3690万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3690万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3690万円の住宅ローン｜期間・年数別
3690万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥72,907 |
¥43,744,073 |
¥6,844,073 |
| 50 |
0.80% |
¥74,638 |
¥44,782,829 |
¥7,882,829 |
| 50 |
0.90% |
¥76,395 |
¥45,836,701 |
¥8,936,701 |
| 50 |
1.00% |
¥78,176 |
¥46,905,623 |
¥10,005,623 |
| 50 |
1.10% |
¥79,983 |
¥47,989,522 |
¥11,089,522 |
| 50 |
1.20% |
¥81,814 |
¥49,088,318 |
¥12,188,318 |
| 50 |
1.30% |
¥83,670 |
¥50,201,925 |
¥13,301,925 |
| 50 |
1.40% |
¥85,550 |
¥51,330,250 |
¥14,430,250 |
| 50 |
1.50% |
¥87,455 |
¥52,473,193 |
¥15,573,193 |
| 50 |
1.60% |
¥89,384 |
¥53,630,647 |
¥16,730,647 |
| 50 |
1.70% |
¥91,338 |
¥54,802,501 |
¥17,902,501 |
| 50 |
1.80% |
¥93,314 |
¥55,988,636 |
¥19,088,636 |
| 50 |
1.90% |
¥95,315 |
¥57,188,927 |
¥20,288,927 |
| 50 |
2.00% |
¥97,339 |
¥58,403,245 |
¥21,503,245 |
| 50 |
2.10% |
¥99,386 |
¥59,631,456 |
¥22,731,456 |
| 50 |
2.20% |
¥101,456 |
¥60,873,418 |
¥23,973,418 |
| 50 |
2.30% |
¥103,548 |
¥62,128,986 |
¥25,228,986 |
| 50 |
2.40% |
¥105,663 |
¥63,398,011 |
¥26,498,011 |
| 50 |
2.50% |
¥107,801 |
¥64,680,339 |
¥27,780,339 |
| 50 |
2.60% |
¥109,960 |
¥65,975,809 |
¥29,075,809 |
| 50 |
2.70% |
¥112,140 |
¥67,284,261 |
¥30,384,261 |
| 50 |
2.80% |
¥114,343 |
¥68,605,527 |
¥31,705,527 |
| 50 |
2.90% |
¥116,566 |
¥69,939,437 |
¥33,039,437 |
| 50 |
3.00% |
¥118,810 |
¥71,285,818 |
¥34,385,818 |
3690万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥79,680 |
¥43,027,036 |
¥6,127,036 |
| 45 |
0.80% |
¥81,392 |
¥43,951,829 |
¥7,051,829 |
| 45 |
0.90% |
¥83,128 |
¥44,888,902 |
¥7,988,902 |
| 45 |
1.00% |
¥84,886 |
¥45,838,212 |
¥8,938,212 |
| 45 |
1.10% |
¥86,666 |
¥46,799,712 |
¥9,899,712 |
| 45 |
1.20% |
¥88,469 |
¥47,773,348 |
¥10,873,348 |
| 45 |
1.30% |
¥90,295 |
¥48,759,062 |
¥11,859,062 |
| 45 |
1.40% |
¥92,142 |
¥49,756,793 |
¥12,856,793 |
| 45 |
1.50% |
¥94,012 |
¥50,766,474 |
¥13,866,474 |
| 45 |
1.60% |
¥95,904 |
¥51,788,035 |
¥14,888,035 |
| 45 |
1.70% |
¥97,817 |
¥52,821,400 |
¥15,921,400 |
| 45 |
1.80% |
¥99,753 |
¥53,866,490 |
¥16,966,490 |
| 45 |
1.90% |
¥101,710 |
¥54,923,222 |
¥18,023,222 |
| 45 |
2.00% |
¥103,688 |
¥55,991,510 |
¥19,091,510 |
| 45 |
2.10% |
¥105,688 |
¥57,071,262 |
¥20,171,262 |
| 45 |
2.20% |
¥107,708 |
¥58,162,384 |
¥21,262,384 |
| 45 |
2.30% |
¥109,750 |
¥59,264,777 |
¥22,364,777 |
| 45 |
