3480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3480万円の住宅ローン｜期間・年数別
3480万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥68,758 |
¥41,254,573 |
¥6,454,573 |
| 50 |
0.80% |
¥70,390 |
¥42,234,213 |
¥7,434,213 |
| 50 |
0.90% |
¥72,047 |
¥43,228,108 |
¥8,428,108 |
| 50 |
1.00% |
¥73,727 |
¥44,236,197 |
¥9,436,197 |
| 50 |
1.10% |
¥75,431 |
¥45,258,411 |
¥10,458,411 |
| 50 |
1.20% |
¥77,158 |
¥46,294,674 |
¥11,494,674 |
| 50 |
1.30% |
¥78,908 |
¥47,344,905 |
¥12,544,905 |
| 50 |
1.40% |
¥80,682 |
¥48,409,017 |
¥13,609,017 |
| 50 |
1.50% |
¥82,478 |
¥49,486,914 |
¥14,686,914 |
| 50 |
1.60% |
¥84,297 |
¥50,578,497 |
¥15,778,497 |
| 50 |
1.70% |
¥86,139 |
¥51,683,659 |
¥16,883,659 |
| 50 |
1.80% |
¥88,004 |
¥52,802,290 |
¥18,002,290 |
| 50 |
1.90% |
¥89,890 |
¥53,934,272 |
¥19,134,272 |
| 50 |
2.00% |
¥91,799 |
¥55,079,483 |
¥20,279,483 |
| 50 |
2.10% |
¥93,730 |
¥56,237,796 |
¥21,437,796 |
| 50 |
2.20% |
¥95,682 |
¥57,409,077 |
¥22,609,077 |
| 50 |
2.30% |
¥97,655 |
¥58,593,190 |
¥23,793,190 |
| 50 |
2.40% |
¥99,650 |
¥59,789,995 |
¥24,989,995 |
| 50 |
2.50% |
¥101,666 |
¥60,999,344 |
¥26,199,344 |
| 50 |
2.60% |
¥103,702 |
¥62,221,089 |
¥27,421,089 |
| 50 |
2.70% |
¥105,758 |
¥63,455,075 |
¥28,655,075 |
| 50 |
2.80% |
¥107,835 |
¥64,701,147 |
¥29,901,147 |
| 50 |
2.90% |
¥109,932 |
¥65,959,144 |
¥31,159,144 |
| 50 |
3.00% |
¥112,048 |
¥67,228,902 |
¥32,428,902 |
3480万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥75,145 |
¥40,578,343 |
¥5,778,343 |
| 45 |
0.80% |
¥76,760 |
¥41,450,505 |
¥6,650,505 |
| 45 |
0.90% |
¥78,397 |
¥42,334,249 |
¥7,534,249 |
| 45 |
1.00% |
¥80,055 |
¥43,229,533 |
¥8,429,533 |
| 45 |
1.10% |
¥81,734 |
¥44,136,314 |
¥9,336,314 |
| 45 |
1.20% |
¥83,434 |
¥45,054,539 |
¥10,254,539 |
| 45 |
1.30% |
¥85,156 |
¥45,984,156 |
¥11,184,156 |
| 45 |
1.40% |
¥86,898 |
¥46,925,106 |
¥12,125,106 |
| 45 |
1.50% |
¥88,662 |
¥47,877,325 |
¥13,077,325 |
| 45 |
1.60% |
¥90,446 |
¥48,840,748 |
¥14,040,748 |
| 45 |
1.70% |
¥92,251 |
¥49,815,304 |
¥15,015,304 |
| 45 |
1.80% |
¥94,076 |
¥50,800,917 |
¥16,000,917 |
| 45 |
1.90% |
¥95,921 |
¥51,797,510 |
¥16,997,510 |
| 45 |
2.00% |
¥97,787 |
¥52,805,001 |
¥18,005,001 |
| 45 |
2.10% |
¥99,673 |
¥53,823,304 |
¥19,023,304 |
| 45 |
2.20% |
¥101,578 |
¥54,852,329 |
¥20,052,329 |
| 45 |
2.30% |
¥103,504 |
¥55,891,985 |
¥21,091,985 |
| 45 |
2.40% |
¥105,448 |
¥56,942,176 |
¥22,142,176 |
