3730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3730万円の住宅ローン|期間・年数別
3730万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥73,697 |
¥44,218,263 |
¥6,918,263 |
| 50 |
0.80% |
¥75,447 |
¥45,268,280 |
¥7,968,280 |
| 50 |
0.90% |
¥77,223 |
¥46,333,576 |
¥9,033,576 |
| 50 |
1.00% |
¥79,023 |
¥47,414,085 |
¥10,114,085 |
| 50 |
1.10% |
¥80,850 |
¥48,509,733 |
¥11,209,733 |
| 50 |
1.20% |
¥82,701 |
¥49,620,441 |
¥12,320,441 |
| 50 |
1.30% |
¥84,577 |
¥50,746,120 |
¥13,446,120 |
| 50 |
1.40% |
¥86,478 |
¥51,886,676 |
¥14,586,676 |
| 50 |
1.50% |
¥88,403 |
¥53,042,008 |
¥15,742,008 |
| 50 |
1.60% |
¥90,353 |
¥54,212,009 |
¥16,912,009 |
| 50 |
1.70% |
¥92,328 |
¥55,396,566 |
¥18,096,566 |
| 50 |
1.80% |
¥94,326 |
¥56,595,558 |
¥19,295,558 |
| 50 |
1.90% |
¥96,348 |
¥57,808,861 |
¥20,508,861 |
| 50 |
2.00% |
¥98,394 |
¥59,036,343 |
¥21,736,343 |
| 50 |
2.10% |
¥100,463 |
¥60,277,867 |
¥22,977,867 |
| 50 |
2.20% |
¥102,555 |
¥61,533,292 |
¥24,233,292 |
| 50 |
2.30% |
¥104,671 |
¥62,802,471 |
¥25,502,471 |
| 50 |
2.40% |
¥106,809 |
¥64,085,253 |
¥26,785,253 |
| 50 |
2.50% |
¥108,969 |
¥65,381,481 |
¥28,081,481 |
| 50 |
2.60% |
¥111,152 |
¥66,690,994 |
¥29,390,994 |
| 50 |
2.70% |
¥113,356 |
¥68,013,630 |
¥30,713,630 |
| 50 |
2.80% |
¥115,582 |
¥69,349,218 |
¥32,049,218 |
| 50 |
2.90% |
¥117,829 |
¥70,697,588 |
¥33,397,588 |
| 50 |
3.00% |
¥120,098 |
¥72,058,564 |
¥34,758,564 |
3730万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥80,543 |
¥43,493,454 |
¥6,193,454 |
| 45 |
0.80% |
¥82,275 |
¥44,428,271 |
¥7,128,271 |
| 45 |
0.90% |
¥84,029 |
¥45,375,502 |
¥8,075,502 |
| 45 |
1.00% |
¥85,806 |
¥46,335,103 |
¥9,035,103 |
| 45 |
1.10% |
¥87,606 |
¥47,307,026 |
¥10,007,026 |
| 45 |
1.20% |
¥89,428 |
¥48,291,216 |
¥10,991,216 |
| 45 |
1.30% |
¥91,273 |
¥49,287,615 |
¥11,987,615 |
| 45 |
1.40% |
¥93,141 |
¥50,296,162 |
¥12,996,162 |
| 45 |
1.50% |
¥95,031 |
¥51,316,788 |
¥14,016,788 |
| 45 |
1.60% |
¥96,943 |
¥52,349,423 |
¥15,049,423 |
| 45 |
1.70% |
¥98,878 |
¥53,393,989 |
¥16,093,989 |
| 45 |
1.80% |
¥100,834 |
¥54,450,408 |
¥17,150,408 |
| 45 |
1.90% |
¥102,812 |
¥55,518,596 |
¥18,218,596 |
| 45 |
2.00% |
¥104,812 |
¥56,598,464 |
¥19,298,464 |
| 45 |
2.10% |
¥106,833 |
¥57,689,921 |
¥20,389,921 |
| 45 |
2.20% |
¥108,876 |
¥58,792,870 |
¥21,492,870 |
| 45 |
2.30% |
¥110,939 |
¥59,907,214 |
¥22,607,214 |
| 45 |
2.40% |
¥113,024 |
¥61,032,849 |
¥23,732,849 |
