3830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3830万円の住宅ローン｜期間・年数別
3830万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥75,673 | ¥45,403,740 | ¥7,103,740 |
| 50 | 0.80% | ¥77,470 | ¥46,481,907 | ¥8,181,907 |
| 50 | 0.90% | ¥79,293 | ¥47,575,763 | ¥9,275,763 |
| 50 | 1.00% | ¥81,142 | ¥48,685,240 | ¥10,385,240 |
| 50 | 1.10% | ¥83,017 | ¥49,810,262 | ¥11,510,262 |
| 50 | 1.20% | ¥84,918 | ¥50,950,747 | ¥12,650,747 |
| 50 | 1.30% | ¥86,844 | ¥52,106,605 | ¥13,806,605 |
| 50 | 1.40% | ¥88,796 | ¥53,277,740 | ¥14,977,740 |
| 50 | 1.50% | ¥90,773 | ¥54,464,046 | ¥16,164,046 |
| 50 | 1.60% | ¥92,776 | ¥55,665,415 | ¥17,365,415 |
| 50 | 1.70% | ¥94,803 | ¥56,881,729 | ¥18,581,729 |
| 50 | 1.80% | ¥96,855 | ¥58,112,866 | ¥19,812,866 |
| 50 | 1.90% | ¥98,931 | ¥59,358,696 | ¥21,058,696 |
| 50 | 2.00% | ¥101,032 | ¥60,619,087 | ¥22,319,087 |
| 50 | 2.10% | ¥103,156 | ¥61,893,896 | ¥23,593,896 |
| 50 | 2.20% | ¥105,305 | ¥63,182,978 | ¥24,882,978 |
| 50 | 2.30% | ¥107,477 | ¥64,486,184 | ¥26,186,184 |
| 50 | 2.40% | ¥109,672 | ¥65,803,356 | ¥27,503,356 |
| 50 | 2.50% | ¥111,891 | ¥67,134,335 | ¥28,834,335 |
| 50 | 2.60% | ¥114,132 | ¥68,478,957 | ¥30,178,957 |
| 50 | 2.70% | ¥116,395 | ¥69,837,051 | ¥31,537,051 |
| 50 | 2.80% | ¥118,681 | ¥71,208,447 | ¥32,908,447 |
| 50 | 2.90% | ¥120,988 | ¥72,592,966 | ¥34,292,966 |
| 50 | 3.00% | ¥123,317 | ¥73,990,429 | ¥35,690,429 |
3830万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥82,703 | ¥44,659,498 | ¥6,359,498 |
| 45 | 0.80% | ¥84,480 | ¥45,619,378 | ¥7,319,378 |
| 45 | 0.90% | ¥86,281 | ¥46,592,004 | ¥8,292,004 |
| 45 | 1.00% | ¥88,106 | ¥47,577,331 | ¥9,277,331 |
| 45 | 1.10% | ¥89,954 | ¥48,575,311 | ¥10,275,311 |
| 45 | 1.20% | ¥91,826 | ¥49,585,886 | ¥11,285,886 |
| 45 | 1.30% | ¥93,720 | ¥50,608,999 | ¥12,308,999 |
| 45 | 1.40% | ¥95,638 | ¥51,644,585 | ¥13,344,585 |
| 45 | 1.50% | ¥97,579 | ¥52,692,573 | ¥14,392,573 |
| 45 | 1.60% | ¥99,542 | ¥53,752,892 | ¥15,452,892 |
| 45 | 1.70% | ¥101,529 | ¥54,825,464 | ¥16,525,464 |
| 45 | 1.80% | ¥103,537 | ¥55,910,205 | ¥17,610,205 |
| 45 | 1.90% | ¥105,569 | ¥57,007,030 | ¥18,707,030 |
| 45 | 2.00% | ¥107,622 | ¥58,115,849 | ¥19,815,849 |
| 45 | 2.10% | ¥109,697 | ¥59,236,567 | ¥20,936,567 |
| 45 | 2.20% | ¥111,795 | ¥60,369,087 | ¥22,069,087 |
| 45 | 2.30% | ¥113,914 | ¥61,513,306 | ¥23,213,306 |
| 45 | 2.40% | ¥116,054 | ¥62,669,119 | ¥24,369,119 |