| 45 |
2.50% |
¥107,413 |
¥58,002,803 |
¥23,202,803 |
| 45 |
2.60% |
¥109,396 |
¥59,073,763 |
¥24,273,763 |
| 45 |
2.70% |
¥111,398 |
¥60,154,954 |
¥25,354,954 |
| 45 |
2.80% |
¥113,419 |
¥61,246,267 |
¥26,446,267 |
| 45 |
2.90% |
¥115,459 |
¥62,347,593 |
¥27,547,593 |
| 45 |
3.00% |
¥117,516 |
¥63,458,819 |
¥28,658,819 |
3480万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥83,144 |
¥39,909,146 |
¥5,109,146 |
| 40 |
0.80% |
¥84,742 |
¥40,675,955 |
¥5,875,955 |
| 40 |
0.90% |
¥86,358 |
¥41,451,939 |
¥6,651,939 |
| 40 |
1.00% |
¥87,994 |
¥42,237,074 |
¥7,437,074 |
| 40 |
1.10% |
¥89,649 |
¥43,031,330 |
¥8,231,330 |
| 40 |
1.20% |
¥91,322 |
¥43,834,675 |
¥9,034,675 |
| 40 |
1.30% |
¥93,015 |
¥44,647,076 |
¥9,847,076 |
| 40 |
1.40% |
¥94,726 |
¥45,468,496 |
¥10,668,496 |
| 40 |
1.50% |
¥96,456 |
¥46,298,894 |
¥11,498,894 |
| 40 |
1.60% |
¥98,205 |
¥47,138,229 |
¥12,338,229 |
| 40 |
1.70% |
¥99,972 |
¥47,986,455 |
¥13,186,455 |
| 40 |
1.80% |
¥101,757 |
¥48,843,525 |
¥14,043,525 |
| 40 |
1.90% |
¥103,561 |
¥49,709,389 |
¥14,909,389 |
| 40 |
2.00% |
¥105,383 |
¥50,583,995 |
¥15,783,995 |
| 40 |
2.10% |
¥107,224 |
¥51,467,288 |
¥16,667,288 |
| 40 |
2.20% |
¥109,082 |
¥52,359,210 |
¥17,559,210 |
| 40 |
2.30% |
¥110,958 |
¥53,259,704 |
¥18,459,704 |
| 40 |
2.40% |
¥112,851 |
¥54,168,707 |
¥19,368,707 |
| 40 |
2.50% |
¥114,763 |
¥55,086,155 |
¥20,286,155 |
| 40 |
2.60% |
¥116,692 |
¥56,011,984 |
¥21,211,984 |
| 40 |
2.70% |
¥118,638 |
¥56,946,125 |
¥22,146,125 |
| 40 |
2.80% |
¥120,601 |
¥57,888,509 |
¥23,088,509 |
| 40 |
2.90% |
¥122,581 |
¥58,839,064 |
¥24,039,064 |
| 40 |
3.00% |
¥124,579 |
¥59,797,718 |
¥24,997,718 |
3480万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥93,445 |
¥39,246,997 |
¥4,446,997 |
| 35 |
0.80% |
¥95,025 |
¥39,910,587 |
¥5,110,587 |
| 35 |
0.90% |
¥96,622 |
¥40,581,219 |
¥5,781,219 |
| 35 |
1.00% |
¥98,235 |
¥41,258,878 |
¥6,458,878 |
| 35 |
1.10% |
¥99,866 |
¥41,943,546 |
¥7,143,546 |
| 35 |
1.20% |
¥101,512 |
¥42,635,206 |
¥7,835,206 |
| 35 |
1.30% |
¥103,176 |
¥43,333,836 |
¥8,533,836 |
| 35 |
1.40% |
¥104,856 |
¥44,039,415 |
¥9,239,415 |
| 35 |
1.50% |
¥106,552 |
¥44,751,918 |
¥9,951,918 |
| 35 |
1.60% |
¥108,265 |
¥45,471,320 |
¥10,671,320 |
| 35 |
1.70% |
¥109,994 |
¥46,197,596 |
¥11,397,596 |
| 35 |
1.80% |
¥111,740 |
¥46,930,715 |
¥12,130,715 |
| 35 |
1.90% |
¥113,502 |
¥47,670,649 |
¥12,870,649 |
| 35 |
2.00% |
