3070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3070万円の住宅ローン|期間・年数別
3070万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥60,657 |
¥36,394,120 |
¥5,694,120 |
| 50 |
0.80% |
¥62,097 |
¥37,258,343 |
¥6,558,343 |
| 50 |
0.90% |
¥63,559 |
¥38,135,141 |
¥7,435,141 |
| 50 |
1.00% |
¥65,041 |
¥39,024,461 |
¥8,324,461 |
| 50 |
1.10% |
¥66,544 |
¥39,926,241 |
¥9,226,241 |
| 50 |
1.20% |
¥68,067 |
¥40,840,416 |
¥10,140,416 |
| 50 |
1.30% |
¥69,612 |
¥41,766,914 |
¥11,066,914 |
| 50 |
1.40% |
¥71,176 |
¥42,705,655 |
¥12,005,655 |
| 50 |
1.50% |
¥72,761 |
¥43,656,559 |
¥12,956,559 |
| 50 |
1.60% |
¥74,366 |
¥44,619,536 |
¥13,919,536 |
| 50 |
1.70% |
¥75,991 |
¥45,594,493 |
¥14,894,493 |
| 50 |
1.80% |
¥77,636 |
¥46,581,331 |
¥15,881,331 |
| 50 |
1.90% |
¥79,300 |
¥47,579,947 |
¥16,879,947 |
| 50 |
2.00% |
¥80,984 |
¥48,590,234 |
¥17,890,234 |
| 50 |
2.10% |
¥82,687 |
¥49,612,078 |
¥18,912,078 |
| 50 |
2.20% |
¥84,409 |
¥50,645,364 |
¥19,945,364 |
| 50 |
2.30% |
¥86,150 |
¥51,689,970 |
¥20,989,970 |
| 50 |
2.40% |
¥87,910 |
¥52,745,771 |
¥22,045,771 |
| 50 |
2.50% |
¥89,688 |
¥53,812,640 |
¥23,112,640 |
| 50 |
2.60% |
¥91,484 |
¥54,890,443 |
¥24,190,443 |
| 50 |
2.70% |
¥93,298 |
¥55,979,046 |
¥25,279,046 |
| 50 |
2.80% |
¥95,131 |
¥57,078,311 |
¥26,378,311 |
| 50 |
2.90% |
¥96,980 |
¥58,188,095 |
¥27,488,095 |
| 50 |
3.00% |
¥98,847 |
¥59,308,255 |
¥28,608,255 |
3070万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥66,292 |
¥35,797,561 |
¥5,097,561 |
| 45 |
0.80% |
¥67,717 |
¥36,566,968 |
¥5,866,968 |
| 45 |
0.90% |
¥69,160 |
¥37,346,593 |
¥6,646,593 |
| 45 |
1.00% |
¥70,623 |
¥38,136,399 |
¥7,436,399 |
| 45 |
1.10% |
¥72,104 |
¥38,936,346 |
¥8,236,346 |
| 45 |
1.20% |
¥73,604 |
¥39,746,389 |
¥9,046,389 |
| 45 |
1.30% |
¥75,123 |
¥40,566,482 |
¥9,866,482 |
| 45 |
1.40% |
¥76,660 |
¥41,396,573 |
¥10,696,573 |
| 45 |
1.50% |
¥78,216 |
¥42,236,606 |
¥11,536,606 |
| 45 |
1.60% |
¥79,790 |
¥43,086,522 |
¥12,386,522 |
| 45 |
1.70% |
¥81,382 |
¥43,946,259 |
¥13,246,259 |
| 45 |
1.80% |
¥82,992 |
¥44,815,752 |
¥14,115,752 |
| 45 |
1.90% |
¥84,620 |
¥45,694,930 |
¥14,994,930 |
| 45 |
2.00% |
¥86,266 |
¥46,583,722 |
¥15,883,722 |
| 45 |
2.10% |
¥87,930 |
¥47,482,053 |
¥16,782,053 |
| 45 |
2.20% |
¥89,611 |
¥48,389,842 |
¥17,689,842 |
| 45 |
2.30% |
¥91,309 |
¥49,307,010 |
¥18,607,010 |
| 45 |
2.40% |
¥93,025 |
¥50,233,471 |
¥19,533,471 |
| 45 |