| 45 |
2.50% |
¥115,129 |
¥62,169,671 |
¥24,869,671 |
| 45 |
2.60% |
¥117,255 |
¥63,317,568 |
¥26,017,568 |
| 45 |
2.70% |
¥119,401 |
¥64,476,431 |
¥27,176,431 |
| 45 |
2.80% |
¥121,567 |
¥65,646,143 |
¥28,346,143 |
| 45 |
2.90% |
¥123,753 |
¥66,826,587 |
¥29,526,587 |
| 45 |
3.00% |
¥125,959 |
¥68,017,642 |
¥30,717,642 |
3730万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥89,117 |
¥42,776,183 |
¥5,476,183 |
| 40 |
0.80% |
¥90,829 |
¥43,598,078 |
¥6,298,078 |
| 40 |
0.90% |
¥92,562 |
¥44,429,808 |
¥7,129,808 |
| 40 |
1.00% |
¥94,315 |
¥45,271,346 |
¥7,971,346 |
| 40 |
1.10% |
¥96,089 |
¥46,122,661 |
¥8,822,661 |
| 40 |
1.20% |
¥97,883 |
¥46,983,718 |
¥9,683,718 |
| 40 |
1.30% |
¥99,697 |
¥47,854,481 |
¥10,554,481 |
| 40 |
1.40% |
¥101,531 |
¥48,734,911 |
¥11,434,911 |
| 40 |
1.50% |
¥103,385 |
¥49,624,964 |
¥12,324,964 |
| 40 |
1.60% |
¥105,260 |
¥50,524,596 |
¥13,224,596 |
| 40 |
1.70% |
¥107,154 |
¥51,433,758 |
¥14,133,758 |
| 40 |
1.80% |
¥109,067 |
¥52,352,399 |
¥15,052,399 |
| 40 |
1.90% |
¥111,001 |
¥53,280,466 |
¥15,980,466 |
| 40 |
2.00% |
¥112,954 |
¥54,217,902 |
¥16,917,902 |
| 40 |
2.10% |
¥114,926 |
¥55,164,650 |
¥17,864,650 |
| 40 |
2.20% |
¥116,918 |
¥56,120,648 |
¥18,820,648 |
| 40 |
2.30% |
¥118,929 |
¥57,085,832 |
¥19,785,832 |
| 40 |
2.40% |
¥120,959 |
¥58,060,137 |
¥20,760,137 |
| 40 |
2.50% |
¥123,007 |
¥59,043,494 |
¥21,743,494 |
| 40 |
2.60% |
¥125,075 |
¥60,035,833 |
¥22,735,833 |
| 40 |
2.70% |
¥127,161 |
¥61,037,082 |
¥23,737,082 |
| 40 |
2.80% |
¥129,265 |
¥62,047,166 |
¥24,747,166 |
| 40 |
2.90% |
¥131,388 |
¥63,066,008 |
¥25,766,008 |
| 40 |
3.00% |
¥133,528 |
¥64,093,531 |
¥26,793,531 |
3730万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥100,158 |
¥42,066,465 |
¥4,766,465 |
| 35 |
0.80% |
¥101,852 |
¥42,777,727 |
¥5,477,727 |
| 35 |
0.90% |
¥103,563 |
¥43,496,536 |
¥6,196,536 |
| 35 |
1.00% |
¥105,293 |
¥44,222,878 |
¥6,922,878 |
| 35 |
1.10% |
¥107,040 |
¥44,956,732 |
¥7,656,732 |
| 35 |
1.20% |
¥108,805 |
¥45,698,080 |
¥8,398,080 |
| 35 |
1.30% |
¥110,588 |
¥46,446,899 |
¥9,146,899 |
| 35 |
1.40% |
¥112,388 |
¥47,203,166 |
¥9,903,166 |
| 35 |
1.50% |
¥114,207 |
¥47,966,854 |
¥10,666,854 |
| 35 |
1.60% |
¥116,043 |
¥48,737,938 |
¥11,437,938 |
| 35 |
1.70% |
¥117,896 |
¥49,516,388 |
¥12,216,388 |
| 35 |
1.80% |
¥119,767 |
¥50,302,175 |
¥13,002,175 |
| 35 |
1.90% |
¥121,655 |
¥51,095,265 |
¥13,795,265 |
| 35 |
