3720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3720万円の住宅ローン｜期間・年数別
3720万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥73,500 | ¥44,099,716 | ¥6,899,716 |
| 50 | 0.80% | ¥75,245 | ¥45,146,917 | ¥7,946,917 |
| 50 | 0.90% | ¥77,016 | ¥46,209,357 | ¥9,009,357 |
| 50 | 1.00% | ¥78,812 | ¥47,286,969 | ¥10,086,969 |
| 50 | 1.10% | ¥80,633 | ¥48,379,680 | ¥11,179,680 |
| 50 | 1.20% | ¥82,479 | ¥49,487,410 | ¥12,287,410 |
| 50 | 1.30% | ¥84,350 | ¥50,610,071 | ¥13,410,071 |
| 50 | 1.40% | ¥86,246 | ¥51,747,569 | ¥14,547,569 |
| 50 | 1.50% | ¥88,166 | ¥52,899,804 | ¥15,699,804 |
| 50 | 1.60% | ¥90,111 | ¥54,066,669 | ¥16,866,669 |
| 50 | 1.70% | ¥92,080 | ¥55,248,050 | ¥18,048,050 |
| 50 | 1.80% | ¥94,073 | ¥56,443,828 | ¥19,243,828 |
| 50 | 1.90% | ¥96,090 | ¥57,653,877 | ¥20,453,877 |
| 50 | 2.00% | ¥98,130 | ¥58,878,068 | ¥21,678,068 |
| 50 | 2.10% | ¥100,194 | ¥60,116,264 | ¥22,916,264 |
| 50 | 2.20% | ¥102,281 | ¥61,368,324 | ¥24,168,324 |
| 50 | 2.30% | ¥104,390 | ¥62,634,100 | ¥25,434,100 |
| 50 | 2.40% | ¥106,522 | ¥63,913,442 | ¥26,713,442 |
| 50 | 2.50% | ¥108,677 | ¥65,206,195 | ¥28,006,195 |
| 50 | 2.60% | ¥110,854 | ¥66,512,198 | ¥29,312,198 |
| 50 | 2.70% | ¥113,052 | ¥67,831,288 | ¥30,631,288 |
| 50 | 2.80% | ¥115,272 | ¥69,163,295 | ¥31,963,295 |
| 50 | 2.90% | ¥117,513 | ¥70,508,050 | ¥33,308,050 |
| 50 | 3.00% | ¥119,776 | ¥71,865,378 | ¥34,665,378 |
3720万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥80,327 | ¥43,376,850 | ¥6,176,850 |
| 45 | 0.80% | ¥82,054 | ¥44,309,160 | ¥7,109,160 |
| 45 | 0.90% | ¥83,803 | ¥45,253,852 | ¥8,053,852 |
| 45 | 1.00% | ¥85,576 | ¥46,210,881 | ¥9,010,881 |
| 45 | 1.10% | ¥87,371 | ¥47,180,197 | ¥9,980,197 |
| 45 | 1.20% | ¥89,188 | ¥48,161,749 | ¥10,961,749 |
| 45 | 1.30% | ¥91,029 | ¥49,155,477 | ¥11,955,477 |
| 45 | 1.40% | ¥92,891 | ¥50,161,320 | ¥12,961,320 |
| 45 | 1.50% | ¥94,776 | ¥51,179,210 | ¥13,979,210 |
| 45 | 1.60% | ¥96,683 | ¥52,209,076 | ¥15,009,076 |
| 45 | 1.70% | ¥98,613 | ¥53,250,842 | ¥16,050,842 |
| 45 | 1.80% | ¥100,564 | ¥54,304,429 | ¥17,104,429 |
| 45 | 1.90% | ¥102,537 | ¥55,369,753 | ¥18,169,753 |
| 45 | 2.00% | ¥104,531 | ¥56,446,725 | ¥19,246,725 |
| 45 | 2.10% | ¥106,547 | ¥57,535,256 | ¥20,335,256 |
| 45 | 2.20% | ¥108,584 | ¥58,635,249 | ¥21,435,249 |
| 45 | 2.30% | ¥110,642 | ¥59,746,605 | ¥22,546,605 |
| 45 | 2.40% | ¥112,721 | ¥60,869,223 | ¥23,669,223 |
