3560万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3560万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3560万円の住宅ローン｜期間・年数別
3560万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥70,338 |
¥42,202,954 |
¥6,602,954 |
| 50 |
0.80% |
¥72,009 |
¥43,205,114 |
¥7,605,114 |
| 50 |
0.90% |
¥73,703 |
¥44,221,858 |
¥8,621,858 |
| 50 |
1.00% |
¥75,422 |
¥45,253,121 |
¥9,653,121 |
| 50 |
1.10% |
¥77,165 |
¥46,298,834 |
¥10,698,834 |
| 50 |
1.20% |
¥78,932 |
¥47,358,919 |
¥11,758,919 |
| 50 |
1.30% |
¥80,722 |
¥48,433,294 |
¥12,833,294 |
| 50 |
1.40% |
¥82,536 |
¥49,521,868 |
¥13,921,868 |
| 50 |
1.50% |
¥84,374 |
¥50,624,544 |
¥15,024,544 |
| 50 |
1.60% |
¥86,235 |
¥51,741,221 |
¥16,141,221 |
| 50 |
1.70% |
¥88,120 |
¥52,871,790 |
¥17,271,790 |
| 50 |
1.80% |
¥90,027 |
¥54,016,136 |
¥18,416,136 |
| 50 |
1.90% |
¥91,957 |
¥55,174,141 |
¥19,574,141 |
| 50 |
2.00% |
¥93,909 |
¥56,345,678 |
¥20,745,678 |
| 50 |
2.10% |
¥95,884 |
¥57,530,618 |
¥21,930,618 |
| 50 |
2.20% |
¥97,881 |
¥58,728,826 |
¥23,128,826 |
| 50 |
2.30% |
¥99,900 |
¥59,940,160 |
¥24,340,160 |
| 50 |
2.40% |
¥101,941 |
¥61,164,477 |
¥25,564,477 |
| 50 |
2.50% |
¥104,003 |
¥62,401,628 |
¥26,801,628 |
| 50 |
2.60% |
¥106,086 |
¥63,651,458 |
¥28,051,458 |
| 50 |
2.70% |
¥108,190 |
¥64,913,813 |
¥29,313,813 |
| 50 |
2.80% |
¥110,314 |
¥66,188,530 |
¥30,588,530 |
| 50 |
2.90% |
¥112,459 |
¥67,475,446 |
¥31,875,446 |
| 50 |
3.00% |
¥114,624 |
¥68,774,394 |
¥33,174,394 |
3560万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥76,873 |
¥41,511,179 |
¥5,911,179 |
| 45 |
0.80% |
¥78,525 |
¥42,403,390 |
¥6,803,390 |
| 45 |
0.90% |
¥80,199 |
¥43,307,450 |
¥7,707,450 |
| 45 |
1.00% |
¥81,895 |
¥44,223,316 |
¥8,623,316 |
| 45 |
1.10% |
¥83,613 |
¥45,150,941 |
¥9,550,941 |
| 45 |
1.20% |
¥85,352 |
¥46,090,276 |
¥10,490,276 |
| 45 |
1.30% |
¥87,113 |
¥47,041,263 |
¥11,441,263 |
| 45 |
1.40% |
¥88,896 |
¥48,003,844 |
¥12,403,844 |
| 45 |
1.50% |
¥90,700 |
¥48,977,953 |
¥13,377,953 |
| 45 |
1.60% |
¥92,525 |
¥49,963,524 |
¥14,363,524 |
| 45 |
1.70% |
¥94,371 |
¥50,960,483 |
¥15,360,483 |
| 45 |
1.80% |
¥96,238 |
¥51,968,754 |
¥16,368,754 |
| 45 |
1.90% |
¥98,126 |
¥52,988,258 |
¥17,388,258 |
| 45 |
2.00% |
¥100,035 |
¥54,018,909 |
¥18,418,909 |
| 45 |
2.10% |
¥101,964 |
¥55,060,621 |
¥19,460,621 |
| 45 |
2.20% |
¥103,914 |
¥56,113,302 |
¥20,513,302 |
| 45 |
2.30% |
¥105,883 |
¥57,176,858 |
¥21,576,858 |
| 45 |
