3630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3630万円の住宅ローン｜期間・年数別
3630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥71,721 | ¥43,032,787 | ¥6,732,787 |
| 50 | 0.80% | ¥73,424 | ¥44,054,653 | ¥7,754,653 |
| 50 | 0.90% | ¥75,152 | ¥45,091,389 | ¥8,791,389 |
| 50 | 1.00% | ¥76,905 | ¥46,142,929 | ¥9,842,929 |
| 50 | 1.10% | ¥78,682 | ¥47,209,204 | ¥10,909,204 |
| 50 | 1.20% | ¥80,484 | ¥48,290,134 | ¥11,990,134 |
| 50 | 1.30% | ¥82,309 | ¥49,385,634 | ¥13,085,634 |
| 50 | 1.40% | ¥84,159 | ¥50,495,612 | ¥14,195,612 |
| 50 | 1.50% | ¥86,033 | ¥51,619,970 | ¥15,319,970 |
| 50 | 1.60% | ¥87,931 | ¥52,758,604 | ¥16,458,604 |
| 50 | 1.70% | ¥89,852 | ¥53,911,403 | ¥17,611,403 |
| 50 | 1.80% | ¥91,797 | ¥55,078,251 | ¥18,778,251 |
| 50 | 1.90% | ¥93,765 | ¥56,259,026 | ¥19,959,026 |
| 50 | 2.00% | ¥95,756 | ¥57,453,599 | ¥21,153,599 |
| 50 | 2.10% | ¥97,770 | ¥58,661,838 | ¥22,361,838 |
| 50 | 2.20% | ¥99,806 | ¥59,883,606 | ¥23,583,606 |
| 50 | 2.30% | ¥101,865 | ¥61,118,759 | ¥24,818,759 |
| 50 | 2.40% | ¥103,945 | ¥62,367,149 | ¥26,067,149 |
| 50 | 2.50% | ¥106,048 | ¥63,628,626 | ¥27,328,626 |
| 50 | 2.60% | ¥108,172 | ¥64,903,032 | ¥28,603,032 |
| 50 | 2.70% | ¥110,317 | ¥66,190,208 | ¥29,890,208 |
| 50 | 2.80% | ¥112,483 | ¥67,489,990 | ¥31,189,990 |
| 50 | 2.90% | ¥114,670 | ¥68,802,210 | ¥32,502,210 |
| 50 | 3.00% | ¥116,878 | ¥70,126,699 | ¥33,826,699 |
3630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥78,384 | ¥42,327,410 | ¥6,027,410 |
| 45 | 0.80% | ¥80,069 | ¥43,237,165 | ¥6,937,165 |
| 45 | 0.90% | ¥81,776 | ¥44,159,001 | ¥7,859,001 |
| 45 | 1.00% | ¥83,505 | ¥45,092,875 | ¥8,792,875 |
| 45 | 1.10% | ¥85,257 | ¥46,038,741 | ¥9,738,741 |
| 45 | 1.20% | ¥87,031 | ¥46,996,545 | ¥10,696,545 |
| 45 | 1.30% | ¥88,826 | ¥47,966,232 | ¥11,666,232 |
| 45 | 1.40% | ¥90,644 | ¥48,947,739 | ¥12,647,739 |
| 45 | 1.50% | ¥92,483 | ¥49,941,003 | ¥13,641,003 |
| 45 | 1.60% | ¥94,344 | ¥50,945,953 | ¥14,645,953 |
| 45 | 1.70% | ¥96,227 | ¥51,962,515 | ¥15,662,515 |
| 45 | 1.80% | ¥98,131 | ¥52,990,612 | ¥16,690,612 |
| 45 | 1.90% | ¥100,056 | ¥54,030,162 | ¥17,730,162 |
| 45 | 2.00% | ¥102,002 | ¥55,081,079 | ¥18,781,079 |
| 45 | 2.10% | ¥103,969 | ¥56,143,274 | ¥19,843,274 |
| 45 | 2.20% | ¥105,957 | ¥57,216,654 | ¥20,916,654 |
| 45 | 2.30% | ¥107,965 | ¥58,301,123 | ¥22,001,123 |
| 45 | 2.40% | ¥109,994 | ¥59,396,580 | ¥23,096,580 |