2.00% |
¥123,561 |
¥51,895,626 |
¥14,595,626 |
| 35 |
2.10% |
¥125,484 |
¥52,703,221 |
¥15,403,221 |
| 35 |
2.20% |
¥127,424 |
¥53,518,016 |
¥16,218,016 |
| 35 |
2.30% |
¥129,381 |
¥54,339,970 |
¥17,039,970 |
| 35 |
2.40% |
¥131,355 |
¥55,169,046 |
¥17,869,046 |
| 35 |
2.50% |
¥133,346 |
¥56,005,200 |
¥18,705,200 |
| 35 |
2.60% |
¥135,353 |
¥56,848,392 |
¥19,548,392 |
| 35 |
2.70% |
¥137,378 |
¥57,698,577 |
¥20,398,577 |
| 35 |
2.80% |
¥139,418 |
¥58,555,710 |
¥21,255,710 |
| 35 |
2.90% |
¥141,476 |
¥59,419,743 |
¥22,119,743 |
| 35 |
3.00% |
¥143,549 |
¥60,290,631 |
¥22,990,631 |
3730万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥114,901 |
¥41,364,315 |
¥4,064,315 |
| 30 |
0.80% |
¥116,576 |
¥41,967,241 |
¥4,667,241 |
| 30 |
0.90% |
¥118,266 |
¥42,575,724 |
¥5,275,724 |
| 30 |
1.00% |
¥119,972 |
¥43,189,755 |
¥5,889,755 |
| 30 |
1.10% |
¥121,693 |
¥43,809,324 |
¥6,509,324 |
| 30 |
1.20% |
¥123,429 |
¥44,434,419 |
¥7,134,419 |
| 30 |
1.30% |
¥125,181 |
¥45,065,030 |
¥7,765,030 |
| 30 |
1.40% |
¥126,948 |
¥45,701,142 |
¥8,401,142 |
| 30 |
1.50% |
¥128,730 |
¥46,342,742 |
¥9,042,742 |
| 30 |
1.60% |
¥130,527 |
¥46,989,815 |
¥9,689,815 |
| 30 |
1.70% |
¥132,340 |
¥47,642,344 |
¥10,342,344 |
| 30 |
1.80% |
¥134,168 |
¥48,300,314 |
¥11,000,314 |
| 30 |
1.90% |
¥136,010 |
¥48,963,706 |
¥11,663,706 |
| 30 |
2.00% |
¥137,868 |
¥49,632,503 |
¥12,332,503 |
| 30 |
2.10% |
¥139,741 |
¥50,306,684 |
¥13,006,684 |
| 30 |
2.20% |
¥141,628 |
¥50,986,229 |
¥13,686,229 |
| 30 |
2.30% |
¥143,531 |
¥51,671,117 |
¥14,371,117 |
| 30 |
2.40% |
¥145,448 |
¥52,361,327 |
¥15,061,327 |
| 30 |
2.50% |
¥147,380 |
¥53,056,834 |
¥15,756,834 |
| 30 |
2.60% |
¥149,327 |
¥53,757,616 |
¥16,457,616 |
| 30 |
2.70% |
¥151,288 |
¥54,463,649 |
¥17,163,649 |
| 30 |
2.80% |
¥153,264 |
¥55,174,906 |
¥17,874,906 |
| 30 |
2.90% |
¥155,254 |
¥55,891,362 |
¥18,591,362 |
| 30 |
3.00% |
¥157,258 |
¥56,612,990 |
¥19,312,990 |
3730万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥135,566 |
¥40,669,745 |
¥3,369,745 |
| 25 |
0.80% |
¥137,222 |
¥41,166,641 |
¥3,866,641 |
| 25 |
0.90% |
¥138,891 |
¥41,667,404 |
¥4,367,404 |
| 25 |
1.00% |
¥140,573 |
¥42,172,028 |
¥4,872,028 |
| 25 |
1.10% |
¥142,268 |
¥42,680,508 |
¥5,380,508 |
| 25 |
1.20% |
¥143,976 |
¥43,192,839 |
¥5,892,839 |
| 25 |
1.30% |
¥145,697 |
¥43,709,015 |
¥6,409,015 |
| 25 |
1.40% |
¥147,430 |
¥44,229,029 |
¥6,929,029 |
| 25 |
1.50% |
