3080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3080万円の住宅ローン｜期間・年数別
3080万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥60,854 | ¥36,512,668 | ¥5,712,668 |
| 50 | 0.80% | ¥62,300 | ¥37,379,705 | ¥6,579,705 |
| 50 | 0.90% | ¥63,766 | ¥38,259,360 | ¥7,459,360 |
| 50 | 1.00% | ¥65,253 | ¥39,151,577 | ¥8,351,577 |
| 50 | 1.10% | ¥66,760 | ¥40,056,294 | ¥9,256,294 |
| 50 | 1.20% | ¥68,289 | ¥40,973,447 | ¥10,173,447 |
| 50 | 1.30% | ¥69,838 | ¥41,902,962 | ¥11,102,962 |
| 50 | 1.40% | ¥71,408 | ¥42,844,762 | ¥12,044,762 |
| 50 | 1.50% | ¥72,998 | ¥43,798,763 | ¥12,998,763 |
| 50 | 1.60% | ¥74,608 | ¥44,764,876 | ¥13,964,876 |
| 50 | 1.70% | ¥76,238 | ¥45,743,009 | ¥14,943,009 |
| 50 | 1.80% | ¥77,888 | ¥46,733,062 | ¥15,933,062 |
| 50 | 1.90% | ¥79,558 | ¥47,734,931 | ¥16,934,931 |
| 50 | 2.00% | ¥81,248 | ¥48,748,508 | ¥17,948,508 |
| 50 | 2.10% | ¥82,956 | ¥49,773,681 | ¥18,973,681 |
| 50 | 2.20% | ¥84,684 | ¥50,810,332 | ¥20,010,332 |
| 50 | 2.30% | ¥86,431 | ¥51,858,341 | ¥21,058,341 |
| 50 | 2.40% | ¥88,196 | ¥52,917,581 | ¥22,117,581 |
| 50 | 2.50% | ¥89,980 | ¥53,987,925 | ¥23,187,925 |
| 50 | 2.60% | ¥91,782 | ¥55,069,239 | ¥24,269,239 |
| 50 | 2.70% | ¥93,602 | ¥56,161,389 | ¥25,361,389 |
| 50 | 2.80% | ¥95,440 | ¥57,264,234 | ¥26,464,234 |
| 50 | 2.90% | ¥97,296 | ¥58,377,633 | ¥27,577,633 |
| 50 | 3.00% | ¥99,169 | ¥59,501,442 | ¥28,701,442 |
3080万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥66,508 | ¥35,914,166 | ¥5,114,166 |
| 45 | 0.80% | ¥67,937 | ¥36,686,079 | ¥5,886,079 |
| 45 | 0.90% | ¥69,386 | ¥37,468,243 | ¥6,668,243 |
| 45 | 1.00% | ¥70,853 | ¥38,260,622 | ¥7,460,622 |
| 45 | 1.10% | ¥72,339 | ¥39,063,174 | ¥8,263,174 |
| 45 | 1.20% | ¥73,844 | ¥39,875,857 | ¥9,075,857 |
| 45 | 1.30% | ¥75,368 | ¥40,698,621 | ¥9,898,621 |
| 45 | 1.40% | ¥76,910 | ¥41,531,415 | ¥10,731,415 |
| 45 | 1.50% | ¥78,471 | ¥42,374,184 | ¥11,574,184 |
| 45 | 1.60% | ¥80,050 | ¥43,226,869 | ¥12,426,869 |
| 45 | 1.70% | ¥81,647 | ¥44,089,407 | ¥13,289,407 |
| 45 | 1.80% | ¥83,262 | ¥44,961,731 | ¥14,161,731 |
| 45 | 1.90% | ¥84,896 | ¥45,843,774 | ¥15,043,774 |
| 45 | 2.00% | ¥86,547 | ¥46,735,461 | ¥15,935,461 |
| 45 | 2.10% | ¥88,216 | ¥47,636,717 | ¥16,836,717 |
| 45 | 2.20% | ¥89,903 | ¥48,547,464 | ¥17,747,464 |
| 45 | 2.30% | ¥91,607 | ¥49,467,619 | ¥18,667,619 |
| 45 | 2.40% | ¥93,328 | ¥50,397,098 | ¥19,597,098 |
