3450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3450万円の住宅ローン｜期間・年数別
3450万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥68,165 |
¥40,898,930 |
¥6,398,930 |
| 50 |
0.80% |
¥69,784 |
¥41,870,125 |
¥7,370,125 |
| 50 |
0.90% |
¥71,426 |
¥42,855,452 |
¥8,355,452 |
| 50 |
1.00% |
¥73,091 |
¥43,854,850 |
¥9,354,850 |
| 50 |
1.10% |
¥74,780 |
¥44,868,252 |
¥10,368,252 |
| 50 |
1.20% |
¥76,493 |
¥45,895,582 |
¥11,395,582 |
| 50 |
1.30% |
¥78,228 |
¥46,936,760 |
¥12,436,760 |
| 50 |
1.40% |
¥79,986 |
¥47,991,697 |
¥13,491,697 |
| 50 |
1.50% |
¥81,767 |
¥49,060,302 |
¥14,560,302 |
| 50 |
1.60% |
¥83,571 |
¥50,142,475 |
¥15,642,475 |
| 50 |
1.70% |
¥85,397 |
¥51,238,111 |
¥16,738,111 |
| 50 |
1.80% |
¥87,245 |
¥52,347,098 |
¥17,847,098 |
| 50 |
1.90% |
¥89,116 |
¥53,469,322 |
¥18,969,322 |
| 50 |
2.00% |
¥91,008 |
¥54,604,660 |
¥20,104,660 |
| 50 |
2.10% |
¥92,922 |
¥55,752,987 |
¥21,252,987 |
| 50 |
2.20% |
¥94,857 |
¥56,914,171 |
¥22,414,171 |
| 50 |
2.30% |
¥96,813 |
¥58,088,077 |
¥23,588,077 |
| 50 |
2.40% |
¥98,791 |
¥59,274,564 |
¥24,774,564 |
| 50 |
2.50% |
¥100,789 |
¥60,473,487 |
¥25,973,487 |
| 50 |
2.60% |
¥102,808 |
¥61,684,700 |
¥27,184,700 |
| 50 |
2.70% |
¥104,847 |
¥62,908,049 |
¥28,408,049 |
| 50 |
2.80% |
¥106,906 |
¥64,143,379 |
¥29,643,379 |
| 50 |
2.90% |
¥108,984 |
¥65,390,530 |
¥30,890,530 |
| 50 |
3.00% |
¥111,082 |
¥66,649,342 |
¥32,149,342 |
3450万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥74,497 |
¥40,228,530 |
¥5,728,530 |
| 45 |
0.80% |
¥76,098 |
¥41,093,173 |
¥6,593,173 |
| 45 |
0.90% |
¥77,721 |
¥41,969,298 |
¥7,469,298 |
| 45 |
1.00% |
¥79,365 |
¥42,856,865 |
¥8,356,865 |
| 45 |
1.10% |
¥81,029 |
¥43,755,828 |
¥9,255,828 |
| 45 |
1.20% |
¥82,715 |
¥44,666,138 |
¥10,166,138 |
| 45 |
1.30% |
¥84,422 |
¥45,587,741 |
¥11,087,741 |
| 45 |
1.40% |
¥86,149 |
¥46,520,579 |
¥12,020,579 |
| 45 |
1.50% |
¥87,897 |
¥47,464,590 |
¥12,964,590 |
| 45 |
1.60% |
¥89,666 |
¥48,419,707 |
¥13,919,707 |
| 45 |
1.70% |
¥91,455 |
¥49,385,861 |
¥14,885,861 |
| 45 |
1.80% |
¥93,265 |
¥50,362,978 |
¥15,862,978 |
| 45 |
1.90% |
¥95,094 |
¥51,350,980 |
¥16,850,980 |
| 45 |
2.00% |
¥96,944 |
¥52,349,786 |
¥17,849,786 |
| 45 |
2.10% |
¥98,814 |
¥53,359,310 |
¥18,859,310 |
| 45 |
2.20% |
¥100,703 |
¥54,379,464 |
¥19,879,464 |
| 45 |
2.30% |
¥102,611 |
¥55,410,158 |
¥20,910,158 |
| 45 |
2.40% |
¥104,539 |
¥56,451,295 |
¥21,951,295 |