| 45 | 2.50% | ¥112,042 | ¥60,502,923 | ¥24,202,923 |
| 45 | 2.60% | ¥114,111 | ¥61,620,046 | ¥25,320,046 |
| 45 | 2.70% | ¥116,200 | ¥62,747,840 | ¥26,447,840 |
| 45 | 2.80% | ¥118,308 | ¥63,886,193 | ¥27,586,193 |
| 45 | 2.90% | ¥120,435 | ¥65,034,989 | ¥28,734,989 |
| 45 | 3.00% | ¥122,582 | ¥66,194,113 | ¥29,894,113 |
3630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥86,728 | ¥41,629,368 | ¥5,329,368 |
| 40 | 0.80% | ¥88,394 | ¥42,429,229 | ¥6,129,229 |
| 40 | 0.90% | ¥90,081 | ¥43,238,661 | ¥6,938,661 |
| 40 | 1.00% | ¥91,787 | ¥44,057,637 | ¥7,757,637 |
| 40 | 1.10% | ¥93,513 | ¥44,886,128 | ¥8,586,128 |
| 40 | 1.20% | ¥95,259 | ¥45,724,101 | ¥9,424,101 |
| 40 | 1.30% | ¥97,024 | ¥46,571,519 | ¥10,271,519 |
| 40 | 1.40% | ¥98,809 | ¥47,428,345 | ¥11,128,345 |
| 40 | 1.50% | ¥100,614 | ¥48,294,536 | ¥11,994,536 |
| 40 | 1.60% | ¥102,438 | ¥49,170,049 | ¥12,870,049 |
| 40 | 1.70% | ¥104,281 | ¥50,054,837 | ¥13,754,837 |
| 40 | 1.80% | ¥106,143 | ¥50,948,849 | ¥14,648,849 |
| 40 | 1.90% | ¥108,025 | ¥51,852,035 | ¥15,552,035 |
| 40 | 2.00% | ¥109,926 | ¥52,764,339 | ¥16,464,339 |
| 40 | 2.10% | ¥111,845 | ¥53,685,705 | ¥17,385,705 |
| 40 | 2.20% | ¥113,783 | ¥54,616,073 | ¥18,316,073 |
| 40 | 2.30% | ¥115,740 | ¥55,555,381 | ¥19,255,381 |
| 40 | 2.40% | ¥117,716 | ¥56,503,565 | ¥20,203,565 |
| 40 | 2.50% | ¥119,709 | ¥57,460,558 | ¥21,160,558 |
| 40 | 2.60% | ¥121,721 | ¥58,426,293 | ¥22,126,293 |
| 40 | 2.70% | ¥123,751 | ¥59,400,699 | ¥23,100,699 |
| 40 | 2.80% | ¥125,799 | ¥60,383,703 | ¥24,083,703 |
| 40 | 2.90% | ¥127,865 | ¥61,375,231 | ¥25,075,231 |
| 40 | 3.00% | ¥129,948 | ¥62,375,206 | ¥26,075,206 |
3630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥97,473 | ¥40,938,678 | ¥4,638,678 |
| 35 | 0.80% | ¥99,121 | ¥41,630,871 | ¥5,330,871 |
| 35 | 0.90% | ¥100,787 | ¥42,330,409 | ¥6,030,409 |
| 35 | 1.00% | ¥102,470 | ¥43,037,278 | ¥6,737,278 |
| 35 | 1.10% | ¥104,170 | ¥43,751,458 | ¥7,451,458 |
| 35 | 1.20% | ¥105,888 | ¥44,472,930 | ¥8,172,930 |
| 35 | 1.30% | ¥107,623 | ¥45,201,674 | ¥8,901,674 |
| 35 | 1.40% | ¥109,375 | ¥45,937,665 | ¥9,637,665 |
| 35 | 1.50% | ¥111,145 | ¥46,680,880 | ¥10,380,880 |
| 35 | 1.60% | ¥112,932 | ¥47,431,291 | ¥11,131,291 |
| 35 | 1.70% | ¥114,735 | ¥48,188,871 | ¥11,888,871 |
| 35 | 1.80% | ¥116,556 | ¥48,953,591 | ¥12,653,591 |
| 35 | 1.90% | ¥118,394 | ¥49,725,419 | ¥13,425,419 |
