3580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3580万円の住宅ローン|期間・年数別
3580万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥70,733 |
¥42,440,049 |
¥6,640,049 |
| 50 |
0.80% |
¥72,413 |
¥43,447,840 |
¥7,647,840 |
| 50 |
0.90% |
¥74,117 |
¥44,470,295 |
¥8,670,295 |
| 50 |
1.00% |
¥75,846 |
¥45,507,352 |
¥9,707,352 |
| 50 |
1.10% |
¥77,598 |
¥46,558,940 |
¥10,758,940 |
| 50 |
1.20% |
¥79,375 |
¥47,624,981 |
¥11,824,981 |
| 50 |
1.30% |
¥81,176 |
¥48,705,391 |
¥12,905,391 |
| 50 |
1.40% |
¥83,000 |
¥49,800,080 |
¥14,000,080 |
| 50 |
1.50% |
¥84,848 |
¥50,908,952 |
¥15,108,952 |
| 50 |
1.60% |
¥86,720 |
¥52,031,902 |
¥16,231,902 |
| 50 |
1.70% |
¥88,615 |
¥53,168,822 |
¥17,368,822 |
| 50 |
1.80% |
¥90,533 |
¥54,319,598 |
¥18,519,598 |
| 50 |
1.90% |
¥92,474 |
¥55,484,108 |
¥19,684,108 |
| 50 |
2.00% |
¥94,437 |
¥56,662,227 |
¥20,862,227 |
| 50 |
2.10% |
¥96,423 |
¥57,853,824 |
¥22,053,824 |
| 50 |
2.20% |
¥98,431 |
¥59,058,763 |
¥23,258,763 |
| 50 |
2.30% |
¥100,462 |
¥60,276,903 |
¥24,476,903 |
| 50 |
2.40% |
¥102,513 |
¥61,508,098 |
¥25,708,098 |
| 50 |
2.50% |
¥104,587 |
¥62,752,199 |
¥26,952,199 |
| 50 |
2.60% |
¥106,682 |
¥64,009,051 |
¥28,209,051 |
| 50 |
2.70% |
¥108,797 |
¥65,278,497 |
¥29,478,497 |
| 50 |
2.80% |
¥110,934 |
¥66,560,376 |
¥30,760,376 |
| 50 |
2.90% |
¥113,091 |
¥67,854,521 |
¥32,054,521 |
| 50 |
3.00% |
¥115,268 |
¥69,160,767 |
¥33,360,767 |
3580万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥77,304 |
¥41,744,388 |
¥5,944,388 |
| 45 |
0.80% |
¥78,966 |
¥42,641,611 |
¥6,841,611 |
| 45 |
0.90% |
¥80,650 |
¥43,550,750 |
¥7,750,750 |
| 45 |
1.00% |
¥82,355 |
¥44,471,761 |
¥8,671,761 |
| 45 |
1.10% |
¥84,083 |
¥45,404,598 |
¥9,604,598 |
| 45 |
1.20% |
¥85,832 |
¥46,349,210 |
¥10,549,210 |
| 45 |
1.30% |
¥87,603 |
¥47,305,540 |
¥11,505,540 |
| 45 |
1.40% |
¥89,395 |
¥48,273,528 |
¥12,473,528 |
| 45 |
1.50% |
¥91,209 |
¥49,253,110 |
¥13,453,110 |
| 45 |
1.60% |
¥93,045 |
¥50,244,218 |
¥14,444,218 |
| 45 |
1.70% |
¥94,901 |
¥51,246,778 |
¥15,446,778 |
| 45 |
1.80% |
¥96,779 |
¥52,260,714 |
¥16,460,714 |
| 45 |
1.90% |
¥98,678 |
¥53,285,945 |
¥17,485,945 |
| 45 |
2.00% |
¥100,597 |
¥54,322,386 |
¥18,522,386 |
| 45 |
2.10% |
¥102,537 |
¥55,369,951 |
¥19,569,951 |
| 45 |
2.20% |
¥104,497 |
¥56,428,546 |
¥20,628,546 |
| 45 |
2.30% |
¥106,478 |
¥57,498,077 |
¥21,698,077 |
| 45 |
2.40% |
¥108,479 |
¥58,578,445 |
¥22,778,445 |
