3250万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3250万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3250万円の住宅ローン｜期間・年数別
3250万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥64,213 |
¥38,527,978 |
¥6,027,978 |
| 50 |
0.80% |
¥65,738 |
¥39,442,871 |
¥6,942,871 |
| 50 |
0.90% |
¥67,285 |
¥40,371,078 |
¥7,871,078 |
| 50 |
1.00% |
¥68,854 |
¥41,312,540 |
¥8,812,540 |
| 50 |
1.10% |
¥70,445 |
¥42,267,194 |
¥9,767,194 |
| 50 |
1.20% |
¥72,058 |
¥43,234,968 |
¥10,734,968 |
| 50 |
1.30% |
¥73,693 |
¥44,215,788 |
¥11,715,788 |
| 50 |
1.40% |
¥75,349 |
¥45,209,570 |
¥12,709,570 |
| 50 |
1.50% |
¥77,027 |
¥46,216,227 |
¥13,716,227 |
| 50 |
1.60% |
¥78,726 |
¥47,235,665 |
¥14,735,665 |
| 50 |
1.70% |
¥80,446 |
¥48,267,785 |
¥15,767,785 |
| 50 |
1.80% |
¥82,187 |
¥49,312,484 |
¥16,812,484 |
| 50 |
1.90% |
¥83,949 |
¥50,369,651 |
¥17,869,651 |
| 50 |
2.00% |
¥85,732 |
¥51,439,173 |
¥18,939,173 |
| 50 |
2.10% |
¥87,535 |
¥52,520,930 |
¥20,020,930 |
| 50 |
2.20% |
¥89,358 |
¥53,614,799 |
¥21,114,799 |
| 50 |
2.30% |
¥91,201 |
¥54,720,652 |
¥22,220,652 |
| 50 |
2.40% |
¥93,064 |
¥55,838,357 |
¥23,338,357 |
| 50 |
2.50% |
¥94,946 |
¥56,967,778 |
¥24,467,778 |
| 50 |
2.60% |
¥96,848 |
¥58,108,775 |
¥25,608,775 |
| 50 |
2.70% |
¥98,769 |
¥59,261,205 |
¥26,761,205 |
| 50 |
2.80% |
¥100,708 |
¥60,424,922 |
¥27,924,922 |
| 50 |
2.90% |
¥102,666 |
¥61,599,775 |
¥29,099,775 |
| 50 |
3.00% |
¥104,643 |
¥62,785,612 |
¥30,285,612 |
3250万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥70,179 |
¥37,896,441 |
¥5,396,441 |
| 45 |
0.80% |
¥71,687 |
¥38,710,960 |
¥6,210,960 |
| 45 |
0.90% |
¥73,215 |
¥39,536,296 |
¥7,036,296 |
| 45 |
1.00% |
¥74,764 |
¥40,372,409 |
¥7,872,409 |
| 45 |
1.10% |
¥76,332 |
¥41,219,258 |
¥8,719,258 |
| 45 |
1.20% |
¥77,920 |
¥42,076,797 |
¥9,576,797 |
| 45 |
1.30% |
¥79,528 |
¥42,944,973 |
¥10,444,973 |
| 45 |
1.40% |
¥81,155 |
¥43,823,734 |
¥11,323,734 |
| 45 |
1.50% |
¥82,802 |
¥44,713,019 |
¥12,213,019 |
| 45 |
1.60% |
¥84,468 |
¥45,612,768 |
¥13,112,768 |
| 45 |
1.70% |
¥86,154 |
¥46,522,913 |
¥14,022,913 |
| 45 |
1.80% |
¥87,858 |
¥47,443,385 |
¥14,943,385 |
| 45 |
1.90% |
¥89,582 |
¥48,374,112 |
¥15,874,112 |
| 45 |
2.00% |
¥91,324 |
¥49,315,016 |
¥16,815,016 |
| 45 |
2.10% |
¥93,085 |
¥50,266,017 |
¥17,766,017 |
| 45 |
2.20% |
¥94,865 |
¥51,227,032 |
¥18,727,032 |
| 45 |
2.30% |
¥96,663 |
¥52,197,975 |
¥19,697,975 |
| 45 |
2.40% |