| 35 | 2.00% | ¥120,248 | ¥50,504,322 | ¥14,204,322 |
| 35 | 2.10% | ¥122,120 | ¥51,290,266 | ¥14,990,266 |
| 35 | 2.20% | ¥124,008 | ¥52,083,216 | ¥15,783,216 |
| 35 | 2.30% | ¥125,912 | ¥52,883,135 | ¥16,583,135 |
| 35 | 2.40% | ¥127,833 | ¥53,689,983 | ¥17,389,983 |
| 35 | 2.50% | ¥129,771 | ¥54,503,721 | ¥18,203,721 |
| 35 | 2.60% | ¥131,725 | ¥55,324,307 | ¥19,024,307 |
| 35 | 2.70% | ¥133,695 | ¥56,151,698 | ¥19,851,698 |
| 35 | 2.80% | ¥135,681 | ¥56,985,851 | ¥20,685,851 |
| 35 | 2.90% | ¥137,683 | ¥57,826,721 | ¥21,526,721 |
| 35 | 3.00% | ¥139,701 | ¥58,674,260 | ¥22,374,260 |
3630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥111,820 | ¥40,255,352 | ¥3,955,352 |
| 30 | 0.80% | ¥113,450 | ¥40,842,114 | ¥4,542,114 |
| 30 | 0.90% | ¥115,095 | ¥41,434,283 | ¥5,134,283 |
| 30 | 1.00% | ¥116,755 | ¥42,031,853 | ¥5,731,853 |
| 30 | 1.10% | ¥118,430 | ¥42,634,811 | ¥6,334,811 |
| 30 | 1.20% | ¥120,120 | ¥43,243,148 | ¥6,943,148 |
| 30 | 1.30% | ¥121,825 | ¥43,856,852 | ¥7,556,852 |
| 30 | 1.40% | ¥123,544 | ¥44,475,910 | ¥8,175,910 |
| 30 | 1.50% | ¥125,279 | ¥45,100,309 | ¥8,800,309 |
| 30 | 1.60% | ¥127,028 | ¥45,730,034 | ¥9,430,034 |
| 30 | 1.70% | ¥128,792 | ¥46,365,069 | ¥10,065,069 |
| 30 | 1.80% | ¥130,571 | ¥47,005,399 | ¥10,705,399 |
| 30 | 1.90% | ¥132,364 | ¥47,651,006 | ¥11,351,006 |
| 30 | 2.00% | ¥134,172 | ¥48,301,873 | ¥12,001,873 |
| 30 | 2.10% | ¥135,994 | ¥48,957,979 | ¥12,657,979 |
| 30 | 2.20% | ¥137,831 | ¥49,619,306 | ¥13,319,306 |
| 30 | 2.30% | ¥139,683 | ¥50,285,833 | ¥13,985,833 |
| 30 | 2.40% | ¥141,549 | ¥50,957,538 | ¥14,657,538 |
| 30 | 2.50% | ¥143,429 | ¥51,634,399 | ¥15,334,399 |
| 30 | 2.60% | ¥145,323 | ¥52,316,394 | ¥16,016,394 |
| 30 | 2.70% | ¥147,232 | ¥53,003,497 | ¥16,703,497 |
| 30 | 2.80% | ¥149,155 | ¥53,695,686 | ¥17,395,686 |
| 30 | 2.90% | ¥151,091 | ¥54,392,934 | ¥18,092,934 |
| 30 | 3.00% | ¥153,042 | ¥55,095,215 | ¥18,795,215 |
3630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥131,931 | ¥39,579,403 | ¥3,279,403 |
| 25 | 0.80% | ¥133,543 | ¥40,062,978 | ¥3,762,978 |
| 25 | 0.90% | ¥135,168 | ¥40,550,315 | ¥4,250,315 |
| 25 | 1.00% | ¥136,805 | ¥41,041,410 | ¥4,741,410 |
| 25 | 1.10% | ¥138,454 | ¥41,536,258 | ¥5,236,258 |
| 25 | 1.20% | ¥140,116 | ¥42,034,854 | ¥5,734,854 |
| 25 | 1.30% | ¥141,791 | ¥42,537,191 | ¥6,237,191 |
| 25 | 1.40% | ¥143,478 | ¥43,043,264 | ¥6,743,264 |
