3720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3720万円の住宅ローン｜期間・年数別
3720万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥73,500 |
¥44,099,716 |
¥6,899,716 |
| 50 |
0.80% |
¥75,245 |
¥45,146,917 |
¥7,946,917 |
| 50 |
0.90% |
¥77,016 |
¥46,209,357 |
¥9,009,357 |
| 50 |
1.00% |
¥78,812 |
¥47,286,969 |
¥10,086,969 |
| 50 |
1.10% |
¥80,633 |
¥48,379,680 |
¥11,179,680 |
| 50 |
1.20% |
¥82,479 |
¥49,487,410 |
¥12,287,410 |
| 50 |
1.30% |
¥84,350 |
¥50,610,071 |
¥13,410,071 |
| 50 |
1.40% |
¥86,246 |
¥51,747,569 |
¥14,547,569 |
| 50 |
1.50% |
¥88,166 |
¥52,899,804 |
¥15,699,804 |
| 50 |
1.60% |
¥90,111 |
¥54,066,669 |
¥16,866,669 |
| 50 |
1.70% |
¥92,080 |
¥55,248,050 |
¥18,048,050 |
| 50 |
1.80% |
¥94,073 |
¥56,443,828 |
¥19,243,828 |
| 50 |
1.90% |
¥96,090 |
¥57,653,877 |
¥20,453,877 |
| 50 |
2.00% |
¥98,130 |
¥58,878,068 |
¥21,678,068 |
| 50 |
2.10% |
¥100,194 |
¥60,116,264 |
¥22,916,264 |
| 50 |
2.20% |
¥102,281 |
¥61,368,324 |
¥24,168,324 |
| 50 |
2.30% |
¥104,390 |
¥62,634,100 |
¥25,434,100 |
| 50 |
2.40% |
¥106,522 |
¥63,913,442 |
¥26,713,442 |
| 50 |
2.50% |
¥108,677 |
¥65,206,195 |
¥28,006,195 |
| 50 |
2.60% |
¥110,854 |
¥66,512,198 |
¥29,312,198 |
| 50 |
2.70% |
¥113,052 |
¥67,831,288 |
¥30,631,288 |
| 50 |
2.80% |
¥115,272 |
¥69,163,295 |
¥31,963,295 |
| 50 |
2.90% |
¥117,513 |
¥70,508,050 |
¥33,308,050 |
| 50 |
3.00% |
¥119,776 |
¥71,865,378 |
¥34,665,378 |
3720万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥80,327 |
¥43,376,850 |
¥6,176,850 |
| 45 |
0.80% |
¥82,054 |
¥44,309,160 |
¥7,109,160 |
| 45 |
0.90% |
¥83,803 |
¥45,253,852 |
¥8,053,852 |
| 45 |
1.00% |
¥85,576 |
¥46,210,881 |
¥9,010,881 |
| 45 |
1.10% |
¥87,371 |
¥47,180,197 |
¥9,980,197 |
| 45 |
1.20% |
¥89,188 |
¥48,161,749 |
¥10,961,749 |
| 45 |
1.30% |
¥91,029 |
¥49,155,477 |
¥11,955,477 |
| 45 |
1.40% |
¥92,891 |
¥50,161,320 |
¥12,961,320 |
| 45 |
1.50% |
¥94,776 |
¥51,179,210 |
¥13,979,210 |
| 45 |
1.60% |
¥96,683 |
¥52,209,076 |
¥15,009,076 |
| 45 |
1.70% |
¥98,613 |
¥53,250,842 |
¥16,050,842 |
| 45 |
1.80% |
¥100,564 |
¥54,304,429 |
¥17,104,429 |
| 45 |
1.90% |
¥102,537 |
¥55,369,753 |
¥18,169,753 |
| 45 |
2.00% |
¥104,531 |
¥56,446,725 |
¥19,246,725 |
| 45 |
2.10% |
¥106,547 |
¥57,535,256 |
¥20,335,256 |
| 45 |
2.20% |
¥108,584 |
¥58,635,249 |
¥21,435,249 |
| 45 |
2.30% |
¥110,642 |
¥59,746,605 |
¥22,546,605 |
| 45 |
2.40% |
¥112,721 |
¥60,869,223 |
¥23,669,223 |