2.50% |
¥94,758 |
¥51,169,139 |
¥20,469,139 |
| 45 |
2.60% |
¥96,507 |
¥52,113,924 |
¥21,413,924 |
| 45 |
2.70% |
¥98,274 |
¥53,067,733 |
¥22,367,733 |
| 45 |
2.80% |
¥100,056 |
¥54,030,471 |
¥23,330,471 |
| 45 |
2.90% |
¥101,856 |
¥55,002,043 |
¥24,302,043 |
| 45 |
3.00% |
¥103,671 |
¥55,982,349 |
¥25,282,349 |
3070万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥73,348 |
¥35,207,207 |
¥4,507,207 |
| 40 |
0.80% |
¥74,758 |
¥35,883,673 |
¥5,183,673 |
| 40 |
0.90% |
¥76,184 |
¥36,568,234 |
¥5,868,234 |
| 40 |
1.00% |
¥77,627 |
¥37,260,867 |
¥6,560,867 |
| 40 |
1.10% |
¥79,087 |
¥37,961,547 |
¥7,261,547 |
| 40 |
1.20% |
¥80,563 |
¥38,670,245 |
¥7,970,245 |
| 40 |
1.30% |
¥82,056 |
¥39,386,932 |
¥8,686,932 |
| 40 |
1.40% |
¥83,566 |
¥40,111,576 |
¥9,411,576 |
| 40 |
1.50% |
¥85,092 |
¥40,844,140 |
¥10,144,140 |
| 40 |
1.60% |
¥86,635 |
¥41,584,587 |
¥10,884,587 |
| 40 |
1.70% |
¥88,193 |
¥42,332,878 |
¥11,632,878 |
| 40 |
1.80% |
¥89,769 |
¥43,088,972 |
¥12,388,972 |
| 40 |
1.90% |
¥91,360 |
¥43,852,823 |
¥13,152,823 |
| 40 |
2.00% |
¥92,967 |
¥44,624,386 |
¥13,924,386 |
| 40 |
2.10% |
¥94,591 |
¥45,403,613 |
¥14,703,613 |
| 40 |
2.20% |
¥96,230 |
¥46,190,453 |
¥15,490,453 |
| 40 |
2.30% |
¥97,885 |
¥46,984,854 |
¥16,284,854 |
| 40 |
2.40% |
¥99,556 |
¥47,786,761 |
¥17,086,761 |
| 40 |
2.50% |
¥101,242 |
¥48,596,120 |
¥17,896,120 |
| 40 |
2.60% |
¥102,943 |
¥49,412,871 |
¥18,712,871 |
| 40 |
2.70% |
¥104,660 |
¥50,236,955 |
¥19,536,955 |
| 40 |
2.80% |
¥106,392 |
¥51,068,311 |
¥20,368,311 |
| 40 |
2.90% |
¥108,139 |
¥51,906,875 |
¥21,206,875 |
| 40 |
3.00% |
¥109,901 |
¥52,752,584 |
¥22,052,584 |
3070万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥82,436 |
¥34,623,069 |
¥3,923,069 |
| 35 |
0.80% |
¥83,830 |
¥35,208,477 |
¥4,508,477 |
| 35 |
0.90% |
¥85,238 |
¥35,800,098 |
¥5,100,098 |
| 35 |
1.00% |
¥86,662 |
¥36,397,918 |
¥5,697,918 |
| 35 |
1.10% |
¥88,100 |
¥37,001,922 |
¥6,301,922 |
| 35 |
1.20% |
¥89,553 |
¥37,612,093 |
¥6,912,093 |
| 35 |
1.30% |
¥91,020 |
¥38,228,413 |
¥7,528,413 |
| 35 |
1.40% |
¥92,502 |
¥38,850,863 |
¥8,150,863 |
| 35 |
1.50% |
¥93,999 |
¥39,479,422 |
¥8,779,422 |
| 35 |
1.60% |
¥95,510 |
¥40,114,067 |
¥9,414,067 |
| 35 |
1.70% |
¥97,035 |
¥40,754,775 |
¥10,054,775 |
| 35 |
1.80% |
¥98,575 |
¥41,401,522 |
¥10,701,522 |
| 35 |
1.90% |
¥100,129 |
¥42,054,280 |
¥11,354,280 |
| 35 |
2.00% |
¥101,698 |
