3680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3680万円の住宅ローン｜期間・年数別
3680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥72,709 | ¥43,625,525 | ¥6,825,525 |
| 50 | 0.80% | ¥74,436 | ¥44,661,466 | ¥7,861,466 |
| 50 | 0.90% | ¥76,187 | ¥45,712,482 | ¥8,912,482 |
| 50 | 1.00% | ¥77,964 | ¥46,778,507 | ¥9,978,507 |
| 50 | 1.10% | ¥79,766 | ¥47,859,469 | ¥11,059,469 |
| 50 | 1.20% | ¥81,592 | ¥48,955,287 | ¥12,155,287 |
| 50 | 1.30% | ¥83,443 | ¥50,065,877 | ¥13,265,877 |
| 50 | 1.40% | ¥85,319 | ¥51,191,144 | ¥14,391,144 |
| 50 | 1.50% | ¥87,218 | ¥52,330,989 | ¥15,530,989 |
| 50 | 1.60% | ¥89,142 | ¥53,485,307 | ¥16,685,307 |
| 50 | 1.70% | ¥91,090 | ¥54,653,985 | ¥17,853,985 |
| 50 | 1.80% | ¥93,062 | ¥55,836,905 | ¥19,036,905 |
| 50 | 1.90% | ¥95,057 | ¥57,033,943 | ¥20,233,943 |
| 50 | 2.00% | ¥97,075 | ¥58,244,971 | ¥21,444,971 |
| 50 | 2.10% | ¥99,116 | ¥59,469,853 | ¥22,669,853 |
| 50 | 2.20% | ¥101,181 | ¥60,708,449 | ¥23,908,449 |
| 50 | 2.30% | ¥103,268 | ¥61,960,615 | ¥25,160,615 |
| 50 | 2.40% | ¥105,377 | ¥63,226,201 | ¥26,426,201 |
| 50 | 2.50% | ¥107,508 | ¥64,505,053 | ¥27,705,053 |
| 50 | 2.60% | ¥109,662 | ¥65,797,013 | ¥28,997,013 |
| 50 | 2.70% | ¥111,837 | ¥67,101,919 | ¥30,301,919 |
| 50 | 2.80% | ¥114,033 | ¥68,419,604 | ¥31,619,604 |
| 50 | 2.90% | ¥116,250 | ¥69,749,899 | ¥32,949,899 |
| 50 | 3.00% | ¥118,488 | ¥71,092,632 | ¥34,292,632 |
3680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥79,464 | ¥42,910,432 | ¥6,110,432 |
| 45 | 0.80% | ¥81,172 | ¥43,832,718 | ¥7,032,718 |
| 45 | 0.90% | ¥82,902 | ¥44,767,252 | ¥7,967,252 |
| 45 | 1.00% | ¥84,656 | ¥45,713,989 | ¥8,913,989 |
| 45 | 1.10% | ¥86,431 | ¥46,672,883 | ¥9,872,883 |
| 45 | 1.20% | ¥88,229 | ¥47,643,880 | ¥10,843,880 |
| 45 | 1.30% | ¥90,050 | ¥48,626,924 | ¥11,826,924 |
| 45 | 1.40% | ¥91,893 | ¥49,621,951 | ¥12,821,951 |
| 45 | 1.50% | ¥93,757 | ¥50,628,896 | ¥13,828,896 |
| 45 | 1.60% | ¥95,644 | ¥51,647,688 | ¥14,847,688 |
| 45 | 1.70% | ¥97,552 | ¥52,678,252 | ¥15,878,252 |
| 45 | 1.80% | ¥99,482 | ¥53,720,510 | ¥16,920,510 |
| 45 | 1.90% | ¥101,434 | ¥54,774,379 | ¥17,974,379 |
| 45 | 2.00% | ¥103,407 | ¥55,839,771 | ¥19,039,771 |
| 45 | 2.10% | ¥105,401 | ¥56,916,597 | ¥20,116,597 |
| 45 | 2.20% | ¥107,416 | ¥58,004,762 | ¥21,204,762 |
| 45 | 2.30% | ¥109,452 | ¥59,104,168 | ¥22,304,168 |
| 45 | 2.40% | ¥111,509 | ¥60,214,715 | ¥23,414,715 |