| 45 |
2.50% |
¥106,487 |
¥57,502,778 |
¥23,002,778 |
| 45 |
2.60% |
¥108,453 |
¥58,564,507 |
¥24,064,507 |
| 45 |
2.70% |
¥110,438 |
¥59,636,377 |
¥25,136,377 |
| 45 |
2.80% |
¥112,441 |
¥60,718,282 |
¥26,218,282 |
| 45 |
2.90% |
¥114,463 |
¥61,810,114 |
¥27,310,114 |
| 45 |
3.00% |
¥116,503 |
¥62,911,760 |
¥28,411,760 |
3450万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥82,427 |
¥39,565,102 |
¥5,065,102 |
| 40 |
0.80% |
¥84,011 |
¥40,325,300 |
¥5,825,300 |
| 40 |
0.90% |
¥85,614 |
¥41,094,595 |
¥6,594,595 |
| 40 |
1.00% |
¥87,235 |
¥41,872,961 |
¥7,372,961 |
| 40 |
1.10% |
¥88,876 |
¥42,660,370 |
¥8,160,370 |
| 40 |
1.20% |
¥90,535 |
¥43,456,790 |
¥8,956,790 |
| 40 |
1.30% |
¥92,213 |
¥44,262,188 |
¥9,762,188 |
| 40 |
1.40% |
¥93,909 |
¥45,076,526 |
¥10,576,526 |
| 40 |
1.50% |
¥95,625 |
¥45,899,766 |
¥11,399,766 |
| 40 |
1.60% |
¥97,358 |
¥46,731,865 |
¥12,231,865 |
| 40 |
1.70% |
¥99,110 |
¥47,572,779 |
¥13,072,779 |
| 40 |
1.80% |
¥100,880 |
¥48,422,460 |
¥13,922,460 |
| 40 |
1.90% |
¥102,668 |
¥49,280,860 |
¥14,780,860 |
| 40 |
2.00% |
¥104,475 |
¥50,147,926 |
¥15,647,926 |
| 40 |
2.10% |
¥106,299 |
¥51,023,604 |
¥16,523,604 |
| 40 |
2.20% |
¥108,141 |
¥51,907,838 |
¥17,407,838 |
| 40 |
2.30% |
¥110,001 |
¥52,800,568 |
¥18,300,568 |
| 40 |
2.40% |
¥111,879 |
¥53,701,735 |
¥19,201,735 |
| 40 |
2.50% |
¥113,773 |
¥54,611,274 |
¥20,111,274 |
| 40 |
2.60% |
¥115,686 |
¥55,529,122 |
¥21,029,122 |
| 40 |
2.70% |
¥117,615 |
¥56,455,210 |
¥21,955,210 |
| 40 |
2.80% |
¥119,561 |
¥57,389,470 |
¥22,889,470 |
| 40 |
2.90% |
¥121,525 |
¥58,331,831 |
¥23,831,831 |
| 40 |
3.00% |
¥123,505 |
¥59,282,220 |
¥24,782,220 |
3450万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥92,640 |
¥38,908,661 |
¥4,408,661 |
| 35 |
0.80% |
¥94,206 |
¥39,566,530 |
¥5,066,530 |
| 35 |
0.90% |
¥95,789 |
¥40,231,381 |
¥5,731,381 |
| 35 |
1.00% |
¥97,389 |
¥40,903,198 |
¥6,403,198 |
| 35 |
1.10% |
¥99,005 |
¥41,581,964 |
¥7,081,964 |
| 35 |
1.20% |
¥100,637 |
¥42,267,661 |
¥7,767,661 |
| 35 |
1.30% |
¥102,286 |
¥42,960,269 |
¥8,460,269 |
| 35 |
1.40% |
¥103,952 |
¥43,659,764 |
¥9,159,764 |
| 35 |
1.50% |
¥105,634 |
¥44,366,125 |
¥9,866,125 |
| 35 |
1.60% |
¥107,332 |
¥45,079,326 |
¥10,579,326 |
| 35 |
1.70% |
¥109,046 |
¥45,799,341 |
¥11,299,341 |
| 35 |
1.80% |
¥110,777 |
¥46,526,140 |
¥12,026,140 |
| 35 |
1.90% |
¥112,523 |
¥47,259,695 |
¥12,759,695 |
| 35 |
2.00% |
