3740万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3740万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3740万円の住宅ローン｜期間・年数別
3740万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥73,895 | ¥44,336,811 | ¥6,936,811 |
| 50 | 0.80% | ¥75,649 | ¥45,389,642 | ¥7,989,642 |
| 50 | 0.90% | ¥77,430 | ¥46,457,794 | ¥9,057,794 |
| 50 | 1.00% | ¥79,235 | ¥47,541,200 | ¥10,141,200 |
| 50 | 1.10% | ¥81,066 | ¥48,639,786 | ¥11,239,786 |
| 50 | 1.20% | ¥82,922 | ¥49,753,471 | ¥12,353,471 |
| 50 | 1.30% | ¥84,804 | ¥50,882,168 | ¥13,482,168 |
| 50 | 1.40% | ¥86,710 | ¥52,025,782 | ¥14,625,782 |
| 50 | 1.50% | ¥88,640 | ¥53,184,212 | ¥15,784,212 |
| 50 | 1.60% | ¥90,596 | ¥54,357,350 | ¥16,957,350 |
| 50 | 1.70% | ¥92,575 | ¥55,545,082 | ¥18,145,082 |
| 50 | 1.80% | ¥94,579 | ¥56,747,289 | ¥19,347,289 |
| 50 | 1.90% | ¥96,606 | ¥57,963,845 | ¥20,563,845 |
| 50 | 2.00% | ¥98,658 | ¥59,194,617 | ¥21,794,617 |
| 50 | 2.10% | ¥100,732 | ¥60,439,470 | ¥23,039,470 |
| 50 | 2.20% | ¥102,830 | ¥61,698,261 | ¥24,298,261 |
| 50 | 2.30% | ¥104,951 | ¥62,970,842 | ¥25,570,842 |
| 50 | 2.40% | ¥107,095 | ¥64,257,063 | ¥26,857,063 |
| 50 | 2.50% | ¥109,261 | ¥65,556,766 | ¥28,156,766 |
| 50 | 2.60% | ¥111,450 | ¥66,869,791 | ¥29,469,791 |
| 50 | 2.70% | ¥113,660 | ¥68,195,972 | ¥30,795,972 |
| 50 | 2.80% | ¥115,892 | ¥69,535,141 | ¥32,135,141 |
| 50 | 2.90% | ¥118,145 | ¥70,887,126 | ¥33,487,126 |
| 50 | 3.00% | ¥120,420 | ¥72,251,751 | ¥34,851,751 |
3740万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥80,759 | ¥43,610,059 | ¥6,210,059 |
| 45 | 0.80% | ¥82,495 | ¥44,547,382 | ¥7,147,382 |
| 45 | 0.90% | ¥84,254 | ¥45,497,152 | ¥8,097,152 |
| 45 | 1.00% | ¥86,036 | ¥46,459,326 | ¥9,059,326 |
| 45 | 1.10% | ¥87,840 | ¥47,433,854 | ¥10,033,854 |
| 45 | 1.20% | ¥89,668 | ¥48,420,683 | ¥11,020,683 |
| 45 | 1.30% | ¥91,518 | ¥49,419,754 | ¥12,019,754 |
| 45 | 1.40% | ¥93,391 | ¥50,431,004 | ¥13,031,004 |
| 45 | 1.50% | ¥95,286 | ¥51,454,367 | ¥14,054,367 |
| 45 | 1.60% | ¥97,203 | ¥52,489,770 | ¥15,089,770 |
| 45 | 1.70% | ¥99,143 | ¥53,537,137 | ¥16,137,137 |
| 45 | 1.80% | ¥101,104 | ¥54,596,388 | ¥17,196,388 |
| 45 | 1.90% | ¥103,088 | ¥55,667,439 | ¥18,267,439 |
| 45 | 2.00% | ¥105,093 | ¥56,750,202 | ¥19,350,202 |
| 45 | 2.10% | ¥107,120 | ¥57,844,585 | ¥20,444,585 |
| 45 | 2.20% | ¥109,168 | ¥58,950,492 | ¥21,550,492 |
| 45 | 2.30% | ¥111,237 | ¥60,067,823 | ¥22,667,823 |