| 45 |
2.50% |
¥114,820 |
¥62,002,996 |
¥24,802,996 |
| 45 |
2.60% |
¥116,940 |
¥63,147,816 |
¥25,947,816 |
| 45 |
2.70% |
¥119,081 |
¥64,303,572 |
¥27,103,572 |
| 45 |
2.80% |
¥121,241 |
¥65,470,148 |
¥28,270,148 |
| 45 |
2.90% |
¥123,421 |
¥66,647,427 |
¥29,447,427 |
| 45 |
3.00% |
¥125,621 |
¥67,835,289 |
¥30,635,289 |
3720万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥88,878 |
¥42,661,501 |
¥5,461,501 |
| 40 |
0.80% |
¥90,586 |
¥43,481,193 |
¥6,281,193 |
| 40 |
0.90% |
¥92,314 |
¥44,310,694 |
¥7,110,694 |
| 40 |
1.00% |
¥94,062 |
¥45,149,975 |
¥7,949,975 |
| 40 |
1.10% |
¥95,831 |
¥45,999,007 |
¥8,799,007 |
| 40 |
1.20% |
¥97,620 |
¥46,857,756 |
¥9,657,756 |
| 40 |
1.30% |
¥99,430 |
¥47,726,185 |
¥10,526,185 |
| 40 |
1.40% |
¥101,259 |
¥48,604,254 |
¥11,404,254 |
| 40 |
1.50% |
¥103,108 |
¥49,491,921 |
¥12,291,921 |
| 40 |
1.60% |
¥104,977 |
¥50,389,141 |
¥13,189,141 |
| 40 |
1.70% |
¥106,866 |
¥51,295,866 |
¥14,095,866 |
| 40 |
1.80% |
¥108,775 |
¥52,212,044 |
¥15,012,044 |
| 40 |
1.90% |
¥110,703 |
¥53,137,623 |
¥15,937,623 |
| 40 |
2.00% |
¥112,651 |
¥54,072,546 |
¥16,872,546 |
| 40 |
2.10% |
¥114,618 |
¥55,016,756 |
¥17,816,756 |
| 40 |
2.20% |
¥116,605 |
¥55,970,190 |
¥18,770,190 |
| 40 |
2.30% |
¥118,610 |
¥56,932,787 |
¥19,732,787 |
| 40 |
2.40% |
¥120,634 |
¥57,904,479 |
¥20,704,479 |
| 40 |
2.50% |
¥122,678 |
¥58,885,200 |
¥21,685,200 |
| 40 |
2.60% |
¥124,739 |
¥59,874,879 |
¥22,674,879 |
| 40 |
2.70% |
¥126,820 |
¥60,873,444 |
¥23,673,444 |
| 40 |
2.80% |
¥128,918 |
¥61,880,820 |
¥24,680,820 |
| 40 |
2.90% |
¥131,035 |
¥62,896,931 |
¥25,696,931 |
| 40 |
3.00% |
¥133,170 |
¥63,921,698 |
¥26,721,698 |
3720万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥99,890 |
¥41,953,686 |
¥4,753,686 |
| 35 |
0.80% |
¥101,579 |
¥42,663,041 |
¥5,463,041 |
| 35 |
0.90% |
¥103,286 |
¥43,379,924 |
¥6,179,924 |
| 35 |
1.00% |
¥105,010 |
¥44,104,318 |
¥6,904,318 |
| 35 |
1.10% |
¥106,753 |
¥44,836,205 |
¥7,636,205 |
| 35 |
1.20% |
¥108,513 |
¥45,575,565 |
¥8,375,565 |
| 35 |
1.30% |
¥110,291 |
¥46,322,377 |
¥9,122,377 |
| 35 |
1.40% |
¥112,087 |
¥47,076,616 |
¥9,876,616 |
| 35 |
1.50% |
¥113,901 |
¥47,838,257 |
¥10,638,257 |
| 35 |
1.60% |
¥115,732 |
¥48,607,273 |
¥11,407,273 |
| 35 |
1.70% |
¥117,580 |
¥49,383,637 |
¥12,183,637 |
| 35 |
1.80% |
¥119,446 |
¥50,167,316 |
¥12,967,316 |
| 35 |
1.90% |
¥121,329 |
¥50,958,280 |
¥13,758,280 |
| 35 |