¥149,176 |
¥44,752,875 |
¥7,452,875 |
| 25 |
1.60% |
¥150,935 |
¥45,280,545 |
¥7,980,545 |
| 25 |
1.70% |
¥152,707 |
¥45,812,031 |
¥8,512,031 |
| 25 |
1.80% |
¥154,491 |
¥46,347,324 |
¥9,047,324 |
| 25 |
1.90% |
¥156,288 |
¥46,886,418 |
¥9,586,418 |
| 25 |
2.00% |
¥158,098 |
¥47,429,300 |
¥10,129,300 |
| 25 |
2.10% |
¥159,920 |
¥47,975,964 |
¥10,675,964 |
| 25 |
2.20% |
¥161,755 |
¥48,526,397 |
¥11,226,397 |
| 25 |
2.30% |
¥163,602 |
¥49,080,591 |
¥11,780,591 |
| 25 |
2.40% |
¥165,462 |
¥49,638,533 |
¥12,338,533 |
| 25 |
2.50% |
¥167,334 |
¥50,200,213 |
¥12,900,213 |
| 25 |
2.60% |
¥169,219 |
¥50,765,618 |
¥13,465,618 |
| 25 |
2.70% |
¥171,116 |
¥51,334,737 |
¥14,034,737 |
| 25 |
2.80% |
¥173,025 |
¥51,907,556 |
¥14,607,556 |
| 25 |
2.90% |
¥174,947 |
¥52,484,064 |
¥15,184,064 |
| 25 |
3.00% |
¥176,881 |
¥53,064,246 |
¥15,764,246 |
3730万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥166,595 |
¥39,982,764 |
¥2,682,764 |
| 20 |
0.80% |
¥168,233 |
¥40,375,945 |
¥3,075,945 |
| 20 |
0.90% |
¥169,882 |
¥40,771,604 |
¥3,471,604 |
| 20 |
1.00% |
¥171,541 |
¥41,169,738 |
¥3,869,738 |
| 20 |
1.10% |
¥173,210 |
¥41,570,347 |
¥4,270,347 |
| 20 |
1.20% |
¥174,889 |
¥41,973,426 |
¥4,673,426 |
| 20 |
1.30% |
¥176,579 |
¥42,378,974 |
¥5,078,974 |
| 20 |
1.40% |
¥178,279 |
¥42,786,988 |
¥5,486,988 |
| 20 |
1.50% |
¥179,989 |
¥43,197,465 |
¥5,897,465 |
| 20 |
1.60% |
¥181,710 |
¥43,610,402 |
¥6,310,402 |
| 20 |
1.70% |
¥183,441 |
¥44,025,795 |
¥6,725,795 |
| 20 |
1.80% |
¥185,182 |
¥44,443,641 |
¥7,143,641 |
| 20 |
1.90% |
¥186,933 |
¥44,863,936 |
¥7,563,936 |
| 20 |
2.00% |
¥188,694 |
¥45,286,676 |
¥7,986,676 |
| 20 |
2.10% |
¥190,466 |
¥45,711,858 |
¥8,411,858 |
| 20 |
2.20% |
¥192,248 |
¥46,139,476 |
¥8,839,476 |
| 20 |
2.30% |
¥194,040 |
¥46,569,527 |
¥9,269,527 |
| 20 |
2.40% |
¥195,842 |
¥47,002,005 |
¥9,702,005 |
| 20 |
2.50% |
¥197,654 |
¥47,436,907 |
¥10,136,907 |
| 20 |
2.60% |
¥199,476 |
¥47,874,226 |
¥10,574,226 |
| 20 |
2.70% |
¥201,308 |
¥48,313,959 |
¥11,013,959 |
| 20 |
2.80% |
¥203,150 |
¥48,756,098 |
¥11,456,098 |
| 20 |
2.90% |
¥205,003 |
¥49,200,639 |
¥11,900,639 |
| 20 |
3.00% |
¥206,865 |
¥49,647,577 |
¥12,347,577 |
3730万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥218,352 |
¥39,303,381 |
¥2,003,381 |
| 15 |
0.80% |
¥219,973 |
¥39,595,166 |
¥2,295,166 |
| 15 |
0.90% |
¥221,602 |
¥39,888,347 |
¥2,588,347 |
| 15 |
1.00% |
¥223,238 |