| 45 |
2.50% |
¥110,499 |
¥59,669,550 |
¥23,869,550 |
| 45 |
2.60% |
¥112,539 |
¥60,771,285 |
¥24,971,285 |
| 45 |
2.70% |
¥114,599 |
¥61,883,545 |
¥26,083,545 |
| 45 |
2.80% |
¥116,678 |
¥63,006,218 |
¥27,206,218 |
| 45 |
2.90% |
¥118,776 |
¥64,139,191 |
¥28,339,191 |
| 45 |
3.00% |
¥120,893 |
¥65,282,348 |
¥29,482,348 |
3580万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥85,533 |
¥41,055,961 |
¥5,255,961 |
| 40 |
0.80% |
¥87,177 |
¥41,844,804 |
¥6,044,804 |
| 40 |
0.90% |
¥88,840 |
¥42,643,087 |
¥6,843,087 |
| 40 |
1.00% |
¥90,522 |
¥43,450,783 |
¥7,650,783 |
| 40 |
1.10% |
¥92,225 |
¥44,267,862 |
¥8,467,862 |
| 40 |
1.20% |
¥93,946 |
¥45,094,292 |
¥9,294,292 |
| 40 |
1.30% |
¥95,688 |
¥45,930,038 |
¥10,130,038 |
| 40 |
1.40% |
¥97,448 |
¥46,775,062 |
¥10,975,062 |
| 40 |
1.50% |
¥99,228 |
¥47,629,322 |
¥11,829,322 |
| 40 |
1.60% |
¥101,027 |
¥48,492,776 |
¥12,692,776 |
| 40 |
1.70% |
¥102,845 |
¥49,365,376 |
¥13,565,376 |
| 40 |
1.80% |
¥104,681 |
¥50,247,074 |
¥14,447,074 |
| 40 |
1.90% |
¥106,537 |
¥51,137,820 |
¥15,337,820 |
| 40 |
2.00% |
¥108,412 |
¥52,037,558 |
¥16,237,558 |
| 40 |
2.10% |
¥110,305 |
¥52,946,233 |
¥17,146,233 |
| 40 |
2.20% |
¥112,216 |
¥53,863,785 |
¥18,063,785 |
| 40 |
2.30% |
¥114,146 |
¥54,790,155 |
¥18,990,155 |
| 40 |
2.40% |
¥116,094 |
¥55,725,279 |
¥19,925,279 |
| 40 |
2.50% |
¥118,061 |
¥56,669,091 |
¥20,869,091 |
| 40 |
2.60% |
¥120,045 |
¥57,621,523 |
¥21,821,523 |
| 40 |
2.70% |
¥122,047 |
¥58,582,508 |
¥22,782,508 |
| 40 |
2.80% |
¥124,067 |
¥59,551,971 |
¥23,751,971 |
| 40 |
2.90% |
¥126,104 |
¥60,529,842 |
¥24,729,842 |
| 40 |
3.00% |
¥128,158 |
¥61,516,043 |
¥25,716,043 |
3580万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥96,130 |
¥40,374,784 |
¥4,574,784 |
| 35 |
0.80% |
¥97,756 |
¥41,057,443 |
¥5,257,443 |
| 35 |
0.90% |
¥99,398 |
¥41,747,346 |
¥5,947,346 |
| 35 |
1.00% |
¥101,058 |
¥42,444,478 |
¥6,644,478 |
| 35 |
1.10% |
¥102,735 |
¥43,148,821 |
¥7,348,821 |
| 35 |
1.20% |
¥104,429 |
¥43,860,356 |
¥8,060,356 |
| 35 |
1.30% |
¥106,141 |
¥44,579,061 |
¥8,779,061 |
| 35 |
1.40% |
¥107,869 |
¥45,304,915 |
¥9,504,915 |
| 35 |
1.50% |
¥109,614 |
¥46,037,892 |
¥10,237,892 |
| 35 |
1.60% |
¥111,376 |
¥46,777,967 |
¥10,977,967 |
| 35 |
1.70% |
¥113,155 |
¥47,525,113 |
¥11,725,113 |
| 35 |
1.80% |
¥114,951 |
¥48,279,299 |
¥12,479,299 |
| 35 |
1.90% |
¥116,763 |
¥49,040,496 |
¥13,240,496 |
| 35 |
2.00% |
