3080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3080万円の住宅ローン|期間・年数別
3080万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥60,854 |
¥36,512,668 |
¥5,712,668 |
| 50 |
0.80% |
¥62,300 |
¥37,379,705 |
¥6,579,705 |
| 50 |
0.90% |
¥63,766 |
¥38,259,360 |
¥7,459,360 |
| 50 |
1.00% |
¥65,253 |
¥39,151,577 |
¥8,351,577 |
| 50 |
1.10% |
¥66,760 |
¥40,056,294 |
¥9,256,294 |
| 50 |
1.20% |
¥68,289 |
¥40,973,447 |
¥10,173,447 |
| 50 |
1.30% |
¥69,838 |
¥41,902,962 |
¥11,102,962 |
| 50 |
1.40% |
¥71,408 |
¥42,844,762 |
¥12,044,762 |
| 50 |
1.50% |
¥72,998 |
¥43,798,763 |
¥12,998,763 |
| 50 |
1.60% |
¥74,608 |
¥44,764,876 |
¥13,964,876 |
| 50 |
1.70% |
¥76,238 |
¥45,743,009 |
¥14,943,009 |
| 50 |
1.80% |
¥77,888 |
¥46,733,062 |
¥15,933,062 |
| 50 |
1.90% |
¥79,558 |
¥47,734,931 |
¥16,934,931 |
| 50 |
2.00% |
¥81,248 |
¥48,748,508 |
¥17,948,508 |
| 50 |
2.10% |
¥82,956 |
¥49,773,681 |
¥18,973,681 |
| 50 |
2.20% |
¥84,684 |
¥50,810,332 |
¥20,010,332 |
| 50 |
2.30% |
¥86,431 |
¥51,858,341 |
¥21,058,341 |
| 50 |
2.40% |
¥88,196 |
¥52,917,581 |
¥22,117,581 |
| 50 |
2.50% |
¥89,980 |
¥53,987,925 |
¥23,187,925 |
| 50 |
2.60% |
¥91,782 |
¥55,069,239 |
¥24,269,239 |
| 50 |
2.70% |
¥93,602 |
¥56,161,389 |
¥25,361,389 |
| 50 |
2.80% |
¥95,440 |
¥57,264,234 |
¥26,464,234 |
| 50 |
2.90% |
¥97,296 |
¥58,377,633 |
¥27,577,633 |
| 50 |
3.00% |
¥99,169 |
¥59,501,442 |
¥28,701,442 |
3080万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥66,508 |
¥35,914,166 |
¥5,114,166 |
| 45 |
0.80% |
¥67,937 |
¥36,686,079 |
¥5,886,079 |
| 45 |
0.90% |
¥69,386 |
¥37,468,243 |
¥6,668,243 |
| 45 |
1.00% |
¥70,853 |
¥38,260,622 |
¥7,460,622 |
| 45 |
1.10% |
¥72,339 |
¥39,063,174 |
¥8,263,174 |
| 45 |
1.20% |
¥73,844 |
¥39,875,857 |
¥9,075,857 |
| 45 |
1.30% |
¥75,368 |
¥40,698,621 |
¥9,898,621 |
| 45 |
1.40% |
¥76,910 |
¥41,531,415 |
¥10,731,415 |
| 45 |
1.50% |
¥78,471 |
¥42,374,184 |
¥11,574,184 |
| 45 |
1.60% |
¥80,050 |
¥43,226,869 |
¥12,426,869 |
| 45 |
1.70% |
¥81,647 |
¥44,089,407 |
¥13,289,407 |
| 45 |
1.80% |
¥83,262 |
¥44,961,731 |
¥14,161,731 |
| 45 |
1.90% |
¥84,896 |
¥45,843,774 |
¥15,043,774 |
| 45 |
2.00% |
¥86,547 |
¥46,735,461 |
¥15,935,461 |
| 45 |
2.10% |
¥88,216 |
¥47,636,717 |
¥16,836,717 |
| 45 |
2.20% |
¥89,903 |
¥48,547,464 |
¥17,747,464 |
| 45 |
2.30% |
¥91,607 |
¥49,467,619 |
¥18,667,619 |
| 45 |
2.40% |
¥93,328 |
¥50,397,098 |
¥19,597,098 |
| 45 |
