3530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3530万円の住宅ローン｜期間・年数別
3530万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥69,746 | ¥41,847,311 | ¥6,547,311 |
| 50 | 0.80% | ¥71,402 | ¥42,841,026 | ¥7,541,026 |
| 50 | 0.90% | ¥73,082 | ¥43,849,202 | ¥8,549,202 |
| 50 | 1.00% | ¥74,786 | ¥44,871,774 | ¥9,571,774 |
| 50 | 1.10% | ¥76,514 | ¥45,908,675 | ¥10,608,675 |
| 50 | 1.20% | ¥78,266 | ¥46,959,827 | ¥11,659,827 |
| 50 | 1.30% | ¥80,042 | ¥48,025,148 | ¥12,725,148 |
| 50 | 1.40% | ¥81,841 | ¥49,104,548 | ¥13,804,548 |
| 50 | 1.50% | ¥83,663 | ¥50,197,933 | ¥14,897,933 |
| 50 | 1.60% | ¥85,509 | ¥51,305,199 | ¥16,005,199 |
| 50 | 1.70% | ¥87,377 | ¥52,426,241 | ¥17,126,241 |
| 50 | 1.80% | ¥89,268 | ¥53,560,944 | ¥18,260,944 |
| 50 | 1.90% | ¥91,182 | ¥54,709,190 | ¥19,409,190 |
| 50 | 2.00% | ¥93,118 | ¥55,870,855 | ¥20,570,855 |
| 50 | 2.10% | ¥95,076 | ¥57,045,810 | ¥21,745,810 |
| 50 | 2.20% | ¥97,057 | ¥58,233,920 | ¥22,933,920 |
| 50 | 2.30% | ¥99,058 | ¥59,435,047 | ¥24,135,047 |
| 50 | 2.40% | ¥101,082 | ¥60,649,046 | ¥25,349,046 |
| 50 | 2.50% | ¥103,126 | ¥61,875,771 | ¥26,575,771 |
| 50 | 2.60% | ¥105,192 | ¥63,115,070 | ¥27,815,070 |
| 50 | 2.70% | ¥107,278 | ¥64,366,786 | ¥29,066,786 |
| 50 | 2.80% | ¥109,385 | ¥65,630,761 | ¥30,330,761 |
| 50 | 2.90% | ¥111,511 | ¥66,906,833 | ¥31,606,833 |
| 50 | 3.00% | ¥113,658 | ¥68,194,834 | ¥32,894,834 |
3530万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥76,225 | ¥41,161,365 | ¥5,861,365 |
| 45 | 0.80% | ¥77,863 | ¥42,046,058 | ¥6,746,058 |
| 45 | 0.90% | ¥79,523 | ¥42,942,499 | ¥7,642,499 |
| 45 | 1.00% | ¥81,205 | ¥43,850,647 | ¥8,550,647 |
| 45 | 1.10% | ¥82,908 | ¥44,770,456 | ¥9,470,456 |
| 45 | 1.20% | ¥84,633 | ¥45,701,874 | ¥10,401,874 |
| 45 | 1.30% | ¥86,379 | ¥46,644,848 | ¥11,344,848 |
| 45 | 1.40% | ¥88,147 | ¥47,599,317 | ¥12,299,317 |
| 45 | 1.50% | ¥89,936 | ¥48,565,218 | ¥13,265,218 |
| 45 | 1.60% | ¥91,745 | ¥49,542,483 | ¥14,242,483 |
| 45 | 1.70% | ¥93,576 | ¥50,531,041 | ¥15,231,041 |
| 45 | 1.80% | ¥95,427 | ¥51,530,816 | ¥16,230,816 |
| 45 | 1.90% | ¥97,299 | ¥52,541,728 | ¥17,241,728 |
| 45 | 2.00% | ¥99,192 | ¥53,563,694 | ¥18,263,694 |
| 45 | 2.10% | ¥101,105 | ¥54,596,627 | ¥19,296,627 |
| 45 | 2.20% | ¥103,038 | ¥55,640,438 | ¥20,340,438 |
| 45 | 2.30% | ¥104,991 | ¥56,695,031 | ¥21,395,031 |
| 45 | 2.40% | ¥106,964 | ¥57,760,311 | ¥22,460,311 |
