3160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3160万円の住宅ローン｜期間・年数別
3160万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥62,435 |
¥37,461,049 |
¥5,861,049 |
| 50 |
0.80% |
¥63,918 |
¥38,350,607 |
¥6,750,607 |
| 50 |
0.90% |
¥65,422 |
¥39,253,110 |
¥7,653,110 |
| 50 |
1.00% |
¥66,948 |
¥40,168,501 |
¥8,568,501 |
| 50 |
1.10% |
¥68,495 |
¥41,096,718 |
¥9,496,718 |
| 50 |
1.20% |
¥70,063 |
¥42,037,692 |
¥10,437,692 |
| 50 |
1.30% |
¥71,652 |
¥42,991,351 |
¥11,391,351 |
| 50 |
1.40% |
¥73,263 |
¥43,957,613 |
¥12,357,613 |
| 50 |
1.50% |
¥74,894 |
¥44,936,393 |
¥13,336,393 |
| 50 |
1.60% |
¥76,546 |
¥45,927,601 |
¥14,327,601 |
| 50 |
1.70% |
¥78,219 |
¥46,931,139 |
¥15,331,139 |
| 50 |
1.80% |
¥79,912 |
¥47,946,907 |
¥16,346,907 |
| 50 |
1.90% |
¥81,625 |
¥48,974,799 |
¥17,374,799 |
| 50 |
2.00% |
¥83,358 |
¥50,014,703 |
¥18,414,703 |
| 50 |
2.10% |
¥85,111 |
¥51,066,504 |
¥19,466,504 |
| 50 |
2.20% |
¥86,883 |
¥52,130,081 |
¥20,530,081 |
| 50 |
2.30% |
¥88,676 |
¥53,205,311 |
¥21,605,311 |
| 50 |
2.40% |
¥90,487 |
¥54,292,064 |
¥22,692,064 |
| 50 |
2.50% |
¥92,317 |
¥55,390,209 |
¥23,790,209 |
| 50 |
2.60% |
¥94,166 |
¥56,499,609 |
¥24,899,609 |
| 50 |
2.70% |
¥96,034 |
¥57,620,126 |
¥26,020,126 |
| 50 |
2.80% |
¥97,919 |
¥58,751,616 |
¥27,151,616 |
| 50 |
2.90% |
¥99,823 |
¥59,893,935 |
¥28,293,935 |
| 50 |
3.00% |
¥101,745 |
¥61,046,934 |
¥29,446,934 |
3160万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥68,235 |
¥36,847,001 |
¥5,247,001 |
| 45 |
0.80% |
¥69,702 |
¥37,638,964 |
¥6,038,964 |
| 45 |
0.90% |
¥71,188 |
¥38,441,444 |
¥6,841,444 |
| 45 |
1.00% |
¥72,693 |
¥39,254,404 |
¥7,654,404 |
| 45 |
1.10% |
¥74,218 |
¥40,077,802 |
¥8,477,802 |
| 45 |
1.20% |
¥75,762 |
¥40,911,593 |
¥9,311,593 |
| 45 |
1.30% |
¥77,325 |
¥41,755,728 |
¥10,155,728 |
| 45 |
1.40% |
¥78,908 |
¥42,610,153 |
¥11,010,153 |
| 45 |
1.50% |
¥80,509 |
¥43,474,813 |
¥11,874,813 |
| 45 |
1.60% |
¥82,129 |
¥44,349,645 |
¥12,749,645 |
| 45 |
1.70% |
¥83,768 |
¥45,234,586 |
¥13,634,586 |
| 45 |
1.80% |
¥85,425 |
¥46,129,569 |
¥14,529,569 |
| 45 |
1.90% |
¥87,101 |
¥47,034,521 |
¥15,434,521 |
| 45 |
2.00% |
¥88,795 |
¥47,949,369 |
¥16,349,369 |
| 45 |
2.10% |
¥90,507 |
¥48,874,035 |
¥17,274,035 |
| 45 |
2.20% |
¥92,238 |
¥49,808,437 |
¥18,208,437 |
| 45 |
2.30% |
¥93,986 |
¥50,752,492 |
¥19,152,492 |
| 45 |
2.40% |
¥95,752 |
¥51,706,114 |
¥20,106,114 |
| 45 |