| 45 | 2.50% | ¥114,820 | ¥62,002,996 | ¥24,802,996 |
| 45 | 2.60% | ¥116,940 | ¥63,147,816 | ¥25,947,816 |
| 45 | 2.70% | ¥119,081 | ¥64,303,572 | ¥27,103,572 |
| 45 | 2.80% | ¥121,241 | ¥65,470,148 | ¥28,270,148 |
| 45 | 2.90% | ¥123,421 | ¥66,647,427 | ¥29,447,427 |
| 45 | 3.00% | ¥125,621 | ¥67,835,289 | ¥30,635,289 |
3720万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥88,878 | ¥42,661,501 | ¥5,461,501 |
| 40 | 0.80% | ¥90,586 | ¥43,481,193 | ¥6,281,193 |
| 40 | 0.90% | ¥92,314 | ¥44,310,694 | ¥7,110,694 |
| 40 | 1.00% | ¥94,062 | ¥45,149,975 | ¥7,949,975 |
| 40 | 1.10% | ¥95,831 | ¥45,999,007 | ¥8,799,007 |
| 40 | 1.20% | ¥97,620 | ¥46,857,756 | ¥9,657,756 |
| 40 | 1.30% | ¥99,430 | ¥47,726,185 | ¥10,526,185 |
| 40 | 1.40% | ¥101,259 | ¥48,604,254 | ¥11,404,254 |
| 40 | 1.50% | ¥103,108 | ¥49,491,921 | ¥12,291,921 |
| 40 | 1.60% | ¥104,977 | ¥50,389,141 | ¥13,189,141 |
| 40 | 1.70% | ¥106,866 | ¥51,295,866 | ¥14,095,866 |
| 40 | 1.80% | ¥108,775 | ¥52,212,044 | ¥15,012,044 |
| 40 | 1.90% | ¥110,703 | ¥53,137,623 | ¥15,937,623 |
| 40 | 2.00% | ¥112,651 | ¥54,072,546 | ¥16,872,546 |
| 40 | 2.10% | ¥114,618 | ¥55,016,756 | ¥17,816,756 |
| 40 | 2.20% | ¥116,605 | ¥55,970,190 | ¥18,770,190 |
| 40 | 2.30% | ¥118,610 | ¥56,932,787 | ¥19,732,787 |
| 40 | 2.40% | ¥120,634 | ¥57,904,479 | ¥20,704,479 |
| 40 | 2.50% | ¥122,678 | ¥58,885,200 | ¥21,685,200 |
| 40 | 2.60% | ¥124,739 | ¥59,874,879 | ¥22,674,879 |
| 40 | 2.70% | ¥126,820 | ¥60,873,444 | ¥23,673,444 |
| 40 | 2.80% | ¥128,918 | ¥61,880,820 | ¥24,680,820 |
| 40 | 2.90% | ¥131,035 | ¥62,896,931 | ¥25,696,931 |
| 40 | 3.00% | ¥133,170 | ¥63,921,698 | ¥26,721,698 |
3720万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥99,890 | ¥41,953,686 | ¥4,753,686 |
| 35 | 0.80% | ¥101,579 | ¥42,663,041 | ¥5,463,041 |
| 35 | 0.90% | ¥103,286 | ¥43,379,924 | ¥6,179,924 |
| 35 | 1.00% | ¥105,010 | ¥44,104,318 | ¥6,904,318 |
| 35 | 1.10% | ¥106,753 | ¥44,836,205 | ¥7,636,205 |
| 35 | 1.20% | ¥108,513 | ¥45,575,565 | ¥8,375,565 |
| 35 | 1.30% | ¥110,291 | ¥46,322,377 | ¥9,122,377 |
| 35 | 1.40% | ¥112,087 | ¥47,076,616 | ¥9,876,616 |
| 35 | 1.50% | ¥113,901 | ¥47,838,257 | ¥10,638,257 |
| 35 | 1.60% | ¥115,732 | ¥48,607,273 | ¥11,407,273 |
| 35 | 1.70% | ¥117,580 | ¥49,383,637 | ¥12,183,637 |
| 35 | 1.80% | ¥119,446 | ¥50,167,316 | ¥12,967,316 |
| 35 | 1.90% | ¥121,329 | ¥50,958,280 | ¥13,758,280 |
