3270万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3270万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3270万円の住宅ローン|期間・年数別
3270万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥64,608 |
¥38,765,073 |
¥6,065,073 |
| 50 |
0.80% |
¥66,143 |
¥39,685,596 |
¥6,985,596 |
| 50 |
0.90% |
¥67,699 |
¥40,619,515 |
¥7,919,515 |
| 50 |
1.00% |
¥69,278 |
¥41,566,771 |
¥8,866,771 |
| 50 |
1.10% |
¥70,879 |
¥42,527,300 |
¥9,827,300 |
| 50 |
1.20% |
¥72,502 |
¥43,501,030 |
¥10,801,030 |
| 50 |
1.30% |
¥74,146 |
¥44,487,885 |
¥11,787,885 |
| 50 |
1.40% |
¥75,813 |
¥45,487,783 |
¥12,787,783 |
| 50 |
1.50% |
¥77,501 |
¥46,500,635 |
¥13,800,635 |
| 50 |
1.60% |
¥79,211 |
¥47,526,346 |
¥14,826,346 |
| 50 |
1.70% |
¥80,941 |
¥48,564,818 |
¥15,864,818 |
| 50 |
1.80% |
¥82,693 |
¥49,615,945 |
¥16,915,945 |
| 50 |
1.90% |
¥84,466 |
¥50,679,618 |
¥17,979,618 |
| 50 |
2.00% |
¥86,260 |
¥51,755,721 |
¥19,055,721 |
| 50 |
2.10% |
¥88,074 |
¥52,844,135 |
¥20,144,135 |
| 50 |
2.20% |
¥89,908 |
¥53,944,736 |
¥21,244,736 |
| 50 |
2.30% |
¥91,762 |
¥55,057,394 |
¥22,357,394 |
| 50 |
2.40% |
¥93,637 |
¥56,181,978 |
¥23,481,978 |
| 50 |
2.50% |
¥95,531 |
¥57,318,349 |
¥24,618,349 |
| 50 |
2.60% |
¥97,444 |
¥58,466,368 |
¥25,766,368 |
| 50 |
2.70% |
¥99,376 |
¥59,625,890 |
¥26,925,890 |
| 50 |
2.80% |
¥101,328 |
¥60,796,768 |
¥28,096,768 |
| 50 |
2.90% |
¥103,298 |
¥61,978,851 |
¥29,278,851 |
| 50 |
3.00% |
¥105,287 |
¥63,171,985 |
¥30,471,985 |
3270万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥70,610 |
¥38,129,650 |
¥5,429,650 |
| 45 |
0.80% |
¥72,128 |
¥38,949,181 |
¥6,249,181 |
| 45 |
0.90% |
¥73,666 |
¥39,779,596 |
¥7,079,596 |
| 45 |
1.00% |
¥75,224 |
¥40,620,855 |
¥7,920,855 |
| 45 |
1.10% |
¥76,802 |
¥41,472,915 |
¥8,772,915 |
| 45 |
1.20% |
¥78,400 |
¥42,335,731 |
¥9,635,731 |
| 45 |
1.30% |
¥80,017 |
¥43,209,250 |
¥10,509,250 |
| 45 |
1.40% |
¥81,654 |
¥44,093,418 |
¥11,393,418 |
| 45 |
1.50% |
¥83,311 |
¥44,988,176 |
¥12,288,176 |
| 45 |
1.60% |
¥84,988 |
¥45,893,462 |
¥13,193,462 |
| 45 |
1.70% |
¥86,684 |
¥46,809,208 |
¥14,109,208 |
| 45 |
1.80% |
¥88,399 |
¥47,735,345 |
¥15,035,345 |
| 45 |
1.90% |
¥90,133 |
¥48,671,799 |
¥15,971,799 |
| 45 |
2.00% |
¥91,886 |
¥49,618,493 |
¥16,918,493 |
| 45 |
2.10% |
¥93,658 |
¥50,575,346 |
¥17,875,346 |
| 45 |
2.20% |
¥95,449 |
¥51,542,275 |
¥18,842,275 |
| 45 |
2.30% |
¥97,258 |
¥52,519,193 |
¥19,819,193 |
| 45 |
2.40% |
