3110万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3110万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3110万円の住宅ローン｜期間・年数別
3110万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥61,447 | ¥36,868,311 | ¥5,768,311 |
| 50 | 0.80% | ¥62,906 | ¥37,743,794 | ¥6,643,794 |
| 50 | 0.90% | ¥64,387 | ¥38,632,016 | ¥7,532,016 |
| 50 | 1.00% | ¥65,888 | ¥39,532,923 | ¥8,432,923 |
| 50 | 1.10% | ¥67,411 | ¥40,446,453 | ¥9,346,453 |
| 50 | 1.20% | ¥68,954 | ¥41,372,539 | ¥10,272,539 |
| 50 | 1.30% | ¥70,519 | ¥42,311,108 | ¥11,211,108 |
| 50 | 1.40% | ¥72,103 | ¥43,262,081 | ¥12,162,081 |
| 50 | 1.50% | ¥73,709 | ¥44,225,374 | ¥13,125,374 |
| 50 | 1.60% | ¥75,335 | ¥45,200,898 | ¥14,100,898 |
| 50 | 1.70% | ¥76,981 | ¥46,188,558 | ¥15,088,558 |
| 50 | 1.80% | ¥78,647 | ¥47,188,254 | ¥16,088,254 |
| 50 | 1.90% | ¥80,333 | ¥48,199,881 | ¥17,099,881 |
| 50 | 2.00% | ¥82,039 | ¥49,223,331 | ¥18,123,331 |
| 50 | 2.10% | ¥83,764 | ¥50,258,490 | ¥19,158,490 |
| 50 | 2.20% | ¥85,509 | ¥51,305,238 | ¥20,205,238 |
| 50 | 2.30% | ¥87,272 | ¥52,363,455 | ¥21,263,455 |
| 50 | 2.40% | ¥89,055 | ¥53,433,012 | ¥22,333,012 |
| 50 | 2.50% | ¥90,856 | ¥54,513,781 | ¥23,413,781 |
| 50 | 2.60% | ¥92,676 | ¥55,605,628 | ¥24,505,628 |
| 50 | 2.70% | ¥94,514 | ¥56,708,415 | ¥25,608,415 |
| 50 | 2.80% | ¥96,370 | ¥57,822,002 | ¥26,722,002 |
| 50 | 2.90% | ¥98,244 | ¥58,946,246 | ¥27,846,246 |
| 50 | 3.00% | ¥100,135 | ¥60,081,001 | ¥28,981,001 |
3110万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥67,156 | ¥36,263,979 | ¥5,163,979 |
| 45 | 0.80% | ¥68,599 | ¥37,043,411 | ¥5,943,411 |
| 45 | 0.90% | ¥70,061 | ¥37,833,194 | ¥6,733,194 |
| 45 | 1.00% | ¥71,543 | ¥38,633,290 | ¥7,533,290 |
| 45 | 1.10% | ¥73,044 | ¥39,443,660 | ¥8,343,660 |
| 45 | 1.20% | ¥74,563 | ¥40,264,258 | ¥9,164,258 |
| 45 | 1.30% | ¥76,102 | ¥41,095,036 | ¥9,995,036 |
| 45 | 1.40% | ¥77,659 | ¥41,935,942 | ¥10,835,942 |
| 45 | 1.50% | ¥79,235 | ¥42,786,920 | ¥11,686,920 |
| 45 | 1.60% | ¥80,829 | ¥43,647,910 | ¥12,547,910 |
| 45 | 1.70% | ¥82,442 | ¥44,518,849 | ¥13,418,849 |
| 45 | 1.80% | ¥84,073 | ¥45,399,670 | ¥14,299,670 |
| 45 | 1.90% | ¥85,723 | ¥46,290,304 | ¥15,190,304 |
| 45 | 2.00% | ¥87,390 | ¥47,190,676 | ¥16,090,676 |
| 45 | 2.10% | ¥89,075 | ¥48,100,711 | ¥17,000,711 |
| 45 | 2.20% | ¥90,778 | ¥49,020,329 | ¥17,920,329 |
| 45 | 2.30% | ¥92,499 | ¥49,949,447 | ¥18,849,447 |
