3640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3640万円の住宅ローン｜期間・年数別
3640万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥71,919 | ¥43,151,335 | ¥6,751,335 |
| 50 | 0.80% | ¥73,627 | ¥44,176,016 | ¥7,776,016 |
| 50 | 0.90% | ¥75,359 | ¥45,215,607 | ¥8,815,607 |
| 50 | 1.00% | ¥77,117 | ¥46,270,045 | ¥9,870,045 |
| 50 | 1.10% | ¥78,899 | ¥47,339,257 | ¥10,939,257 |
| 50 | 1.20% | ¥80,705 | ¥48,423,165 | ¥12,023,165 |
| 50 | 1.30% | ¥82,536 | ¥49,521,683 | ¥13,121,683 |
| 50 | 1.40% | ¥84,391 | ¥50,634,719 | ¥14,234,719 |
| 50 | 1.50% | ¥86,270 | ¥51,762,174 | ¥15,362,174 |
| 50 | 1.60% | ¥88,173 | ¥52,903,945 | ¥16,503,945 |
| 50 | 1.70% | ¥90,100 | ¥54,059,920 | ¥17,659,920 |
| 50 | 1.80% | ¥92,050 | ¥55,229,982 | ¥18,829,982 |
| 50 | 1.90% | ¥94,023 | ¥56,414,009 | ¥20,014,009 |
| 50 | 2.00% | ¥96,020 | ¥57,611,873 | ¥21,211,873 |
| 50 | 2.10% | ¥98,039 | ¥58,823,441 | ¥22,423,441 |
| 50 | 2.20% | ¥100,081 | ¥60,048,575 | ¥23,648,575 |
| 50 | 2.30% | ¥102,145 | ¥61,287,130 | ¥24,887,130 |
| 50 | 2.40% | ¥104,232 | ¥62,538,960 | ¥26,138,960 |
| 50 | 2.50% | ¥106,340 | ¥63,803,911 | ¥27,403,911 |
| 50 | 2.60% | ¥108,470 | ¥65,081,828 | ¥28,681,828 |
| 50 | 2.70% | ¥110,621 | ¥66,372,550 | ¥29,972,550 |
| 50 | 2.80% | ¥112,793 | ¥67,675,913 | ¥31,275,913 |
| 50 | 2.90% | ¥114,986 | ¥68,991,748 | ¥32,591,748 |
| 50 | 3.00% | ¥117,200 | ¥70,319,886 | ¥33,919,886 |
3640万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥78,600 | ¥42,444,014 | ¥6,044,014 |
| 45 | 0.80% | ¥80,289 | ¥43,356,275 | ¥6,956,275 |
| 45 | 0.90% | ¥82,001 | ¥44,280,651 | ¥7,880,651 |
| 45 | 1.00% | ¥83,735 | ¥45,217,098 | ¥8,817,098 |
| 45 | 1.10% | ¥85,492 | ¥46,165,569 | ¥9,765,569 |
| 45 | 1.20% | ¥87,270 | ¥47,126,012 | ¥10,726,012 |
| 45 | 1.30% | ¥89,071 | ¥48,098,370 | ¥11,698,370 |
| 45 | 1.40% | ¥90,894 | ¥49,082,582 | ¥12,682,582 |
| 45 | 1.50% | ¥92,738 | ¥50,078,582 | ¥13,678,582 |
| 45 | 1.60% | ¥94,604 | ¥51,086,300 | ¥14,686,300 |
| 45 | 1.70% | ¥96,492 | ¥52,105,663 | ¥15,705,663 |
| 45 | 1.80% | ¥98,401 | ¥53,136,592 | ¥16,736,592 |
| 45 | 1.90% | ¥100,331 | ¥54,179,005 | ¥17,779,005 |
| 45 | 2.00% | ¥102,283 | ¥55,232,817 | ¥18,832,817 |
| 45 | 2.10% | ¥104,255 | ¥56,297,939 | ¥19,897,939 |
| 45 | 2.20% | ¥106,249 | ¥57,374,276 | ¥20,974,276 |
| 45 | 2.30% | ¥108,262 | ¥58,461,732 | ¥22,061,732 |
| 45 | 2.40% | ¥110,297 | ¥59,560,207 | ¥23,160,207 |