| 35 | 2.00% | ¥123,230 | ¥51,756,495 | ¥14,556,495 |
| 35 | 2.10% | ¥125,147 | ¥52,561,926 | ¥15,361,926 |
| 35 | 2.20% | ¥127,082 | ¥53,374,536 | ¥16,174,536 |
| 35 | 2.30% | ¥129,034 | ¥54,194,287 | ¥16,994,287 |
| 35 | 2.40% | ¥131,003 | ¥55,021,139 | ¥17,821,139 |
| 35 | 2.50% | ¥132,988 | ¥55,855,052 | ¥18,655,052 |
| 35 | 2.60% | ¥134,990 | ¥56,695,984 | ¥19,495,984 |
| 35 | 2.70% | ¥137,009 | ¥57,543,889 | ¥20,343,889 |
| 35 | 2.80% | ¥139,045 | ¥58,398,724 | ¥21,198,724 |
| 35 | 2.90% | ¥141,096 | ¥59,260,441 | ¥22,060,441 |
| 35 | 3.00% | ¥143,164 | ¥60,128,994 | ¥22,928,994 |
3720万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥114,593 | ¥41,253,419 | ¥4,053,419 |
| 30 | 0.80% | ¥116,263 | ¥41,854,728 | ¥4,654,728 |
| 30 | 0.90% | ¥117,949 | ¥42,461,580 | ¥5,261,580 |
| 30 | 1.00% | ¥119,650 | ¥43,073,965 | ¥5,873,965 |
| 30 | 1.10% | ¥121,366 | ¥43,691,872 | ¥6,491,872 |
| 30 | 1.20% | ¥123,098 | ¥44,315,292 | ¥7,115,292 |
| 30 | 1.30% | ¥124,845 | ¥44,944,212 | ¥7,744,212 |
| 30 | 1.40% | ¥126,607 | ¥45,578,619 | ¥8,378,619 |
| 30 | 1.50% | ¥128,385 | ¥46,218,499 | ¥9,018,499 |
| 30 | 1.60% | ¥130,177 | ¥46,863,836 | ¥9,663,836 |
| 30 | 1.70% | ¥131,985 | ¥47,514,617 | ¥10,314,617 |
| 30 | 1.80% | ¥133,808 | ¥48,170,823 | ¥10,970,823 |
| 30 | 1.90% | ¥135,646 | ¥48,832,436 | ¥11,632,436 |
| 30 | 2.00% | ¥137,498 | ¥49,499,440 | ¥12,299,440 |
| 30 | 2.10% | ¥139,366 | ¥50,171,813 | ¥12,971,813 |
| 30 | 2.20% | ¥141,249 | ¥50,849,537 | ¥13,649,537 |
| 30 | 2.30% | ¥143,146 | ¥51,532,589 | ¥14,332,589 |
| 30 | 2.40% | ¥145,058 | ¥52,220,948 | ¥15,020,948 |
| 30 | 2.50% | ¥146,985 | ¥52,914,591 | ¥15,714,591 |
| 30 | 2.60% | ¥148,926 | ¥53,613,494 | ¥16,413,494 |
| 30 | 2.70% | ¥150,882 | ¥54,317,634 | ¥17,117,634 |
| 30 | 2.80% | ¥152,853 | ¥55,026,984 | ¥17,826,984 |
| 30 | 2.90% | ¥154,838 | ¥55,741,519 | ¥18,541,519 |
| 30 | 3.00% | ¥156,837 | ¥56,461,212 | ¥19,261,212 |
3720万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥135,202 | ¥40,560,710 | ¥3,360,710 |
| 25 | 0.80% | ¥136,854 | ¥41,056,275 | ¥3,856,275 |
| 25 | 0.90% | ¥138,519 | ¥41,555,695 | ¥4,355,695 |
| 25 | 1.00% | ¥140,197 | ¥42,058,966 | ¥4,858,966 |
| 25 | 1.10% | ¥141,887 | ¥42,566,083 | ¥5,366,083 |
| 25 | 1.20% | ¥143,590 | ¥43,077,041 | ¥5,877,041 |
| 25 | 1.30% | ¥145,306 | ¥43,591,833 | ¥6,391,833 |
| 25 | 1.40% | ¥147,035 | ¥44,110,453 | ¥6,910,453 |
