581 | ¥5,463,581 |
| 20 | 1.80% | ¥150,429 | ¥36,103,011 | ¥5,803,011 |
| 20 | 1.90% | ¥151,852 | ¥36,444,430 | ¥6,144,430 |
| 20 | 2.00% | ¥153,283 | ¥36,787,836 | ¥6,487,836 |
| 20 | 2.10% | ¥154,722 | ¥37,133,225 | ¥6,833,225 |
| 20 | 2.20% | ¥156,169 | ¥37,480,593 | ¥7,180,593 |
| 20 | 2.30% | ¥157,625 | ¥37,829,937 | ¥7,529,937 |
| 20 | 2.40% | ¥159,089 | ¥38,181,254 | ¥7,881,254 |
| 20 | 2.50% | ¥160,561 | ¥38,534,538 | ¥8,234,538 |
| 20 | 2.60% | ¥162,041 | ¥38,889,787 | ¥8,589,787 |
| 20 | 2.70% | ¥163,529 | ¥39,246,996 | ¥8,946,996 |
| 20 | 2.80% | ¥165,026 | ¥39,606,160 | ¥9,306,160 |
| 20 | 2.90% | ¥166,530 | ¥39,967,276 | ¥9,667,276 |
| 20 | 3.00% | ¥168,043 | ¥40,330,337 | ¥10,030,337 |
3030万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥177,375 | ¥31,927,412 | ¥1,627,412 |
| 15 | 0.80% | ¥178,691 | ¥32,164,438 | ¥1,864,438 |
| 15 | 0.90% | ¥180,014 | ¥32,402,598 | ¥2,102,598 |
| 15 | 1.00% | ¥181,344 | ¥32,641,891 | ¥2,341,891 |
| 15 | 1.10% | ¥182,680 | ¥32,882,316 | ¥2,582,316 |
| 15 | 1.20% | ¥184,022 | ¥33,123,873 | ¥2,823,873 |
| 15 | 1.30% | ¥185,370 | ¥33,366,560 | ¥3,066,560 |
| 15 | 1.40% | ¥186,724 | ¥33,610,378 | ¥3,310,378 |
| 15 | 1.50% | ¥188,085 | ¥33,855,324 | ¥3,555,324 |
| 15 | 1.60% | ¥189,452 | ¥34,101,399 | ¥3,801,399 |
| 15 | 1.70% | ¥190,826 | ¥34,348,602 | ¥4,048,602 |
| 15 | 1.80% | ¥192,205 | ¥34,596,931 | ¥4,296,931 |
| 15 | 1.90% | ¥193,591 | ¥34,846,386 | ¥4,546,386 |
| 15 | 2.00% | ¥194,983 | ¥35,096,965 | ¥4,796,965 |
| 15 | 2.10% | ¥196,381 | ¥35,348,667 | ¥5,048,667 |
| 15 | 2.20% | ¥197,786 | ¥35,601,491 | ¥5,301,491 |
| 15 | 2.30% | ¥199,197 | ¥35,855,436 | ¥5,555,436 |
| 15 | 2.40% | ¥200,614 | ¥36,110,501 | ¥5,810,501 |
| 15 | 2.50% | ¥202,037 | ¥36,366,683 | ¥6,066,683 |
| 15 | 2.60% | ¥203,467 | ¥36,623,983 | ¥6,323,983 |
| 15 | 2.70% | ¥204,902 | ¥36,882,399 | ¥6,582,399 |
| 15 | 2.80% | ¥206,344 | ¥37,141,928 | ¥6,841,928 |
| 15 | 2.90% | ¥207,792 | ¥37,402,570 | ¥7,102,570 |
| 15 | 3.00% | ¥209,246 | ¥37,664,323 | ¥7,364,323 |
3030万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥261,514 | ¥31,381,705 | ¥1,081,705 |
| 10 | 0.80% | ¥262,819 | ¥31,538,252 | ¥1,238,252 |
| 10 | 0.90% | ¥264,128 | ¥31,695,303 | ¥1,395,303 |
| 10 | 1.00% | ¥265,440 | ¥31,852,859 | ¥1,552,859 |
| 10 | 1.10% | ¥266,758 | ¥32,010,918 | ¥1,710,918 |
| 10 | 1.20% | ¥268,079 | ¥32,169,481 | ¥1,869,481 |
| 10 | 1.30% | ¥269,405 | ¥32,328,547 | ¥2,028,547 |
| 10 | 1.40% | ¥270,734 | ¥32,488,117 | ¥2,188,117 |
| 10 | 1.50% | ¥272,068 | ¥32,648,189 | ¥2,348,189 |
| 10 | 1.60% | ¥273,406 | ¥32,808,765 | ¥2,508,765 |
| 10 | 1.70% | ¥274,749 | ¥32,969,843 | ¥2,669,843 |
| 10 | 1.80% | ¥276,095 | ¥33,131,424 | ¥2,831,424 |
| 10 | 1.90% | ¥277,446 | ¥33,293,507 | ¥2,993,507 |
| 10 | 2.00% | ¥278,801 | ¥33,456,092 | ¥3,156,092 |
| 10 | 2.10% | ¥280,160 | ¥33,619,178 | ¥3,319,178 |
| 10 | 2.20% | ¥281,523 | ¥33,782,766 | ¥3,482,766 |
| 10 | 2.30% | ¥282,890 | ¥33,946,856 | ¥3,646,856 |
| 10 | 2.40% | ¥284,262 | ¥34,111,446 | ¥3,811,446 |
| 10 | 2.50% | ¥285,638 | ¥34,276,536 | ¥3,976,536 |
| 10 | 2.60% | ¥287,018 | ¥34,442,127 | ¥4,142,127 |
| 10 | 2.70% | ¥288,402 | ¥34,608,218 | ¥4,308,218 |
| 10 | 2.80% | ¥289,790 | ¥34,774,808 | ¥4,474,808 |
| 10 | 2.90% | ¥291,182 | ¥34,941,898 | ¥4,641,898 |
| 10 | 3.00% | ¥292,579 | ¥35,109,487 | ¥4,809,487 |