¥40,182,922 |
¥2,882,922 |
| 15 |
1.10% |
¥224,883 |
¥40,478,891 |
¥3,178,891 |
| 15 |
1.20% |
¥226,535 |
¥40,776,252 |
¥3,476,252 |
| 15 |
1.30% |
¥228,194 |
¥41,075,006 |
¥3,775,006 |
| 15 |
1.40% |
¥229,862 |
¥41,375,151 |
¥4,075,151 |
| 15 |
1.50% |
¥231,537 |
¥41,676,686 |
¥4,376,686 |
| 15 |
1.60% |
¥233,220 |
¥41,979,611 |
¥4,679,611 |
| 15 |
1.70% |
¥234,911 |
¥42,283,923 |
¥4,983,923 |
| 15 |
1.80% |
¥236,609 |
¥42,589,622 |
¥5,289,622 |
| 15 |
1.90% |
¥238,315 |
¥42,896,706 |
¥5,596,706 |
| 15 |
2.00% |
¥240,029 |
¥43,205,174 |
¥5,905,174 |
| 15 |
2.10% |
¥241,750 |
¥43,515,025 |
¥6,215,025 |
| 15 |
2.20% |
¥243,479 |
¥43,826,258 |
¥6,526,258 |
| 15 |
2.30% |
¥245,216 |
¥44,138,870 |
¥6,838,870 |
| 15 |
2.40% |
¥246,960 |
¥44,452,860 |
¥7,152,860 |
| 15 |
2.50% |
¥248,712 |
¥44,768,227 |
¥7,468,227 |
| 15 |
2.60% |
¥250,472 |
¥45,084,970 |
¥7,784,970 |
| 15 |
2.70% |
¥252,239 |
¥45,403,085 |
¥8,103,085 |
| 15 |
2.80% |
¥254,014 |
¥45,722,571 |
¥8,422,571 |
| 15 |
2.90% |
¥255,797 |
¥46,043,428 |
¥8,743,428 |
| 15 |
3.00% |
¥257,587 |
¥46,365,651 |
¥9,065,651 |
3730万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥321,930 |
¥38,631,603 |
¥1,331,603 |
| 10 |
0.80% |
¥323,536 |
¥38,824,317 |
¥1,524,317 |
| 10 |
0.90% |
¥325,147 |
¥39,017,650 |
¥1,717,650 |
| 10 |
1.00% |
¥326,763 |
¥39,211,605 |
¥1,911,605 |
| 10 |
1.10% |
¥328,385 |
¥39,406,179 |
¥2,106,179 |
| 10 |
1.20% |
¥330,011 |
¥39,601,374 |
¥2,301,374 |
| 10 |
1.30% |
¥331,643 |
¥39,797,188 |
¥2,497,188 |
| 10 |
1.40% |
¥333,280 |
¥39,993,622 |
¥2,693,622 |
| 10 |
1.50% |
¥334,922 |
¥40,190,675 |
¥2,890,675 |
| 10 |
1.60% |
¥336,570 |
¥40,388,348 |
¥3,088,348 |
| 10 |
1.70% |
¥338,222 |
¥40,586,639 |
¥3,286,639 |
| 10 |
1.80% |
¥339,880 |
¥40,785,548 |
¥3,485,548 |
| 10 |
1.90% |
¥341,542 |
¥40,985,076 |
¥3,685,076 |
| 10 |
2.00% |
¥343,210 |
¥41,185,222 |
¥3,885,222 |
| 10 |
2.10% |
¥344,883 |
¥41,385,985 |
¥4,085,985 |
| 10 |
2.20% |
¥346,561 |
¥41,587,366 |
¥4,287,366 |
| 10 |
2.30% |
¥348,245 |
¥41,789,364 |
¥4,489,364 |
| 10 |
2.40% |
¥349,933 |
¥41,991,978 |
¥4,691,978 |
| 10 |
2.50% |
¥351,627 |
¥42,195,208 |
¥4,895,208 |
| 10 |
2.60% |
¥353,325 |
¥42,399,054 |
¥5,099,054 |
| 10 |
2.70% |
¥355,029 |
¥42,603,516 |
¥5,303,516 |
| 10 |
2.80% |
¥356,738 |
¥42,808,593 |
¥5,508,593 |
| 10 |
2.90% |
¥358,452 |
¥43,014,284 |
¥5,714,284 |
| 10 |
3.00% |
¥360,172 |
¥43,220,589 |
¥5,920,589 |