2.40% |
¥107,873 |
¥58,251,191 |
¥22,651,191 |
| 45 |
2.50% |
¥109,882 |
¥59,336,200 |
¥23,736,200 |
| 45 |
2.60% |
¥111,911 |
¥60,431,781 |
¥24,831,781 |
| 45 |
2.70% |
¥113,959 |
¥61,537,827 |
¥25,937,827 |
| 45 |
2.80% |
¥116,026 |
¥62,654,228 |
¥27,054,228 |
| 45 |
2.90% |
¥118,113 |
¥63,780,871 |
¥28,180,871 |
| 45 |
3.00% |
¥120,218 |
¥64,917,643 |
¥29,317,643 |
3560万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥85,055 |
¥40,826,598 |
¥5,226,598 |
| 40 |
0.80% |
¥86,690 |
¥41,611,034 |
¥6,011,034 |
| 40 |
0.90% |
¥88,343 |
¥42,404,857 |
¥6,804,857 |
| 40 |
1.00% |
¥90,017 |
¥43,208,041 |
¥7,608,041 |
| 40 |
1.10% |
¥91,709 |
¥44,020,556 |
¥8,420,556 |
| 40 |
1.20% |
¥93,422 |
¥44,842,369 |
¥9,242,369 |
| 40 |
1.30% |
¥95,153 |
¥45,673,446 |
¥10,073,446 |
| 40 |
1.40% |
¥96,904 |
¥46,513,749 |
¥10,913,749 |
| 40 |
1.50% |
¥98,673 |
¥47,363,237 |
¥11,763,237 |
| 40 |
1.60% |
¥100,462 |
¥48,221,866 |
¥12,621,866 |
| 40 |
1.70% |
¥102,270 |
¥49,089,592 |
¥13,489,592 |
| 40 |
1.80% |
¥104,097 |
¥49,966,365 |
¥14,366,365 |
| 40 |
1.90% |
¥105,942 |
¥50,852,134 |
¥15,252,134 |
| 40 |
2.00% |
¥107,806 |
¥51,746,845 |
¥16,146,845 |
| 40 |
2.10% |
¥109,688 |
¥52,650,444 |
¥17,050,444 |
| 40 |
2.20% |
¥111,589 |
¥53,562,870 |
¥17,962,870 |
| 40 |
2.30% |
¥113,508 |
¥54,484,065 |
¥18,884,065 |
| 40 |
2.40% |
¥115,446 |
¥55,413,964 |
¥19,813,964 |
| 40 |
2.50% |
¥117,401 |
¥56,352,503 |
¥20,752,503 |
| 40 |
2.60% |
¥119,374 |
¥57,299,615 |
¥21,699,615 |
| 40 |
2.70% |
¥121,365 |
¥58,255,231 |
¥22,655,231 |
| 40 |
2.80% |
¥123,373 |
¥59,219,279 |
¥23,619,279 |
| 40 |
2.90% |
¥125,399 |
¥60,191,686 |
¥24,591,686 |
| 40 |
3.00% |
¥127,442 |
¥61,172,378 |
¥25,572,378 |
3560万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥95,593 |
¥40,149,227 |
¥4,549,227 |
| 35 |
0.80% |
¥97,210 |
¥40,828,071 |
¥5,228,071 |
| 35 |
0.90% |
¥98,843 |
¥41,514,120 |
¥5,914,120 |
| 35 |
1.00% |
¥100,494 |
¥42,207,358 |
¥6,607,358 |
| 35 |
1.10% |
¥102,161 |
¥42,907,766 |
¥7,307,766 |
| 35 |
1.20% |
¥103,846 |
¥43,615,326 |
¥8,015,326 |
| 35 |
1.30% |
¥105,548 |
¥44,330,016 |
¥8,730,016 |
| 35 |
1.40% |
¥107,266 |
¥45,051,815 |
¥9,451,815 |
| 35 |
1.50% |
¥109,002 |
¥45,780,697 |
¥10,180,697 |
| 35 |
1.60% |
¥110,754 |
¥46,516,638 |
¥10,916,638 |
| 35 |
1.70% |
¥112,523 |
¥47,259,609 |
¥11,659,609 |
| 35 |
1.80% |
¥114,309 |
¥48,009,582 |
¥12,409,582 |
| 35 |
1.90% |
¥116,111 |