| 45 | 2.50% | ¥113,586 | ¥61,336,297 | ¥24,536,297 |
| 45 | 2.60% | ¥115,683 | ¥62,468,807 | ¥25,668,807 |
| 45 | 2.70% | ¥117,800 | ¥63,612,135 | ¥26,812,135 |
| 45 | 2.80% | ¥119,937 | ¥64,766,168 | ¥27,966,168 |
| 45 | 2.90% | ¥122,094 | ¥65,930,788 | ¥29,130,788 |
| 45 | 3.00% | ¥124,270 | ¥67,105,878 | ¥30,305,878 |
3680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥87,922 | ¥42,202,776 | ¥5,402,776 |
| 40 | 0.80% | ¥89,612 | ¥43,013,653 | ¥6,213,653 |
| 40 | 0.90% | ¥91,321 | ¥43,834,234 | ¥7,034,234 |
| 40 | 1.00% | ¥93,051 | ¥44,664,492 | ¥7,864,492 |
| 40 | 1.10% | ¥94,801 | ¥45,504,395 | ¥8,704,395 |
| 40 | 1.20% | ¥96,571 | ¥46,353,910 | ¥9,553,910 |
| 40 | 1.30% | ¥98,360 | ¥47,213,000 | ¥10,413,000 |
| 40 | 1.40% | ¥100,170 | ¥48,081,628 | ¥11,281,628 |
| 40 | 1.50% | ¥101,999 | ¥48,959,750 | ¥12,159,750 |
| 40 | 1.60% | ¥103,849 | ¥49,847,322 | ¥13,047,322 |
| 40 | 1.70% | ¥105,717 | ¥50,744,297 | ¥13,944,297 |
| 40 | 1.80% | ¥107,605 | ¥51,650,624 | ¥14,850,624 |
| 40 | 1.90% | ¥109,513 | ¥52,566,250 | ¥15,766,250 |
| 40 | 2.00% | ¥111,440 | ¥53,491,121 | ¥16,691,121 |
| 40 | 2.10% | ¥113,386 | ¥54,425,178 | ¥17,625,178 |
| 40 | 2.20% | ¥115,351 | ¥55,368,360 | ¥18,568,360 |
| 40 | 2.30% | ¥117,335 | ¥56,320,606 | ¥19,520,606 |
| 40 | 2.40% | ¥119,337 | ¥57,281,851 | ¥20,481,851 |
| 40 | 2.50% | ¥121,358 | ¥58,252,026 | ¥21,452,026 |
| 40 | 2.60% | ¥123,398 | ¥59,231,063 | ¥22,431,063 |
| 40 | 2.70% | ¥125,456 | ¥60,218,890 | ¥23,418,890 |
| 40 | 2.80% | ¥127,532 | ¥61,215,434 | ¥24,415,434 |
| 40 | 2.90% | ¥129,626 | ¥62,220,619 | ¥25,420,619 |
| 40 | 3.00% | ¥131,738 | ¥63,234,368 | ¥26,434,368 |
3680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥98,816 | ¥41,502,572 | ¥4,702,572 |
| 35 | 0.80% | ¥100,486 | ¥42,204,299 | ¥5,404,299 |
| 35 | 0.90% | ¥102,175 | ¥42,913,473 | ¥6,113,473 |
| 35 | 1.00% | ¥103,881 | ¥43,630,078 | ¥6,830,078 |
| 35 | 1.10% | ¥105,605 | ¥44,354,095 | ¥7,554,095 |
| 35 | 1.20% | ¥107,346 | ¥45,085,505 | ¥8,285,505 |
| 35 | 1.30% | ¥109,105 | ¥45,824,286 | ¥9,024,286 |
| 35 | 1.40% | ¥110,882 | ¥46,570,415 | ¥9,770,415 |
| 35 | 1.50% | ¥112,676 | ¥47,323,867 | ¥10,523,867 |
| 35 | 1.60% | ¥114,487 | ¥48,084,615 | ¥11,284,615 |
| 35 | 1.70% | ¥116,316 | ¥48,852,630 | ¥12,052,630 |
| 35 | 1.80% | ¥118,162 | ¥49,627,883 | ¥12,827,883 |
| 35 | 1.90% | ¥120,025 | ¥50,410,342 | ¥13,610,342 |
