3110万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3110万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3110万円の住宅ローン｜期間・年数別
3110万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥61,447 |
¥36,868,311 |
¥5,768,311 |
| 50 |
0.80% |
¥62,906 |
¥37,743,794 |
¥6,643,794 |
| 50 |
0.90% |
¥64,387 |
¥38,632,016 |
¥7,532,016 |
| 50 |
1.00% |
¥65,888 |
¥39,532,923 |
¥8,432,923 |
| 50 |
1.10% |
¥67,411 |
¥40,446,453 |
¥9,346,453 |
| 50 |
1.20% |
¥68,954 |
¥41,372,539 |
¥10,272,539 |
| 50 |
1.30% |
¥70,519 |
¥42,311,108 |
¥11,211,108 |
| 50 |
1.40% |
¥72,103 |
¥43,262,081 |
¥12,162,081 |
| 50 |
1.50% |
¥73,709 |
¥44,225,374 |
¥13,125,374 |
| 50 |
1.60% |
¥75,335 |
¥45,200,898 |
¥14,100,898 |
| 50 |
1.70% |
¥76,981 |
¥46,188,558 |
¥15,088,558 |
| 50 |
1.80% |
¥78,647 |
¥47,188,254 |
¥16,088,254 |
| 50 |
1.90% |
¥80,333 |
¥48,199,881 |
¥17,099,881 |
| 50 |
2.00% |
¥82,039 |
¥49,223,331 |
¥18,123,331 |
| 50 |
2.10% |
¥83,764 |
¥50,258,490 |
¥19,158,490 |
| 50 |
2.20% |
¥85,509 |
¥51,305,238 |
¥20,205,238 |
| 50 |
2.30% |
¥87,272 |
¥52,363,455 |
¥21,263,455 |
| 50 |
2.40% |
¥89,055 |
¥53,433,012 |
¥22,333,012 |
| 50 |
2.50% |
¥90,856 |
¥54,513,781 |
¥23,413,781 |
| 50 |
2.60% |
¥92,676 |
¥55,605,628 |
¥24,505,628 |
| 50 |
2.70% |
¥94,514 |
¥56,708,415 |
¥25,608,415 |
| 50 |
2.80% |
¥96,370 |
¥57,822,002 |
¥26,722,002 |
| 50 |
2.90% |
¥98,244 |
¥58,946,246 |
¥27,846,246 |
| 50 |
3.00% |
¥100,135 |
¥60,081,001 |
¥28,981,001 |
3110万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥67,156 |
¥36,263,979 |
¥5,163,979 |
| 45 |
0.80% |
¥68,599 |
¥37,043,411 |
¥5,943,411 |
| 45 |
0.90% |
¥70,061 |
¥37,833,194 |
¥6,733,194 |
| 45 |
1.00% |
¥71,543 |
¥38,633,290 |
¥7,533,290 |
| 45 |
1.10% |
¥73,044 |
¥39,443,660 |
¥8,343,660 |
| 45 |
1.20% |
¥74,563 |
¥40,264,258 |
¥9,164,258 |
| 45 |
1.30% |
¥76,102 |
¥41,095,036 |
¥9,995,036 |
| 45 |
1.40% |
¥77,659 |
¥41,935,942 |
¥10,835,942 |
| 45 |
1.50% |
¥79,235 |
¥42,786,920 |
¥11,686,920 |
| 45 |
1.60% |
¥80,829 |
¥43,647,910 |
¥12,547,910 |
| 45 |
1.70% |
¥82,442 |
¥44,518,849 |
¥13,418,849 |
| 45 |
1.80% |
¥84,073 |
¥45,399,670 |
¥14,299,670 |
| 45 |
1.90% |
¥85,723 |
¥46,290,304 |
¥15,190,304 |
| 45 |
2.00% |
¥87,390 |
¥47,190,676 |
¥16,090,676 |
| 45 |
2.10% |
¥89,075 |
¥48,100,711 |
¥17,000,711 |
| 45 |
2.20% |
¥90,778 |
¥49,020,329 |
¥17,920,329 |
| 45 |
2.30% |
¥92,499 |
¥49,949,447 |
¥18,849,447 |
| 45 |
2.40% |
