3810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3810万円の住宅ローン｜期間・年数別
3810万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥75,278 |
¥45,166,644 |
¥7,066,644 |
| 50 |
0.80% |
¥77,065 |
¥46,239,181 |
¥8,139,181 |
| 50 |
0.90% |
¥78,879 |
¥47,327,325 |
¥9,227,325 |
| 50 |
1.00% |
¥80,718 |
¥48,431,009 |
¥10,331,009 |
| 50 |
1.10% |
¥82,584 |
¥49,550,156 |
¥11,450,156 |
| 50 |
1.20% |
¥84,474 |
¥50,684,686 |
¥12,584,686 |
| 50 |
1.30% |
¥86,391 |
¥51,834,508 |
¥13,734,508 |
| 50 |
1.40% |
¥88,333 |
¥52,999,527 |
¥14,899,527 |
| 50 |
1.50% |
¥90,299 |
¥54,179,638 |
¥16,079,638 |
| 50 |
1.60% |
¥92,291 |
¥55,374,734 |
¥17,274,734 |
| 50 |
1.70% |
¥94,308 |
¥56,584,696 |
¥18,484,696 |
| 50 |
1.80% |
¥96,349 |
¥57,809,404 |
¥19,709,404 |
| 50 |
1.90% |
¥98,415 |
¥59,048,729 |
¥20,948,729 |
| 50 |
2.00% |
¥100,504 |
¥60,302,538 |
¥22,202,538 |
| 50 |
2.10% |
¥102,618 |
¥61,570,690 |
¥23,470,690 |
| 50 |
2.20% |
¥104,755 |
¥62,853,041 |
¥24,753,041 |
| 50 |
2.30% |
¥106,916 |
¥64,149,441 |
¥26,049,441 |
| 50 |
2.40% |
¥109,100 |
¥65,459,735 |
¥27,359,735 |
| 50 |
2.50% |
¥111,306 |
¥66,783,764 |
¥28,683,764 |
| 50 |
2.60% |
¥113,536 |
¥68,121,364 |
¥30,021,364 |
| 50 |
2.70% |
¥115,787 |
¥69,472,367 |
¥31,372,367 |
| 50 |
2.80% |
¥118,061 |
¥70,836,601 |
¥32,736,601 |
| 50 |
2.90% |
¥120,356 |
¥72,213,890 |
¥34,113,890 |
| 50 |
3.00% |
¥122,673 |
¥73,604,056 |
¥35,504,056 |
3810万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥82,271 |
¥44,426,290 |
¥6,326,290 |
| 45 |
0.80% |
¥84,039 |
¥45,381,156 |
¥7,281,156 |
| 45 |
0.90% |
¥85,831 |
¥46,348,703 |
¥8,248,703 |
| 45 |
1.00% |
¥87,646 |
¥47,328,886 |
¥9,228,886 |
| 45 |
1.10% |
¥89,485 |
¥48,321,654 |
¥10,221,654 |
| 45 |
1.20% |
¥91,346 |
¥49,326,952 |
¥11,226,952 |
| 45 |
1.30% |
¥93,231 |
¥50,344,723 |
¥12,244,723 |
| 45 |
1.40% |
¥95,139 |
¥51,374,900 |
¥13,274,900 |
| 45 |
1.50% |
¥97,069 |
¥52,417,416 |
¥14,317,416 |
| 45 |
1.60% |
¥99,023 |
¥53,472,198 |
¥15,372,198 |
| 45 |
1.70% |
¥100,998 |
¥54,539,169 |
¥16,439,169 |
| 45 |
1.80% |
¥102,997 |
¥55,618,246 |
¥17,518,246 |
| 45 |
1.90% |
¥105,017 |
¥56,709,343 |
¥18,609,343 |
| 45 |
2.00% |
¥107,060 |
¥57,812,372 |
¥19,712,372 |
| 45 |
2.10% |
¥109,125 |
¥58,927,238 |
¥20,827,238 |
| 45 |
2.20% |
¥111,211 |
¥60,053,843 |
¥21,953,843 |
| 45 |
2.30% |
¥113,319 |
¥61,192,087 |
¥23,092,087 |
| 45 |
2.40% |
¥115,448 |
¥62,341,865 |
¥24,241,865 |