¥118,592 |
¥49,808,670 |
¥14,008,670 |
| 35 |
2.10% |
¥120,438 |
¥50,583,789 |
¥14,783,789 |
| 35 |
2.20% |
¥122,300 |
¥51,365,817 |
¥15,565,817 |
| 35 |
2.30% |
¥124,178 |
¥52,154,717 |
¥16,354,717 |
| 35 |
2.40% |
¥126,073 |
¥52,950,451 |
¥17,150,451 |
| 35 |
2.50% |
¥127,983 |
¥53,752,981 |
¥17,952,981 |
| 35 |
2.60% |
¥129,910 |
¥54,562,264 |
¥18,762,264 |
| 35 |
2.70% |
¥131,853 |
¥55,378,259 |
¥19,578,259 |
| 35 |
2.80% |
¥133,812 |
¥56,200,922 |
¥20,400,922 |
| 35 |
2.90% |
¥135,786 |
¥57,030,210 |
¥21,230,210 |
| 35 |
3.00% |
¥137,776 |
¥57,866,075 |
¥22,066,075 |
3580万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥110,280 |
¥39,700,871 |
¥3,900,871 |
| 30 |
0.80% |
¥111,888 |
¥40,279,550 |
¥4,479,550 |
| 30 |
0.90% |
¥113,510 |
¥40,863,563 |
¥5,063,563 |
| 30 |
1.00% |
¥115,147 |
¥41,452,901 |
¥5,652,901 |
| 30 |
1.10% |
¥116,799 |
¥42,047,555 |
¥6,247,555 |
| 30 |
1.20% |
¥118,465 |
¥42,647,512 |
¥6,847,512 |
| 30 |
1.30% |
¥120,147 |
¥43,252,763 |
¥7,452,763 |
| 30 |
1.40% |
¥121,842 |
¥43,863,294 |
¥8,063,294 |
| 30 |
1.50% |
¥123,553 |
¥44,479,093 |
¥8,679,093 |
| 30 |
1.60% |
¥125,278 |
¥45,100,144 |
¥9,300,144 |
| 30 |
1.70% |
¥127,018 |
¥45,726,432 |
¥9,926,432 |
| 30 |
1.80% |
¥128,772 |
¥46,357,942 |
¥10,557,942 |
| 30 |
1.90% |
¥130,541 |
¥46,994,657 |
¥11,194,657 |
| 30 |
2.00% |
¥132,324 |
¥47,636,558 |
¥11,836,558 |
| 30 |
2.10% |
¥134,121 |
¥48,283,627 |
¥12,483,627 |
| 30 |
2.20% |
¥135,933 |
¥48,935,844 |
¥13,135,844 |
| 30 |
2.30% |
¥137,759 |
¥49,593,190 |
¥13,793,190 |
| 30 |
2.40% |
¥139,599 |
¥50,255,643 |
¥14,455,643 |
| 30 |
2.50% |
¥141,453 |
¥50,923,181 |
¥15,123,181 |
| 30 |
2.60% |
¥143,322 |
¥51,595,782 |
¥15,795,782 |
| 30 |
2.70% |
¥145,204 |
¥52,273,422 |
¥16,473,422 |
| 30 |
2.80% |
¥147,100 |
¥52,956,076 |
¥17,156,076 |
| 30 |
2.90% |
¥149,010 |
¥53,643,720 |
¥17,843,720 |
| 30 |
3.00% |
¥150,934 |
¥54,336,328 |
¥18,536,328 |
3580万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥130,114 |
¥39,034,232 |
¥3,234,232 |
| 25 |
0.80% |
¥131,704 |
¥39,511,146 |
¥3,711,146 |
| 25 |
0.90% |
¥133,306 |
¥39,991,771 |
¥4,191,771 |
| 25 |
1.00% |
¥134,920 |
¥40,476,102 |
¥4,676,102 |
| 25 |
1.10% |
¥136,547 |
¥40,964,134 |
¥5,164,134 |
| 25 |
1.20% |
¥138,186 |
¥41,455,862 |
¥5,655,862 |
| 25 |
1.30% |
¥139,838 |
¥41,951,280 |
¥6,151,280 |
| 25 |
1.40% |
¥141,501 |
¥42,450,382 |
¥6,650,382 |
| 25 |
1.50% |
