3590万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3590万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3590万円の住宅ローン｜期間・年数別
3590万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥70,931 |
¥42,558,597 |
¥6,658,597 |
| 50 |
0.80% |
¥72,615 |
¥43,569,202 |
¥7,669,202 |
| 50 |
0.90% |
¥74,324 |
¥44,594,514 |
¥8,694,514 |
| 50 |
1.00% |
¥76,057 |
¥45,634,467 |
¥9,734,467 |
| 50 |
1.10% |
¥77,815 |
¥46,688,992 |
¥10,788,992 |
| 50 |
1.20% |
¥79,597 |
¥47,758,011 |
¥11,858,011 |
| 50 |
1.30% |
¥81,402 |
¥48,841,440 |
¥12,941,440 |
| 50 |
1.40% |
¥83,232 |
¥49,939,187 |
¥14,039,187 |
| 50 |
1.50% |
¥85,085 |
¥51,051,155 |
¥15,151,155 |
| 50 |
1.60% |
¥86,962 |
¥52,177,242 |
¥16,277,242 |
| 50 |
1.70% |
¥88,862 |
¥53,317,338 |
¥17,417,338 |
| 50 |
1.80% |
¥90,786 |
¥54,471,328 |
¥18,571,328 |
| 50 |
1.90% |
¥92,732 |
¥55,639,091 |
¥19,739,091 |
| 50 |
2.00% |
¥94,701 |
¥56,820,501 |
¥20,920,501 |
| 50 |
2.10% |
¥96,692 |
¥58,015,427 |
¥22,115,427 |
| 50 |
2.20% |
¥98,706 |
¥59,223,732 |
¥23,323,732 |
| 50 |
2.30% |
¥100,742 |
¥60,445,274 |
¥24,545,274 |
| 50 |
2.40% |
¥102,800 |
¥61,679,908 |
¥25,779,908 |
| 50 |
2.50% |
¥104,879 |
¥62,927,484 |
¥27,027,484 |
| 50 |
2.60% |
¥106,980 |
¥64,187,847 |
¥28,287,847 |
| 50 |
2.70% |
¥109,101 |
¥65,460,839 |
¥29,560,839 |
| 50 |
2.80% |
¥111,244 |
¥66,746,298 |
¥30,846,298 |
| 50 |
2.90% |
¥113,407 |
¥68,044,059 |
¥32,144,059 |
| 50 |
3.00% |
¥115,590 |
¥69,353,953 |
¥33,453,953 |
3590万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥77,520 |
¥41,860,992 |
¥5,960,992 |
| 45 |
0.80% |
¥79,187 |
¥42,760,722 |
¥6,860,722 |
| 45 |
0.90% |
¥80,875 |
¥43,672,400 |
¥7,772,400 |
| 45 |
1.00% |
¥82,585 |
¥44,595,984 |
¥8,695,984 |
| 45 |
1.10% |
¥84,317 |
¥45,531,427 |
¥9,631,427 |
| 45 |
1.20% |
¥86,072 |
¥46,478,677 |
¥10,578,677 |
| 45 |
1.30% |
¥87,848 |
¥47,437,678 |
¥11,537,678 |
| 45 |
1.40% |
¥89,645 |
¥48,408,370 |
¥12,508,370 |
| 45 |
1.50% |
¥91,464 |
¥49,390,689 |
¥13,490,689 |
| 45 |
1.60% |
¥93,305 |
¥50,384,565 |
¥14,484,565 |
| 45 |
1.70% |
¥95,167 |
¥51,389,925 |
¥15,489,925 |
| 45 |
1.80% |
¥97,049 |
¥52,406,693 |
¥16,506,693 |
| 45 |
1.90% |
¥98,953 |
¥53,434,788 |
¥17,534,788 |
| 45 |
2.00% |
¥100,878 |
¥54,474,125 |
¥18,574,125 |
| 45 |
2.10% |
¥102,823 |
¥55,524,615 |
¥19,624,615 |
| 45 |
2.20% |
¥104,789 |
¥56,586,167 |
¥20,686,167 |
| 45 |
2.30% |
¥106,775 |
¥57,658,686 |
¥21,758,686 |
| 45 |