| 45 | 2.50% | ¥118,216 | ¥63,836,418 | ¥25,536,418 |
| 45 | 2.60% | ¥120,398 | ¥65,015,090 | ¥26,715,090 |
| 45 | 2.70% | ¥122,602 | ¥66,205,021 | ¥27,905,021 |
| 45 | 2.80% | ¥124,826 | ¥67,406,093 | ¥29,106,093 |
| 45 | 2.90% | ¥127,071 | ¥68,618,184 | ¥30,318,184 |
| 45 | 3.00% | ¥129,336 | ¥69,841,172 | ¥31,541,172 |
3830万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥91,506 | ¥43,922,997 | ¥5,622,997 |
| 40 | 0.80% | ¥93,264 | ¥44,766,927 | ¥6,466,927 |
| 40 | 0.90% | ¥95,044 | ¥45,620,956 | ¥7,320,956 |
| 40 | 1.00% | ¥96,844 | ¥46,485,055 | ¥8,185,055 |
| 40 | 1.10% | ¥98,665 | ¥47,359,193 | ¥9,059,193 |
| 40 | 1.20% | ¥100,507 | ¥48,243,335 | ¥9,943,335 |
| 40 | 1.30% | ¥102,370 | ¥49,137,443 | ¥10,837,443 |
| 40 | 1.40% | ¥104,253 | ¥50,041,477 | ¥11,741,477 |
| 40 | 1.50% | ¥106,157 | ¥50,955,392 | ¥12,655,392 |
| 40 | 1.60% | ¥108,082 | ¥51,879,143 | ¥13,579,143 |
| 40 | 1.70% | ¥110,026 | ¥52,812,679 | ¥14,512,679 |
| 40 | 1.80% | ¥111,992 | ¥53,755,948 | ¥15,455,948 |
| 40 | 1.90% | ¥113,977 | ¥54,708,896 | ¥16,408,896 |
| 40 | 2.00% | ¥115,982 | ¥55,671,466 | ¥17,371,466 |
| 40 | 2.10% | ¥118,007 | ¥56,643,595 | ¥18,343,595 |
| 40 | 2.20% | ¥120,053 | ¥57,625,223 | ¥19,325,223 |
| 40 | 2.30% | ¥122,117 | ¥58,616,283 | ¥20,316,283 |
| 40 | 2.40% | ¥124,201 | ¥59,616,709 | ¥21,316,709 |
| 40 | 2.50% | ¥126,305 | ¥60,626,429 | ¥22,326,429 |
| 40 | 2.60% | ¥128,428 | ¥61,645,373 | ¥23,345,373 |
| 40 | 2.70% | ¥130,570 | ¥62,673,465 | ¥24,373,465 |
| 40 | 2.80% | ¥132,730 | ¥63,710,629 | ¥25,410,629 |
| 40 | 2.90% | ¥134,910 | ¥64,756,786 | ¥26,456,786 |
| 40 | 3.00% | ¥137,108 | ¥65,811,856 | ¥27,511,856 |
3830万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥102,843 | ¥43,194,252 | ¥4,894,252 |
| 35 | 0.80% | ¥104,582 | ¥43,924,583 | ¥5,624,583 |
| 35 | 0.90% | ¥106,340 | ¥44,662,663 | ¥6,362,663 |
| 35 | 1.00% | ¥108,115 | ¥45,408,478 | ¥7,108,478 |
| 35 | 1.10% | ¥109,910 | ¥46,162,007 | ¥7,862,007 |
| 35 | 1.20% | ¥111,722 | ¥46,923,230 | ¥8,623,230 |
| 35 | 1.30% | ¥113,553 | ¥47,692,124 | ¥9,392,124 |
| 35 | 1.40% | ¥115,402 | ¥48,468,666 | ¥10,168,666 |
| 35 | 1.50% | ¥117,269 | ¥49,252,829 | ¥10,952,829 |
| 35 | 1.60% | ¥119,154 | ¥50,044,585 | ¥11,744,585 |
| 35 | 1.70% | ¥121,057 | ¥50,843,906 | ¥12,543,906 |
| 35 | 1.80% | ¥122,978 | ¥51,650,758 | ¥13,350,758 |
| 35 | 1.90% | ¥124,917 | ¥52,465,111 | ¥14,165,111 |