| 45 | 2.50% | ¥108,956 | ¥58,836,176 | ¥23,536,176 |
| 45 | 2.60% | ¥110,968 | ¥59,922,524 | ¥24,622,524 |
| 45 | 2.70% | ¥112,999 | ¥61,019,250 | ¥25,719,250 |
| 45 | 2.80% | ¥115,049 | ¥62,126,242 | ¥26,826,242 |
| 45 | 2.90% | ¥117,117 | ¥63,243,392 | ¥27,943,392 |
| 45 | 3.00% | ¥119,205 | ¥64,370,584 | ¥29,070,584 |
3530万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥84,339 | ¥40,482,554 | ¥5,182,554 |
| 40 | 0.80% | ¥85,959 | ¥41,260,379 | ¥5,960,379 |
| 40 | 0.90% | ¥87,599 | ¥42,047,513 | ¥6,747,513 |
| 40 | 1.00% | ¥89,258 | ¥42,843,928 | ¥7,543,928 |
| 40 | 1.10% | ¥90,937 | ¥43,649,596 | ¥8,349,596 |
| 40 | 1.20% | ¥92,634 | ¥44,464,484 | ¥9,164,484 |
| 40 | 1.30% | ¥94,351 | ¥45,288,557 | ¥9,988,557 |
| 40 | 1.40% | ¥96,087 | ¥46,121,779 | ¥10,821,779 |
| 40 | 1.50% | ¥97,842 | ¥46,964,108 | ¥11,664,108 |
| 40 | 1.60% | ¥99,616 | ¥47,815,502 | ¥12,515,502 |
| 40 | 1.70% | ¥101,408 | ¥48,675,915 | ¥13,375,915 |
| 40 | 1.80% | ¥103,219 | ¥49,545,300 | ¥14,245,300 |
| 40 | 1.90% | ¥105,049 | ¥50,423,604 | ¥15,123,604 |
| 40 | 2.00% | ¥106,897 | ¥51,310,776 | ¥16,010,776 |
| 40 | 2.10% | ¥108,764 | ¥52,206,760 | ¥16,906,760 |
| 40 | 2.20% | ¥110,649 | ¥53,111,498 | ¥17,811,498 |
| 40 | 2.30% | ¥112,552 | ¥54,024,929 | ¥18,724,929 |
| 40 | 2.40% | ¥114,473 | ¥54,946,993 | ¥19,646,993 |
| 40 | 2.50% | ¥116,412 | ¥55,877,623 | ¥20,577,623 |
| 40 | 2.60% | ¥118,368 | ¥56,816,754 | ¥21,516,754 |
| 40 | 2.70% | ¥120,342 | ¥57,764,316 | ¥22,464,316 |
| 40 | 2.80% | ¥122,334 | ¥58,720,240 | ¥23,420,240 |
| 40 | 2.90% | ¥124,343 | ¥59,684,453 | ¥24,384,453 |
| 40 | 3.00% | ¥126,369 | ¥60,656,880 | ¥25,356,880 |
3530万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥94,788 | ¥39,810,891 | ¥4,510,891 |
| 35 | 0.80% | ¥96,391 | ¥40,484,015 | ¥5,184,015 |
| 35 | 0.90% | ¥98,010 | ¥41,164,282 | ¥5,864,282 |
| 35 | 1.00% | ¥99,647 | ¥41,851,678 | ¥6,551,678 |
| 35 | 1.10% | ¥101,300 | ¥42,546,184 | ¥7,246,184 |
| 35 | 1.20% | ¥102,971 | ¥43,247,781 | ¥7,947,781 |
| 35 | 1.30% | ¥104,658 | ¥43,956,449 | ¥8,656,449 |
| 35 | 1.40% | ¥106,362 | ¥44,672,165 | ¥9,372,165 |
| 35 | 1.50% | ¥108,083 | ¥45,394,905 | ¥10,094,905 |
| 35 | 1.60% | ¥109,821 | ¥46,124,644 | ¥10,824,644 |
| 35 | 1.70% | ¥111,575 | ¥46,861,354 | ¥11,561,354 |
| 35 | 1.80% | ¥113,345 | ¥47,605,007 | ¥12,305,007 |
| 35 | 1.90% | ¥115,132 | ¥48,355,572 | ¥13,055,572 |