¥42,713,022 |
¥12,013,022 |
| 35 |
2.10% |
¥103,280 |
¥43,377,718 |
¥12,677,718 |
| 35 |
2.20% |
¥104,877 |
¥44,048,340 |
¥13,348,340 |
| 35 |
2.30% |
¥106,488 |
¥44,724,855 |
¥14,024,855 |
| 35 |
2.40% |
¥108,112 |
¥45,407,231 |
¥14,707,231 |
| 35 |
2.50% |
¥109,751 |
¥46,095,433 |
¥15,395,433 |
| 35 |
2.60% |
¥111,403 |
¥46,789,427 |
¥16,089,427 |
| 35 |
2.70% |
¥113,069 |
¥47,489,177 |
¥16,789,177 |
| 35 |
2.80% |
¥114,749 |
¥48,194,646 |
¥17,494,646 |
| 35 |
2.90% |
¥116,442 |
¥48,905,794 |
¥18,205,794 |
| 35 |
3.00% |
¥118,149 |
¥49,622,583 |
¥18,922,583 |
3070万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥94,570 |
¥34,045,160 |
¥3,345,160 |
| 30 |
0.80% |
¥95,948 |
¥34,541,402 |
¥3,841,402 |
| 30 |
0.90% |
¥97,339 |
¥35,042,218 |
¥4,342,218 |
| 30 |
1.00% |
¥98,743 |
¥35,547,600 |
¥4,847,600 |
| 30 |
1.10% |
¥100,160 |
¥36,057,540 |
¥5,357,540 |
| 30 |
1.20% |
¥101,589 |
¥36,572,029 |
¥5,872,029 |
| 30 |
1.30% |
¥103,031 |
¥37,091,057 |
¥6,391,057 |
| 30 |
1.40% |
¥104,485 |
¥37,614,613 |
¥6,914,613 |
| 30 |
1.50% |
¥105,952 |
¥38,142,686 |
¥7,442,686 |
| 30 |
1.60% |
¥107,431 |
¥38,675,263 |
¥7,975,263 |
| 30 |
1.70% |
¥108,923 |
¥39,212,332 |
¥8,512,332 |
| 30 |
1.80% |
¥110,427 |
¥39,753,878 |
¥9,053,878 |
| 30 |
1.90% |
¥111,944 |
¥40,299,887 |
¥9,599,887 |
| 30 |
2.00% |
¥113,473 |
¥40,850,344 |
¥10,150,344 |
| 30 |
2.10% |
¥115,015 |
¥41,405,233 |
¥10,705,233 |
| 30 |
2.20% |
¥116,568 |
¥41,964,537 |
¥11,264,537 |
| 30 |
2.30% |
¥118,134 |
¥42,528,239 |
¥11,828,239 |
| 30 |
2.40% |
¥119,712 |
¥43,096,320 |
¥12,396,320 |
| 30 |
2.50% |
¥121,302 |
¥43,668,762 |
¥12,968,762 |
| 30 |
2.60% |
¥122,904 |
¥44,245,545 |
¥13,545,545 |
| 30 |
2.70% |
¥124,518 |
¥44,826,649 |
¥14,126,649 |
| 30 |
2.80% |
¥126,145 |
¥45,412,054 |
¥14,712,054 |
| 30 |
2.90% |
¥127,783 |
¥46,001,737 |
¥15,301,737 |
| 30 |
3.00% |
¥129,432 |
¥46,595,678 |
¥15,895,678 |
3070万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥111,578 |
¥33,473,489 |
¥2,773,489 |
| 25 |
0.80% |
¥112,942 |
¥33,882,463 |
¥3,182,463 |
| 25 |
0.90% |
¥114,315 |
¥34,294,619 |
¥3,594,619 |
| 25 |
1.00% |
¥115,700 |
¥34,709,953 |
¥4,009,953 |
| 25 |
1.10% |
¥117,095 |
¥35,128,461 |
¥4,428,461 |
| 25 |
1.20% |
¥118,500 |
¥35,550,138 |
¥4,850,138 |
| 25 |
1.30% |
¥119,917 |
¥35,974,980 |
¥5,274,980 |
| 25 |
1.40% |
¥121,343 |
¥36,402,981 |
¥5,702,981 |
| 25 |
1.50% |
¥122,780 |
¥36,834,136 |
