3520万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3520万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3520万円の住宅ローン｜期間・年数別
3520万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥69,548 | ¥41,728,763 | ¥6,528,763 |
| 50 | 0.80% | ¥71,199 | ¥42,719,663 | ¥7,519,663 |
| 50 | 0.90% | ¥72,875 | ¥43,724,983 | ¥8,524,983 |
| 50 | 1.00% | ¥74,574 | ¥44,744,659 | ¥9,544,659 |
| 50 | 1.10% | ¥76,298 | ¥45,778,622 | ¥10,578,622 |
| 50 | 1.20% | ¥78,045 | ¥46,826,797 | ¥11,626,797 |
| 50 | 1.30% | ¥79,815 | ¥47,889,100 | ¥12,689,100 |
| 50 | 1.40% | ¥81,609 | ¥48,965,442 | ¥13,765,442 |
| 50 | 1.50% | ¥83,426 | ¥50,055,729 | ¥14,855,729 |
| 50 | 1.60% | ¥85,266 | ¥51,159,859 | ¥15,959,859 |
| 50 | 1.70% | ¥87,130 | ¥52,277,725 | ¥17,077,725 |
| 50 | 1.80% | ¥89,015 | ¥53,409,213 | ¥18,209,213 |
| 50 | 1.90% | ¥90,924 | ¥54,554,207 | ¥19,354,207 |
| 50 | 2.00% | ¥92,854 | ¥55,712,581 | ¥20,512,581 |
| 50 | 2.10% | ¥94,807 | ¥56,884,207 | ¥21,684,207 |
| 50 | 2.20% | ¥96,782 | ¥58,068,951 | ¥22,868,951 |
| 50 | 2.30% | ¥98,778 | ¥59,266,675 | ¥24,066,675 |
| 50 | 2.40% | ¥100,795 | ¥60,477,236 | ¥25,277,236 |
| 50 | 2.50% | ¥102,834 | ¥61,700,486 | ¥26,500,486 |
| 50 | 2.60% | ¥104,894 | ¥62,936,274 | ¥27,736,274 |
| 50 | 2.70% | ¥106,974 | ¥64,184,444 | ¥28,984,444 |
| 50 | 2.80% | ¥109,075 | ¥65,444,839 | ¥30,244,839 |
| 50 | 2.90% | ¥111,195 | ¥66,717,295 | ¥31,517,295 |
| 50 | 3.00% | ¥113,336 | ¥68,001,648 | ¥32,801,648 |
3520万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥76,009 | ¥41,044,761 | ¥5,844,761 |
| 45 | 0.80% | ¥77,642 | ¥41,926,948 | ¥6,726,948 |
| 45 | 0.90% | ¥79,298 | ¥42,820,849 | ¥7,620,849 |
| 45 | 1.00% | ¥80,975 | ¥43,726,425 | ¥8,526,425 |
| 45 | 1.10% | ¥82,673 | ¥44,643,628 | ¥9,443,628 |
| 45 | 1.20% | ¥84,393 | ¥45,572,407 | ¥10,372,407 |
| 45 | 1.30% | ¥86,135 | ¥46,512,710 | ¥11,312,710 |
| 45 | 1.40% | ¥87,897 | ¥47,464,475 | ¥12,264,475 |
| 45 | 1.50% | ¥89,681 | ¥48,427,639 | ¥13,227,639 |
| 45 | 1.60% | ¥91,485 | ¥49,402,136 | ¥14,202,136 |
| 45 | 1.70% | ¥93,311 | ¥50,387,893 | ¥15,187,893 |
| 45 | 1.80% | ¥95,157 | ¥51,384,836 | ¥16,184,836 |
| 45 | 1.90% | ¥97,024 | ¥52,392,884 | ¥17,192,884 |
| 45 | 2.00% | ¥98,911 | ¥53,411,955 | ¥18,211,955 |
| 45 | 2.10% | ¥100,818 | ¥54,441,963 | ¥19,241,963 |
| 45 | 2.20% | ¥102,746 | ¥55,482,816 | ¥20,282,816 |
| 45 | 2.30% | ¥104,693 | ¥56,534,422 | ¥21,334,422 |