¥48,766,526 |
¥13,166,526 |
| 35 |
2.00% |
¥117,930 |
¥49,530,409 |
¥13,930,409 |
| 35 |
2.10% |
¥119,765 |
¥50,301,198 |
¥14,701,198 |
| 35 |
2.20% |
¥121,616 |
¥51,078,857 |
¥15,478,857 |
| 35 |
2.30% |
¥123,484 |
¥51,863,350 |
¥16,263,350 |
| 35 |
2.40% |
¥125,368 |
¥52,654,639 |
¥17,054,639 |
| 35 |
2.50% |
¥127,268 |
¥53,452,685 |
¥17,852,685 |
| 35 |
2.60% |
¥129,184 |
¥54,257,447 |
¥18,657,447 |
| 35 |
2.70% |
¥131,116 |
¥55,068,883 |
¥19,468,883 |
| 35 |
2.80% |
¥133,064 |
¥55,886,951 |
¥20,286,951 |
| 35 |
2.90% |
¥135,028 |
¥56,711,605 |
¥21,111,605 |
| 35 |
3.00% |
¥137,007 |
¥57,542,800 |
¥21,942,800 |
3560万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥109,664 |
¥39,479,078 |
¥3,879,078 |
| 30 |
0.80% |
¥111,263 |
¥40,054,525 |
¥4,454,525 |
| 30 |
0.90% |
¥112,876 |
¥40,635,275 |
¥5,035,275 |
| 30 |
1.00% |
¥114,504 |
¥41,221,321 |
¥5,621,321 |
| 30 |
1.10% |
¥116,146 |
¥41,812,652 |
¥6,212,652 |
| 30 |
1.20% |
¥117,803 |
¥42,409,258 |
¥6,809,258 |
| 30 |
1.30% |
¥119,475 |
¥43,011,128 |
¥7,411,128 |
| 30 |
1.40% |
¥121,162 |
¥43,618,248 |
¥8,018,248 |
| 30 |
1.50% |
¥122,863 |
¥44,230,606 |
¥8,630,606 |
| 30 |
1.60% |
¥124,578 |
¥44,848,188 |
¥9,248,188 |
| 30 |
1.70% |
¥126,308 |
¥45,470,977 |
¥9,870,977 |
| 30 |
1.80% |
¥128,053 |
¥46,098,959 |
¥10,498,959 |
| 30 |
1.90% |
¥129,811 |
¥46,732,117 |
¥11,132,117 |
| 30 |
2.00% |
¥131,585 |
¥47,370,432 |
¥11,770,432 |
| 30 |
2.10% |
¥133,372 |
¥48,013,886 |
¥12,413,886 |
| 30 |
2.20% |
¥135,173 |
¥48,662,460 |
¥13,062,460 |
| 30 |
2.30% |
¥136,989 |
¥49,316,133 |
¥13,716,133 |
| 30 |
2.40% |
¥138,819 |
¥49,974,886 |
¥14,374,886 |
| 30 |
2.50% |
¥140,663 |
¥50,638,694 |
¥15,038,694 |
| 30 |
2.60% |
¥142,521 |
¥51,307,537 |
¥15,707,537 |
| 30 |
2.70% |
¥144,393 |
¥51,981,391 |
¥16,381,391 |
| 30 |
2.80% |
¥146,278 |
¥52,660,232 |
¥17,060,232 |
| 30 |
2.90% |
¥148,178 |
¥53,344,034 |
¥17,744,034 |
| 30 |
3.00% |
¥150,091 |
¥54,032,773 |
¥18,432,773 |
3560万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥129,387 |
¥38,816,164 |
¥3,216,164 |
| 25 |
0.80% |
¥130,968 |
¥39,290,414 |
¥3,690,414 |
| 25 |
0.90% |
¥132,561 |
¥39,768,353 |
¥4,168,353 |
| 25 |
1.00% |
¥134,167 |
¥40,249,978 |
¥4,649,978 |
| 25 |
1.10% |
¥135,784 |
¥40,735,284 |
¥5,135,284 |
| 25 |
1.20% |
¥137,414 |
¥41,224,265 |
¥5,624,265 |
| 25 |
1.30% |
¥139,056 |
¥41,716,915 |
¥6,116,915 |
| 25 |
1.40% |
¥140,711 |
¥42,213,229 |
¥6,613,229 |