¥99,085 |
¥53,506,010 |
¥20,806,010 |
| 45 |
2.50% |
¥100,931 |
¥54,502,633 |
¥21,802,633 |
| 45 |
2.60% |
¥102,794 |
¥55,508,967 |
¥22,808,967 |
| 45 |
2.70% |
¥104,676 |
¥56,524,914 |
¥23,824,914 |
| 45 |
2.80% |
¥106,575 |
¥57,550,372 |
¥24,850,372 |
| 45 |
2.90% |
¥108,491 |
¥58,585,238 |
¥25,885,238 |
| 45 |
3.00% |
¥110,425 |
¥59,629,408 |
¥26,929,408 |
3270万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥78,127 |
¥37,500,836 |
¥4,800,836 |
| 40 |
0.80% |
¥79,628 |
¥38,221,371 |
¥5,521,371 |
| 40 |
0.90% |
¥81,147 |
¥38,950,529 |
¥6,250,529 |
| 40 |
1.00% |
¥82,684 |
¥39,688,285 |
¥6,988,285 |
| 40 |
1.10% |
¥84,239 |
¥40,434,611 |
¥7,734,611 |
| 40 |
1.20% |
¥85,811 |
¥41,189,479 |
¥8,489,479 |
| 40 |
1.30% |
¥87,402 |
¥41,952,856 |
¥9,252,856 |
| 40 |
1.40% |
¥89,010 |
¥42,724,707 |
¥10,024,707 |
| 40 |
1.50% |
¥90,635 |
¥43,504,995 |
¥10,804,995 |
| 40 |
1.60% |
¥92,279 |
¥44,293,681 |
¥11,593,681 |
| 40 |
1.70% |
¥93,939 |
¥45,090,721 |
¥12,390,721 |
| 40 |
1.80% |
¥95,617 |
¥45,896,071 |
¥13,196,071 |
| 40 |
1.90% |
¥97,312 |
¥46,709,684 |
¥14,009,684 |
| 40 |
2.00% |
¥99,024 |
¥47,531,512 |
¥14,831,512 |
| 40 |
2.10% |
¥100,753 |
¥48,361,503 |
¥15,661,503 |
| 40 |
2.20% |
¥102,499 |
¥49,199,603 |
¥16,499,603 |
| 40 |
2.30% |
¥104,262 |
¥50,045,756 |
¥17,345,756 |
| 40 |
2.40% |
¥106,041 |
¥50,899,905 |
¥18,199,905 |
| 40 |
2.50% |
¥107,837 |
¥51,761,991 |
¥19,061,991 |
| 40 |
2.60% |
¥109,650 |
¥52,631,950 |
¥19,931,950 |
| 40 |
2.70% |
¥111,479 |
¥53,509,721 |
¥20,809,721 |
| 40 |
2.80% |
¥113,323 |
¥54,395,237 |
¥21,695,237 |
| 40 |
2.90% |
¥115,184 |
¥55,288,431 |
¥22,588,431 |
| 40 |
3.00% |
¥117,061 |
¥56,189,235 |
¥23,489,235 |
3270万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥87,806 |
¥36,878,644 |
¥4,178,644 |
| 35 |
0.80% |
¥89,291 |
¥37,502,189 |
¥4,802,189 |
| 35 |
0.90% |
¥90,791 |
¥38,132,352 |
¥5,432,352 |
| 35 |
1.00% |
¥92,307 |
¥38,769,118 |
¥6,069,118 |
| 35 |
1.10% |
¥93,839 |
¥39,412,470 |
¥6,712,470 |
| 35 |
1.20% |
¥95,387 |
¥40,062,392 |
¥7,362,392 |
| 35 |
1.30% |
¥96,950 |
¥40,718,863 |
¥8,018,863 |
| 35 |
1.40% |
¥98,528 |
¥41,381,864 |
¥8,681,864 |
| 35 |
1.50% |
¥100,122 |
¥42,051,371 |
¥9,351,371 |
| 35 |
1.60% |
¥101,732 |
¥42,727,361 |
¥10,027,361 |
| 35 |
1.70% |
¥103,357 |
¥43,409,810 |
¥10,709,810 |
| 35 |
1.80% |
¥104,997 |
¥44,098,689 |
¥11,398,689 |
| 35 |
1.90% |
¥106,652 |
¥44,793,972 |
