3430万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3430万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3430万円の住宅ローン｜期間・年数別
3430万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥67,770 | ¥40,661,835 | ¥6,361,835 |
| 50 | 0.80% | ¥69,379 | ¥41,627,399 | ¥7,327,399 |
| 50 | 0.90% | ¥71,012 | ¥42,607,015 | ¥8,307,015 |
| 50 | 1.00% | ¥72,668 | ¥43,600,619 | ¥9,300,619 |
| 50 | 1.10% | ¥74,347 | ¥44,608,146 | ¥10,308,146 |
| 50 | 1.20% | ¥76,049 | ¥45,629,521 | ¥11,329,521 |
| 50 | 1.30% | ¥77,774 | ¥46,664,662 | ¥12,364,662 |
| 50 | 1.40% | ¥79,522 | ¥47,713,485 | ¥13,413,485 |
| 50 | 1.50% | ¥81,293 | ¥48,775,895 | ¥14,475,895 |
| 50 | 1.60% | ¥83,086 | ¥49,851,794 | ¥15,551,794 |
| 50 | 1.70% | ¥84,902 | ¥50,941,078 | ¥16,641,078 |
| 50 | 1.80% | ¥86,739 | ¥52,043,637 | ¥17,743,637 |
| 50 | 1.90% | ¥88,599 | ¥53,159,355 | ¥18,859,355 |
| 50 | 2.00% | ¥90,480 | ¥54,288,111 | ¥19,988,111 |
| 50 | 2.10% | ¥92,383 | ¥55,429,781 | ¥21,129,781 |
| 50 | 2.20% | ¥94,307 | ¥56,584,234 | ¥22,284,234 |
| 50 | 2.30% | ¥96,252 | ¥57,751,334 | ¥23,451,334 |
| 50 | 2.40% | ¥98,218 | ¥58,930,943 | ¥24,630,943 |
| 50 | 2.50% | ¥100,205 | ¥60,122,916 | ¥25,822,916 |
| 50 | 2.60% | ¥102,212 | ¥61,327,107 | ¥27,027,107 |
| 50 | 2.70% | ¥104,239 | ¥62,543,365 | ¥28,243,365 |
| 50 | 2.80% | ¥106,286 | ¥63,771,533 | ¥29,471,533 |
| 50 | 2.90% | ¥108,352 | ¥65,011,455 | ¥30,711,455 |
| 50 | 3.00% | ¥110,438 | ¥66,262,969 | ¥31,962,969 |
3430万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥74,065 | ¥39,995,321 | ¥5,695,321 |
| 45 | 0.80% | ¥75,657 | ¥40,854,952 | ¥6,554,952 |
| 45 | 0.90% | ¥77,270 | ¥41,725,998 | ¥7,425,998 |
| 45 | 1.00% | ¥78,904 | ¥42,608,419 | ¥8,308,419 |
| 45 | 1.10% | ¥80,560 | ¥43,502,171 | ¥9,202,171 |
| 45 | 1.20% | ¥82,236 | ¥44,407,204 | ¥10,107,204 |
| 45 | 1.30% | ¥83,932 | ¥45,323,464 | ¥11,023,464 |
| 45 | 1.40% | ¥85,650 | ¥46,250,894 | ¥11,950,894 |
| 45 | 1.50% | ¥87,388 | ¥47,189,433 | ¥12,889,433 |
| 45 | 1.60% | ¥89,146 | ¥48,139,013 | ¥13,839,013 |
| 45 | 1.70% | ¥90,925 | ¥49,099,567 | ¥14,799,567 |
| 45 | 1.80% | ¥92,724 | ¥50,071,019 | ¥15,771,019 |
| 45 | 1.90% | ¥94,543 | ¥51,053,293 | ¥16,753,293 |
| 45 | 2.00% | ¥96,382 | ¥52,046,309 | ¥17,746,309 |
| 45 | 2.10% | ¥98,241 | ¥53,049,981 | ¥18,749,981 |
| 45 | 2.20% | ¥100,119 | ¥54,064,221 | ¥19,764,221 |
| 45 | 2.30% | ¥102,017 | ¥55,088,939 | ¥20,788,939 |