2.40% |
¥108,782 |
¥58,742,072 |
¥22,842,072 |
| 45 |
2.50% |
¥110,808 |
¥59,836,224 |
¥23,936,224 |
| 45 |
2.60% |
¥112,854 |
¥60,941,038 |
¥25,041,038 |
| 45 |
2.70% |
¥114,919 |
¥62,056,404 |
¥26,156,404 |
| 45 |
2.80% |
¥117,004 |
¥63,182,213 |
¥27,282,213 |
| 45 |
2.90% |
¥119,108 |
¥64,318,350 |
¥28,418,350 |
| 45 |
3.00% |
¥121,231 |
¥65,464,701 |
¥29,564,701 |
3590万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥85,772 |
¥41,170,642 |
¥5,270,642 |
| 40 |
0.80% |
¥87,420 |
¥41,961,689 |
¥6,061,689 |
| 40 |
0.90% |
¥89,088 |
¥42,762,202 |
¥6,862,202 |
| 40 |
1.00% |
¥90,775 |
¥43,572,154 |
¥7,672,154 |
| 40 |
1.10% |
¥92,482 |
¥44,391,515 |
¥8,491,515 |
| 40 |
1.20% |
¥94,209 |
¥45,220,254 |
¥9,320,254 |
| 40 |
1.30% |
¥95,955 |
¥46,058,335 |
¥10,158,335 |
| 40 |
1.40% |
¥97,720 |
¥46,905,719 |
¥11,005,719 |
| 40 |
1.50% |
¥99,505 |
¥47,762,365 |
¥11,862,365 |
| 40 |
1.60% |
¥101,309 |
¥48,628,230 |
¥12,728,230 |
| 40 |
1.70% |
¥103,132 |
¥49,503,268 |
¥13,603,268 |
| 40 |
1.80% |
¥104,974 |
¥50,387,429 |
¥14,487,429 |
| 40 |
1.90% |
¥106,835 |
¥51,280,663 |
¥15,380,663 |
| 40 |
2.00% |
¥108,714 |
¥52,182,914 |
¥16,282,914 |
| 40 |
2.10% |
¥110,613 |
¥53,094,127 |
¥17,194,127 |
| 40 |
2.20% |
¥112,530 |
¥54,014,243 |
¥18,114,243 |
| 40 |
2.30% |
¥114,465 |
¥54,943,200 |
¥19,043,200 |
| 40 |
2.40% |
¥116,419 |
¥55,880,936 |
¥19,980,936 |
| 40 |
2.50% |
¥118,390 |
¥56,827,384 |
¥20,927,384 |
| 40 |
2.60% |
¥120,380 |
¥57,782,477 |
¥21,882,477 |
| 40 |
2.70% |
¥122,388 |
¥58,746,146 |
¥22,846,146 |
| 40 |
2.80% |
¥124,413 |
¥59,718,318 |
¥23,818,318 |
| 40 |
2.90% |
¥126,456 |
¥60,698,920 |
¥24,798,920 |
| 40 |
3.00% |
¥128,516 |
¥61,687,876 |
¥25,787,876 |
3590万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥96,399 |
¥40,487,563 |
¥4,587,563 |
| 35 |
0.80% |
¥98,029 |
¥41,172,128 |
¥5,272,128 |
| 35 |
0.90% |
¥99,676 |
¥41,863,958 |
¥5,963,958 |
| 35 |
1.00% |
¥101,341 |
¥42,563,038 |
¥6,663,038 |
| 35 |
1.10% |
¥103,022 |
¥43,269,348 |
¥7,369,348 |
| 35 |
1.20% |
¥104,721 |
¥43,982,871 |
¥8,082,871 |
| 35 |
1.30% |
¥106,437 |
¥44,703,584 |
¥8,803,584 |
| 35 |
1.40% |
¥108,170 |
¥45,431,465 |
¥9,531,465 |
| 35 |
1.50% |
¥109,920 |
¥46,166,490 |
¥10,266,490 |
| 35 |
1.60% |
¥111,687 |
¥46,908,632 |
¥11,008,632 |
| 35 |
1.70% |
¥113,471 |
¥47,657,864 |
¥11,757,864 |
| 35 |
1.80% |
¥115,272 |
¥48,414,157 |
¥12,514,157 |
| 35 |
1.90% |
¥117,089 |