| 45 |
2.50% |
¥117,598 |
¥63,503,068 |
¥25,403,068 |
| 45 |
2.60% |
¥119,770 |
¥64,675,586 |
¥26,575,586 |
| 45 |
2.70% |
¥121,962 |
¥65,859,303 |
¥27,759,303 |
| 45 |
2.80% |
¥124,174 |
¥67,054,103 |
¥28,954,103 |
| 45 |
2.90% |
¥126,407 |
¥68,259,865 |
¥30,159,865 |
| 45 |
3.00% |
¥128,660 |
¥69,476,466 |
¥31,376,466 |
3810万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥91,028 |
¥43,693,634 |
¥5,593,634 |
| 40 |
0.80% |
¥92,777 |
¥44,533,157 |
¥6,433,157 |
| 40 |
0.90% |
¥94,547 |
¥45,382,726 |
¥7,282,726 |
| 40 |
1.00% |
¥96,338 |
¥46,242,313 |
¥8,142,313 |
| 40 |
1.10% |
¥98,150 |
¥47,111,887 |
¥9,011,887 |
| 40 |
1.20% |
¥99,982 |
¥47,991,412 |
¥9,891,412 |
| 40 |
1.30% |
¥101,835 |
¥48,880,851 |
¥10,780,851 |
| 40 |
1.40% |
¥103,709 |
¥49,780,164 |
¥11,680,164 |
| 40 |
1.50% |
¥105,603 |
¥50,689,307 |
¥12,589,307 |
| 40 |
1.60% |
¥107,517 |
¥51,608,233 |
¥13,508,233 |
| 40 |
1.70% |
¥109,452 |
¥52,536,895 |
¥14,436,895 |
| 40 |
1.80% |
¥111,407 |
¥53,475,238 |
¥15,375,238 |
| 40 |
1.90% |
¥113,382 |
¥54,423,210 |
¥16,323,210 |
| 40 |
2.00% |
¥115,377 |
¥55,380,753 |
¥17,280,753 |
| 40 |
2.10% |
¥117,391 |
¥56,347,806 |
¥18,247,806 |
| 40 |
2.20% |
¥119,426 |
¥57,324,308 |
¥19,224,308 |
| 40 |
2.30% |
¥121,480 |
¥58,310,193 |
¥20,210,193 |
| 40 |
2.40% |
¥123,553 |
¥59,305,394 |
¥21,205,394 |
| 40 |
2.50% |
¥125,646 |
¥60,309,842 |
¥22,209,842 |
| 40 |
2.60% |
¥127,757 |
¥61,323,465 |
¥23,223,465 |
| 40 |
2.70% |
¥129,888 |
¥62,346,188 |
¥24,246,188 |
| 40 |
2.80% |
¥132,037 |
¥63,377,936 |
¥25,277,936 |
| 40 |
2.90% |
¥134,205 |
¥64,418,630 |
¥26,318,630 |
| 40 |
3.00% |
¥136,392 |
¥65,468,191 |
¥27,368,191 |
3810万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥102,306 |
¥42,968,695 |
¥4,868,695 |
| 35 |
0.80% |
¥104,036 |
¥43,695,211 |
¥5,595,211 |
| 35 |
0.90% |
¥105,784 |
¥44,429,438 |
¥6,329,438 |
| 35 |
1.00% |
¥107,551 |
¥45,171,358 |
¥7,071,358 |
| 35 |
1.10% |
¥109,336 |
¥45,920,952 |
¥7,820,952 |
| 35 |
1.20% |
¥111,139 |
¥46,678,200 |
¥8,578,200 |
| 35 |
1.30% |
¥112,960 |
¥47,443,079 |
¥9,343,079 |
| 35 |
1.40% |
¥114,799 |
¥48,215,566 |
¥10,115,566 |
| 35 |
1.50% |
¥116,656 |
¥48,995,634 |
¥10,895,634 |
| 35 |
1.60% |
¥118,532 |
¥49,783,256 |
¥11,683,256 |
| 35 |
1.70% |
¥120,425 |
¥50,578,402 |
¥12,478,402 |
| 35 |
1.80% |
¥122,336 |
¥51,381,042 |
¥13,281,042 |
| 35 |
1.90% |
¥124,265 |
¥52,191,142 |
¥14,091,142 |
| 35 |