| 35 | 2.00% | ¥126,874 | ¥53,286,929 | ¥14,986,929 |
| 35 | 2.10% | ¥128,848 | ¥54,116,176 | ¥15,816,176 |
| 35 | 2.20% | ¥130,840 | ¥54,952,815 | ¥16,652,815 |
| 35 | 2.30% | ¥132,850 | ¥55,796,806 | ¥17,496,806 |
| 35 | 2.40% | ¥134,876 | ¥56,648,109 | ¥18,348,109 |
| 35 | 2.50% | ¥136,921 | ¥57,506,680 | ¥19,206,680 |
| 35 | 2.60% | ¥138,982 | ¥58,372,478 | ¥20,072,478 |
| 35 | 2.70% | ¥141,061 | ¥59,245,456 | ¥20,945,456 |
| 35 | 2.80% | ¥143,156 | ¥60,125,568 | ¥21,825,568 |
| 35 | 2.90% | ¥145,268 | ¥61,012,766 | ¥22,712,766 |
| 35 | 3.00% | ¥147,398 | ¥61,907,002 | ¥23,607,002 |
3830万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥117,981 | ¥42,473,278 | ¥4,173,278 |
| 30 | 0.80% | ¥119,701 | ¥43,092,368 | ¥4,792,368 |
| 30 | 0.90% | ¥121,437 | ¥43,717,164 | ¥5,417,164 |
| 30 | 1.00% | ¥123,188 | ¥44,347,657 | ¥6,047,657 |
| 30 | 1.10% | ¥124,955 | ¥44,983,836 | ¥6,683,836 |
| 30 | 1.20% | ¥126,738 | ¥45,625,691 | ¥7,325,691 |
| 30 | 1.30% | ¥128,537 | ¥46,273,208 | ¥7,973,208 |
| 30 | 1.40% | ¥130,351 | ¥46,926,374 | ¥8,626,374 |
| 30 | 1.50% | ¥132,181 | ¥47,585,175 | ¥9,285,175 |
| 30 | 1.60% | ¥134,027 | ¥48,249,595 | ¥9,949,595 |
| 30 | 1.70% | ¥135,888 | ¥48,919,619 | ¥10,619,619 |
| 30 | 1.80% | ¥137,765 | ¥49,595,229 | ¥11,295,229 |
| 30 | 1.90% | ¥139,657 | ¥50,276,406 | ¥11,976,406 |
| 30 | 2.00% | ¥141,564 | ¥50,963,133 | ¥12,663,133 |
| 30 | 2.10% | ¥143,487 | ¥51,655,388 | ¥13,355,388 |
| 30 | 2.20% | ¥145,425 | ¥52,353,152 | ¥14,053,152 |
| 30 | 2.30% | ¥147,379 | ¥53,056,402 | ¥14,756,402 |
| 30 | 2.40% | ¥149,348 | ¥53,765,116 | ¥15,465,116 |
| 30 | 2.50% | ¥151,331 | ¥54,479,270 | ¥16,179,270 |
| 30 | 2.60% | ¥153,330 | ¥55,198,839 | ¥16,898,839 |
| 30 | 2.70% | ¥155,344 | ¥55,923,800 | ¥17,623,800 |
| 30 | 2.80% | ¥157,373 | ¥56,654,126 | ¥18,354,126 |
| 30 | 2.90% | ¥159,416 | ¥57,389,790 | ¥19,089,790 |
| 30 | 3.00% | ¥161,474 | ¥58,130,764 | ¥19,830,764 |
3830万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥139,200 | ¥41,760,086 | ¥3,460,086 |
| 25 | 0.80% | ¥140,901 | ¥42,270,304 | ¥3,970,304 |
| 25 | 0.90% | ¥142,615 | ¥42,784,492 | ¥4,484,492 |
| 25 | 1.00% | ¥144,342 | ¥43,302,645 | ¥5,002,645 |
| 25 | 1.10% | ¥146,083 | ¥43,824,757 | ¥5,524,757 |
| 25 | 1.20% | ¥147,836 | ¥44,350,824 | ¥6,050,824 |
| 25 | 1.30% | ¥149,603 | ¥44,880,838 | ¥6,580,838 |
| 25 | 1.40% | ¥151,383 | ¥45,414,794 | ¥7,114,794 |