| 45 | 2.40% | ¥103,933 | ¥56,124,041 | ¥21,824,041 |
| 45 | 2.50% | ¥105,869 | ¥57,169,429 | ¥22,869,429 |
| 45 | 2.60% | ¥107,824 | ¥58,225,003 | ¥23,925,003 |
| 45 | 2.70% | ¥109,798 | ¥59,290,659 | ¥24,990,659 |
| 45 | 2.80% | ¥111,789 | ¥60,366,292 | ¥26,066,292 |
| 45 | 2.90% | ¥113,800 | ¥61,451,794 | ¥27,151,794 |
| 45 | 3.00% | ¥115,828 | ¥62,547,055 | ¥28,247,055 |
3430万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥81,949 | ¥39,335,739 | ¥5,035,739 |
| 40 | 0.80% | ¥83,524 | ¥40,091,530 | ¥5,791,530 |
| 40 | 0.90% | ¥85,117 | ¥40,856,365 | ¥6,556,365 |
| 40 | 1.00% | ¥86,730 | ¥41,630,219 | ¥7,330,219 |
| 40 | 1.10% | ¥88,361 | ¥42,413,063 | ¥8,113,063 |
| 40 | 1.20% | ¥90,010 | ¥43,204,867 | ¥8,904,867 |
| 40 | 1.30% | ¥91,678 | ¥44,005,595 | ¥9,705,595 |
| 40 | 1.40% | ¥93,365 | ¥44,815,213 | ¥10,515,213 |
| 40 | 1.50% | ¥95,070 | ¥45,633,680 | ¥11,333,680 |
| 40 | 1.60% | ¥96,794 | ¥46,460,955 | ¥12,160,955 |
| 40 | 1.70% | ¥98,535 | ¥47,296,994 | ¥12,996,994 |
| 40 | 1.80% | ¥100,295 | ¥48,141,750 | ¥13,841,750 |
| 40 | 1.90% | ¥102,073 | ¥48,995,174 | ¥14,695,174 |
| 40 | 2.00% | ¥103,869 | ¥49,857,213 | ¥15,557,213 |
| 40 | 2.10% | ¥105,683 | ¥50,727,815 | ¥16,427,815 |
| 40 | 2.20% | ¥107,514 | ¥51,606,923 | ¥17,306,923 |
| 40 | 2.30% | ¥109,363 | ¥52,494,478 | ¥18,194,478 |
| 40 | 2.40% | ¥111,230 | ¥53,390,421 | ¥19,090,421 |
| 40 | 2.50% | ¥113,114 | ¥54,294,687 | ¥19,994,687 |
| 40 | 2.60% | ¥115,015 | ¥55,207,214 | ¥20,907,214 |
| 40 | 2.70% | ¥116,933 | ¥56,127,933 | ¥21,827,933 |
| 40 | 2.80% | ¥118,868 | ¥57,056,777 | ¥22,756,777 |
| 40 | 2.90% | ¥120,820 | ¥57,993,675 | ¥23,693,675 |
| 40 | 3.00% | ¥122,789 | ¥58,938,555 | ¥24,638,555 |
3430万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥92,103 | ¥38,683,103 | ¥4,383,103 |
| 35 | 0.80% | ¥93,660 | ¥39,337,159 | ¥5,037,159 |
| 35 | 0.90% | ¥95,234 | ¥39,998,155 | ¥5,698,155 |
| 35 | 1.00% | ¥96,824 | ¥40,666,078 | ¥6,366,078 |
| 35 | 1.10% | ¥98,431 | ¥41,340,909 | ¥7,040,909 |
| 35 | 1.20% | ¥100,054 | ¥42,022,631 | ¥7,722,631 |
| 35 | 1.30% | ¥101,693 | ¥42,711,224 | ¥8,411,224 |
| 35 | 1.40% | ¥103,349 | ¥43,406,664 | ¥9,106,664 |
| 35 | 1.50% | ¥105,021 | ¥44,108,930 | ¥9,808,930 |
| 35 | 1.60% | ¥106,710 | ¥44,817,997 | ¥10,517,997 |
| 35 | 1.70% | ¥108,414 | ¥45,533,837 | ¥11,233,837 |
| 35 | 1.80% | ¥110,134 | ¥46,256,423 | ¥11,956,423 |
| 35 | 1.90% | ¥111,871 | ¥46,985,726 | ¥12,685,726 |
