3600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3600万円の住宅ローン｜期間・年数別
3600万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥71,129 |
¥42,677,144 |
¥6,677,144 |
| 50 |
0.80% |
¥72,818 |
¥43,690,565 |
¥7,690,565 |
| 50 |
0.90% |
¥74,531 |
¥44,718,732 |
¥8,718,732 |
| 50 |
1.00% |
¥76,269 |
¥45,761,583 |
¥9,761,583 |
| 50 |
1.10% |
¥78,032 |
¥46,819,045 |
¥10,819,045 |
| 50 |
1.20% |
¥79,818 |
¥47,891,042 |
¥11,891,042 |
| 50 |
1.30% |
¥81,629 |
¥48,977,488 |
¥12,977,488 |
| 50 |
1.40% |
¥83,464 |
¥50,078,293 |
¥14,078,293 |
| 50 |
1.50% |
¥85,322 |
¥51,193,359 |
¥15,193,359 |
| 50 |
1.60% |
¥87,204 |
¥52,322,583 |
¥16,322,583 |
| 50 |
1.70% |
¥89,110 |
¥53,465,855 |
¥17,465,855 |
| 50 |
1.80% |
¥91,038 |
¥54,623,059 |
¥18,623,059 |
| 50 |
1.90% |
¥92,990 |
¥55,794,075 |
¥19,794,075 |
| 50 |
2.00% |
¥94,965 |
¥56,978,776 |
¥20,978,776 |
| 50 |
2.10% |
¥96,962 |
¥58,177,030 |
¥22,177,030 |
| 50 |
2.20% |
¥98,981 |
¥59,388,700 |
¥23,388,700 |
| 50 |
2.30% |
¥101,023 |
¥60,613,645 |
¥24,613,645 |
| 50 |
2.40% |
¥103,086 |
¥61,851,718 |
¥25,851,718 |
| 50 |
2.50% |
¥105,171 |
¥63,102,769 |
¥27,102,769 |
| 50 |
2.60% |
¥107,278 |
¥64,366,643 |
¥28,366,643 |
| 50 |
2.70% |
¥109,405 |
¥65,643,181 |
¥29,643,181 |
| 50 |
2.80% |
¥111,554 |
¥66,932,221 |
¥30,932,221 |
| 50 |
2.90% |
¥113,723 |
¥68,233,597 |
¥32,233,597 |
| 50 |
3.00% |
¥115,912 |
¥69,547,140 |
¥33,547,140 |
3600万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥77,736 |
¥41,977,597 |
¥5,977,597 |
| 45 |
0.80% |
¥79,407 |
¥42,879,833 |
¥6,879,833 |
| 45 |
0.90% |
¥81,100 |
¥43,794,050 |
¥7,794,050 |
| 45 |
1.00% |
¥82,815 |
¥44,720,207 |
¥8,720,207 |
| 45 |
1.10% |
¥84,552 |
¥45,658,255 |
¥9,658,255 |
| 45 |
1.20% |
¥86,311 |
¥46,608,144 |
¥10,608,144 |
| 45 |
1.30% |
¥88,092 |
¥47,569,817 |
¥11,569,817 |
| 45 |
1.40% |
¥89,895 |
¥48,543,213 |
¥12,543,213 |
| 45 |
1.50% |
¥91,719 |
¥49,528,267 |
¥13,528,267 |
| 45 |
1.60% |
¥93,565 |
¥50,524,912 |
¥14,524,912 |
| 45 |
1.70% |
¥95,432 |
¥51,533,073 |
¥15,533,073 |
| 45 |
1.80% |
¥97,320 |
¥52,552,673 |
¥16,552,673 |
| 45 |
1.90% |
¥99,229 |
¥53,583,632 |
¥17,583,632 |
| 45 |
2.00% |
¥101,159 |
¥54,625,863 |
¥18,625,863 |
| 45 |
2.10% |
¥103,110 |
¥55,679,280 |
¥19,679,280 |
| 45 |
2.20% |
¥105,081 |
¥56,743,789 |
¥20,743,789 |
| 45 |
2.30% |
¥107,073 |
¥57,819,295 |
¥21,819,295 |
| 45 |
2.40% |
¥109,085 |
¥58,905,699 |
¥22,905,699 |