| 45 | 2.50% | ¥112,351 | ¥60,669,598 | ¥24,269,598 |
| 45 | 2.60% | ¥114,426 | ¥61,789,799 | ¥25,389,799 |
| 45 | 2.70% | ¥116,520 | ¥62,920,699 | ¥26,520,699 |
| 45 | 2.80% | ¥118,634 | ¥64,062,188 | ¥27,662,188 |
| 45 | 2.90% | ¥120,767 | ¥65,214,149 | ¥28,814,149 |
| 45 | 3.00% | ¥122,919 | ¥66,376,466 | ¥29,976,466 |
3640万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥86,967 | ¥41,744,050 | ¥5,344,050 |
| 40 | 0.80% | ¥88,638 | ¥42,546,114 | ¥6,146,114 |
| 40 | 0.90% | ¥90,329 | ¥43,357,775 | ¥6,957,775 |
| 40 | 1.00% | ¥92,040 | ¥44,179,008 | ¥7,779,008 |
| 40 | 1.10% | ¥93,770 | ¥45,009,782 | ¥8,609,782 |
| 40 | 1.20% | ¥95,521 | ¥45,850,063 | ¥9,450,063 |
| 40 | 1.30% | ¥97,291 | ¥46,699,816 | ¥10,299,816 |
| 40 | 1.40% | ¥99,081 | ¥47,559,002 | ¥11,159,002 |
| 40 | 1.50% | ¥100,891 | ¥48,427,579 | ¥12,027,579 |
| 40 | 1.60% | ¥102,720 | ¥49,305,504 | ¥12,905,504 |
| 40 | 1.70% | ¥104,568 | ¥50,192,729 | ¥13,792,729 |
| 40 | 1.80% | ¥106,436 | ¥51,089,204 | ¥14,689,204 |
| 40 | 1.90% | ¥108,323 | ¥51,994,878 | ¥15,594,878 |
| 40 | 2.00% | ¥110,229 | ¥52,909,696 | ¥16,509,696 |
| 40 | 2.10% | ¥112,153 | ¥53,833,600 | ¥17,433,600 |
| 40 | 2.20% | ¥114,097 | ¥54,766,530 | ¥18,366,530 |
| 40 | 2.30% | ¥116,059 | ¥55,708,426 | ¥19,308,426 |
| 40 | 2.40% | ¥118,040 | ¥56,659,222 | ¥20,259,222 |
| 40 | 2.50% | ¥120,039 | ¥57,618,852 | ¥21,218,852 |
| 40 | 2.60% | ¥122,057 | ¥58,587,247 | ¥22,187,247 |
| 40 | 2.70% | ¥124,092 | ¥59,564,337 | ¥23,164,337 |
| 40 | 2.80% | ¥126,146 | ¥60,550,049 | ¥24,150,049 |
| 40 | 2.90% | ¥128,217 | ¥61,544,308 | ¥25,144,308 |
| 40 | 3.00% | ¥130,306 | ¥62,547,038 | ¥26,147,038 |
3640万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥97,742 | ¥41,051,457 | ¥4,651,457 |
| 35 | 0.80% | ¥99,394 | ¥41,745,556 | ¥5,345,556 |
| 35 | 0.90% | ¥101,064 | ¥42,447,022 | ¥6,047,022 |
| 35 | 1.00% | ¥102,752 | ¥43,155,838 | ¥6,755,838 |
| 35 | 1.10% | ¥104,457 | ¥43,871,985 | ¥7,471,985 |
| 35 | 1.20% | ¥106,180 | ¥44,595,445 | ¥8,195,445 |
| 35 | 1.30% | ¥107,920 | ¥45,326,196 | ¥8,926,196 |
| 35 | 1.40% | ¥109,677 | ¥46,064,215 | ¥9,664,215 |
| 35 | 1.50% | ¥111,451 | ¥46,809,477 | ¥10,409,477 |
| 35 | 1.60% | ¥113,243 | ¥47,561,956 | ¥11,161,956 |
| 35 | 1.70% | ¥115,051 | ¥48,321,623 | ¥11,921,623 |
| 35 | 1.80% | ¥116,877 | ¥49,088,449 | ¥12,688,449 |
| 35 | 1.90% | ¥118,720 | ¥49,862,403 | ¥13,462,403 |
