3090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3090万円の住宅ローン｜期間・年数別
3090万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥61,052 |
¥36,631,216 |
¥5,731,216 |
| 50 |
0.80% |
¥62,502 |
¥37,501,068 |
¥6,601,068 |
| 50 |
0.90% |
¥63,973 |
¥38,383,579 |
¥7,483,579 |
| 50 |
1.00% |
¥65,464 |
¥39,278,692 |
¥8,378,692 |
| 50 |
1.10% |
¥66,977 |
¥40,186,347 |
¥9,286,347 |
| 50 |
1.20% |
¥68,511 |
¥41,106,478 |
¥10,206,478 |
| 50 |
1.30% |
¥70,065 |
¥42,039,011 |
¥11,139,011 |
| 50 |
1.40% |
¥71,640 |
¥42,983,868 |
¥12,083,868 |
| 50 |
1.50% |
¥73,235 |
¥43,940,967 |
¥13,040,967 |
| 50 |
1.60% |
¥74,850 |
¥44,910,217 |
¥14,010,217 |
| 50 |
1.70% |
¥76,486 |
¥45,891,525 |
¥14,991,525 |
| 50 |
1.80% |
¥78,141 |
¥46,884,792 |
¥15,984,792 |
| 50 |
1.90% |
¥79,817 |
¥47,889,914 |
¥16,989,914 |
| 50 |
2.00% |
¥81,511 |
¥48,906,783 |
¥18,006,783 |
| 50 |
2.10% |
¥83,225 |
¥49,935,284 |
¥19,035,284 |
| 50 |
2.20% |
¥84,959 |
¥50,975,301 |
¥20,075,301 |
| 50 |
2.30% |
¥86,711 |
¥52,026,712 |
¥21,126,712 |
| 50 |
2.40% |
¥88,482 |
¥53,089,392 |
¥22,189,392 |
| 50 |
2.50% |
¥90,272 |
¥54,163,210 |
¥23,263,210 |
| 50 |
2.60% |
¥92,080 |
¥55,248,036 |
¥24,348,036 |
| 50 |
2.70% |
¥93,906 |
¥56,343,731 |
¥25,443,731 |
| 50 |
2.80% |
¥95,750 |
¥57,450,157 |
¥26,550,157 |
| 50 |
2.90% |
¥97,612 |
¥58,567,171 |
¥27,667,171 |
| 50 |
3.00% |
¥99,491 |
¥59,694,628 |
¥28,794,628 |
3090万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥66,724 |
¥36,030,770 |
¥5,130,770 |
| 45 |
0.80% |
¥68,158 |
¥36,805,190 |
¥5,905,190 |
| 45 |
0.90% |
¥69,611 |
¥37,589,893 |
¥6,689,893 |
| 45 |
1.00% |
¥71,083 |
¥38,384,844 |
¥7,484,844 |
| 45 |
1.10% |
¥72,574 |
¥39,190,003 |
¥8,290,003 |
| 45 |
1.20% |
¥74,084 |
¥40,005,324 |
¥9,105,324 |
| 45 |
1.30% |
¥75,613 |
¥40,830,759 |
¥9,930,759 |
| 45 |
1.40% |
¥77,160 |
¥41,666,258 |
¥10,766,258 |
| 45 |
1.50% |
¥78,725 |
¥42,511,763 |
¥11,611,763 |
| 45 |
1.60% |
¥80,310 |
¥43,367,216 |
¥12,467,216 |
| 45 |
1.70% |
¥81,912 |
¥44,232,554 |
¥13,332,554 |
| 45 |
1.80% |
¥83,533 |
¥45,107,711 |
¥14,207,711 |
| 45 |
1.90% |
¥85,172 |
¥45,992,617 |
¥15,092,617 |
| 45 |
2.00% |
¥86,828 |
¥46,887,199 |
¥15,987,199 |
| 45 |
2.10% |
¥88,503 |
¥47,791,382 |
¥16,891,382 |
| 45 |
2.20% |
¥90,195 |
¥48,705,086 |
¥17,805,086 |
| 45 |
2.30% |
¥91,904 |
¥49,628,228 |
¥18,728,228 |
| 45 |
2.40% |
¥93,631 |
¥50,560,725 |
¥19,660,725 |
| 45 |