2.50% |
¥97,536 |
¥52,669,212 |
¥21,069,212 |
| 45 |
2.60% |
¥99,336 |
¥53,641,693 |
¥22,041,693 |
| 45 |
2.70% |
¥101,155 |
¥54,623,464 |
¥23,023,464 |
| 45 |
2.80% |
¥102,990 |
¥55,614,427 |
¥24,014,427 |
| 45 |
2.90% |
¥104,842 |
¥56,614,481 |
¥25,014,481 |
| 45 |
3.00% |
¥106,710 |
¥57,623,525 |
¥26,023,525 |
3160万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥75,499 |
¥36,239,340 |
¥4,639,340 |
| 40 |
0.80% |
¥76,949 |
¥36,935,637 |
¥5,335,637 |
| 40 |
0.90% |
¥78,417 |
¥37,640,267 |
¥6,040,267 |
| 40 |
1.00% |
¥79,903 |
¥38,353,205 |
¥6,753,205 |
| 40 |
1.10% |
¥81,405 |
¥39,074,426 |
¥7,474,426 |
| 40 |
1.20% |
¥82,925 |
¥39,803,901 |
¥8,203,901 |
| 40 |
1.30% |
¥84,462 |
¥40,541,598 |
¥8,941,598 |
| 40 |
1.40% |
¥86,016 |
¥41,287,485 |
¥9,687,485 |
| 40 |
1.50% |
¥87,587 |
¥42,041,525 |
¥10,441,525 |
| 40 |
1.60% |
¥89,174 |
¥42,803,679 |
¥11,203,679 |
| 40 |
1.70% |
¥90,779 |
¥43,573,907 |
¥11,973,907 |
| 40 |
1.80% |
¥92,400 |
¥44,352,166 |
¥12,752,166 |
| 40 |
1.90% |
¥94,038 |
¥45,138,411 |
¥13,538,411 |
| 40 |
2.00% |
¥95,693 |
¥45,932,593 |
¥14,332,593 |
| 40 |
2.10% |
¥97,364 |
¥46,734,663 |
¥15,134,663 |
| 40 |
2.20% |
¥99,051 |
¥47,544,570 |
¥15,944,570 |
| 40 |
2.30% |
¥100,755 |
¥48,362,260 |
¥16,762,260 |
| 40 |
2.40% |
¥102,474 |
¥49,187,676 |
¥17,587,676 |
| 40 |
2.50% |
¥104,210 |
¥50,020,762 |
¥18,420,762 |
| 40 |
2.60% |
¥105,961 |
¥50,861,456 |
¥19,261,456 |
| 40 |
2.70% |
¥107,729 |
¥51,709,699 |
¥20,109,699 |
| 40 |
2.80% |
¥109,511 |
¥52,565,427 |
¥20,965,427 |
| 40 |
2.90% |
¥111,310 |
¥53,428,575 |
¥21,828,575 |
| 40 |
3.00% |
¥113,123 |
¥54,299,077 |
¥22,699,077 |
3160万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥84,853 |
¥35,638,078 |
¥4,038,078 |
| 35 |
0.80% |
¥86,287 |
¥36,240,648 |
¥4,640,648 |
| 35 |
0.90% |
¥87,737 |
¥36,849,612 |
¥5,249,612 |
| 35 |
1.00% |
¥89,202 |
¥37,464,958 |
¥5,864,958 |
| 35 |
1.10% |
¥90,683 |
¥38,086,669 |
¥6,486,669 |
| 35 |
1.20% |
¥92,178 |
¥38,714,727 |
¥7,114,727 |
| 35 |
1.30% |
¥93,688 |
¥39,349,116 |
¥7,749,116 |
| 35 |
1.40% |
¥95,214 |
¥39,989,813 |
¥8,389,813 |
| 35 |
1.50% |
¥96,754 |
¥40,636,799 |
¥9,036,799 |
| 35 |
1.60% |
¥98,310 |
¥41,290,050 |
¥9,690,050 |
| 35 |
1.70% |
¥99,880 |
¥41,949,541 |
¥10,349,541 |
| 35 |
1.80% |
¥101,465 |
¥42,615,247 |
¥11,015,247 |
| 35 |
1.90% |
¥103,065 |
¥43,287,141 |
¥11,687,141 |
| 35 |
2.00% |
¥104,679 |