| 35 | 2.00% | ¥116,936 | ¥49,113,018 | ¥13,813,018 |
| 35 | 2.10% | ¥118,756 | ¥49,877,311 | ¥14,577,311 |
| 35 | 2.20% | ¥120,591 | ¥50,648,417 | ¥15,348,417 |
| 35 | 2.30% | ¥122,444 | ¥51,426,299 | ¥16,126,299 |
| 35 | 2.40% | ¥124,312 | ¥52,210,920 | ¥16,910,920 |
| 35 | 2.50% | ¥126,196 | ¥53,002,241 | ¥17,702,241 |
| 35 | 2.60% | ¥128,096 | ¥53,800,221 | ¥18,500,221 |
| 35 | 2.70% | ¥130,011 | ¥54,604,820 | ¥19,304,820 |
| 35 | 2.80% | ¥131,943 | ¥55,415,993 | ¥20,115,993 |
| 35 | 2.90% | ¥133,890 | ¥56,233,698 | ¥20,933,698 |
| 35 | 3.00% | ¥135,852 | ¥57,057,889 | ¥21,757,889 |
3530万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥108,740 | ¥39,146,389 | ¥3,846,389 |
| 30 | 0.80% | ¥110,325 | ¥39,716,987 | ¥4,416,987 |
| 30 | 0.90% | ¥111,925 | ¥40,292,843 | ¥4,992,843 |
| 30 | 1.00% | ¥113,539 | ¥40,873,950 | ¥5,573,950 |
| 30 | 1.10% | ¥115,167 | ¥41,460,298 | ¥6,160,298 |
| 30 | 1.20% | ¥116,811 | ¥42,051,877 | ¥6,751,877 |
| 30 | 1.30% | ¥118,469 | ¥42,648,674 | ¥7,348,674 |
| 30 | 1.40% | ¥120,141 | ¥43,250,679 | ¥7,950,679 |
| 30 | 1.50% | ¥121,827 | ¥43,857,876 | ¥8,557,876 |
| 30 | 1.60% | ¥123,528 | ¥44,470,253 | ¥9,170,253 |
| 30 | 1.70% | ¥125,244 | ¥45,087,795 | ¥9,787,795 |
| 30 | 1.80% | ¥126,974 | ¥45,710,485 | ¥10,410,485 |
| 30 | 1.90% | ¥128,718 | ¥46,338,307 | ¥11,038,307 |
| 30 | 2.00% | ¥130,476 | ¥46,971,243 | ¥11,671,243 |
| 30 | 2.10% | ¥132,248 | ¥47,609,274 | ¥12,309,274 |
| 30 | 2.20% | ¥134,034 | ¥48,252,383 | ¥12,952,383 |
| 30 | 2.30% | ¥135,835 | ¥48,900,548 | ¥13,600,548 |
| 30 | 2.40% | ¥137,649 | ¥49,553,749 | ¥14,253,749 |
| 30 | 2.50% | ¥139,478 | ¥50,211,964 | ¥14,911,964 |
| 30 | 2.60% | ¥141,320 | ¥50,875,171 | ¥15,575,171 |
| 30 | 2.70% | ¥143,176 | ¥51,543,346 | ¥16,243,346 |
| 30 | 2.80% | ¥145,046 | ¥52,216,466 | ¥16,916,466 |
| 30 | 2.90% | ¥146,929 | ¥52,894,506 | ¥17,594,506 |
| 30 | 3.00% | ¥148,826 | ¥53,577,441 | ¥18,277,441 |
3530万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥128,297 | ¥38,489,061 | ¥3,189,061 |
| 25 | 0.80% | ¥129,864 | ¥38,959,315 | ¥3,659,315 |
| 25 | 0.90% | ¥131,444 | ¥39,433,227 | ¥4,133,227 |
| 25 | 1.00% | ¥133,036 | ¥39,910,793 | ¥4,610,793 |
| 25 | 1.10% | ¥134,640 | ¥40,392,009 | ¥5,092,009 |
| 25 | 1.20% | ¥136,256 | ¥40,876,869 | ¥5,576,869 |
| 25 | 1.30% | ¥137,885 | ¥41,365,368 | ¥6,065,368 |
| 25 | 1.40% | ¥139,525 | ¥41,857,499 | ¥6,557,499 |