2.50% |
¥95,375 |
¥51,502,488 |
¥20,602,488 |
| 45 |
2.60% |
¥97,136 |
¥52,453,428 |
¥21,553,428 |
| 45 |
2.70% |
¥98,914 |
¥53,413,451 |
¥22,513,451 |
| 45 |
2.80% |
¥100,708 |
¥54,382,462 |
¥23,482,462 |
| 45 |
2.90% |
¥102,519 |
¥55,360,363 |
¥24,460,363 |
| 45 |
3.00% |
¥104,346 |
¥56,347,055 |
¥25,447,055 |
3090万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥73,826 |
¥35,436,570 |
¥4,536,570 |
| 40 |
0.80% |
¥75,245 |
¥36,117,443 |
¥5,217,443 |
| 40 |
0.90% |
¥76,680 |
¥36,806,463 |
¥5,906,463 |
| 40 |
1.00% |
¥78,133 |
¥37,503,609 |
¥6,603,609 |
| 40 |
1.10% |
¥79,602 |
¥38,208,853 |
¥7,308,853 |
| 40 |
1.20% |
¥81,088 |
¥38,922,169 |
¥8,022,169 |
| 40 |
1.30% |
¥82,591 |
¥39,643,525 |
¥8,743,525 |
| 40 |
1.40% |
¥84,110 |
¥40,372,889 |
¥9,472,889 |
| 40 |
1.50% |
¥85,646 |
¥41,110,225 |
¥10,210,225 |
| 40 |
1.60% |
¥87,199 |
¥41,855,496 |
¥10,955,496 |
| 40 |
1.70% |
¥88,768 |
¥42,608,663 |
¥11,708,663 |
| 40 |
1.80% |
¥90,354 |
¥43,369,682 |
¥12,469,682 |
| 40 |
1.90% |
¥91,955 |
¥44,138,509 |
¥13,238,509 |
| 40 |
2.00% |
¥93,573 |
¥44,915,099 |
¥14,015,099 |
| 40 |
2.10% |
¥95,207 |
¥45,699,402 |
¥14,799,402 |
| 40 |
2.20% |
¥96,857 |
¥46,491,368 |
¥15,591,368 |
| 40 |
2.30% |
¥98,523 |
¥47,290,944 |
¥16,390,944 |
| 40 |
2.40% |
¥100,204 |
¥48,098,076 |
¥17,198,076 |
| 40 |
2.50% |
¥101,901 |
¥48,912,707 |
¥18,012,707 |
| 40 |
2.60% |
¥103,614 |
¥49,734,779 |
¥18,834,779 |
| 40 |
2.70% |
¥105,342 |
¥50,564,231 |
¥19,664,231 |
| 40 |
2.80% |
¥107,085 |
¥51,401,003 |
¥20,501,003 |
| 40 |
2.90% |
¥108,844 |
¥52,245,031 |
¥21,345,031 |
| 40 |
3.00% |
¥110,617 |
¥53,096,249 |
¥22,196,249 |
3090万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥82,973 |
¥34,848,627 |
¥3,948,627 |
| 35 |
0.80% |
¥84,376 |
¥35,437,849 |
¥4,537,849 |
| 35 |
0.90% |
¥85,794 |
¥36,033,324 |
¥5,133,324 |
| 35 |
1.00% |
¥87,226 |
¥36,635,038 |
¥5,735,038 |
| 35 |
1.10% |
¥88,674 |
¥37,242,977 |
¥6,342,977 |
| 35 |
1.20% |
¥90,136 |
¥37,857,123 |
¥6,957,123 |
| 35 |
1.30% |
¥91,613 |
¥38,477,458 |
¥7,577,458 |
| 35 |
1.40% |
¥93,105 |
¥39,103,963 |
¥8,203,963 |
| 35 |
1.50% |
¥94,611 |
¥39,736,617 |
¥8,836,617 |
| 35 |
1.60% |
¥96,132 |
¥40,375,397 |
¥9,475,397 |
| 35 |
1.70% |
¥97,667 |
¥41,020,279 |
¥10,120,279 |
| 35 |
1.80% |
¥99,217 |
¥41,671,239 |
¥10,771,239 |
| 35 |
1.90% |
¥100,782 |
¥42,328,249 |
¥11,428,249 |
| 35 |
2.00% |
¥102,360 |