| 25 | 1.50% | ¥148,776 | ¥44,632,894 | ¥7,432,894 |
| 25 | 1.60% | ¥150,530 | ¥45,159,149 | ¥7,959,149 |
| 25 | 1.70% | ¥152,297 | ¥45,689,210 | ¥8,489,210 |
| 25 | 1.80% | ¥154,077 | ¥46,223,069 | ¥9,023,069 |
| 25 | 1.90% | ¥155,869 | ¥46,760,717 | ¥9,560,717 |
| 25 | 2.00% | ¥157,674 | ¥47,302,144 | ¥10,102,144 |
| 25 | 2.10% | ¥159,491 | ¥47,847,342 | ¥10,647,342 |
| 25 | 2.20% | ¥161,321 | ¥48,396,300 | ¥11,196,300 |
| 25 | 2.30% | ¥163,163 | ¥48,949,007 | ¥11,749,007 |
| 25 | 2.40% | ¥165,018 | ¥49,505,454 | ¥12,305,454 |
| 25 | 2.50% | ¥166,885 | ¥50,065,628 | ¥12,865,628 |
| 25 | 2.60% | ¥168,765 | ¥50,629,517 | ¥13,429,517 |
| 25 | 2.70% | ¥170,657 | ¥51,197,110 | ¥13,997,110 |
| 25 | 2.80% | ¥172,561 | ¥51,768,394 | ¥14,568,394 |
| 25 | 2.90% | ¥174,478 | ¥52,343,356 | ¥15,143,356 |
| 25 | 3.00% | ¥176,407 | ¥52,921,983 | ¥15,721,983 |
3720万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥166,148 | ¥39,875,571 | ¥2,675,571 |
| 20 | 0.80% | ¥167,782 | ¥40,267,698 | ¥3,067,698 |
| 20 | 0.90% | ¥169,426 | ¥40,662,296 | ¥3,462,296 |
| 20 | 1.00% | ¥171,081 | ¥41,059,364 | ¥3,859,364 |
| 20 | 1.10% | ¥172,745 | ¥41,458,898 | ¥4,258,898 |
| 20 | 1.20% | ¥174,420 | ¥41,860,897 | ¥4,660,897 |
| 20 | 1.30% | ¥176,106 | ¥42,265,358 | ¥5,065,358 |
| 20 | 1.40% | ¥177,801 | ¥42,672,278 | ¥5,472,278 |
| 20 | 1.50% | ¥179,507 | ¥43,081,654 | ¥5,881,654 |
| 20 | 1.60% | ¥181,223 | ¥43,493,484 | ¥6,293,484 |
| 20 | 1.70% | ¥182,949 | ¥43,907,763 | ¥6,707,763 |
| 20 | 1.80% | ¥184,685 | ¥44,324,489 | ¥7,124,489 |
| 20 | 1.90% | ¥186,432 | ¥44,743,657 | ¥7,543,657 |
| 20 | 2.00% | ¥188,189 | ¥45,165,264 | ¥7,965,264 |
| 20 | 2.10% | ¥189,955 | ¥45,589,306 | ¥8,389,306 |
| 20 | 2.20% | ¥191,732 | ¥46,015,778 | ¥8,815,778 |
| 20 | 2.30% | ¥193,519 | ¥46,444,676 | ¥9,244,676 |
| 20 | 2.40% | ¥195,317 | ¥46,875,995 | ¥9,675,995 |
| 20 | 2.50% | ¥197,124 | ¥47,309,730 | ¥10,109,730 |
| 20 | 2.60% | ¥198,941 | ¥47,745,877 | ¥10,545,877 |
| 20 | 2.70% | ¥200,768 | ¥48,184,431 | ¥10,984,431 |
| 20 | 2.80% | ¥202,606 | ¥48,625,385 | ¥11,425,385 |
| 20 | 2.90% | ¥204,453 | ¥49,068,734 | ¥11,868,734 |
| 20 | 3.00% | ¥206,310 | ¥49,514,474 | ¥12,314,474 |
3720万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥217,767 | ¥39,198,010 | ¥1,998,010 |
| 15 | 0.80% | ¥219,383 | ¥39,489,013 | ¥2,289,013 |
| 15 | 0.90% | ¥221,008 | ¥39,781,407 | ¥2,581,407 |
| 15 | 1.00% | ¥222,640 | ¥40,075,193 | ¥2,875,193 |