| 35 | 2.00% | ¥120,580 | ¥50,643,452 | ¥14,243,452 |
| 35 | 2.10% | ¥122,456 | ¥51,431,562 | ¥15,031,562 |
| 35 | 2.20% | ¥124,349 | ¥52,226,696 | ¥15,826,696 |
| 35 | 2.30% | ¥126,259 | ¥53,028,818 | ¥16,628,818 |
| 35 | 2.40% | ¥128,185 | ¥53,837,889 | ¥17,437,889 |
| 35 | 2.50% | ¥130,128 | ¥54,653,869 | ¥18,253,869 |
| 35 | 2.60% | ¥132,087 | ¥55,476,715 | ¥19,076,715 |
| 35 | 2.70% | ¥134,063 | ¥56,306,386 | ¥19,906,386 |
| 35 | 2.80% | ¥136,054 | ¥57,142,837 | ¥20,742,837 |
| 35 | 2.90% | ¥138,062 | ¥57,986,023 | ¥21,586,023 |
| 35 | 3.00% | ¥140,085 | ¥58,835,897 | ¥22,435,897 |
3640万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥112,128 | ¥40,366,249 | ¥3,966,249 |
| 30 | 0.80% | ¥113,763 | ¥40,954,626 | ¥4,554,626 |
| 30 | 0.90% | ¥115,412 | ¥41,548,428 | ¥5,148,428 |
| 30 | 1.00% | ¥117,077 | ¥42,147,643 | ¥5,747,643 |
| 30 | 1.10% | ¥118,756 | ¥42,752,262 | ¥6,352,262 |
| 30 | 1.20% | ¥120,451 | ¥43,362,275 | ¥6,962,275 |
| 30 | 1.30% | ¥122,160 | ¥43,977,670 | ¥7,577,670 |
| 30 | 1.40% | ¥123,885 | ¥44,598,433 | ¥8,198,433 |
| 30 | 1.50% | ¥125,624 | ¥45,224,552 | ¥8,824,552 |
| 30 | 1.60% | ¥127,378 | ¥45,856,012 | ¥9,456,012 |
| 30 | 1.70% | ¥129,147 | ¥46,492,797 | ¥10,092,797 |
| 30 | 1.80% | ¥130,930 | ¥47,134,891 | ¥10,734,891 |
| 30 | 1.90% | ¥132,729 | ¥47,782,276 | ¥11,382,276 |
| 30 | 2.00% | ¥134,541 | ¥48,434,936 | ¥12,034,936 |
| 30 | 2.10% | ¥136,369 | ¥49,092,850 | ¥12,692,850 |
| 30 | 2.20% | ¥138,211 | ¥49,755,998 | ¥13,355,998 |
| 30 | 2.30% | ¥140,068 | ¥50,424,361 | ¥14,024,361 |
| 30 | 2.40% | ¥141,939 | ¥51,097,917 | ¥14,697,917 |
| 30 | 2.50% | ¥143,824 | ¥51,776,643 | ¥15,376,643 |
| 30 | 2.60% | ¥145,724 | ¥52,460,516 | ¥16,060,516 |
| 30 | 2.70% | ¥147,638 | ¥53,149,512 | ¥16,749,512 |
| 30 | 2.80% | ¥149,566 | ¥53,843,608 | ¥17,443,608 |
| 30 | 2.90% | ¥151,508 | ¥54,542,777 | ¥18,142,777 |
| 30 | 3.00% | ¥153,464 | ¥55,246,993 | ¥18,846,993 |
3640万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥132,295 | ¥39,688,437 | ¥3,288,437 |
| 25 | 0.80% | ¥133,911 | ¥40,173,344 | ¥3,773,344 |
| 25 | 0.90% | ¥135,540 | ¥40,662,024 | ¥4,262,024 |
| 25 | 1.00% | ¥137,182 | ¥41,154,472 | ¥4,754,472 |
| 25 | 1.10% | ¥138,836 | ¥41,650,683 | ¥5,250,683 |
| 25 | 1.20% | ¥140,502 | ¥42,150,653 | ¥5,750,653 |
| 25 | 1.30% | ¥142,181 | ¥42,654,374 | ¥6,254,374 |
| 25 | 1.40% | ¥143,873 | ¥43,161,841 | ¥6,761,841 |