¥42,991,282 |
¥12,091,282 |
| 35 |
2.10% |
¥103,953 |
¥43,660,309 |
¥12,760,309 |
| 35 |
2.20% |
¥105,560 |
¥44,335,300 |
¥13,435,300 |
| 35 |
2.30% |
¥107,181 |
¥45,016,222 |
¥14,116,222 |
| 35 |
2.40% |
¥108,817 |
¥45,703,043 |
¥14,803,043 |
| 35 |
2.50% |
¥110,466 |
¥46,395,729 |
¥15,495,729 |
| 35 |
2.60% |
¥112,129 |
¥47,094,244 |
¥16,194,244 |
| 35 |
2.70% |
¥113,806 |
¥47,798,553 |
¥16,898,553 |
| 35 |
2.80% |
¥115,497 |
¥48,508,617 |
¥17,608,617 |
| 35 |
2.90% |
¥117,201 |
¥49,224,399 |
¥18,324,399 |
| 35 |
3.00% |
¥118,919 |
¥49,945,858 |
¥19,045,858 |
3090万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥95,186 |
¥34,266,953 |
¥3,366,953 |
| 30 |
0.80% |
¥96,573 |
¥34,766,427 |
¥3,866,427 |
| 30 |
0.90% |
¥97,974 |
¥35,270,506 |
¥4,370,506 |
| 30 |
1.00% |
¥99,387 |
¥35,779,180 |
¥4,879,180 |
| 30 |
1.10% |
¥100,812 |
¥36,292,442 |
¥5,392,442 |
| 30 |
1.20% |
¥102,251 |
¥36,810,283 |
¥5,910,283 |
| 30 |
1.30% |
¥103,702 |
¥37,332,692 |
¥6,432,692 |
| 30 |
1.40% |
¥105,166 |
¥37,859,659 |
¥6,959,659 |
| 30 |
1.50% |
¥106,642 |
¥38,391,172 |
¥7,491,172 |
| 30 |
1.60% |
¥108,131 |
¥38,927,219 |
¥8,027,219 |
| 30 |
1.70% |
¥109,633 |
¥39,467,786 |
¥8,567,786 |
| 30 |
1.80% |
¥111,147 |
¥40,012,861 |
¥9,112,861 |
| 30 |
1.90% |
¥112,673 |
¥40,562,427 |
¥9,662,427 |
| 30 |
2.00% |
¥114,212 |
¥41,116,470 |
¥10,216,470 |
| 30 |
2.10% |
¥115,764 |
¥41,674,974 |
¥10,774,974 |
| 30 |
2.20% |
¥117,328 |
¥42,237,922 |
¥11,337,922 |
| 30 |
2.30% |
¥118,904 |
¥42,805,296 |
¥11,905,296 |
| 30 |
2.40% |
¥120,492 |
¥43,377,078 |
¥12,477,078 |
| 30 |
2.50% |
¥122,092 |
¥43,953,249 |
¥13,053,249 |
| 30 |
2.60% |
¥123,705 |
¥44,533,790 |
¥13,633,790 |
| 30 |
2.70% |
¥125,330 |
¥45,118,680 |
¥14,218,680 |
| 30 |
2.80% |
¥126,966 |
¥45,707,898 |
¥14,807,898 |
| 30 |
2.90% |
¥128,615 |
¥46,301,423 |
¥15,401,423 |
| 30 |
3.00% |
¥130,276 |
¥46,899,233 |
¥15,999,233 |
3090万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥112,305 |
¥33,691,558 |
¥2,791,558 |
| 25 |
0.80% |
¥113,677 |
¥34,103,196 |
¥3,203,196 |
| 25 |
0.90% |
¥115,060 |
¥34,518,037 |
¥3,618,037 |
| 25 |
1.00% |
¥116,454 |
¥34,936,077 |
¥4,036,077 |
| 25 |
1.10% |
¥117,858 |
¥35,357,311 |
¥4,457,311 |
| 25 |
1.20% |
¥119,272 |
¥35,781,735 |
¥4,881,735 |
| 25 |
1.30% |
¥120,698 |
¥36,209,345 |
¥5,309,345 |
| 25 |
1.40% |
¥122,134 |
¥36,640,134 |
¥5,740,134 |
| 25 |
1.50% |
¥123,580 |
¥37,074,097 |