¥143,177 |
¥42,953,161 |
¥7,153,161 |
| 25 |
1.60% |
¥144,865 |
¥43,459,611 |
¥7,659,611 |
| 25 |
1.70% |
¥146,566 |
¥43,969,724 |
¥8,169,724 |
| 25 |
1.80% |
¥148,278 |
¥44,483,491 |
¥8,683,491 |
| 25 |
1.90% |
¥150,003 |
¥45,000,905 |
¥9,200,905 |
| 25 |
2.00% |
¥151,740 |
¥45,521,956 |
¥9,721,956 |
| 25 |
2.10% |
¥153,489 |
¥46,046,636 |
¥10,246,636 |
| 25 |
2.20% |
¥155,250 |
¥46,574,934 |
¥10,774,934 |
| 25 |
2.30% |
¥157,023 |
¥47,106,840 |
¥11,306,840 |
| 25 |
2.40% |
¥158,808 |
¥47,642,345 |
¥11,842,345 |
| 25 |
2.50% |
¥160,605 |
¥48,181,437 |
¥12,381,437 |
| 25 |
2.60% |
¥162,414 |
¥48,724,105 |
¥12,924,105 |
| 25 |
2.70% |
¥164,234 |
¥49,270,337 |
¥13,470,337 |
| 25 |
2.80% |
¥166,067 |
¥49,820,121 |
¥14,020,121 |
| 25 |
2.90% |
¥167,911 |
¥50,373,445 |
¥14,573,445 |
| 25 |
3.00% |
¥169,768 |
¥50,930,295 |
¥15,130,295 |
3580万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥159,895 |
¥38,374,878 |
¥2,574,878 |
| 20 |
0.80% |
¥161,468 |
¥38,752,247 |
¥2,952,247 |
| 20 |
0.90% |
¥163,050 |
¥39,131,995 |
¥3,331,995 |
| 20 |
1.00% |
¥164,642 |
¥39,514,119 |
¥3,714,119 |
| 20 |
1.10% |
¥166,244 |
¥39,898,617 |
¥4,098,617 |
| 20 |
1.20% |
¥167,856 |
¥40,285,487 |
¥4,485,487 |
| 20 |
1.30% |
¥169,478 |
¥40,674,726 |
¥4,874,726 |
| 20 |
1.40% |
¥171,110 |
¥41,066,332 |
¥5,266,332 |
| 20 |
1.50% |
¥172,751 |
¥41,460,302 |
¥5,660,302 |
| 20 |
1.60% |
¥174,403 |
¥41,856,632 |
¥6,056,632 |
| 20 |
1.70% |
¥176,064 |
¥42,255,320 |
¥6,455,320 |
| 20 |
1.80% |
¥177,735 |
¥42,656,363 |
¥6,856,363 |
| 20 |
1.90% |
¥179,416 |
¥43,059,756 |
¥7,259,756 |
| 20 |
2.00% |
¥181,106 |
¥43,465,496 |
¥7,665,496 |
| 20 |
2.10% |
¥182,807 |
¥43,873,579 |
¥8,073,579 |
| 20 |
2.20% |
¥184,517 |
¥44,284,001 |
¥8,484,001 |
| 20 |
2.30% |
¥186,236 |
¥44,696,758 |
¥8,896,758 |
| 20 |
2.40% |
¥187,966 |
¥45,111,844 |
¥9,311,844 |
| 20 |
2.50% |
¥189,705 |
¥45,529,257 |
¥9,729,257 |
| 20 |
2.60% |
¥191,454 |
¥45,948,989 |
¥10,148,989 |
| 20 |
2.70% |
¥193,213 |
¥46,371,038 |
¥10,571,038 |
| 20 |
2.80% |
¥194,981 |
¥46,795,397 |
¥10,995,397 |
| 20 |
2.90% |
¥196,759 |
¥47,222,061 |
¥11,422,061 |
| 20 |
3.00% |
¥198,546 |
¥47,651,026 |
¥11,851,026 |
3580万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥209,571 |
¥37,722,816 |
¥1,922,816 |
| 15 |
0.80% |
¥211,127 |
¥38,002,867 |
¥2,202,867 |
| 15 |
0.90% |
¥212,690 |
¥38,284,258 |
¥2,484,258 |
| 15 |
1.00% |
¥214,261 |