¥94,237 |
¥50,887,979 |
¥19,787,979 |
| 45 |
2.50% |
¥95,992 |
¥51,835,838 |
¥20,735,838 |
| 45 |
2.60% |
¥97,765 |
¥52,792,932 |
¥21,692,932 |
| 45 |
2.70% |
¥99,554 |
¥53,759,169 |
¥22,659,169 |
| 45 |
2.80% |
¥101,360 |
¥54,734,452 |
¥23,634,452 |
| 45 |
2.90% |
¥103,183 |
¥55,718,682 |
¥24,618,682 |
| 45 |
3.00% |
¥105,022 |
¥56,711,761 |
¥25,611,761 |
3110万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥74,304 |
¥35,665,933 |
¥4,565,933 |
| 40 |
0.80% |
¥75,732 |
¥36,351,212 |
¥5,251,212 |
| 40 |
0.90% |
¥77,176 |
¥37,044,693 |
¥5,944,693 |
| 40 |
1.00% |
¥78,638 |
¥37,746,350 |
¥6,646,350 |
| 40 |
1.10% |
¥80,117 |
¥38,456,159 |
¥7,356,159 |
| 40 |
1.20% |
¥81,613 |
¥39,174,092 |
¥8,074,092 |
| 40 |
1.30% |
¥83,125 |
¥39,900,117 |
¥8,800,117 |
| 40 |
1.40% |
¥84,655 |
¥40,634,202 |
¥9,534,202 |
| 40 |
1.50% |
¥86,201 |
¥41,376,311 |
¥10,276,311 |
| 40 |
1.60% |
¥87,763 |
¥42,126,406 |
¥11,026,406 |
| 40 |
1.70% |
¥89,343 |
¥42,884,447 |
¥11,784,447 |
| 40 |
1.80% |
¥90,938 |
¥43,650,392 |
¥12,550,392 |
| 40 |
1.90% |
¥92,550 |
¥44,424,195 |
¥13,324,195 |
| 40 |
2.00% |
¥94,179 |
¥45,205,811 |
¥14,105,811 |
| 40 |
2.10% |
¥95,823 |
¥45,995,191 |
¥14,895,191 |
| 40 |
2.20% |
¥97,484 |
¥46,792,283 |
¥15,692,283 |
| 40 |
2.30% |
¥99,160 |
¥47,597,034 |
¥16,497,034 |
| 40 |
2.40% |
¥100,853 |
¥48,409,390 |
¥17,309,390 |
| 40 |
2.50% |
¥102,561 |
¥49,229,294 |
¥18,129,294 |
| 40 |
2.60% |
¥104,285 |
¥50,056,687 |
¥18,956,687 |
| 40 |
2.70% |
¥106,024 |
¥50,891,508 |
¥19,791,508 |
| 40 |
2.80% |
¥107,779 |
¥51,733,696 |
¥20,633,696 |
| 40 |
2.90% |
¥109,548 |
¥52,583,187 |
¥21,483,187 |
| 40 |
3.00% |
¥111,333 |
¥53,439,915 |
¥22,339,915 |
3110万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥83,510 |
¥35,074,184 |
¥3,974,184 |
| 35 |
0.80% |
¥84,922 |
¥35,667,220 |
¥4,567,220 |
| 35 |
0.90% |
¥86,349 |
¥36,266,549 |
¥5,166,549 |
| 35 |
1.00% |
¥87,791 |
¥36,872,158 |
¥5,772,158 |
| 35 |
1.10% |
¥89,248 |
¥37,484,031 |
¥6,384,031 |
| 35 |
1.20% |
¥90,719 |
¥38,102,153 |
¥7,002,153 |
| 35 |
1.30% |
¥92,206 |
¥38,726,503 |
¥7,626,503 |
| 35 |
1.40% |
¥93,707 |
¥39,357,063 |
¥8,257,063 |
| 35 |
1.50% |
¥95,223 |
¥39,993,812 |
¥8,893,812 |
| 35 |
1.60% |
¥96,754 |
¥40,636,726 |
¥9,536,726 |
| 35 |
1.70% |
¥98,299 |
¥41,285,782 |
¥10,185,782 |
| 35 |
1.80% |
¥99,859 |
¥41,940,955 |
¥10,840,955 |
| 35 |
1.90% |
¥101,434 |
¥42,602,218 |
¥11,502,218 |