¥12,093,972 |
| 35 |
2.00% |
¥108,323 |
¥45,495,629 |
¥12,795,629 |
| 35 |
2.10% |
¥110,009 |
¥46,203,628 |
¥13,503,628 |
| 35 |
2.20% |
¥111,709 |
¥46,917,939 |
¥14,217,939 |
| 35 |
2.30% |
¥113,425 |
¥47,638,526 |
¥14,938,526 |
| 35 |
2.40% |
¥115,156 |
¥48,365,356 |
¥15,665,356 |
| 35 |
2.50% |
¥116,901 |
¥49,098,393 |
¥16,398,393 |
| 35 |
2.60% |
¥118,661 |
¥49,837,599 |
¥17,137,599 |
| 35 |
2.70% |
¥120,436 |
¥50,582,935 |
¥17,882,935 |
| 35 |
2.80% |
¥122,225 |
¥51,334,362 |
¥18,634,362 |
| 35 |
2.90% |
¥124,028 |
¥52,091,839 |
¥19,391,839 |
| 35 |
3.00% |
¥125,846 |
¥52,855,325 |
¥20,155,325 |
3270万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥100,731 |
¥36,263,086 |
¥3,563,086 |
| 30 |
0.80% |
¥102,199 |
¥36,791,656 |
¥4,091,656 |
| 30 |
0.90% |
¥103,681 |
¥37,325,098 |
¥4,625,098 |
| 30 |
1.00% |
¥105,176 |
¥37,863,404 |
¥5,163,404 |
| 30 |
1.10% |
¥106,685 |
¥38,406,565 |
¥5,706,565 |
| 30 |
1.20% |
¥108,207 |
¥38,954,571 |
¥6,254,571 |
| 30 |
1.30% |
¥109,743 |
¥39,507,412 |
¥6,807,412 |
| 30 |
1.40% |
¥111,292 |
¥40,065,076 |
¥7,365,076 |
| 30 |
1.50% |
¥112,854 |
¥40,627,551 |
¥7,927,551 |
| 30 |
1.60% |
¥114,430 |
¥41,194,824 |
¥8,494,824 |
| 30 |
1.70% |
¥116,019 |
¥41,766,881 |
¥9,066,881 |
| 30 |
1.80% |
¥117,621 |
¥42,343,707 |
¥9,643,707 |
| 30 |
1.90% |
¥119,237 |
¥42,925,287 |
¥10,225,287 |
| 30 |
2.00% |
¥120,866 |
¥43,511,604 |
¥10,811,604 |
| 30 |
2.10% |
¥122,507 |
¥44,102,642 |
¥11,402,642 |
| 30 |
2.20% |
¥124,162 |
¥44,698,383 |
¥11,998,383 |
| 30 |
2.30% |
¥125,830 |
¥45,298,808 |
¥12,598,808 |
| 30 |
2.40% |
¥127,511 |
¥45,903,898 |
¥13,203,898 |
| 30 |
2.50% |
¥129,205 |
¥46,513,632 |
¥13,813,632 |
| 30 |
2.60% |
¥130,911 |
¥47,127,991 |
¥14,427,991 |
| 30 |
2.70% |
¥132,630 |
¥47,746,952 |
¥15,046,952 |
| 30 |
2.80% |
¥134,362 |
¥48,370,494 |
¥15,670,494 |
| 30 |
2.90% |
¥136,107 |
¥48,998,593 |
¥16,298,593 |
| 30 |
3.00% |
¥137,865 |
¥49,631,227 |
¥16,931,227 |
3270万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥118,847 |
¥35,654,173 |
¥2,954,173 |
| 25 |
0.80% |
¥120,299 |
¥36,089,790 |
¥3,389,790 |
| 25 |
0.90% |
¥121,763 |
¥36,528,796 |
¥3,828,796 |
| 25 |
1.00% |
¥123,237 |
¥36,971,188 |
¥4,271,188 |
| 25 |
1.10% |
¥124,723 |
¥37,416,960 |
¥4,716,960 |
| 25 |
1.20% |
¥126,220 |
¥37,866,108 |
¥5,166,108 |
| 25 |
1.30% |
¥127,729 |
¥38,318,627 |
¥5,618,627 |
| 25 |
1.40% |
¥129,248 |
¥38,774,511 |
¥6,074,511 |