| 45 | 2.40% | ¥94,237 | ¥50,887,979 | ¥19,787,979 |
| 45 | 2.50% | ¥95,992 | ¥51,835,838 | ¥20,735,838 |
| 45 | 2.60% | ¥97,765 | ¥52,792,932 | ¥21,692,932 |
| 45 | 2.70% | ¥99,554 | ¥53,759,169 | ¥22,659,169 |
| 45 | 2.80% | ¥101,360 | ¥54,734,452 | ¥23,634,452 |
| 45 | 2.90% | ¥103,183 | ¥55,718,682 | ¥24,618,682 |
| 45 | 3.00% | ¥105,022 | ¥56,711,761 | ¥25,611,761 |
3110万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥74,304 | ¥35,665,933 | ¥4,565,933 |
| 40 | 0.80% | ¥75,732 | ¥36,351,212 | ¥5,251,212 |
| 40 | 0.90% | ¥77,176 | ¥37,044,693 | ¥5,944,693 |
| 40 | 1.00% | ¥78,638 | ¥37,746,350 | ¥6,646,350 |
| 40 | 1.10% | ¥80,117 | ¥38,456,159 | ¥7,356,159 |
| 40 | 1.20% | ¥81,613 | ¥39,174,092 | ¥8,074,092 |
| 40 | 1.30% | ¥83,125 | ¥39,900,117 | ¥8,800,117 |
| 40 | 1.40% | ¥84,655 | ¥40,634,202 | ¥9,534,202 |
| 40 | 1.50% | ¥86,201 | ¥41,376,311 | ¥10,276,311 |
| 40 | 1.60% | ¥87,763 | ¥42,126,406 | ¥11,026,406 |
| 40 | 1.70% | ¥89,343 | ¥42,884,447 | ¥11,784,447 |
| 40 | 1.80% | ¥90,938 | ¥43,650,392 | ¥12,550,392 |
| 40 | 1.90% | ¥92,550 | ¥44,424,195 | ¥13,324,195 |
| 40 | 2.00% | ¥94,179 | ¥45,205,811 | ¥14,105,811 |
| 40 | 2.10% | ¥95,823 | ¥45,995,191 | ¥14,895,191 |
| 40 | 2.20% | ¥97,484 | ¥46,792,283 | ¥15,692,283 |
| 40 | 2.30% | ¥99,160 | ¥47,597,034 | ¥16,497,034 |
| 40 | 2.40% | ¥100,853 | ¥48,409,390 | ¥17,309,390 |
| 40 | 2.50% | ¥102,561 | ¥49,229,294 | ¥18,129,294 |
| 40 | 2.60% | ¥104,285 | ¥50,056,687 | ¥18,956,687 |
| 40 | 2.70% | ¥106,024 | ¥50,891,508 | ¥19,791,508 |
| 40 | 2.80% | ¥107,779 | ¥51,733,696 | ¥20,633,696 |
| 40 | 2.90% | ¥109,548 | ¥52,583,187 | ¥21,483,187 |
| 40 | 3.00% | ¥111,333 | ¥53,439,915 | ¥22,339,915 |
3110万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥83,510 | ¥35,074,184 | ¥3,974,184 |
| 35 | 0.80% | ¥84,922 | ¥35,667,220 | ¥4,567,220 |
| 35 | 0.90% | ¥86,349 | ¥36,266,549 | ¥5,166,549 |
| 35 | 1.00% | ¥87,791 | ¥36,872,158 | ¥5,772,158 |
| 35 | 1.10% | ¥89,248 | ¥37,484,031 | ¥6,384,031 |
| 35 | 1.20% | ¥90,719 | ¥38,102,153 | ¥7,002,153 |
| 35 | 1.30% | ¥92,206 | ¥38,726,503 | ¥7,626,503 |
| 35 | 1.40% | ¥93,707 | ¥39,357,063 | ¥8,257,063 |
| 35 | 1.50% | ¥95,223 | ¥39,993,812 | ¥8,893,812 |
| 35 | 1.60% | ¥96,754 | ¥40,636,726 | ¥9,536,726 |
| 35 | 1.70% | ¥98,299 | ¥41,285,782 | ¥10,185,782 |
| 35 | 1.80% | ¥99,859 | ¥41,940,955 | ¥10,840,955 |
| 35 | 1.90% | ¥101,434 | ¥42,602,218 | ¥11,502,218 |