| 35 | 2.00% | ¥113,623 | ¥47,721,715 | ¥13,421,715 |
| 35 | 2.10% | ¥115,391 | ¥48,464,356 | ¥14,164,356 |
| 35 | 2.20% | ¥117,175 | ¥49,213,618 | ¥14,913,618 |
| 35 | 2.30% | ¥118,975 | ¥49,969,463 | ¥15,669,463 |
| 35 | 2.40% | ¥120,790 | ¥50,731,857 | ¥16,431,857 |
| 35 | 2.50% | ¥122,621 | ¥51,500,761 | ¥17,200,761 |
| 35 | 2.60% | ¥124,467 | ¥52,276,135 | ¥17,976,135 |
| 35 | 2.70% | ¥126,328 | ¥53,057,941 | ¥18,757,941 |
| 35 | 2.80% | ¥128,205 | ¥53,846,135 | ¥19,546,135 |
| 35 | 2.90% | ¥130,097 | ¥54,640,676 | ¥20,340,676 |
| 35 | 3.00% | ¥132,004 | ¥55,441,518 | ¥21,141,518 |
3430万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥105,660 | ¥38,037,426 | ¥3,737,426 |
| 30 | 0.80% | ¥107,200 | ¥38,591,860 | ¥4,291,860 |
| 30 | 0.90% | ¥108,754 | ¥39,151,403 | ¥4,851,403 |
| 30 | 1.00% | ¥110,322 | ¥39,716,048 | ¥5,416,048 |
| 30 | 1.10% | ¥111,905 | ¥40,285,786 | ¥5,985,786 |
| 30 | 1.20% | ¥113,502 | ¥40,860,606 | ¥6,560,606 |
| 30 | 1.30% | ¥115,112 | ¥41,440,497 | ¥7,140,497 |
| 30 | 1.40% | ¥116,737 | ¥42,025,447 | ¥7,725,447 |
| 30 | 1.50% | ¥118,376 | ¥42,615,444 | ¥8,315,444 |
| 30 | 1.60% | ¥120,029 | ¥43,210,473 | ¥8,910,473 |
| 30 | 1.70% | ¥121,696 | ¥43,810,520 | ¥9,510,520 |
| 30 | 1.80% | ¥123,377 | ¥44,415,570 | ¥10,115,570 |
| 30 | 1.90% | ¥125,071 | ¥45,025,607 | ¥10,725,607 |
| 30 | 2.00% | ¥126,779 | ¥45,640,612 | ¥11,340,612 |
| 30 | 2.10% | ¥128,502 | ¥46,260,570 | ¥11,960,570 |
| 30 | 2.20% | ¥130,237 | ¥46,885,460 | ¥12,585,460 |
| 30 | 2.30% | ¥131,987 | ¥47,515,263 | ¥13,215,263 |
| 30 | 2.40% | ¥133,750 | ¥48,149,960 | ¥13,849,960 |
| 30 | 2.50% | ¥135,526 | ¥48,789,529 | ¥14,489,529 |
| 30 | 2.60% | ¥137,317 | ¥49,433,948 | ¥15,133,948 |
| 30 | 2.70% | ¥139,120 | ¥50,083,194 | ¥15,783,194 |
| 30 | 2.80% | ¥140,937 | ¥50,737,246 | ¥16,437,246 |
| 30 | 2.90% | ¥142,767 | ¥51,396,078 | ¥17,096,078 |
| 30 | 3.00% | ¥144,610 | ¥52,059,666 | ¥17,759,666 |
3430万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥124,662 | ¥37,398,720 | ¥3,098,720 |
| 25 | 0.80% | ¥126,186 | ¥37,855,651 | ¥3,555,651 |
| 25 | 0.90% | ¥127,720 | ¥38,316,138 | ¥4,016,138 |
| 25 | 1.00% | ¥129,267 | ¥38,780,176 | ¥4,480,176 |
| 25 | 1.10% | ¥130,826 | ¥39,247,759 | ¥4,947,759 |
| 25 | 1.20% | ¥132,396 | ¥39,718,884 | ¥5,418,884 |
| 25 | 1.30% | ¥133,978 | ¥40,193,545 | ¥5,893,545 |
| 25 | 1.40% | ¥135,572 | ¥40,671,735 | ¥6,371,735 |