| 45 | 2.40% | ¥106,661 | ¥57,596,684 | ¥22,396,684 |
| 45 | 2.50% | ¥108,647 | ¥58,669,501 | ¥23,469,501 |
| 45 | 2.60% | ¥110,653 | ¥59,752,772 | ¥24,552,772 |
| 45 | 2.70% | ¥112,679 | ¥60,846,390 | ¥25,646,390 |
| 45 | 2.80% | ¥114,723 | ¥61,950,247 | ¥26,750,247 |
| 45 | 2.90% | ¥116,786 | ¥63,064,232 | ¥27,864,232 |
| 45 | 3.00% | ¥118,867 | ¥64,188,231 | ¥28,988,231 |
3520万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥84,100 | ¥40,367,872 | ¥5,167,872 |
| 40 | 0.80% | ¥85,716 | ¥41,143,494 | ¥5,943,494 |
| 40 | 0.90% | ¥87,351 | ¥41,928,398 | ¥6,728,398 |
| 40 | 1.00% | ¥89,005 | ¥42,722,557 | ¥7,522,557 |
| 40 | 1.10% | ¥90,679 | ¥43,525,943 | ¥8,325,943 |
| 40 | 1.20% | ¥92,372 | ¥44,338,522 | ¥9,138,522 |
| 40 | 1.30% | ¥94,084 | ¥45,160,261 | ¥9,960,261 |
| 40 | 1.40% | ¥95,815 | ¥45,991,122 | ¥10,791,122 |
| 40 | 1.50% | ¥97,565 | ¥46,831,065 | ¥11,631,065 |
| 40 | 1.60% | ¥99,333 | ¥47,680,048 | ¥12,480,048 |
| 40 | 1.70% | ¥101,121 | ¥48,538,023 | ¥13,338,023 |
| 40 | 1.80% | ¥102,927 | ¥49,404,945 | ¥14,204,945 |
| 40 | 1.90% | ¥104,752 | ¥50,280,761 | ¥15,080,761 |
| 40 | 2.00% | ¥106,595 | ¥51,165,420 | ¥15,965,420 |
| 40 | 2.10% | ¥108,456 | ¥52,058,866 | ¥16,858,866 |
| 40 | 2.20% | ¥110,336 | ¥52,961,040 | ¥17,761,040 |
| 40 | 2.30% | ¥112,233 | ¥53,871,884 | ¥18,671,884 |
| 40 | 2.40% | ¥114,149 | ¥54,791,335 | ¥19,591,335 |
| 40 | 2.50% | ¥116,082 | ¥55,719,329 | ¥20,519,329 |
| 40 | 2.60% | ¥118,033 | ¥56,655,800 | ¥21,455,800 |
| 40 | 2.70% | ¥120,001 | ¥57,600,678 | ¥22,400,678 |
| 40 | 2.80% | ¥121,987 | ¥58,553,894 | ¥23,353,894 |
| 40 | 2.90% | ¥123,990 | ¥59,515,375 | ¥24,315,375 |
| 40 | 3.00% | ¥126,011 | ¥60,485,048 | ¥25,285,048 |
3520万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥94,519 | ¥39,698,112 | ¥4,498,112 |
| 35 | 0.80% | ¥96,117 | ¥40,369,329 | ¥5,169,329 |
| 35 | 0.90% | ¥97,733 | ¥41,047,670 | ¥5,847,670 |
| 35 | 1.00% | ¥99,365 | ¥41,733,118 | ¥6,533,118 |
| 35 | 1.10% | ¥101,013 | ¥42,425,656 | ¥7,225,656 |
| 35 | 1.20% | ¥102,679 | ¥43,125,266 | ¥7,925,266 |
| 35 | 1.30% | ¥104,362 | ¥43,831,926 | ¥8,631,926 |
| 35 | 1.40% | ¥106,061 | ¥44,545,615 | ¥9,345,615 |
| 35 | 1.50% | ¥107,777 | ¥45,266,308 | ¥10,066,308 |
| 35 | 1.60% | ¥109,509 | ¥45,993,979 | ¥10,793,979 |
| 35 | 1.70% | ¥111,259 | ¥46,728,602 | ¥11,528,602 |
| 35 | 1.80% | ¥113,024 | ¥47,470,149 | ¥12,270,149 |
| 35 | 1.90% | ¥114,806 | ¥48,218,588 | ¥13,018,588 |
