3640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3640万円の住宅ローン｜期間・年数別
3640万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥71,919 |
¥43,151,335 |
¥6,751,335 |
| 50 |
0.80% |
¥73,627 |
¥44,176,016 |
¥7,776,016 |
| 50 |
0.90% |
¥75,359 |
¥45,215,607 |
¥8,815,607 |
| 50 |
1.00% |
¥77,117 |
¥46,270,045 |
¥9,870,045 |
| 50 |
1.10% |
¥78,899 |
¥47,339,257 |
¥10,939,257 |
| 50 |
1.20% |
¥80,705 |
¥48,423,165 |
¥12,023,165 |
| 50 |
1.30% |
¥82,536 |
¥49,521,683 |
¥13,121,683 |
| 50 |
1.40% |
¥84,391 |
¥50,634,719 |
¥14,234,719 |
| 50 |
1.50% |
¥86,270 |
¥51,762,174 |
¥15,362,174 |
| 50 |
1.60% |
¥88,173 |
¥52,903,945 |
¥16,503,945 |
| 50 |
1.70% |
¥90,100 |
¥54,059,920 |
¥17,659,920 |
| 50 |
1.80% |
¥92,050 |
¥55,229,982 |
¥18,829,982 |
| 50 |
1.90% |
¥94,023 |
¥56,414,009 |
¥20,014,009 |
| 50 |
2.00% |
¥96,020 |
¥57,611,873 |
¥21,211,873 |
| 50 |
2.10% |
¥98,039 |
¥58,823,441 |
¥22,423,441 |
| 50 |
2.20% |
¥100,081 |
¥60,048,575 |
¥23,648,575 |
| 50 |
2.30% |
¥102,145 |
¥61,287,130 |
¥24,887,130 |
| 50 |
2.40% |
¥104,232 |
¥62,538,960 |
¥26,138,960 |
| 50 |
2.50% |
¥106,340 |
¥63,803,911 |
¥27,403,911 |
| 50 |
2.60% |
¥108,470 |
¥65,081,828 |
¥28,681,828 |
| 50 |
2.70% |
¥110,621 |
¥66,372,550 |
¥29,972,550 |
| 50 |
2.80% |
¥112,793 |
¥67,675,913 |
¥31,275,913 |
| 50 |
2.90% |
¥114,986 |
¥68,991,748 |
¥32,591,748 |
| 50 |
3.00% |
¥117,200 |
¥70,319,886 |
¥33,919,886 |
3640万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥78,600 |
¥42,444,014 |
¥6,044,014 |
| 45 |
0.80% |
¥80,289 |
¥43,356,275 |
¥6,956,275 |
| 45 |
0.90% |
¥82,001 |
¥44,280,651 |
¥7,880,651 |
| 45 |
1.00% |
¥83,735 |
¥45,217,098 |
¥8,817,098 |
| 45 |
1.10% |
¥85,492 |
¥46,165,569 |
¥9,765,569 |
| 45 |
1.20% |
¥87,270 |
¥47,126,012 |
¥10,726,012 |
| 45 |
1.30% |
¥89,071 |
¥48,098,370 |
¥11,698,370 |
| 45 |
1.40% |
¥90,894 |
¥49,082,582 |
¥12,682,582 |
| 45 |
1.50% |
¥92,738 |
¥50,078,582 |
¥13,678,582 |
| 45 |
1.60% |
¥94,604 |
¥51,086,300 |
¥14,686,300 |
| 45 |
1.70% |
¥96,492 |
¥52,105,663 |
¥15,705,663 |
| 45 |
1.80% |
¥98,401 |
¥53,136,592 |
¥16,736,592 |
| 45 |
1.90% |
¥100,331 |
¥54,179,005 |
¥17,779,005 |
| 45 |
2.00% |
¥102,283 |
¥55,232,817 |
¥18,832,817 |
| 45 |
2.10% |
¥104,255 |
¥56,297,939 |
¥19,897,939 |
| 45 |
2.20% |
¥106,249 |
¥57,374,276 |
¥20,974,276 |
| 45 |
2.30% |
¥108,262 |
¥58,461,732 |
¥22,061,732 |
| 45 |
2.40% |
¥110,297 |
¥59,560,207 |
¥23,160,207 |