| 45 | 2.40% | ¥113,327 | ¥61,196,476 | ¥23,796,476 |
| 45 | 2.50% | ¥115,438 | ¥62,336,345 | ¥24,936,345 |
| 45 | 2.60% | ¥117,569 | ¥63,487,321 | ¥26,087,321 |
| 45 | 2.70% | ¥119,721 | ¥64,649,290 | ¥27,249,290 |
| 45 | 2.80% | ¥121,893 | ¥65,822,138 | ¥28,422,138 |
| 45 | 2.90% | ¥124,085 | ¥67,005,747 | ¥29,605,747 |
| 45 | 3.00% | ¥126,296 | ¥68,199,995 | ¥30,799,995 |
3740万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥89,356 | ¥42,890,864 | ¥5,490,864 |
| 40 | 0.80% | ¥91,073 | ¥43,714,963 | ¥6,314,963 |
| 40 | 0.90% | ¥92,810 | ¥44,548,923 | ¥7,148,923 |
| 40 | 1.00% | ¥94,568 | ¥45,392,717 | ¥7,992,717 |
| 40 | 1.10% | ¥96,346 | ¥46,246,314 | ¥8,846,314 |
| 40 | 1.20% | ¥98,145 | ¥47,109,680 | ¥9,709,680 |
| 40 | 1.30% | ¥99,964 | ¥47,982,778 | ¥10,582,778 |
| 40 | 1.40% | ¥101,803 | ¥48,865,568 | ¥11,465,568 |
| 40 | 1.50% | ¥103,663 | ¥49,758,007 | ¥12,358,007 |
| 40 | 1.60% | ¥105,542 | ¥50,660,051 | ¥13,260,051 |
| 40 | 1.70% | ¥107,441 | ¥51,571,650 | ¥14,171,650 |
| 40 | 1.80% | ¥109,360 | ¥52,492,754 | ¥15,092,754 |
| 40 | 1.90% | ¥111,299 | ¥53,423,309 | ¥16,023,309 |
| 40 | 2.00% | ¥113,257 | ¥54,363,259 | ¥16,963,259 |
| 40 | 2.10% | ¥115,234 | ¥55,312,545 | ¥17,912,545 |
| 40 | 2.20% | ¥117,231 | ¥56,271,105 | ¥18,871,105 |
| 40 | 2.30% | ¥119,248 | ¥57,238,877 | ¥19,838,877 |
| 40 | 2.40% | ¥121,283 | ¥58,215,794 | ¥20,815,794 |
| 40 | 2.50% | ¥123,337 | ¥59,201,787 | ¥21,801,787 |
| 40 | 2.60% | ¥125,410 | ¥60,196,787 | ¥22,796,787 |
| 40 | 2.70% | ¥127,502 | ¥61,200,720 | ¥23,800,720 |
| 40 | 2.80% | ¥129,611 | ¥62,213,512 | ¥24,813,512 |
| 40 | 2.90% | ¥131,740 | ¥63,235,086 | ¥25,835,086 |
| 40 | 3.00% | ¥133,886 | ¥64,265,363 | ¥26,865,363 |
3740万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥100,427 | ¥42,179,244 | ¥4,779,244 |
| 35 | 0.80% | ¥102,125 | ¥42,892,412 | ¥5,492,412 |
| 35 | 0.90% | ¥103,841 | ¥43,613,149 | ¥6,213,149 |
| 35 | 1.00% | ¥105,575 | ¥44,341,438 | ¥6,941,438 |
| 35 | 1.10% | ¥107,327 | ¥45,077,260 | ¥7,677,260 |
| 35 | 1.20% | ¥109,097 | ¥45,820,595 | ¥8,420,595 |
| 35 | 1.30% | ¥110,884 | ¥46,571,422 | ¥9,171,422 |
| 35 | 1.40% | ¥112,690 | ¥47,329,716 | ¥9,929,716 |
| 35 | 1.50% | ¥114,513 | ¥48,095,452 | ¥10,695,452 |
| 35 | 1.60% | ¥116,354 | ¥48,868,603 | ¥11,468,603 |
| 35 | 1.70% | ¥118,212 | ¥49,649,140 | ¥12,249,140 |
| 35 | 1.80% | ¥120,088 | ¥50,437,033 | ¥13,037,033 |