| 25 | 1.50% | ¥141,178 | ¥42,353,257 | ¥7,053,257 |
| 25 | 1.60% | ¥142,842 | ¥42,852,633 | ¥7,552,633 |
| 25 | 1.70% | ¥144,519 | ¥43,355,621 | ¥8,055,621 |
| 25 | 1.80% | ¥146,207 | ¥43,862,213 | ¥8,562,213 |
| 25 | 1.90% | ¥147,908 | ¥44,372,400 | ¥9,072,400 |
| 25 | 2.00% | ¥149,621 | ¥44,886,174 | ¥9,586,174 |
| 25 | 2.10% | ¥151,345 | ¥45,403,526 | ¥10,103,526 |
| 25 | 2.20% | ¥153,081 | ¥45,924,446 | ¥10,624,446 |
| 25 | 2.30% | ¥154,830 | ¥46,448,924 | ¥11,148,924 |
| 25 | 2.40% | ¥156,590 | ¥46,976,949 | ¥11,676,949 |
| 25 | 2.50% | ¥158,362 | ¥47,508,512 | ¥12,208,512 |
| 25 | 2.60% | ¥160,145 | ¥48,043,601 | ¥12,743,601 |
| 25 | 2.70% | ¥161,941 | ¥48,582,204 | ¥13,282,204 |
| 25 | 2.80% | ¥163,748 | ¥49,124,309 | ¥13,824,309 |
| 25 | 2.90% | ¥165,566 | ¥49,669,905 | ¥14,369,905 |
| 25 | 3.00% | ¥167,397 | ¥50,218,978 | ¥14,918,978 |
3530万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥157,662 | ¥37,838,916 | ¥2,538,916 |
| 20 | 0.80% | ¥159,213 | ¥38,211,015 | ¥2,911,015 |
| 20 | 0.90% | ¥160,773 | ¥38,585,459 | ¥3,285,459 |
| 20 | 1.00% | ¥162,343 | ¥38,962,246 | ¥3,662,246 |
| 20 | 1.10% | ¥163,922 | ¥39,341,374 | ¥4,041,374 |
| 20 | 1.20% | ¥165,512 | ¥39,722,840 | ¥4,422,840 |
| 20 | 1.30% | ¥167,111 | ¥40,106,643 | ¥4,806,643 |
| 20 | 1.40% | ¥168,720 | ¥40,492,780 | ¥5,192,780 |
| 20 | 1.50% | ¥170,339 | ¥40,881,247 | ¥5,581,247 |
| 20 | 1.60% | ¥171,967 | ¥41,272,042 | ¥5,972,042 |
| 20 | 1.70% | ¥173,605 | ¥41,665,162 | ¥6,365,162 |
| 20 | 1.80% | ¥175,253 | ¥42,060,604 | ¥6,760,604 |
| 20 | 1.90% | ¥176,910 | ¥42,458,363 | ¥7,158,363 |
| 20 | 2.00% | ¥178,577 | ¥42,858,436 | ¥7,558,436 |
| 20 | 2.10% | ¥180,253 | ¥43,260,820 | ¥7,960,820 |
| 20 | 2.20% | ¥181,940 | ¥43,665,510 | ¥8,365,510 |
| 20 | 2.30% | ¥183,635 | ¥44,072,501 | ¥8,772,501 |
| 20 | 2.40% | ¥185,341 | ¥44,481,791 | ¥9,181,791 |
| 20 | 2.50% | ¥187,056 | ¥44,893,373 | ¥9,593,373 |
| 20 | 2.60% | ¥188,780 | ¥45,307,244 | ¥10,007,244 |
| 20 | 2.70% | ¥190,514 | ¥45,723,398 | ¥10,423,398 |
| 20 | 2.80% | ¥192,258 | ¥46,141,830 | ¥10,841,830 |
| 20 | 2.90% | ¥194,011 | ¥46,562,535 | ¥11,262,535 |
| 20 | 3.00% | ¥195,773 | ¥46,985,508 | ¥11,685,508 |
3530万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥206,644 | ¥37,195,961 | ¥1,895,961 |
| 15 | 0.80% | ¥208,178 | ¥37,472,101 | ¥2,172,101 |
| 15 | 0.90% | ¥209,720 | ¥37,749,561 | ¥2,449,561 |
| 15 | 1.00% | ¥211,269 | ¥38,028,341 | ¥2,728,341 |