| 25 | 1.50% | ¥137,178 | ¥41,153,448 | ¥6,853,448 |
| 25 | 1.60% | ¥138,796 | ¥41,638,678 | ¥7,338,678 |
| 25 | 1.70% | ¥140,425 | ¥42,127,417 | ¥7,827,417 |
| 25 | 1.80% | ¥142,066 | ¥42,619,658 | ¥8,319,658 |
| 25 | 1.90% | ¥143,718 | ¥43,115,392 | ¥8,815,392 |
| 25 | 2.00% | ¥145,382 | ¥43,614,611 | ¥9,314,611 |
| 25 | 2.10% | ¥147,058 | ¥44,117,307 | ¥9,817,307 |
| 25 | 2.20% | ¥148,745 | ¥44,623,470 | ¥10,323,470 |
| 25 | 2.30% | ¥150,444 | ¥45,133,090 | ¥10,833,090 |
| 25 | 2.40% | ¥152,154 | ¥45,646,158 | ¥11,346,158 |
| 25 | 2.50% | ¥153,876 | ¥46,162,662 | ¥11,862,662 |
| 25 | 2.60% | ¥155,609 | ¥46,682,592 | ¥12,382,592 |
| 25 | 2.70% | ¥157,353 | ¥47,205,937 | ¥12,905,937 |
| 25 | 2.80% | ¥159,109 | ¥47,732,686 | ¥13,432,686 |
| 25 | 2.90% | ¥160,876 | ¥48,262,826 | ¥13,962,826 |
| 25 | 3.00% | ¥162,654 | ¥48,796,344 | ¥14,496,344 |
3430万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥153,196 | ¥36,766,992 | ¥2,466,992 |
| 20 | 0.80% | ¥154,702 | ¥37,128,550 | ¥2,828,550 |
| 20 | 0.90% | ¥156,218 | ¥37,492,386 | ¥3,192,386 |
| 20 | 1.00% | ¥157,744 | ¥37,858,499 | ¥3,558,499 |
| 20 | 1.10% | ¥159,279 | ¥38,226,887 | ¥3,926,887 |
| 20 | 1.20% | ¥160,823 | ¥38,597,547 | ¥4,297,547 |
| 20 | 1.30% | ¥162,377 | ¥38,970,478 | ¥4,670,478 |
| 20 | 1.40% | ¥163,940 | ¥39,345,675 | ¥5,045,675 |
| 20 | 1.50% | ¥165,513 | ¥39,723,138 | ¥5,423,138 |
| 20 | 1.60% | ¥167,095 | ¥40,102,863 | ¥5,802,863 |
| 20 | 1.70% | ¥168,687 | ¥40,484,846 | ¥6,184,846 |
| 20 | 1.80% | ¥170,288 | ¥40,869,085 | ¥6,569,085 |
| 20 | 1.90% | ¥171,898 | ¥41,255,576 | ¥6,955,576 |
| 20 | 2.00% | ¥173,518 | ¥41,644,316 | ¥7,344,316 |
| 20 | 2.10% | ¥175,147 | ¥42,035,301 | ¥7,735,301 |
| 20 | 2.20% | ¥176,786 | ¥42,428,526 | ¥8,128,526 |
| 20 | 2.30% | ¥178,433 | ¥42,823,989 | ¥8,523,989 |
| 20 | 2.40% | ¥180,090 | ¥43,221,683 | ¥8,921,683 |
| 20 | 2.50% | ¥181,757 | ¥43,621,606 | ¥9,321,606 |
| 20 | 2.60% | ¥183,432 | ¥44,023,752 | ¥9,723,752 |
| 20 | 2.70% | ¥185,117 | ¥44,428,117 | ¥10,128,117 |
| 20 | 2.80% | ¥186,811 | ¥44,834,696 | ¥10,534,696 |
| 20 | 2.90% | ¥188,515 | ¥45,243,483 | ¥10,943,483 |
| 20 | 3.00% | ¥190,227 | ¥45,654,474 | ¥11,354,474 |
3430万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥200,790 | ¥36,142,251 | ¥1,842,251 |
| 15 | 0.80% | ¥202,281 | ¥36,410,568 | ¥2,110,568 |
| 15 | 0.90% | ¥203,779 | ¥36,680,169 | ¥2,380,169 |
