3530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3530万円の住宅ローン｜期間・年数別
3530万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥69,746 |
¥41,847,311 |
¥6,547,311 |
| 50 |
0.80% |
¥71,402 |
¥42,841,026 |
¥7,541,026 |
| 50 |
0.90% |
¥73,082 |
¥43,849,202 |
¥8,549,202 |
| 50 |
1.00% |
¥74,786 |
¥44,871,774 |
¥9,571,774 |
| 50 |
1.10% |
¥76,514 |
¥45,908,675 |
¥10,608,675 |
| 50 |
1.20% |
¥78,266 |
¥46,959,827 |
¥11,659,827 |
| 50 |
1.30% |
¥80,042 |
¥48,025,148 |
¥12,725,148 |
| 50 |
1.40% |
¥81,841 |
¥49,104,548 |
¥13,804,548 |
| 50 |
1.50% |
¥83,663 |
¥50,197,933 |
¥14,897,933 |
| 50 |
1.60% |
¥85,509 |
¥51,305,199 |
¥16,005,199 |
| 50 |
1.70% |
¥87,377 |
¥52,426,241 |
¥17,126,241 |
| 50 |
1.80% |
¥89,268 |
¥53,560,944 |
¥18,260,944 |
| 50 |
1.90% |
¥91,182 |
¥54,709,190 |
¥19,409,190 |
| 50 |
2.00% |
¥93,118 |
¥55,870,855 |
¥20,570,855 |
| 50 |
2.10% |
¥95,076 |
¥57,045,810 |
¥21,745,810 |
| 50 |
2.20% |
¥97,057 |
¥58,233,920 |
¥22,933,920 |
| 50 |
2.30% |
¥99,058 |
¥59,435,047 |
¥24,135,047 |
| 50 |
2.40% |
¥101,082 |
¥60,649,046 |
¥25,349,046 |
| 50 |
2.50% |
¥103,126 |
¥61,875,771 |
¥26,575,771 |
| 50 |
2.60% |
¥105,192 |
¥63,115,070 |
¥27,815,070 |
| 50 |
2.70% |
¥107,278 |
¥64,366,786 |
¥29,066,786 |
| 50 |
2.80% |
¥109,385 |
¥65,630,761 |
¥30,330,761 |
| 50 |
2.90% |
¥111,511 |
¥66,906,833 |
¥31,606,833 |
| 50 |
3.00% |
¥113,658 |
¥68,194,834 |
¥32,894,834 |
3530万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥76,225 |
¥41,161,365 |
¥5,861,365 |
| 45 |
0.80% |
¥77,863 |
¥42,046,058 |
¥6,746,058 |
| 45 |
0.90% |
¥79,523 |
¥42,942,499 |
¥7,642,499 |
| 45 |
1.00% |
¥81,205 |
¥43,850,647 |
¥8,550,647 |
| 45 |
1.10% |
¥82,908 |
¥44,770,456 |
¥9,470,456 |
| 45 |
1.20% |
¥84,633 |
¥45,701,874 |
¥10,401,874 |
| 45 |
1.30% |
¥86,379 |
¥46,644,848 |
¥11,344,848 |
| 45 |
1.40% |
¥88,147 |
¥47,599,317 |
¥12,299,317 |
| 45 |
1.50% |
¥89,936 |
¥48,565,218 |
¥13,265,218 |
| 45 |
1.60% |
¥91,745 |
¥49,542,483 |
¥14,242,483 |
| 45 |
1.70% |
¥93,576 |
¥50,531,041 |
¥15,231,041 |
| 45 |
1.80% |
¥95,427 |
¥51,530,816 |
¥16,230,816 |
| 45 |
1.90% |
¥97,299 |
¥52,541,728 |
¥17,241,728 |
| 45 |
2.00% |
¥99,192 |
¥53,563,694 |
¥18,263,694 |
| 45 |
2.10% |
¥101,105 |
¥54,596,627 |
¥19,296,627 |
| 45 |
2.20% |
¥103,038 |
¥55,640,438 |
¥20,340,438 |
| 45 |
2.30% |
¥104,991 |
¥56,695,031 |
¥21,395,031 |
| 45 |
2.40% |
¥106,964 |
¥57,760,311 |
¥22,460,311 |