| 45 |
2.50% |
¥112,351 |
¥60,669,598 |
¥24,269,598 |
| 45 |
2.60% |
¥114,426 |
¥61,789,799 |
¥25,389,799 |
| 45 |
2.70% |
¥116,520 |
¥62,920,699 |
¥26,520,699 |
| 45 |
2.80% |
¥118,634 |
¥64,062,188 |
¥27,662,188 |
| 45 |
2.90% |
¥120,767 |
¥65,214,149 |
¥28,814,149 |
| 45 |
3.00% |
¥122,919 |
¥66,376,466 |
¥29,976,466 |
3640万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥86,967 |
¥41,744,050 |
¥5,344,050 |
| 40 |
0.80% |
¥88,638 |
¥42,546,114 |
¥6,146,114 |
| 40 |
0.90% |
¥90,329 |
¥43,357,775 |
¥6,957,775 |
| 40 |
1.00% |
¥92,040 |
¥44,179,008 |
¥7,779,008 |
| 40 |
1.10% |
¥93,770 |
¥45,009,782 |
¥8,609,782 |
| 40 |
1.20% |
¥95,521 |
¥45,850,063 |
¥9,450,063 |
| 40 |
1.30% |
¥97,291 |
¥46,699,816 |
¥10,299,816 |
| 40 |
1.40% |
¥99,081 |
¥47,559,002 |
¥11,159,002 |
| 40 |
1.50% |
¥100,891 |
¥48,427,579 |
¥12,027,579 |
| 40 |
1.60% |
¥102,720 |
¥49,305,504 |
¥12,905,504 |
| 40 |
1.70% |
¥104,568 |
¥50,192,729 |
¥13,792,729 |
| 40 |
1.80% |
¥106,436 |
¥51,089,204 |
¥14,689,204 |
| 40 |
1.90% |
¥108,323 |
¥51,994,878 |
¥15,594,878 |
| 40 |
2.00% |
¥110,229 |
¥52,909,696 |
¥16,509,696 |
| 40 |
2.10% |
¥112,153 |
¥53,833,600 |
¥17,433,600 |
| 40 |
2.20% |
¥114,097 |
¥54,766,530 |
¥18,366,530 |
| 40 |
2.30% |
¥116,059 |
¥55,708,426 |
¥19,308,426 |
| 40 |
2.40% |
¥118,040 |
¥56,659,222 |
¥20,259,222 |
| 40 |
2.50% |
¥120,039 |
¥57,618,852 |
¥21,218,852 |
| 40 |
2.60% |
¥122,057 |
¥58,587,247 |
¥22,187,247 |
| 40 |
2.70% |
¥124,092 |
¥59,564,337 |
¥23,164,337 |
| 40 |
2.80% |
¥126,146 |
¥60,550,049 |
¥24,150,049 |
| 40 |
2.90% |
¥128,217 |
¥61,544,308 |
¥25,144,308 |
| 40 |
3.00% |
¥130,306 |
¥62,547,038 |
¥26,147,038 |
3640万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥97,742 |
¥41,051,457 |
¥4,651,457 |
| 35 |
0.80% |
¥99,394 |
¥41,745,556 |
¥5,345,556 |
| 35 |
0.90% |
¥101,064 |
¥42,447,022 |
¥6,047,022 |
| 35 |
1.00% |
¥102,752 |
¥43,155,838 |
¥6,755,838 |
| 35 |
1.10% |
¥104,457 |
¥43,871,985 |
¥7,471,985 |
| 35 |
1.20% |
¥106,180 |
¥44,595,445 |
¥8,195,445 |
| 35 |
1.30% |
¥107,920 |
¥45,326,196 |
¥8,926,196 |
| 35 |
1.40% |
¥109,677 |
¥46,064,215 |
¥9,664,215 |
| 35 |
1.50% |
¥111,451 |
¥46,809,477 |
¥10,409,477 |
| 35 |
1.60% |
¥113,243 |
¥47,561,956 |
¥11,161,956 |
| 35 |
1.70% |
¥115,051 |
¥48,321,623 |
¥11,921,623 |
| 35 |
1.80% |
¥116,877 |
¥49,088,449 |
¥12,688,449 |
| 35 |
1.90% |
¥118,720 |
¥49,862,403 |
¥13,462,403 |
| 35 |
2.00% |