| 45 |
2.50% |
¥111,116 |
¥60,002,899 |
¥24,002,899 |
| 45 |
2.60% |
¥113,168 |
¥61,110,790 |
¥25,110,790 |
| 45 |
2.70% |
¥115,239 |
¥62,229,263 |
¥26,229,263 |
| 45 |
2.80% |
¥117,330 |
¥63,358,208 |
¥27,358,208 |
| 45 |
2.90% |
¥119,440 |
¥64,497,510 |
¥28,497,510 |
| 45 |
3.00% |
¥121,569 |
¥65,647,054 |
¥29,647,054 |
3600万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥86,011 |
¥41,285,324 |
¥5,285,324 |
| 40 |
0.80% |
¥87,664 |
¥42,078,574 |
¥6,078,574 |
| 40 |
0.90% |
¥89,336 |
¥42,881,316 |
¥6,881,316 |
| 40 |
1.00% |
¥91,028 |
¥43,693,524 |
¥7,693,524 |
| 40 |
1.10% |
¥92,740 |
¥44,515,169 |
¥8,515,169 |
| 40 |
1.20% |
¥94,471 |
¥45,346,216 |
¥9,346,216 |
| 40 |
1.30% |
¥96,222 |
¥46,186,631 |
¥10,186,631 |
| 40 |
1.40% |
¥97,992 |
¥47,036,375 |
¥11,036,375 |
| 40 |
1.50% |
¥99,782 |
¥47,895,408 |
¥11,895,408 |
| 40 |
1.60% |
¥101,591 |
¥48,763,685 |
¥12,763,685 |
| 40 |
1.70% |
¥103,419 |
¥49,641,160 |
¥13,641,160 |
| 40 |
1.80% |
¥105,266 |
¥50,527,784 |
¥14,527,784 |
| 40 |
1.90% |
¥107,132 |
¥51,423,506 |
¥15,423,506 |
| 40 |
2.00% |
¥109,017 |
¥52,328,270 |
¥16,328,270 |
| 40 |
2.10% |
¥110,921 |
¥53,242,022 |
¥17,242,022 |
| 40 |
2.20% |
¥112,843 |
¥54,164,700 |
¥18,164,700 |
| 40 |
2.30% |
¥114,784 |
¥55,096,245 |
¥19,096,245 |
| 40 |
2.40% |
¥116,743 |
¥56,036,593 |
¥20,036,593 |
| 40 |
2.50% |
¥118,720 |
¥56,985,678 |
¥20,985,678 |
| 40 |
2.60% |
¥120,715 |
¥57,943,431 |
¥21,943,431 |
| 40 |
2.70% |
¥122,729 |
¥58,909,784 |
¥22,909,784 |
| 40 |
2.80% |
¥124,760 |
¥59,884,664 |
¥23,884,664 |
| 40 |
2.90% |
¥126,808 |
¥60,867,997 |
¥24,867,997 |
| 40 |
3.00% |
¥128,874 |
¥61,859,708 |
¥25,859,708 |
3600万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥96,667 |
¥40,600,342 |
¥4,600,342 |
| 35 |
0.80% |
¥98,302 |
¥41,286,814 |
¥5,286,814 |
| 35 |
0.90% |
¥99,954 |
¥41,980,571 |
¥5,980,571 |
| 35 |
1.00% |
¥101,623 |
¥42,681,598 |
¥6,681,598 |
| 35 |
1.10% |
¥103,309 |
¥43,389,876 |
¥7,389,876 |
| 35 |
1.20% |
¥105,013 |
¥44,105,386 |
¥8,105,386 |
| 35 |
1.30% |
¥106,734 |
¥44,828,106 |
¥8,828,106 |
| 35 |
1.40% |
¥108,471 |
¥45,558,015 |
¥9,558,015 |
| 35 |
1.50% |
¥110,226 |
¥46,295,087 |
¥10,295,087 |
| 35 |
1.60% |
¥111,998 |
¥47,039,297 |
¥11,039,297 |
| 35 |
1.70% |
¥113,787 |
¥47,790,616 |
¥11,790,616 |
| 35 |
1.80% |
¥115,593 |
¥48,549,016 |
¥12,549,016 |
| 35 |
1.90% |
¥117,415 |
¥49,314,465 |
¥13,314,465 |
| 35 |
2.00% |
