3680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3680万円の住宅ローン｜期間・年数別
3680万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥72,709 |
¥43,625,525 |
¥6,825,525 |
| 50 |
0.80% |
¥74,436 |
¥44,661,466 |
¥7,861,466 |
| 50 |
0.90% |
¥76,187 |
¥45,712,482 |
¥8,912,482 |
| 50 |
1.00% |
¥77,964 |
¥46,778,507 |
¥9,978,507 |
| 50 |
1.10% |
¥79,766 |
¥47,859,469 |
¥11,059,469 |
| 50 |
1.20% |
¥81,592 |
¥48,955,287 |
¥12,155,287 |
| 50 |
1.30% |
¥83,443 |
¥50,065,877 |
¥13,265,877 |
| 50 |
1.40% |
¥85,319 |
¥51,191,144 |
¥14,391,144 |
| 50 |
1.50% |
¥87,218 |
¥52,330,989 |
¥15,530,989 |
| 50 |
1.60% |
¥89,142 |
¥53,485,307 |
¥16,685,307 |
| 50 |
1.70% |
¥91,090 |
¥54,653,985 |
¥17,853,985 |
| 50 |
1.80% |
¥93,062 |
¥55,836,905 |
¥19,036,905 |
| 50 |
1.90% |
¥95,057 |
¥57,033,943 |
¥20,233,943 |
| 50 |
2.00% |
¥97,075 |
¥58,244,971 |
¥21,444,971 |
| 50 |
2.10% |
¥99,116 |
¥59,469,853 |
¥22,669,853 |
| 50 |
2.20% |
¥101,181 |
¥60,708,449 |
¥23,908,449 |
| 50 |
2.30% |
¥103,268 |
¥61,960,615 |
¥25,160,615 |
| 50 |
2.40% |
¥105,377 |
¥63,226,201 |
¥26,426,201 |
| 50 |
2.50% |
¥107,508 |
¥64,505,053 |
¥27,705,053 |
| 50 |
2.60% |
¥109,662 |
¥65,797,013 |
¥28,997,013 |
| 50 |
2.70% |
¥111,837 |
¥67,101,919 |
¥30,301,919 |
| 50 |
2.80% |
¥114,033 |
¥68,419,604 |
¥31,619,604 |
| 50 |
2.90% |
¥116,250 |
¥69,749,899 |
¥32,949,899 |
| 50 |
3.00% |
¥118,488 |
¥71,092,632 |
¥34,292,632 |
3680万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥79,464 |
¥42,910,432 |
¥6,110,432 |
| 45 |
0.80% |
¥81,172 |
¥43,832,718 |
¥7,032,718 |
| 45 |
0.90% |
¥82,902 |
¥44,767,252 |
¥7,967,252 |
| 45 |
1.00% |
¥84,656 |
¥45,713,989 |
¥8,913,989 |
| 45 |
1.10% |
¥86,431 |
¥46,672,883 |
¥9,872,883 |
| 45 |
1.20% |
¥88,229 |
¥47,643,880 |
¥10,843,880 |
| 45 |
1.30% |
¥90,050 |
¥48,626,924 |
¥11,826,924 |
| 45 |
1.40% |
¥91,893 |
¥49,621,951 |
¥12,821,951 |
| 45 |
1.50% |
¥93,757 |
¥50,628,896 |
¥13,828,896 |
| 45 |
1.60% |
¥95,644 |
¥51,647,688 |
¥14,847,688 |
| 45 |
1.70% |
¥97,552 |
¥52,678,252 |
¥15,878,252 |
| 45 |
1.80% |
¥99,482 |
¥53,720,510 |
¥16,920,510 |
| 45 |
1.90% |
¥101,434 |
¥54,774,379 |
¥17,974,379 |
| 45 |
2.00% |
¥103,407 |
¥55,839,771 |
¥19,039,771 |
| 45 |
2.10% |
¥105,401 |
¥56,916,597 |
¥20,116,597 |
| 45 |
2.20% |
¥107,416 |
¥58,004,762 |
¥21,204,762 |
| 45 |
2.30% |
¥109,452 |
¥59,104,168 |
¥22,304,168 |
| 45 |
2.40% |
¥111,509 |
¥60,214,715 |
¥23,414,715 |