| 35 | 2.00% | ¥121,905 | ¥51,199,974 | ¥14,399,974 |
| 35 | 2.10% | ¥123,802 | ¥51,996,744 | ¥15,196,744 |
| 35 | 2.20% | ¥125,716 | ¥52,800,616 | ¥16,000,616 |
| 35 | 2.30% | ¥127,647 | ¥53,611,553 | ¥16,811,553 |
| 35 | 2.40% | ¥129,594 | ¥54,429,514 | ¥17,629,514 |
| 35 | 2.50% | ¥131,558 | ¥55,254,460 | ¥18,454,460 |
| 35 | 2.60% | ¥133,539 | ¥56,086,349 | ¥19,286,349 |
| 35 | 2.70% | ¥135,536 | ¥56,925,138 | ¥20,125,138 |
| 35 | 2.80% | ¥137,549 | ¥57,770,781 | ¥20,970,781 |
| 35 | 2.90% | ¥139,579 | ¥58,623,232 | ¥21,823,232 |
| 35 | 3.00% | ¥141,625 | ¥59,482,445 | ¥22,682,445 |
3680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥113,361 | ¥40,809,834 | ¥4,009,834 |
| 30 | 0.80% | ¥115,013 | ¥41,404,677 | ¥4,604,677 |
| 30 | 0.90% | ¥116,681 | ¥42,005,004 | ¥5,205,004 |
| 30 | 1.00% | ¥118,363 | ¥42,610,804 | ¥5,810,804 |
| 30 | 1.10% | ¥120,061 | ¥43,222,067 | ¥6,422,067 |
| 30 | 1.20% | ¥121,774 | ¥43,838,784 | ¥7,038,784 |
| 30 | 1.30% | ¥123,503 | ¥44,460,941 | ¥7,660,941 |
| 30 | 1.40% | ¥125,246 | ¥45,088,526 | ¥8,288,526 |
| 30 | 1.50% | ¥127,004 | ¥45,721,525 | ¥8,921,525 |
| 30 | 1.60% | ¥128,778 | ¥46,359,924 | ¥9,559,924 |
| 30 | 1.70% | ¥130,566 | ¥47,003,707 | ¥10,203,707 |
| 30 | 1.80% | ¥132,369 | ¥47,652,857 | ¥10,852,857 |
| 30 | 1.90% | ¥134,187 | ¥48,307,356 | ¥11,507,356 |
| 30 | 2.00% | ¥136,020 | ¥48,967,188 | ¥12,167,188 |
| 30 | 2.10% | ¥137,868 | ¥49,632,331 | ¥12,832,331 |
| 30 | 2.20% | ¥139,730 | ¥50,302,767 | ¥13,502,767 |
| 30 | 2.30% | ¥141,607 | ¥50,978,475 | ¥14,178,475 |
| 30 | 2.40% | ¥143,498 | ¥51,659,432 | ¥14,859,432 |
| 30 | 2.50% | ¥145,404 | ¥52,345,617 | ¥15,545,617 |
| 30 | 2.60% | ¥147,325 | ¥53,037,005 | ¥16,237,005 |
| 30 | 2.70% | ¥149,260 | ¥53,733,573 | ¥16,933,573 |
| 30 | 2.80% | ¥151,209 | ¥54,435,296 | ¥17,635,296 |
| 30 | 2.90% | ¥153,173 | ¥55,142,148 | ¥18,342,148 |
| 30 | 3.00% | ¥155,150 | ¥55,854,102 | ¥19,054,102 |
3680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥133,749 | ¥40,124,574 | ¥3,324,574 |
| 25 | 0.80% | ¥135,383 | ¥40,614,809 | ¥3,814,809 |
| 25 | 0.90% | ¥137,030 | ¥41,108,859 | ¥4,308,859 |
| 25 | 1.00% | ¥138,689 | ¥41,606,719 | ¥4,806,719 |
| 25 | 1.10% | ¥140,361 | ¥42,108,383 | ¥5,308,383 |
| 25 | 1.20% | ¥142,046 | ¥42,613,847 | ¥5,813,847 |
| 25 | 1.30% | ¥143,744 | ¥43,123,103 | ¥6,323,103 |
| 25 | 1.40% | ¥145,454 | ¥43,636,147 | ¥6,836,147 |