¥119,255 |
¥50,086,931 |
¥14,086,931 |
| 35 |
2.10% |
¥121,110 |
¥50,866,380 |
¥14,866,380 |
| 35 |
2.20% |
¥122,983 |
¥51,652,777 |
¥15,652,777 |
| 35 |
2.30% |
¥124,872 |
¥52,446,084 |
¥16,446,084 |
| 35 |
2.40% |
¥126,777 |
¥53,246,264 |
¥17,246,264 |
| 35 |
2.50% |
¥128,698 |
¥54,053,277 |
¥18,053,277 |
| 35 |
2.60% |
¥130,636 |
¥54,867,081 |
¥18,867,081 |
| 35 |
2.70% |
¥132,590 |
¥55,687,635 |
¥19,687,635 |
| 35 |
2.80% |
¥134,559 |
¥56,514,894 |
¥20,514,894 |
| 35 |
2.90% |
¥136,545 |
¥57,348,814 |
¥21,348,814 |
| 35 |
3.00% |
¥138,546 |
¥58,189,349 |
¥22,189,349 |
3600万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥110,896 |
¥39,922,663 |
¥3,922,663 |
| 30 |
0.80% |
¥112,513 |
¥40,504,576 |
¥4,504,576 |
| 30 |
0.90% |
¥114,144 |
¥41,091,851 |
¥5,091,851 |
| 30 |
1.00% |
¥115,790 |
¥41,684,482 |
¥5,684,482 |
| 30 |
1.10% |
¥117,451 |
¥42,282,457 |
¥6,282,457 |
| 30 |
1.20% |
¥119,127 |
¥42,885,767 |
¥6,885,767 |
| 30 |
1.30% |
¥120,818 |
¥43,494,399 |
¥7,494,399 |
| 30 |
1.40% |
¥122,523 |
¥44,108,341 |
¥8,108,341 |
| 30 |
1.50% |
¥124,243 |
¥44,727,579 |
¥8,727,579 |
| 30 |
1.60% |
¥125,978 |
¥45,352,100 |
¥9,352,100 |
| 30 |
1.70% |
¥127,727 |
¥45,981,887 |
¥9,981,887 |
| 30 |
1.80% |
¥129,491 |
¥46,616,925 |
¥10,616,925 |
| 30 |
1.90% |
¥131,270 |
¥47,257,197 |
¥11,257,197 |
| 30 |
2.00% |
¥133,063 |
¥47,902,684 |
¥11,902,684 |
| 30 |
2.10% |
¥134,870 |
¥48,553,368 |
¥12,553,368 |
| 30 |
2.20% |
¥136,692 |
¥49,209,229 |
¥13,209,229 |
| 30 |
2.30% |
¥138,528 |
¥49,870,247 |
¥13,870,247 |
| 30 |
2.40% |
¥140,379 |
¥50,536,401 |
¥14,536,401 |
| 30 |
2.50% |
¥142,244 |
¥51,207,668 |
¥15,207,668 |
| 30 |
2.60% |
¥144,122 |
¥51,884,027 |
¥15,884,027 |
| 30 |
2.70% |
¥146,015 |
¥52,565,452 |
¥16,565,452 |
| 30 |
2.80% |
¥147,922 |
¥53,251,920 |
¥17,251,920 |
| 30 |
2.90% |
¥149,843 |
¥53,943,405 |
¥17,943,405 |
| 30 |
3.00% |
¥151,777 |
¥54,639,883 |
¥18,639,883 |
3600万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥130,841 |
¥39,252,300 |
¥3,252,300 |
| 25 |
0.80% |
¥132,440 |
¥39,731,879 |
¥3,731,879 |
| 25 |
0.90% |
¥134,051 |
¥40,215,189 |
¥4,215,189 |
| 25 |
1.00% |
¥135,674 |
¥40,702,225 |
¥4,702,225 |
| 25 |
1.10% |
¥137,310 |
¥41,192,984 |
¥5,192,984 |
| 25 |
1.20% |
¥138,958 |
¥41,687,459 |
¥5,687,459 |
| 25 |
1.30% |
¥140,619 |
¥42,185,644 |
¥6,185,644 |
| 25 |
1.40% |
¥142,292 |
¥42,687,535 |
¥6,687,535 |
| 25 |
1.50% |