¥43,965,195 |
¥12,365,195 |
| 35 |
2.10% |
¥106,308 |
¥44,649,378 |
¥13,049,378 |
| 35 |
2.20% |
¥107,952 |
¥45,339,659 |
¥13,739,659 |
| 35 |
2.30% |
¥109,610 |
¥46,036,007 |
¥14,436,007 |
| 35 |
2.40% |
¥111,282 |
¥46,738,387 |
¥15,138,387 |
| 35 |
2.50% |
¥112,968 |
¥47,446,765 |
¥15,846,765 |
| 35 |
2.60% |
¥114,669 |
¥48,161,104 |
¥16,561,104 |
| 35 |
2.70% |
¥116,384 |
¥48,881,368 |
¥17,281,368 |
| 35 |
2.80% |
¥118,113 |
¥49,607,518 |
¥18,007,518 |
| 35 |
2.90% |
¥119,856 |
¥50,339,515 |
¥18,739,515 |
| 35 |
3.00% |
¥121,613 |
¥51,077,317 |
¥19,477,317 |
3160万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥97,342 |
¥35,043,227 |
¥3,443,227 |
| 30 |
0.80% |
¥98,761 |
¥35,554,016 |
¥3,954,016 |
| 30 |
0.90% |
¥100,193 |
¥36,069,514 |
¥4,469,514 |
| 30 |
1.00% |
¥101,638 |
¥36,589,712 |
¥4,989,712 |
| 30 |
1.10% |
¥103,096 |
¥37,114,601 |
¥5,514,601 |
| 30 |
1.20% |
¥104,567 |
¥37,644,173 |
¥6,044,173 |
| 30 |
1.30% |
¥106,051 |
¥38,178,417 |
¥6,578,417 |
| 30 |
1.40% |
¥107,548 |
¥38,717,321 |
¥7,117,321 |
| 30 |
1.50% |
¥109,058 |
¥39,260,875 |
¥7,660,875 |
| 30 |
1.60% |
¥110,581 |
¥39,809,065 |
¥8,209,065 |
| 30 |
1.70% |
¥112,116 |
¥40,361,879 |
¥8,761,879 |
| 30 |
1.80% |
¥113,665 |
¥40,919,301 |
¥9,319,301 |
| 30 |
1.90% |
¥115,226 |
¥41,481,317 |
¥9,881,317 |
| 30 |
2.00% |
¥116,800 |
¥42,047,911 |
¥10,447,911 |
| 30 |
2.10% |
¥118,386 |
¥42,619,067 |
¥11,019,067 |
| 30 |
2.20% |
¥119,985 |
¥43,194,768 |
¥11,594,768 |
| 30 |
2.30% |
¥121,597 |
¥43,774,995 |
¥12,174,995 |
| 30 |
2.40% |
¥123,221 |
¥44,359,730 |
¥12,759,730 |
| 30 |
2.50% |
¥124,858 |
¥44,948,953 |
¥13,348,953 |
| 30 |
2.60% |
¥126,507 |
¥45,542,646 |
¥13,942,646 |
| 30 |
2.70% |
¥128,169 |
¥46,140,786 |
¥14,540,786 |
| 30 |
2.80% |
¥129,843 |
¥46,743,352 |
¥15,143,352 |
| 30 |
2.90% |
¥131,529 |
¥47,350,323 |
¥15,750,323 |
| 30 |
3.00% |
¥133,227 |
¥47,961,675 |
¥16,361,675 |
3160万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥114,849 |
¥34,454,797 |
¥2,854,797 |
| 25 |
0.80% |
¥116,253 |
¥34,875,760 |
¥3,275,760 |
| 25 |
0.90% |
¥117,667 |
¥35,299,999 |
¥3,699,999 |
| 25 |
1.00% |
¥119,092 |
¥35,727,509 |
¥4,127,509 |
| 25 |
1.10% |
¥120,528 |
¥36,158,286 |
¥4,558,286 |
| 25 |
1.20% |
¥121,974 |
¥36,592,325 |
¥4,992,325 |
| 25 |
1.30% |
¥123,432 |
¥37,029,621 |
¥5,429,621 |
| 25 |
1.40% |
¥124,901 |
¥37,470,170 |
¥5,870,170 |
| 25 |
1.50% |
¥126,380 |