| 35 | 2.00% | ¥116,604 | ¥48,973,888 | ¥13,773,888 |
| 35 | 2.10% | ¥118,419 | ¥49,736,016 | ¥14,536,016 |
| 35 | 2.20% | ¥120,250 | ¥50,504,937 | ¥15,304,937 |
| 35 | 2.30% | ¥122,097 | ¥51,280,615 | ¥16,080,615 |
| 35 | 2.40% | ¥123,960 | ¥52,063,014 | ¥16,863,014 |
| 35 | 2.50% | ¥125,838 | ¥52,852,093 | ¥17,652,093 |
| 35 | 2.60% | ¥127,733 | ¥53,647,812 | ¥18,447,812 |
| 35 | 2.70% | ¥129,643 | ¥54,450,132 | ¥19,250,132 |
| 35 | 2.80% | ¥131,569 | ¥55,259,007 | ¥20,059,007 |
| 35 | 2.90% | ¥133,510 | ¥56,074,396 | ¥20,874,396 |
| 35 | 3.00% | ¥135,467 | ¥56,896,252 | ¥21,696,252 |
3520万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥108,432 | ¥39,035,493 | ¥3,835,493 |
| 30 | 0.80% | ¥110,012 | ¥39,604,474 | ¥4,404,474 |
| 30 | 0.90% | ¥111,607 | ¥40,178,699 | ¥4,978,699 |
| 30 | 1.00% | ¥113,217 | ¥40,758,160 | ¥5,558,160 |
| 30 | 1.10% | ¥114,841 | ¥41,342,847 | ¥6,142,847 |
| 30 | 1.20% | ¥116,480 | ¥41,932,750 | ¥6,732,750 |
| 30 | 1.30% | ¥118,133 | ¥42,527,857 | ¥7,327,857 |
| 30 | 1.40% | ¥119,800 | ¥43,128,155 | ¥7,928,155 |
| 30 | 1.50% | ¥121,482 | ¥43,733,633 | ¥8,533,633 |
| 30 | 1.60% | ¥123,179 | ¥44,344,275 | ¥9,144,275 |
| 30 | 1.70% | ¥124,889 | ¥44,960,067 | ¥9,760,067 |
| 30 | 1.80% | ¥126,614 | ¥45,580,993 | ¥10,380,993 |
| 30 | 1.90% | ¥128,353 | ¥46,207,037 | ¥11,007,037 |
| 30 | 2.00% | ¥130,106 | ¥46,838,180 | ¥11,638,180 |
| 30 | 2.10% | ¥131,873 | ¥47,474,404 | ¥12,274,404 |
| 30 | 2.20% | ¥133,655 | ¥48,115,691 | ¥12,915,691 |
| 30 | 2.30% | ¥135,450 | ¥48,762,020 | ¥13,562,020 |
| 30 | 2.40% | ¥137,259 | ¥49,413,370 | ¥14,213,370 |
| 30 | 2.50% | ¥139,083 | ¥50,069,720 | ¥14,869,720 |
| 30 | 2.60% | ¥140,920 | ¥50,731,048 | ¥15,531,048 |
| 30 | 2.70% | ¥142,770 | ¥51,397,331 | ¥16,197,331 |
| 30 | 2.80% | ¥144,635 | ¥52,068,544 | ¥16,868,544 |
| 30 | 2.90% | ¥146,513 | ¥52,744,663 | ¥17,544,663 |
| 30 | 3.00% | ¥148,405 | ¥53,425,663 | ¥18,225,663 |
3520万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥127,933 | ¥38,380,027 | ¥3,180,027 |
| 25 | 0.80% | ¥129,496 | ¥38,848,948 | ¥3,648,948 |
| 25 | 0.90% | ¥131,072 | ¥39,321,518 | ¥4,121,518 |
| 25 | 1.00% | ¥132,659 | ¥39,797,731 | ¥4,597,731 |
| 25 | 1.10% | ¥134,259 | ¥40,277,584 | ¥5,077,584 |
| 25 | 1.20% | ¥135,870 | ¥40,761,071 | ¥5,561,071 |
| 25 | 1.30% | ¥137,494 | ¥41,248,186 | ¥6,048,186 |
| 25 | 1.40% | ¥139,130 | ¥41,738,923 | ¥6,538,923 |