| 25 | 1.50% | ¥145,577 | ¥43,673,047 | ¥7,273,047 |
| 25 | 1.60% | ¥147,293 | ¥44,187,985 | ¥7,787,985 |
| 25 | 1.70% | ¥149,022 | ¥44,706,646 | ¥8,306,646 |
| 25 | 1.80% | ¥150,763 | ¥45,229,024 | ¥8,829,024 |
| 25 | 1.90% | ¥152,517 | ¥45,755,110 | ¥9,355,110 |
| 25 | 2.00% | ¥154,283 | ¥46,284,894 | ¥9,884,894 |
| 25 | 2.10% | ¥156,061 | ¥46,818,367 | ¥10,418,367 |
| 25 | 2.20% | ¥157,852 | ¥47,355,519 | ¥10,955,519 |
| 25 | 2.30% | ¥159,654 | ¥47,896,341 | ¥11,496,341 |
| 25 | 2.40% | ¥161,469 | ¥48,440,820 | ¥12,040,820 |
| 25 | 2.50% | ¥163,296 | ¥48,988,947 | ¥12,588,947 |
| 25 | 2.60% | ¥165,136 | ¥49,540,710 | ¥13,140,710 |
| 25 | 2.70% | ¥166,987 | ¥50,096,097 | ¥13,696,097 |
| 25 | 2.80% | ¥168,850 | ¥50,655,095 | ¥14,255,095 |
| 25 | 2.90% | ¥170,726 | ¥51,217,692 | ¥14,817,692 |
| 25 | 3.00% | ¥172,613 | ¥51,783,875 | ¥15,383,875 |
3640万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥162,575 | ¥39,018,032 | ¥2,618,032 |
| 20 | 0.80% | ¥164,174 | ¥39,401,726 | ¥3,001,726 |
| 20 | 0.90% | ¥165,783 | ¥39,787,838 | ¥3,387,838 |
| 20 | 1.00% | ¥167,402 | ¥40,176,367 | ¥3,776,367 |
| 20 | 1.10% | ¥169,030 | ¥40,567,309 | ¥4,167,309 |
| 20 | 1.20% | ¥170,669 | ¥40,960,662 | ¥4,560,662 |
| 20 | 1.30% | ¥172,318 | ¥41,356,425 | ¥4,956,425 |
| 20 | 1.40% | ¥173,977 | ¥41,754,594 | ¥5,354,594 |
| 20 | 1.50% | ¥175,647 | ¥42,155,167 | ¥5,755,167 |
| 20 | 1.60% | ¥177,326 | ¥42,558,140 | ¥6,158,140 |
| 20 | 1.70% | ¥179,015 | ¥42,963,510 | ¥6,563,510 |
| 20 | 1.80% | ¥180,714 | ¥43,371,274 | ¥6,971,274 |
| 20 | 1.90% | ¥182,423 | ¥43,781,428 | ¥7,381,428 |
| 20 | 2.00% | ¥184,142 | ¥44,193,968 | ¥7,793,968 |
| 20 | 2.10% | ¥185,870 | ¥44,608,891 | ¥8,208,891 |
| 20 | 2.20% | ¥187,609 | ¥45,026,191 | ¥8,626,191 |
| 20 | 2.30% | ¥189,358 | ¥45,445,865 | ¥9,045,865 |
| 20 | 2.40% | ¥191,116 | ¥45,867,909 | ¥9,467,909 |
| 20 | 2.50% | ¥192,885 | ¥46,292,317 | ¥9,892,317 |
| 20 | 2.60% | ¥194,663 | ¥46,719,084 | ¥10,319,084 |
| 20 | 2.70% | ¥196,451 | ¥47,148,206 | ¥10,748,206 |
| 20 | 2.80% | ¥198,249 | ¥47,579,678 | ¥11,179,678 |
| 20 | 2.90% | ¥200,056 | ¥48,013,493 | ¥11,613,493 |
| 20 | 3.00% | ¥201,874 | ¥48,449,646 | ¥12,049,646 |
3640万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥213,084 | ¥38,355,042 | ¥1,955,042 |
| 15 | 0.80% | ¥214,665 | ¥38,639,787 | ¥2,239,787 |
| 15 | 0.90% | ¥216,255 | ¥38,925,893 | ¥2,525,893 |
| 15 | 1.00% | ¥217,852 | ¥39,213,361 | ¥2,813,361 |