¥37,913,964 |
¥6,313,964 |
| 25 |
1.60% |
¥127,870 |
¥38,360,998 |
¥6,760,998 |
| 25 |
1.70% |
¥129,371 |
¥38,811,265 |
¥7,211,265 |
| 25 |
1.80% |
¥130,883 |
¥39,264,757 |
¥7,664,757 |
| 25 |
1.90% |
¥132,405 |
¥39,721,469 |
¥8,121,469 |
| 25 |
2.00% |
¥133,938 |
¥40,181,391 |
¥8,581,391 |
| 25 |
2.10% |
¥135,482 |
¥40,644,516 |
¥9,044,516 |
| 25 |
2.20% |
¥137,036 |
¥41,110,835 |
¥9,510,835 |
| 25 |
2.30% |
¥138,601 |
¥41,580,340 |
¥9,980,340 |
| 25 |
2.40% |
¥140,177 |
¥42,053,020 |
¥10,453,020 |
| 25 |
2.50% |
¥141,763 |
¥42,528,866 |
¥10,928,866 |
| 25 |
2.60% |
¥143,360 |
¥43,007,869 |
¥11,407,869 |
| 25 |
2.70% |
¥144,967 |
¥43,490,018 |
¥11,890,018 |
| 25 |
2.80% |
¥146,584 |
¥43,975,302 |
¥12,375,302 |
| 25 |
2.90% |
¥148,212 |
¥44,463,711 |
¥12,863,711 |
| 25 |
3.00% |
¥149,851 |
¥44,955,233 |
¥13,355,233 |
3160万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥141,137 |
¥33,872,797 |
¥2,272,797 |
| 20 |
0.80% |
¥142,525 |
¥34,205,894 |
¥2,605,894 |
| 20 |
0.90% |
¥143,921 |
¥34,541,091 |
¥2,941,091 |
| 20 |
1.00% |
¥145,327 |
¥34,878,384 |
¥3,278,384 |
| 20 |
1.10% |
¥146,741 |
¥35,217,774 |
¥3,617,774 |
| 20 |
1.20% |
¥148,164 |
¥35,559,256 |
¥3,959,256 |
| 20 |
1.30% |
¥149,595 |
¥35,902,831 |
¥4,302,831 |
| 20 |
1.40% |
¥151,035 |
¥36,248,494 |
¥4,648,494 |
| 20 |
1.50% |
¥152,484 |
¥36,596,244 |
¥4,996,244 |
| 20 |
1.60% |
¥153,942 |
¥36,946,078 |
¥5,346,078 |
| 20 |
1.70% |
¥155,408 |
¥37,297,992 |
¥5,697,992 |
| 20 |
1.80% |
¥156,883 |
¥37,651,985 |
¥6,051,985 |
| 20 |
1.90% |
¥158,367 |
¥38,008,053 |
¥6,408,053 |
| 20 |
2.00% |
¥159,859 |
¥38,366,192 |
¥6,766,192 |
| 20 |
2.10% |
¥161,360 |
¥38,726,400 |
¥7,126,400 |
| 20 |
2.20% |
¥162,869 |
¥39,088,671 |
¥7,488,671 |
| 20 |
2.30% |
¥164,388 |
¥39,453,004 |
¥7,853,004 |
| 20 |
2.40% |
¥165,914 |
¥39,819,393 |
¥8,219,393 |
| 20 |
2.50% |
¥167,449 |
¥40,187,835 |
¥8,587,835 |
| 20 |
2.60% |
¥168,993 |
¥40,558,326 |
¥8,958,326 |
| 20 |
2.70% |
¥170,545 |
¥40,930,860 |
¥9,330,860 |
| 20 |
2.80% |
¥172,106 |
¥41,305,434 |
¥9,705,434 |
| 20 |
2.90% |
¥173,675 |
¥41,682,043 |
¥10,082,043 |
| 20 |
3.00% |
¥175,253 |
¥42,060,682 |
¥10,460,682 |
3160万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥184,985 |
¥33,297,234 |
¥1,697,234 |
| 15 |
0.80% |
¥186,358 |
¥33,544,430 |
¥1,944,430 |
| 15 |
0.90% |
¥187,738 |
¥33,792,808 |
¥2,192,808 |
| 15 |
1.00% |
¥189,124 |
¥34,042,368 |