2.40% |
¥111,812 |
¥60,378,342 |
¥23,478,342 |
| 45 |
2.50% |
¥113,894 |
¥61,502,972 |
¥24,602,972 |
| 45 |
2.60% |
¥115,997 |
¥62,638,560 |
¥25,738,560 |
| 45 |
2.70% |
¥118,120 |
¥63,784,995 |
¥26,884,995 |
| 45 |
2.80% |
¥120,263 |
¥64,942,163 |
¥28,042,163 |
| 45 |
2.90% |
¥122,426 |
¥66,109,948 |
¥29,209,948 |
| 45 |
3.00% |
¥124,608 |
¥67,288,231 |
¥30,388,231 |
3690万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥88,161 |
¥42,317,457 |
¥5,417,457 |
| 40 |
0.80% |
¥89,855 |
¥43,130,538 |
¥6,230,538 |
| 40 |
0.90% |
¥91,569 |
¥43,953,349 |
¥7,053,349 |
| 40 |
1.00% |
¥93,304 |
¥44,785,863 |
¥7,885,863 |
| 40 |
1.10% |
¥95,058 |
¥45,628,048 |
¥8,728,048 |
| 40 |
1.20% |
¥96,833 |
¥46,479,871 |
¥9,579,871 |
| 40 |
1.30% |
¥98,628 |
¥47,341,297 |
¥10,441,297 |
| 40 |
1.40% |
¥100,442 |
¥48,212,285 |
¥11,312,285 |
| 40 |
1.50% |
¥102,277 |
¥49,092,793 |
¥12,192,793 |
| 40 |
1.60% |
¥104,131 |
¥49,982,777 |
¥13,082,777 |
| 40 |
1.70% |
¥106,005 |
¥50,882,189 |
¥13,982,189 |
| 40 |
1.80% |
¥107,898 |
¥51,790,979 |
¥14,890,979 |
| 40 |
1.90% |
¥109,811 |
¥52,709,093 |
¥15,809,093 |
| 40 |
2.00% |
¥111,743 |
¥53,636,477 |
¥16,736,477 |
| 40 |
2.10% |
¥113,694 |
¥54,573,072 |
¥17,673,072 |
| 40 |
2.20% |
¥115,664 |
¥55,518,818 |
¥18,618,818 |
| 40 |
2.30% |
¥117,653 |
¥56,473,651 |
¥19,573,651 |
| 40 |
2.40% |
¥119,661 |
¥57,437,508 |
¥20,537,508 |
| 40 |
2.50% |
¥121,688 |
¥58,410,320 |
¥21,510,320 |
| 40 |
2.60% |
¥123,733 |
¥59,392,017 |
¥22,492,017 |
| 40 |
2.70% |
¥125,797 |
¥60,382,529 |
¥23,482,529 |
| 40 |
2.80% |
¥127,879 |
¥61,381,781 |
¥24,481,781 |
| 40 |
2.90% |
¥129,979 |
¥62,389,697 |
¥25,489,697 |
| 40 |
3.00% |
¥132,096 |
¥63,406,201 |
¥26,506,201 |
3690万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥99,084 |
¥41,615,350 |
¥4,715,350 |
| 35 |
0.80% |
¥100,759 |
¥42,318,984 |
¥5,418,984 |
| 35 |
0.90% |
¥102,453 |
¥43,030,085 |
¥6,130,085 |
| 35 |
1.00% |
¥104,163 |
¥43,748,638 |
¥6,848,638 |
| 35 |
1.10% |
¥105,892 |
¥44,474,623 |
¥7,574,623 |
| 35 |
1.20% |
¥107,638 |
¥45,208,020 |
¥8,308,020 |
| 35 |
1.30% |
¥109,402 |
¥45,948,809 |
¥9,048,809 |
| 35 |
1.40% |
¥111,183 |
¥46,696,965 |
¥9,796,965 |
| 35 |
1.50% |
¥112,982 |
¥47,452,464 |
¥10,552,464 |
| 35 |
1.60% |
¥114,798 |
¥48,215,279 |
¥11,315,279 |
| 35 |
1.70% |
¥116,632 |
¥48,985,382 |
¥12,085,382 |
| 35 |
1.80% |
¥118,483 |
¥49,762,741 |
¥12,862,741 |
| 35 |
1.90% |
¥120,351 |