| 45 |
2.50% |
¥108,956 |
¥58,836,176 |
¥23,536,176 |
| 45 |
2.60% |
¥110,968 |
¥59,922,524 |
¥24,622,524 |
| 45 |
2.70% |
¥112,999 |
¥61,019,250 |
¥25,719,250 |
| 45 |
2.80% |
¥115,049 |
¥62,126,242 |
¥26,826,242 |
| 45 |
2.90% |
¥117,117 |
¥63,243,392 |
¥27,943,392 |
| 45 |
3.00% |
¥119,205 |
¥64,370,584 |
¥29,070,584 |
3530万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥84,339 |
¥40,482,554 |
¥5,182,554 |
| 40 |
0.80% |
¥85,959 |
¥41,260,379 |
¥5,960,379 |
| 40 |
0.90% |
¥87,599 |
¥42,047,513 |
¥6,747,513 |
| 40 |
1.00% |
¥89,258 |
¥42,843,928 |
¥7,543,928 |
| 40 |
1.10% |
¥90,937 |
¥43,649,596 |
¥8,349,596 |
| 40 |
1.20% |
¥92,634 |
¥44,464,484 |
¥9,164,484 |
| 40 |
1.30% |
¥94,351 |
¥45,288,557 |
¥9,988,557 |
| 40 |
1.40% |
¥96,087 |
¥46,121,779 |
¥10,821,779 |
| 40 |
1.50% |
¥97,842 |
¥46,964,108 |
¥11,664,108 |
| 40 |
1.60% |
¥99,616 |
¥47,815,502 |
¥12,515,502 |
| 40 |
1.70% |
¥101,408 |
¥48,675,915 |
¥13,375,915 |
| 40 |
1.80% |
¥103,219 |
¥49,545,300 |
¥14,245,300 |
| 40 |
1.90% |
¥105,049 |
¥50,423,604 |
¥15,123,604 |
| 40 |
2.00% |
¥106,897 |
¥51,310,776 |
¥16,010,776 |
| 40 |
2.10% |
¥108,764 |
¥52,206,760 |
¥16,906,760 |
| 40 |
2.20% |
¥110,649 |
¥53,111,498 |
¥17,811,498 |
| 40 |
2.30% |
¥112,552 |
¥54,024,929 |
¥18,724,929 |
| 40 |
2.40% |
¥114,473 |
¥54,946,993 |
¥19,646,993 |
| 40 |
2.50% |
¥116,412 |
¥55,877,623 |
¥20,577,623 |
| 40 |
2.60% |
¥118,368 |
¥56,816,754 |
¥21,516,754 |
| 40 |
2.70% |
¥120,342 |
¥57,764,316 |
¥22,464,316 |
| 40 |
2.80% |
¥122,334 |
¥58,720,240 |
¥23,420,240 |
| 40 |
2.90% |
¥124,343 |
¥59,684,453 |
¥24,384,453 |
| 40 |
3.00% |
¥126,369 |
¥60,656,880 |
¥25,356,880 |
3530万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥94,788 |
¥39,810,891 |
¥4,510,891 |
| 35 |
0.80% |
¥96,391 |
¥40,484,015 |
¥5,184,015 |
| 35 |
0.90% |
¥98,010 |
¥41,164,282 |
¥5,864,282 |
| 35 |
1.00% |
¥99,647 |
¥41,851,678 |
¥6,551,678 |
| 35 |
1.10% |
¥101,300 |
¥42,546,184 |
¥7,246,184 |
| 35 |
1.20% |
¥102,971 |
¥43,247,781 |
¥7,947,781 |
| 35 |
1.30% |
¥104,658 |
¥43,956,449 |
¥8,656,449 |
| 35 |
1.40% |
¥106,362 |
¥44,672,165 |
¥9,372,165 |
| 35 |
1.50% |
¥108,083 |
¥45,394,905 |
¥10,094,905 |
| 35 |
1.60% |
¥109,821 |
¥46,124,644 |
¥10,824,644 |
| 35 |
1.70% |
¥111,575 |
¥46,861,354 |
¥11,561,354 |
| 35 |
1.80% |
¥113,345 |
¥47,605,007 |
¥12,305,007 |
| 35 |
1.90% |
¥115,132 |
¥48,355,572 |
¥13,055,572 |
| 35 |
2.00% |