¥38,566,987 |
¥2,766,987 |
| 15 |
1.10% |
¥215,839 |
¥38,851,053 |
¥3,051,053 |
| 15 |
1.20% |
¥217,425 |
¥39,136,457 |
¥3,336,457 |
| 15 |
1.30% |
¥219,018 |
¥39,423,196 |
¥3,623,196 |
| 15 |
1.40% |
¥220,618 |
¥39,711,271 |
¥3,911,271 |
| 15 |
1.50% |
¥222,226 |
¥40,000,680 |
¥4,200,680 |
| 15 |
1.60% |
¥223,841 |
¥40,291,422 |
¥4,491,422 |
| 15 |
1.70% |
¥225,464 |
¥40,583,497 |
¥4,783,497 |
| 15 |
1.80% |
¥227,094 |
¥40,876,902 |
¥5,076,902 |
| 15 |
1.90% |
¥228,731 |
¥41,171,637 |
¥5,371,637 |
| 15 |
2.00% |
¥230,376 |
¥41,467,701 |
¥5,667,701 |
| 15 |
2.10% |
¥232,028 |
¥41,765,091 |
¥5,965,091 |
| 15 |
2.20% |
¥233,688 |
¥42,063,808 |
¥6,263,808 |
| 15 |
2.30% |
¥235,355 |
¥42,363,848 |
¥6,563,848 |
| 15 |
2.40% |
¥237,029 |
¥42,665,212 |
¥6,865,212 |
| 15 |
2.50% |
¥238,711 |
¥42,967,897 |
¥7,167,897 |
| 15 |
2.60% |
¥240,399 |
¥43,271,901 |
¥7,471,901 |
| 15 |
2.70% |
¥242,096 |
¥43,577,223 |
¥7,777,223 |
| 15 |
2.80% |
¥243,799 |
¥43,883,862 |
¥8,083,862 |
| 15 |
2.90% |
¥245,510 |
¥44,191,815 |
¥8,391,815 |
| 15 |
3.00% |
¥247,228 |
¥44,501,081 |
¥8,701,081 |
3580万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥308,984 |
¥37,078,054 |
¥1,278,054 |
| 10 |
0.80% |
¥310,525 |
¥37,263,017 |
¥1,463,017 |
| 10 |
0.90% |
¥312,071 |
¥37,448,576 |
¥1,648,576 |
| 10 |
1.00% |
¥313,623 |
¥37,634,731 |
¥1,834,731 |
| 10 |
1.10% |
¥315,179 |
¥37,821,480 |
¥2,021,480 |
| 10 |
1.20% |
¥316,740 |
¥38,008,825 |
¥2,208,825 |
| 10 |
1.30% |
¥318,306 |
¥38,196,765 |
¥2,396,765 |
| 10 |
1.40% |
¥319,877 |
¥38,385,299 |
¥2,585,299 |
| 10 |
1.50% |
¥321,454 |
¥38,574,428 |
¥2,774,428 |
| 10 |
1.60% |
¥323,035 |
¥38,764,151 |
¥2,964,151 |
| 10 |
1.70% |
¥324,621 |
¥38,954,468 |
¥3,154,468 |
| 10 |
1.80% |
¥326,211 |
¥39,145,379 |
¥3,345,379 |
| 10 |
1.90% |
¥327,807 |
¥39,336,883 |
¥3,536,883 |
| 10 |
2.00% |
¥329,408 |
¥39,528,980 |
¥3,728,980 |
| 10 |
2.10% |
¥331,014 |
¥39,721,670 |
¥3,921,670 |
| 10 |
2.20% |
¥332,625 |
¥39,914,952 |
¥4,114,952 |
| 10 |
2.30% |
¥334,240 |
¥40,108,826 |
¥4,308,826 |
| 10 |
2.40% |
¥335,861 |
¥40,303,292 |
¥4,503,292 |
| 10 |
2.50% |
¥337,486 |
¥40,498,350 |
¥4,698,350 |
| 10 |
2.60% |
¥339,117 |
¥40,693,998 |
¥4,893,998 |
| 10 |
2.70% |
¥340,752 |
¥40,890,238 |
¥5,090,238 |
| 10 |
2.80% |
¥342,392 |
¥41,087,067 |
¥5,287,067 |
| 10 |
2.90% |
¥344,037 |
¥41,284,487 |
¥5,484,487 |
| 10 |
3.00% |
¥345,687 |
¥41,482,496 |
¥5,682,496 |