| 25 |
1.50% |
¥130,779 |
¥39,233,754 |
¥6,533,754 |
| 25 |
1.60% |
¥132,321 |
¥39,696,349 |
¥6,996,349 |
| 25 |
1.70% |
¥133,874 |
¥40,162,290 |
¥7,462,290 |
| 25 |
1.80% |
¥135,439 |
¥40,631,569 |
¥7,931,569 |
| 25 |
1.90% |
¥137,014 |
¥41,104,178 |
¥8,404,178 |
| 25 |
2.00% |
¥138,600 |
¥41,580,111 |
¥8,880,111 |
| 25 |
2.10% |
¥140,198 |
¥42,059,357 |
¥9,359,357 |
| 25 |
2.20% |
¥141,806 |
¥42,541,909 |
¥9,841,909 |
| 25 |
2.30% |
¥143,426 |
¥43,027,757 |
¥10,327,757 |
| 25 |
2.40% |
¥145,056 |
¥43,516,891 |
¥10,816,891 |
| 25 |
2.50% |
¥146,698 |
¥44,009,302 |
¥11,309,302 |
| 25 |
2.60% |
¥148,350 |
¥44,504,979 |
¥11,804,979 |
| 25 |
2.70% |
¥150,013 |
¥45,003,911 |
¥12,303,911 |
| 25 |
2.80% |
¥151,687 |
¥45,506,088 |
¥12,806,088 |
| 25 |
2.90% |
¥153,372 |
¥46,011,498 |
¥13,311,498 |
| 25 |
3.00% |
¥155,067 |
¥46,520,130 |
¥13,820,130 |
3270万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥146,050 |
¥35,051,914 |
¥2,351,914 |
| 20 |
0.80% |
¥147,486 |
¥35,396,606 |
¥2,696,606 |
| 20 |
0.90% |
¥148,931 |
¥35,743,470 |
¥3,043,470 |
| 20 |
1.00% |
¥150,385 |
¥36,092,505 |
¥3,392,505 |
| 20 |
1.10% |
¥151,849 |
¥36,443,709 |
¥3,743,709 |
| 20 |
1.20% |
¥153,321 |
¥36,797,079 |
¥4,097,079 |
| 20 |
1.30% |
¥154,803 |
¥37,152,613 |
¥4,452,613 |
| 20 |
1.40% |
¥156,293 |
¥37,510,309 |
¥4,810,309 |
| 20 |
1.50% |
¥157,792 |
¥37,870,164 |
¥5,170,164 |
| 20 |
1.60% |
¥159,301 |
¥38,232,175 |
¥5,532,175 |
| 20 |
1.70% |
¥160,818 |
¥38,596,340 |
¥5,896,340 |
| 20 |
1.80% |
¥162,344 |
¥38,962,655 |
¥6,262,655 |
| 20 |
1.90% |
¥163,880 |
¥39,331,118 |
¥6,631,118 |
| 20 |
2.00% |
¥165,424 |
¥39,701,724 |
¥7,001,724 |
| 20 |
2.10% |
¥166,977 |
¥40,074,470 |
¥7,374,470 |
| 20 |
2.20% |
¥168,539 |
¥40,449,353 |
¥7,749,353 |
| 20 |
2.30% |
¥170,110 |
¥40,826,368 |
¥8,126,368 |
| 20 |
2.40% |
¥171,690 |
¥41,205,512 |
¥8,505,512 |
| 20 |
2.50% |
¥173,278 |
¥41,586,779 |
¥8,886,779 |
| 20 |
2.60% |
¥174,876 |
¥41,970,166 |
¥9,270,166 |
| 20 |
2.70% |
¥176,482 |
¥42,355,669 |
¥9,655,669 |
| 20 |
2.80% |
¥178,097 |
¥42,743,282 |
¥10,043,282 |
| 20 |
2.90% |
¥179,721 |
¥43,133,000 |
¥10,433,000 |
| 20 |
3.00% |
¥181,353 |
¥43,524,819 |
¥10,824,819 |
3270万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥191,424 |
¥34,456,315 |
¥1,756,315 |
| 15 |
0.80% |
¥192,845 |
¥34,712,116 |
¥2,012,116 |
| 15 |
0.90% |
¥194,273 |
¥34,969,140 |
¥2,269,140 |
| 15 |
1.00% |
¥195,708 |