¥116,936 |
¥49,113,018 |
¥13,813,018 |
| 35 |
2.10% |
¥118,756 |
¥49,877,311 |
¥14,577,311 |
| 35 |
2.20% |
¥120,591 |
¥50,648,417 |
¥15,348,417 |
| 35 |
2.30% |
¥122,444 |
¥51,426,299 |
¥16,126,299 |
| 35 |
2.40% |
¥124,312 |
¥52,210,920 |
¥16,910,920 |
| 35 |
2.50% |
¥126,196 |
¥53,002,241 |
¥17,702,241 |
| 35 |
2.60% |
¥128,096 |
¥53,800,221 |
¥18,500,221 |
| 35 |
2.70% |
¥130,011 |
¥54,604,820 |
¥19,304,820 |
| 35 |
2.80% |
¥131,943 |
¥55,415,993 |
¥20,115,993 |
| 35 |
2.90% |
¥133,890 |
¥56,233,698 |
¥20,933,698 |
| 35 |
3.00% |
¥135,852 |
¥57,057,889 |
¥21,757,889 |
3530万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥108,740 |
¥39,146,389 |
¥3,846,389 |
| 30 |
0.80% |
¥110,325 |
¥39,716,987 |
¥4,416,987 |
| 30 |
0.90% |
¥111,925 |
¥40,292,843 |
¥4,992,843 |
| 30 |
1.00% |
¥113,539 |
¥40,873,950 |
¥5,573,950 |
| 30 |
1.10% |
¥115,167 |
¥41,460,298 |
¥6,160,298 |
| 30 |
1.20% |
¥116,811 |
¥42,051,877 |
¥6,751,877 |
| 30 |
1.30% |
¥118,469 |
¥42,648,674 |
¥7,348,674 |
| 30 |
1.40% |
¥120,141 |
¥43,250,679 |
¥7,950,679 |
| 30 |
1.50% |
¥121,827 |
¥43,857,876 |
¥8,557,876 |
| 30 |
1.60% |
¥123,528 |
¥44,470,253 |
¥9,170,253 |
| 30 |
1.70% |
¥125,244 |
¥45,087,795 |
¥9,787,795 |
| 30 |
1.80% |
¥126,974 |
¥45,710,485 |
¥10,410,485 |
| 30 |
1.90% |
¥128,718 |
¥46,338,307 |
¥11,038,307 |
| 30 |
2.00% |
¥130,476 |
¥46,971,243 |
¥11,671,243 |
| 30 |
2.10% |
¥132,248 |
¥47,609,274 |
¥12,309,274 |
| 30 |
2.20% |
¥134,034 |
¥48,252,383 |
¥12,952,383 |
| 30 |
2.30% |
¥135,835 |
¥48,900,548 |
¥13,600,548 |
| 30 |
2.40% |
¥137,649 |
¥49,553,749 |
¥14,253,749 |
| 30 |
2.50% |
¥139,478 |
¥50,211,964 |
¥14,911,964 |
| 30 |
2.60% |
¥141,320 |
¥50,875,171 |
¥15,575,171 |
| 30 |
2.70% |
¥143,176 |
¥51,543,346 |
¥16,243,346 |
| 30 |
2.80% |
¥145,046 |
¥52,216,466 |
¥16,916,466 |
| 30 |
2.90% |
¥146,929 |
¥52,894,506 |
¥17,594,506 |
| 30 |
3.00% |
¥148,826 |
¥53,577,441 |
¥18,277,441 |
3530万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥128,297 |
¥38,489,061 |
¥3,189,061 |
| 25 |
0.80% |
¥129,864 |
¥38,959,315 |
¥3,659,315 |
| 25 |
0.90% |
¥131,444 |
¥39,433,227 |
¥4,133,227 |
| 25 |
1.00% |
¥133,036 |
¥39,910,793 |
¥4,610,793 |
| 25 |
1.10% |
¥134,640 |
¥40,392,009 |
¥5,092,009 |
| 25 |
1.20% |
¥136,256 |
¥40,876,869 |
¥5,576,869 |
| 25 |
1.30% |
¥137,885 |
¥41,365,368 |
¥6,065,368 |
| 25 |
1.40% |
¥139,525 |
¥41,857,499 |
¥6,557,499 |
| 25 |
1.50% |
¥141,178 |