| 45 |
2.50% |
¥113,586 |
¥61,336,297 |
¥24,536,297 |
| 45 |
2.60% |
¥115,683 |
¥62,468,807 |
¥25,668,807 |
| 45 |
2.70% |
¥117,800 |
¥63,612,135 |
¥26,812,135 |
| 45 |
2.80% |
¥119,937 |
¥64,766,168 |
¥27,966,168 |
| 45 |
2.90% |
¥122,094 |
¥65,930,788 |
¥29,130,788 |
| 45 |
3.00% |
¥124,270 |
¥67,105,878 |
¥30,305,878 |
3680万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥87,922 |
¥42,202,776 |
¥5,402,776 |
| 40 |
0.80% |
¥89,612 |
¥43,013,653 |
¥6,213,653 |
| 40 |
0.90% |
¥91,321 |
¥43,834,234 |
¥7,034,234 |
| 40 |
1.00% |
¥93,051 |
¥44,664,492 |
¥7,864,492 |
| 40 |
1.10% |
¥94,801 |
¥45,504,395 |
¥8,704,395 |
| 40 |
1.20% |
¥96,571 |
¥46,353,910 |
¥9,553,910 |
| 40 |
1.30% |
¥98,360 |
¥47,213,000 |
¥10,413,000 |
| 40 |
1.40% |
¥100,170 |
¥48,081,628 |
¥11,281,628 |
| 40 |
1.50% |
¥101,999 |
¥48,959,750 |
¥12,159,750 |
| 40 |
1.60% |
¥103,849 |
¥49,847,322 |
¥13,047,322 |
| 40 |
1.70% |
¥105,717 |
¥50,744,297 |
¥13,944,297 |
| 40 |
1.80% |
¥107,605 |
¥51,650,624 |
¥14,850,624 |
| 40 |
1.90% |
¥109,513 |
¥52,566,250 |
¥15,766,250 |
| 40 |
2.00% |
¥111,440 |
¥53,491,121 |
¥16,691,121 |
| 40 |
2.10% |
¥113,386 |
¥54,425,178 |
¥17,625,178 |
| 40 |
2.20% |
¥115,351 |
¥55,368,360 |
¥18,568,360 |
| 40 |
2.30% |
¥117,335 |
¥56,320,606 |
¥19,520,606 |
| 40 |
2.40% |
¥119,337 |
¥57,281,851 |
¥20,481,851 |
| 40 |
2.50% |
¥121,358 |
¥58,252,026 |
¥21,452,026 |
| 40 |
2.60% |
¥123,398 |
¥59,231,063 |
¥22,431,063 |
| 40 |
2.70% |
¥125,456 |
¥60,218,890 |
¥23,418,890 |
| 40 |
2.80% |
¥127,532 |
¥61,215,434 |
¥24,415,434 |
| 40 |
2.90% |
¥129,626 |
¥62,220,619 |
¥25,420,619 |
| 40 |
3.00% |
¥131,738 |
¥63,234,368 |
¥26,434,368 |
3680万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥98,816 |
¥41,502,572 |
¥4,702,572 |
| 35 |
0.80% |
¥100,486 |
¥42,204,299 |
¥5,404,299 |
| 35 |
0.90% |
¥102,175 |
¥42,913,473 |
¥6,113,473 |
| 35 |
1.00% |
¥103,881 |
¥43,630,078 |
¥6,830,078 |
| 35 |
1.10% |
¥105,605 |
¥44,354,095 |
¥7,554,095 |
| 35 |
1.20% |
¥107,346 |
¥45,085,505 |
¥8,285,505 |
| 35 |
1.30% |
¥109,105 |
¥45,824,286 |
¥9,024,286 |
| 35 |
1.40% |
¥110,882 |
¥46,570,415 |
¥9,770,415 |
| 35 |
1.50% |
¥112,676 |
¥47,323,867 |
¥10,523,867 |
| 35 |
1.60% |
¥114,487 |
¥48,084,615 |
¥11,284,615 |
| 35 |
1.70% |
¥116,316 |
¥48,852,630 |
¥12,052,630 |
| 35 |
1.80% |
¥118,162 |
¥49,627,883 |
¥12,827,883 |
| 35 |
1.90% |
¥120,025 |
¥50,410,342 |
¥13,610,342 |
| 35 |