2.00% |
¥126,211 |
¥53,008,668 |
¥14,908,668 |
| 35 |
2.10% |
¥128,175 |
¥53,833,585 |
¥15,733,585 |
| 35 |
2.20% |
¥130,157 |
¥54,665,855 |
¥16,565,855 |
| 35 |
2.30% |
¥132,156 |
¥55,505,439 |
¥17,405,439 |
| 35 |
2.40% |
¥134,172 |
¥56,352,296 |
¥18,252,296 |
| 35 |
2.50% |
¥136,206 |
¥57,206,384 |
¥19,106,384 |
| 35 |
2.60% |
¥138,256 |
¥58,067,661 |
¥19,967,661 |
| 35 |
2.70% |
¥140,324 |
¥58,936,080 |
¥20,836,080 |
| 35 |
2.80% |
¥142,409 |
¥59,811,596 |
¥21,711,596 |
| 35 |
2.90% |
¥144,510 |
¥60,694,162 |
¥22,594,162 |
| 35 |
3.00% |
¥146,628 |
¥61,583,727 |
¥23,483,727 |
3810万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥117,365 |
¥42,251,485 |
¥4,151,485 |
| 30 |
0.80% |
¥119,076 |
¥42,867,343 |
¥4,767,343 |
| 30 |
0.90% |
¥120,802 |
¥43,488,876 |
¥5,388,876 |
| 30 |
1.00% |
¥122,545 |
¥44,116,077 |
¥6,016,077 |
| 30 |
1.10% |
¥124,303 |
¥44,748,934 |
¥6,648,934 |
| 30 |
1.20% |
¥126,076 |
¥45,387,436 |
¥7,287,436 |
| 30 |
1.30% |
¥127,865 |
¥46,031,572 |
¥7,931,572 |
| 30 |
1.40% |
¥129,670 |
¥46,681,327 |
¥8,581,327 |
| 30 |
1.50% |
¥131,491 |
¥47,336,688 |
¥9,236,688 |
| 30 |
1.60% |
¥133,327 |
¥47,997,639 |
¥9,897,639 |
| 30 |
1.70% |
¥135,178 |
¥48,664,164 |
¥10,564,164 |
| 30 |
1.80% |
¥137,045 |
¥49,336,246 |
¥11,236,246 |
| 30 |
1.90% |
¥138,927 |
¥50,013,866 |
¥11,913,866 |
| 30 |
2.00% |
¥140,825 |
¥50,697,007 |
¥12,597,007 |
| 30 |
2.10% |
¥142,738 |
¥51,385,647 |
¥13,285,647 |
| 30 |
2.20% |
¥144,666 |
¥52,079,767 |
¥13,979,767 |
| 30 |
2.30% |
¥146,609 |
¥52,779,345 |
¥14,679,345 |
| 30 |
2.40% |
¥148,568 |
¥53,484,358 |
¥15,384,358 |
| 30 |
2.50% |
¥150,541 |
¥54,194,782 |
¥16,094,782 |
| 30 |
2.60% |
¥152,529 |
¥54,910,595 |
¥16,810,595 |
| 30 |
2.70% |
¥154,533 |
¥55,631,770 |
¥17,531,770 |
| 30 |
2.80% |
¥156,551 |
¥56,358,282 |
¥18,258,282 |
| 30 |
2.90% |
¥158,584 |
¥57,090,104 |
¥18,990,104 |
| 30 |
3.00% |
¥160,631 |
¥57,827,209 |
¥19,727,209 |
3810万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥138,473 |
¥41,542,018 |
¥3,442,018 |
| 25 |
0.80% |
¥140,165 |
¥42,049,572 |
¥3,949,572 |
| 25 |
0.90% |
¥141,870 |
¥42,561,075 |
¥4,461,075 |
| 25 |
1.00% |
¥143,588 |
¥43,076,522 |
¥4,976,522 |
| 25 |
1.10% |
¥145,320 |
¥43,595,908 |
¥5,495,908 |
| 25 |
1.20% |
¥147,064 |
¥44,119,227 |
¥6,019,227 |
| 25 |
1.30% |
¥148,822 |
¥44,646,474 |
¥6,546,474 |
| 25 |
1.40% |
¥150,592 |
¥45,177,641 |
¥7,077,641 |
| 25 |
1.50% |