¥2,442,368 |
| 15 |
1.10% |
¥190,517 |
¥34,293,108 |
¥2,693,108 |
| 15 |
1.20% |
¥191,917 |
¥34,545,029 |
¥2,945,029 |
| 15 |
1.30% |
¥193,323 |
¥34,798,129 |
¥3,198,129 |
| 15 |
1.40% |
¥194,736 |
¥35,052,407 |
¥3,452,407 |
| 15 |
1.50% |
¥196,155 |
¥35,307,863 |
¥3,707,863 |
| 15 |
1.60% |
¥197,581 |
¥35,564,496 |
¥3,964,496 |
| 15 |
1.70% |
¥199,013 |
¥35,822,304 |
¥4,222,304 |
| 15 |
1.80% |
¥200,452 |
¥36,081,288 |
¥4,481,288 |
| 15 |
1.90% |
¥201,897 |
¥36,341,445 |
¥4,741,445 |
| 15 |
2.00% |
¥203,349 |
¥36,602,775 |
¥5,002,775 |
| 15 |
2.10% |
¥204,807 |
¥36,865,276 |
¥5,265,276 |
| 15 |
2.20% |
¥206,272 |
¥37,128,948 |
¥5,528,948 |
| 15 |
2.30% |
¥207,743 |
¥37,393,788 |
¥5,793,788 |
| 15 |
2.40% |
¥209,221 |
¥37,659,796 |
¥6,059,796 |
| 15 |
2.50% |
¥210,705 |
¥37,926,970 |
¥6,326,970 |
| 15 |
2.60% |
¥212,196 |
¥38,195,309 |
¥6,595,309 |
| 15 |
2.70% |
¥213,693 |
¥38,464,812 |
¥6,864,812 |
| 15 |
2.80% |
¥215,197 |
¥38,735,476 |
¥7,135,476 |
| 15 |
2.90% |
¥216,707 |
¥39,007,301 |
¥7,407,301 |
| 15 |
3.00% |
¥218,224 |
¥39,280,284 |
¥7,680,284 |
3160万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥272,734 |
¥32,728,114 |
¥1,128,114 |
| 10 |
0.80% |
¥274,095 |
¥32,891,378 |
¥1,291,378 |
| 10 |
0.90% |
¥275,460 |
¥33,055,168 |
¥1,455,168 |
| 10 |
1.00% |
¥276,829 |
¥33,219,483 |
¥1,619,483 |
| 10 |
1.10% |
¥278,203 |
¥33,384,323 |
¥1,784,323 |
| 10 |
1.20% |
¥279,581 |
¥33,549,689 |
¥1,949,689 |
| 10 |
1.30% |
¥280,963 |
¥33,715,580 |
¥2,115,580 |
| 10 |
1.40% |
¥282,350 |
¥33,881,996 |
¥2,281,996 |
| 10 |
1.50% |
¥283,741 |
¥34,048,937 |
¥2,448,937 |
| 10 |
1.60% |
¥285,137 |
¥34,216,402 |
¥2,616,402 |
| 10 |
1.70% |
¥286,537 |
¥34,384,391 |
¥2,784,391 |
| 10 |
1.80% |
¥287,941 |
¥34,552,904 |
¥2,952,904 |
| 10 |
1.90% |
¥289,350 |
¥34,721,941 |
¥3,121,941 |
| 10 |
2.00% |
¥290,763 |
¥34,891,502 |
¥3,291,502 |
| 10 |
2.10% |
¥292,180 |
¥35,061,585 |
¥3,461,585 |
| 10 |
2.20% |
¥293,602 |
¥35,232,192 |
¥3,632,192 |
| 10 |
2.30% |
¥295,028 |
¥35,403,321 |
¥3,803,321 |
| 10 |
2.40% |
¥296,458 |
¥35,574,973 |
¥3,974,973 |
| 10 |
2.50% |
¥297,893 |
¥35,747,147 |
¥4,147,147 |
| 10 |
2.60% |
¥299,332 |
¥35,919,842 |
¥4,319,842 |
| 10 |
2.70% |
¥300,775 |
¥36,093,059 |
¥4,493,059 |
| 10 |
2.80% |
¥302,223 |
¥36,266,797 |
¥4,666,797 |
| 10 |
2.90% |
¥303,675 |
¥36,441,055 |
¥4,841,055 |
| 10 |
3.00% |
¥305,132 |
¥36,615,834 |
¥5,015,834 |