2.00% |
¥123,230 |
¥51,756,495 |
¥14,556,495 |
| 35 |
2.10% |
¥125,147 |
¥52,561,926 |
¥15,361,926 |
| 35 |
2.20% |
¥127,082 |
¥53,374,536 |
¥16,174,536 |
| 35 |
2.30% |
¥129,034 |
¥54,194,287 |
¥16,994,287 |
| 35 |
2.40% |
¥131,003 |
¥55,021,139 |
¥17,821,139 |
| 35 |
2.50% |
¥132,988 |
¥55,855,052 |
¥18,655,052 |
| 35 |
2.60% |
¥134,990 |
¥56,695,984 |
¥19,495,984 |
| 35 |
2.70% |
¥137,009 |
¥57,543,889 |
¥20,343,889 |
| 35 |
2.80% |
¥139,045 |
¥58,398,724 |
¥21,198,724 |
| 35 |
2.90% |
¥141,096 |
¥59,260,441 |
¥22,060,441 |
| 35 |
3.00% |
¥143,164 |
¥60,128,994 |
¥22,928,994 |
3720万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥114,593 |
¥41,253,419 |
¥4,053,419 |
| 30 |
0.80% |
¥116,263 |
¥41,854,728 |
¥4,654,728 |
| 30 |
0.90% |
¥117,949 |
¥42,461,580 |
¥5,261,580 |
| 30 |
1.00% |
¥119,650 |
¥43,073,965 |
¥5,873,965 |
| 30 |
1.10% |
¥121,366 |
¥43,691,872 |
¥6,491,872 |
| 30 |
1.20% |
¥123,098 |
¥44,315,292 |
¥7,115,292 |
| 30 |
1.30% |
¥124,845 |
¥44,944,212 |
¥7,744,212 |
| 30 |
1.40% |
¥126,607 |
¥45,578,619 |
¥8,378,619 |
| 30 |
1.50% |
¥128,385 |
¥46,218,499 |
¥9,018,499 |
| 30 |
1.60% |
¥130,177 |
¥46,863,836 |
¥9,663,836 |
| 30 |
1.70% |
¥131,985 |
¥47,514,617 |
¥10,314,617 |
| 30 |
1.80% |
¥133,808 |
¥48,170,823 |
¥10,970,823 |
| 30 |
1.90% |
¥135,646 |
¥48,832,436 |
¥11,632,436 |
| 30 |
2.00% |
¥137,498 |
¥49,499,440 |
¥12,299,440 |
| 30 |
2.10% |
¥139,366 |
¥50,171,813 |
¥12,971,813 |
| 30 |
2.20% |
¥141,249 |
¥50,849,537 |
¥13,649,537 |
| 30 |
2.30% |
¥143,146 |
¥51,532,589 |
¥14,332,589 |
| 30 |
2.40% |
¥145,058 |
¥52,220,948 |
¥15,020,948 |
| 30 |
2.50% |
¥146,985 |
¥52,914,591 |
¥15,714,591 |
| 30 |
2.60% |
¥148,926 |
¥53,613,494 |
¥16,413,494 |
| 30 |
2.70% |
¥150,882 |
¥54,317,634 |
¥17,117,634 |
| 30 |
2.80% |
¥152,853 |
¥55,026,984 |
¥17,826,984 |
| 30 |
2.90% |
¥154,838 |
¥55,741,519 |
¥18,541,519 |
| 30 |
3.00% |
¥156,837 |
¥56,461,212 |
¥19,261,212 |
3720万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥135,202 |
¥40,560,710 |
¥3,360,710 |
| 25 |
0.80% |
¥136,854 |
¥41,056,275 |
¥3,856,275 |
| 25 |
0.90% |
¥138,519 |
¥41,555,695 |
¥4,355,695 |
| 25 |
1.00% |
¥140,197 |
¥42,058,966 |
¥4,858,966 |
| 25 |
1.10% |
¥141,887 |
¥42,566,083 |
¥5,366,083 |
| 25 |
1.20% |
¥143,590 |
¥43,077,041 |
¥5,877,041 |
| 25 |
1.30% |
¥145,306 |
¥43,591,833 |
¥6,391,833 |
| 25 |
1.40% |
¥147,035 |
¥44,110,453 |
¥6,910,453 |
| 25 |
1.50% |