¥98,479 |
¥53,178,756 |
¥20,678,756 |
| 45 |
2.50% |
¥100,313 |
¥54,169,284 |
¥21,669,284 |
| 45 |
2.60% |
¥102,166 |
¥55,169,463 |
¥22,669,463 |
| 45 |
2.70% |
¥104,036 |
¥56,179,196 |
¥23,679,196 |
| 45 |
2.80% |
¥105,923 |
¥57,198,382 |
¥24,698,382 |
| 45 |
2.90% |
¥107,828 |
¥58,226,919 |
¥25,726,919 |
| 45 |
3.00% |
¥109,749 |
¥59,264,702 |
¥26,764,702 |
3250万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥77,649 |
¥37,271,473 |
¥4,771,473 |
| 40 |
0.80% |
¥79,141 |
¥37,987,601 |
¥5,487,601 |
| 40 |
0.90% |
¥80,651 |
¥38,712,299 |
¥6,212,299 |
| 40 |
1.00% |
¥82,178 |
¥39,445,543 |
¥6,945,543 |
| 40 |
1.10% |
¥83,724 |
¥40,187,305 |
¥7,687,305 |
| 40 |
1.20% |
¥85,287 |
¥40,937,556 |
¥8,437,556 |
| 40 |
1.30% |
¥86,867 |
¥41,696,264 |
¥9,196,264 |
| 40 |
1.40% |
¥88,465 |
¥42,463,394 |
¥9,963,394 |
| 40 |
1.50% |
¥90,081 |
¥43,238,910 |
¥10,738,910 |
| 40 |
1.60% |
¥91,714 |
¥44,022,771 |
¥11,522,771 |
| 40 |
1.70% |
¥93,364 |
¥44,814,936 |
¥12,314,936 |
| 40 |
1.80% |
¥95,032 |
¥45,615,361 |
¥13,115,361 |
| 40 |
1.90% |
¥96,717 |
¥46,423,998 |
¥13,923,998 |
| 40 |
2.00% |
¥98,418 |
¥47,240,800 |
¥14,740,800 |
| 40 |
2.10% |
¥100,137 |
¥48,065,714 |
¥15,565,714 |
| 40 |
2.20% |
¥101,872 |
¥48,898,688 |
¥16,398,688 |
| 40 |
2.30% |
¥103,624 |
¥49,739,666 |
¥17,239,666 |
| 40 |
2.40% |
¥105,393 |
¥50,588,591 |
¥18,088,591 |
| 40 |
2.50% |
¥107,178 |
¥51,445,403 |
¥18,945,403 |
| 40 |
2.60% |
¥108,979 |
¥52,310,042 |
¥19,810,042 |
| 40 |
2.70% |
¥110,797 |
¥53,182,444 |
¥20,682,444 |
| 40 |
2.80% |
¥112,630 |
¥54,062,544 |
¥21,562,544 |
| 40 |
2.90% |
¥114,480 |
¥54,950,275 |
¥22,450,275 |
| 40 |
3.00% |
¥116,345 |
¥55,845,570 |
¥23,345,570 |
3250万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥87,269 |
¥36,653,086 |
¥4,153,086 |
| 35 |
0.80% |
¥88,745 |
¥37,272,818 |
¥4,772,818 |
| 35 |
0.90% |
¥90,236 |
¥37,899,127 |
¥5,399,127 |
| 35 |
1.00% |
¥91,743 |
¥38,531,998 |
¥6,031,998 |
| 35 |
1.10% |
¥93,265 |
¥39,171,415 |
¥6,671,415 |
| 35 |
1.20% |
¥94,803 |
¥39,817,362 |
¥7,317,362 |
| 35 |
1.30% |
¥96,357 |
¥40,469,818 |
¥7,969,818 |
| 35 |
1.40% |
¥97,926 |
¥41,128,764 |
¥8,628,764 |
| 35 |
1.50% |
¥99,510 |
¥41,794,176 |
¥9,294,176 |
| 35 |
1.60% |
¥101,110 |
¥42,466,032 |
¥9,966,032 |
| 35 |
1.70% |
¥102,725 |
¥43,144,306 |
¥10,644,306 |
| 35 |
1.80% |
¥104,355 |
¥43,828,973 |
¥11,328,973 |
| 35 |
1.90% |
¥106,000 |
¥44,520,003 |
