3280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3280万円の住宅ローン｜期間・年数別
3280万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥64,806 |
¥38,883,620 |
¥6,083,620 |
| 50 |
0.80% |
¥66,345 |
¥39,806,959 |
¥7,006,959 |
| 50 |
0.90% |
¥67,906 |
¥40,743,734 |
¥7,943,734 |
| 50 |
1.00% |
¥69,490 |
¥41,693,887 |
¥8,893,887 |
| 50 |
1.10% |
¥71,096 |
¥42,657,352 |
¥9,857,352 |
| 50 |
1.20% |
¥72,723 |
¥43,634,060 |
¥10,834,060 |
| 50 |
1.30% |
¥74,373 |
¥44,623,934 |
¥11,823,934 |
| 50 |
1.40% |
¥76,045 |
¥45,626,889 |
¥12,826,889 |
| 50 |
1.50% |
¥77,738 |
¥46,642,838 |
¥13,842,838 |
| 50 |
1.60% |
¥79,453 |
¥47,671,687 |
¥14,871,687 |
| 50 |
1.70% |
¥81,189 |
¥48,713,334 |
¥15,913,334 |
| 50 |
1.80% |
¥82,946 |
¥49,767,676 |
¥16,967,676 |
| 50 |
1.90% |
¥84,724 |
¥50,834,602 |
¥18,034,602 |
| 50 |
2.00% |
¥86,523 |
¥51,913,996 |
¥19,113,996 |
| 50 |
2.10% |
¥88,343 |
¥53,005,738 |
¥20,205,738 |
| 50 |
2.20% |
¥90,183 |
¥54,109,705 |
¥21,309,705 |
| 50 |
2.30% |
¥92,043 |
¥55,225,766 |
¥22,425,766 |
| 50 |
2.40% |
¥93,923 |
¥56,353,788 |
¥23,553,788 |
| 50 |
2.50% |
¥95,823 |
¥57,493,634 |
¥24,693,634 |
| 50 |
2.60% |
¥97,742 |
¥58,645,164 |
¥25,845,164 |
| 50 |
2.70% |
¥99,680 |
¥59,808,232 |
¥27,008,232 |
| 50 |
2.80% |
¥101,638 |
¥60,982,691 |
¥28,182,691 |
| 50 |
2.90% |
¥103,614 |
¥62,168,388 |
¥29,368,388 |
| 50 |
3.00% |
¥105,609 |
¥63,365,172 |
¥30,565,172 |
3280万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥70,826 |
¥38,246,255 |
¥5,446,255 |
| 45 |
0.80% |
¥72,349 |
¥39,068,292 |
¥6,268,292 |
| 45 |
0.90% |
¥73,891 |
¥39,901,246 |
¥7,101,246 |
| 45 |
1.00% |
¥75,454 |
¥40,745,077 |
¥7,945,077 |
| 45 |
1.10% |
¥77,037 |
¥41,599,744 |
¥8,799,744 |
| 45 |
1.20% |
¥78,639 |
¥42,465,198 |
¥9,665,198 |
| 45 |
1.30% |
¥80,262 |
¥43,341,388 |
¥10,541,388 |
| 45 |
1.40% |
¥81,904 |
¥44,228,260 |
¥11,428,260 |
| 45 |
1.50% |
¥83,566 |
¥45,125,755 |
¥12,325,755 |
| 45 |
1.60% |
¥85,248 |
¥46,033,809 |
¥13,233,809 |
| 45 |
1.70% |
¥86,949 |
¥46,952,355 |
¥14,152,355 |
| 45 |
1.80% |
¥88,669 |
¥47,881,324 |
¥15,081,324 |
| 45 |
1.90% |
¥90,409 |
¥48,820,642 |
¥16,020,642 |
| 45 |
2.00% |
¥92,167 |
¥49,770,231 |
¥16,970,231 |
| 45 |
2.10% |
¥93,944 |
¥50,730,011 |
¥17,930,011 |
| 45 |
2.20% |
¥95,741 |
¥51,699,897 |
¥18,899,897 |
| 45 |
2.30% |
¥97,555 |
¥52,679,802 |
¥19,879,802 |
| 45 |
2.40% |
¥99,388 |
¥53,669,637 |
¥20,869,637 |
| 45 |