| 25 | 1.50% | ¥153,176 | ¥45,952,684 | ¥7,652,684 |
| 25 | 1.60% | ¥154,982 | ¥46,494,500 | ¥8,194,500 |
| 25 | 1.70% | ¥156,801 | ¥47,040,235 | ¥8,740,235 |
| 25 | 1.80% | ¥158,633 | ¥47,589,880 | ¥9,289,880 |
| 25 | 1.90% | ¥160,478 | ¥48,143,426 | ¥9,843,426 |
| 25 | 2.00% | ¥162,336 | ¥48,700,864 | ¥10,400,864 |
| 25 | 2.10% | ¥164,207 | ¥49,262,183 | ¥10,962,183 |
| 25 | 2.20% | ¥166,091 | ¥49,827,373 | ¥11,527,373 |
| 25 | 2.30% | ¥167,988 | ¥50,396,424 | ¥12,096,424 |
| 25 | 2.40% | ¥169,898 | ¥50,969,325 | ¥12,669,325 |
| 25 | 2.50% | ¥171,820 | ¥51,546,063 | ¥13,246,063 |
| 25 | 2.60% | ¥173,755 | ¥52,126,626 | ¥13,826,626 |
| 25 | 2.70% | ¥175,703 | ¥52,711,003 | ¥14,411,003 |
| 25 | 2.80% | ¥177,664 | ¥53,299,180 | ¥14,999,180 |
| 25 | 2.90% | ¥179,637 | ¥53,891,143 | ¥15,591,143 |
| 25 | 3.00% | ¥181,623 | ¥54,486,880 | ¥16,186,880 |
3830万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥171,061 | ¥41,054,688 | ¥2,754,688 |
| 20 | 0.80% | ¥172,743 | ¥41,458,410 | ¥3,158,410 |
| 20 | 0.90% | ¥174,436 | ¥41,864,676 | ¥3,564,676 |
| 20 | 1.00% | ¥176,140 | ¥42,273,485 | ¥3,973,485 |
| 20 | 1.10% | ¥177,853 | ¥42,684,833 | ¥4,384,833 |
| 20 | 1.20% | ¥179,578 | ¥43,098,719 | ¥4,798,719 |
| 20 | 1.30% | ¥181,313 | ¥43,515,140 | ¥5,215,140 |
| 20 | 1.40% | ¥183,059 | ¥43,934,092 | ¥5,634,092 |
| 20 | 1.50% | ¥184,815 | ¥44,355,574 | ¥6,055,574 |
| 20 | 1.60% | ¥186,582 | ¥44,779,581 | ¥6,479,581 |
| 20 | 1.70% | ¥188,359 | ¥45,206,111 | ¥6,906,111 |
| 20 | 1.80% | ¥190,146 | ¥45,635,159 | ¥7,335,159 |
| 20 | 1.90% | ¥191,945 | ¥46,066,722 | ¥7,766,722 |
| 20 | 2.00% | ¥193,753 | ¥46,500,796 | ¥8,200,796 |
| 20 | 2.10% | ¥195,572 | ¥46,937,377 | ¥8,637,377 |
| 20 | 2.20% | ¥197,402 | ¥47,376,459 | ¥9,076,459 |
| 20 | 2.30% | ¥199,242 | ¥47,818,040 | ¥9,518,040 |
| 20 | 2.40% | ¥201,092 | ¥48,262,113 | ¥9,962,113 |
| 20 | 2.50% | ¥202,953 | ¥48,708,674 | ¥10,408,674 |
| 20 | 2.60% | ¥204,824 | ¥49,157,718 | ¥10,857,718 |
| 20 | 2.70% | ¥206,705 | ¥49,609,239 | ¥11,309,239 |
| 20 | 2.80% | ¥208,597 | ¥50,063,232 | ¥11,763,232 |
| 20 | 2.90% | ¥210,499 | ¥50,519,691 | ¥12,219,691 |
| 20 | 3.00% | ¥212,411 | ¥50,978,611 | ¥12,678,611 |
3830万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥224,206 | ¥40,357,091 | ¥2,057,091 |
| 15 | 0.80% | ¥225,871 | ¥40,656,699 | ¥2,356,699 |
| 15 | 0.90% | ¥227,543 | ¥40,957,739 | ¥2,657,739 |
| 15 | 1.00% | ¥229,223 | ¥41,260,212 | ¥2,960,212 |