¥115,279 |
¥48,417,366 |
¥13,617,366 |
| 35 |
2.10% |
¥117,073 |
¥49,170,834 |
¥14,370,834 |
| 35 |
2.20% |
¥118,883 |
¥49,931,017 |
¥15,131,017 |
| 35 |
2.30% |
¥120,709 |
¥50,697,881 |
¥15,897,881 |
| 35 |
2.40% |
¥122,551 |
¥51,471,388 |
¥16,671,388 |
| 35 |
2.50% |
¥124,408 |
¥52,251,501 |
¥17,451,501 |
| 35 |
2.60% |
¥126,281 |
¥53,038,178 |
¥18,238,178 |
| 35 |
2.70% |
¥128,170 |
¥53,831,380 |
¥19,031,380 |
| 35 |
2.80% |
¥130,074 |
¥54,631,064 |
¥19,831,064 |
| 35 |
2.90% |
¥131,993 |
¥55,437,187 |
¥20,637,187 |
| 35 |
3.00% |
¥133,928 |
¥56,249,704 |
¥21,449,704 |
3480万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥107,200 |
¥38,591,908 |
¥3,791,908 |
| 30 |
0.80% |
¥108,762 |
¥39,154,423 |
¥4,354,423 |
| 30 |
0.90% |
¥110,339 |
¥39,722,123 |
¥4,922,123 |
| 30 |
1.00% |
¥111,931 |
¥40,294,999 |
¥5,494,999 |
| 30 |
1.10% |
¥113,536 |
¥40,873,042 |
¥6,073,042 |
| 30 |
1.20% |
¥115,156 |
¥41,456,241 |
¥6,656,241 |
| 30 |
1.30% |
¥116,791 |
¥42,044,586 |
¥7,244,586 |
| 30 |
1.40% |
¥118,439 |
¥42,638,063 |
¥7,838,063 |
| 30 |
1.50% |
¥120,102 |
¥43,236,660 |
¥8,436,660 |
| 30 |
1.60% |
¥121,779 |
¥43,840,363 |
¥9,040,363 |
| 30 |
1.70% |
¥123,470 |
¥44,449,158 |
¥9,649,158 |
| 30 |
1.80% |
¥125,175 |
¥45,063,028 |
¥10,263,028 |
| 30 |
1.90% |
¥126,894 |
¥45,681,957 |
¥10,881,957 |
| 30 |
2.00% |
¥128,628 |
¥46,305,928 |
¥11,505,928 |
| 30 |
2.10% |
¥130,375 |
¥46,934,922 |
¥12,134,922 |
| 30 |
2.20% |
¥132,136 |
¥47,568,921 |
¥12,768,921 |
| 30 |
2.30% |
¥133,911 |
¥48,207,906 |
¥13,407,906 |
| 30 |
2.40% |
¥135,700 |
¥48,851,854 |
¥14,051,854 |
| 30 |
2.50% |
¥137,502 |
¥49,500,746 |
¥14,700,746 |
| 30 |
2.60% |
¥139,318 |
¥50,154,559 |
¥15,354,559 |
| 30 |
2.70% |
¥141,148 |
¥50,813,270 |
¥16,013,270 |
| 30 |
2.80% |
¥142,991 |
¥51,476,856 |
¥16,676,856 |
| 30 |
2.90% |
¥144,848 |
¥52,145,292 |
¥17,345,292 |
| 30 |
3.00% |
¥146,718 |
¥52,818,553 |
¥18,018,553 |
3480万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥126,480 |
¥37,943,890 |
¥3,143,890 |
| 25 |
0.80% |
¥128,025 |
¥38,407,483 |
¥3,607,483 |
| 25 |
0.90% |
¥129,582 |
¥38,874,682 |
¥4,074,682 |
| 25 |
1.00% |
¥131,152 |
¥39,345,484 |
¥4,545,484 |
| 25 |
1.10% |
¥132,733 |
¥39,819,884 |
¥5,019,884 |
| 25 |
1.20% |
¥134,326 |
¥40,297,877 |
¥5,497,877 |
| 25 |
1.30% |
¥135,932 |
¥40,779,456 |
¥5,979,456 |
| 25 |
1.40% |
¥137,549 |
¥41,264,617 |
¥6,464,617 |
| 25 |
1.50% |
¥139,178 |