| 25 | 1.50% | ¥140,778 | ¥42,233,276 | ¥7,033,276 |
| 25 | 1.60% | ¥142,437 | ¥42,731,238 | ¥7,531,238 |
| 25 | 1.70% | ¥144,109 | ¥43,232,801 | ¥8,032,801 |
| 25 | 1.80% | ¥145,793 | ¥43,737,958 | ¥8,537,958 |
| 25 | 1.90% | ¥147,489 | ¥44,246,700 | ¥9,046,700 |
| 25 | 2.00% | ¥149,197 | ¥44,759,018 | ¥9,559,018 |
| 25 | 2.10% | ¥150,916 | ¥45,274,904 | ¥10,074,904 |
| 25 | 2.20% | ¥152,648 | ¥45,794,348 | ¥10,594,348 |
| 25 | 2.30% | ¥154,391 | ¥46,317,340 | ¥11,117,340 |
| 25 | 2.40% | ¥156,146 | ¥46,843,870 | ¥11,643,870 |
| 25 | 2.50% | ¥157,913 | ¥47,373,927 | ¥12,173,927 |
| 25 | 2.60% | ¥159,692 | ¥47,907,500 | ¥12,707,500 |
| 25 | 2.70% | ¥161,482 | ¥48,444,577 | ¥13,244,577 |
| 25 | 2.80% | ¥163,284 | ¥48,985,147 | ¥13,785,147 |
| 25 | 2.90% | ¥165,097 | ¥49,529,197 | ¥14,329,197 |
| 25 | 3.00% | ¥166,922 | ¥50,076,715 | ¥14,876,715 |
3520万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥157,216 | ¥37,731,723 | ¥2,531,723 |
| 20 | 0.80% | ¥158,762 | ¥38,102,768 | ¥2,902,768 |
| 20 | 0.90% | ¥160,317 | ¥38,476,152 | ¥3,276,152 |
| 20 | 1.00% | ¥161,883 | ¥38,851,871 | ¥3,651,871 |
| 20 | 1.10% | ¥163,458 | ¥39,229,925 | ¥4,029,925 |
| 20 | 1.20% | ¥165,043 | ¥39,610,311 | ¥4,410,311 |
| 20 | 1.30% | ¥166,638 | ¥39,993,027 | ¥4,793,027 |
| 20 | 1.40% | ¥168,242 | ¥40,378,069 | ¥5,178,069 |
| 20 | 1.50% | ¥169,856 | ¥40,765,436 | ¥5,565,436 |
| 20 | 1.60% | ¥171,480 | ¥41,155,124 | ¥5,955,124 |
| 20 | 1.70% | ¥173,113 | ¥41,547,131 | ¥6,347,131 |
| 20 | 1.80% | ¥174,756 | ¥41,941,452 | ¥6,741,452 |
| 20 | 1.90% | ¥176,409 | ¥42,338,084 | ¥7,138,084 |
| 20 | 2.00% | ¥178,071 | ¥42,737,024 | ¥7,537,024 |
| 20 | 2.10% | ¥179,743 | ¥43,138,268 | ¥7,938,268 |
| 20 | 2.20% | ¥181,424 | ¥43,541,811 | ¥8,341,811 |
| 20 | 2.30% | ¥183,115 | ¥43,947,650 | ¥8,747,650 |
| 20 | 2.40% | ¥184,816 | ¥44,355,780 | ¥9,155,780 |
| 20 | 2.50% | ¥186,526 | ¥44,766,196 | ¥9,566,196 |
| 20 | 2.60% | ¥188,245 | ¥45,178,895 | ¥9,978,895 |
| 20 | 2.70% | ¥189,974 | ¥45,593,870 | ¥10,393,870 |
| 20 | 2.80% | ¥191,713 | ¥46,011,117 | ¥10,811,117 |
| 20 | 2.90% | ¥193,461 | ¥46,430,630 | ¥11,230,630 |
| 20 | 3.00% | ¥195,218 | ¥46,852,405 | ¥11,652,405 |
3520万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥206,059 | ¥37,090,590 | ¥1,890,590 |
| 15 | 0.80% | ¥207,589 | ¥37,365,948 | ¥2,165,948 |
| 15 | 0.90% | ¥209,126 | ¥37,642,622 | ¥2,442,622 |