¥152,376 |
¥45,712,722 |
¥7,612,722 |
| 25 |
1.60% |
¥154,172 |
¥46,251,709 |
¥8,151,709 |
| 25 |
1.70% |
¥155,982 |
¥46,794,594 |
¥8,694,594 |
| 25 |
1.80% |
¥157,805 |
¥47,341,369 |
¥9,241,369 |
| 25 |
1.90% |
¥159,640 |
¥47,892,024 |
¥9,792,024 |
| 25 |
2.00% |
¥161,489 |
¥48,446,551 |
¥10,346,551 |
| 25 |
2.10% |
¥163,350 |
¥49,004,939 |
¥10,904,939 |
| 25 |
2.20% |
¥165,224 |
¥49,567,178 |
¥11,467,178 |
| 25 |
2.30% |
¥167,111 |
¥50,133,258 |
¥12,033,258 |
| 25 |
2.40% |
¥169,011 |
¥50,703,166 |
¥12,603,166 |
| 25 |
2.50% |
¥170,923 |
¥51,276,893 |
¥13,176,893 |
| 25 |
2.60% |
¥172,848 |
¥51,854,425 |
¥13,754,425 |
| 25 |
2.70% |
¥174,786 |
¥52,435,750 |
¥14,335,750 |
| 25 |
2.80% |
¥176,736 |
¥53,020,855 |
¥14,920,855 |
| 25 |
2.90% |
¥178,699 |
¥53,609,728 |
¥15,509,728 |
| 25 |
3.00% |
¥180,675 |
¥54,202,353 |
¥16,102,353 |
3810万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥170,168 |
¥40,840,303 |
¥2,740,303 |
| 20 |
0.80% |
¥171,841 |
¥41,241,917 |
¥3,141,917 |
| 20 |
0.90% |
¥173,525 |
¥41,646,062 |
¥3,546,062 |
| 20 |
1.00% |
¥175,220 |
¥42,052,735 |
¥3,952,735 |
| 20 |
1.10% |
¥176,925 |
¥42,461,936 |
¥4,361,936 |
| 20 |
1.20% |
¥178,640 |
¥42,873,660 |
¥4,773,660 |
| 20 |
1.30% |
¥180,366 |
¥43,287,907 |
¥5,187,907 |
| 20 |
1.40% |
¥182,103 |
¥43,704,672 |
¥5,604,672 |
| 20 |
1.50% |
¥183,850 |
¥44,123,952 |
¥6,023,952 |
| 20 |
1.60% |
¥185,607 |
¥44,545,745 |
¥6,445,745 |
| 20 |
1.70% |
¥187,375 |
¥44,970,048 |
¥6,870,048 |
| 20 |
1.80% |
¥189,154 |
¥45,396,855 |
¥7,296,855 |
| 20 |
1.90% |
¥190,942 |
¥45,826,165 |
¥7,726,165 |
| 20 |
2.00% |
¥192,742 |
¥46,257,972 |
¥8,157,972 |
| 20 |
2.10% |
¥194,551 |
¥46,692,273 |
¥8,592,273 |
| 20 |
2.20% |
¥196,371 |
¥47,129,063 |
¥9,029,063 |
| 20 |
2.30% |
¥198,201 |
¥47,568,337 |
¥9,468,337 |
| 20 |
2.40% |
¥200,042 |
¥48,010,091 |
¥9,910,091 |
| 20 |
2.50% |
¥201,893 |
¥48,454,321 |
¥10,354,321 |
| 20 |
2.60% |
¥203,754 |
¥48,901,019 |
¥10,801,019 |
| 20 |
2.70% |
¥205,626 |
¥49,350,183 |
¥11,250,183 |
| 20 |
2.80% |
¥207,508 |
¥49,801,805 |
¥11,701,805 |
| 20 |
2.90% |
¥209,400 |
¥50,255,881 |
¥12,155,881 |
| 20 |
3.00% |
¥211,302 |
¥50,712,404 |
¥12,612,404 |
3810万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥223,035 |
¥40,146,349 |
¥2,046,349 |
| 15 |
0.80% |
¥224,691 |
¥40,444,392 |
¥2,344,392 |
| 15 |
0.90% |
¥226,355 |
¥40,743,861 |
¥2,643,861 |
| 15 |
1.00% |
¥228,026 |
