3520万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3520万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3520万円の住宅ローン｜期間・年数別
3520万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥69,548 |
¥41,728,763 |
¥6,528,763 |
| 50 |
0.80% |
¥71,199 |
¥42,719,663 |
¥7,519,663 |
| 50 |
0.90% |
¥72,875 |
¥43,724,983 |
¥8,524,983 |
| 50 |
1.00% |
¥74,574 |
¥44,744,659 |
¥9,544,659 |
| 50 |
1.10% |
¥76,298 |
¥45,778,622 |
¥10,578,622 |
| 50 |
1.20% |
¥78,045 |
¥46,826,797 |
¥11,626,797 |
| 50 |
1.30% |
¥79,815 |
¥47,889,100 |
¥12,689,100 |
| 50 |
1.40% |
¥81,609 |
¥48,965,442 |
¥13,765,442 |
| 50 |
1.50% |
¥83,426 |
¥50,055,729 |
¥14,855,729 |
| 50 |
1.60% |
¥85,266 |
¥51,159,859 |
¥15,959,859 |
| 50 |
1.70% |
¥87,130 |
¥52,277,725 |
¥17,077,725 |
| 50 |
1.80% |
¥89,015 |
¥53,409,213 |
¥18,209,213 |
| 50 |
1.90% |
¥90,924 |
¥54,554,207 |
¥19,354,207 |
| 50 |
2.00% |
¥92,854 |
¥55,712,581 |
¥20,512,581 |
| 50 |
2.10% |
¥94,807 |
¥56,884,207 |
¥21,684,207 |
| 50 |
2.20% |
¥96,782 |
¥58,068,951 |
¥22,868,951 |
| 50 |
2.30% |
¥98,778 |
¥59,266,675 |
¥24,066,675 |
| 50 |
2.40% |
¥100,795 |
¥60,477,236 |
¥25,277,236 |
| 50 |
2.50% |
¥102,834 |
¥61,700,486 |
¥26,500,486 |
| 50 |
2.60% |
¥104,894 |
¥62,936,274 |
¥27,736,274 |
| 50 |
2.70% |
¥106,974 |
¥64,184,444 |
¥28,984,444 |
| 50 |
2.80% |
¥109,075 |
¥65,444,839 |
¥30,244,839 |
| 50 |
2.90% |
¥111,195 |
¥66,717,295 |
¥31,517,295 |
| 50 |
3.00% |
¥113,336 |
¥68,001,648 |
¥32,801,648 |
3520万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥76,009 |
¥41,044,761 |
¥5,844,761 |
| 45 |
0.80% |
¥77,642 |
¥41,926,948 |
¥6,726,948 |
| 45 |
0.90% |
¥79,298 |
¥42,820,849 |
¥7,620,849 |
| 45 |
1.00% |
¥80,975 |
¥43,726,425 |
¥8,526,425 |
| 45 |
1.10% |
¥82,673 |
¥44,643,628 |
¥9,443,628 |
| 45 |
1.20% |
¥84,393 |
¥45,572,407 |
¥10,372,407 |
| 45 |
1.30% |
¥86,135 |
¥46,512,710 |
¥11,312,710 |
| 45 |
1.40% |
¥87,897 |
¥47,464,475 |
¥12,264,475 |
| 45 |
1.50% |
¥89,681 |
¥48,427,639 |
¥13,227,639 |
| 45 |
1.60% |
¥91,485 |
¥49,402,136 |
¥14,202,136 |
| 45 |
1.70% |
¥93,311 |
¥50,387,893 |
¥15,187,893 |
| 45 |
1.80% |
¥95,157 |
¥51,384,836 |
¥16,184,836 |
| 45 |
1.90% |
¥97,024 |
¥52,392,884 |
¥17,192,884 |
| 45 |
2.00% |
¥98,911 |
¥53,411,955 |
¥18,211,955 |
| 45 |
2.10% |
¥100,818 |
¥54,441,963 |
¥19,241,963 |
| 45 |
2.20% |
¥102,746 |
¥55,482,816 |
¥20,282,816 |
| 45 |
2.30% |
¥104,693 |
¥56,534,422 |
¥21,334,422 |
| 45 |