| 25 |
1.50% |
¥142,377 |
¥42,713,200 |
¥7,113,200 |
| 25 |
1.60% |
¥144,056 |
¥43,216,820 |
¥7,616,820 |
| 25 |
1.70% |
¥145,747 |
¥43,724,083 |
¥8,124,083 |
| 25 |
1.80% |
¥147,450 |
¥44,234,980 |
¥8,634,980 |
| 25 |
1.90% |
¥149,165 |
¥44,749,503 |
¥9,149,503 |
| 25 |
2.00% |
¥150,892 |
¥45,267,643 |
¥9,667,643 |
| 25 |
2.10% |
¥152,631 |
¥45,789,392 |
¥10,189,392 |
| 25 |
2.20% |
¥154,382 |
¥46,314,739 |
¥10,714,739 |
| 25 |
2.30% |
¥156,146 |
¥46,843,674 |
¥11,243,674 |
| 25 |
2.40% |
¥157,921 |
¥47,376,187 |
¥11,776,187 |
| 25 |
2.50% |
¥159,708 |
¥47,912,267 |
¥12,312,267 |
| 25 |
2.60% |
¥161,506 |
¥48,451,903 |
¥12,851,903 |
| 25 |
2.70% |
¥163,317 |
¥48,995,084 |
¥13,395,084 |
| 25 |
2.80% |
¥165,139 |
¥49,541,796 |
¥13,941,796 |
| 25 |
2.90% |
¥166,973 |
¥50,092,029 |
¥14,492,029 |
| 25 |
3.00% |
¥168,819 |
¥50,645,768 |
¥15,045,768 |
3560万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥159,002 |
¥38,160,493 |
¥2,560,493 |
| 20 |
0.80% |
¥160,566 |
¥38,535,754 |
¥2,935,754 |
| 20 |
0.90% |
¥162,139 |
¥38,913,380 |
¥3,313,380 |
| 20 |
1.00% |
¥163,722 |
¥39,293,370 |
¥3,693,370 |
| 20 |
1.10% |
¥165,315 |
¥39,675,720 |
¥4,075,720 |
| 20 |
1.20% |
¥166,918 |
¥40,060,428 |
¥4,460,428 |
| 20 |
1.30% |
¥168,531 |
¥40,447,493 |
¥4,847,493 |
| 20 |
1.40% |
¥170,154 |
¥40,836,911 |
¥5,236,911 |
| 20 |
1.50% |
¥171,786 |
¥41,228,680 |
¥5,628,680 |
| 20 |
1.60% |
¥173,428 |
¥41,622,796 |
¥6,022,796 |
| 20 |
1.70% |
¥175,080 |
¥42,019,257 |
¥6,419,257 |
| 20 |
1.80% |
¥176,742 |
¥42,418,059 |
¥6,818,059 |
| 20 |
1.90% |
¥178,413 |
¥42,819,199 |
¥7,219,199 |
| 20 |
2.00% |
¥180,094 |
¥43,222,672 |
¥7,622,672 |
| 20 |
2.10% |
¥181,785 |
¥43,628,475 |
¥8,028,475 |
| 20 |
2.20% |
¥183,486 |
¥44,036,605 |
¥8,436,605 |
| 20 |
2.30% |
¥185,196 |
¥44,447,055 |
¥8,847,055 |
| 20 |
2.40% |
¥186,916 |
¥44,859,823 |
¥9,259,823 |
| 20 |
2.50% |
¥188,645 |
¥45,274,903 |
¥9,674,903 |
| 20 |
2.60% |
¥190,385 |
¥45,692,291 |
¥10,092,291 |
| 20 |
2.70% |
¥192,133 |
¥46,111,982 |
¥10,511,982 |
| 20 |
2.80% |
¥193,892 |
¥46,533,970 |
¥10,933,970 |
| 20 |
2.90% |
¥195,659 |
¥46,958,251 |
¥11,358,251 |
| 20 |
3.00% |
¥197,437 |
¥47,384,819 |
¥11,784,819 |
3560万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥208,400 |
¥37,512,074 |
¥1,912,074 |
| 15 |
0.80% |
¥209,948 |
¥37,790,561 |
¥2,190,561 |
| 15 |
0.90% |
¥211,502 |
¥38,070,379 |
¥2,470,379 |
| 15 |
1.00% |
¥213,064 |