¥42,353,257 |
¥7,053,257 |
| 25 |
1.60% |
¥142,842 |
¥42,852,633 |
¥7,552,633 |
| 25 |
1.70% |
¥144,519 |
¥43,355,621 |
¥8,055,621 |
| 25 |
1.80% |
¥146,207 |
¥43,862,213 |
¥8,562,213 |
| 25 |
1.90% |
¥147,908 |
¥44,372,400 |
¥9,072,400 |
| 25 |
2.00% |
¥149,621 |
¥44,886,174 |
¥9,586,174 |
| 25 |
2.10% |
¥151,345 |
¥45,403,526 |
¥10,103,526 |
| 25 |
2.20% |
¥153,081 |
¥45,924,446 |
¥10,624,446 |
| 25 |
2.30% |
¥154,830 |
¥46,448,924 |
¥11,148,924 |
| 25 |
2.40% |
¥156,590 |
¥46,976,949 |
¥11,676,949 |
| 25 |
2.50% |
¥158,362 |
¥47,508,512 |
¥12,208,512 |
| 25 |
2.60% |
¥160,145 |
¥48,043,601 |
¥12,743,601 |
| 25 |
2.70% |
¥161,941 |
¥48,582,204 |
¥13,282,204 |
| 25 |
2.80% |
¥163,748 |
¥49,124,309 |
¥13,824,309 |
| 25 |
2.90% |
¥165,566 |
¥49,669,905 |
¥14,369,905 |
| 25 |
3.00% |
¥167,397 |
¥50,218,978 |
¥14,918,978 |
3530万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥157,662 |
¥37,838,916 |
¥2,538,916 |
| 20 |
0.80% |
¥159,213 |
¥38,211,015 |
¥2,911,015 |
| 20 |
0.90% |
¥160,773 |
¥38,585,459 |
¥3,285,459 |
| 20 |
1.00% |
¥162,343 |
¥38,962,246 |
¥3,662,246 |
| 20 |
1.10% |
¥163,922 |
¥39,341,374 |
¥4,041,374 |
| 20 |
1.20% |
¥165,512 |
¥39,722,840 |
¥4,422,840 |
| 20 |
1.30% |
¥167,111 |
¥40,106,643 |
¥4,806,643 |
| 20 |
1.40% |
¥168,720 |
¥40,492,780 |
¥5,192,780 |
| 20 |
1.50% |
¥170,339 |
¥40,881,247 |
¥5,581,247 |
| 20 |
1.60% |
¥171,967 |
¥41,272,042 |
¥5,972,042 |
| 20 |
1.70% |
¥173,605 |
¥41,665,162 |
¥6,365,162 |
| 20 |
1.80% |
¥175,253 |
¥42,060,604 |
¥6,760,604 |
| 20 |
1.90% |
¥176,910 |
¥42,458,363 |
¥7,158,363 |
| 20 |
2.00% |
¥178,577 |
¥42,858,436 |
¥7,558,436 |
| 20 |
2.10% |
¥180,253 |
¥43,260,820 |
¥7,960,820 |
| 20 |
2.20% |
¥181,940 |
¥43,665,510 |
¥8,365,510 |
| 20 |
2.30% |
¥183,635 |
¥44,072,501 |
¥8,772,501 |
| 20 |
2.40% |
¥185,341 |
¥44,481,791 |
¥9,181,791 |
| 20 |
2.50% |
¥187,056 |
¥44,893,373 |
¥9,593,373 |
| 20 |
2.60% |
¥188,780 |
¥45,307,244 |
¥10,007,244 |
| 20 |
2.70% |
¥190,514 |
¥45,723,398 |
¥10,423,398 |
| 20 |
2.80% |
¥192,258 |
¥46,141,830 |
¥10,841,830 |
| 20 |
2.90% |
¥194,011 |
¥46,562,535 |
¥11,262,535 |
| 20 |
3.00% |
¥195,773 |
¥46,985,508 |
¥11,685,508 |
3530万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥206,644 |
¥37,195,961 |
¥1,895,961 |
| 15 |
0.80% |
¥208,178 |
¥37,472,101 |
¥2,172,101 |
| 15 |
0.90% |
¥209,720 |
¥37,749,561 |
¥2,449,561 |
| 15 |
1.00% |
¥211,269 |
¥38,028,341 |