2.40% |
¥106,661 |
¥57,596,684 |
¥22,396,684 |
| 45 |
2.50% |
¥108,647 |
¥58,669,501 |
¥23,469,501 |
| 45 |
2.60% |
¥110,653 |
¥59,752,772 |
¥24,552,772 |
| 45 |
2.70% |
¥112,679 |
¥60,846,390 |
¥25,646,390 |
| 45 |
2.80% |
¥114,723 |
¥61,950,247 |
¥26,750,247 |
| 45 |
2.90% |
¥116,786 |
¥63,064,232 |
¥27,864,232 |
| 45 |
3.00% |
¥118,867 |
¥64,188,231 |
¥28,988,231 |
3520万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥84,100 |
¥40,367,872 |
¥5,167,872 |
| 40 |
0.80% |
¥85,716 |
¥41,143,494 |
¥5,943,494 |
| 40 |
0.90% |
¥87,351 |
¥41,928,398 |
¥6,728,398 |
| 40 |
1.00% |
¥89,005 |
¥42,722,557 |
¥7,522,557 |
| 40 |
1.10% |
¥90,679 |
¥43,525,943 |
¥8,325,943 |
| 40 |
1.20% |
¥92,372 |
¥44,338,522 |
¥9,138,522 |
| 40 |
1.30% |
¥94,084 |
¥45,160,261 |
¥9,960,261 |
| 40 |
1.40% |
¥95,815 |
¥45,991,122 |
¥10,791,122 |
| 40 |
1.50% |
¥97,565 |
¥46,831,065 |
¥11,631,065 |
| 40 |
1.60% |
¥99,333 |
¥47,680,048 |
¥12,480,048 |
| 40 |
1.70% |
¥101,121 |
¥48,538,023 |
¥13,338,023 |
| 40 |
1.80% |
¥102,927 |
¥49,404,945 |
¥14,204,945 |
| 40 |
1.90% |
¥104,752 |
¥50,280,761 |
¥15,080,761 |
| 40 |
2.00% |
¥106,595 |
¥51,165,420 |
¥15,965,420 |
| 40 |
2.10% |
¥108,456 |
¥52,058,866 |
¥16,858,866 |
| 40 |
2.20% |
¥110,336 |
¥52,961,040 |
¥17,761,040 |
| 40 |
2.30% |
¥112,233 |
¥53,871,884 |
¥18,671,884 |
| 40 |
2.40% |
¥114,149 |
¥54,791,335 |
¥19,591,335 |
| 40 |
2.50% |
¥116,082 |
¥55,719,329 |
¥20,519,329 |
| 40 |
2.60% |
¥118,033 |
¥56,655,800 |
¥21,455,800 |
| 40 |
2.70% |
¥120,001 |
¥57,600,678 |
¥22,400,678 |
| 40 |
2.80% |
¥121,987 |
¥58,553,894 |
¥23,353,894 |
| 40 |
2.90% |
¥123,990 |
¥59,515,375 |
¥24,315,375 |
| 40 |
3.00% |
¥126,011 |
¥60,485,048 |
¥25,285,048 |
3520万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥94,519 |
¥39,698,112 |
¥4,498,112 |
| 35 |
0.80% |
¥96,117 |
¥40,369,329 |
¥5,169,329 |
| 35 |
0.90% |
¥97,733 |
¥41,047,670 |
¥5,847,670 |
| 35 |
1.00% |
¥99,365 |
¥41,733,118 |
¥6,533,118 |
| 35 |
1.10% |
¥101,013 |
¥42,425,656 |
¥7,225,656 |
| 35 |
1.20% |
¥102,679 |
¥43,125,266 |
¥7,925,266 |
| 35 |
1.30% |
¥104,362 |
¥43,831,926 |
¥8,631,926 |
| 35 |
1.40% |
¥106,061 |
¥44,545,615 |
¥9,345,615 |
| 35 |
1.50% |
¥107,777 |
¥45,266,308 |
¥10,066,308 |
| 35 |
1.60% |
¥109,509 |
¥45,993,979 |
¥10,793,979 |
| 35 |
1.70% |
¥111,259 |
¥46,728,602 |
¥11,528,602 |
| 35 |
1.80% |
¥113,024 |
¥47,470,149 |
¥12,270,149 |
| 35 |
1.90% |
¥114,806 |
¥48,218,588 |