| 15 | 1.10% | ¥212,825 | ¥38,308,441 | ¥3,008,441 |
| 15 | 1.20% | ¥214,388 | ¥38,589,858 | ¥3,289,858 |
| 15 | 1.30% | ¥215,959 | ¥38,872,593 | ¥3,572,593 |
| 15 | 1.40% | ¥217,537 | ¥39,156,644 | ¥3,856,644 |
| 15 | 1.50% | ¥219,122 | ¥39,442,012 | ¥4,142,012 |
| 15 | 1.60% | ¥220,715 | ¥39,728,693 | ¥4,428,693 |
| 15 | 1.70% | ¥222,315 | ¥40,016,688 | ¥4,716,688 |
| 15 | 1.80% | ¥223,922 | ¥40,305,996 | ¥5,005,996 |
| 15 | 1.90% | ¥225,537 | ¥40,596,614 | ¥5,296,614 |
| 15 | 2.00% | ¥227,159 | ¥40,888,543 | ¥5,588,543 |
| 15 | 2.10% | ¥228,788 | ¥41,181,780 | ¥5,881,780 |
| 15 | 2.20% | ¥230,424 | ¥41,476,324 | ¥6,176,324 |
| 15 | 2.30% | ¥232,068 | ¥41,772,175 | ¥6,472,175 |
| 15 | 2.40% | ¥233,718 | ¥42,069,329 | ¥6,769,329 |
| 15 | 2.50% | ¥235,377 | ¥42,367,786 | ¥7,067,786 |
| 15 | 2.60% | ¥237,042 | ¥42,667,545 | ¥7,367,545 |
| 15 | 2.70% | ¥238,714 | ¥42,968,603 | ¥7,668,603 |
| 15 | 2.80% | ¥240,394 | ¥43,270,959 | ¥7,970,959 |
| 15 | 2.90% | ¥242,081 | ¥43,574,611 | ¥8,274,611 |
| 15 | 3.00% | ¥243,775 | ¥43,879,557 | ¥8,579,557 |
3530万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥304,668 | ¥36,560,204 | ¥1,260,204 |
| 10 | 0.80% | ¥306,188 | ¥36,742,584 | ¥1,442,584 |
| 10 | 0.90% | ¥307,713 | ¥36,925,551 | ¥1,625,551 |
| 10 | 1.00% | ¥309,243 | ¥37,109,106 | ¥1,809,106 |
| 10 | 1.10% | ¥310,777 | ¥37,293,247 | ¥1,993,247 |
| 10 | 1.20% | ¥312,316 | ¥37,477,976 | ¥2,177,976 |
| 10 | 1.30% | ¥313,861 | ¥37,663,291 | ¥2,363,291 |
| 10 | 1.40% | ¥315,410 | ¥37,849,192 | ¥2,549,192 |
| 10 | 1.50% | ¥316,964 | ¥38,035,679 | ¥2,735,679 |
| 10 | 1.60% | ¥318,523 | ¥38,222,753 | ¥2,922,753 |
| 10 | 1.70% | ¥320,087 | ¥38,410,411 | ¥3,110,411 |
| 10 | 1.80% | ¥321,655 | ¥38,598,656 | ¥3,298,656 |
| 10 | 1.90% | ¥323,229 | ¥38,787,485 | ¥3,487,485 |
| 10 | 2.00% | ¥324,807 | ¥38,976,899 | ¥3,676,899 |
| 10 | 2.10% | ¥326,391 | ¥39,166,898 | ¥3,866,898 |
| 10 | 2.20% | ¥327,979 | ¥39,357,480 | ¥4,057,480 |
| 10 | 2.30% | ¥329,572 | ¥39,548,647 | ¥4,248,647 |
| 10 | 2.40% | ¥331,170 | ¥39,740,397 | ¥4,440,397 |
| 10 | 2.50% | ¥332,773 | ¥39,932,730 | ¥4,632,730 |
| 10 | 2.60% | ¥334,380 | ¥40,125,646 | ¥4,825,646 |
| 10 | 2.70% | ¥335,993 | ¥40,319,145 | ¥5,019,145 |
| 10 | 2.80% | ¥337,610 | ¥40,513,226 | ¥5,213,226 |
| 10 | 2.90% | ¥339,232 | ¥40,707,888 | ¥5,407,888 |
| 10 | 3.00% | ¥340,859 | ¥40,903,131 | ¥5,603,131 |