¥50,547,326 |
¥13,647,326 |
| 35 |
2.00% |
¥122,236 |
¥51,339,104 |
¥14,439,104 |
| 35 |
2.10% |
¥124,138 |
¥52,138,039 |
¥15,238,039 |
| 35 |
2.20% |
¥126,057 |
¥52,944,096 |
¥16,044,096 |
| 35 |
2.30% |
¥127,993 |
¥53,757,236 |
¥16,857,236 |
| 35 |
2.40% |
¥129,946 |
¥54,577,420 |
¥17,677,420 |
| 35 |
2.50% |
¥131,916 |
¥55,404,608 |
¥18,504,608 |
| 35 |
2.60% |
¥133,902 |
¥56,238,758 |
¥19,338,758 |
| 35 |
2.70% |
¥135,904 |
¥57,079,826 |
¥20,179,826 |
| 35 |
2.80% |
¥137,923 |
¥57,927,766 |
¥21,027,766 |
| 35 |
2.90% |
¥139,958 |
¥58,782,534 |
¥21,882,534 |
| 35 |
3.00% |
¥142,010 |
¥59,644,082 |
¥22,744,082 |
3690万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥113,669 |
¥40,920,730 |
¥4,020,730 |
| 30 |
0.80% |
¥115,326 |
¥41,517,190 |
¥4,617,190 |
| 30 |
0.90% |
¥116,998 |
¥42,119,148 |
¥5,219,148 |
| 30 |
1.00% |
¥118,685 |
¥42,726,594 |
¥5,826,594 |
| 30 |
1.10% |
¥120,388 |
¥43,339,519 |
¥6,439,519 |
| 30 |
1.20% |
¥122,105 |
¥43,957,911 |
¥7,057,911 |
| 30 |
1.30% |
¥123,838 |
¥44,581,759 |
¥7,681,759 |
| 30 |
1.40% |
¥125,586 |
¥45,211,049 |
¥8,311,049 |
| 30 |
1.50% |
¥127,349 |
¥45,845,769 |
¥8,945,769 |
| 30 |
1.60% |
¥129,128 |
¥46,485,902 |
¥9,585,902 |
| 30 |
1.70% |
¥130,921 |
¥47,131,434 |
¥10,231,434 |
| 30 |
1.80% |
¥132,729 |
¥47,782,348 |
¥10,882,348 |
| 30 |
1.90% |
¥134,552 |
¥48,438,626 |
¥11,538,626 |
| 30 |
2.00% |
¥136,390 |
¥49,100,251 |
¥12,200,251 |
| 30 |
2.10% |
¥138,242 |
¥49,767,202 |
¥12,867,202 |
| 30 |
2.20% |
¥140,110 |
¥50,439,460 |
¥13,539,460 |
| 30 |
2.30% |
¥141,992 |
¥51,117,003 |
¥14,217,003 |
| 30 |
2.40% |
¥143,888 |
¥51,799,811 |
¥14,899,811 |
| 30 |
2.50% |
¥145,800 |
¥52,487,860 |
¥15,587,860 |
| 30 |
2.60% |
¥147,725 |
¥53,181,127 |
¥16,281,127 |
| 30 |
2.70% |
¥149,666 |
¥53,879,588 |
¥16,979,588 |
| 30 |
2.80% |
¥151,620 |
¥54,583,218 |
¥17,683,218 |
| 30 |
2.90% |
¥153,589 |
¥55,291,991 |
¥18,391,991 |
| 30 |
3.00% |
¥155,572 |
¥56,005,880 |
¥19,105,880 |
3690万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥134,112 |
¥40,233,608 |
¥3,333,608 |
| 25 |
0.80% |
¥135,751 |
¥40,725,176 |
¥3,825,176 |
| 25 |
0.90% |
¥137,402 |
¥41,220,568 |
¥4,320,568 |
| 25 |
1.00% |
¥139,066 |
¥41,719,781 |
¥4,819,781 |
| 25 |
1.10% |
¥140,743 |
¥42,222,808 |
¥5,322,808 |
| 25 |
1.20% |
¥142,432 |
¥42,729,645 |
¥5,829,645 |
| 25 |
1.30% |
¥144,134 |
¥43,240,286 |
¥6,340,286 |
| 25 |
1.40% |
¥145,849 |
¥43,754,723 |
¥6,854,723 |