¥49,177,480 |
¥13,277,480 |
| 35 |
2.00% |
¥118,923 |
¥49,947,800 |
¥14,047,800 |
| 35 |
2.10% |
¥120,774 |
¥50,725,084 |
¥14,825,084 |
| 35 |
2.20% |
¥122,641 |
¥51,509,297 |
¥15,609,297 |
| 35 |
2.30% |
¥124,525 |
¥52,300,400 |
¥16,400,400 |
| 35 |
2.40% |
¥126,425 |
¥53,098,358 |
¥17,198,358 |
| 35 |
2.50% |
¥128,341 |
¥53,903,129 |
¥18,003,129 |
| 35 |
2.60% |
¥130,273 |
¥54,714,672 |
¥18,814,672 |
| 35 |
2.70% |
¥132,221 |
¥55,532,947 |
¥19,632,947 |
| 35 |
2.80% |
¥134,185 |
¥56,357,908 |
¥20,457,908 |
| 35 |
2.90% |
¥136,166 |
¥57,189,512 |
¥21,289,512 |
| 35 |
3.00% |
¥138,161 |
¥58,027,712 |
¥22,127,712 |
3590万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥110,588 |
¥39,811,767 |
¥3,911,767 |
| 30 |
0.80% |
¥112,200 |
¥40,392,063 |
¥4,492,063 |
| 30 |
0.90% |
¥113,827 |
¥40,977,707 |
¥5,077,707 |
| 30 |
1.00% |
¥115,469 |
¥41,568,692 |
¥5,668,692 |
| 30 |
1.10% |
¥117,125 |
¥42,165,006 |
¥6,265,006 |
| 30 |
1.20% |
¥118,796 |
¥42,766,640 |
¥6,866,640 |
| 30 |
1.30% |
¥120,482 |
¥43,373,581 |
¥7,473,581 |
| 30 |
1.40% |
¥122,183 |
¥43,985,818 |
¥8,085,818 |
| 30 |
1.50% |
¥123,898 |
¥44,603,336 |
¥8,703,336 |
| 30 |
1.60% |
¥125,628 |
¥45,226,122 |
¥9,326,122 |
| 30 |
1.70% |
¥127,373 |
¥45,854,160 |
¥9,954,160 |
| 30 |
1.80% |
¥129,132 |
¥46,487,434 |
¥10,587,434 |
| 30 |
1.90% |
¥130,905 |
¥47,125,927 |
¥11,225,927 |
| 30 |
2.00% |
¥132,693 |
¥47,769,621 |
¥11,869,621 |
| 30 |
2.10% |
¥134,496 |
¥48,418,497 |
¥12,518,497 |
| 30 |
2.20% |
¥136,313 |
¥49,072,537 |
¥13,172,537 |
| 30 |
2.30% |
¥138,144 |
¥49,731,719 |
¥13,831,719 |
| 30 |
2.40% |
¥139,989 |
¥50,396,022 |
¥14,496,022 |
| 30 |
2.50% |
¥141,848 |
¥51,065,425 |
¥15,165,425 |
| 30 |
2.60% |
¥143,722 |
¥51,739,904 |
¥15,839,904 |
| 30 |
2.70% |
¥145,610 |
¥52,419,437 |
¥16,519,437 |
| 30 |
2.80% |
¥147,511 |
¥53,103,998 |
¥17,203,998 |
| 30 |
2.90% |
¥149,427 |
¥53,793,563 |
¥17,893,563 |
| 30 |
3.00% |
¥151,356 |
¥54,488,105 |
¥18,588,105 |
3590万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥130,478 |
¥39,143,266 |
¥3,243,266 |
| 25 |
0.80% |
¥132,072 |
¥39,621,513 |
¥3,721,513 |
| 25 |
0.90% |
¥133,678 |
¥40,103,480 |
¥4,203,480 |
| 25 |
1.00% |
¥135,297 |
¥40,589,163 |
¥4,689,163 |
| 25 |
1.10% |
¥136,929 |
¥41,078,559 |
¥5,178,559 |
| 25 |
1.20% |
¥138,572 |
¥41,571,660 |
¥5,671,660 |
| 25 |
1.30% |
¥140,228 |
¥42,068,462 |
¥6,168,462 |
| 25 |
1.40% |
¥141,897 |
¥42,568,958 |
¥6,668,958 |