¥12,020,003 |
| 35 |
2.00% |
¥107,660 |
¥45,217,368 |
¥12,717,368 |
| 35 |
2.10% |
¥109,336 |
¥45,921,037 |
¥13,421,037 |
| 35 |
2.20% |
¥111,026 |
¥46,630,979 |
¥14,130,979 |
| 35 |
2.30% |
¥112,731 |
¥47,347,159 |
¥14,847,159 |
| 35 |
2.40% |
¥114,451 |
¥48,069,544 |
¥15,569,544 |
| 35 |
2.50% |
¥116,186 |
¥48,798,097 |
¥16,298,097 |
| 35 |
2.60% |
¥117,935 |
¥49,532,781 |
¥17,032,781 |
| 35 |
2.70% |
¥119,699 |
¥50,273,559 |
¥17,773,559 |
| 35 |
2.80% |
¥121,477 |
¥51,020,390 |
¥18,520,390 |
| 35 |
2.90% |
¥123,270 |
¥51,773,235 |
¥19,273,235 |
| 35 |
3.00% |
¥125,076 |
¥52,532,051 |
¥20,032,051 |
3250万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥100,115 |
¥36,041,293 |
¥3,541,293 |
| 30 |
0.80% |
¥101,574 |
¥36,566,631 |
¥4,066,631 |
| 30 |
0.90% |
¥103,047 |
¥37,096,810 |
¥4,596,810 |
| 30 |
1.00% |
¥104,533 |
¥37,631,824 |
¥5,131,824 |
| 30 |
1.10% |
¥106,032 |
¥38,171,663 |
¥5,671,663 |
| 30 |
1.20% |
¥107,545 |
¥38,716,317 |
¥6,216,317 |
| 30 |
1.30% |
¥109,072 |
¥39,265,777 |
¥6,765,777 |
| 30 |
1.40% |
¥110,611 |
¥39,820,030 |
¥7,320,030 |
| 30 |
1.50% |
¥112,164 |
¥40,379,065 |
¥7,879,065 |
| 30 |
1.60% |
¥113,730 |
¥40,942,868 |
¥8,442,868 |
| 30 |
1.70% |
¥115,310 |
¥41,511,426 |
¥9,011,426 |
| 30 |
1.80% |
¥116,902 |
¥42,084,724 |
¥9,584,724 |
| 30 |
1.90% |
¥118,508 |
¥42,662,747 |
¥10,162,747 |
| 30 |
2.00% |
¥120,126 |
¥43,245,478 |
¥10,745,478 |
| 30 |
2.10% |
¥121,758 |
¥43,832,901 |
¥11,332,901 |
| 30 |
2.20% |
¥123,403 |
¥44,424,998 |
¥11,924,998 |
| 30 |
2.30% |
¥125,060 |
¥45,021,751 |
¥12,521,751 |
| 30 |
2.40% |
¥126,731 |
¥45,623,140 |
¥13,123,140 |
| 30 |
2.50% |
¥128,414 |
¥46,229,145 |
¥13,729,145 |
| 30 |
2.60% |
¥130,110 |
¥46,839,746 |
¥14,339,746 |
| 30 |
2.70% |
¥131,819 |
¥47,454,922 |
¥14,954,922 |
| 30 |
2.80% |
¥133,541 |
¥48,074,650 |
¥15,574,650 |
| 30 |
2.90% |
¥135,275 |
¥48,698,908 |
¥16,198,908 |
| 30 |
3.00% |
¥137,021 |
¥49,327,672 |
¥16,827,672 |
3250万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥118,120 |
¥35,436,105 |
¥2,936,105 |
| 25 |
0.80% |
¥119,564 |
¥35,869,057 |
¥3,369,057 |
| 25 |
0.90% |
¥121,018 |
¥36,305,379 |
¥3,805,379 |
| 25 |
1.00% |
¥122,484 |
¥36,745,064 |
¥4,245,064 |
| 25 |
1.10% |
¥123,960 |
¥37,188,110 |
¥4,688,110 |
| 25 |
1.20% |
¥125,448 |
¥37,634,511 |
¥5,134,511 |
| 25 |
1.30% |
¥126,948 |
¥38,084,262 |
¥5,584,262 |
| 25 |
1.40% |
¥128,458 |
¥38,537,358 |
¥6,037,358 |
| 25 |