¥35,227,387 |
¥2,527,387 |
| 15 |
1.10% |
¥197,149 |
¥35,486,856 |
¥2,786,856 |
| 15 |
1.20% |
¥198,597 |
¥35,747,546 |
¥3,047,546 |
| 15 |
1.30% |
¥200,053 |
¥36,009,456 |
¥3,309,456 |
| 15 |
1.40% |
¥201,514 |
¥36,272,586 |
¥3,572,586 |
| 15 |
1.50% |
¥202,983 |
¥36,536,934 |
¥3,836,934 |
| 15 |
1.60% |
¥204,458 |
¥36,802,500 |
¥4,102,500 |
| 15 |
1.70% |
¥205,940 |
¥37,069,283 |
¥4,369,283 |
| 15 |
1.80% |
¥207,429 |
¥37,337,282 |
¥4,637,282 |
| 15 |
1.90% |
¥208,925 |
¥37,606,495 |
¥4,906,495 |
| 15 |
2.00% |
¥210,427 |
¥37,876,922 |
¥5,176,922 |
| 15 |
2.10% |
¥211,936 |
¥38,148,561 |
¥5,448,561 |
| 15 |
2.20% |
¥213,452 |
¥38,421,411 |
¥5,721,411 |
| 15 |
2.30% |
¥214,975 |
¥38,695,470 |
¥5,995,470 |
| 15 |
2.40% |
¥216,504 |
¥38,970,738 |
¥6,270,738 |
| 15 |
2.50% |
¥218,040 |
¥39,247,213 |
¥6,547,213 |
| 15 |
2.60% |
¥219,583 |
¥39,524,893 |
¥6,824,893 |
| 15 |
2.70% |
¥221,132 |
¥39,803,777 |
¥7,103,777 |
| 15 |
2.80% |
¥222,688 |
¥40,083,863 |
¥7,383,863 |
| 15 |
2.90% |
¥224,251 |
¥40,365,150 |
¥7,665,150 |
| 15 |
3.00% |
¥225,820 |
¥40,647,635 |
¥7,947,635 |
3270万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥282,228 |
¥33,867,384 |
¥1,167,384 |
| 10 |
0.80% |
¥283,636 |
¥34,036,331 |
¥1,336,331 |
| 10 |
0.90% |
¥285,049 |
¥34,205,822 |
¥1,505,822 |
| 10 |
1.00% |
¥286,465 |
¥34,375,857 |
¥1,675,857 |
| 10 |
1.10% |
¥287,887 |
¥34,546,436 |
¥1,846,436 |
| 10 |
1.20% |
¥289,313 |
¥34,717,558 |
¥2,017,558 |
| 10 |
1.30% |
¥290,744 |
¥34,889,224 |
¥2,189,224 |
| 10 |
1.40% |
¥292,179 |
¥35,061,433 |
¥2,361,433 |
| 10 |
1.50% |
¥293,618 |
¥35,234,185 |
¥2,534,185 |
| 10 |
1.60% |
¥295,062 |
¥35,407,479 |
¥2,707,479 |
| 10 |
1.70% |
¥296,511 |
¥35,581,316 |
¥2,881,316 |
| 10 |
1.80% |
¥297,964 |
¥35,755,695 |
¥3,055,695 |
| 10 |
1.90% |
¥299,422 |
¥35,930,616 |
¥3,230,616 |
| 10 |
2.00% |
¥300,884 |
¥36,106,079 |
¥3,406,079 |
| 10 |
2.10% |
¥302,351 |
¥36,282,084 |
¥3,582,084 |
| 10 |
2.20% |
¥303,822 |
¥36,458,629 |
¥3,758,629 |
| 10 |
2.30% |
¥305,298 |
¥36,635,715 |
¥3,935,715 |
| 10 |
2.40% |
¥306,778 |
¥36,813,342 |
¥4,113,342 |
| 10 |
2.50% |
¥308,263 |
¥36,991,509 |
¥4,291,509 |
| 10 |
2.60% |
¥309,752 |
¥37,170,216 |
¥4,470,216 |
| 10 |
2.70% |
¥311,246 |
¥37,349,463 |
¥4,649,463 |
| 10 |
2.80% |
¥312,744 |
¥37,529,249 |
¥4,829,249 |
| 10 |
2.90% |
¥314,246 |
¥37,709,573 |
¥5,009,573 |
| 10 |
3.00% |
¥315,754 |
¥37,890,436 |
¥5,190,436 |