| 35 |
2.00% |
¥103,023 |
¥43,269,543 |
¥12,169,543 |
| 35 |
2.10% |
¥104,626 |
¥43,942,900 |
¥12,842,900 |
| 35 |
2.20% |
¥106,243 |
¥44,622,260 |
¥13,522,260 |
| 35 |
2.30% |
¥107,875 |
¥45,307,589 |
¥14,207,589 |
| 35 |
2.40% |
¥109,521 |
¥45,998,856 |
¥14,898,856 |
| 35 |
2.50% |
¥111,181 |
¥46,696,025 |
¥15,596,025 |
| 35 |
2.60% |
¥112,855 |
¥47,399,062 |
¥16,299,062 |
| 35 |
2.70% |
¥114,543 |
¥48,107,929 |
¥17,007,929 |
| 35 |
2.80% |
¥116,244 |
¥48,822,589 |
¥17,722,589 |
| 35 |
2.90% |
¥117,960 |
¥49,543,003 |
¥18,443,003 |
| 35 |
3.00% |
¥119,688 |
¥50,269,132 |
¥19,169,132 |
3110万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥95,802 |
¥34,488,745 |
¥3,388,745 |
| 30 |
0.80% |
¥97,198 |
¥34,991,453 |
¥3,891,453 |
| 30 |
0.90% |
¥98,608 |
¥35,498,794 |
¥4,398,794 |
| 30 |
1.00% |
¥100,030 |
¥36,010,761 |
¥4,910,761 |
| 30 |
1.10% |
¥101,465 |
¥36,527,345 |
¥5,427,345 |
| 30 |
1.20% |
¥102,913 |
¥37,048,537 |
¥5,948,537 |
| 30 |
1.30% |
¥104,373 |
¥37,574,328 |
¥6,474,328 |
| 30 |
1.40% |
¥105,846 |
¥38,104,706 |
¥7,004,706 |
| 30 |
1.50% |
¥107,332 |
¥38,639,659 |
¥7,539,659 |
| 30 |
1.60% |
¥108,831 |
¥39,179,175 |
¥8,079,175 |
| 30 |
1.70% |
¥110,342 |
¥39,723,241 |
¥8,623,241 |
| 30 |
1.80% |
¥111,866 |
¥40,271,844 |
¥9,171,844 |
| 30 |
1.90% |
¥113,403 |
¥40,824,967 |
¥9,724,967 |
| 30 |
2.00% |
¥114,952 |
¥41,382,596 |
¥10,282,596 |
| 30 |
2.10% |
¥116,513 |
¥41,944,715 |
¥10,844,715 |
| 30 |
2.20% |
¥118,087 |
¥42,511,306 |
¥11,411,306 |
| 30 |
2.30% |
¥119,673 |
¥43,082,352 |
¥11,982,352 |
| 30 |
2.40% |
¥121,272 |
¥43,657,835 |
¥12,557,835 |
| 30 |
2.50% |
¥122,883 |
¥44,237,736 |
¥13,137,736 |
| 30 |
2.60% |
¥124,506 |
¥44,822,034 |
¥13,722,034 |
| 30 |
2.70% |
¥126,141 |
¥45,410,710 |
¥14,310,710 |
| 30 |
2.80% |
¥127,788 |
¥46,003,742 |
¥14,903,742 |
| 30 |
2.90% |
¥129,448 |
¥46,601,109 |
¥15,501,109 |
| 30 |
3.00% |
¥131,119 |
¥47,202,788 |
¥16,102,788 |
3110万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥113,032 |
¥33,909,626 |
¥2,809,626 |
| 25 |
0.80% |
¥114,413 |
¥34,323,929 |
¥3,223,929 |
| 25 |
0.90% |
¥115,805 |
¥34,741,455 |
¥3,641,455 |
| 25 |
1.00% |
¥117,207 |
¥35,162,200 |
¥4,062,200 |
| 25 |
1.10% |
¥118,621 |
¥35,586,161 |
¥4,486,161 |
| 25 |
1.20% |
¥120,044 |
¥36,013,332 |
¥4,913,332 |
| 25 |
1.30% |
¥121,479 |
¥36,443,709 |
¥5,343,709 |
| 25 |
1.40% |
¥122,924 |
¥36,877,287 |
¥5,777,287 |
| 25 |