| 15 | 1.10% | ¥224,280 | ¥40,370,368 | ¥3,170,368 |
| 15 | 1.20% | ¥225,927 | ¥40,666,933 | ¥3,466,933 |
| 15 | 1.30% | ¥227,583 | ¥40,964,886 | ¥3,764,886 |
| 15 | 1.40% | ¥229,246 | ¥41,264,226 | ¥4,064,226 |
| 15 | 1.50% | ¥230,916 | ¥41,564,953 | ¥4,364,953 |
| 15 | 1.60% | ¥232,595 | ¥41,867,065 | ¥4,667,065 |
| 15 | 1.70% | ¥234,281 | ¥42,170,561 | ¥4,970,561 |
| 15 | 1.80% | ¥235,975 | ¥42,475,440 | ¥5,275,440 |
| 15 | 1.90% | ¥237,676 | ¥42,781,701 | ¥5,581,701 |
| 15 | 2.00% | ¥239,385 | ¥43,089,343 | ¥5,889,343 |
| 15 | 2.10% | ¥241,102 | ¥43,398,363 | ¥6,198,363 |
| 15 | 2.20% | ¥242,826 | ¥43,708,761 | ¥6,508,761 |
| 15 | 2.30% | ¥244,559 | ¥44,020,535 | ¥6,820,535 |
| 15 | 2.40% | ¥246,298 | ¥44,333,684 | ¥7,133,684 |
| 15 | 2.50% | ¥248,046 | ¥44,648,205 | ¥7,448,205 |
| 15 | 2.60% | ¥249,801 | ¥44,964,098 | ¥7,764,098 |
| 15 | 2.70% | ¥251,563 | ¥45,281,361 | ¥8,081,361 |
| 15 | 2.80% | ¥253,333 | ¥45,599,991 | ¥8,399,991 |
| 15 | 2.90% | ¥255,111 | ¥45,919,987 | ¥8,719,987 |
| 15 | 3.00% | ¥256,896 | ¥46,241,347 | ¥9,041,347 |
3720万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥321,067 | ¥38,528,033 | ¥1,328,033 |
| 10 | 0.80% | ¥322,669 | ¥38,720,230 | ¥1,520,230 |
| 10 | 0.90% | ¥324,275 | ¥38,913,045 | ¥1,713,045 |
| 10 | 1.00% | ¥325,887 | ¥39,106,480 | ¥1,906,480 |
| 10 | 1.10% | ¥327,504 | ¥39,300,533 | ¥2,100,533 |
| 10 | 1.20% | ¥329,127 | ¥39,495,204 | ¥2,295,204 |
| 10 | 1.30% | ¥330,754 | ¥39,690,493 | ¥2,490,493 |
| 10 | 1.40% | ¥332,387 | ¥39,886,401 | ¥2,686,401 |
| 10 | 1.50% | ¥334,024 | ¥40,082,926 | ¥2,882,926 |
| 10 | 1.60% | ¥335,667 | ¥40,280,068 | ¥3,080,068 |
| 10 | 1.70% | ¥337,315 | ¥40,477,827 | ¥3,277,827 |
| 10 | 1.80% | ¥338,968 | ¥40,676,204 | ¥3,476,204 |
| 10 | 1.90% | ¥340,627 | ¥40,875,197 | ¥3,675,197 |
| 10 | 2.00% | ¥342,290 | ¥41,074,806 | ¥3,874,806 |
| 10 | 2.10% | ¥343,959 | ¥41,275,031 | ¥4,075,031 |
| 10 | 2.20% | ¥345,632 | ¥41,475,872 | ¥4,275,872 |
| 10 | 2.30% | ¥347,311 | ¥41,677,328 | ¥4,477,328 |
| 10 | 2.40% | ¥348,995 | ¥41,879,399 | ¥4,679,399 |
| 10 | 2.50% | ¥350,684 | ¥42,082,084 | ¥4,882,084 |
| 10 | 2.60% | ¥352,378 | ¥42,285,384 | ¥5,085,384 |
| 10 | 2.70% | ¥354,077 | ¥42,489,297 | ¥5,289,297 |
| 10 | 2.80% | ¥355,782 | ¥42,693,824 | ¥5,493,824 |
| 10 | 2.90% | ¥357,491 | ¥42,898,964 | ¥5,698,964 |
| 10 | 3.00% | ¥359,206 | ¥43,104,716 | ¥5,904,716 |