| 25 | 1.50% | ¥147,177 | ¥44,152,970 | ¥7,352,970 |
| 25 | 1.60% | ¥148,912 | ¥44,673,567 | ¥7,873,567 |
| 25 | 1.70% | ¥150,660 | ¥45,197,928 | ¥8,397,928 |
| 25 | 1.80% | ¥152,420 | ¥45,726,047 | ¥8,926,047 |
| 25 | 1.90% | ¥154,193 | ¥46,257,913 | ¥9,457,913 |
| 25 | 2.00% | ¥155,978 | ¥46,793,519 | ¥9,993,519 |
| 25 | 2.10% | ¥157,776 | ¥47,332,854 | ¥10,532,854 |
| 25 | 2.20% | ¥159,586 | ¥47,875,910 | ¥11,075,910 |
| 25 | 2.30% | ¥161,409 | ¥48,422,674 | ¥11,622,674 |
| 25 | 2.40% | ¥163,244 | ¥48,973,137 | ¥12,173,137 |
| 25 | 2.50% | ¥165,091 | ¥49,527,287 | ¥12,727,287 |
| 25 | 2.60% | ¥166,950 | ¥50,085,114 | ¥13,285,114 |
| 25 | 2.70% | ¥168,822 | ¥50,646,603 | ¥13,846,603 |
| 25 | 2.80% | ¥170,706 | ¥51,211,745 | ¥14,411,745 |
| 25 | 2.90% | ¥172,602 | ¥51,780,524 | ¥14,980,524 |
| 25 | 3.00% | ¥174,510 | ¥52,352,929 | ¥15,552,929 |
3680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥164,362 | ¥39,446,802 | ¥2,646,802 |
| 20 | 0.80% | ¥165,978 | ¥39,834,712 | ¥3,034,712 |
| 20 | 0.90% | ¥167,604 | ¥40,225,067 | ¥3,425,067 |
| 20 | 1.00% | ¥169,241 | ¥40,617,865 | ¥3,817,865 |
| 20 | 1.10% | ¥170,888 | ¥41,013,103 | ¥4,213,103 |
| 20 | 1.20% | ¥172,545 | ¥41,410,780 | ¥4,610,780 |
| 20 | 1.30% | ¥174,212 | ¥41,810,891 | ¥5,010,891 |
| 20 | 1.40% | ¥175,889 | ¥42,213,436 | ¥5,413,436 |
| 20 | 1.50% | ¥177,577 | ¥42,618,411 | ¥5,818,411 |
| 20 | 1.60% | ¥179,274 | ¥43,025,812 | ¥6,225,812 |
| 20 | 1.70% | ¥180,982 | ¥43,435,637 | ¥6,635,637 |
| 20 | 1.80% | ¥182,700 | ¥43,847,881 | ¥7,047,881 |
| 20 | 1.90% | ¥184,427 | ¥44,262,543 | ¥7,462,543 |
| 20 | 2.00% | ¥186,165 | ¥44,679,616 | ¥7,879,616 |
| 20 | 2.10% | ¥187,913 | ¥45,099,098 | ¥8,299,098 |
| 20 | 2.20% | ¥189,671 | ¥45,520,984 | ¥8,720,984 |
| 20 | 2.30% | ¥191,439 | ¥45,945,271 | ¥9,145,271 |
| 20 | 2.40% | ¥193,216 | ¥46,371,952 | ¥9,571,952 |
| 20 | 2.50% | ¥195,004 | ¥46,801,024 | ¥10,001,024 |
| 20 | 2.60% | ¥196,802 | ¥47,232,481 | ¥10,432,481 |
| 20 | 2.70% | ¥198,610 | ¥47,666,318 | ¥10,866,318 |
| 20 | 2.80% | ¥200,427 | ¥48,102,531 | ¥11,302,531 |
| 20 | 2.90% | ¥202,255 | ¥48,541,113 | ¥11,741,113 |
| 20 | 3.00% | ¥204,092 | ¥48,982,060 | ¥12,182,060 |
3680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥215,425 | ¥38,776,526 | ¥1,976,526 |
| 15 | 0.80% | ¥217,024 | ¥39,064,400 | ¥2,264,400 |
| 15 | 0.90% | ¥218,631 | ¥39,353,650 | ¥2,553,650 |
| 15 | 1.00% | ¥220,246 | ¥39,644,277 | ¥2,844,277 |