1.50% |
¥129,979 |
¥38,993,792 |
¥6,493,792 |
| 25 |
1.60% |
¥131,512 |
¥39,453,558 |
¥6,953,558 |
| 25 |
1.70% |
¥133,055 |
¥39,916,649 |
¥7,416,649 |
| 25 |
1.80% |
¥134,610 |
¥40,383,058 |
¥7,883,058 |
| 25 |
1.90% |
¥136,176 |
¥40,852,777 |
¥8,352,777 |
| 25 |
2.00% |
¥137,753 |
¥41,325,798 |
¥8,825,798 |
| 25 |
2.10% |
¥139,340 |
¥41,802,113 |
¥9,302,113 |
| 25 |
2.20% |
¥140,939 |
¥42,281,714 |
¥9,781,714 |
| 25 |
2.30% |
¥142,549 |
¥42,764,590 |
¥10,264,590 |
| 25 |
2.40% |
¥144,169 |
¥43,250,732 |
¥10,750,732 |
| 25 |
2.50% |
¥145,800 |
¥43,740,132 |
¥11,240,132 |
| 25 |
2.60% |
¥147,443 |
¥44,232,777 |
¥11,732,777 |
| 25 |
2.70% |
¥149,096 |
¥44,728,658 |
¥12,228,658 |
| 25 |
2.80% |
¥150,759 |
¥45,227,764 |
¥12,727,764 |
| 25 |
2.90% |
¥152,434 |
¥45,730,083 |
¥13,230,083 |
| 25 |
3.00% |
¥154,119 |
¥46,235,603 |
¥13,735,603 |
3250万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥145,156 |
¥34,837,529 |
¥2,337,529 |
| 20 |
0.80% |
¥146,584 |
¥35,180,113 |
¥2,680,113 |
| 20 |
0.90% |
¥148,020 |
¥35,524,856 |
¥3,024,856 |
| 20 |
1.00% |
¥149,466 |
¥35,871,756 |
¥3,371,756 |
| 20 |
1.10% |
¥150,920 |
¥36,220,811 |
¥3,720,811 |
| 20 |
1.20% |
¥152,383 |
¥36,572,020 |
¥4,072,020 |
| 20 |
1.30% |
¥153,856 |
¥36,925,380 |
¥4,425,380 |
| 20 |
1.40% |
¥155,337 |
¥37,280,888 |
¥4,780,888 |
| 20 |
1.50% |
¥156,827 |
¥37,638,542 |
¥5,138,542 |
| 20 |
1.60% |
¥158,326 |
¥37,998,339 |
¥5,498,339 |
| 20 |
1.70% |
¥159,834 |
¥38,360,277 |
¥5,860,277 |
| 20 |
1.80% |
¥161,351 |
¥38,724,352 |
¥6,224,352 |
| 20 |
1.90% |
¥162,877 |
¥39,090,561 |
¥6,590,561 |
| 20 |
2.00% |
¥164,412 |
¥39,458,900 |
¥6,958,900 |
| 20 |
2.10% |
¥165,956 |
¥39,829,367 |
¥7,329,367 |
| 20 |
2.20% |
¥167,508 |
¥40,201,956 |
¥7,701,956 |
| 20 |
2.30% |
¥169,069 |
¥40,576,666 |
¥8,076,666 |
| 20 |
2.40% |
¥170,640 |
¥40,953,490 |
¥8,453,490 |
| 20 |
2.50% |
¥172,218 |
¥41,332,426 |
¥8,832,426 |
| 20 |
2.60% |
¥173,806 |
¥41,713,468 |
¥9,213,468 |
| 20 |
2.70% |
¥175,403 |
¥42,096,613 |
¥9,596,613 |
| 20 |
2.80% |
¥177,008 |
¥42,481,855 |
¥9,981,855 |
| 20 |
2.90% |
¥178,622 |
¥42,869,190 |
¥10,369,190 |
| 20 |
3.00% |
¥180,244 |
¥43,258,613 |
¥10,758,613 |
3250万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥190,253 |
¥34,245,573 |
¥1,745,573 |
| 15 |
0.80% |
¥191,666 |
¥34,499,810 |
¥1,999,810 |
| 15 |
0.90% |
¥193,085 |
¥34,755,262 |
¥2,255,262 |
| 15 |
1.00% |
¥194,511 |