2.50% |
¥101,239 |
¥54,669,308 |
¥21,869,308 |
| 45 |
2.60% |
¥103,109 |
¥55,678,720 |
¥22,878,720 |
| 45 |
2.70% |
¥104,996 |
¥56,697,773 |
¥23,897,773 |
| 45 |
2.80% |
¥106,901 |
¥57,726,367 |
¥24,926,367 |
| 45 |
2.90% |
¥108,823 |
¥58,764,398 |
¥25,964,398 |
| 45 |
3.00% |
¥110,763 |
¥59,811,761 |
¥27,011,761 |
3280万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥78,366 |
¥37,615,517 |
¥4,815,517 |
| 40 |
0.80% |
¥79,871 |
¥38,338,256 |
¥5,538,256 |
| 40 |
0.90% |
¥81,395 |
¥39,069,644 |
¥6,269,644 |
| 40 |
1.00% |
¥82,937 |
¥39,809,656 |
¥7,009,656 |
| 40 |
1.10% |
¥84,496 |
¥40,558,265 |
¥7,758,265 |
| 40 |
1.20% |
¥86,074 |
¥41,315,441 |
¥8,515,441 |
| 40 |
1.30% |
¥87,669 |
¥42,081,153 |
¥9,281,153 |
| 40 |
1.40% |
¥89,282 |
¥42,855,364 |
¥10,055,364 |
| 40 |
1.50% |
¥90,913 |
¥43,638,038 |
¥10,838,038 |
| 40 |
1.60% |
¥92,561 |
¥44,429,135 |
¥11,629,135 |
| 40 |
1.70% |
¥94,226 |
¥45,228,613 |
¥12,428,613 |
| 40 |
1.80% |
¥95,909 |
¥46,036,426 |
¥13,236,426 |
| 40 |
1.90% |
¥97,609 |
¥46,852,528 |
¥14,052,528 |
| 40 |
2.00% |
¥99,327 |
¥47,676,869 |
¥14,876,869 |
| 40 |
2.10% |
¥101,061 |
¥48,509,397 |
¥15,709,397 |
| 40 |
2.20% |
¥102,813 |
¥49,350,060 |
¥16,550,060 |
| 40 |
2.30% |
¥104,581 |
¥50,198,801 |
¥17,398,801 |
| 40 |
2.40% |
¥106,366 |
¥51,055,563 |
¥18,255,563 |
| 40 |
2.50% |
¥108,167 |
¥51,920,284 |
¥19,120,284 |
| 40 |
2.60% |
¥109,985 |
¥52,792,904 |
¥19,992,904 |
| 40 |
2.70% |
¥111,819 |
¥53,673,359 |
¥20,873,359 |
| 40 |
2.80% |
¥113,670 |
¥54,561,583 |
¥21,761,583 |
| 40 |
2.90% |
¥115,536 |
¥55,457,509 |
¥22,657,509 |
| 40 |
3.00% |
¥117,419 |
¥56,361,067 |
¥23,561,067 |
3280万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥88,075 |
¥36,991,422 |
¥4,191,422 |
| 35 |
0.80% |
¥89,564 |
¥37,616,875 |
¥4,816,875 |
| 35 |
0.90% |
¥91,069 |
¥38,248,965 |
¥5,448,965 |
| 35 |
1.00% |
¥92,590 |
¥38,887,678 |
¥6,087,678 |
| 35 |
1.10% |
¥94,126 |
¥39,532,998 |
¥6,732,998 |
| 35 |
1.20% |
¥95,678 |
¥40,184,907 |
¥7,384,907 |
| 35 |
1.30% |
¥97,246 |
¥40,843,386 |
¥8,043,386 |
| 35 |
1.40% |
¥98,830 |
¥41,508,414 |
¥8,708,414 |
| 35 |
1.50% |
¥100,428 |
¥42,179,968 |
¥9,379,968 |
| 35 |
1.60% |
¥102,043 |
¥42,858,026 |
¥10,058,026 |
| 35 |
1.70% |
¥103,673 |
¥43,542,561 |
¥10,742,561 |
| 35 |
1.80% |
¥105,318 |
¥44,233,548 |
¥11,433,548 |
| 35 |
1.90% |
¥106,978 |
¥44,930,957 |
¥12,130,957 |
| 35 |
2.00% |
¥108,654 |