¥13,018,588 |
| 35 |
2.00% |
¥116,604 |
¥48,973,888 |
¥13,773,888 |
| 35 |
2.10% |
¥118,419 |
¥49,736,016 |
¥14,536,016 |
| 35 |
2.20% |
¥120,250 |
¥50,504,937 |
¥15,304,937 |
| 35 |
2.30% |
¥122,097 |
¥51,280,615 |
¥16,080,615 |
| 35 |
2.40% |
¥123,960 |
¥52,063,014 |
¥16,863,014 |
| 35 |
2.50% |
¥125,838 |
¥52,852,093 |
¥17,652,093 |
| 35 |
2.60% |
¥127,733 |
¥53,647,812 |
¥18,447,812 |
| 35 |
2.70% |
¥129,643 |
¥54,450,132 |
¥19,250,132 |
| 35 |
2.80% |
¥131,569 |
¥55,259,007 |
¥20,059,007 |
| 35 |
2.90% |
¥133,510 |
¥56,074,396 |
¥20,874,396 |
| 35 |
3.00% |
¥135,467 |
¥56,896,252 |
¥21,696,252 |
3520万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥108,432 |
¥39,035,493 |
¥3,835,493 |
| 30 |
0.80% |
¥110,012 |
¥39,604,474 |
¥4,404,474 |
| 30 |
0.90% |
¥111,607 |
¥40,178,699 |
¥4,978,699 |
| 30 |
1.00% |
¥113,217 |
¥40,758,160 |
¥5,558,160 |
| 30 |
1.10% |
¥114,841 |
¥41,342,847 |
¥6,142,847 |
| 30 |
1.20% |
¥116,480 |
¥41,932,750 |
¥6,732,750 |
| 30 |
1.30% |
¥118,133 |
¥42,527,857 |
¥7,327,857 |
| 30 |
1.40% |
¥119,800 |
¥43,128,155 |
¥7,928,155 |
| 30 |
1.50% |
¥121,482 |
¥43,733,633 |
¥8,533,633 |
| 30 |
1.60% |
¥123,179 |
¥44,344,275 |
¥9,144,275 |
| 30 |
1.70% |
¥124,889 |
¥44,960,067 |
¥9,760,067 |
| 30 |
1.80% |
¥126,614 |
¥45,580,993 |
¥10,380,993 |
| 30 |
1.90% |
¥128,353 |
¥46,207,037 |
¥11,007,037 |
| 30 |
2.00% |
¥130,106 |
¥46,838,180 |
¥11,638,180 |
| 30 |
2.10% |
¥131,873 |
¥47,474,404 |
¥12,274,404 |
| 30 |
2.20% |
¥133,655 |
¥48,115,691 |
¥12,915,691 |
| 30 |
2.30% |
¥135,450 |
¥48,762,020 |
¥13,562,020 |
| 30 |
2.40% |
¥137,259 |
¥49,413,370 |
¥14,213,370 |
| 30 |
2.50% |
¥139,083 |
¥50,069,720 |
¥14,869,720 |
| 30 |
2.60% |
¥140,920 |
¥50,731,048 |
¥15,531,048 |
| 30 |
2.70% |
¥142,770 |
¥51,397,331 |
¥16,197,331 |
| 30 |
2.80% |
¥144,635 |
¥52,068,544 |
¥16,868,544 |
| 30 |
2.90% |
¥146,513 |
¥52,744,663 |
¥17,544,663 |
| 30 |
3.00% |
¥148,405 |
¥53,425,663 |
¥18,225,663 |
3520万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥127,933 |
¥38,380,027 |
¥3,180,027 |
| 25 |
0.80% |
¥129,496 |
¥38,848,948 |
¥3,648,948 |
| 25 |
0.90% |
¥131,072 |
¥39,321,518 |
¥4,121,518 |
| 25 |
1.00% |
¥132,659 |
¥39,797,731 |
¥4,597,731 |
| 25 |
1.10% |
¥134,259 |
¥40,277,584 |
¥5,077,584 |
| 25 |
1.20% |
¥135,870 |
¥40,761,071 |
¥5,561,071 |
| 25 |
1.30% |
¥137,494 |
¥41,248,186 |
¥6,048,186 |
| 25 |
1.40% |
¥139,130 |
¥41,738,923 |
¥6,538,923 |