2.00% |
¥121,905 |
¥51,199,974 |
¥14,399,974 |
| 35 |
2.10% |
¥123,802 |
¥51,996,744 |
¥15,196,744 |
| 35 |
2.20% |
¥125,716 |
¥52,800,616 |
¥16,000,616 |
| 35 |
2.30% |
¥127,647 |
¥53,611,553 |
¥16,811,553 |
| 35 |
2.40% |
¥129,594 |
¥54,429,514 |
¥17,629,514 |
| 35 |
2.50% |
¥131,558 |
¥55,254,460 |
¥18,454,460 |
| 35 |
2.60% |
¥133,539 |
¥56,086,349 |
¥19,286,349 |
| 35 |
2.70% |
¥135,536 |
¥56,925,138 |
¥20,125,138 |
| 35 |
2.80% |
¥137,549 |
¥57,770,781 |
¥20,970,781 |
| 35 |
2.90% |
¥139,579 |
¥58,623,232 |
¥21,823,232 |
| 35 |
3.00% |
¥141,625 |
¥59,482,445 |
¥22,682,445 |
3680万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥113,361 |
¥40,809,834 |
¥4,009,834 |
| 30 |
0.80% |
¥115,013 |
¥41,404,677 |
¥4,604,677 |
| 30 |
0.90% |
¥116,681 |
¥42,005,004 |
¥5,205,004 |
| 30 |
1.00% |
¥118,363 |
¥42,610,804 |
¥5,810,804 |
| 30 |
1.10% |
¥120,061 |
¥43,222,067 |
¥6,422,067 |
| 30 |
1.20% |
¥121,774 |
¥43,838,784 |
¥7,038,784 |
| 30 |
1.30% |
¥123,503 |
¥44,460,941 |
¥7,660,941 |
| 30 |
1.40% |
¥125,246 |
¥45,088,526 |
¥8,288,526 |
| 30 |
1.50% |
¥127,004 |
¥45,721,525 |
¥8,921,525 |
| 30 |
1.60% |
¥128,778 |
¥46,359,924 |
¥9,559,924 |
| 30 |
1.70% |
¥130,566 |
¥47,003,707 |
¥10,203,707 |
| 30 |
1.80% |
¥132,369 |
¥47,652,857 |
¥10,852,857 |
| 30 |
1.90% |
¥134,187 |
¥48,307,356 |
¥11,507,356 |
| 30 |
2.00% |
¥136,020 |
¥48,967,188 |
¥12,167,188 |
| 30 |
2.10% |
¥137,868 |
¥49,632,331 |
¥12,832,331 |
| 30 |
2.20% |
¥139,730 |
¥50,302,767 |
¥13,502,767 |
| 30 |
2.30% |
¥141,607 |
¥50,978,475 |
¥14,178,475 |
| 30 |
2.40% |
¥143,498 |
¥51,659,432 |
¥14,859,432 |
| 30 |
2.50% |
¥145,404 |
¥52,345,617 |
¥15,545,617 |
| 30 |
2.60% |
¥147,325 |
¥53,037,005 |
¥16,237,005 |
| 30 |
2.70% |
¥149,260 |
¥53,733,573 |
¥16,933,573 |
| 30 |
2.80% |
¥151,209 |
¥54,435,296 |
¥17,635,296 |
| 30 |
2.90% |
¥153,173 |
¥55,142,148 |
¥18,342,148 |
| 30 |
3.00% |
¥155,150 |
¥55,854,102 |
¥19,054,102 |
3680万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥133,749 |
¥40,124,574 |
¥3,324,574 |
| 25 |
0.80% |
¥135,383 |
¥40,614,809 |
¥3,814,809 |
| 25 |
0.90% |
¥137,030 |
¥41,108,859 |
¥4,308,859 |
| 25 |
1.00% |
¥138,689 |
¥41,606,719 |
¥4,806,719 |
| 25 |
1.10% |
¥140,361 |
¥42,108,383 |
¥5,308,383 |
| 25 |
1.20% |
¥142,046 |
¥42,613,847 |
¥5,813,847 |
| 25 |
1.30% |
¥143,744 |
¥43,123,103 |
¥6,323,103 |
| 25 |
1.40% |
¥145,454 |
¥43,636,147 |
¥6,836,147 |
| 25 |
1.50% |