¥35,011,929 |
¥2,511,929 |
| 15 |
1.10% |
¥195,943 |
¥35,269,811 |
¥2,769,811 |
| 15 |
1.20% |
¥197,383 |
¥35,528,906 |
¥3,028,906 |
| 15 |
1.30% |
¥198,829 |
¥35,789,215 |
¥3,289,215 |
| 15 |
1.40% |
¥200,282 |
¥36,050,735 |
¥3,550,735 |
| 15 |
1.50% |
¥201,741 |
¥36,313,467 |
¥3,813,467 |
| 15 |
1.60% |
¥203,208 |
¥36,577,409 |
¥4,077,409 |
| 15 |
1.70% |
¥204,681 |
¥36,842,560 |
¥4,342,560 |
| 15 |
1.80% |
¥206,161 |
¥37,108,920 |
¥4,608,920 |
| 15 |
1.90% |
¥207,647 |
¥37,376,486 |
¥4,876,486 |
| 15 |
2.00% |
¥209,140 |
¥37,645,259 |
¥5,145,259 |
| 15 |
2.10% |
¥210,640 |
¥37,915,237 |
¥5,415,237 |
| 15 |
2.20% |
¥212,147 |
¥38,186,418 |
¥5,686,418 |
| 15 |
2.30% |
¥213,660 |
¥38,458,801 |
¥5,958,801 |
| 15 |
2.40% |
¥215,180 |
¥38,732,385 |
¥6,232,385 |
| 15 |
2.50% |
¥216,706 |
¥39,007,169 |
¥6,507,169 |
| 15 |
2.60% |
¥218,240 |
¥39,283,150 |
¥6,783,150 |
| 15 |
2.70% |
¥219,780 |
¥39,560,329 |
¥7,060,329 |
| 15 |
2.80% |
¥221,326 |
¥39,838,702 |
¥7,338,702 |
| 15 |
2.90% |
¥222,879 |
¥40,118,268 |
¥7,618,268 |
| 15 |
3.00% |
¥224,439 |
¥40,399,026 |
¥7,899,026 |
3250万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥280,502 |
¥33,660,244 |
¥1,160,244 |
| 10 |
0.80% |
¥281,901 |
¥33,828,158 |
¥1,328,158 |
| 10 |
0.90% |
¥283,305 |
¥33,996,612 |
¥1,496,612 |
| 10 |
1.00% |
¥284,713 |
¥34,165,607 |
¥1,665,607 |
| 10 |
1.10% |
¥286,126 |
¥34,335,143 |
¥1,835,143 |
| 10 |
1.20% |
¥287,543 |
¥34,505,218 |
¥2,005,218 |
| 10 |
1.30% |
¥288,965 |
¥34,675,834 |
¥2,175,834 |
| 10 |
1.40% |
¥290,392 |
¥34,846,990 |
¥2,346,990 |
| 10 |
1.50% |
¥291,822 |
¥35,018,685 |
¥2,518,685 |
| 10 |
1.60% |
¥293,258 |
¥35,190,920 |
¥2,690,920 |
| 10 |
1.70% |
¥294,697 |
¥35,363,693 |
¥2,863,693 |
| 10 |
1.80% |
¥296,142 |
¥35,537,006 |
¥3,037,006 |
| 10 |
1.90% |
¥297,590 |
¥35,710,857 |
¥3,210,857 |
| 10 |
2.00% |
¥299,044 |
¥35,885,247 |
¥3,385,247 |
| 10 |
2.10% |
¥300,501 |
¥36,060,175 |
¥3,560,175 |
| 10 |
2.20% |
¥301,964 |
¥36,235,641 |
¥3,735,641 |
| 10 |
2.30% |
¥303,430 |
¥36,411,644 |
¥3,911,644 |
| 10 |
2.40% |
¥304,902 |
¥36,588,184 |
¥4,088,184 |
| 10 |
2.50% |
¥306,377 |
¥36,765,262 |
¥4,265,262 |
| 10 |
2.60% |
¥307,857 |
¥36,942,876 |
¥4,442,876 |
| 10 |
2.70% |
¥309,342 |
¥37,121,026 |
¥4,621,026 |
| 10 |
2.80% |
¥310,831 |
¥37,299,712 |
¥4,799,712 |
| 10 |
2.90% |
¥312,324 |
¥37,478,934 |
¥4,978,934 |
| 10 |
3.00% |
¥313,822 |
¥37,658,690 |
¥5,158,690 |