2.50% |
¥95,066 |
¥51,335,814 |
¥20,535,814 |
| 45 |
2.60% |
¥96,822 |
¥52,283,676 |
¥21,483,676 |
| 45 |
2.70% |
¥98,594 |
¥53,240,592 |
¥22,440,592 |
| 45 |
2.80% |
¥100,382 |
¥54,206,467 |
¥23,406,467 |
| 45 |
2.90% |
¥102,187 |
¥55,181,203 |
¥24,381,203 |
| 45 |
3.00% |
¥104,009 |
¥56,164,702 |
¥25,364,702 |
3080万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥73,587 |
¥35,321,888 |
¥4,521,888 |
| 40 |
0.80% |
¥75,001 |
¥36,000,558 |
¥5,200,558 |
| 40 |
0.90% |
¥76,432 |
¥36,687,348 |
¥5,887,348 |
| 40 |
1.00% |
¥77,880 |
¥37,382,238 |
¥6,582,238 |
| 40 |
1.10% |
¥79,344 |
¥38,085,200 |
¥7,285,200 |
| 40 |
1.20% |
¥80,825 |
¥38,796,207 |
¥7,996,207 |
| 40 |
1.30% |
¥82,323 |
¥39,515,229 |
¥8,715,229 |
| 40 |
1.40% |
¥83,838 |
¥40,242,232 |
¥9,442,232 |
| 40 |
1.50% |
¥85,369 |
¥40,977,182 |
¥10,177,182 |
| 40 |
1.60% |
¥86,917 |
¥41,720,042 |
¥10,920,042 |
| 40 |
1.70% |
¥88,481 |
¥42,470,770 |
¥11,670,770 |
| 40 |
1.80% |
¥90,061 |
¥43,229,327 |
¥12,429,327 |
| 40 |
1.90% |
¥91,658 |
¥43,995,666 |
¥13,195,666 |
| 40 |
2.00% |
¥93,270 |
¥44,769,742 |
¥13,969,742 |
| 40 |
2.10% |
¥94,899 |
¥45,551,507 |
¥14,751,507 |
| 40 |
2.20% |
¥96,544 |
¥46,340,910 |
¥15,540,910 |
| 40 |
2.30% |
¥98,204 |
¥47,137,899 |
¥16,337,899 |
| 40 |
2.40% |
¥99,880 |
¥47,942,418 |
¥17,142,418 |
| 40 |
2.50% |
¥101,572 |
¥48,754,413 |
¥17,954,413 |
| 40 |
2.60% |
¥103,279 |
¥49,573,825 |
¥18,773,825 |
| 40 |
2.70% |
¥105,001 |
¥50,400,593 |
¥19,600,593 |
| 40 |
2.80% |
¥106,739 |
¥51,234,657 |
¥20,434,657 |
| 40 |
2.90% |
¥108,492 |
¥52,075,953 |
¥21,275,953 |
| 40 |
3.00% |
¥110,259 |
¥52,924,417 |
¥22,124,417 |
3080万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥82,704 |
¥34,735,848 |
¥3,935,848 |
| 35 |
0.80% |
¥84,103 |
¥35,323,163 |
¥4,523,163 |
| 35 |
0.90% |
¥85,516 |
¥35,916,711 |
¥5,116,711 |
| 35 |
1.00% |
¥86,944 |
¥36,516,478 |
¥5,716,478 |
| 35 |
1.10% |
¥88,387 |
¥37,122,449 |
¥6,322,449 |
| 35 |
1.20% |
¥89,844 |
¥37,734,608 |
¥6,934,608 |
| 35 |
1.30% |
¥91,317 |
¥38,352,935 |
¥7,552,935 |
| 35 |
1.40% |
¥92,803 |
¥38,977,413 |
¥8,177,413 |
| 35 |
1.50% |
¥94,305 |
¥39,608,019 |
¥8,808,019 |
| 35 |
1.60% |
¥95,821 |
¥40,244,732 |
¥9,444,732 |
| 35 |
1.70% |
¥97,351 |
¥40,887,527 |
¥10,087,527 |
| 35 |
1.80% |
¥98,896 |
¥41,536,380 |
¥10,736,380 |
| 35 |
1.90% |
¥100,455 |
¥42,191,264 |
¥11,391,264 |
| 35 |
2.00% |
¥102,029 |