¥147,177 |
¥44,152,970 |
¥7,352,970 |
| 25 |
1.60% |
¥148,912 |
¥44,673,567 |
¥7,873,567 |
| 25 |
1.70% |
¥150,660 |
¥45,197,928 |
¥8,397,928 |
| 25 |
1.80% |
¥152,420 |
¥45,726,047 |
¥8,926,047 |
| 25 |
1.90% |
¥154,193 |
¥46,257,913 |
¥9,457,913 |
| 25 |
2.00% |
¥155,978 |
¥46,793,519 |
¥9,993,519 |
| 25 |
2.10% |
¥157,776 |
¥47,332,854 |
¥10,532,854 |
| 25 |
2.20% |
¥159,586 |
¥47,875,910 |
¥11,075,910 |
| 25 |
2.30% |
¥161,409 |
¥48,422,674 |
¥11,622,674 |
| 25 |
2.40% |
¥163,244 |
¥48,973,137 |
¥12,173,137 |
| 25 |
2.50% |
¥165,091 |
¥49,527,287 |
¥12,727,287 |
| 25 |
2.60% |
¥166,950 |
¥50,085,114 |
¥13,285,114 |
| 25 |
2.70% |
¥168,822 |
¥50,646,603 |
¥13,846,603 |
| 25 |
2.80% |
¥170,706 |
¥51,211,745 |
¥14,411,745 |
| 25 |
2.90% |
¥172,602 |
¥51,780,524 |
¥14,980,524 |
| 25 |
3.00% |
¥174,510 |
¥52,352,929 |
¥15,552,929 |
3680万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥164,362 |
¥39,446,802 |
¥2,646,802 |
| 20 |
0.80% |
¥165,978 |
¥39,834,712 |
¥3,034,712 |
| 20 |
0.90% |
¥167,604 |
¥40,225,067 |
¥3,425,067 |
| 20 |
1.00% |
¥169,241 |
¥40,617,865 |
¥3,817,865 |
| 20 |
1.10% |
¥170,888 |
¥41,013,103 |
¥4,213,103 |
| 20 |
1.20% |
¥172,545 |
¥41,410,780 |
¥4,610,780 |
| 20 |
1.30% |
¥174,212 |
¥41,810,891 |
¥5,010,891 |
| 20 |
1.40% |
¥175,889 |
¥42,213,436 |
¥5,413,436 |
| 20 |
1.50% |
¥177,577 |
¥42,618,411 |
¥5,818,411 |
| 20 |
1.60% |
¥179,274 |
¥43,025,812 |
¥6,225,812 |
| 20 |
1.70% |
¥180,982 |
¥43,435,637 |
¥6,635,637 |
| 20 |
1.80% |
¥182,700 |
¥43,847,881 |
¥7,047,881 |
| 20 |
1.90% |
¥184,427 |
¥44,262,543 |
¥7,462,543 |
| 20 |
2.00% |
¥186,165 |
¥44,679,616 |
¥7,879,616 |
| 20 |
2.10% |
¥187,913 |
¥45,099,098 |
¥8,299,098 |
| 20 |
2.20% |
¥189,671 |
¥45,520,984 |
¥8,720,984 |
| 20 |
2.30% |
¥191,439 |
¥45,945,271 |
¥9,145,271 |
| 20 |
2.40% |
¥193,216 |
¥46,371,952 |
¥9,571,952 |
| 20 |
2.50% |
¥195,004 |
¥46,801,024 |
¥10,001,024 |
| 20 |
2.60% |
¥196,802 |
¥47,232,481 |
¥10,432,481 |
| 20 |
2.70% |
¥198,610 |
¥47,666,318 |
¥10,866,318 |
| 20 |
2.80% |
¥200,427 |
¥48,102,531 |
¥11,302,531 |
| 20 |
2.90% |
¥202,255 |
¥48,541,113 |
¥11,741,113 |
| 20 |
3.00% |
¥204,092 |
¥48,982,060 |
¥12,182,060 |
3680万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥215,425 |
¥38,776,526 |
¥1,976,526 |
| 15 |
0.80% |
¥217,024 |
¥39,064,400 |
¥2,264,400 |
| 15 |
0.90% |
¥218,631 |
¥39,353,650 |
¥2,553,650 |
| 15 |
1.00% |
¥220,246 |