| 15 | 1.00% | ¥210,670 | ¥37,920,612 | ¥2,720,612 |
| 15 | 1.10% | ¥212,222 | ¥38,199,918 | ¥2,999,918 |
| 15 | 1.20% | ¥213,781 | ¥38,480,538 | ¥3,280,538 |
| 15 | 1.30% | ¥215,347 | ¥38,762,472 | ¥3,562,472 |
| 15 | 1.40% | ¥216,921 | ¥39,045,719 | ¥3,845,719 |
| 15 | 1.50% | ¥218,502 | ¥39,330,278 | ¥4,130,278 |
| 15 | 1.60% | ¥220,090 | ¥39,616,147 | ¥4,416,147 |
| 15 | 1.70% | ¥221,685 | ¥39,903,327 | ¥4,703,327 |
| 15 | 1.80% | ¥223,288 | ¥40,191,814 | ¥4,991,814 |
| 15 | 1.90% | ¥224,898 | ¥40,481,610 | ¥5,281,610 |
| 15 | 2.00% | ¥226,515 | ¥40,772,711 | ¥5,572,711 |
| 15 | 2.10% | ¥228,140 | ¥41,065,118 | ¥5,865,118 |
| 15 | 2.20% | ¥229,771 | ¥41,358,828 | ¥6,158,828 |
| 15 | 2.30% | ¥231,410 | ¥41,653,840 | ¥6,453,840 |
| 15 | 2.40% | ¥233,056 | ¥41,950,152 | ¥6,750,152 |
| 15 | 2.50% | ¥234,710 | ¥42,247,764 | ¥7,047,764 |
| 15 | 2.60% | ¥236,370 | ¥42,546,674 | ¥7,346,674 |
| 15 | 2.70% | ¥238,038 | ¥42,846,879 | ¥7,646,879 |
| 15 | 2.80% | ¥239,713 | ¥43,148,378 | ¥7,948,378 |
| 15 | 2.90% | ¥241,395 | ¥43,451,170 | ¥8,251,170 |
| 15 | 3.00% | ¥243,085 | ¥43,755,253 | ¥8,555,253 |
3520万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥303,805 | ¥36,456,634 | ¥1,256,634 |
| 10 | 0.80% | ¥305,321 | ¥36,638,497 | ¥1,438,497 |
| 10 | 0.90% | ¥306,841 | ¥36,820,946 | ¥1,620,946 |
| 10 | 1.00% | ¥308,367 | ¥37,003,981 | ¥1,803,981 |
| 10 | 1.10% | ¥309,897 | ¥37,187,601 | ¥1,987,601 |
| 10 | 1.20% | ¥311,432 | ¥37,371,806 | ¥2,171,806 |
| 10 | 1.30% | ¥312,972 | ¥37,556,596 | ¥2,356,596 |
| 10 | 1.40% | ¥314,516 | ¥37,741,970 | ¥2,541,970 |
| 10 | 1.50% | ¥316,066 | ¥37,927,930 | ¥2,727,930 |
| 10 | 1.60% | ¥317,621 | ¥38,114,473 | ¥2,914,473 |
| 10 | 1.70% | ¥319,180 | ¥38,301,600 | ¥3,101,600 |
| 10 | 1.80% | ¥320,744 | ¥38,489,311 | ¥3,289,311 |
| 10 | 1.90% | ¥322,313 | ¥38,677,605 | ¥3,477,605 |
| 10 | 2.00% | ¥323,887 | ¥38,866,483 | ¥3,666,483 |
| 10 | 2.10% | ¥325,466 | ¥39,055,943 | ¥3,855,943 |
| 10 | 2.20% | ¥327,050 | ¥39,245,986 | ¥4,045,986 |
| 10 | 2.30% | ¥328,638 | ¥39,436,611 | ¥4,236,611 |
| 10 | 2.40% | ¥330,232 | ¥39,627,818 | ¥4,427,818 |
| 10 | 2.50% | ¥331,830 | ¥39,819,606 | ¥4,619,606 |
| 10 | 2.60% | ¥333,433 | ¥40,011,976 | ¥4,811,976 |
| 10 | 2.70% | ¥335,041 | ¥40,204,926 | ¥5,004,926 |
| 10 | 2.80% | ¥336,654 | ¥40,398,457 | ¥5,198,457 |
| 10 | 2.90% | ¥338,271 | ¥40,592,568 | ¥5,392,568 |
| 10 | 3.00% | ¥339,894 | ¥40,787,259 | ¥5,587,259 |