| 25 | 1.50% | ¥145,177 | ¥43,553,066 | ¥7,253,066 |
| 25 | 1.60% | ¥146,889 | ¥44,066,589 | ¥7,766,589 |
| 25 | 1.70% | ¥148,613 | ¥44,583,826 | ¥8,283,826 |
| 25 | 1.80% | ¥150,349 | ¥45,104,769 | ¥8,804,769 |
| 25 | 1.90% | ¥152,098 | ¥45,629,409 | ¥9,329,409 |
| 25 | 2.00% | ¥153,859 | ¥46,157,737 | ¥9,857,737 |
| 25 | 2.10% | ¥155,632 | ¥46,689,745 | ¥10,389,745 |
| 25 | 2.20% | ¥157,418 | ¥47,225,422 | ¥10,925,422 |
| 25 | 2.30% | ¥159,216 | ¥47,764,757 | ¥11,464,757 |
| 25 | 2.40% | ¥161,026 | ¥48,307,741 | ¥12,007,741 |
| 25 | 2.50% | ¥162,848 | ¥48,854,362 | ¥12,554,362 |
| 25 | 2.60% | ¥164,682 | ¥49,404,609 | ¥13,104,609 |
| 25 | 2.70% | ¥166,528 | ¥49,958,470 | ¥13,658,470 |
| 25 | 2.80% | ¥168,386 | ¥50,515,933 | ¥14,215,933 |
| 25 | 2.90% | ¥170,257 | ¥51,076,984 | ¥14,776,984 |
| 25 | 3.00% | ¥172,139 | ¥51,641,612 | ¥15,341,612 |
3630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥162,128 | ¥38,910,840 | ¥2,610,840 |
| 20 | 0.80% | ¥163,723 | ¥39,293,480 | ¥2,993,480 |
| 20 | 0.90% | ¥165,327 | ¥39,678,531 | ¥3,378,531 |
| 20 | 1.00% | ¥166,942 | ¥40,065,992 | ¥3,765,992 |
| 20 | 1.10% | ¥168,566 | ¥40,455,860 | ¥4,155,860 |
| 20 | 1.20% | ¥170,201 | ¥40,848,133 | ¥4,548,133 |
| 20 | 1.30% | ¥171,845 | ¥41,242,809 | ¥4,942,809 |
| 20 | 1.40% | ¥173,500 | ¥41,639,884 | ¥5,339,884 |
| 20 | 1.50% | ¥175,164 | ¥42,039,356 | ¥5,739,356 |
| 20 | 1.60% | ¥176,838 | ¥42,441,222 | ¥6,141,222 |
| 20 | 1.70% | ¥178,523 | ¥42,845,479 | ¥6,545,479 |
| 20 | 1.80% | ¥180,217 | ¥43,252,122 | ¥6,952,122 |
| 20 | 1.90% | ¥181,921 | ¥43,661,149 | ¥7,361,149 |
| 20 | 2.00% | ¥183,636 | ¥44,072,556 | ¥7,772,556 |
| 20 | 2.10% | ¥185,360 | ¥44,486,339 | ¥8,186,339 |
| 20 | 2.20% | ¥187,094 | ¥44,902,493 | ¥8,602,493 |
| 20 | 2.30% | ¥188,838 | ¥45,321,014 | ¥9,021,014 |
| 20 | 2.40% | ¥190,591 | ¥45,741,898 | ¥9,441,898 |
| 20 | 2.50% | ¥192,355 | ¥46,165,140 | ¥9,865,140 |
| 20 | 2.60% | ¥194,128 | ¥46,590,735 | ¥10,290,735 |
| 20 | 2.70% | ¥195,911 | ¥47,018,678 | ¥10,718,678 |
| 20 | 2.80% | ¥197,704 | ¥47,448,964 | ¥11,148,964 |
| 20 | 2.90% | ¥199,507 | ¥47,881,587 | ¥11,581,587 |
| 20 | 3.00% | ¥201,319 | ¥48,316,543 | ¥12,016,543 |
3630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥212,498 | ¥38,249,671 | ¥1,949,671 |
| 15 | 0.80% | ¥214,076 | ¥38,533,634 | ¥2,233,634 |
| 15 | 0.90% | ¥215,661 | ¥38,818,954 | ¥2,518,954 |
| 15 | 1.00% | ¥217,254 | ¥39,105,632 | ¥2,805,632 |