| 25 |
1.50% |
¥147,577 |
¥44,272,951 |
¥7,372,951 |
| 25 |
1.60% |
¥149,317 |
¥44,794,962 |
¥7,894,962 |
| 25 |
1.70% |
¥151,069 |
¥45,320,749 |
¥8,420,749 |
| 25 |
1.80% |
¥152,834 |
¥45,850,302 |
¥8,950,302 |
| 25 |
1.90% |
¥154,612 |
¥46,383,614 |
¥9,483,614 |
| 25 |
2.00% |
¥156,402 |
¥46,920,675 |
¥10,020,675 |
| 25 |
2.10% |
¥158,205 |
¥47,461,476 |
¥10,561,476 |
| 25 |
2.20% |
¥160,020 |
¥48,006,007 |
¥11,106,007 |
| 25 |
2.30% |
¥161,848 |
¥48,554,257 |
¥11,654,257 |
| 25 |
2.40% |
¥163,687 |
¥49,106,216 |
¥12,206,216 |
| 25 |
2.50% |
¥165,540 |
¥49,661,872 |
¥12,761,872 |
| 25 |
2.60% |
¥167,404 |
¥50,221,214 |
¥13,321,214 |
| 25 |
2.70% |
¥169,281 |
¥50,784,230 |
¥13,884,230 |
| 25 |
2.80% |
¥171,170 |
¥51,350,907 |
¥14,450,907 |
| 25 |
2.90% |
¥173,071 |
¥51,921,232 |
¥15,021,232 |
| 25 |
3.00% |
¥174,984 |
¥52,495,192 |
¥15,595,192 |
3690万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥164,808 |
¥39,553,994 |
¥2,653,994 |
| 20 |
0.80% |
¥166,429 |
¥39,942,959 |
¥3,042,959 |
| 20 |
0.90% |
¥168,060 |
¥40,334,375 |
¥3,434,375 |
| 20 |
1.00% |
¥169,701 |
¥40,728,240 |
¥3,828,240 |
| 20 |
1.10% |
¥171,352 |
¥41,124,552 |
¥4,224,552 |
| 20 |
1.20% |
¥173,014 |
¥41,523,309 |
¥4,623,309 |
| 20 |
1.30% |
¥174,685 |
¥41,924,508 |
¥5,024,508 |
| 20 |
1.40% |
¥176,367 |
¥42,328,146 |
¥5,428,146 |
| 20 |
1.50% |
¥178,059 |
¥42,734,221 |
¥5,834,221 |
| 20 |
1.60% |
¥179,761 |
¥43,142,730 |
¥6,242,730 |
| 20 |
1.70% |
¥181,474 |
¥43,553,668 |
¥6,653,668 |
| 20 |
1.80% |
¥183,196 |
¥43,967,033 |
¥7,067,033 |
| 20 |
1.90% |
¥184,928 |
¥44,382,821 |
¥7,482,821 |
| 20 |
2.00% |
¥186,671 |
¥44,801,028 |
¥7,901,028 |
| 20 |
2.10% |
¥188,424 |
¥45,221,650 |
¥8,321,650 |
| 20 |
2.20% |
¥190,186 |
¥45,644,683 |
¥8,744,683 |
| 20 |
2.30% |
¥191,959 |
¥46,070,122 |
¥9,170,122 |
| 20 |
2.40% |
¥193,742 |
¥46,497,963 |
¥9,597,963 |
| 20 |
2.50% |
¥195,534 |
¥46,928,200 |
¥10,028,200 |
| 20 |
2.60% |
¥197,337 |
¥47,360,830 |
¥10,460,830 |
| 20 |
2.70% |
¥199,149 |
¥47,795,846 |
¥10,895,846 |
| 20 |
2.80% |
¥200,972 |
¥48,233,245 |
¥11,333,245 |
| 20 |
2.90% |
¥202,804 |
¥48,673,019 |
¥11,773,019 |
| 20 |
3.00% |
¥204,647 |
¥49,115,163 |
¥12,215,163 |
3690万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥216,011 |
¥38,881,897 |
¥1,981,897 |
| 15 |
0.80% |
¥217,614 |
¥39,170,553 |
¥2,270,553 |
| 15 |
0.90% |
¥219,225 |
¥39,460,590 |
¥2,560,590 |
| 15 |
1.00% |
