3420万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3420万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3420万円の住宅ローン｜期間・年数別
3420万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥67,572 |
¥40,543,287 |
¥6,343,287 |
| 50 |
0.80% |
¥69,177 |
¥41,506,037 |
¥7,306,037 |
| 50 |
0.90% |
¥70,805 |
¥42,482,796 |
¥8,282,796 |
| 50 |
1.00% |
¥72,456 |
¥43,473,504 |
¥9,273,504 |
| 50 |
1.10% |
¥74,130 |
¥44,478,093 |
¥10,278,093 |
| 50 |
1.20% |
¥75,827 |
¥45,496,490 |
¥11,296,490 |
| 50 |
1.30% |
¥77,548 |
¥46,528,614 |
¥12,328,614 |
| 50 |
1.40% |
¥79,291 |
¥47,574,378 |
¥13,374,378 |
| 50 |
1.50% |
¥81,056 |
¥48,633,691 |
¥14,433,691 |
| 50 |
1.60% |
¥82,844 |
¥49,706,454 |
¥15,506,454 |
| 50 |
1.70% |
¥84,654 |
¥50,792,562 |
¥16,592,562 |
| 50 |
1.80% |
¥86,487 |
¥51,891,906 |
¥17,691,906 |
| 50 |
1.90% |
¥88,341 |
¥53,004,371 |
¥18,804,371 |
| 50 |
2.00% |
¥90,216 |
¥54,129,837 |
¥19,929,837 |
| 50 |
2.10% |
¥92,114 |
¥55,268,178 |
¥21,068,178 |
| 50 |
2.20% |
¥94,032 |
¥56,419,265 |
¥22,219,265 |
| 50 |
2.30% |
¥95,972 |
¥57,582,963 |
¥23,382,963 |
| 50 |
2.40% |
¥97,932 |
¥58,759,133 |
¥24,559,133 |
| 50 |
2.50% |
¥99,913 |
¥59,947,631 |
¥25,747,631 |
| 50 |
2.60% |
¥101,914 |
¥61,148,311 |
¥26,948,311 |
| 50 |
2.70% |
¥103,935 |
¥62,361,022 |
¥28,161,022 |
| 50 |
2.80% |
¥105,976 |
¥63,585,610 |
¥29,385,610 |
| 50 |
2.90% |
¥108,037 |
¥64,821,917 |
¥30,621,917 |
| 50 |
3.00% |
¥110,116 |
¥66,069,783 |
¥31,869,783 |
3420万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥73,849 |
¥39,878,717 |
¥5,678,717 |
| 45 |
0.80% |
¥75,437 |
¥40,735,841 |
¥6,535,841 |
| 45 |
0.90% |
¥77,045 |
¥41,604,348 |
¥7,404,348 |
| 45 |
1.00% |
¥78,674 |
¥42,484,197 |
¥8,284,197 |
| 45 |
1.10% |
¥80,325 |
¥43,375,343 |
¥9,175,343 |
| 45 |
1.20% |
¥81,996 |
¥44,277,737 |
¥10,077,737 |
| 45 |
1.30% |
¥83,688 |
¥45,191,326 |
¥10,991,326 |
| 45 |
1.40% |
¥85,400 |
¥46,116,052 |
¥11,916,052 |
| 45 |
1.50% |
¥87,133 |
¥47,051,854 |
¥12,851,854 |
| 45 |
1.60% |
¥88,886 |
¥47,998,666 |
¥13,798,666 |
| 45 |
1.70% |
¥90,660 |
¥48,956,419 |
¥14,756,419 |
| 45 |
1.80% |
¥92,454 |
¥49,925,039 |
¥15,725,039 |
| 45 |
1.90% |
¥94,267 |
¥50,904,450 |
¥16,704,450 |
| 45 |
2.00% |
¥96,101 |
¥51,894,570 |
¥17,694,570 |
| 45 |
2.10% |
¥97,954 |
¥52,895,316 |
¥18,695,316 |
| 45 |
2.20% |
¥99,827 |
¥53,906,600 |
¥19,706,600 |
| 45 |
2.30% |
¥101,719 |
¥54,928,330 |
¥20,728,330 |
| 45 |
2.40% |