¥120,580 |
¥50,643,452 |
¥14,243,452 |
| 35 |
2.10% |
¥122,456 |
¥51,431,562 |
¥15,031,562 |
| 35 |
2.20% |
¥124,349 |
¥52,226,696 |
¥15,826,696 |
| 35 |
2.30% |
¥126,259 |
¥53,028,818 |
¥16,628,818 |
| 35 |
2.40% |
¥128,185 |
¥53,837,889 |
¥17,437,889 |
| 35 |
2.50% |
¥130,128 |
¥54,653,869 |
¥18,253,869 |
| 35 |
2.60% |
¥132,087 |
¥55,476,715 |
¥19,076,715 |
| 35 |
2.70% |
¥134,063 |
¥56,306,386 |
¥19,906,386 |
| 35 |
2.80% |
¥136,054 |
¥57,142,837 |
¥20,742,837 |
| 35 |
2.90% |
¥138,062 |
¥57,986,023 |
¥21,586,023 |
| 35 |
3.00% |
¥140,085 |
¥58,835,897 |
¥22,435,897 |
3640万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥112,128 |
¥40,366,249 |
¥3,966,249 |
| 30 |
0.80% |
¥113,763 |
¥40,954,626 |
¥4,554,626 |
| 30 |
0.90% |
¥115,412 |
¥41,548,428 |
¥5,148,428 |
| 30 |
1.00% |
¥117,077 |
¥42,147,643 |
¥5,747,643 |
| 30 |
1.10% |
¥118,756 |
¥42,752,262 |
¥6,352,262 |
| 30 |
1.20% |
¥120,451 |
¥43,362,275 |
¥6,962,275 |
| 30 |
1.30% |
¥122,160 |
¥43,977,670 |
¥7,577,670 |
| 30 |
1.40% |
¥123,885 |
¥44,598,433 |
¥8,198,433 |
| 30 |
1.50% |
¥125,624 |
¥45,224,552 |
¥8,824,552 |
| 30 |
1.60% |
¥127,378 |
¥45,856,012 |
¥9,456,012 |
| 30 |
1.70% |
¥129,147 |
¥46,492,797 |
¥10,092,797 |
| 30 |
1.80% |
¥130,930 |
¥47,134,891 |
¥10,734,891 |
| 30 |
1.90% |
¥132,729 |
¥47,782,276 |
¥11,382,276 |
| 30 |
2.00% |
¥134,541 |
¥48,434,936 |
¥12,034,936 |
| 30 |
2.10% |
¥136,369 |
¥49,092,850 |
¥12,692,850 |
| 30 |
2.20% |
¥138,211 |
¥49,755,998 |
¥13,355,998 |
| 30 |
2.30% |
¥140,068 |
¥50,424,361 |
¥14,024,361 |
| 30 |
2.40% |
¥141,939 |
¥51,097,917 |
¥14,697,917 |
| 30 |
2.50% |
¥143,824 |
¥51,776,643 |
¥15,376,643 |
| 30 |
2.60% |
¥145,724 |
¥52,460,516 |
¥16,060,516 |
| 30 |
2.70% |
¥147,638 |
¥53,149,512 |
¥16,749,512 |
| 30 |
2.80% |
¥149,566 |
¥53,843,608 |
¥17,443,608 |
| 30 |
2.90% |
¥151,508 |
¥54,542,777 |
¥18,142,777 |
| 30 |
3.00% |
¥153,464 |
¥55,246,993 |
¥18,846,993 |
3640万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥132,295 |
¥39,688,437 |
¥3,288,437 |
| 25 |
0.80% |
¥133,911 |
¥40,173,344 |
¥3,773,344 |
| 25 |
0.90% |
¥135,540 |
¥40,662,024 |
¥4,262,024 |
| 25 |
1.00% |
¥137,182 |
¥41,154,472 |
¥4,754,472 |
| 25 |
1.10% |
¥138,836 |
¥41,650,683 |
¥5,250,683 |
| 25 |
1.20% |
¥140,502 |
¥42,150,653 |
¥5,750,653 |
| 25 |
1.30% |
¥142,181 |
¥42,654,374 |
¥6,254,374 |
| 25 |
1.40% |
¥143,873 |
¥43,161,841 |
¥6,761,841 |
| 25 |
1.50% |