¥148,776 |
¥44,632,894 |
¥7,432,894 |
| 25 |
1.60% |
¥150,530 |
¥45,159,149 |
¥7,959,149 |
| 25 |
1.70% |
¥152,297 |
¥45,689,210 |
¥8,489,210 |
| 25 |
1.80% |
¥154,077 |
¥46,223,069 |
¥9,023,069 |
| 25 |
1.90% |
¥155,869 |
¥46,760,717 |
¥9,560,717 |
| 25 |
2.00% |
¥157,674 |
¥47,302,144 |
¥10,102,144 |
| 25 |
2.10% |
¥159,491 |
¥47,847,342 |
¥10,647,342 |
| 25 |
2.20% |
¥161,321 |
¥48,396,300 |
¥11,196,300 |
| 25 |
2.30% |
¥163,163 |
¥48,949,007 |
¥11,749,007 |
| 25 |
2.40% |
¥165,018 |
¥49,505,454 |
¥12,305,454 |
| 25 |
2.50% |
¥166,885 |
¥50,065,628 |
¥12,865,628 |
| 25 |
2.60% |
¥168,765 |
¥50,629,517 |
¥13,429,517 |
| 25 |
2.70% |
¥170,657 |
¥51,197,110 |
¥13,997,110 |
| 25 |
2.80% |
¥172,561 |
¥51,768,394 |
¥14,568,394 |
| 25 |
2.90% |
¥174,478 |
¥52,343,356 |
¥15,143,356 |
| 25 |
3.00% |
¥176,407 |
¥52,921,983 |
¥15,721,983 |
3720万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥166,148 |
¥39,875,571 |
¥2,675,571 |
| 20 |
0.80% |
¥167,782 |
¥40,267,698 |
¥3,067,698 |
| 20 |
0.90% |
¥169,426 |
¥40,662,296 |
¥3,462,296 |
| 20 |
1.00% |
¥171,081 |
¥41,059,364 |
¥3,859,364 |
| 20 |
1.10% |
¥172,745 |
¥41,458,898 |
¥4,258,898 |
| 20 |
1.20% |
¥174,420 |
¥41,860,897 |
¥4,660,897 |
| 20 |
1.30% |
¥176,106 |
¥42,265,358 |
¥5,065,358 |
| 20 |
1.40% |
¥177,801 |
¥42,672,278 |
¥5,472,278 |
| 20 |
1.50% |
¥179,507 |
¥43,081,654 |
¥5,881,654 |
| 20 |
1.60% |
¥181,223 |
¥43,493,484 |
¥6,293,484 |
| 20 |
1.70% |
¥182,949 |
¥43,907,763 |
¥6,707,763 |
| 20 |
1.80% |
¥184,685 |
¥44,324,489 |
¥7,124,489 |
| 20 |
1.90% |
¥186,432 |
¥44,743,657 |
¥7,543,657 |
| 20 |
2.00% |
¥188,189 |
¥45,165,264 |
¥7,965,264 |
| 20 |
2.10% |
¥189,955 |
¥45,589,306 |
¥8,389,306 |
| 20 |
2.20% |
¥191,732 |
¥46,015,778 |
¥8,815,778 |
| 20 |
2.30% |
¥193,519 |
¥46,444,676 |
¥9,244,676 |
| 20 |
2.40% |
¥195,317 |
¥46,875,995 |
¥9,675,995 |
| 20 |
2.50% |
¥197,124 |
¥47,309,730 |
¥10,109,730 |
| 20 |
2.60% |
¥198,941 |
¥47,745,877 |
¥10,545,877 |
| 20 |
2.70% |
¥200,768 |
¥48,184,431 |
¥10,984,431 |
| 20 |
2.80% |
¥202,606 |
¥48,625,385 |
¥11,425,385 |
| 20 |
2.90% |
¥204,453 |
¥49,068,734 |
¥11,868,734 |
| 20 |
3.00% |
¥206,310 |
¥49,514,474 |
¥12,314,474 |
3720万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥217,767 |
¥39,198,010 |
¥1,998,010 |
| 15 |
0.80% |
¥219,383 |
¥39,489,013 |
¥2,289,013 |
| 15 |
0.90% |
¥221,008 |
¥39,781,407 |
¥2,581,407 |
| 15 |
1.00% |
¥222,640 |