| 45 | 2.50% | ¥95,066 | ¥51,335,814 | ¥20,535,814 |
| 45 | 2.60% | ¥96,822 | ¥52,283,676 | ¥21,483,676 |
| 45 | 2.70% | ¥98,594 | ¥53,240,592 | ¥22,440,592 |
| 45 | 2.80% | ¥100,382 | ¥54,206,467 | ¥23,406,467 |
| 45 | 2.90% | ¥102,187 | ¥55,181,203 | ¥24,381,203 |
| 45 | 3.00% | ¥104,009 | ¥56,164,702 | ¥25,364,702 |
3080万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥73,587 | ¥35,321,888 | ¥4,521,888 |
| 40 | 0.80% | ¥75,001 | ¥36,000,558 | ¥5,200,558 |
| 40 | 0.90% | ¥76,432 | ¥36,687,348 | ¥5,887,348 |
| 40 | 1.00% | ¥77,880 | ¥37,382,238 | ¥6,582,238 |
| 40 | 1.10% | ¥79,344 | ¥38,085,200 | ¥7,285,200 |
| 40 | 1.20% | ¥80,825 | ¥38,796,207 | ¥7,996,207 |
| 40 | 1.30% | ¥82,323 | ¥39,515,229 | ¥8,715,229 |
| 40 | 1.40% | ¥83,838 | ¥40,242,232 | ¥9,442,232 |
| 40 | 1.50% | ¥85,369 | ¥40,977,182 | ¥10,177,182 |
| 40 | 1.60% | ¥86,917 | ¥41,720,042 | ¥10,920,042 |
| 40 | 1.70% | ¥88,481 | ¥42,470,770 | ¥11,670,770 |
| 40 | 1.80% | ¥90,061 | ¥43,229,327 | ¥12,429,327 |
| 40 | 1.90% | ¥91,658 | ¥43,995,666 | ¥13,195,666 |
| 40 | 2.00% | ¥93,270 | ¥44,769,742 | ¥13,969,742 |
| 40 | 2.10% | ¥94,899 | ¥45,551,507 | ¥14,751,507 |
| 40 | 2.20% | ¥96,544 | ¥46,340,910 | ¥15,540,910 |
| 40 | 2.30% | ¥98,204 | ¥47,137,899 | ¥16,337,899 |
| 40 | 2.40% | ¥99,880 | ¥47,942,418 | ¥17,142,418 |
| 40 | 2.50% | ¥101,572 | ¥48,754,413 | ¥17,954,413 |
| 40 | 2.60% | ¥103,279 | ¥49,573,825 | ¥18,773,825 |
| 40 | 2.70% | ¥105,001 | ¥50,400,593 | ¥19,600,593 |
| 40 | 2.80% | ¥106,739 | ¥51,234,657 | ¥20,434,657 |
| 40 | 2.90% | ¥108,492 | ¥52,075,953 | ¥21,275,953 |
| 40 | 3.00% | ¥110,259 | ¥52,924,417 | ¥22,124,417 |
3080万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥82,704 | ¥34,735,848 | ¥3,935,848 |
| 35 | 0.80% | ¥84,103 | ¥35,323,163 | ¥4,523,163 |
| 35 | 0.90% | ¥85,516 | ¥35,916,711 | ¥5,116,711 |
| 35 | 1.00% | ¥86,944 | ¥36,516,478 | ¥5,716,478 |
| 35 | 1.10% | ¥88,387 | ¥37,122,449 | ¥6,322,449 |
| 35 | 1.20% | ¥89,844 | ¥37,734,608 | ¥6,934,608 |
| 35 | 1.30% | ¥91,317 | ¥38,352,935 | ¥7,552,935 |
| 35 | 1.40% | ¥92,803 | ¥38,977,413 | ¥8,177,413 |
| 35 | 1.50% | ¥94,305 | ¥39,608,019 | ¥8,808,019 |
| 35 | 1.60% | ¥95,821 | ¥40,244,732 | ¥9,444,732 |
| 35 | 1.70% | ¥97,351 | ¥40,887,527 | ¥10,087,527 |
| 35 | 1.80% | ¥98,896 | ¥41,536,380 | ¥10,736,380 |
| 35 | 1.90% | ¥100,455 | ¥42,191,264 | ¥11,391,264 |
| 35 | 2.00% | ¥102,029 | ¥42,852,152 | ¥12,052,152 |