¥6,134,136 |
| 25 |
1.60% |
¥124,228 |
¥37,268,438 |
¥6,568,438 |
| 25 |
1.70% |
¥125,686 |
¥37,705,880 |
¥7,005,880 |
| 25 |
1.80% |
¥127,155 |
¥38,146,457 |
¥7,446,457 |
| 25 |
1.90% |
¥128,634 |
¥38,590,161 |
¥7,890,161 |
| 25 |
2.00% |
¥130,123 |
¥39,036,985 |
¥8,336,985 |
| 25 |
2.10% |
¥131,623 |
¥39,486,919 |
¥8,786,919 |
| 25 |
2.20% |
¥133,133 |
¥39,939,957 |
¥9,239,957 |
| 25 |
2.30% |
¥134,654 |
¥40,396,089 |
¥9,696,089 |
| 25 |
2.40% |
¥136,184 |
¥40,855,307 |
¥10,155,307 |
| 25 |
2.50% |
¥137,725 |
¥41,317,601 |
¥10,617,601 |
| 25 |
2.60% |
¥139,277 |
¥41,782,962 |
¥11,082,962 |
| 25 |
2.70% |
¥140,838 |
¥42,251,378 |
¥11,551,378 |
| 25 |
2.80% |
¥142,409 |
¥42,722,841 |
¥12,022,841 |
| 25 |
2.90% |
¥143,991 |
¥43,197,339 |
¥12,497,339 |
| 25 |
3.00% |
¥145,583 |
¥43,674,862 |
¥12,974,862 |
3070万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥137,117 |
¥32,908,066 |
¥2,208,066 |
| 20 |
0.80% |
¥138,465 |
¥33,231,676 |
¥2,531,676 |
| 20 |
0.90% |
¥139,822 |
¥33,557,325 |
¥2,857,325 |
| 20 |
1.00% |
¥141,188 |
¥33,885,013 |
¥3,185,013 |
| 20 |
1.10% |
¥142,561 |
¥34,214,736 |
¥3,514,736 |
| 20 |
1.20% |
¥143,944 |
¥34,546,493 |
¥3,846,493 |
| 20 |
1.30% |
¥145,335 |
¥34,880,282 |
¥4,180,282 |
| 20 |
1.40% |
¥146,734 |
¥35,216,100 |
¥4,516,100 |
| 20 |
1.50% |
¥148,141 |
¥35,553,946 |
¥4,853,946 |
| 20 |
1.60% |
¥149,558 |
¥35,893,816 |
¥5,193,816 |
| 20 |
1.70% |
¥150,982 |
¥36,235,708 |
¥5,535,708 |
| 20 |
1.80% |
¥152,415 |
¥36,579,618 |
¥5,879,618 |
| 20 |
1.90% |
¥153,856 |
¥36,925,545 |
¥6,225,545 |
| 20 |
2.00% |
¥155,306 |
¥37,273,484 |
¥6,573,484 |
| 20 |
2.10% |
¥156,764 |
¥37,623,432 |
¥6,923,432 |
| 20 |
2.20% |
¥158,231 |
¥37,975,386 |
¥7,275,386 |
| 20 |
2.30% |
¥159,706 |
¥38,329,343 |
¥7,629,343 |
| 20 |
2.40% |
¥161,189 |
¥38,685,297 |
¥7,985,297 |
| 20 |
2.50% |
¥162,680 |
¥39,043,245 |
¥8,343,245 |
| 20 |
2.60% |
¥164,180 |
¥39,403,184 |
¥8,703,184 |
| 20 |
2.70% |
¥165,688 |
¥39,765,108 |
¥9,065,108 |
| 20 |
2.80% |
¥167,204 |
¥40,129,014 |
¥9,429,014 |
| 20 |
2.90% |
¥168,729 |
¥40,494,896 |
¥9,794,896 |
| 20 |
3.00% |
¥170,261 |
¥40,862,751 |
¥10,162,751 |
3070万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥179,716 |
¥32,348,896 |
¥1,648,896 |
| 15 |
0.80% |
¥181,050 |
¥32,589,051 |
¥1,889,051 |
| 15 |
0.90% |
¥182,391 |
¥32,830,355 |
¥2,130,355 |
| 15 |
1.00% |
¥183,738 |
¥33,072,807 |