1.50% |
¥124,380 |
¥37,314,059 |
¥6,214,059 |
| 25 |
1.60% |
¥125,847 |
¥37,754,020 |
¥6,654,020 |
| 25 |
1.70% |
¥127,324 |
¥38,197,162 |
¥7,097,162 |
| 25 |
1.80% |
¥128,812 |
¥38,643,480 |
¥7,543,480 |
| 25 |
1.90% |
¥130,310 |
¥39,092,965 |
¥7,992,965 |
| 25 |
2.00% |
¥131,819 |
¥39,545,610 |
¥8,445,610 |
| 25 |
2.10% |
¥133,338 |
¥40,001,407 |
¥8,901,407 |
| 25 |
2.20% |
¥134,868 |
¥40,460,347 |
¥9,360,347 |
| 25 |
2.30% |
¥136,408 |
¥40,922,423 |
¥9,822,423 |
| 25 |
2.40% |
¥137,959 |
¥41,387,624 |
¥10,287,624 |
| 25 |
2.50% |
¥139,520 |
¥41,855,941 |
¥10,755,941 |
| 25 |
2.60% |
¥141,091 |
¥42,327,365 |
¥11,227,365 |
| 25 |
2.70% |
¥142,673 |
¥42,801,885 |
¥11,701,885 |
| 25 |
2.80% |
¥144,265 |
¥43,279,491 |
¥12,179,491 |
| 25 |
2.90% |
¥145,867 |
¥43,760,171 |
¥12,660,171 |
| 25 |
3.00% |
¥147,480 |
¥44,243,916 |
¥13,143,916 |
3110万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥138,903 |
¥33,336,835 |
¥2,236,835 |
| 20 |
0.80% |
¥140,269 |
¥33,664,662 |
¥2,564,662 |
| 20 |
0.90% |
¥141,644 |
¥33,994,554 |
¥2,894,554 |
| 20 |
1.00% |
¥143,027 |
¥34,326,511 |
¥3,226,511 |
| 20 |
1.10% |
¥144,419 |
¥34,660,530 |
¥3,560,530 |
| 20 |
1.20% |
¥145,819 |
¥34,996,610 |
¥3,896,610 |
| 20 |
1.30% |
¥147,228 |
¥35,334,748 |
¥4,234,748 |
| 20 |
1.40% |
¥148,646 |
¥35,674,942 |
¥4,574,942 |
| 20 |
1.50% |
¥150,072 |
¥36,017,189 |
¥4,917,189 |
| 20 |
1.60% |
¥151,506 |
¥36,361,488 |
¥5,261,488 |
| 20 |
1.70% |
¥152,949 |
¥36,707,834 |
¥5,607,834 |
| 20 |
1.80% |
¥154,401 |
¥37,056,226 |
¥5,956,226 |
| 20 |
1.90% |
¥155,861 |
¥37,406,660 |
¥6,306,660 |
| 20 |
2.00% |
¥157,330 |
¥37,759,132 |
¥6,659,132 |
| 20 |
2.10% |
¥158,807 |
¥38,113,640 |
¥7,013,640 |
| 20 |
2.20% |
¥160,292 |
¥38,470,180 |
¥7,370,180 |
| 20 |
2.30% |
¥161,786 |
¥38,828,748 |
¥7,728,748 |
| 20 |
2.40% |
¥163,289 |
¥39,189,340 |
¥8,089,340 |
| 20 |
2.50% |
¥164,800 |
¥39,551,952 |
¥8,451,952 |
| 20 |
2.60% |
¥166,319 |
¥39,916,580 |
¥8,816,580 |
| 20 |
2.70% |
¥167,847 |
¥40,283,220 |
¥9,183,220 |
| 20 |
2.80% |
¥169,383 |
¥40,651,867 |
¥9,551,867 |
| 20 |
2.90% |
¥170,927 |
¥41,022,517 |
¥9,922,517 |
| 20 |
3.00% |
¥172,480 |
¥41,395,165 |
¥10,295,165 |
3110万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥182,058 |
¥32,770,380 |
¥1,670,380 |
| 15 |
0.80% |
¥183,409 |
¥33,013,664 |
¥1,913,664 |
| 15 |
0.90% |
¥184,767 |
¥33,258,112 |
¥2,158,112 |
| 15 |
1.00% |
¥186,132 |