| 15 | 1.10% | ¥218,854 | ¥39,393,666 | ¥3,093,666 |
| 15 | 1.20% | ¥220,461 | ¥39,683,055 | ¥3,383,055 |
| 15 | 1.30% | ¥222,077 | ¥39,973,800 | ¥3,673,800 |
| 15 | 1.40% | ¥223,699 | ¥40,265,898 | ¥3,965,898 |
| 15 | 1.50% | ¥225,330 | ¥40,559,349 | ¥4,259,349 |
| 15 | 1.60% | ¥226,968 | ¥40,854,152 | ¥4,554,152 |
| 15 | 1.70% | ¥228,613 | ¥41,150,305 | ¥4,850,305 |
| 15 | 1.80% | ¥230,266 | ¥41,447,809 | ¥5,147,809 |
| 15 | 1.90% | ¥231,926 | ¥41,746,660 | ¥5,446,660 |
| 15 | 2.00% | ¥233,594 | ¥42,046,858 | ¥5,746,858 |
| 15 | 2.10% | ¥235,269 | ¥42,348,403 | ¥6,048,403 |
| 15 | 2.20% | ¥236,952 | ¥42,651,291 | ¥6,351,291 |
| 15 | 2.30% | ¥238,642 | ¥42,955,522 | ¥6,655,522 |
| 15 | 2.40% | ¥240,339 | ¥43,261,095 | ¥6,961,095 |
| 15 | 2.50% | ¥242,044 | ¥43,568,007 | ¥7,268,007 |
| 15 | 2.60% | ¥243,757 | ¥43,876,257 | ¥7,576,257 |
| 15 | 2.70% | ¥245,477 | ¥44,185,844 | ¥7,885,844 |
| 15 | 2.80% | ¥247,204 | ¥44,496,765 | ¥8,196,765 |
| 15 | 2.90% | ¥248,939 | ¥44,809,019 | ¥8,509,019 |
| 15 | 3.00% | ¥250,681 | ¥45,122,604 | ¥8,822,604 |
3630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥313,299 | ¥37,595,903 | ¥1,295,903 |
| 10 | 0.80% | ¥314,862 | ¥37,783,450 | ¥1,483,450 |
| 10 | 0.90% | ¥316,430 | ¥37,971,601 | ¥1,671,601 |
| 10 | 1.00% | ¥318,003 | ¥38,160,355 | ¥1,860,355 |
| 10 | 1.10% | ¥319,581 | ¥38,349,713 | ¥2,049,713 |
| 10 | 1.20% | ¥321,164 | ¥38,539,675 | ¥2,239,675 |
| 10 | 1.30% | ¥322,752 | ¥38,730,239 | ¥2,430,239 |
| 10 | 1.40% | ¥324,345 | ¥38,921,407 | ¥2,621,407 |
| 10 | 1.50% | ¥325,943 | ¥39,113,177 | ¥2,813,177 |
| 10 | 1.60% | ¥327,546 | ¥39,305,550 | ¥3,005,550 |
| 10 | 1.70% | ¥329,154 | ¥39,498,525 | ¥3,198,525 |
| 10 | 1.80% | ¥330,768 | ¥39,692,102 | ¥3,392,102 |
| 10 | 1.90% | ¥332,386 | ¥39,886,281 | ¥3,586,281 |
| 10 | 2.00% | ¥334,009 | ¥40,081,060 | ¥3,781,060 |
| 10 | 2.10% | ¥335,637 | ¥40,276,441 | ¥3,976,441 |
| 10 | 2.20% | ¥337,270 | ¥40,472,423 | ¥4,172,423 |
| 10 | 2.30% | ¥338,908 | ¥40,669,005 | ¥4,369,005 |
| 10 | 2.40% | ¥340,552 | ¥40,866,187 | ¥4,566,187 |
| 10 | 2.50% | ¥342,200 | ¥41,063,969 | ¥4,763,969 |
| 10 | 2.60% | ¥343,853 | ¥41,262,350 | ¥4,962,350 |
| 10 | 2.70% | ¥345,511 | ¥41,461,330 | ¥5,161,330 |
| 10 | 2.80% | ¥347,174 | ¥41,660,909 | ¥5,360,909 |
| 10 | 2.90% | ¥348,842 | ¥41,861,086 | ¥5,561,086 |
| 10 | 3.00% | ¥350,516 | ¥42,061,860 | ¥5,761,860 |