¥143,977 |
¥43,193,123 |
¥7,193,123 |
| 25 |
1.60% |
¥145,675 |
¥43,702,402 |
¥7,702,402 |
| 25 |
1.70% |
¥147,385 |
¥44,215,365 |
¥8,215,365 |
| 25 |
1.80% |
¥149,107 |
¥44,732,002 |
¥8,732,002 |
| 25 |
1.90% |
¥150,841 |
¥45,252,306 |
¥9,252,306 |
| 25 |
2.00% |
¥152,588 |
¥45,776,269 |
¥9,776,269 |
| 25 |
2.10% |
¥154,346 |
¥46,303,879 |
¥10,303,879 |
| 25 |
2.20% |
¥156,117 |
¥46,835,129 |
¥10,835,129 |
| 25 |
2.30% |
¥157,900 |
¥47,370,007 |
¥11,370,007 |
| 25 |
2.40% |
¥159,695 |
¥47,908,504 |
¥11,908,504 |
| 25 |
2.50% |
¥161,502 |
¥48,450,607 |
¥12,450,607 |
| 25 |
2.60% |
¥163,321 |
¥48,996,307 |
¥12,996,307 |
| 25 |
2.70% |
¥165,152 |
¥49,545,590 |
¥13,545,590 |
| 25 |
2.80% |
¥166,995 |
¥50,098,446 |
¥14,098,446 |
| 25 |
2.90% |
¥168,850 |
¥50,654,861 |
¥14,654,861 |
| 25 |
3.00% |
¥170,716 |
¥51,214,822 |
¥15,214,822 |
3600万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥160,789 |
¥38,589,263 |
¥2,589,263 |
| 20 |
0.80% |
¥162,370 |
¥38,968,740 |
¥2,968,740 |
| 20 |
0.90% |
¥163,961 |
¥39,350,609 |
¥3,350,609 |
| 20 |
1.00% |
¥165,562 |
¥39,734,868 |
¥3,734,868 |
| 20 |
1.10% |
¥167,173 |
¥40,121,514 |
¥4,121,514 |
| 20 |
1.20% |
¥168,794 |
¥40,510,545 |
¥4,510,545 |
| 20 |
1.30% |
¥170,425 |
¥40,901,959 |
¥4,901,959 |
| 20 |
1.40% |
¥172,066 |
¥41,295,753 |
¥5,295,753 |
| 20 |
1.50% |
¥173,716 |
¥41,691,923 |
¥5,691,923 |
| 20 |
1.60% |
¥175,377 |
¥42,090,468 |
¥6,090,468 |
| 20 |
1.70% |
¥177,047 |
¥42,491,384 |
¥6,491,384 |
| 20 |
1.80% |
¥178,728 |
¥42,894,667 |
¥6,894,667 |
| 20 |
1.90% |
¥180,418 |
¥43,300,313 |
¥7,300,313 |
| 20 |
2.00% |
¥182,118 |
¥43,708,320 |
¥7,708,320 |
| 20 |
2.10% |
¥183,828 |
¥44,118,683 |
¥8,118,683 |
| 20 |
2.20% |
¥185,547 |
¥44,531,398 |
¥8,531,398 |
| 20 |
2.30% |
¥187,277 |
¥44,946,460 |
¥8,946,460 |
| 20 |
2.40% |
¥189,016 |
¥45,363,866 |
¥9,363,866 |
| 20 |
2.50% |
¥190,765 |
¥45,783,610 |
¥9,783,610 |
| 20 |
2.60% |
¥192,524 |
¥46,205,688 |
¥10,205,688 |
| 20 |
2.70% |
¥194,292 |
¥46,630,094 |
¥10,630,094 |
| 20 |
2.80% |
¥196,070 |
¥47,056,824 |
¥11,056,824 |
| 20 |
2.90% |
¥197,858 |
¥47,485,872 |
¥11,485,872 |
| 20 |
3.00% |
¥199,655 |
¥47,917,232 |
¥11,917,232 |
3600万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥210,742 |
¥37,933,558 |
¥1,933,558 |
| 15 |
0.80% |
¥212,307 |
¥38,215,174 |
¥2,215,174 |
| 15 |
0.90% |
¥213,879 |
¥38,498,136 |
¥2,498,136 |
| 15 |
1.00% |
¥215,458 |
¥38,782,445 |