¥114,286 |
¥47,999,975 |
¥13,499,975 |
| 35 |
2.10% |
¥116,064 |
¥48,746,947 |
¥14,246,947 |
| 35 |
2.20% |
¥117,859 |
¥49,500,578 |
¥15,000,578 |
| 35 |
2.30% |
¥119,669 |
¥50,260,830 |
¥15,760,830 |
| 35 |
2.40% |
¥121,494 |
¥51,027,670 |
¥16,527,670 |
| 35 |
2.50% |
¥123,336 |
¥51,801,057 |
¥17,301,057 |
| 35 |
2.60% |
¥125,193 |
¥52,580,953 |
¥18,080,953 |
| 35 |
2.70% |
¥127,065 |
¥53,367,317 |
¥18,867,317 |
| 35 |
2.80% |
¥128,953 |
¥54,160,107 |
¥19,660,107 |
| 35 |
2.90% |
¥130,855 |
¥54,959,280 |
¥20,459,280 |
| 35 |
3.00% |
¥132,773 |
¥55,764,793 |
¥21,264,793 |
3450万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥106,276 |
¥38,259,219 |
¥3,759,219 |
| 30 |
0.80% |
¥107,825 |
¥38,816,885 |
¥4,316,885 |
| 30 |
0.90% |
¥109,388 |
¥39,379,691 |
¥4,879,691 |
| 30 |
1.00% |
¥110,966 |
¥39,947,628 |
¥5,447,628 |
| 30 |
1.10% |
¥112,557 |
¥40,520,688 |
¥6,020,688 |
| 30 |
1.20% |
¥114,163 |
¥41,098,860 |
¥6,598,860 |
| 30 |
1.30% |
¥115,784 |
¥41,682,132 |
¥7,182,132 |
| 30 |
1.40% |
¥117,418 |
¥42,270,493 |
¥7,770,493 |
| 30 |
1.50% |
¥119,066 |
¥42,863,930 |
¥8,363,930 |
| 30 |
1.60% |
¥120,729 |
¥43,462,429 |
¥8,962,429 |
| 30 |
1.70% |
¥122,405 |
¥44,065,975 |
¥9,565,975 |
| 30 |
1.80% |
¥124,096 |
¥44,674,553 |
¥10,174,553 |
| 30 |
1.90% |
¥125,800 |
¥45,288,147 |
¥10,788,147 |
| 30 |
2.00% |
¥127,519 |
¥45,906,739 |
¥11,406,739 |
| 30 |
2.10% |
¥129,251 |
¥46,530,311 |
¥12,030,311 |
| 30 |
2.20% |
¥130,997 |
¥47,158,845 |
¥12,658,845 |
| 30 |
2.30% |
¥132,756 |
¥47,792,320 |
¥13,292,320 |
| 30 |
2.40% |
¥134,530 |
¥48,430,718 |
¥13,930,718 |
| 30 |
2.50% |
¥136,317 |
¥49,074,016 |
¥14,574,016 |
| 30 |
2.60% |
¥138,117 |
¥49,722,192 |
¥15,222,192 |
| 30 |
2.70% |
¥139,931 |
¥50,375,225 |
¥15,875,225 |
| 30 |
2.80% |
¥141,759 |
¥51,033,090 |
¥16,533,090 |
| 30 |
2.90% |
¥143,599 |
¥51,695,764 |
¥17,195,764 |
| 30 |
3.00% |
¥145,453 |
¥52,363,221 |
¥17,863,221 |
3450万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥125,389 |
¥37,616,788 |
¥3,116,788 |
| 25 |
0.80% |
¥126,921 |
¥38,076,384 |
¥3,576,384 |
| 25 |
0.90% |
¥128,465 |
¥38,539,556 |
¥4,039,556 |
| 25 |
1.00% |
¥130,021 |
¥39,006,299 |
¥4,506,299 |
| 25 |
1.10% |
¥131,589 |
¥39,476,609 |
¥4,976,609 |
| 25 |
1.20% |
¥133,168 |
¥39,950,481 |
¥5,450,481 |
| 25 |
1.30% |
¥134,760 |
¥40,427,909 |
¥5,927,909 |
| 25 |
1.40% |
¥136,363 |
¥40,908,888 |
¥6,408,888 |
| 25 |
1.50% |
¥137,978 |