| 35 | 1.90% | ¥121,982 | ¥51,232,250 | ¥13,832,250 |
| 35 | 2.00% | ¥123,892 | ¥52,034,756 | ¥14,634,756 |
| 35 | 2.10% | ¥125,820 | ¥52,844,517 | ¥15,444,517 |
| 35 | 2.20% | ¥127,765 | ¥53,661,496 | ¥16,261,496 |
| 35 | 2.30% | ¥129,728 | ¥54,485,654 | ¥17,085,654 |
| 35 | 2.40% | ¥131,707 | ¥55,316,952 | ¥17,916,952 |
| 35 | 2.50% | ¥133,703 | ¥56,155,348 | ¥18,755,348 |
| 35 | 2.60% | ¥135,716 | ¥57,000,801 | ¥19,600,801 |
| 35 | 2.70% | ¥137,746 | ¥57,853,265 | ¥20,453,265 |
| 35 | 2.80% | ¥139,792 | ¥58,712,695 | ¥21,312,695 |
| 35 | 2.90% | ¥141,855 | ¥59,579,046 | ¥22,179,046 |
| 35 | 3.00% | ¥143,934 | ¥60,452,268 | ¥23,052,268 |
3740万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥115,209 | ¥41,475,211 | ¥4,075,211 |
| 30 | 0.80% | ¥116,888 | ¥42,079,754 | ¥4,679,754 |
| 30 | 0.90% | ¥118,583 | ¥42,689,868 | ¥5,289,868 |
| 30 | 1.00% | ¥120,293 | ¥43,305,545 | ¥5,905,545 |
| 30 | 1.10% | ¥122,019 | ¥43,926,775 | ¥6,526,775 |
| 30 | 1.20% | ¥123,760 | ¥44,553,547 | ¥7,153,547 |
| 30 | 1.30% | ¥125,516 | ¥45,185,848 | ¥7,785,848 |
| 30 | 1.40% | ¥127,288 | ¥45,823,665 | ¥8,423,665 |
| 30 | 1.50% | ¥129,075 | ¥46,466,985 | ¥9,066,985 |
| 30 | 1.60% | ¥130,877 | ¥47,115,793 | ¥9,715,793 |
| 30 | 1.70% | ¥132,695 | ¥47,770,072 | ¥10,370,072 |
| 30 | 1.80% | ¥134,527 | ¥48,429,805 | ¥11,029,805 |
| 30 | 1.90% | ¥136,375 | ¥49,094,976 | ¥11,694,976 |
| 30 | 2.00% | ¥138,238 | ¥49,765,566 | ¥12,365,566 |
| 30 | 2.10% | ¥140,115 | ¥50,441,554 | ¥13,041,554 |
| 30 | 2.20% | ¥142,008 | ¥51,122,921 | ¥13,722,921 |
| 30 | 2.30% | ¥143,916 | ¥51,809,646 | ¥14,409,646 |
| 30 | 2.40% | ¥145,838 | ¥52,501,706 | ¥15,101,706 |
| 30 | 2.50% | ¥147,775 | ¥53,199,078 | ¥15,799,078 |
| 30 | 2.60% | ¥149,727 | ¥53,901,739 | ¥16,501,739 |
| 30 | 2.70% | ¥151,694 | ¥54,609,664 | ¥17,209,664 |
| 30 | 2.80% | ¥153,675 | ¥55,322,828 | ¥17,922,828 |
| 30 | 2.90% | ¥155,670 | ¥56,041,205 | ¥18,641,205 |
| 30 | 3.00% | ¥157,680 | ¥56,764,767 | ¥19,364,767 |
3740万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥135,929 | ¥40,778,779 | ¥3,378,779 |
| 25 | 0.80% | ¥137,590 | ¥41,277,007 | ¥3,877,007 |
| 25 | 0.90% | ¥139,264 | ¥41,779,113 | ¥4,379,113 |
| 25 | 1.00% | ¥140,950 | ¥42,285,089 | ¥4,885,089 |
| 25 | 1.10% | ¥142,650 | ¥42,794,933 | ¥5,394,933 |
| 25 | 1.20% | ¥144,362 | ¥43,308,638 | ¥5,908,638 |
| 25 | 1.30% | ¥146,087 | ¥43,826,197 | ¥6,426,197 |
| 25 | 1.40% | ¥147,825 | ¥44,347,606 | ¥6,947,606 |