¥41,753,352 |
¥6,953,352 |
| 25 |
1.60% |
¥140,819 |
¥42,245,656 |
¥7,445,656 |
| 25 |
1.70% |
¥142,472 |
¥42,741,519 |
¥7,941,519 |
| 25 |
1.80% |
¥144,136 |
¥43,240,935 |
¥8,440,935 |
| 25 |
1.90% |
¥145,813 |
¥43,743,896 |
¥8,943,896 |
| 25 |
2.00% |
¥147,501 |
¥44,250,393 |
¥9,450,393 |
| 25 |
2.10% |
¥149,201 |
¥44,760,417 |
¥9,960,417 |
| 25 |
2.20% |
¥150,913 |
¥45,273,958 |
¥10,473,958 |
| 25 |
2.30% |
¥152,637 |
¥45,791,007 |
¥10,991,007 |
| 25 |
2.40% |
¥154,372 |
¥46,311,553 |
¥11,511,553 |
| 25 |
2.50% |
¥156,119 |
¥46,835,587 |
¥12,035,587 |
| 25 |
2.60% |
¥157,877 |
¥47,363,097 |
¥12,563,097 |
| 25 |
2.70% |
¥159,647 |
¥47,894,071 |
¥13,094,071 |
| 25 |
2.80% |
¥161,428 |
¥48,428,498 |
¥13,628,498 |
| 25 |
2.90% |
¥163,221 |
¥48,966,365 |
¥14,166,365 |
| 25 |
3.00% |
¥165,026 |
¥49,507,661 |
¥14,707,661 |
3480万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥155,429 |
¥37,302,954 |
¥2,502,954 |
| 20 |
0.80% |
¥156,957 |
¥37,669,782 |
¥2,869,782 |
| 20 |
0.90% |
¥158,496 |
¥38,038,923 |
¥3,238,923 |
| 20 |
1.00% |
¥160,043 |
¥38,410,373 |
¥3,610,373 |
| 20 |
1.10% |
¥161,601 |
¥38,784,130 |
¥3,984,130 |
| 20 |
1.20% |
¥163,167 |
¥39,160,194 |
¥4,360,194 |
| 20 |
1.30% |
¥164,744 |
¥39,538,560 |
¥4,738,560 |
| 20 |
1.40% |
¥166,330 |
¥39,919,228 |
¥5,119,228 |
| 20 |
1.50% |
¥167,926 |
¥40,302,193 |
¥5,502,193 |
| 20 |
1.60% |
¥169,531 |
¥40,687,452 |
¥5,887,452 |
| 20 |
1.70% |
¥171,146 |
¥41,075,004 |
¥6,275,004 |
| 20 |
1.80% |
¥172,770 |
¥41,464,844 |
¥6,664,844 |
| 20 |
1.90% |
¥174,404 |
¥41,856,970 |
¥7,056,970 |
| 20 |
2.00% |
¥176,047 |
¥42,251,376 |
¥7,451,376 |
| 20 |
2.10% |
¥177,700 |
¥42,648,060 |
¥7,848,060 |
| 20 |
2.20% |
¥179,363 |
¥43,047,018 |
¥8,247,018 |
| 20 |
2.30% |
¥181,034 |
¥43,448,245 |
¥8,648,245 |
| 20 |
2.40% |
¥182,716 |
¥43,851,737 |
¥9,051,737 |
| 20 |
2.50% |
¥184,406 |
¥44,257,490 |
¥9,457,490 |
| 20 |
2.60% |
¥186,106 |
¥44,665,498 |
¥9,865,498 |
| 20 |
2.70% |
¥187,816 |
¥45,075,758 |
¥10,275,758 |
| 20 |
2.80% |
¥189,534 |
¥45,488,263 |
¥10,688,263 |
| 20 |
2.90% |
¥191,263 |
¥45,903,009 |
¥11,103,009 |
| 20 |
3.00% |
¥193,000 |
¥46,319,991 |
¥11,519,991 |
3480万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥203,717 |
¥36,669,106 |
¥1,869,106 |
| 15 |
0.80% |
¥205,230 |
¥36,941,335 |
¥2,141,335 |
| 15 |
0.90% |
¥206,749 |
¥37,214,865 |
¥2,414,865 |
| 15 |
1.00% |
¥208,276 |
¥37,489,696 |