| 15 | 1.10% | ¥219,457 | ¥39,502,188 | ¥3,102,188 |
| 15 | 1.20% | ¥221,069 | ¥39,792,375 | ¥3,392,375 |
| 15 | 1.30% | ¥222,688 | ¥40,083,920 | ¥3,683,920 |
| 15 | 1.40% | ¥224,316 | ¥40,376,823 | ¥3,976,823 |
| 15 | 1.50% | ¥225,950 | ¥40,671,083 | ¥4,271,083 |
| 15 | 1.60% | ¥227,593 | ¥40,966,698 | ¥4,566,698 |
| 15 | 1.70% | ¥229,243 | ¥41,263,667 | ¥4,863,667 |
| 15 | 1.80% | ¥230,900 | ¥41,561,990 | ¥5,161,990 |
| 15 | 1.90% | ¥232,565 | ¥41,861,665 | ¥5,461,665 |
| 15 | 2.00% | ¥234,237 | ¥42,162,690 | ¥5,762,690 |
| 15 | 2.10% | ¥235,917 | ¥42,465,065 | ¥6,065,065 |
| 15 | 2.20% | ¥237,604 | ¥42,768,788 | ¥6,368,788 |
| 15 | 2.30% | ¥239,299 | ¥43,073,857 | ¥6,673,857 |
| 15 | 2.40% | ¥241,002 | ¥43,380,271 | ¥6,980,271 |
| 15 | 2.50% | ¥242,711 | ¥43,688,029 | ¥7,288,029 |
| 15 | 2.60% | ¥244,428 | ¥43,997,128 | ¥7,597,128 |
| 15 | 2.70% | ¥246,153 | ¥44,307,568 | ¥7,907,568 |
| 15 | 2.80% | ¥247,885 | ¥44,619,346 | ¥8,219,346 |
| 15 | 2.90% | ¥249,625 | ¥44,932,460 | ¥8,532,460 |
| 15 | 3.00% | ¥251,372 | ¥45,246,909 | ¥8,846,909 |
3640万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥314,162 | ¥37,699,473 | ¥1,299,473 |
| 10 | 0.80% | ¥315,729 | ¥37,887,537 | ¥1,487,537 |
| 10 | 0.90% | ¥317,302 | ¥38,076,206 | ¥1,676,206 |
| 10 | 1.00% | ¥318,879 | ¥38,265,480 | ¥1,865,480 |
| 10 | 1.10% | ¥320,461 | ¥38,455,360 | ¥2,055,360 |
| 10 | 1.20% | ¥322,049 | ¥38,645,845 | ¥2,245,845 |
| 10 | 1.30% | ¥323,641 | ¥38,836,934 | ¥2,436,934 |
| 10 | 1.40% | ¥325,239 | ¥39,028,629 | ¥2,628,629 |
| 10 | 1.50% | ¥326,841 | ¥39,220,927 | ¥2,820,927 |
| 10 | 1.60% | ¥328,449 | ¥39,413,830 | ¥3,013,830 |
| 10 | 1.70% | ¥330,061 | ¥39,607,336 | ¥3,207,336 |
| 10 | 1.80% | ¥331,679 | ¥39,801,447 | ¥3,401,447 |
| 10 | 1.90% | ¥333,301 | ¥39,996,160 | ¥3,596,160 |
| 10 | 2.00% | ¥334,929 | ¥40,191,477 | ¥3,791,477 |
| 10 | 2.10% | ¥336,562 | ¥40,387,396 | ¥3,987,396 |
| 10 | 2.20% | ¥338,199 | ¥40,583,917 | ¥4,183,917 |
| 10 | 2.30% | ¥339,842 | ¥40,781,041 | ¥4,381,041 |
| 10 | 2.40% | ¥341,490 | ¥40,978,766 | ¥4,578,766 |
| 10 | 2.50% | ¥343,142 | ¥41,177,093 | ¥4,777,093 |
| 10 | 2.60% | ¥344,800 | ¥41,376,021 | ¥4,976,021 |
| 10 | 2.70% | ¥346,463 | ¥41,575,549 | ¥5,175,549 |
| 10 | 2.80% | ¥348,131 | ¥41,775,677 | ¥5,375,677 |
| 10 | 2.90% | ¥349,803 | ¥41,976,406 | ¥5,576,406 |
| 10 | 3.00% | ¥351,481 | ¥42,177,733 | ¥5,777,733 |