¥2,728,341 |
| 15 |
1.10% |
¥212,825 |
¥38,308,441 |
¥3,008,441 |
| 15 |
1.20% |
¥214,388 |
¥38,589,858 |
¥3,289,858 |
| 15 |
1.30% |
¥215,959 |
¥38,872,593 |
¥3,572,593 |
| 15 |
1.40% |
¥217,537 |
¥39,156,644 |
¥3,856,644 |
| 15 |
1.50% |
¥219,122 |
¥39,442,012 |
¥4,142,012 |
| 15 |
1.60% |
¥220,715 |
¥39,728,693 |
¥4,428,693 |
| 15 |
1.70% |
¥222,315 |
¥40,016,688 |
¥4,716,688 |
| 15 |
1.80% |
¥223,922 |
¥40,305,996 |
¥5,005,996 |
| 15 |
1.90% |
¥225,537 |
¥40,596,614 |
¥5,296,614 |
| 15 |
2.00% |
¥227,159 |
¥40,888,543 |
¥5,588,543 |
| 15 |
2.10% |
¥228,788 |
¥41,181,780 |
¥5,881,780 |
| 15 |
2.20% |
¥230,424 |
¥41,476,324 |
¥6,176,324 |
| 15 |
2.30% |
¥232,068 |
¥41,772,175 |
¥6,472,175 |
| 15 |
2.40% |
¥233,718 |
¥42,069,329 |
¥6,769,329 |
| 15 |
2.50% |
¥235,377 |
¥42,367,786 |
¥7,067,786 |
| 15 |
2.60% |
¥237,042 |
¥42,667,545 |
¥7,367,545 |
| 15 |
2.70% |
¥238,714 |
¥42,968,603 |
¥7,668,603 |
| 15 |
2.80% |
¥240,394 |
¥43,270,959 |
¥7,970,959 |
| 15 |
2.90% |
¥242,081 |
¥43,574,611 |
¥8,274,611 |
| 15 |
3.00% |
¥243,775 |
¥43,879,557 |
¥8,579,557 |
3530万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥304,668 |
¥36,560,204 |
¥1,260,204 |
| 10 |
0.80% |
¥306,188 |
¥36,742,584 |
¥1,442,584 |
| 10 |
0.90% |
¥307,713 |
¥36,925,551 |
¥1,625,551 |
| 10 |
1.00% |
¥309,243 |
¥37,109,106 |
¥1,809,106 |
| 10 |
1.10% |
¥310,777 |
¥37,293,247 |
¥1,993,247 |
| 10 |
1.20% |
¥312,316 |
¥37,477,976 |
¥2,177,976 |
| 10 |
1.30% |
¥313,861 |
¥37,663,291 |
¥2,363,291 |
| 10 |
1.40% |
¥315,410 |
¥37,849,192 |
¥2,549,192 |
| 10 |
1.50% |
¥316,964 |
¥38,035,679 |
¥2,735,679 |
| 10 |
1.60% |
¥318,523 |
¥38,222,753 |
¥2,922,753 |
| 10 |
1.70% |
¥320,087 |
¥38,410,411 |
¥3,110,411 |
| 10 |
1.80% |
¥321,655 |
¥38,598,656 |
¥3,298,656 |
| 10 |
1.90% |
¥323,229 |
¥38,787,485 |
¥3,487,485 |
| 10 |
2.00% |
¥324,807 |
¥38,976,899 |
¥3,676,899 |
| 10 |
2.10% |
¥326,391 |
¥39,166,898 |
¥3,866,898 |
| 10 |
2.20% |
¥327,979 |
¥39,357,480 |
¥4,057,480 |
| 10 |
2.30% |
¥329,572 |
¥39,548,647 |
¥4,248,647 |
| 10 |
2.40% |
¥331,170 |
¥39,740,397 |
¥4,440,397 |
| 10 |
2.50% |
¥332,773 |
¥39,932,730 |
¥4,632,730 |
| 10 |
2.60% |
¥334,380 |
¥40,125,646 |
¥4,825,646 |
| 10 |
2.70% |
¥335,993 |
¥40,319,145 |
¥5,019,145 |
| 10 |
2.80% |
¥337,610 |
¥40,513,226 |
¥5,213,226 |
| 10 |
2.90% |
¥339,232 |
¥40,707,888 |
¥5,407,888 |
| 10 |
3.00% |
¥340,859 |
¥40,903,131 |
¥5,603,131 |