¥41,393,410 |
¥6,893,410 |
| 25 |
1.60% |
¥139,605 |
¥41,881,469 |
¥7,381,469 |
| 25 |
1.70% |
¥141,244 |
¥42,373,058 |
¥7,873,058 |
| 25 |
1.80% |
¥142,894 |
¥42,868,169 |
¥8,368,169 |
| 25 |
1.90% |
¥144,556 |
¥43,366,794 |
¥8,866,794 |
| 25 |
2.00% |
¥146,230 |
¥43,868,924 |
¥9,368,924 |
| 25 |
2.10% |
¥147,915 |
¥44,374,551 |
¥9,874,551 |
| 25 |
2.20% |
¥149,612 |
¥44,883,665 |
¥10,383,665 |
| 25 |
2.30% |
¥151,321 |
¥45,396,257 |
¥10,896,257 |
| 25 |
2.40% |
¥153,041 |
¥45,912,316 |
¥11,412,316 |
| 25 |
2.50% |
¥154,773 |
¥46,431,832 |
¥11,931,832 |
| 25 |
2.60% |
¥156,516 |
¥46,954,794 |
¥12,454,794 |
| 25 |
2.70% |
¥158,271 |
¥47,481,191 |
¥12,981,191 |
| 25 |
2.80% |
¥160,037 |
¥48,011,011 |
¥13,511,011 |
| 25 |
2.90% |
¥161,814 |
¥48,544,241 |
¥14,044,241 |
| 25 |
3.00% |
¥163,603 |
¥49,080,871 |
¥14,580,871 |
3450万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥154,089 |
¥36,981,377 |
¥2,481,377 |
| 20 |
0.80% |
¥155,604 |
¥37,345,043 |
¥2,845,043 |
| 20 |
0.90% |
¥157,129 |
¥37,711,001 |
¥3,211,001 |
| 20 |
1.00% |
¥158,664 |
¥38,079,249 |
¥3,579,249 |
| 20 |
1.10% |
¥160,207 |
¥38,449,784 |
¥3,949,784 |
| 20 |
1.20% |
¥161,761 |
¥38,822,606 |
¥4,322,606 |
| 20 |
1.30% |
¥163,324 |
¥39,197,711 |
¥4,697,711 |
| 20 |
1.40% |
¥164,896 |
¥39,575,096 |
¥5,075,096 |
| 20 |
1.50% |
¥166,478 |
¥39,954,760 |
¥5,454,760 |
| 20 |
1.60% |
¥168,070 |
¥40,336,699 |
¥5,836,699 |
| 20 |
1.70% |
¥169,670 |
¥40,720,909 |
¥6,220,909 |
| 20 |
1.80% |
¥171,281 |
¥41,107,389 |
¥6,607,389 |
| 20 |
1.90% |
¥172,901 |
¥41,496,134 |
¥6,996,134 |
| 20 |
2.00% |
¥174,530 |
¥41,887,140 |
¥7,387,140 |
| 20 |
2.10% |
¥176,168 |
¥42,280,405 |
¥7,780,405 |
| 20 |
2.20% |
¥177,816 |
¥42,675,923 |
¥8,175,923 |
| 20 |
2.30% |
¥179,474 |
¥43,073,691 |
¥8,573,691 |
| 20 |
2.40% |
¥181,140 |
¥43,473,705 |
¥8,973,705 |
| 20 |
2.50% |
¥182,816 |
¥43,875,960 |
¥9,375,960 |
| 20 |
2.60% |
¥184,502 |
¥44,280,451 |
¥9,780,451 |
| 20 |
2.70% |
¥186,197 |
¥44,687,173 |
¥10,187,173 |
| 20 |
2.80% |
¥187,901 |
¥45,096,123 |
¥10,596,123 |
| 20 |
2.90% |
¥189,614 |
¥45,507,294 |
¥11,007,294 |
| 20 |
3.00% |
¥191,336 |
¥45,920,681 |
¥11,420,681 |
3450万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥201,961 |
¥36,352,993 |
¥1,852,993 |
| 15 |
0.80% |
¥203,460 |
¥36,622,875 |
¥2,122,875 |
| 15 |
0.90% |
¥204,967 |
¥36,894,047 |
¥2,394,047 |
| 15 |
1.00% |
¥206,481 |
¥37,166,509 |