¥40,075,193 |
¥2,875,193 |
| 15 |
1.10% |
¥224,280 |
¥40,370,368 |
¥3,170,368 |
| 15 |
1.20% |
¥225,927 |
¥40,666,933 |
¥3,466,933 |
| 15 |
1.30% |
¥227,583 |
¥40,964,886 |
¥3,764,886 |
| 15 |
1.40% |
¥229,246 |
¥41,264,226 |
¥4,064,226 |
| 15 |
1.50% |
¥230,916 |
¥41,564,953 |
¥4,364,953 |
| 15 |
1.60% |
¥232,595 |
¥41,867,065 |
¥4,667,065 |
| 15 |
1.70% |
¥234,281 |
¥42,170,561 |
¥4,970,561 |
| 15 |
1.80% |
¥235,975 |
¥42,475,440 |
¥5,275,440 |
| 15 |
1.90% |
¥237,676 |
¥42,781,701 |
¥5,581,701 |
| 15 |
2.00% |
¥239,385 |
¥43,089,343 |
¥5,889,343 |
| 15 |
2.10% |
¥241,102 |
¥43,398,363 |
¥6,198,363 |
| 15 |
2.20% |
¥242,826 |
¥43,708,761 |
¥6,508,761 |
| 15 |
2.30% |
¥244,559 |
¥44,020,535 |
¥6,820,535 |
| 15 |
2.40% |
¥246,298 |
¥44,333,684 |
¥7,133,684 |
| 15 |
2.50% |
¥248,046 |
¥44,648,205 |
¥7,448,205 |
| 15 |
2.60% |
¥249,801 |
¥44,964,098 |
¥7,764,098 |
| 15 |
2.70% |
¥251,563 |
¥45,281,361 |
¥8,081,361 |
| 15 |
2.80% |
¥253,333 |
¥45,599,991 |
¥8,399,991 |
| 15 |
2.90% |
¥255,111 |
¥45,919,987 |
¥8,719,987 |
| 15 |
3.00% |
¥256,896 |
¥46,241,347 |
¥9,041,347 |
3720万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥321,067 |
¥38,528,033 |
¥1,328,033 |
| 10 |
0.80% |
¥322,669 |
¥38,720,230 |
¥1,520,230 |
| 10 |
0.90% |
¥324,275 |
¥38,913,045 |
¥1,713,045 |
| 10 |
1.00% |
¥325,887 |
¥39,106,480 |
¥1,906,480 |
| 10 |
1.10% |
¥327,504 |
¥39,300,533 |
¥2,100,533 |
| 10 |
1.20% |
¥329,127 |
¥39,495,204 |
¥2,295,204 |
| 10 |
1.30% |
¥330,754 |
¥39,690,493 |
¥2,490,493 |
| 10 |
1.40% |
¥332,387 |
¥39,886,401 |
¥2,686,401 |
| 10 |
1.50% |
¥334,024 |
¥40,082,926 |
¥2,882,926 |
| 10 |
1.60% |
¥335,667 |
¥40,280,068 |
¥3,080,068 |
| 10 |
1.70% |
¥337,315 |
¥40,477,827 |
¥3,277,827 |
| 10 |
1.80% |
¥338,968 |
¥40,676,204 |
¥3,476,204 |
| 10 |
1.90% |
¥340,627 |
¥40,875,197 |
¥3,675,197 |
| 10 |
2.00% |
¥342,290 |
¥41,074,806 |
¥3,874,806 |
| 10 |
2.10% |
¥343,959 |
¥41,275,031 |
¥4,075,031 |
| 10 |
2.20% |
¥345,632 |
¥41,475,872 |
¥4,275,872 |
| 10 |
2.30% |
¥347,311 |
¥41,677,328 |
¥4,477,328 |
| 10 |
2.40% |
¥348,995 |
¥41,879,399 |
¥4,679,399 |
| 10 |
2.50% |
¥350,684 |
¥42,082,084 |
¥4,882,084 |
| 10 |
2.60% |
¥352,378 |
¥42,285,384 |
¥5,085,384 |
| 10 |
2.70% |
¥354,077 |
¥42,489,297 |
¥5,289,297 |
| 10 |
2.80% |
¥355,782 |
¥42,693,824 |
¥5,493,824 |
| 10 |
2.90% |
¥357,491 |
¥42,898,964 |
¥5,698,964 |
| 10 |
3.00% |
¥359,206 |
¥43,104,716 |
¥5,904,716 |