¥103,630 |
¥55,960,414 |
¥21,760,414 |
| 45 |
2.50% |
¥105,561 |
¥57,002,754 |
¥22,802,754 |
| 45 |
2.60% |
¥107,510 |
¥58,055,250 |
¥23,855,250 |
| 45 |
2.70% |
¥109,477 |
¥59,117,800 |
¥24,917,800 |
| 45 |
2.80% |
¥111,464 |
¥60,190,297 |
¥25,990,297 |
| 45 |
2.90% |
¥113,468 |
¥61,272,635 |
¥27,072,635 |
| 45 |
3.00% |
¥115,490 |
¥62,364,702 |
¥28,164,702 |
3420万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥81,711 |
¥39,221,058 |
¥5,021,058 |
| 40 |
0.80% |
¥83,281 |
¥39,974,645 |
¥5,774,645 |
| 40 |
0.90% |
¥84,869 |
¥40,737,250 |
¥6,537,250 |
| 40 |
1.00% |
¥86,477 |
¥41,508,848 |
¥7,308,848 |
| 40 |
1.10% |
¥88,103 |
¥42,289,410 |
¥8,089,410 |
| 40 |
1.20% |
¥89,748 |
¥43,078,905 |
¥8,878,905 |
| 40 |
1.30% |
¥91,411 |
¥43,877,299 |
¥9,677,299 |
| 40 |
1.40% |
¥93,093 |
¥44,684,556 |
¥10,484,556 |
| 40 |
1.50% |
¥94,793 |
¥45,500,637 |
¥11,300,637 |
| 40 |
1.60% |
¥96,511 |
¥46,325,501 |
¥12,125,501 |
| 40 |
1.70% |
¥98,248 |
¥47,159,102 |
¥12,959,102 |
| 40 |
1.80% |
¥100,003 |
¥48,001,395 |
¥13,801,395 |
| 40 |
1.90% |
¥101,776 |
¥48,852,331 |
¥14,652,331 |
| 40 |
2.00% |
¥103,566 |
¥49,711,857 |
¥15,511,857 |
| 40 |
2.10% |
¥105,375 |
¥50,579,921 |
¥16,379,921 |
| 40 |
2.20% |
¥107,201 |
¥51,456,465 |
¥17,256,465 |
| 40 |
2.30% |
¥109,045 |
¥52,341,433 |
¥18,141,433 |
| 40 |
2.40% |
¥110,906 |
¥53,234,763 |
¥19,034,763 |
| 40 |
2.50% |
¥112,784 |
¥54,136,394 |
¥19,936,394 |
| 40 |
2.60% |
¥114,680 |
¥55,046,260 |
¥20,846,260 |
| 40 |
2.70% |
¥116,592 |
¥55,964,295 |
¥21,764,295 |
| 40 |
2.80% |
¥118,522 |
¥56,890,431 |
¥22,690,431 |
| 40 |
2.90% |
¥120,468 |
¥57,824,597 |
¥23,624,597 |
| 40 |
3.00% |
¥122,431 |
¥58,766,723 |
¥24,566,723 |
3420万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥91,834 |
¥38,570,325 |
¥4,370,325 |
| 35 |
0.80% |
¥93,387 |
¥39,222,473 |
¥5,022,473 |
| 35 |
0.90% |
¥94,956 |
¥39,881,543 |
¥5,681,543 |
| 35 |
1.00% |
¥96,542 |
¥40,547,518 |
¥6,347,518 |
| 35 |
1.10% |
¥98,144 |
¥41,220,382 |
¥7,020,382 |
| 35 |
1.20% |
¥99,762 |
¥41,900,116 |
¥7,700,116 |
| 35 |
1.30% |
¥101,397 |
¥42,586,701 |
¥8,386,701 |
| 35 |
1.40% |
¥103,048 |
¥43,280,114 |
¥9,080,114 |
| 35 |
1.50% |
¥104,715 |
¥43,980,333 |
¥9,780,333 |
| 35 |
1.60% |
¥106,398 |
¥44,687,332 |
¥10,487,332 |
| 35 |
1.70% |
¥108,098 |
¥45,401,085 |
¥11,201,085 |
| 35 |
1.80% |
¥109,813 |
¥46,121,565 |
¥11,921,565 |
| 35 |
1.90% |
¥111,545 |
¥46,848,742 |