| 25 | 1.50% | ¥149,576 | ¥44,872,856 | ¥7,472,856 |
| 25 | 1.60% | ¥151,340 | ¥45,401,940 | ¥8,001,940 |
| 25 | 1.70% | ¥153,116 | ¥45,934,851 | ¥8,534,851 |
| 25 | 1.80% | ¥154,905 | ¥46,471,580 | ¥9,071,580 |
| 25 | 1.90% | ¥156,707 | ¥47,012,118 | ¥9,612,118 |
| 25 | 2.00% | ¥158,522 | ¥47,556,457 | ¥10,156,457 |
| 25 | 2.10% | ¥160,349 | ¥48,104,586 | ¥10,704,586 |
| 25 | 2.20% | ¥162,188 | ¥48,656,495 | ¥11,256,495 |
| 25 | 2.30% | ¥164,041 | ¥49,212,174 | ¥11,812,174 |
| 25 | 2.40% | ¥165,905 | ¥49,771,612 | ¥12,371,612 |
| 25 | 2.50% | ¥167,783 | ¥50,334,798 | ¥12,934,798 |
| 25 | 2.60% | ¥169,672 | ¥50,901,719 | ¥13,501,719 |
| 25 | 2.70% | ¥171,575 | ¥51,472,363 | ¥14,072,363 |
| 25 | 2.80% | ¥173,489 | ¥52,046,719 | ¥14,646,719 |
| 25 | 2.90% | ¥175,416 | ¥52,624,772 | ¥15,224,772 |
| 25 | 3.00% | ¥177,355 | ¥53,206,509 | ¥15,806,509 |
3740万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥167,041 | ¥40,089,956 | ¥2,689,956 |
| 20 | 0.80% | ¥168,684 | ¥40,484,191 | ¥3,084,191 |
| 20 | 0.90% | ¥170,337 | ¥40,880,911 | ¥3,480,911 |
| 20 | 1.00% | ¥172,000 | ¥41,280,113 | ¥3,880,113 |
| 20 | 1.10% | ¥173,674 | ¥41,681,795 | ¥4,281,795 |
| 20 | 1.20% | ¥175,358 | ¥42,085,955 | ¥4,685,955 |
| 20 | 1.30% | ¥177,052 | ¥42,492,591 | ¥5,092,591 |
| 20 | 1.40% | ¥178,757 | ¥42,901,699 | ¥5,501,699 |
| 20 | 1.50% | ¥180,472 | ¥43,313,276 | ¥5,913,276 |
| 20 | 1.60% | ¥182,197 | ¥43,727,320 | ¥6,327,320 |
| 20 | 1.70% | ¥183,933 | ¥44,143,826 | ¥6,743,826 |
| 20 | 1.80% | ¥185,678 | ¥44,562,793 | ¥7,162,793 |
| 20 | 1.90% | ¥187,434 | ¥44,984,214 | ¥7,584,214 |
| 20 | 2.00% | ¥189,200 | ¥45,408,088 | ¥8,008,088 |
| 20 | 2.10% | ¥190,977 | ¥45,834,410 | ¥8,434,410 |
| 20 | 2.20% | ¥192,763 | ¥46,263,174 | ¥8,863,174 |
| 20 | 2.30% | ¥194,560 | ¥46,694,378 | ¥9,294,378 |
| 20 | 2.40% | ¥196,367 | ¥47,128,016 | ¥9,728,016 |
| 20 | 2.50% | ¥198,184 | ¥47,564,084 | ¥10,164,084 |
| 20 | 2.60% | ¥200,011 | ¥48,002,576 | ¥10,602,576 |
| 20 | 2.70% | ¥201,848 | ¥48,443,487 | ¥11,043,487 |
| 20 | 2.80% | ¥203,695 | ¥48,886,812 | ¥11,486,812 |
| 20 | 2.90% | ¥205,552 | ¥49,332,545 | ¥11,932,545 |
| 20 | 3.00% | ¥207,420 | ¥49,780,680 | ¥12,380,680 |
3740万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥218,938 | ¥39,408,752 | ¥2,008,752 |
| 15 | 0.80% | ¥220,563 | ¥39,701,320 | ¥2,301,320 |
| 15 | 0.90% | ¥222,196 | ¥39,995,286 | ¥2,595,286 |