¥2,666,509 |
| 15 |
1.10% |
¥208,001 |
¥37,440,261 |
¥2,940,261 |
| 15 |
1.20% |
¥209,529 |
¥37,715,300 |
¥3,215,300 |
| 15 |
1.30% |
¥211,065 |
¥37,991,628 |
¥3,491,628 |
| 15 |
1.40% |
¥212,607 |
¥38,269,242 |
¥3,769,242 |
| 15 |
1.50% |
¥214,156 |
¥38,548,142 |
¥4,048,142 |
| 15 |
1.60% |
¥215,713 |
¥38,828,326 |
¥4,328,326 |
| 15 |
1.70% |
¥217,277 |
¥39,109,794 |
¥4,609,794 |
| 15 |
1.80% |
¥218,847 |
¥39,392,545 |
¥4,892,545 |
| 15 |
1.90% |
¥220,425 |
¥39,676,578 |
¥5,176,578 |
| 15 |
2.00% |
¥222,011 |
¥39,961,890 |
¥5,461,890 |
| 15 |
2.10% |
¥223,603 |
¥40,248,482 |
¥5,748,482 |
| 15 |
2.20% |
¥225,202 |
¥40,536,351 |
¥6,036,351 |
| 15 |
2.30% |
¥226,808 |
¥40,825,496 |
¥6,325,496 |
| 15 |
2.40% |
¥228,422 |
¥41,115,916 |
¥6,615,916 |
| 15 |
2.50% |
¥230,042 |
¥41,407,610 |
¥6,907,610 |
| 15 |
2.60% |
¥231,670 |
¥41,700,575 |
¥7,200,575 |
| 15 |
2.70% |
¥233,305 |
¥41,994,810 |
¥7,494,810 |
| 15 |
2.80% |
¥234,946 |
¥42,290,314 |
¥7,790,314 |
| 15 |
2.90% |
¥236,595 |
¥42,587,084 |
¥8,087,084 |
| 15 |
3.00% |
¥238,251 |
¥42,885,120 |
¥8,385,120 |
3450万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥297,764 |
¥35,731,644 |
¥1,231,644 |
| 10 |
0.80% |
¥299,249 |
¥35,909,891 |
¥1,409,891 |
| 10 |
0.90% |
¥300,739 |
¥36,088,712 |
¥1,588,712 |
| 10 |
1.00% |
¥302,234 |
¥36,268,106 |
¥1,768,106 |
| 10 |
1.10% |
¥303,734 |
¥36,448,075 |
¥1,948,075 |
| 10 |
1.20% |
¥305,238 |
¥36,628,617 |
¥2,128,617 |
| 10 |
1.30% |
¥306,748 |
¥36,809,732 |
¥2,309,732 |
| 10 |
1.40% |
¥308,262 |
¥36,991,420 |
¥2,491,420 |
| 10 |
1.50% |
¥309,781 |
¥37,173,681 |
¥2,673,681 |
| 10 |
1.60% |
¥311,304 |
¥37,356,515 |
¥2,856,515 |
| 10 |
1.70% |
¥312,833 |
¥37,539,921 |
¥3,039,921 |
| 10 |
1.80% |
¥314,366 |
¥37,723,899 |
¥3,223,899 |
| 10 |
1.90% |
¥315,904 |
¥37,908,448 |
¥3,408,448 |
| 10 |
2.00% |
¥317,446 |
¥38,093,570 |
¥3,593,570 |
| 10 |
2.10% |
¥318,994 |
¥38,279,263 |
¥3,779,263 |
| 10 |
2.20% |
¥320,546 |
¥38,465,526 |
¥3,965,526 |
| 10 |
2.30% |
¥322,103 |
¥38,652,360 |
¥4,152,360 |
| 10 |
2.40% |
¥323,665 |
¥38,839,765 |
¥4,339,765 |
| 10 |
2.50% |
¥325,231 |
¥39,027,739 |
¥4,527,739 |
| 10 |
2.60% |
¥326,802 |
¥39,216,283 |
¥4,716,283 |
| 10 |
2.70% |
¥328,378 |
¥39,405,397 |
¥4,905,397 |
| 10 |
2.80% |
¥329,959 |
¥39,595,079 |
¥5,095,079 |
| 10 |
2.90% |
¥331,544 |
¥39,785,330 |
¥5,285,330 |
| 10 |
3.00% |
¥333,135 |
¥39,976,148 |
¥5,476,148 |