¥12,648,742 |
| 35 |
2.00% |
¥113,292 |
¥47,582,584 |
¥13,382,584 |
| 35 |
2.10% |
¥115,055 |
¥48,323,061 |
¥14,123,061 |
| 35 |
2.20% |
¥116,834 |
¥49,070,138 |
¥14,870,138 |
| 35 |
2.30% |
¥118,628 |
¥49,823,780 |
¥15,623,780 |
| 35 |
2.40% |
¥120,438 |
¥50,583,951 |
¥16,383,951 |
| 35 |
2.50% |
¥122,263 |
¥51,350,613 |
¥17,150,613 |
| 35 |
2.60% |
¥124,104 |
¥52,123,727 |
¥17,923,727 |
| 35 |
2.70% |
¥125,960 |
¥52,903,253 |
¥18,703,253 |
| 35 |
2.80% |
¥127,831 |
¥53,689,149 |
¥19,489,149 |
| 35 |
2.90% |
¥129,718 |
¥54,481,373 |
¥20,281,373 |
| 35 |
3.00% |
¥131,619 |
¥55,279,881 |
¥21,079,881 |
3420万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥105,351 |
¥37,926,530 |
¥3,726,530 |
| 30 |
0.80% |
¥106,887 |
¥38,479,347 |
¥4,279,347 |
| 30 |
0.90% |
¥108,437 |
¥39,037,259 |
¥4,837,259 |
| 30 |
1.00% |
¥110,001 |
¥39,600,258 |
¥5,400,258 |
| 30 |
1.10% |
¥111,579 |
¥40,168,334 |
¥5,968,334 |
| 30 |
1.20% |
¥113,171 |
¥40,741,478 |
¥6,541,478 |
| 30 |
1.30% |
¥114,777 |
¥41,319,679 |
¥7,119,679 |
| 30 |
1.40% |
¥116,397 |
¥41,902,924 |
¥7,702,924 |
| 30 |
1.50% |
¥118,031 |
¥42,491,200 |
¥8,291,200 |
| 30 |
1.60% |
¥119,679 |
¥43,084,495 |
¥8,884,495 |
| 30 |
1.70% |
¥121,341 |
¥43,682,793 |
¥9,482,793 |
| 30 |
1.80% |
¥123,017 |
¥44,286,079 |
¥10,086,079 |
| 30 |
1.90% |
¥124,706 |
¥44,894,337 |
¥10,694,337 |
| 30 |
2.00% |
¥126,410 |
¥45,507,549 |
¥11,307,549 |
| 30 |
2.10% |
¥128,127 |
¥46,125,699 |
¥11,925,699 |
| 30 |
2.20% |
¥129,858 |
¥46,748,768 |
¥12,548,768 |
| 30 |
2.30% |
¥131,602 |
¥47,376,735 |
¥13,176,735 |
| 30 |
2.40% |
¥133,360 |
¥48,009,581 |
¥13,809,581 |
| 30 |
2.50% |
¥135,131 |
¥48,647,285 |
¥14,447,285 |
| 30 |
2.60% |
¥136,916 |
¥49,289,825 |
¥15,089,825 |
| 30 |
2.70% |
¥138,714 |
¥49,937,179 |
¥15,737,179 |
| 30 |
2.80% |
¥140,526 |
¥50,589,324 |
¥16,389,324 |
| 30 |
2.90% |
¥142,351 |
¥51,246,235 |
¥17,046,235 |
| 30 |
3.00% |
¥144,189 |
¥51,907,889 |
¥17,707,889 |
3420万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥124,299 |
¥37,289,685 |
¥3,089,685 |
| 25 |
0.80% |
¥125,818 |
¥37,745,285 |
¥3,545,285 |
| 25 |
0.90% |
¥127,348 |
¥38,204,429 |
¥4,004,429 |
| 25 |
1.00% |
¥128,890 |
¥38,667,114 |
¥4,467,114 |
| 25 |
1.10% |
¥130,444 |
¥39,133,334 |
¥4,933,334 |
| 25 |
1.20% |
¥132,010 |
¥39,603,086 |
¥5,403,086 |
| 25 |
1.30% |
¥133,588 |
¥40,076,362 |
¥5,876,362 |
| 25 |
1.40% |
¥135,177 |
¥40,553,158 |
¥6,353,158 |