| 35 | 2.10% | ¥103,617 | ¥43,519,014 | ¥12,719,014 |
| 35 | 2.20% | ¥105,219 | ¥44,191,820 | ¥13,391,820 |
| 35 | 2.30% | ¥106,835 | ¥44,870,539 | ¥14,070,539 |
| 35 | 2.40% | ¥108,465 | ¥45,555,137 | ¥14,755,137 |
| 35 | 2.50% | ¥110,109 | ¥46,245,581 | ¥15,445,581 |
| 35 | 2.60% | ¥111,766 | ¥46,941,836 | ¥16,141,836 |
| 35 | 2.70% | ¥113,438 | ¥47,643,865 | ¥16,843,865 |
| 35 | 2.80% | ¥115,123 | ¥48,351,632 | ¥17,551,632 |
| 35 | 2.90% | ¥116,822 | ¥49,065,096 | ¥18,265,096 |
| 35 | 3.00% | ¥118,534 | ¥49,784,221 | ¥18,984,221 |
3080万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥94,878 | ¥34,156,056 | ¥3,356,056 |
| 30 | 0.80% | ¥96,261 | ¥34,653,915 | ¥3,853,915 |
| 30 | 0.90% | ¥97,657 | ¥35,156,362 | ¥4,356,362 |
| 30 | 1.00% | ¥99,065 | ¥35,663,390 | ¥4,863,390 |
| 30 | 1.10% | ¥100,486 | ¥36,174,991 | ¥5,374,991 |
| 30 | 1.20% | ¥101,920 | ¥36,691,156 | ¥5,891,156 |
| 30 | 1.30% | ¥103,366 | ¥37,211,875 | ¥6,411,875 |
| 30 | 1.40% | ¥104,825 | ¥37,737,136 | ¥6,937,136 |
| 30 | 1.50% | ¥106,297 | ¥38,266,929 | ¥7,466,929 |
| 30 | 1.60% | ¥107,781 | ¥38,801,241 | ¥8,001,241 |
| 30 | 1.70% | ¥109,278 | ¥39,340,059 | ¥8,540,059 |
| 30 | 1.80% | ¥110,787 | ¥39,883,369 | ¥9,083,369 |
| 30 | 1.90% | ¥112,309 | ¥40,431,157 | ¥9,631,157 |
| 30 | 2.00% | ¥113,843 | ¥40,983,407 | ¥10,183,407 |
| 30 | 2.10% | ¥115,389 | ¥41,540,103 | ¥10,740,103 |
| 30 | 2.20% | ¥116,948 | ¥42,101,229 | ¥11,301,229 |
| 30 | 2.30% | ¥118,519 | ¥42,666,767 | ¥11,866,767 |
| 30 | 2.40% | ¥120,102 | ¥43,236,699 | ¥12,436,699 |
| 30 | 2.50% | ¥121,697 | ¥43,811,005 | ¥13,011,005 |
| 30 | 2.60% | ¥123,305 | ¥44,389,667 | ¥13,589,667 |
| 30 | 2.70% | ¥124,924 | ¥44,972,664 | ¥14,172,664 |
| 30 | 2.80% | ¥126,555 | ¥45,559,976 | ¥14,759,976 |
| 30 | 2.90% | ¥128,199 | ¥46,151,580 | ¥15,351,580 |
| 30 | 3.00% | ¥129,854 | ¥46,747,455 | ¥15,947,455 |
3080万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥111,942 | ¥33,582,524 | ¥2,782,524 |
| 25 | 0.80% | ¥113,309 | ¥33,992,830 | ¥3,192,830 |
| 25 | 0.90% | ¥114,688 | ¥34,406,328 | ¥3,606,328 |
| 25 | 1.00% | ¥116,077 | ¥34,823,015 | ¥4,023,015 |
| 25 | 1.10% | ¥117,476 | ¥35,242,886 | ¥4,442,886 |
| 25 | 1.20% | ¥118,886 | ¥35,665,937 | ¥4,865,937 |
| 25 | 1.30% | ¥120,307 | ¥36,092,162 | ¥5,292,162 |
| 25 | 1.40% | ¥121,739 | ¥36,521,558 | ¥5,721,558 |
| 25 | 1.50% | ¥123,180 | ¥36,954,117 | ¥6,154,117 |