| 15 | 1.00% | ¥205,284 | ¥36,951,051 | ¥2,651,051 |
| 15 | 1.10% | ¥206,796 | ¥37,223,216 | ¥2,923,216 |
| 15 | 1.20% | ¥208,315 | ¥37,496,661 | ¥3,196,661 |
| 15 | 1.30% | ¥209,841 | ¥37,771,386 | ¥3,471,386 |
| 15 | 1.40% | ¥211,374 | ¥38,047,391 | ¥3,747,391 |
| 15 | 1.50% | ¥212,915 | ¥38,324,674 | ¥4,024,674 |
| 15 | 1.60% | ¥214,462 | ¥38,603,234 | ¥4,303,234 |
| 15 | 1.70% | ¥216,017 | ¥38,883,071 | ¥4,583,071 |
| 15 | 1.80% | ¥217,579 | ¥39,164,183 | ¥4,864,183 |
| 15 | 1.90% | ¥219,148 | ¥39,446,569 | ¥5,146,569 |
| 15 | 2.00% | ¥220,723 | ¥39,730,227 | ¥5,430,227 |
| 15 | 2.10% | ¥222,306 | ¥40,015,157 | ¥5,715,157 |
| 15 | 2.20% | ¥223,896 | ¥40,301,358 | ¥6,001,358 |
| 15 | 2.30% | ¥225,493 | ¥40,588,827 | ¥6,288,827 |
| 15 | 2.40% | ¥227,098 | ¥40,877,563 | ¥6,577,563 |
| 15 | 2.50% | ¥228,709 | ¥41,167,566 | ¥6,867,566 |
| 15 | 2.60% | ¥230,327 | ¥41,458,833 | ¥7,158,833 |
| 15 | 2.70% | ¥231,952 | ¥41,751,362 | ¥7,451,362 |
| 15 | 2.80% | ¥233,584 | ¥42,045,153 | ¥7,745,153 |
| 15 | 2.90% | ¥235,223 | ¥42,340,203 | ¥8,040,203 |
| 15 | 3.00% | ¥236,870 | ¥42,636,510 | ¥8,336,510 |
3430万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥296,038 | ¥35,524,504 | ¥1,224,504 |
| 10 | 0.80% | ¥297,514 | ¥35,701,717 | ¥1,401,717 |
| 10 | 0.90% | ¥298,996 | ¥35,879,502 | ¥1,579,502 |
| 10 | 1.00% | ¥300,482 | ¥36,057,856 | ¥1,757,856 |
| 10 | 1.10% | ¥301,973 | ¥36,236,781 | ¥1,936,781 |
| 10 | 1.20% | ¥303,469 | ¥36,416,277 | ¥2,116,277 |
| 10 | 1.30% | ¥304,970 | ¥36,596,342 | ¥2,296,342 |
| 10 | 1.40% | ¥306,475 | ¥36,776,977 | ¥2,476,977 |
| 10 | 1.50% | ¥307,985 | ¥36,958,181 | ¥2,658,181 |
| 10 | 1.60% | ¥309,500 | ¥37,139,955 | ¥2,839,955 |
| 10 | 1.70% | ¥311,019 | ¥37,322,298 | ¥3,022,298 |
| 10 | 1.80% | ¥312,543 | ¥37,505,209 | ¥3,205,209 |
| 10 | 1.90% | ¥314,072 | ¥37,688,689 | ¥3,388,689 |
| 10 | 2.00% | ¥315,606 | ¥37,872,738 | ¥3,572,738 |
| 10 | 2.10% | ¥317,145 | ¥38,057,354 | ¥3,757,354 |
| 10 | 2.20% | ¥318,688 | ¥38,242,538 | ¥3,942,538 |
| 10 | 2.30% | ¥320,236 | ¥38,428,289 | ¥4,128,289 |
| 10 | 2.40% | ¥321,788 | ¥38,614,607 | ¥4,314,607 |
| 10 | 2.50% | ¥323,346 | ¥38,801,492 | ¥4,501,492 |
| 10 | 2.60% | ¥324,908 | ¥38,988,943 | ¥4,688,943 |
| 10 | 2.70% | ¥326,475 | ¥39,176,960 | ¥4,876,960 |
| 10 | 2.80% | ¥328,046 | ¥39,365,542 | ¥5,065,542 |
| 10 | 2.90% | ¥329,622 | ¥39,554,690 | ¥5,254,690 |
| 10 | 3.00% | ¥331,203 | ¥39,744,403 | ¥5,444,403 |