¥42,852,152 |
¥12,052,152 |
| 35 |
2.10% |
¥103,617 |
¥43,519,014 |
¥12,719,014 |
| 35 |
2.20% |
¥105,219 |
¥44,191,820 |
¥13,391,820 |
| 35 |
2.30% |
¥106,835 |
¥44,870,539 |
¥14,070,539 |
| 35 |
2.40% |
¥108,465 |
¥45,555,137 |
¥14,755,137 |
| 35 |
2.50% |
¥110,109 |
¥46,245,581 |
¥15,445,581 |
| 35 |
2.60% |
¥111,766 |
¥46,941,836 |
¥16,141,836 |
| 35 |
2.70% |
¥113,438 |
¥47,643,865 |
¥16,843,865 |
| 35 |
2.80% |
¥115,123 |
¥48,351,632 |
¥17,551,632 |
| 35 |
2.90% |
¥116,822 |
¥49,065,096 |
¥18,265,096 |
| 35 |
3.00% |
¥118,534 |
¥49,784,221 |
¥18,984,221 |
3080万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥94,878 |
¥34,156,056 |
¥3,356,056 |
| 30 |
0.80% |
¥96,261 |
¥34,653,915 |
¥3,853,915 |
| 30 |
0.90% |
¥97,657 |
¥35,156,362 |
¥4,356,362 |
| 30 |
1.00% |
¥99,065 |
¥35,663,390 |
¥4,863,390 |
| 30 |
1.10% |
¥100,486 |
¥36,174,991 |
¥5,374,991 |
| 30 |
1.20% |
¥101,920 |
¥36,691,156 |
¥5,891,156 |
| 30 |
1.30% |
¥103,366 |
¥37,211,875 |
¥6,411,875 |
| 30 |
1.40% |
¥104,825 |
¥37,737,136 |
¥6,937,136 |
| 30 |
1.50% |
¥106,297 |
¥38,266,929 |
¥7,466,929 |
| 30 |
1.60% |
¥107,781 |
¥38,801,241 |
¥8,001,241 |
| 30 |
1.70% |
¥109,278 |
¥39,340,059 |
¥8,540,059 |
| 30 |
1.80% |
¥110,787 |
¥39,883,369 |
¥9,083,369 |
| 30 |
1.90% |
¥112,309 |
¥40,431,157 |
¥9,631,157 |
| 30 |
2.00% |
¥113,843 |
¥40,983,407 |
¥10,183,407 |
| 30 |
2.10% |
¥115,389 |
¥41,540,103 |
¥10,740,103 |
| 30 |
2.20% |
¥116,948 |
¥42,101,229 |
¥11,301,229 |
| 30 |
2.30% |
¥118,519 |
¥42,666,767 |
¥11,866,767 |
| 30 |
2.40% |
¥120,102 |
¥43,236,699 |
¥12,436,699 |
| 30 |
2.50% |
¥121,697 |
¥43,811,005 |
¥13,011,005 |
| 30 |
2.60% |
¥123,305 |
¥44,389,667 |
¥13,589,667 |
| 30 |
2.70% |
¥124,924 |
¥44,972,664 |
¥14,172,664 |
| 30 |
2.80% |
¥126,555 |
¥45,559,976 |
¥14,759,976 |
| 30 |
2.90% |
¥128,199 |
¥46,151,580 |
¥15,351,580 |
| 30 |
3.00% |
¥129,854 |
¥46,747,455 |
¥15,947,455 |
3080万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥111,942 |
¥33,582,524 |
¥2,782,524 |
| 25 |
0.80% |
¥113,309 |
¥33,992,830 |
¥3,192,830 |
| 25 |
0.90% |
¥114,688 |
¥34,406,328 |
¥3,606,328 |
| 25 |
1.00% |
¥116,077 |
¥34,823,015 |
¥4,023,015 |
| 25 |
1.10% |
¥117,476 |
¥35,242,886 |
¥4,442,886 |
| 25 |
1.20% |
¥118,886 |
¥35,665,937 |
¥4,865,937 |
| 25 |
1.30% |
¥120,307 |
¥36,092,162 |
¥5,292,162 |
| 25 |
1.40% |
¥121,739 |
¥36,521,558 |
¥5,721,558 |
| 25 |
1.50% |
¥123,180 |
¥36,954,117 |