¥33,503,723 |
¥2,403,723 |
| 15 |
1.10% |
¥187,503 |
¥33,750,496 |
¥2,650,496 |
| 15 |
1.20% |
¥188,880 |
¥33,998,430 |
¥2,898,430 |
| 15 |
1.30% |
¥190,264 |
¥34,247,525 |
¥3,147,525 |
| 15 |
1.40% |
¥191,654 |
¥34,497,780 |
¥3,397,780 |
| 15 |
1.50% |
¥193,051 |
¥34,749,194 |
¥3,649,194 |
| 15 |
1.60% |
¥194,454 |
¥35,001,766 |
¥3,901,766 |
| 15 |
1.70% |
¥195,864 |
¥35,255,496 |
¥4,155,496 |
| 15 |
1.80% |
¥197,280 |
¥35,510,381 |
¥4,410,381 |
| 15 |
1.90% |
¥198,702 |
¥35,766,422 |
¥4,666,422 |
| 15 |
2.00% |
¥200,131 |
¥36,023,617 |
¥4,923,617 |
| 15 |
2.10% |
¥201,566 |
¥36,281,965 |
¥5,181,965 |
| 15 |
2.20% |
¥203,008 |
¥36,541,464 |
¥5,441,464 |
| 15 |
2.30% |
¥204,456 |
¥36,802,114 |
¥5,702,114 |
| 15 |
2.40% |
¥205,911 |
¥37,063,913 |
¥5,963,913 |
| 15 |
2.50% |
¥207,371 |
¥37,326,860 |
¥6,226,860 |
| 15 |
2.60% |
¥208,839 |
¥37,590,953 |
¥6,490,953 |
| 15 |
2.70% |
¥210,312 |
¥37,856,191 |
¥6,756,191 |
| 15 |
2.80% |
¥211,792 |
¥38,122,573 |
¥7,022,573 |
| 15 |
2.90% |
¥213,278 |
¥38,390,096 |
¥7,290,096 |
| 15 |
3.00% |
¥214,771 |
¥38,658,760 |
¥7,558,760 |
3110万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥268,419 |
¥32,210,264 |
¥1,110,264 |
| 10 |
0.80% |
¥269,758 |
¥32,370,945 |
¥1,270,945 |
| 10 |
0.90% |
¥271,101 |
¥32,532,143 |
¥1,432,143 |
| 10 |
1.00% |
¥272,449 |
¥32,693,858 |
¥1,593,858 |
| 10 |
1.10% |
¥273,801 |
¥32,856,090 |
¥1,756,090 |
| 10 |
1.20% |
¥275,157 |
¥33,018,840 |
¥1,918,840 |
| 10 |
1.30% |
¥276,518 |
¥33,182,106 |
¥2,082,106 |
| 10 |
1.40% |
¥277,882 |
¥33,345,889 |
¥2,245,889 |
| 10 |
1.50% |
¥279,252 |
¥33,510,188 |
¥2,410,188 |
| 10 |
1.60% |
¥280,625 |
¥33,675,003 |
¥2,575,003 |
| 10 |
1.70% |
¥282,003 |
¥33,840,334 |
¥2,740,334 |
| 10 |
1.80% |
¥283,385 |
¥34,006,181 |
¥2,906,181 |
| 10 |
1.90% |
¥284,771 |
¥34,172,543 |
¥3,072,543 |
| 10 |
2.00% |
¥286,162 |
¥34,339,421 |
¥3,239,421 |
| 10 |
2.10% |
¥287,557 |
¥34,506,813 |
¥3,406,813 |
| 10 |
2.20% |
¥288,956 |
¥34,674,721 |
¥3,574,721 |
| 10 |
2.30% |
¥290,360 |
¥34,843,142 |
¥3,743,142 |
| 10 |
2.40% |
¥291,767 |
¥35,012,078 |
¥3,912,078 |
| 10 |
2.50% |
¥293,179 |
¥35,181,527 |
¥4,081,527 |
| 10 |
2.60% |
¥294,596 |
¥35,351,490 |
¥4,251,490 |
| 10 |
2.70% |
¥296,016 |
¥35,521,966 |
¥4,421,966 |
| 10 |
2.80% |
¥297,441 |
¥35,692,955 |
¥4,592,955 |
| 10 |
2.90% |
¥298,870 |
¥35,864,456 |
¥4,764,456 |
| 10 |
3.00% |
¥300,304 |
¥36,036,470 |
¥4,936,470 |