¥2,689,696 |
| 15 |
1.10% |
¥209,810 |
¥37,765,828 |
¥2,965,828 |
| 15 |
1.20% |
¥211,351 |
¥38,043,260 |
¥3,243,260 |
| 15 |
1.30% |
¥212,900 |
¥38,321,990 |
¥3,521,990 |
| 15 |
1.40% |
¥214,456 |
¥38,602,018 |
¥3,802,018 |
| 15 |
1.50% |
¥216,019 |
¥38,883,343 |
¥4,083,343 |
| 15 |
1.60% |
¥217,589 |
¥39,165,964 |
¥4,365,964 |
| 15 |
1.70% |
¥219,166 |
¥39,449,880 |
¥4,649,880 |
| 15 |
1.80% |
¥220,750 |
¥39,735,089 |
¥4,935,089 |
| 15 |
1.90% |
¥222,342 |
¥40,021,591 |
¥5,221,591 |
| 15 |
2.00% |
¥223,941 |
¥40,309,385 |
¥5,509,385 |
| 15 |
2.10% |
¥225,547 |
¥40,598,469 |
¥5,798,469 |
| 15 |
2.20% |
¥227,160 |
¥40,888,841 |
¥6,088,841 |
| 15 |
2.30% |
¥228,781 |
¥41,180,501 |
¥6,380,501 |
| 15 |
2.40% |
¥230,408 |
¥41,473,446 |
¥6,673,446 |
| 15 |
2.50% |
¥232,043 |
¥41,767,676 |
¥6,967,676 |
| 15 |
2.60% |
¥233,684 |
¥42,063,189 |
¥7,263,189 |
| 15 |
2.70% |
¥235,333 |
¥42,359,983 |
¥7,559,983 |
| 15 |
2.80% |
¥236,989 |
¥42,658,056 |
¥7,858,056 |
| 15 |
2.90% |
¥238,652 |
¥42,957,407 |
¥8,157,407 |
| 15 |
3.00% |
¥240,322 |
¥43,258,034 |
¥8,458,034 |
3480万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥300,353 |
¥36,042,354 |
¥1,242,354 |
| 10 |
0.80% |
¥301,851 |
¥36,222,151 |
¥1,422,151 |
| 10 |
0.90% |
¥303,354 |
¥36,402,526 |
¥1,602,526 |
| 10 |
1.00% |
¥304,862 |
¥36,583,481 |
¥1,783,481 |
| 10 |
1.10% |
¥306,375 |
¥36,765,014 |
¥1,965,014 |
| 10 |
1.20% |
¥307,893 |
¥36,947,126 |
¥2,147,126 |
| 10 |
1.30% |
¥309,415 |
¥37,129,816 |
¥2,329,816 |
| 10 |
1.40% |
¥310,942 |
¥37,313,084 |
¥2,513,084 |
| 10 |
1.50% |
¥312,474 |
¥37,496,930 |
¥2,696,930 |
| 10 |
1.60% |
¥314,011 |
¥37,681,354 |
¥2,881,354 |
| 10 |
1.70% |
¥315,553 |
¥37,866,355 |
¥3,066,355 |
| 10 |
1.80% |
¥317,099 |
¥38,051,932 |
¥3,251,932 |
| 10 |
1.90% |
¥318,651 |
¥38,238,087 |
¥3,438,087 |
| 10 |
2.00% |
¥320,207 |
¥38,424,818 |
¥3,624,818 |
| 10 |
2.10% |
¥321,768 |
¥38,612,126 |
¥3,812,126 |
| 10 |
2.20% |
¥323,333 |
¥38,800,009 |
¥4,000,009 |
| 10 |
2.30% |
¥324,904 |
¥38,988,468 |
¥4,188,468 |
| 10 |
2.40% |
¥326,479 |
¥39,177,502 |
¥4,377,502 |
| 10 |
2.50% |
¥328,059 |
¥39,367,111 |
¥4,567,111 |
| 10 |
2.60% |
¥329,644 |
¥39,557,295 |
¥4,757,295 |
| 10 |
2.70% |
¥331,234 |
¥39,748,052 |
¥4,948,052 |
| 10 |
2.80% |
¥332,828 |
¥39,939,384 |
¥5,139,384 |
| 10 |
2.90% |
¥334,427 |
¥40,131,289 |
¥5,331,289 |
| 10 |
3.00% |
¥336,031 |
¥40,323,767 |
¥5,523,767 |