| 25 | 1.60% | ¥124,633 | ¥37,389,833 | ¥6,589,833 |
| 25 | 1.70% | ¥126,096 | ¥37,828,701 | ¥7,028,701 |
| 25 | 1.80% | ¥127,569 | ¥38,270,713 | ¥7,470,713 |
| 25 | 1.90% | ¥129,053 | ¥38,715,862 | ¥7,915,862 |
| 25 | 2.00% | ¥130,547 | ¥39,164,141 | ¥8,364,141 |
| 25 | 2.10% | ¥132,052 | ¥39,615,541 | ¥8,815,541 |
| 25 | 2.20% | ¥133,567 | ¥40,070,055 | ¥9,270,055 |
| 25 | 2.30% | ¥135,092 | ¥40,527,673 | ¥9,727,673 |
| 25 | 2.40% | ¥136,628 | ¥40,988,386 | ¥10,188,386 |
| 25 | 2.50% | ¥138,174 | ¥41,452,186 | ¥10,652,186 |
| 25 | 2.60% | ¥139,730 | ¥41,919,062 | ¥11,119,062 |
| 25 | 2.70% | ¥141,297 | ¥42,389,005 | ¥11,589,005 |
| 25 | 2.80% | ¥142,873 | ¥42,862,004 | ¥12,062,004 |
| 25 | 2.90% | ¥144,460 | ¥43,338,047 | ¥12,538,047 |
| 25 | 3.00% | ¥146,057 | ¥43,817,125 | ¥13,017,125 |
3080万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥137,564 | ¥33,015,258 | ¥2,215,258 |
| 20 | 0.80% | ¥138,916 | ¥33,339,922 | ¥2,539,922 |
| 20 | 0.90% | ¥140,278 | ¥33,666,633 | ¥2,866,633 |
| 20 | 1.00% | ¥141,647 | ¥33,995,387 | ¥3,195,387 |
| 20 | 1.10% | ¥143,026 | ¥34,326,184 | ¥3,526,184 |
| 20 | 1.20% | ¥144,413 | ¥34,659,022 | ¥3,859,022 |
| 20 | 1.30% | ¥145,808 | ¥34,993,898 | ¥4,193,898 |
| 20 | 1.40% | ¥147,212 | ¥35,330,811 | ¥4,530,811 |
| 20 | 1.50% | ¥148,624 | ¥35,669,757 | ¥4,869,757 |
| 20 | 1.60% | ¥150,045 | ¥36,010,734 | ¥5,210,734 |
| 20 | 1.70% | ¥151,474 | ¥36,353,739 | ¥5,553,739 |
| 20 | 1.80% | ¥152,912 | ¥36,698,770 | ¥5,898,770 |
| 20 | 1.90% | ¥154,358 | ¥37,045,824 | ¥6,245,824 |
| 20 | 2.00% | ¥155,812 | ¥37,394,896 | ¥6,594,896 |
| 20 | 2.10% | ¥157,275 | ¥37,745,984 | ¥6,945,984 |
| 20 | 2.20% | ¥158,746 | ¥38,099,085 | ¥7,299,085 |
| 20 | 2.30% | ¥160,226 | ¥38,454,194 | ¥7,654,194 |
| 20 | 2.40% | ¥161,714 | ¥38,811,307 | ¥8,011,307 |
| 20 | 2.50% | ¥163,210 | ¥39,170,422 | ¥8,370,422 |
| 20 | 2.60% | ¥164,715 | ¥39,531,533 | ¥8,731,533 |
| 20 | 2.70% | ¥166,228 | ¥39,894,636 | ¥9,094,636 |
| 20 | 2.80% | ¥167,749 | ¥40,259,727 | ¥9,459,727 |
| 20 | 2.90% | ¥169,278 | ¥40,626,802 | ¥9,826,802 |
| 20 | 3.00% | ¥170,816 | ¥40,995,854 | ¥10,195,854 |
3080万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥180,301 | ¥32,454,267 | ¥1,654,267 |
| 15 | 0.80% | ¥181,640 | ¥32,695,204 | ¥1,895,204 |
| 15 | 0.90% | ¥182,985 | ¥32,937,294 | ¥2,137,294 |
| 15 | 1.00% | ¥184,336 | ¥33,180,536 | ¥2,380,536 |