¥2,782,445 |
| 15 |
1.10% |
¥217,045 |
¥39,068,098 |
¥3,068,098 |
| 15 |
1.20% |
¥218,639 |
¥39,355,096 |
¥3,355,096 |
| 15 |
1.30% |
¥220,241 |
¥39,643,438 |
¥3,643,438 |
| 15 |
1.40% |
¥221,851 |
¥39,933,122 |
¥3,933,122 |
| 15 |
1.50% |
¥223,467 |
¥40,224,148 |
¥4,224,148 |
| 15 |
1.60% |
¥225,092 |
¥40,516,514 |
¥4,516,514 |
| 15 |
1.70% |
¥226,723 |
¥40,810,220 |
¥4,810,220 |
| 15 |
1.80% |
¥228,363 |
¥41,105,265 |
¥5,105,265 |
| 15 |
1.90% |
¥230,009 |
¥41,401,646 |
¥5,401,646 |
| 15 |
2.00% |
¥231,663 |
¥41,699,364 |
¥5,699,364 |
| 15 |
2.10% |
¥233,325 |
¥41,998,416 |
¥5,998,416 |
| 15 |
2.20% |
¥234,993 |
¥42,298,801 |
¥6,298,801 |
| 15 |
2.30% |
¥236,670 |
¥42,600,518 |
¥6,600,518 |
| 15 |
2.40% |
¥238,353 |
¥42,903,565 |
¥6,903,565 |
| 15 |
2.50% |
¥240,044 |
¥43,207,941 |
¥7,207,941 |
| 15 |
2.60% |
¥241,742 |
¥43,513,643 |
¥7,513,643 |
| 15 |
2.70% |
¥243,448 |
¥43,820,672 |
¥7,820,672 |
| 15 |
2.80% |
¥245,161 |
¥44,129,023 |
¥8,129,023 |
| 15 |
2.90% |
¥246,882 |
¥44,438,697 |
¥8,438,697 |
| 15 |
3.00% |
¥248,609 |
¥44,749,690 |
¥8,749,690 |
3600万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥310,710 |
¥37,285,193 |
¥1,285,193 |
| 10 |
0.80% |
¥312,260 |
¥37,471,190 |
¥1,471,190 |
| 10 |
0.90% |
¥313,815 |
¥37,657,786 |
¥1,657,786 |
| 10 |
1.00% |
¥315,375 |
¥37,844,980 |
¥1,844,980 |
| 10 |
1.10% |
¥316,940 |
¥38,032,774 |
¥2,032,774 |
| 10 |
1.20% |
¥318,510 |
¥38,221,165 |
¥2,221,165 |
| 10 |
1.30% |
¥320,085 |
¥38,410,155 |
¥2,410,155 |
| 10 |
1.40% |
¥321,665 |
¥38,599,742 |
¥2,599,742 |
| 10 |
1.50% |
¥323,249 |
¥38,789,928 |
¥2,789,928 |
| 10 |
1.60% |
¥324,839 |
¥38,980,711 |
¥2,980,711 |
| 10 |
1.70% |
¥326,434 |
¥39,172,091 |
¥3,172,091 |
| 10 |
1.80% |
¥328,034 |
¥39,364,068 |
¥3,364,068 |
| 10 |
1.90% |
¥329,639 |
¥39,556,642 |
¥3,556,642 |
| 10 |
2.00% |
¥331,248 |
¥39,749,812 |
¥3,749,812 |
| 10 |
2.10% |
¥332,863 |
¥39,943,578 |
¥3,943,578 |
| 10 |
2.20% |
¥334,483 |
¥40,137,940 |
¥4,137,940 |
| 10 |
2.30% |
¥336,107 |
¥40,332,898 |
¥4,332,898 |
| 10 |
2.40% |
¥337,737 |
¥40,528,450 |
¥4,528,450 |
| 10 |
2.50% |
¥339,372 |
¥40,724,598 |
¥4,724,598 |
| 10 |
2.60% |
¥341,011 |
¥40,921,339 |
¥4,921,339 |
| 10 |
2.70% |
¥342,656 |
¥41,118,675 |
¥5,118,675 |
| 10 |
2.80% |
¥344,305 |
¥41,316,604 |
¥5,316,604 |
| 10 |
2.90% |
¥345,959 |
¥41,515,126 |
¥5,515,126 |
| 10 |
3.00% |
¥347,619 |
¥41,714,242 |
¥5,714,242 |