¥220,844 |
¥39,752,006 |
¥2,852,006 |
| 15 |
1.10% |
¥222,471 |
¥40,044,801 |
¥3,144,801 |
| 15 |
1.20% |
¥224,105 |
¥40,338,973 |
¥3,438,973 |
| 15 |
1.30% |
¥225,747 |
¥40,634,524 |
¥3,734,524 |
| 15 |
1.40% |
¥227,397 |
¥40,931,450 |
¥4,031,450 |
| 15 |
1.50% |
¥229,054 |
¥41,229,751 |
¥4,329,751 |
| 15 |
1.60% |
¥230,719 |
¥41,529,427 |
¥4,629,427 |
| 15 |
1.70% |
¥232,392 |
¥41,830,476 |
¥4,930,476 |
| 15 |
1.80% |
¥234,072 |
¥42,132,896 |
¥5,232,896 |
| 15 |
1.90% |
¥235,759 |
¥42,436,687 |
¥5,536,687 |
| 15 |
2.00% |
¥237,455 |
¥42,741,848 |
¥5,841,848 |
| 15 |
2.10% |
¥239,158 |
¥43,048,376 |
¥6,148,376 |
| 15 |
2.20% |
¥240,868 |
¥43,356,271 |
¥6,456,271 |
| 15 |
2.30% |
¥242,586 |
¥43,665,531 |
¥6,765,531 |
| 15 |
2.40% |
¥244,312 |
¥43,976,154 |
¥7,076,154 |
| 15 |
2.50% |
¥246,045 |
¥44,288,139 |
¥7,388,139 |
| 15 |
2.60% |
¥247,786 |
¥44,601,485 |
¥7,701,485 |
| 15 |
2.70% |
¥249,534 |
¥44,916,188 |
¥8,016,188 |
| 15 |
2.80% |
¥251,290 |
¥45,232,249 |
¥8,332,249 |
| 15 |
2.90% |
¥253,054 |
¥45,549,664 |
¥8,649,664 |
| 15 |
3.00% |
¥254,825 |
¥45,868,433 |
¥8,968,433 |
3690万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥318,478 |
¥38,217,323 |
¥1,317,323 |
| 10 |
0.80% |
¥320,066 |
¥38,407,970 |
¥1,507,970 |
| 10 |
0.90% |
¥321,660 |
¥38,599,231 |
¥1,699,231 |
| 10 |
1.00% |
¥323,259 |
¥38,791,105 |
¥1,891,105 |
| 10 |
1.10% |
¥324,863 |
¥38,983,593 |
¥2,083,593 |
| 10 |
1.20% |
¥326,472 |
¥39,176,694 |
¥2,276,694 |
| 10 |
1.30% |
¥328,087 |
¥39,370,409 |
¥2,470,409 |
| 10 |
1.40% |
¥329,706 |
¥39,564,736 |
¥2,664,736 |
| 10 |
1.50% |
¥331,331 |
¥39,759,676 |
¥2,859,676 |
| 10 |
1.60% |
¥332,960 |
¥39,955,229 |
¥3,055,229 |
| 10 |
1.70% |
¥334,595 |
¥40,151,393 |
¥3,251,393 |
| 10 |
1.80% |
¥336,235 |
¥40,348,170 |
¥3,448,170 |
| 10 |
1.90% |
¥337,880 |
¥40,545,558 |
¥3,645,558 |
| 10 |
2.00% |
¥339,530 |
¥40,743,557 |
¥3,843,557 |
| 10 |
2.10% |
¥341,185 |
¥40,942,168 |
¥4,042,168 |
| 10 |
2.20% |
¥342,845 |
¥41,141,389 |
¥4,241,389 |
| 10 |
2.30% |
¥344,510 |
¥41,341,220 |
¥4,441,220 |
| 10 |
2.40% |
¥346,181 |
¥41,541,662 |
¥4,641,662 |
| 10 |
2.50% |
¥347,856 |
¥41,742,712 |
¥4,842,712 |
| 10 |
2.60% |
¥349,536 |
¥41,944,373 |
¥5,044,373 |
| 10 |
2.70% |
¥351,222 |
¥42,146,642 |
¥5,246,642 |
| 10 |
2.80% |
¥352,913 |
¥42,349,519 |
¥5,449,519 |
| 10 |
2.90% |
¥354,608 |
¥42,553,005 |
¥5,653,005 |
| 10 |
3.00% |
¥356,309 |
¥42,757,098 |
¥5,857,098 |