| 25 |
1.50% |
¥136,778 |
¥41,033,467 |
¥6,833,467 |
| 25 |
1.60% |
¥138,391 |
¥41,517,282 |
¥7,317,282 |
| 25 |
1.70% |
¥140,015 |
¥42,004,596 |
¥7,804,596 |
| 25 |
1.80% |
¥141,651 |
¥42,495,402 |
¥8,295,402 |
| 25 |
1.90% |
¥143,299 |
¥42,989,691 |
¥8,789,691 |
| 25 |
2.00% |
¥144,958 |
¥43,487,455 |
¥9,287,455 |
| 25 |
2.10% |
¥146,629 |
¥43,988,685 |
¥9,788,685 |
| 25 |
2.20% |
¥148,311 |
¥44,493,372 |
¥10,293,372 |
| 25 |
2.30% |
¥150,005 |
¥45,001,507 |
¥10,801,507 |
| 25 |
2.40% |
¥151,710 |
¥45,513,078 |
¥11,313,078 |
| 25 |
2.50% |
¥153,427 |
¥46,028,077 |
¥11,828,077 |
| 25 |
2.60% |
¥155,155 |
¥46,546,491 |
¥12,346,491 |
| 25 |
2.70% |
¥156,894 |
¥47,068,311 |
¥12,868,311 |
| 25 |
2.80% |
¥158,645 |
¥47,593,524 |
¥13,393,524 |
| 25 |
2.90% |
¥160,407 |
¥48,122,118 |
¥13,922,118 |
| 25 |
3.00% |
¥162,180 |
¥48,654,081 |
¥14,454,081 |
3420万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥152,749 |
¥36,659,800 |
¥2,459,800 |
| 20 |
0.80% |
¥154,251 |
¥37,020,303 |
¥2,820,303 |
| 20 |
0.90% |
¥155,763 |
¥37,383,079 |
¥3,183,079 |
| 20 |
1.00% |
¥157,284 |
¥37,748,125 |
¥3,548,125 |
| 20 |
1.10% |
¥158,814 |
¥38,115,438 |
¥3,915,438 |
| 20 |
1.20% |
¥160,354 |
¥38,485,018 |
¥4,285,018 |
| 20 |
1.30% |
¥161,904 |
¥38,856,861 |
¥4,656,861 |
| 20 |
1.40% |
¥163,462 |
¥39,230,965 |
¥5,030,965 |
| 20 |
1.50% |
¥165,031 |
¥39,607,327 |
¥5,407,327 |
| 20 |
1.60% |
¥166,608 |
¥39,985,945 |
¥5,785,945 |
| 20 |
1.70% |
¥168,195 |
¥40,366,814 |
¥6,166,814 |
| 20 |
1.80% |
¥169,791 |
¥40,749,933 |
¥6,549,933 |
| 20 |
1.90% |
¥171,397 |
¥41,135,298 |
¥6,935,298 |
| 20 |
2.00% |
¥173,012 |
¥41,522,904 |
¥7,322,904 |
| 20 |
2.10% |
¥174,636 |
¥41,912,749 |
¥7,712,749 |
| 20 |
2.20% |
¥176,270 |
¥42,304,828 |
¥8,104,828 |
| 20 |
2.30% |
¥177,913 |
¥42,699,137 |
¥8,499,137 |
| 20 |
2.40% |
¥179,565 |
¥43,095,673 |
¥8,895,673 |
| 20 |
2.50% |
¥181,227 |
¥43,494,429 |
¥9,294,429 |
| 20 |
2.60% |
¥182,898 |
¥43,895,403 |
¥9,695,403 |
| 20 |
2.70% |
¥184,577 |
¥44,298,589 |
¥10,098,589 |
| 20 |
2.80% |
¥186,267 |
¥44,703,983 |
¥10,503,983 |
| 20 |
2.90% |
¥187,965 |
¥45,111,578 |
¥10,911,578 |
| 20 |
3.00% |
¥189,672 |
¥45,521,371 |
¥11,321,371 |
3420万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥200,205 |
¥36,036,880 |
¥1,836,880 |
| 15 |
0.80% |
¥201,691 |
¥36,304,415 |
¥2,104,415 |
| 15 |
0.90% |
¥203,185 |
¥36,573,229 |
¥2,373,229 |
| 15 |
1.00% |
¥204,685 |