| 15 | 1.00% | ¥223,837 | ¥40,290,651 | ¥2,890,651 |
| 15 | 1.10% | ¥225,486 | ¥40,587,413 | ¥3,187,413 |
| 15 | 1.20% | ¥227,142 | ¥40,885,572 | ¥3,485,572 |
| 15 | 1.30% | ¥228,806 | ¥41,185,127 | ¥3,785,127 |
| 15 | 1.40% | ¥230,478 | ¥41,486,077 | ¥4,086,077 |
| 15 | 1.50% | ¥232,158 | ¥41,788,420 | ¥4,388,420 |
| 15 | 1.60% | ¥233,845 | ¥42,092,156 | ¥4,692,156 |
| 15 | 1.70% | ¥235,540 | ¥42,397,284 | ¥4,997,284 |
| 15 | 1.80% | ¥237,243 | ¥42,703,803 | ¥5,303,803 |
| 15 | 1.90% | ¥238,954 | ¥43,011,710 | ¥5,611,710 |
| 15 | 2.00% | ¥240,672 | ¥43,321,006 | ¥5,921,006 |
| 15 | 2.10% | ¥242,398 | ¥43,631,688 | ¥6,231,688 |
| 15 | 2.20% | ¥244,132 | ¥43,943,754 | ¥6,543,754 |
| 15 | 2.30% | ¥245,873 | ¥44,257,205 | ¥6,857,205 |
| 15 | 2.40% | ¥247,622 | ¥44,572,037 | ¥7,172,037 |
| 15 | 2.50% | ¥249,379 | ¥44,888,250 | ¥7,488,250 |
| 15 | 2.60% | ¥251,144 | ¥45,205,841 | ¥7,805,841 |
| 15 | 2.70% | ¥252,916 | ¥45,524,809 | ¥8,124,809 |
| 15 | 2.80% | ¥254,695 | ¥45,845,152 | ¥8,445,152 |
| 15 | 2.90% | ¥256,483 | ¥46,166,868 | ¥8,766,868 |
| 15 | 3.00% | ¥258,278 | ¥46,489,956 | ¥9,089,956 |
3740万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥322,793 | ¥38,735,173 | ¥1,335,173 |
| 10 | 0.80% | ¥324,403 | ¥38,928,403 | ¥1,528,403 |
| 10 | 0.90% | ¥326,019 | ¥39,122,255 | ¥1,722,255 |
| 10 | 1.00% | ¥327,639 | ¥39,316,730 | ¥1,916,730 |
| 10 | 1.10% | ¥329,265 | ¥39,511,826 | ¥2,111,826 |
| 10 | 1.20% | ¥330,896 | ¥39,707,544 | ¥2,307,544 |
| 10 | 1.30% | ¥332,532 | ¥39,903,883 | ¥2,503,883 |
| 10 | 1.40% | ¥334,174 | ¥40,100,844 | ¥2,700,844 |
| 10 | 1.50% | ¥335,820 | ¥40,298,425 | ¥2,898,425 |
| 10 | 1.60% | ¥337,472 | ¥40,496,627 | ¥3,096,627 |
| 10 | 1.70% | ¥339,129 | ¥40,695,450 | ¥3,295,450 |
| 10 | 1.80% | ¥340,791 | ¥40,894,893 | ¥3,494,893 |
| 10 | 1.90% | ¥342,458 | ¥41,094,956 | ¥3,694,956 |
| 10 | 2.00% | ¥344,130 | ¥41,295,638 | ¥3,895,638 |
| 10 | 2.10% | ¥345,808 | ¥41,496,940 | ¥4,096,940 |
| 10 | 2.20% | ¥347,491 | ¥41,698,860 | ¥4,298,860 |
| 10 | 2.30% | ¥349,178 | ¥41,901,399 | ¥4,501,399 |
| 10 | 2.40% | ¥350,871 | ¥42,104,557 | ¥4,704,557 |
| 10 | 2.50% | ¥352,569 | ¥42,308,332 | ¥4,908,332 |
| 10 | 2.60% | ¥354,273 | ¥42,512,725 | ¥5,112,725 |
| 10 | 2.70% | ¥355,981 | ¥42,717,734 | ¥5,317,734 |
| 10 | 2.80% | ¥357,695 | ¥42,923,361 | ¥5,523,361 |
| 10 | 2.90% | ¥359,413 | ¥43,129,604 | ¥5,729,604 |
| 10 | 3.00% | ¥361,137 | ¥43,336,462 | ¥5,936,462 |