¥41,044,754 |
¥2,944,754 |
| 15 |
1.10% |
¥229,706 |
¥41,347,070 |
¥3,247,070 |
| 15 |
1.20% |
¥231,393 |
¥41,650,810 |
¥3,550,810 |
| 15 |
1.30% |
¥233,089 |
¥41,955,971 |
¥3,855,971 |
| 15 |
1.40% |
¥234,792 |
¥42,262,554 |
¥4,162,554 |
| 15 |
1.50% |
¥236,503 |
¥42,570,556 |
¥4,470,556 |
| 15 |
1.60% |
¥238,222 |
¥42,879,978 |
¥4,779,978 |
| 15 |
1.70% |
¥239,949 |
¥43,190,816 |
¥5,090,816 |
| 15 |
1.80% |
¥241,684 |
¥43,503,072 |
¥5,403,072 |
| 15 |
1.90% |
¥243,426 |
¥43,816,742 |
¥5,716,742 |
| 15 |
2.00% |
¥245,177 |
¥44,131,827 |
¥6,031,827 |
| 15 |
2.10% |
¥246,935 |
¥44,448,323 |
¥6,348,323 |
| 15 |
2.20% |
¥248,701 |
¥44,766,231 |
¥6,666,231 |
| 15 |
2.30% |
¥250,475 |
¥45,085,548 |
¥6,985,548 |
| 15 |
2.40% |
¥252,257 |
¥45,406,273 |
¥7,306,273 |
| 15 |
2.50% |
¥254,047 |
¥45,728,404 |
¥7,628,404 |
| 15 |
2.60% |
¥255,844 |
¥46,051,939 |
¥7,951,939 |
| 15 |
2.70% |
¥257,649 |
¥46,376,877 |
¥8,276,877 |
| 15 |
2.80% |
¥259,462 |
¥46,703,216 |
¥8,603,216 |
| 15 |
2.90% |
¥261,283 |
¥47,030,954 |
¥8,930,954 |
| 15 |
3.00% |
¥263,112 |
¥47,360,089 |
¥9,260,089 |
3810万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥328,835 |
¥39,460,163 |
¥1,360,163 |
| 10 |
0.80% |
¥330,475 |
¥39,657,010 |
¥1,557,010 |
| 10 |
0.90% |
¥332,121 |
¥39,854,490 |
¥1,754,490 |
| 10 |
1.00% |
¥333,772 |
¥40,052,604 |
¥1,952,604 |
| 10 |
1.10% |
¥335,428 |
¥40,251,352 |
¥2,151,352 |
| 10 |
1.20% |
¥337,089 |
¥40,450,733 |
¥2,350,733 |
| 10 |
1.30% |
¥338,756 |
¥40,650,747 |
¥2,550,747 |
| 10 |
1.40% |
¥340,428 |
¥40,851,394 |
¥2,751,394 |
| 10 |
1.50% |
¥342,106 |
¥41,052,674 |
¥2,952,674 |
| 10 |
1.60% |
¥343,788 |
¥41,254,586 |
¥3,154,586 |
| 10 |
1.70% |
¥345,476 |
¥41,457,130 |
¥3,357,130 |
| 10 |
1.80% |
¥347,169 |
¥41,660,305 |
¥3,560,305 |
| 10 |
1.90% |
¥348,868 |
¥41,864,113 |
¥3,764,113 |
| 10 |
2.00% |
¥350,571 |
¥42,068,551 |
¥3,968,551 |
| 10 |
2.10% |
¥352,280 |
¥42,273,620 |
¥4,173,620 |
| 10 |
2.20% |
¥353,994 |
¥42,479,320 |
¥4,379,320 |
| 10 |
2.30% |
¥355,714 |
¥42,685,650 |
¥4,585,650 |
| 10 |
2.40% |
¥357,438 |
¥42,892,610 |
¥4,792,610 |
| 10 |
2.50% |
¥359,168 |
¥43,100,199 |
¥5,000,199 |
| 10 |
2.60% |
¥360,903 |
¥43,308,417 |
¥5,208,417 |
| 10 |
2.70% |
¥362,644 |
¥43,517,264 |
¥5,417,264 |
| 10 |
2.80% |
¥364,389 |
¥43,726,739 |
¥5,626,739 |
| 10 |
2.90% |
¥366,140 |
¥43,936,842 |
¥5,836,842 |
| 10 |
3.00% |
¥367,896 |
¥44,147,572 |
¥6,047,572 |