| 15 | 1.10% | ¥185,694 | ¥33,424,928 | ¥2,624,928 |
| 15 | 1.20% | ¥187,058 | ¥33,670,471 | ¥2,870,471 |
| 15 | 1.30% | ¥188,429 | ¥33,917,163 | ¥3,117,163 |
| 15 | 1.40% | ¥189,806 | ¥34,165,004 | ¥3,365,004 |
| 15 | 1.50% | ¥191,189 | ¥34,413,993 | ¥3,613,993 |
| 15 | 1.60% | ¥192,578 | ¥34,664,129 | ¥3,864,129 |
| 15 | 1.70% | ¥193,975 | ¥34,915,411 | ¥4,115,411 |
| 15 | 1.80% | ¥195,377 | ¥35,167,838 | ¥4,367,838 |
| 15 | 1.90% | ¥196,786 | ¥35,421,409 | ¥4,621,409 |
| 15 | 2.00% | ¥198,201 | ¥35,676,122 | ¥4,876,122 |
| 15 | 2.10% | ¥199,622 | ¥35,931,978 | ¥5,131,978 |
| 15 | 2.20% | ¥201,050 | ¥36,188,974 | ¥5,388,974 |
| 15 | 2.30% | ¥202,484 | ¥36,447,110 | ¥5,647,110 |
| 15 | 2.40% | ¥203,924 | ¥36,706,383 | ¥5,906,383 |
| 15 | 2.50% | ¥205,371 | ¥36,966,794 | ¥6,166,794 |
| 15 | 2.60% | ¥206,824 | ¥37,228,339 | ¥6,428,339 |
| 15 | 2.70% | ¥208,283 | ¥37,491,019 | ¥6,691,019 |
| 15 | 2.80% | ¥209,749 | ¥37,754,831 | ¥6,954,831 |
| 15 | 2.90% | ¥211,221 | ¥38,019,774 | ¥7,219,774 |
| 15 | 3.00% | ¥212,699 | ¥38,285,846 | ¥7,485,846 |
3080万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥265,830 | ¥31,899,554 | ¥1,099,554 |
| 10 | 0.80% | ¥267,156 | ¥32,058,685 | ¥1,258,685 |
| 10 | 0.90% | ¥268,486 | ¥32,218,328 | ¥1,418,328 |
| 10 | 1.00% | ¥269,821 | ¥32,378,483 | ¥1,578,483 |
| 10 | 1.10% | ¥271,160 | ¥32,539,151 | ¥1,739,151 |
| 10 | 1.20% | ¥272,503 | ¥32,700,330 | ¥1,900,330 |
| 10 | 1.30% | ¥273,850 | ¥32,862,021 | ¥2,062,021 |
| 10 | 1.40% | ¥275,202 | ¥33,024,224 | ¥2,224,224 |
| 10 | 1.50% | ¥276,558 | ¥33,186,938 | ¥2,386,938 |
| 10 | 1.60% | ¥277,918 | ¥33,350,164 | ¥2,550,164 |
| 10 | 1.70% | ¥279,283 | ¥33,513,900 | ¥2,713,900 |
| 10 | 1.80% | ¥280,651 | ¥33,678,147 | ¥2,878,147 |
| 10 | 1.90% | ¥282,024 | ¥33,842,905 | ¥3,042,905 |
| 10 | 2.00% | ¥283,401 | ¥34,008,173 | ¥3,208,173 |
| 10 | 2.10% | ¥284,783 | ¥34,173,950 | ¥3,373,950 |
| 10 | 2.20% | ¥286,169 | ¥34,340,238 | ¥3,540,238 |
| 10 | 2.30% | ¥287,559 | ¥34,507,035 | ¥3,707,035 |
| 10 | 2.40% | ¥288,953 | ¥34,674,341 | ¥3,874,341 |
| 10 | 2.50% | ¥290,351 | ¥34,842,156 | ¥4,042,156 |
| 10 | 2.60% | ¥291,754 | ¥35,010,479 | ¥4,210,479 |
| 10 | 2.70% | ¥293,161 | ¥35,179,311 | ¥4,379,311 |
| 10 | 2.80% | ¥294,572 | ¥35,348,650 | ¥4,548,650 |
| 10 | 2.90% | ¥295,987 | ¥35,518,497 | ¥4,718,497 |
| 10 | 3.00% | ¥297,407 | ¥35,688,851 | ¥4,888,851 |