¥45,634,759 |
¥12,834,759 |
| 35 |
2.10% |
¥110,345 |
¥46,344,924 |
¥13,544,924 |
| 35 |
2.20% |
¥112,051 |
¥47,061,419 |
¥14,261,419 |
| 35 |
2.30% |
¥113,772 |
¥47,784,210 |
¥14,984,210 |
| 35 |
2.40% |
¥115,508 |
¥48,513,263 |
¥15,713,263 |
| 35 |
2.50% |
¥117,258 |
¥49,248,541 |
¥16,448,541 |
| 35 |
2.60% |
¥119,024 |
¥49,990,007 |
¥17,190,007 |
| 35 |
2.70% |
¥120,804 |
¥50,737,623 |
¥17,937,623 |
| 35 |
2.80% |
¥122,598 |
¥51,491,348 |
¥18,691,348 |
| 35 |
2.90% |
¥124,407 |
¥52,251,142 |
¥19,451,142 |
| 35 |
3.00% |
¥126,231 |
¥53,016,962 |
¥20,216,962 |
3280万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥101,039 |
¥36,373,982 |
¥3,573,982 |
| 30 |
0.80% |
¥102,512 |
¥36,904,169 |
¥4,104,169 |
| 30 |
0.90% |
¥103,998 |
¥37,439,242 |
¥4,639,242 |
| 30 |
1.00% |
¥105,498 |
¥37,979,195 |
¥5,179,195 |
| 30 |
1.10% |
¥107,011 |
¥38,524,017 |
¥5,724,017 |
| 30 |
1.20% |
¥108,538 |
¥39,073,699 |
¥6,273,699 |
| 30 |
1.30% |
¥110,078 |
¥39,628,230 |
¥6,828,230 |
| 30 |
1.40% |
¥111,632 |
¥40,187,599 |
¥7,387,599 |
| 30 |
1.50% |
¥113,199 |
¥40,751,794 |
¥7,951,794 |
| 30 |
1.60% |
¥114,780 |
¥41,320,802 |
¥8,520,802 |
| 30 |
1.70% |
¥116,374 |
¥41,894,608 |
¥9,094,608 |
| 30 |
1.80% |
¥117,981 |
¥42,473,198 |
¥9,673,198 |
| 30 |
1.90% |
¥119,602 |
¥43,056,557 |
¥10,256,557 |
| 30 |
2.00% |
¥121,235 |
¥43,644,667 |
¥10,844,667 |
| 30 |
2.10% |
¥122,882 |
¥44,237,513 |
¥11,437,513 |
| 30 |
2.20% |
¥124,542 |
¥44,835,075 |
¥12,035,075 |
| 30 |
2.30% |
¥126,215 |
¥45,437,336 |
¥12,637,336 |
| 30 |
2.40% |
¥127,901 |
¥46,044,277 |
¥13,244,277 |
| 30 |
2.50% |
¥129,600 |
¥46,655,876 |
¥13,855,876 |
| 30 |
2.60% |
¥131,311 |
¥47,272,113 |
¥14,472,113 |
| 30 |
2.70% |
¥133,036 |
¥47,892,967 |
¥15,092,967 |
| 30 |
2.80% |
¥134,773 |
¥48,518,416 |
¥15,718,416 |
| 30 |
2.90% |
¥136,523 |
¥49,148,436 |
¥16,348,436 |
| 30 |
3.00% |
¥138,286 |
¥49,783,004 |
¥16,983,004 |
3280万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥119,211 |
¥35,763,207 |
¥2,963,207 |
| 25 |
0.80% |
¥120,667 |
¥36,200,156 |
¥3,400,156 |
| 25 |
0.90% |
¥122,135 |
¥36,640,505 |
¥3,840,505 |
| 25 |
1.00% |
¥123,614 |
¥37,084,249 |
¥4,284,249 |
| 25 |
1.10% |
¥125,105 |
¥37,531,385 |
¥4,731,385 |
| 25 |
1.20% |
¥126,606 |
¥37,981,907 |
¥5,181,907 |
| 25 |
1.30% |
¥128,119 |
¥38,435,809 |
¥5,635,809 |
| 25 |
1.40% |
¥129,644 |
¥38,893,087 |
¥6,093,087 |
| 25 |
1.50% |
¥131,179 |