¥39,644,277 |
¥2,844,277 |
| 15 |
1.10% |
¥221,868 |
¥39,936,278 |
¥3,136,278 |
| 15 |
1.20% |
¥223,498 |
¥40,229,654 |
¥3,429,654 |
| 15 |
1.30% |
¥225,136 |
¥40,524,403 |
¥3,724,403 |
| 15 |
1.40% |
¥226,781 |
¥40,820,525 |
¥4,020,525 |
| 15 |
1.50% |
¥228,433 |
¥41,118,018 |
¥4,318,018 |
| 15 |
1.60% |
¥230,094 |
¥41,416,881 |
¥4,616,881 |
| 15 |
1.70% |
¥231,762 |
¥41,717,114 |
¥4,917,114 |
| 15 |
1.80% |
¥233,437 |
¥42,018,715 |
¥5,218,715 |
| 15 |
1.90% |
¥235,120 |
¥42,321,683 |
¥5,521,683 |
| 15 |
2.00% |
¥236,811 |
¥42,626,016 |
¥5,826,016 |
| 15 |
2.10% |
¥238,510 |
¥42,931,714 |
¥6,131,714 |
| 15 |
2.20% |
¥240,215 |
¥43,238,774 |
¥6,438,774 |
| 15 |
2.30% |
¥241,929 |
¥43,547,196 |
¥6,747,196 |
| 15 |
2.40% |
¥243,650 |
¥43,856,978 |
¥7,056,978 |
| 15 |
2.50% |
¥245,378 |
¥44,168,117 |
¥7,368,117 |
| 15 |
2.60% |
¥247,115 |
¥44,480,613 |
¥7,680,613 |
| 15 |
2.70% |
¥248,858 |
¥44,794,464 |
¥7,994,464 |
| 15 |
2.80% |
¥250,609 |
¥45,109,668 |
¥8,309,668 |
| 15 |
2.90% |
¥252,368 |
¥45,426,223 |
¥8,626,223 |
| 15 |
3.00% |
¥254,134 |
¥45,744,128 |
¥8,944,128 |
3680万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥317,615 |
¥38,113,753 |
¥1,313,753 |
| 10 |
0.80% |
¥319,199 |
¥38,303,883 |
¥1,503,883 |
| 10 |
0.90% |
¥320,789 |
¥38,494,626 |
¥1,694,626 |
| 10 |
1.00% |
¥322,383 |
¥38,685,980 |
¥1,885,980 |
| 10 |
1.10% |
¥323,983 |
¥38,877,946 |
¥2,077,946 |
| 10 |
1.20% |
¥325,588 |
¥39,070,524 |
¥2,270,524 |
| 10 |
1.30% |
¥327,198 |
¥39,263,714 |
¥2,463,714 |
| 10 |
1.40% |
¥328,813 |
¥39,457,515 |
¥2,657,515 |
| 10 |
1.50% |
¥330,433 |
¥39,651,926 |
¥2,851,926 |
| 10 |
1.60% |
¥332,058 |
¥39,846,949 |
¥3,046,949 |
| 10 |
1.70% |
¥333,688 |
¥40,042,582 |
¥3,242,582 |
| 10 |
1.80% |
¥335,324 |
¥40,238,825 |
¥3,438,825 |
| 10 |
1.90% |
¥336,964 |
¥40,435,678 |
¥3,635,678 |
| 10 |
2.00% |
¥338,610 |
¥40,633,141 |
¥3,833,141 |
| 10 |
2.10% |
¥340,260 |
¥40,831,213 |
¥4,031,213 |
| 10 |
2.20% |
¥341,916 |
¥41,029,895 |
¥4,229,895 |
| 10 |
2.30% |
¥343,577 |
¥41,229,184 |
¥4,429,184 |
| 10 |
2.40% |
¥345,242 |
¥41,429,083 |
¥4,629,083 |
| 10 |
2.50% |
¥346,913 |
¥41,629,589 |
¥4,829,589 |
| 10 |
2.60% |
¥348,589 |
¥41,830,702 |
¥5,030,702 |
| 10 |
2.70% |
¥350,270 |
¥42,032,423 |
¥5,232,423 |
| 10 |
2.80% |
¥351,956 |
¥42,234,751 |
¥5,434,751 |
| 10 |
2.90% |
¥353,647 |
¥42,437,685 |
¥5,637,685 |
| 10 |
3.00% |
¥355,344 |
¥42,641,225 |
¥5,841,225 |