¥6,154,117 |
| 25 |
1.60% |
¥124,633 |
¥37,389,833 |
¥6,589,833 |
| 25 |
1.70% |
¥126,096 |
¥37,828,701 |
¥7,028,701 |
| 25 |
1.80% |
¥127,569 |
¥38,270,713 |
¥7,470,713 |
| 25 |
1.90% |
¥129,053 |
¥38,715,862 |
¥7,915,862 |
| 25 |
2.00% |
¥130,547 |
¥39,164,141 |
¥8,364,141 |
| 25 |
2.10% |
¥132,052 |
¥39,615,541 |
¥8,815,541 |
| 25 |
2.20% |
¥133,567 |
¥40,070,055 |
¥9,270,055 |
| 25 |
2.30% |
¥135,092 |
¥40,527,673 |
¥9,727,673 |
| 25 |
2.40% |
¥136,628 |
¥40,988,386 |
¥10,188,386 |
| 25 |
2.50% |
¥138,174 |
¥41,452,186 |
¥10,652,186 |
| 25 |
2.60% |
¥139,730 |
¥41,919,062 |
¥11,119,062 |
| 25 |
2.70% |
¥141,297 |
¥42,389,005 |
¥11,589,005 |
| 25 |
2.80% |
¥142,873 |
¥42,862,004 |
¥12,062,004 |
| 25 |
2.90% |
¥144,460 |
¥43,338,047 |
¥12,538,047 |
| 25 |
3.00% |
¥146,057 |
¥43,817,125 |
¥13,017,125 |
3080万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥137,564 |
¥33,015,258 |
¥2,215,258 |
| 20 |
0.80% |
¥138,916 |
¥33,339,922 |
¥2,539,922 |
| 20 |
0.90% |
¥140,278 |
¥33,666,633 |
¥2,866,633 |
| 20 |
1.00% |
¥141,647 |
¥33,995,387 |
¥3,195,387 |
| 20 |
1.10% |
¥143,026 |
¥34,326,184 |
¥3,526,184 |
| 20 |
1.20% |
¥144,413 |
¥34,659,022 |
¥3,859,022 |
| 20 |
1.30% |
¥145,808 |
¥34,993,898 |
¥4,193,898 |
| 20 |
1.40% |
¥147,212 |
¥35,330,811 |
¥4,530,811 |
| 20 |
1.50% |
¥148,624 |
¥35,669,757 |
¥4,869,757 |
| 20 |
1.60% |
¥150,045 |
¥36,010,734 |
¥5,210,734 |
| 20 |
1.70% |
¥151,474 |
¥36,353,739 |
¥5,553,739 |
| 20 |
1.80% |
¥152,912 |
¥36,698,770 |
¥5,898,770 |
| 20 |
1.90% |
¥154,358 |
¥37,045,824 |
¥6,245,824 |
| 20 |
2.00% |
¥155,812 |
¥37,394,896 |
¥6,594,896 |
| 20 |
2.10% |
¥157,275 |
¥37,745,984 |
¥6,945,984 |
| 20 |
2.20% |
¥158,746 |
¥38,099,085 |
¥7,299,085 |
| 20 |
2.30% |
¥160,226 |
¥38,454,194 |
¥7,654,194 |
| 20 |
2.40% |
¥161,714 |
¥38,811,307 |
¥8,011,307 |
| 20 |
2.50% |
¥163,210 |
¥39,170,422 |
¥8,370,422 |
| 20 |
2.60% |
¥164,715 |
¥39,531,533 |
¥8,731,533 |
| 20 |
2.70% |
¥166,228 |
¥39,894,636 |
¥9,094,636 |
| 20 |
2.80% |
¥167,749 |
¥40,259,727 |
¥9,459,727 |
| 20 |
2.90% |
¥169,278 |
¥40,626,802 |
¥9,826,802 |
| 20 |
3.00% |
¥170,816 |
¥40,995,854 |
¥10,195,854 |
3080万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥180,301 |
¥32,454,267 |
¥1,654,267 |
| 15 |
0.80% |
¥181,640 |
¥32,695,204 |
¥1,895,204 |
| 15 |
0.90% |
¥182,985 |
¥32,937,294 |
¥2,137,294 |
| 15 |
1.00% |
¥184,336 |
¥33,180,536 |