| 25 |
1.50% |
¥143,577 |
¥43,073,142 |
¥7,173,142 |
| 25 |
1.60% |
¥145,270 |
¥43,581,007 |
¥7,681,007 |
| 25 |
1.70% |
¥146,975 |
¥44,092,544 |
¥8,192,544 |
| 25 |
1.80% |
¥148,692 |
¥44,607,747 |
¥8,707,747 |
| 25 |
1.90% |
¥150,422 |
¥45,126,606 |
¥9,226,606 |
| 25 |
2.00% |
¥152,164 |
¥45,649,112 |
¥9,749,112 |
| 25 |
2.10% |
¥153,918 |
¥46,175,257 |
¥10,275,257 |
| 25 |
2.20% |
¥155,683 |
¥46,705,031 |
¥10,805,031 |
| 25 |
2.30% |
¥157,461 |
¥47,238,424 |
¥11,338,424 |
| 25 |
2.40% |
¥159,251 |
¥47,775,424 |
¥11,875,424 |
| 25 |
2.50% |
¥161,053 |
¥48,316,022 |
¥12,416,022 |
| 25 |
2.60% |
¥162,867 |
¥48,860,206 |
¥12,960,206 |
| 25 |
2.70% |
¥164,693 |
¥49,407,964 |
¥13,507,964 |
| 25 |
2.80% |
¥166,531 |
¥49,959,283 |
¥14,059,283 |
| 25 |
2.90% |
¥168,381 |
¥50,514,153 |
¥14,614,153 |
| 25 |
3.00% |
¥170,242 |
¥51,072,559 |
¥15,172,559 |
3590万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥160,342 |
¥38,482,070 |
¥2,582,070 |
| 20 |
0.80% |
¥161,919 |
¥38,860,494 |
¥2,960,494 |
| 20 |
0.90% |
¥163,505 |
¥39,241,302 |
¥3,341,302 |
| 20 |
1.00% |
¥165,102 |
¥39,624,493 |
¥3,724,493 |
| 20 |
1.10% |
¥166,709 |
¥40,010,065 |
¥4,110,065 |
| 20 |
1.20% |
¥168,325 |
¥40,398,016 |
¥4,498,016 |
| 20 |
1.30% |
¥169,951 |
¥40,788,342 |
¥4,888,342 |
| 20 |
1.40% |
¥171,588 |
¥41,181,042 |
¥5,281,042 |
| 20 |
1.50% |
¥173,234 |
¥41,576,112 |
¥5,676,112 |
| 20 |
1.60% |
¥174,890 |
¥41,973,550 |
¥6,073,550 |
| 20 |
1.70% |
¥176,556 |
¥42,373,352 |
¥6,473,352 |
| 20 |
1.80% |
¥178,231 |
¥42,775,515 |
¥6,875,515 |
| 20 |
1.90% |
¥179,917 |
¥43,180,035 |
¥7,280,035 |
| 20 |
2.00% |
¥181,612 |
¥43,586,908 |
¥7,686,908 |
| 20 |
2.10% |
¥183,317 |
¥43,996,131 |
¥8,096,131 |
| 20 |
2.20% |
¥185,032 |
¥44,407,700 |
¥8,507,700 |
| 20 |
2.30% |
¥186,757 |
¥44,821,609 |
¥8,921,609 |
| 20 |
2.40% |
¥188,491 |
¥45,237,855 |
¥9,337,855 |
| 20 |
2.50% |
¥190,235 |
¥45,656,433 |
¥9,756,433 |
| 20 |
2.60% |
¥191,989 |
¥46,077,339 |
¥10,177,339 |
| 20 |
2.70% |
¥193,752 |
¥46,500,566 |
¥10,600,566 |
| 20 |
2.80% |
¥195,525 |
¥46,926,111 |
¥11,026,111 |
| 20 |
2.90% |
¥197,308 |
¥47,353,967 |
¥11,453,967 |
| 20 |
3.00% |
¥199,101 |
¥47,784,129 |
¥11,884,129 |
3590万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥210,157 |
¥37,828,187 |
¥1,928,187 |
| 15 |
0.80% |
¥211,717 |
¥38,109,021 |
¥2,209,021 |
| 15 |
0.90% |
¥213,284 |
¥38,391,197 |
¥2,491,197 |
| 15 |
1.00% |
¥214,860 |