¥6,174,097 |
| 25 |
1.60% |
¥125,037 |
¥37,511,229 |
¥6,611,229 |
| 25 |
1.70% |
¥126,505 |
¥37,951,521 |
¥7,051,521 |
| 25 |
1.80% |
¥127,983 |
¥38,394,969 |
¥7,494,969 |
| 25 |
1.90% |
¥129,472 |
¥38,841,563 |
¥7,941,563 |
| 25 |
2.00% |
¥130,971 |
¥39,291,297 |
¥8,391,297 |
| 25 |
2.10% |
¥132,481 |
¥39,744,163 |
¥8,844,163 |
| 25 |
2.20% |
¥134,001 |
¥40,200,152 |
¥9,300,152 |
| 25 |
2.30% |
¥135,531 |
¥40,659,256 |
¥9,759,256 |
| 25 |
2.40% |
¥137,072 |
¥41,121,466 |
¥10,221,466 |
| 25 |
2.50% |
¥138,623 |
¥41,586,771 |
¥10,686,771 |
| 25 |
2.60% |
¥140,184 |
¥42,055,163 |
¥11,155,163 |
| 25 |
2.70% |
¥141,755 |
¥42,526,632 |
¥11,626,632 |
| 25 |
2.80% |
¥143,337 |
¥43,001,166 |
¥12,101,166 |
| 25 |
2.90% |
¥144,929 |
¥43,478,755 |
¥12,578,755 |
| 25 |
3.00% |
¥146,531 |
¥43,959,389 |
¥13,059,389 |
3090万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥138,010 |
¥33,122,450 |
¥2,222,450 |
| 20 |
0.80% |
¥139,367 |
¥33,448,169 |
¥2,548,169 |
| 20 |
0.90% |
¥140,733 |
¥33,775,940 |
¥2,875,940 |
| 20 |
1.00% |
¥142,107 |
¥34,105,762 |
¥3,205,762 |
| 20 |
1.10% |
¥143,490 |
¥34,437,633 |
¥3,537,633 |
| 20 |
1.20% |
¥144,881 |
¥34,771,551 |
¥3,871,551 |
| 20 |
1.30% |
¥146,281 |
¥35,107,515 |
¥4,207,515 |
| 20 |
1.40% |
¥147,690 |
¥35,445,521 |
¥4,545,521 |
| 20 |
1.50% |
¥149,107 |
¥35,785,568 |
¥4,885,568 |
| 20 |
1.60% |
¥150,532 |
¥36,127,652 |
¥5,227,652 |
| 20 |
1.70% |
¥151,966 |
¥36,471,771 |
¥5,571,771 |
| 20 |
1.80% |
¥153,408 |
¥36,817,922 |
¥5,917,922 |
| 20 |
1.90% |
¥154,859 |
¥37,166,102 |
¥6,266,102 |
| 20 |
2.00% |
¥156,318 |
¥37,516,308 |
¥6,616,308 |
| 20 |
2.10% |
¥157,786 |
¥37,868,536 |
¥6,968,536 |
| 20 |
2.20% |
¥159,262 |
¥38,222,783 |
¥7,322,783 |
| 20 |
2.30% |
¥160,746 |
¥38,579,045 |
¥7,679,045 |
| 20 |
2.40% |
¥162,239 |
¥38,937,318 |
¥8,037,318 |
| 20 |
2.50% |
¥163,740 |
¥39,297,599 |
¥8,397,599 |
| 20 |
2.60% |
¥165,250 |
¥39,659,882 |
¥8,759,882 |
| 20 |
2.70% |
¥166,767 |
¥40,024,164 |
¥9,124,164 |
| 20 |
2.80% |
¥168,294 |
¥40,390,441 |
¥9,490,441 |
| 20 |
2.90% |
¥169,828 |
¥40,758,707 |
¥9,858,707 |
| 20 |
3.00% |
¥171,371 |
¥41,128,958 |
¥10,228,958 |
3090万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥180,887 |
¥32,559,638 |
¥1,659,638 |
| 15 |
0.80% |
¥182,230 |
¥32,801,358 |
¥1,901,358 |
| 15 |
0.90% |
¥183,579 |
¥33,044,234 |
¥2,144,234 |
| 15 |
1.00% |
¥184,935 |
¥33,288,265 |