¥2,380,536 |
| 15 |
1.10% |
¥185,694 |
¥33,424,928 |
¥2,624,928 |
| 15 |
1.20% |
¥187,058 |
¥33,670,471 |
¥2,870,471 |
| 15 |
1.30% |
¥188,429 |
¥33,917,163 |
¥3,117,163 |
| 15 |
1.40% |
¥189,806 |
¥34,165,004 |
¥3,365,004 |
| 15 |
1.50% |
¥191,189 |
¥34,413,993 |
¥3,613,993 |
| 15 |
1.60% |
¥192,578 |
¥34,664,129 |
¥3,864,129 |
| 15 |
1.70% |
¥193,975 |
¥34,915,411 |
¥4,115,411 |
| 15 |
1.80% |
¥195,377 |
¥35,167,838 |
¥4,367,838 |
| 15 |
1.90% |
¥196,786 |
¥35,421,409 |
¥4,621,409 |
| 15 |
2.00% |
¥198,201 |
¥35,676,122 |
¥4,876,122 |
| 15 |
2.10% |
¥199,622 |
¥35,931,978 |
¥5,131,978 |
| 15 |
2.20% |
¥201,050 |
¥36,188,974 |
¥5,388,974 |
| 15 |
2.30% |
¥202,484 |
¥36,447,110 |
¥5,647,110 |
| 15 |
2.40% |
¥203,924 |
¥36,706,383 |
¥5,906,383 |
| 15 |
2.50% |
¥205,371 |
¥36,966,794 |
¥6,166,794 |
| 15 |
2.60% |
¥206,824 |
¥37,228,339 |
¥6,428,339 |
| 15 |
2.70% |
¥208,283 |
¥37,491,019 |
¥6,691,019 |
| 15 |
2.80% |
¥209,749 |
¥37,754,831 |
¥6,954,831 |
| 15 |
2.90% |
¥211,221 |
¥38,019,774 |
¥7,219,774 |
| 15 |
3.00% |
¥212,699 |
¥38,285,846 |
¥7,485,846 |
3080万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥265,830 |
¥31,899,554 |
¥1,099,554 |
| 10 |
0.80% |
¥267,156 |
¥32,058,685 |
¥1,258,685 |
| 10 |
0.90% |
¥268,486 |
¥32,218,328 |
¥1,418,328 |
| 10 |
1.00% |
¥269,821 |
¥32,378,483 |
¥1,578,483 |
| 10 |
1.10% |
¥271,160 |
¥32,539,151 |
¥1,739,151 |
| 10 |
1.20% |
¥272,503 |
¥32,700,330 |
¥1,900,330 |
| 10 |
1.30% |
¥273,850 |
¥32,862,021 |
¥2,062,021 |
| 10 |
1.40% |
¥275,202 |
¥33,024,224 |
¥2,224,224 |
| 10 |
1.50% |
¥276,558 |
¥33,186,938 |
¥2,386,938 |
| 10 |
1.60% |
¥277,918 |
¥33,350,164 |
¥2,550,164 |
| 10 |
1.70% |
¥279,283 |
¥33,513,900 |
¥2,713,900 |
| 10 |
1.80% |
¥280,651 |
¥33,678,147 |
¥2,878,147 |
| 10 |
1.90% |
¥282,024 |
¥33,842,905 |
¥3,042,905 |
| 10 |
2.00% |
¥283,401 |
¥34,008,173 |
¥3,208,173 |
| 10 |
2.10% |
¥284,783 |
¥34,173,950 |
¥3,373,950 |
| 10 |
2.20% |
¥286,169 |
¥34,340,238 |
¥3,540,238 |
| 10 |
2.30% |
¥287,559 |
¥34,507,035 |
¥3,707,035 |
| 10 |
2.40% |
¥288,953 |
¥34,674,341 |
¥3,874,341 |
| 10 |
2.50% |
¥290,351 |
¥34,842,156 |
¥4,042,156 |
| 10 |
2.60% |
¥291,754 |
¥35,010,479 |
¥4,210,479 |
| 10 |
2.70% |
¥293,161 |
¥35,179,311 |
¥4,379,311 |
| 10 |
2.80% |
¥294,572 |
¥35,348,650 |
¥4,548,650 |
| 10 |
2.90% |
¥295,987 |
¥35,518,497 |
¥4,718,497 |
| 10 |
3.00% |
¥297,407 |
¥35,688,851 |
¥4,888,851 |