| 25 |
1.50% |
¥140,778 |
¥42,233,276 |
¥7,033,276 |
| 25 |
1.60% |
¥142,437 |
¥42,731,238 |
¥7,531,238 |
| 25 |
1.70% |
¥144,109 |
¥43,232,801 |
¥8,032,801 |
| 25 |
1.80% |
¥145,793 |
¥43,737,958 |
¥8,537,958 |
| 25 |
1.90% |
¥147,489 |
¥44,246,700 |
¥9,046,700 |
| 25 |
2.00% |
¥149,197 |
¥44,759,018 |
¥9,559,018 |
| 25 |
2.10% |
¥150,916 |
¥45,274,904 |
¥10,074,904 |
| 25 |
2.20% |
¥152,648 |
¥45,794,348 |
¥10,594,348 |
| 25 |
2.30% |
¥154,391 |
¥46,317,340 |
¥11,117,340 |
| 25 |
2.40% |
¥156,146 |
¥46,843,870 |
¥11,643,870 |
| 25 |
2.50% |
¥157,913 |
¥47,373,927 |
¥12,173,927 |
| 25 |
2.60% |
¥159,692 |
¥47,907,500 |
¥12,707,500 |
| 25 |
2.70% |
¥161,482 |
¥48,444,577 |
¥13,244,577 |
| 25 |
2.80% |
¥163,284 |
¥48,985,147 |
¥13,785,147 |
| 25 |
2.90% |
¥165,097 |
¥49,529,197 |
¥14,329,197 |
| 25 |
3.00% |
¥166,922 |
¥50,076,715 |
¥14,876,715 |
3520万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥157,216 |
¥37,731,723 |
¥2,531,723 |
| 20 |
0.80% |
¥158,762 |
¥38,102,768 |
¥2,902,768 |
| 20 |
0.90% |
¥160,317 |
¥38,476,152 |
¥3,276,152 |
| 20 |
1.00% |
¥161,883 |
¥38,851,871 |
¥3,651,871 |
| 20 |
1.10% |
¥163,458 |
¥39,229,925 |
¥4,029,925 |
| 20 |
1.20% |
¥165,043 |
¥39,610,311 |
¥4,410,311 |
| 20 |
1.30% |
¥166,638 |
¥39,993,027 |
¥4,793,027 |
| 20 |
1.40% |
¥168,242 |
¥40,378,069 |
¥5,178,069 |
| 20 |
1.50% |
¥169,856 |
¥40,765,436 |
¥5,565,436 |
| 20 |
1.60% |
¥171,480 |
¥41,155,124 |
¥5,955,124 |
| 20 |
1.70% |
¥173,113 |
¥41,547,131 |
¥6,347,131 |
| 20 |
1.80% |
¥174,756 |
¥41,941,452 |
¥6,741,452 |
| 20 |
1.90% |
¥176,409 |
¥42,338,084 |
¥7,138,084 |
| 20 |
2.00% |
¥178,071 |
¥42,737,024 |
¥7,537,024 |
| 20 |
2.10% |
¥179,743 |
¥43,138,268 |
¥7,938,268 |
| 20 |
2.20% |
¥181,424 |
¥43,541,811 |
¥8,341,811 |
| 20 |
2.30% |
¥183,115 |
¥43,947,650 |
¥8,747,650 |
| 20 |
2.40% |
¥184,816 |
¥44,355,780 |
¥9,155,780 |
| 20 |
2.50% |
¥186,526 |
¥44,766,196 |
¥9,566,196 |
| 20 |
2.60% |
¥188,245 |
¥45,178,895 |
¥9,978,895 |
| 20 |
2.70% |
¥189,974 |
¥45,593,870 |
¥10,393,870 |
| 20 |
2.80% |
¥191,713 |
¥46,011,117 |
¥10,811,117 |
| 20 |
2.90% |
¥193,461 |
¥46,430,630 |
¥11,230,630 |
| 20 |
3.00% |
¥195,218 |
¥46,852,405 |
¥11,652,405 |
3520万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥206,059 |
¥37,090,590 |
¥1,890,590 |
| 15 |
0.80% |
¥207,589 |
¥37,365,948 |
¥2,165,948 |
| 15 |
0.90% |
¥209,126 |
¥37,642,622 |
¥2,442,622 |
| 15 |
1.00% |
¥210,670 |