| 15 | 1.10% | ¥230,912 | ¥41,564,115 | ¥3,264,115 |
| 15 | 1.20% | ¥232,608 | ¥41,869,449 | ¥3,569,449 |
| 15 | 1.30% | ¥234,312 | ¥42,176,213 | ¥3,876,213 |
| 15 | 1.40% | ¥236,024 | ¥42,484,405 | ¥4,184,405 |
| 15 | 1.50% | ¥237,745 | ¥42,794,024 | ¥4,494,024 |
| 15 | 1.60% | ¥239,473 | ¥43,105,069 | ¥4,805,069 |
| 15 | 1.70% | ¥241,209 | ¥43,417,540 | ¥5,117,540 |
| 15 | 1.80% | ¥242,952 | ¥43,731,434 | ¥5,431,434 |
| 15 | 1.90% | ¥244,704 | ¥44,046,752 | ¥5,746,752 |
| 15 | 2.00% | ¥246,464 | ¥44,363,490 | ¥6,063,490 |
| 15 | 2.10% | ¥248,231 | ¥44,681,648 | ¥6,381,648 |
| 15 | 2.20% | ¥250,007 | ¥45,001,224 | ¥6,701,224 |
| 15 | 2.30% | ¥251,790 | ¥45,322,218 | ¥7,022,218 |
| 15 | 2.40% | ¥253,581 | ¥45,644,626 | ¥7,344,626 |
| 15 | 2.50% | ¥255,380 | ¥45,968,448 | ¥7,668,448 |
| 15 | 2.60% | ¥257,187 | ¥46,293,682 | ¥7,993,682 |
| 15 | 2.70% | ¥259,002 | ¥46,620,326 | ¥8,320,326 |
| 15 | 2.80% | ¥260,824 | ¥46,948,378 | ¥8,648,378 |
| 15 | 2.90% | ¥262,655 | ¥47,277,836 | ¥8,977,836 |
| 15 | 3.00% | ¥264,493 | ¥47,608,698 | ¥9,308,698 |
3830万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥330,561 | ¥39,667,303 | ¥1,367,303 |
| 10 | 0.80% | ¥332,210 | ¥39,865,183 | ¥1,565,183 |
| 10 | 0.90% | ¥333,864 | ¥40,063,700 | ¥1,763,700 |
| 10 | 1.00% | ¥335,524 | ¥40,262,854 | ¥1,962,854 |
| 10 | 1.10% | ¥337,189 | ¥40,462,645 | ¥2,162,645 |
| 10 | 1.20% | ¥338,859 | ¥40,663,073 | ¥2,363,073 |
| 10 | 1.30% | ¥340,534 | ¥40,864,137 | ¥2,564,137 |
| 10 | 1.40% | ¥342,215 | ¥41,065,837 | ¥2,765,837 |
| 10 | 1.50% | ¥343,901 | ¥41,268,173 | ¥2,968,173 |
| 10 | 1.60% | ¥345,593 | ¥41,471,145 | ¥3,171,145 |
| 10 | 1.70% | ¥347,290 | ¥41,674,752 | ¥3,374,752 |
| 10 | 1.80% | ¥348,992 | ¥41,878,995 | ¥3,578,995 |
| 10 | 1.90% | ¥350,699 | ¥42,083,872 | ¥3,783,872 |
| 10 | 2.00% | ¥352,412 | ¥42,289,383 | ¥3,989,383 |
| 10 | 2.10% | ¥354,129 | ¥42,495,529 | ¥4,195,529 |
| 10 | 2.20% | ¥355,853 | ¥42,702,309 | ¥4,402,309 |
| 10 | 2.30% | ¥357,581 | ¥42,909,722 | ¥4,609,722 |
| 10 | 2.40% | ¥359,315 | ¥43,117,768 | ¥4,817,768 |
| 10 | 2.50% | ¥361,054 | ¥43,326,447 | ¥5,026,447 |
| 10 | 2.60% | ¥362,798 | ¥43,535,758 | ¥5,235,758 |
| 10 | 2.70% | ¥364,548 | ¥43,745,701 | ¥5,445,701 |
| 10 | 2.80% | ¥366,302 | ¥43,956,276 | ¥5,656,276 |
| 10 | 2.90% | ¥368,062 | ¥44,167,482 | ¥5,867,482 |
| 10 | 3.00% | ¥369,828 | ¥44,379,318 | ¥6,079,318 |