¥2,372,807 |
| 15 |
1.10% |
¥185,091 |
¥33,316,406 |
¥2,616,406 |
| 15 |
1.20% |
¥186,451 |
¥33,561,151 |
¥2,861,151 |
| 15 |
1.30% |
¥187,817 |
¥33,807,043 |
¥3,107,043 |
| 15 |
1.40% |
¥189,189 |
¥34,054,079 |
¥3,354,079 |
| 15 |
1.50% |
¥190,568 |
¥34,302,259 |
¥3,602,259 |
| 15 |
1.60% |
¥191,953 |
¥34,551,583 |
¥3,851,583 |
| 15 |
1.70% |
¥193,345 |
¥34,802,049 |
¥4,102,049 |
| 15 |
1.80% |
¥194,743 |
¥35,053,656 |
¥4,353,656 |
| 15 |
1.90% |
¥196,147 |
¥35,306,404 |
¥4,606,404 |
| 15 |
2.00% |
¥197,557 |
¥35,560,291 |
¥4,860,291 |
| 15 |
2.10% |
¥198,974 |
¥35,815,316 |
¥5,115,316 |
| 15 |
2.20% |
¥200,397 |
¥36,071,478 |
¥5,371,478 |
| 15 |
2.30% |
¥201,827 |
¥36,328,775 |
¥5,628,775 |
| 15 |
2.40% |
¥203,262 |
¥36,587,207 |
¥5,887,207 |
| 15 |
2.50% |
¥204,704 |
¥36,846,772 |
¥6,146,772 |
| 15 |
2.60% |
¥206,153 |
¥37,107,468 |
¥6,407,468 |
| 15 |
2.70% |
¥207,607 |
¥37,369,295 |
¥6,669,295 |
| 15 |
2.80% |
¥209,068 |
¥37,632,250 |
¥6,932,250 |
| 15 |
2.90% |
¥210,535 |
¥37,896,333 |
¥7,196,333 |
| 15 |
3.00% |
¥212,009 |
¥38,161,541 |
¥7,461,541 |
3070万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥264,967 |
¥31,795,984 |
¥1,095,984 |
| 10 |
0.80% |
¥266,288 |
¥31,954,598 |
¥1,254,598 |
| 10 |
0.90% |
¥267,614 |
¥32,113,723 |
¥1,413,723 |
| 10 |
1.00% |
¥268,945 |
¥32,273,358 |
¥1,573,358 |
| 10 |
1.10% |
¥270,279 |
¥32,433,504 |
¥1,733,504 |
| 10 |
1.20% |
¥271,618 |
¥32,594,160 |
¥1,894,160 |
| 10 |
1.30% |
¥272,961 |
¥32,755,326 |
¥2,055,326 |
| 10 |
1.40% |
¥274,308 |
¥32,917,003 |
¥2,217,003 |
| 10 |
1.50% |
¥275,660 |
¥33,079,189 |
¥2,379,189 |
| 10 |
1.60% |
¥277,016 |
¥33,241,884 |
¥2,541,884 |
| 10 |
1.70% |
¥278,376 |
¥33,405,089 |
¥2,705,089 |
| 10 |
1.80% |
¥279,740 |
¥33,568,803 |
¥2,868,803 |
| 10 |
1.90% |
¥281,109 |
¥33,733,025 |
¥3,033,025 |
| 10 |
2.00% |
¥282,481 |
¥33,897,756 |
¥3,197,756 |
| 10 |
2.10% |
¥283,858 |
¥34,062,996 |
¥3,362,996 |
| 10 |
2.20% |
¥285,240 |
¥34,228,744 |
¥3,528,744 |
| 10 |
2.30% |
¥286,625 |
¥34,394,999 |
¥3,694,999 |
| 10 |
2.40% |
¥288,015 |
¥34,561,762 |
¥3,861,762 |
| 10 |
2.50% |
¥289,409 |
¥34,729,032 |
¥4,029,032 |
| 10 |
2.60% |
¥290,807 |
¥34,896,809 |
¥4,196,809 |
| 10 |
2.70% |
¥292,209 |
¥35,065,092 |
¥4,365,092 |
| 10 |
2.80% |
¥293,616 |
¥35,233,882 |
¥4,533,882 |
| 10 |
2.90% |
¥295,026 |
¥35,403,177 |
¥4,703,177 |
| 10 |
3.00% |
¥296,441 |
¥35,572,978 |
¥4,872,978 |