| 35 | 2.00% | ¥103,023 | ¥43,269,543 | ¥12,169,543 |
| 35 | 2.10% | ¥104,626 | ¥43,942,900 | ¥12,842,900 |
| 35 | 2.20% | ¥106,243 | ¥44,622,260 | ¥13,522,260 |
| 35 | 2.30% | ¥107,875 | ¥45,307,589 | ¥14,207,589 |
| 35 | 2.40% | ¥109,521 | ¥45,998,856 | ¥14,898,856 |
| 35 | 2.50% | ¥111,181 | ¥46,696,025 | ¥15,596,025 |
| 35 | 2.60% | ¥112,855 | ¥47,399,062 | ¥16,299,062 |
| 35 | 2.70% | ¥114,543 | ¥48,107,929 | ¥17,007,929 |
| 35 | 2.80% | ¥116,244 | ¥48,822,589 | ¥17,722,589 |
| 35 | 2.90% | ¥117,960 | ¥49,543,003 | ¥18,443,003 |
| 35 | 3.00% | ¥119,688 | ¥50,269,132 | ¥19,169,132 |
3110万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥95,802 | ¥34,488,745 | ¥3,388,745 |
| 30 | 0.80% | ¥97,198 | ¥34,991,453 | ¥3,891,453 |
| 30 | 0.90% | ¥98,608 | ¥35,498,794 | ¥4,398,794 |
| 30 | 1.00% | ¥100,030 | ¥36,010,761 | ¥4,910,761 |
| 30 | 1.10% | ¥101,465 | ¥36,527,345 | ¥5,427,345 |
| 30 | 1.20% | ¥102,913 | ¥37,048,537 | ¥5,948,537 |
| 30 | 1.30% | ¥104,373 | ¥37,574,328 | ¥6,474,328 |
| 30 | 1.40% | ¥105,846 | ¥38,104,706 | ¥7,004,706 |
| 30 | 1.50% | ¥107,332 | ¥38,639,659 | ¥7,539,659 |
| 30 | 1.60% | ¥108,831 | ¥39,179,175 | ¥8,079,175 |
| 30 | 1.70% | ¥110,342 | ¥39,723,241 | ¥8,623,241 |
| 30 | 1.80% | ¥111,866 | ¥40,271,844 | ¥9,171,844 |
| 30 | 1.90% | ¥113,403 | ¥40,824,967 | ¥9,724,967 |
| 30 | 2.00% | ¥114,952 | ¥41,382,596 | ¥10,282,596 |
| 30 | 2.10% | ¥116,513 | ¥41,944,715 | ¥10,844,715 |
| 30 | 2.20% | ¥118,087 | ¥42,511,306 | ¥11,411,306 |
| 30 | 2.30% | ¥119,673 | ¥43,082,352 | ¥11,982,352 |
| 30 | 2.40% | ¥121,272 | ¥43,657,835 | ¥12,557,835 |
| 30 | 2.50% | ¥122,883 | ¥44,237,736 | ¥13,137,736 |
| 30 | 2.60% | ¥124,506 | ¥44,822,034 | ¥13,722,034 |
| 30 | 2.70% | ¥126,141 | ¥45,410,710 | ¥14,310,710 |
| 30 | 2.80% | ¥127,788 | ¥46,003,742 | ¥14,903,742 |
| 30 | 2.90% | ¥129,448 | ¥46,601,109 | ¥15,501,109 |
| 30 | 3.00% | ¥131,119 | ¥47,202,788 | ¥16,102,788 |
3110万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥113,032 | ¥33,909,626 | ¥2,809,626 |
| 25 | 0.80% | ¥114,413 | ¥34,323,929 | ¥3,223,929 |
| 25 | 0.90% | ¥115,805 | ¥34,741,455 | ¥3,641,455 |
| 25 | 1.00% | ¥117,207 | ¥35,162,200 | ¥4,062,200 |
| 25 | 1.10% | ¥118,621 | ¥35,586,161 | ¥4,486,161 |
| 25 | 1.20% | ¥120,044 | ¥36,013,332 | ¥4,913,332 |
| 25 | 1.30% | ¥121,479 | ¥36,443,709 | ¥5,343,709 |
| 25 | 1.40% | ¥122,924 | ¥36,877,287 | ¥5,777,287 |