¥39,353,735 |
¥6,553,735 |
| 25 |
1.60% |
¥132,726 |
¥39,817,744 |
¥7,017,744 |
| 25 |
1.70% |
¥134,284 |
¥40,285,110 |
¥7,485,110 |
| 25 |
1.80% |
¥135,853 |
¥40,755,824 |
¥7,955,824 |
| 25 |
1.90% |
¥137,433 |
¥41,229,879 |
¥8,429,879 |
| 25 |
2.00% |
¥139,024 |
¥41,707,267 |
¥8,907,267 |
| 25 |
2.10% |
¥140,627 |
¥42,187,979 |
¥9,387,979 |
| 25 |
2.20% |
¥142,240 |
¥42,672,006 |
¥9,872,006 |
| 25 |
2.30% |
¥143,864 |
¥43,159,340 |
¥10,359,340 |
| 25 |
2.40% |
¥145,500 |
¥43,649,970 |
¥10,849,970 |
| 25 |
2.50% |
¥147,146 |
¥44,143,887 |
¥11,343,887 |
| 25 |
2.60% |
¥148,804 |
¥44,641,080 |
¥11,841,080 |
| 25 |
2.70% |
¥150,472 |
¥45,141,538 |
¥12,341,538 |
| 25 |
2.80% |
¥152,151 |
¥45,645,251 |
¥12,845,251 |
| 25 |
2.90% |
¥153,841 |
¥46,152,206 |
¥13,352,206 |
| 25 |
3.00% |
¥155,541 |
¥46,662,393 |
¥13,862,393 |
3280万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥146,496 |
¥35,159,106 |
¥2,359,106 |
| 20 |
0.80% |
¥147,937 |
¥35,504,852 |
¥2,704,852 |
| 20 |
0.90% |
¥149,387 |
¥35,852,778 |
¥3,052,778 |
| 20 |
1.00% |
¥150,845 |
¥36,202,880 |
¥3,402,880 |
| 20 |
1.10% |
¥152,313 |
¥36,555,157 |
¥3,755,157 |
| 20 |
1.20% |
¥153,790 |
¥36,909,608 |
¥4,109,608 |
| 20 |
1.30% |
¥155,276 |
¥37,266,229 |
¥4,466,229 |
| 20 |
1.40% |
¥156,771 |
¥37,625,019 |
¥4,825,019 |
| 20 |
1.50% |
¥158,275 |
¥37,985,975 |
¥5,185,975 |
| 20 |
1.60% |
¥159,788 |
¥38,349,093 |
¥5,549,093 |
| 20 |
1.70% |
¥161,310 |
¥38,714,372 |
¥5,914,372 |
| 20 |
1.80% |
¥162,841 |
¥39,081,807 |
¥6,281,807 |
| 20 |
1.90% |
¥164,381 |
¥39,451,397 |
¥6,651,397 |
| 20 |
2.00% |
¥165,930 |
¥39,823,136 |
¥7,023,136 |
| 20 |
2.10% |
¥167,488 |
¥40,197,022 |
¥7,397,022 |
| 20 |
2.20% |
¥169,054 |
¥40,573,051 |
¥7,773,051 |
| 20 |
2.30% |
¥170,630 |
¥40,951,219 |
¥8,151,219 |
| 20 |
2.40% |
¥172,215 |
¥41,331,522 |
¥8,531,522 |
| 20 |
2.50% |
¥173,808 |
¥41,713,956 |
¥8,913,956 |
| 20 |
2.60% |
¥175,410 |
¥42,098,515 |
¥9,298,515 |
| 20 |
2.70% |
¥177,022 |
¥42,485,197 |
¥9,685,197 |
| 20 |
2.80% |
¥178,642 |
¥42,873,995 |
¥10,073,995 |
| 20 |
2.90% |
¥180,270 |
¥43,264,905 |
¥10,464,905 |
| 20 |
3.00% |
¥181,908 |
¥43,657,923 |
¥10,857,923 |
3280万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥192,009 |
¥34,561,686 |
¥1,761,686 |
| 15 |
0.80% |
¥193,435 |
¥34,818,270 |
¥2,018,270 |
| 15 |
0.90% |
¥194,867 |
¥35,076,080 |
¥2,276,080 |
| 15 |
1.00% |
¥196,306 |
¥35,335,116 |