| 15 | 1.10% | ¥221,868 | ¥39,936,278 | ¥3,136,278 |
| 15 | 1.20% | ¥223,498 | ¥40,229,654 | ¥3,429,654 |
| 15 | 1.30% | ¥225,136 | ¥40,524,403 | ¥3,724,403 |
| 15 | 1.40% | ¥226,781 | ¥40,820,525 | ¥4,020,525 |
| 15 | 1.50% | ¥228,433 | ¥41,118,018 | ¥4,318,018 |
| 15 | 1.60% | ¥230,094 | ¥41,416,881 | ¥4,616,881 |
| 15 | 1.70% | ¥231,762 | ¥41,717,114 | ¥4,917,114 |
| 15 | 1.80% | ¥233,437 | ¥42,018,715 | ¥5,218,715 |
| 15 | 1.90% | ¥235,120 | ¥42,321,683 | ¥5,521,683 |
| 15 | 2.00% | ¥236,811 | ¥42,626,016 | ¥5,826,016 |
| 15 | 2.10% | ¥238,510 | ¥42,931,714 | ¥6,131,714 |
| 15 | 2.20% | ¥240,215 | ¥43,238,774 | ¥6,438,774 |
| 15 | 2.30% | ¥241,929 | ¥43,547,196 | ¥6,747,196 |
| 15 | 2.40% | ¥243,650 | ¥43,856,978 | ¥7,056,978 |
| 15 | 2.50% | ¥245,378 | ¥44,168,117 | ¥7,368,117 |
| 15 | 2.60% | ¥247,115 | ¥44,480,613 | ¥7,680,613 |
| 15 | 2.70% | ¥248,858 | ¥44,794,464 | ¥7,994,464 |
| 15 | 2.80% | ¥250,609 | ¥45,109,668 | ¥8,309,668 |
| 15 | 2.90% | ¥252,368 | ¥45,426,223 | ¥8,626,223 |
| 15 | 3.00% | ¥254,134 | ¥45,744,128 | ¥8,944,128 |
3680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥317,615 | ¥38,113,753 | ¥1,313,753 |
| 10 | 0.80% | ¥319,199 | ¥38,303,883 | ¥1,503,883 |
| 10 | 0.90% | ¥320,789 | ¥38,494,626 | ¥1,694,626 |
| 10 | 1.00% | ¥322,383 | ¥38,685,980 | ¥1,885,980 |
| 10 | 1.10% | ¥323,983 | ¥38,877,946 | ¥2,077,946 |
| 10 | 1.20% | ¥325,588 | ¥39,070,524 | ¥2,270,524 |
| 10 | 1.30% | ¥327,198 | ¥39,263,714 | ¥2,463,714 |
| 10 | 1.40% | ¥328,813 | ¥39,457,515 | ¥2,657,515 |
| 10 | 1.50% | ¥330,433 | ¥39,651,926 | ¥2,851,926 |
| 10 | 1.60% | ¥332,058 | ¥39,846,949 | ¥3,046,949 |
| 10 | 1.70% | ¥333,688 | ¥40,042,582 | ¥3,242,582 |
| 10 | 1.80% | ¥335,324 | ¥40,238,825 | ¥3,438,825 |
| 10 | 1.90% | ¥336,964 | ¥40,435,678 | ¥3,635,678 |
| 10 | 2.00% | ¥338,610 | ¥40,633,141 | ¥3,833,141 |
| 10 | 2.10% | ¥340,260 | ¥40,831,213 | ¥4,031,213 |
| 10 | 2.20% | ¥341,916 | ¥41,029,895 | ¥4,229,895 |
| 10 | 2.30% | ¥343,577 | ¥41,229,184 | ¥4,429,184 |
| 10 | 2.40% | ¥345,242 | ¥41,429,083 | ¥4,629,083 |
| 10 | 2.50% | ¥346,913 | ¥41,629,589 | ¥4,829,589 |
| 10 | 2.60% | ¥348,589 | ¥41,830,702 | ¥5,030,702 |
| 10 | 2.70% | ¥350,270 | ¥42,032,423 | ¥5,232,423 |
| 10 | 2.80% | ¥351,956 | ¥42,234,751 | ¥5,434,751 |
| 10 | 2.90% | ¥353,647 | ¥42,437,685 | ¥5,637,685 |
| 10 | 3.00% | ¥355,344 | ¥42,641,225 | ¥5,841,225 |