¥38,351,528 |
¥2,751,528 |
| 15 |
1.10% |
¥214,633 |
¥38,634,008 |
¥3,034,008 |
| 15 |
1.20% |
¥216,210 |
¥38,917,817 |
¥3,317,817 |
| 15 |
1.30% |
¥217,794 |
¥39,202,955 |
¥3,602,955 |
| 15 |
1.40% |
¥219,386 |
¥39,489,420 |
¥3,889,420 |
| 15 |
1.50% |
¥220,985 |
¥39,777,213 |
¥4,177,213 |
| 15 |
1.60% |
¥222,591 |
¥40,066,331 |
¥4,466,331 |
| 15 |
1.70% |
¥224,204 |
¥40,356,773 |
¥4,756,773 |
| 15 |
1.80% |
¥225,825 |
¥40,648,540 |
¥5,048,540 |
| 15 |
1.90% |
¥227,453 |
¥40,941,628 |
¥5,341,628 |
| 15 |
2.00% |
¥229,089 |
¥41,236,038 |
¥5,636,038 |
| 15 |
2.10% |
¥230,732 |
¥41,531,767 |
¥5,931,767 |
| 15 |
2.20% |
¥232,382 |
¥41,828,814 |
¥6,228,814 |
| 15 |
2.30% |
¥234,040 |
¥42,127,179 |
¥6,527,179 |
| 15 |
2.40% |
¥235,705 |
¥42,426,859 |
¥6,826,859 |
| 15 |
2.50% |
¥237,377 |
¥42,727,853 |
¥7,127,853 |
| 15 |
2.60% |
¥239,056 |
¥43,030,159 |
¥7,430,159 |
| 15 |
2.70% |
¥240,743 |
¥43,333,775 |
¥7,733,775 |
| 15 |
2.80% |
¥242,437 |
¥43,638,701 |
¥8,038,701 |
| 15 |
2.90% |
¥244,139 |
¥43,944,934 |
¥8,344,934 |
| 15 |
3.00% |
¥245,847 |
¥44,252,472 |
¥8,652,472 |
3560万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥307,258 |
¥36,870,914 |
¥1,270,914 |
| 10 |
0.80% |
¥308,790 |
¥37,054,844 |
¥1,454,844 |
| 10 |
0.90% |
¥310,328 |
¥37,239,366 |
¥1,639,366 |
| 10 |
1.00% |
¥311,871 |
¥37,424,481 |
¥1,824,481 |
| 10 |
1.10% |
¥313,418 |
¥37,610,187 |
¥2,010,187 |
| 10 |
1.20% |
¥314,971 |
¥37,796,485 |
¥2,196,485 |
| 10 |
1.30% |
¥316,528 |
¥37,983,375 |
¥2,383,375 |
| 10 |
1.40% |
¥318,090 |
¥38,170,856 |
¥2,570,856 |
| 10 |
1.50% |
¥319,658 |
¥38,358,929 |
¥2,758,929 |
| 10 |
1.60% |
¥321,230 |
¥38,547,592 |
¥2,947,592 |
| 10 |
1.70% |
¥322,807 |
¥38,736,846 |
¥3,136,846 |
| 10 |
1.80% |
¥324,389 |
¥38,926,690 |
¥3,326,690 |
| 10 |
1.90% |
¥325,976 |
¥39,117,124 |
¥3,517,124 |
| 10 |
2.00% |
¥327,568 |
¥39,308,147 |
¥3,708,147 |
| 10 |
2.10% |
¥329,165 |
¥39,499,761 |
¥3,899,761 |
| 10 |
2.20% |
¥330,766 |
¥39,691,963 |
¥4,091,963 |
| 10 |
2.30% |
¥332,373 |
¥39,884,754 |
¥4,284,754 |
| 10 |
2.40% |
¥333,984 |
¥40,078,134 |
¥4,478,134 |
| 10 |
2.50% |
¥335,601 |
¥40,272,102 |
¥4,672,102 |
| 10 |
2.60% |
¥337,222 |
¥40,466,658 |
¥4,866,658 |
| 10 |
2.70% |
¥338,848 |
¥40,661,801 |
¥5,061,801 |
| 10 |
2.80% |
¥340,479 |
¥40,857,531 |
¥5,257,531 |
| 10 |
2.90% |
¥342,115 |
¥41,053,847 |
¥5,453,847 |
| 10 |
3.00% |
¥343,756 |
¥41,250,750 |
¥5,650,750 |