| 25 | 1.50% | ¥124,380 | ¥37,314,059 | ¥6,214,059 |
| 25 | 1.60% | ¥125,847 | ¥37,754,020 | ¥6,654,020 |
| 25 | 1.70% | ¥127,324 | ¥38,197,162 | ¥7,097,162 |
| 25 | 1.80% | ¥128,812 | ¥38,643,480 | ¥7,543,480 |
| 25 | 1.90% | ¥130,310 | ¥39,092,965 | ¥7,992,965 |
| 25 | 2.00% | ¥131,819 | ¥39,545,610 | ¥8,445,610 |
| 25 | 2.10% | ¥133,338 | ¥40,001,407 | ¥8,901,407 |
| 25 | 2.20% | ¥134,868 | ¥40,460,347 | ¥9,360,347 |
| 25 | 2.30% | ¥136,408 | ¥40,922,423 | ¥9,822,423 |
| 25 | 2.40% | ¥137,959 | ¥41,387,624 | ¥10,287,624 |
| 25 | 2.50% | ¥139,520 | ¥41,855,941 | ¥10,755,941 |
| 25 | 2.60% | ¥141,091 | ¥42,327,365 | ¥11,227,365 |
| 25 | 2.70% | ¥142,673 | ¥42,801,885 | ¥11,701,885 |
| 25 | 2.80% | ¥144,265 | ¥43,279,491 | ¥12,179,491 |
| 25 | 2.90% | ¥145,867 | ¥43,760,171 | ¥12,660,171 |
| 25 | 3.00% | ¥147,480 | ¥44,243,916 | ¥13,143,916 |
3110万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥138,903 | ¥33,336,835 | ¥2,236,835 |
| 20 | 0.80% | ¥140,269 | ¥33,664,662 | ¥2,564,662 |
| 20 | 0.90% | ¥141,644 | ¥33,994,554 | ¥2,894,554 |
| 20 | 1.00% | ¥143,027 | ¥34,326,511 | ¥3,226,511 |
| 20 | 1.10% | ¥144,419 | ¥34,660,530 | ¥3,560,530 |
| 20 | 1.20% | ¥145,819 | ¥34,996,610 | ¥3,896,610 |
| 20 | 1.30% | ¥147,228 | ¥35,334,748 | ¥4,234,748 |
| 20 | 1.40% | ¥148,646 | ¥35,674,942 | ¥4,574,942 |
| 20 | 1.50% | ¥150,072 | ¥36,017,189 | ¥4,917,189 |
| 20 | 1.60% | ¥151,506 | ¥36,361,488 | ¥5,261,488 |
| 20 | 1.70% | ¥152,949 | ¥36,707,834 | ¥5,607,834 |
| 20 | 1.80% | ¥154,401 | ¥37,056,226 | ¥5,956,226 |
| 20 | 1.90% | ¥155,861 | ¥37,406,660 | ¥6,306,660 |
| 20 | 2.00% | ¥157,330 | ¥37,759,132 | ¥6,659,132 |
| 20 | 2.10% | ¥158,807 | ¥38,113,640 | ¥7,013,640 |
| 20 | 2.20% | ¥160,292 | ¥38,470,180 | ¥7,370,180 |
| 20 | 2.30% | ¥161,786 | ¥38,828,748 | ¥7,728,748 |
| 20 | 2.40% | ¥163,289 | ¥39,189,340 | ¥8,089,340 |
| 20 | 2.50% | ¥164,800 | ¥39,551,952 | ¥8,451,952 |
| 20 | 2.60% | ¥166,319 | ¥39,916,580 | ¥8,816,580 |
| 20 | 2.70% | ¥167,847 | ¥40,283,220 | ¥9,183,220 |
| 20 | 2.80% | ¥169,383 | ¥40,651,867 | ¥9,551,867 |
| 20 | 2.90% | ¥170,927 | ¥41,022,517 | ¥9,922,517 |
| 20 | 3.00% | ¥172,480 | ¥41,395,165 | ¥10,295,165 |
3110万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥182,058 | ¥32,770,380 | ¥1,670,380 |
| 15 | 0.80% | ¥183,409 | ¥33,013,664 | ¥1,913,664 |
| 15 | 0.90% | ¥184,767 | ¥33,258,112 | ¥2,158,112 |
| 15 | 1.00% | ¥186,132 | ¥33,503,723 | ¥2,403,723 |