¥2,535,116 |
| 15 |
1.10% |
¥197,752 |
¥35,595,378 |
¥2,795,378 |
| 15 |
1.20% |
¥199,205 |
¥35,856,865 |
¥3,056,865 |
| 15 |
1.30% |
¥200,664 |
¥36,119,577 |
¥3,319,577 |
| 15 |
1.40% |
¥202,131 |
¥36,383,511 |
¥3,583,511 |
| 15 |
1.50% |
¥203,604 |
¥36,648,668 |
¥3,848,668 |
| 15 |
1.60% |
¥205,084 |
¥36,915,046 |
¥4,115,046 |
| 15 |
1.70% |
¥206,570 |
¥37,182,645 |
¥4,382,645 |
| 15 |
1.80% |
¥208,064 |
¥37,451,463 |
¥4,651,463 |
| 15 |
1.90% |
¥209,564 |
¥37,721,500 |
¥4,921,500 |
| 15 |
2.00% |
¥211,071 |
¥37,992,754 |
¥5,192,754 |
| 15 |
2.10% |
¥212,585 |
¥38,265,223 |
¥5,465,223 |
| 15 |
2.20% |
¥214,105 |
¥38,538,908 |
¥5,738,908 |
| 15 |
2.30% |
¥215,632 |
¥38,813,805 |
¥6,013,805 |
| 15 |
2.40% |
¥217,166 |
¥39,089,915 |
¥6,289,915 |
| 15 |
2.50% |
¥218,707 |
¥39,367,235 |
¥6,567,235 |
| 15 |
2.60% |
¥220,254 |
¥39,645,764 |
¥6,845,764 |
| 15 |
2.70% |
¥221,808 |
¥39,925,501 |
¥7,125,501 |
| 15 |
2.80% |
¥223,369 |
¥40,206,443 |
¥7,406,443 |
| 15 |
2.90% |
¥224,937 |
¥40,488,590 |
¥7,688,590 |
| 15 |
3.00% |
¥226,511 |
¥40,771,940 |
¥7,971,940 |
3280万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥283,091 |
¥33,970,954 |
¥1,170,954 |
| 10 |
0.80% |
¥284,503 |
¥34,140,418 |
¥1,340,418 |
| 10 |
0.90% |
¥285,920 |
¥34,310,427 |
¥1,510,427 |
| 10 |
1.00% |
¥287,342 |
¥34,480,982 |
¥1,680,982 |
| 10 |
1.10% |
¥288,767 |
¥34,652,083 |
¥1,852,083 |
| 10 |
1.20% |
¥290,198 |
¥34,823,728 |
¥2,023,728 |
| 10 |
1.30% |
¥291,633 |
¥34,995,919 |
¥2,195,919 |
| 10 |
1.40% |
¥293,072 |
¥35,168,654 |
¥2,368,654 |
| 10 |
1.50% |
¥294,516 |
¥35,341,934 |
¥2,541,934 |
| 10 |
1.60% |
¥295,965 |
¥35,515,759 |
¥2,715,759 |
| 10 |
1.70% |
¥297,418 |
¥35,690,127 |
¥2,890,127 |
| 10 |
1.80% |
¥298,875 |
¥35,865,040 |
¥3,065,040 |
| 10 |
1.90% |
¥300,337 |
¥36,040,496 |
¥3,240,496 |
| 10 |
2.00% |
¥301,804 |
¥36,216,495 |
¥3,416,495 |
| 10 |
2.10% |
¥303,275 |
¥36,393,038 |
¥3,593,038 |
| 10 |
2.20% |
¥304,751 |
¥36,570,123 |
¥3,770,123 |
| 10 |
2.30% |
¥306,231 |
¥36,747,751 |
¥3,947,751 |
| 10 |
2.40% |
¥307,716 |
¥36,925,921 |
¥4,125,921 |
| 10 |
2.50% |
¥309,205 |
¥37,104,633 |
¥4,304,633 |
| 10 |
2.60% |
¥310,699 |
¥37,283,887 |
¥4,483,887 |
| 10 |
2.70% |
¥312,197 |
¥37,463,681 |
¥4,663,681 |
| 10 |
2.80% |
¥313,700 |
¥37,644,017 |
¥4,844,017 |
| 10 |
2.90% |
¥315,207 |
¥37,824,893 |
¥5,024,893 |
| 10 |
3.00% |
¥316,719 |
¥38,006,309 |
¥5,206,309 |