¥37,920,612 |
¥2,720,612 |
| 15 |
1.10% |
¥212,222 |
¥38,199,918 |
¥2,999,918 |
| 15 |
1.20% |
¥213,781 |
¥38,480,538 |
¥3,280,538 |
| 15 |
1.30% |
¥215,347 |
¥38,762,472 |
¥3,562,472 |
| 15 |
1.40% |
¥216,921 |
¥39,045,719 |
¥3,845,719 |
| 15 |
1.50% |
¥218,502 |
¥39,330,278 |
¥4,130,278 |
| 15 |
1.60% |
¥220,090 |
¥39,616,147 |
¥4,416,147 |
| 15 |
1.70% |
¥221,685 |
¥39,903,327 |
¥4,703,327 |
| 15 |
1.80% |
¥223,288 |
¥40,191,814 |
¥4,991,814 |
| 15 |
1.90% |
¥224,898 |
¥40,481,610 |
¥5,281,610 |
| 15 |
2.00% |
¥226,515 |
¥40,772,711 |
¥5,572,711 |
| 15 |
2.10% |
¥228,140 |
¥41,065,118 |
¥5,865,118 |
| 15 |
2.20% |
¥229,771 |
¥41,358,828 |
¥6,158,828 |
| 15 |
2.30% |
¥231,410 |
¥41,653,840 |
¥6,453,840 |
| 15 |
2.40% |
¥233,056 |
¥41,950,152 |
¥6,750,152 |
| 15 |
2.50% |
¥234,710 |
¥42,247,764 |
¥7,047,764 |
| 15 |
2.60% |
¥236,370 |
¥42,546,674 |
¥7,346,674 |
| 15 |
2.70% |
¥238,038 |
¥42,846,879 |
¥7,646,879 |
| 15 |
2.80% |
¥239,713 |
¥43,148,378 |
¥7,948,378 |
| 15 |
2.90% |
¥241,395 |
¥43,451,170 |
¥8,251,170 |
| 15 |
3.00% |
¥243,085 |
¥43,755,253 |
¥8,555,253 |
3520万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥303,805 |
¥36,456,634 |
¥1,256,634 |
| 10 |
0.80% |
¥305,321 |
¥36,638,497 |
¥1,438,497 |
| 10 |
0.90% |
¥306,841 |
¥36,820,946 |
¥1,620,946 |
| 10 |
1.00% |
¥308,367 |
¥37,003,981 |
¥1,803,981 |
| 10 |
1.10% |
¥309,897 |
¥37,187,601 |
¥1,987,601 |
| 10 |
1.20% |
¥311,432 |
¥37,371,806 |
¥2,171,806 |
| 10 |
1.30% |
¥312,972 |
¥37,556,596 |
¥2,356,596 |
| 10 |
1.40% |
¥314,516 |
¥37,741,970 |
¥2,541,970 |
| 10 |
1.50% |
¥316,066 |
¥37,927,930 |
¥2,727,930 |
| 10 |
1.60% |
¥317,621 |
¥38,114,473 |
¥2,914,473 |
| 10 |
1.70% |
¥319,180 |
¥38,301,600 |
¥3,101,600 |
| 10 |
1.80% |
¥320,744 |
¥38,489,311 |
¥3,289,311 |
| 10 |
1.90% |
¥322,313 |
¥38,677,605 |
¥3,477,605 |
| 10 |
2.00% |
¥323,887 |
¥38,866,483 |
¥3,666,483 |
| 10 |
2.10% |
¥325,466 |
¥39,055,943 |
¥3,855,943 |
| 10 |
2.20% |
¥327,050 |
¥39,245,986 |
¥4,045,986 |
| 10 |
2.30% |
¥328,638 |
¥39,436,611 |
¥4,236,611 |
| 10 |
2.40% |
¥330,232 |
¥39,627,818 |
¥4,427,818 |
| 10 |
2.50% |
¥331,830 |
¥39,819,606 |
¥4,619,606 |
| 10 |
2.60% |
¥333,433 |
¥40,011,976 |
¥4,811,976 |
| 10 |
2.70% |
¥335,041 |
¥40,204,926 |
¥5,004,926 |
| 10 |
2.80% |
¥336,654 |
¥40,398,457 |
¥5,198,457 |
| 10 |
2.90% |
¥338,271 |
¥40,592,568 |
¥5,392,568 |
| 10 |
3.00% |
¥339,894 |
¥40,787,259 |
¥5,587,259 |