¥2,388,265 |
| 15 |
1.10% |
¥186,297 |
¥33,533,451 |
¥2,633,451 |
| 15 |
1.20% |
¥187,666 |
¥33,779,791 |
¥2,879,791 |
| 15 |
1.30% |
¥189,040 |
¥34,027,284 |
¥3,127,284 |
| 15 |
1.40% |
¥190,422 |
¥34,275,930 |
¥3,375,930 |
| 15 |
1.50% |
¥191,810 |
¥34,525,727 |
¥3,625,727 |
| 15 |
1.60% |
¥193,204 |
¥34,776,675 |
¥3,876,675 |
| 15 |
1.70% |
¥194,604 |
¥35,028,772 |
¥4,128,772 |
| 15 |
1.80% |
¥196,011 |
¥35,282,019 |
¥4,382,019 |
| 15 |
1.90% |
¥197,425 |
¥35,536,413 |
¥4,636,413 |
| 15 |
2.00% |
¥198,844 |
¥35,791,954 |
¥4,891,954 |
| 15 |
2.10% |
¥200,270 |
¥36,048,640 |
¥5,148,640 |
| 15 |
2.20% |
¥201,703 |
¥36,306,471 |
¥5,406,471 |
| 15 |
2.30% |
¥203,141 |
¥36,565,445 |
¥5,665,445 |
| 15 |
2.40% |
¥204,586 |
¥36,825,560 |
¥5,925,560 |
| 15 |
2.50% |
¥206,038 |
¥37,086,816 |
¥6,186,816 |
| 15 |
2.60% |
¥207,496 |
¥37,349,211 |
¥6,449,211 |
| 15 |
2.70% |
¥208,960 |
¥37,612,743 |
¥6,712,743 |
| 15 |
2.80% |
¥210,430 |
¥37,877,412 |
¥6,977,412 |
| 15 |
2.90% |
¥211,907 |
¥38,143,215 |
¥7,243,215 |
| 15 |
3.00% |
¥213,390 |
¥38,410,151 |
¥7,510,151 |
3090万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥266,693 |
¥32,003,124 |
¥1,103,124 |
| 10 |
0.80% |
¥268,023 |
¥32,162,772 |
¥1,262,772 |
| 10 |
0.90% |
¥269,358 |
¥32,322,933 |
¥1,422,933 |
| 10 |
1.00% |
¥270,697 |
¥32,483,608 |
¥1,583,608 |
| 10 |
1.10% |
¥272,040 |
¥32,644,797 |
¥1,744,797 |
| 10 |
1.20% |
¥273,388 |
¥32,806,500 |
¥1,906,500 |
| 10 |
1.30% |
¥274,739 |
¥32,968,716 |
¥2,068,716 |
| 10 |
1.40% |
¥276,095 |
¥33,131,446 |
¥2,231,446 |
| 10 |
1.50% |
¥277,456 |
¥33,294,688 |
¥2,394,688 |
| 10 |
1.60% |
¥278,820 |
¥33,458,443 |
¥2,558,443 |
| 10 |
1.70% |
¥280,189 |
¥33,622,711 |
¥2,722,711 |
| 10 |
1.80% |
¥281,562 |
¥33,787,492 |
¥2,887,492 |
| 10 |
1.90% |
¥282,940 |
¥33,952,784 |
¥3,052,784 |
| 10 |
2.00% |
¥284,322 |
¥34,118,589 |
¥3,218,589 |
| 10 |
2.10% |
¥285,708 |
¥34,284,905 |
¥3,384,905 |
| 10 |
2.20% |
¥287,098 |
¥34,451,732 |
¥3,551,732 |
| 10 |
2.30% |
¥288,492 |
¥34,619,071 |
¥3,719,071 |
| 10 |
2.40% |
¥289,891 |
¥34,786,920 |
¥3,886,920 |
| 10 |
2.50% |
¥291,294 |
¥34,955,280 |
¥4,055,280 |
| 10 |
2.60% |
¥292,701 |
¥35,124,149 |
¥4,224,149 |
| 10 |
2.70% |
¥294,113 |
¥35,293,529 |
¥4,393,529 |
| 10 |
2.80% |
¥295,528 |
¥35,463,418 |
¥4,563,418 |
| 10 |
2.90% |
¥296,948 |
¥35,633,817 |
¥4,733,817 |
| 10 |
3.00% |
¥298,373 |
¥35,804,724 |
¥4,904,724 |