| 15 | 1.10% | ¥187,503 | ¥33,750,496 | ¥2,650,496 |
| 15 | 1.20% | ¥188,880 | ¥33,998,430 | ¥2,898,430 |
| 15 | 1.30% | ¥190,264 | ¥34,247,525 | ¥3,147,525 |
| 15 | 1.40% | ¥191,654 | ¥34,497,780 | ¥3,397,780 |
| 15 | 1.50% | ¥193,051 | ¥34,749,194 | ¥3,649,194 |
| 15 | 1.60% | ¥194,454 | ¥35,001,766 | ¥3,901,766 |
| 15 | 1.70% | ¥195,864 | ¥35,255,496 | ¥4,155,496 |
| 15 | 1.80% | ¥197,280 | ¥35,510,381 | ¥4,410,381 |
| 15 | 1.90% | ¥198,702 | ¥35,766,422 | ¥4,666,422 |
| 15 | 2.00% | ¥200,131 | ¥36,023,617 | ¥4,923,617 |
| 15 | 2.10% | ¥201,566 | ¥36,281,965 | ¥5,181,965 |
| 15 | 2.20% | ¥203,008 | ¥36,541,464 | ¥5,441,464 |
| 15 | 2.30% | ¥204,456 | ¥36,802,114 | ¥5,702,114 |
| 15 | 2.40% | ¥205,911 | ¥37,063,913 | ¥5,963,913 |
| 15 | 2.50% | ¥207,371 | ¥37,326,860 | ¥6,226,860 |
| 15 | 2.60% | ¥208,839 | ¥37,590,953 | ¥6,490,953 |
| 15 | 2.70% | ¥210,312 | ¥37,856,191 | ¥6,756,191 |
| 15 | 2.80% | ¥211,792 | ¥38,122,573 | ¥7,022,573 |
| 15 | 2.90% | ¥213,278 | ¥38,390,096 | ¥7,290,096 |
| 15 | 3.00% | ¥214,771 | ¥38,658,760 | ¥7,558,760 |
3110万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥268,419 | ¥32,210,264 | ¥1,110,264 |
| 10 | 0.80% | ¥269,758 | ¥32,370,945 | ¥1,270,945 |
| 10 | 0.90% | ¥271,101 | ¥32,532,143 | ¥1,432,143 |
| 10 | 1.00% | ¥272,449 | ¥32,693,858 | ¥1,593,858 |
| 10 | 1.10% | ¥273,801 | ¥32,856,090 | ¥1,756,090 |
| 10 | 1.20% | ¥275,157 | ¥33,018,840 | ¥1,918,840 |
| 10 | 1.30% | ¥276,518 | ¥33,182,106 | ¥2,082,106 |
| 10 | 1.40% | ¥277,882 | ¥33,345,889 | ¥2,245,889 |
| 10 | 1.50% | ¥279,252 | ¥33,510,188 | ¥2,410,188 |
| 10 | 1.60% | ¥280,625 | ¥33,675,003 | ¥2,575,003 |
| 10 | 1.70% | ¥282,003 | ¥33,840,334 | ¥2,740,334 |
| 10 | 1.80% | ¥283,385 | ¥34,006,181 | ¥2,906,181 |
| 10 | 1.90% | ¥284,771 | ¥34,172,543 | ¥3,072,543 |
| 10 | 2.00% | ¥286,162 | ¥34,339,421 | ¥3,239,421 |
| 10 | 2.10% | ¥287,557 | ¥34,506,813 | ¥3,406,813 |
| 10 | 2.20% | ¥288,956 | ¥34,674,721 | ¥3,574,721 |
| 10 | 2.30% | ¥290,360 | ¥34,843,142 | ¥3,743,142 |
| 10 | 2.40% | ¥291,767 | ¥35,012,078 | ¥3,912,078 |
| 10 | 2.50% | ¥293,179 | ¥35,181,527 | ¥4,081,527 |
| 10 | 2.60% | ¥294,596 | ¥35,351,490 | ¥4,251,490 |
| 10 | 2.70% | ¥296,016 | ¥35,521,966 | ¥4,421,966 |
| 10 | 2.80% | ¥297,441 | ¥35,692,955 | ¥4,592,955 |
| 10 | 2.90% | ¥298,870 | ¥35,864,456 | ¥4,764,456 |
| 10 | 3.00% | ¥300,304 | ¥36,036,470 | ¥4,936,470 |