¥36,843,322 |
¥2,643,322 |
| 15 |
1.10% |
¥206,193 |
¥37,114,693 |
¥2,914,693 |
| 15 |
1.20% |
¥207,707 |
¥37,387,341 |
¥3,187,341 |
| 15 |
1.30% |
¥209,229 |
¥37,661,266 |
¥3,461,266 |
| 15 |
1.40% |
¥210,758 |
¥37,936,466 |
¥3,736,466 |
| 15 |
1.50% |
¥212,294 |
¥38,212,940 |
¥4,012,940 |
| 15 |
1.60% |
¥213,837 |
¥38,490,689 |
¥4,290,689 |
| 15 |
1.70% |
¥215,387 |
¥38,769,709 |
¥4,569,709 |
| 15 |
1.80% |
¥216,944 |
¥39,050,001 |
¥4,850,001 |
| 15 |
1.90% |
¥218,509 |
¥39,331,564 |
¥5,131,564 |
| 15 |
2.00% |
¥220,080 |
¥39,614,396 |
¥5,414,396 |
| 15 |
2.10% |
¥221,658 |
¥39,898,495 |
¥5,698,495 |
| 15 |
2.20% |
¥223,244 |
¥40,183,861 |
¥5,983,861 |
| 15 |
2.30% |
¥224,836 |
¥40,470,492 |
¥6,270,492 |
| 15 |
2.40% |
¥226,435 |
¥40,758,387 |
¥6,558,387 |
| 15 |
2.50% |
¥228,042 |
¥41,047,544 |
¥6,847,544 |
| 15 |
2.60% |
¥229,655 |
¥41,337,961 |
¥7,137,961 |
| 15 |
2.70% |
¥231,276 |
¥41,629,638 |
¥7,429,638 |
| 15 |
2.80% |
¥232,903 |
¥41,922,572 |
¥7,722,572 |
| 15 |
2.90% |
¥234,538 |
¥42,216,762 |
¥8,016,762 |
| 15 |
3.00% |
¥236,179 |
¥42,512,206 |
¥8,312,206 |
3420万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥295,174 |
¥35,420,934 |
¥1,220,934 |
| 10 |
0.80% |
¥296,647 |
¥35,597,631 |
¥1,397,631 |
| 10 |
0.90% |
¥298,124 |
¥35,774,897 |
¥1,574,897 |
| 10 |
1.00% |
¥299,606 |
¥35,952,731 |
¥1,752,731 |
| 10 |
1.10% |
¥301,093 |
¥36,131,135 |
¥1,931,135 |
| 10 |
1.20% |
¥302,584 |
¥36,310,107 |
¥2,110,107 |
| 10 |
1.30% |
¥304,080 |
¥36,489,647 |
¥2,289,647 |
| 10 |
1.40% |
¥305,581 |
¥36,669,755 |
¥2,469,755 |
| 10 |
1.50% |
¥307,087 |
¥36,850,432 |
¥2,650,432 |
| 10 |
1.60% |
¥308,597 |
¥37,031,675 |
¥2,831,675 |
| 10 |
1.70% |
¥310,112 |
¥37,213,486 |
¥3,013,486 |
| 10 |
1.80% |
¥311,632 |
¥37,395,865 |
¥3,195,865 |
| 10 |
1.90% |
¥313,157 |
¥37,578,810 |
¥3,378,810 |
| 10 |
2.00% |
¥314,686 |
¥37,762,321 |
¥3,562,321 |
| 10 |
2.10% |
¥316,220 |
¥37,946,399 |
¥3,746,399 |
| 10 |
2.20% |
¥317,759 |
¥38,131,043 |
¥3,931,043 |
| 10 |
2.30% |
¥319,302 |
¥38,316,253 |
¥4,116,253 |
| 10 |
2.40% |
¥320,850 |
¥38,502,028 |
¥4,302,028 |
| 10 |
2.50% |
¥322,403 |
¥38,688,368 |
¥4,488,368 |
| 10 |
2.60% |
¥323,961 |
¥38,875,272 |
¥4,675,272 |
| 10 |
2.70% |
¥325,523 |
¥39,062,741 |
¥4,862,741 |
| 10 |
2.80% |
¥327,090 |
¥39,250,774 |
¥5,050,774 |
| 10 |
2.90% |
¥328,661 |
¥39,439,370 |
¥5,239,370 |
| 10 |
3.00% |
¥330,238 |
¥39,628,530 |
¥5,428,530 |