¥38,674,716 |
¥2,774,716 |
| 15 |
1.10% |
¥216,442 |
¥38,959,576 |
¥3,059,576 |
| 15 |
1.20% |
¥218,032 |
¥39,245,776 |
¥3,345,776 |
| 15 |
1.30% |
¥219,630 |
¥39,533,317 |
¥3,633,317 |
| 15 |
1.40% |
¥221,234 |
¥39,822,196 |
¥3,922,196 |
| 15 |
1.50% |
¥222,847 |
¥40,112,414 |
¥4,212,414 |
| 15 |
1.60% |
¥224,466 |
¥40,403,968 |
¥4,503,968 |
| 15 |
1.70% |
¥226,094 |
¥40,696,859 |
¥4,796,859 |
| 15 |
1.80% |
¥227,728 |
¥40,991,083 |
¥5,091,083 |
| 15 |
1.90% |
¥229,370 |
¥41,286,642 |
¥5,386,642 |
| 15 |
2.00% |
¥231,020 |
¥41,583,532 |
¥5,683,532 |
| 15 |
2.10% |
¥232,676 |
¥41,881,754 |
¥5,981,754 |
| 15 |
2.20% |
¥234,341 |
¥42,181,304 |
¥6,281,304 |
| 15 |
2.30% |
¥236,012 |
¥42,482,183 |
¥6,582,183 |
| 15 |
2.40% |
¥237,691 |
¥42,784,388 |
¥6,884,388 |
| 15 |
2.50% |
¥239,377 |
¥43,087,919 |
¥7,187,919 |
| 15 |
2.60% |
¥241,071 |
¥43,392,772 |
¥7,492,772 |
| 15 |
2.70% |
¥242,772 |
¥43,698,948 |
¥7,798,948 |
| 15 |
2.80% |
¥244,480 |
¥44,006,443 |
¥8,106,443 |
| 15 |
2.90% |
¥246,196 |
¥44,315,256 |
¥8,415,256 |
| 15 |
3.00% |
¥247,919 |
¥44,625,386 |
¥8,725,386 |
3590万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥309,847 |
¥37,181,624 |
¥1,281,624 |
| 10 |
0.80% |
¥311,393 |
¥37,367,104 |
¥1,467,104 |
| 10 |
0.90% |
¥312,943 |
¥37,553,181 |
¥1,653,181 |
| 10 |
1.00% |
¥314,499 |
¥37,739,855 |
¥1,839,855 |
| 10 |
1.10% |
¥316,059 |
¥37,927,127 |
¥2,027,127 |
| 10 |
1.20% |
¥317,625 |
¥38,114,995 |
¥2,214,995 |
| 10 |
1.30% |
¥319,195 |
¥38,303,460 |
¥2,403,460 |
| 10 |
1.40% |
¥320,771 |
¥38,492,521 |
¥2,592,521 |
| 10 |
1.50% |
¥322,351 |
¥38,682,178 |
¥2,782,178 |
| 10 |
1.60% |
¥323,937 |
¥38,872,431 |
¥2,972,431 |
| 10 |
1.70% |
¥325,527 |
¥39,063,280 |
¥3,163,280 |
| 10 |
1.80% |
¥327,123 |
¥39,254,723 |
¥3,354,723 |
| 10 |
1.90% |
¥328,723 |
¥39,446,762 |
¥3,546,762 |
| 10 |
2.00% |
¥330,328 |
¥39,639,396 |
¥3,739,396 |
| 10 |
2.10% |
¥331,939 |
¥39,832,624 |
¥3,932,624 |
| 10 |
2.20% |
¥333,554 |
¥40,026,446 |
¥4,126,446 |
| 10 |
2.30% |
¥335,174 |
¥40,220,862 |
¥4,320,862 |
| 10 |
2.40% |
¥336,799 |
¥40,415,871 |
¥4,515,871 |
| 10 |
2.50% |
¥338,429 |
¥40,611,474 |
¥4,711,474 |
| 10 |
2.60% |
¥340,064 |
¥40,807,669 |
¥4,907,669 |
| 10 |
2.70% |
¥341,704 |
¥41,004,456 |
¥5,104,456 |
| 10 |
2.80% |
¥343,349 |
¥41,201,836 |
¥5,301,836 |
| 10 |
2.90% |
¥344,998 |
¥41,399,807 |
¥5,499,807 |
| 10 |
3.00% |
¥346,653 |
¥41,598,369 |
¥5,698,369 |