¥145,577 |
¥43,673,047 |
¥7,273,047 |
| 25 |
1.60% |
¥147,293 |
¥44,187,985 |
¥7,787,985 |
| 25 |
1.70% |
¥149,022 |
¥44,706,646 |
¥8,306,646 |
| 25 |
1.80% |
¥150,763 |
¥45,229,024 |
¥8,829,024 |
| 25 |
1.90% |
¥152,517 |
¥45,755,110 |
¥9,355,110 |
| 25 |
2.00% |
¥154,283 |
¥46,284,894 |
¥9,884,894 |
| 25 |
2.10% |
¥156,061 |
¥46,818,367 |
¥10,418,367 |
| 25 |
2.20% |
¥157,852 |
¥47,355,519 |
¥10,955,519 |
| 25 |
2.30% |
¥159,654 |
¥47,896,341 |
¥11,496,341 |
| 25 |
2.40% |
¥161,469 |
¥48,440,820 |
¥12,040,820 |
| 25 |
2.50% |
¥163,296 |
¥48,988,947 |
¥12,588,947 |
| 25 |
2.60% |
¥165,136 |
¥49,540,710 |
¥13,140,710 |
| 25 |
2.70% |
¥166,987 |
¥50,096,097 |
¥13,696,097 |
| 25 |
2.80% |
¥168,850 |
¥50,655,095 |
¥14,255,095 |
| 25 |
2.90% |
¥170,726 |
¥51,217,692 |
¥14,817,692 |
| 25 |
3.00% |
¥172,613 |
¥51,783,875 |
¥15,383,875 |
3640万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥162,575 |
¥39,018,032 |
¥2,618,032 |
| 20 |
0.80% |
¥164,174 |
¥39,401,726 |
¥3,001,726 |
| 20 |
0.90% |
¥165,783 |
¥39,787,838 |
¥3,387,838 |
| 20 |
1.00% |
¥167,402 |
¥40,176,367 |
¥3,776,367 |
| 20 |
1.10% |
¥169,030 |
¥40,567,309 |
¥4,167,309 |
| 20 |
1.20% |
¥170,669 |
¥40,960,662 |
¥4,560,662 |
| 20 |
1.30% |
¥172,318 |
¥41,356,425 |
¥4,956,425 |
| 20 |
1.40% |
¥173,977 |
¥41,754,594 |
¥5,354,594 |
| 20 |
1.50% |
¥175,647 |
¥42,155,167 |
¥5,755,167 |
| 20 |
1.60% |
¥177,326 |
¥42,558,140 |
¥6,158,140 |
| 20 |
1.70% |
¥179,015 |
¥42,963,510 |
¥6,563,510 |
| 20 |
1.80% |
¥180,714 |
¥43,371,274 |
¥6,971,274 |
| 20 |
1.90% |
¥182,423 |
¥43,781,428 |
¥7,381,428 |
| 20 |
2.00% |
¥184,142 |
¥44,193,968 |
¥7,793,968 |
| 20 |
2.10% |
¥185,870 |
¥44,608,891 |
¥8,208,891 |
| 20 |
2.20% |
¥187,609 |
¥45,026,191 |
¥8,626,191 |
| 20 |
2.30% |
¥189,358 |
¥45,445,865 |
¥9,045,865 |
| 20 |
2.40% |
¥191,116 |
¥45,867,909 |
¥9,467,909 |
| 20 |
2.50% |
¥192,885 |
¥46,292,317 |
¥9,892,317 |
| 20 |
2.60% |
¥194,663 |
¥46,719,084 |
¥10,319,084 |
| 20 |
2.70% |
¥196,451 |
¥47,148,206 |
¥10,748,206 |
| 20 |
2.80% |
¥198,249 |
¥47,579,678 |
¥11,179,678 |
| 20 |
2.90% |
¥200,056 |
¥48,013,493 |
¥11,613,493 |
| 20 |
3.00% |
¥201,874 |
¥48,449,646 |
¥12,049,646 |
3640万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥213,084 |
¥38,355,042 |
¥1,955,042 |
| 15 |
0.80% |
¥214,665 |
¥38,639,787 |
¥2,239,787 |
| 15 |
0.90% |
¥216,255 |
¥38,925,893 |
¥2,525,893 |
| 15 |
1.00% |
¥217,852 |
¥39,213,361 |
¥2,813,361 |
| 15 |
1.10% |
¥219,457 |
¥39,502,188 |
¥3,102,188 |
| 15 |
1.20% |
¥221,069 |
¥39,792,375 |
¥3,392,375 |
| 15 |
1.30% |
¥222,688 |
¥40,083,920 |
¥3,683,920 |
| 15 |
1.40% |
¥224,316 |
¥40,376,823 |
¥3,976,823 |
| 15 |
1.50% |
¥225,950 |
¥40,671,083 |
¥4,271,083 |
| 15 |
1.60% |
¥227,593 |
¥40,966,698 |
¥4,566,698 |
| 15 |
1.70% |
¥229,243 |
¥41,263,667 |
¥4,863,667 |
| 15 |
1.80% |
¥230,900 |
¥41,561,990 |
¥5,161,990 |
| 15 |
1.90% |
¥232,565 |
¥41,861,665 |
¥5,461,665 |
| 15 |
2.00% |
¥234,237 |
¥42,162,690 |
¥5,762,690 |
| 15 |
2.10% |
¥235,917 |
¥42,465,065 |
¥6,065,065 |
| 15 |
2.20% |
¥237,604 |
¥42,768,788 |
¥6,368,788 |
| 15 |
2.30% |
¥239,299 |
¥43,073,857 |
¥6,673,857 |
| 15 |
2.40% |
¥241,002 |
¥43,380,271 |
¥6,980,271 |
| 15 |
2.50% |
¥242,711 |
¥43,688,029 |
¥7,288,029 |
| 15 |
2.60% |
¥244,428 |
¥43,997,128 |
¥7,597,128 |
| 15 |
2.70% |
¥246,153 |
¥44,307,568 |
¥7,907,568 |
| 15 |
2.80% |
¥247,885 |
¥44,619,346 |
¥8,219,346 |
| 15 |
2.90% |
¥249,625 |
¥44,932,460 |
¥8,532,460 |
| 15 |
3.00% |
¥251,372 |
¥45,246,909 |
¥8,846,909 |
3640万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥314,162 |
¥37,699,473 |
¥1,299,473 |
| 10 |
0.80% |
¥315,729 |
¥37,887,537 |
¥1,487,537 |
| 10 |
0.90% |
¥317,302 |
¥38,076,206 |
¥1,676,206 |
| 10 |
1.00% |
¥318,879 |
¥38,265,480 |
¥1,865,480 |
| 10 |
1.10% |
¥320,461 |
¥38,455,360 |
¥2,055,360 |
| 10 |
1.20% |
¥322,049 |
¥38,645,845 |
¥2,245,845 |
| 10 |
1.30% |
¥323,641 |
¥38,836,934 |
¥2,436,934 |
| 10 |
1.40% |
¥325,239 |
¥39,028,629 |
¥2,628,629 |
| 10 |
1.50% |
¥326,841 |
¥39,220,927 |
¥2,820,927 |
| 10 |
1.60% |
¥328,449 |
¥39,413,830 |
¥3,013,830 |
| 10 |
1.70% |
¥330,061 |
¥39,607,336 |
¥3,207,336 |
| 10 |
1.80% |
¥331,679 |
¥39,801,447 |
¥3,401,447 |
| 10 |
1.90% |
¥333,301 |
¥39,996,160 |
¥3,596,160 |
| 10 |
2.00% |
¥334,929 |
¥40,191,477 |
¥3,791,477 |
| 10 |
2.10% |
¥336,562 |
¥40,387,396 |
¥3,987,396 |
| 10 |
2.20% |
¥338,199 |
¥40,583,917 |
¥4,183,917 |
| 10 |
2.30% |
¥339,842 |
¥40,781,041 |
¥4,381,041 |
| 10 |
2.40% |
¥341,490 |
¥40,978,766 |
¥4,578,766 |
| 10 |
2.50% |
¥343,142 |
¥41,177,093 |
¥4,777,093 |
| 10 |
2.60% |
¥344,800 |
¥41,376,021 |
¥4,976,021 |
| 10 |
2.70% |
¥346,463 |
¥41,575,549 |
¥5,175,549 |
| 10 |
2.80% |
¥348,131 |
¥41,775,677 |
¥5,375,677 |
| 10 |
2.90% |
¥349,803 |
¥41,976,406 |
¥5,576,406 |
| 10 |
3.00% |
¥351,481 |
¥42,177,733 |
¥5,777,733 |
