3880万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3880万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3880万円の住宅ローン｜期間・年数別
3880万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥76,661 |
¥45,996,478 |
¥7,196,478 |
| 50 |
0.80% |
¥78,481 |
¥47,088,720 |
¥8,288,720 |
| 50 |
0.90% |
¥80,328 |
¥48,196,856 |
¥9,396,856 |
| 50 |
1.00% |
¥82,201 |
¥49,320,817 |
¥10,520,817 |
| 50 |
1.10% |
¥84,101 |
¥50,460,527 |
¥11,660,527 |
| 50 |
1.20% |
¥86,027 |
¥51,615,901 |
¥12,815,901 |
| 50 |
1.30% |
¥87,978 |
¥52,786,848 |
¥13,986,848 |
| 50 |
1.40% |
¥89,955 |
¥53,973,271 |
¥15,173,271 |
| 50 |
1.50% |
¥91,958 |
¥55,175,065 |
¥16,375,065 |
| 50 |
1.60% |
¥93,987 |
¥56,392,117 |
¥17,592,117 |
| 50 |
1.70% |
¥96,041 |
¥57,624,310 |
¥18,824,310 |
| 50 |
1.80% |
¥98,119 |
¥58,871,519 |
¥20,071,519 |
| 50 |
1.90% |
¥100,223 |
¥60,133,614 |
¥21,333,614 |
| 50 |
2.00% |
¥102,351 |
¥61,410,458 |
¥22,610,458 |
| 50 |
2.10% |
¥104,503 |
¥62,701,910 |
¥23,901,910 |
| 50 |
2.20% |
¥106,680 |
¥64,007,821 |
¥25,207,821 |
| 50 |
2.30% |
¥108,880 |
¥65,328,040 |
¥26,528,040 |
| 50 |
2.40% |
¥111,104 |
¥66,662,408 |
¥27,862,408 |
| 50 |
2.50% |
¥113,351 |
¥68,010,763 |
¥29,210,763 |
| 50 |
2.60% |
¥115,622 |
¥69,372,938 |
¥30,572,938 |
| 50 |
2.70% |
¥117,915 |
¥70,748,762 |
¥31,948,762 |
| 50 |
2.80% |
¥120,230 |
¥72,138,061 |
¥33,338,061 |
| 50 |
2.90% |
¥122,568 |
¥73,540,655 |
¥34,740,655 |
| 50 |
3.00% |
¥124,927 |
¥74,956,362 |
¥36,156,362 |
3880万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥83,782 |
¥45,242,521 |
¥6,442,521 |
| 45 |
0.80% |
¥85,583 |
¥46,214,931 |
¥7,414,931 |
| 45 |
0.90% |
¥87,408 |
¥47,200,254 |
¥8,400,254 |
| 45 |
1.00% |
¥89,256 |
¥48,198,445 |
¥9,398,445 |
| 45 |
1.10% |
¥91,129 |
¥49,209,453 |
¥10,409,453 |
| 45 |
1.20% |
¥93,024 |
¥50,233,222 |
¥11,433,222 |
| 45 |
1.30% |
¥94,944 |
¥51,269,691 |
¥12,469,691 |
| 45 |
1.40% |
¥96,887 |
¥52,318,796 |
¥13,518,796 |
| 45 |
1.50% |
¥98,853 |
¥53,380,466 |
¥14,580,466 |
| 45 |
1.60% |
¥100,842 |
¥54,454,627 |
¥15,654,627 |
| 45 |
1.70% |
¥102,854 |
¥55,541,201 |
¥16,741,201 |
| 45 |
1.80% |
¥104,889 |
¥56,640,103 |
¥17,840,103 |
| 45 |
1.90% |
¥106,947 |
¥57,751,247 |
¥18,951,247 |
| 45 |
2.00% |
¥109,027 |
¥58,874,542 |
¥20,074,542 |
| 45 |
2.10% |
¥111,129 |
¥60,009,891 |
¥21,209,891 |
| 45 |
2.20% |
¥113,254 |
¥61,157,195 |
¥22,357,195 |
| 45 |
2.30% |
¥115,401 |
¥62,316,351 |
¥23,516,351 |
| 45 |
2.40% |
¥117,569 |
¥63,487,254 |
¥24,687,254 |
| 45 |
2.50% |
¥119,759 |
¥64,669,791 |
¥25,869,791 |
| 45 |
2.60% |
¥121,970 |
¥65,863,851 |
¥27,063,851 |
| 45 |
2.70% |
¥124,202 |
¥67,069,317 |
¥28,269,317 |
| 45 |
2.80% |
¥126,456 |
¥68,286,068 |
¥29,486,068 |
| 45 |
2.90% |
¥128,730 |
¥69,513,983 |
¥30,713,983 |
| 45 |
3.00% |
¥131,024 |
¥70,752,936 |
¥31,952,936 |
3880万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥92,701 |
¥44,496,405 |
¥5,696,405 |
| 40 |
0.80% |
¥94,482 |
¥45,351,352 |
¥6,551,352 |
| 40 |
0.90% |
¥96,284 |
¥46,216,530 |
¥7,416,530 |
| 40 |
1.00% |
¥98,108 |
¥47,091,910 |
¥8,291,910 |
| 40 |
1.10% |
¥99,953 |
¥47,977,459 |
¥9,177,459 |
| 40 |
1.20% |
¥101,819 |
¥48,873,144 |
¥10,073,144 |
| 40 |
1.30% |
¥103,706 |
¥49,778,924 |
¥10,978,924 |
| 40 |
1.40% |
¥105,614 |
¥50,694,760 |
¥11,894,760 |
| 40 |
1.50% |
¥107,543 |
¥51,620,606 |
¥12,820,606 |
| 40 |
1.60% |
¥109,493 |
¥52,556,416 |
¥13,756,416 |
| 40 |
1.70% |
¥111,463 |
¥53,502,139 |
¥14,702,139 |
| 40 |
1.80% |
¥113,454 |
¥54,457,723 |
¥15,657,723 |
| 40 |
1.90% |
¥115,465 |
¥55,423,112 |
¥16,623,112 |
| 40 |
2.00% |
¥117,496 |
¥56,398,247 |
¥17,598,247 |
| 40 |
2.10% |
¥119,548 |
¥57,383,068 |
¥18,583,068 |
| 40 |
2.20% |
¥121,620 |
¥58,377,510 |
¥19,577,510 |
| 40 |
2.30% |
¥123,711 |
¥59,381,509 |
¥20,581,509 |
| 40 |
2.40% |
¥125,823 |
¥60,394,995 |
¥21,594,995 |
| 40 |
2.50% |
¥127,954 |
¥61,417,897 |
¥22,617,897 |
| 40 |
2.60% |
¥130,104 |
¥62,450,143 |
¥23,650,143 |
| 40 |
2.70% |
¥132,274 |
¥63,491,656 |
¥24,691,656 |
| 40 |
2.80% |
¥134,463 |
¥64,542,360 |
¥25,742,360 |
| 40 |
2.90% |
¥136,671 |
¥65,602,175 |
¥26,802,175 |
| 40 |
3.00% |
¥138,898 |
¥66,671,019 |
¥27,871,019 |
3880万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥104,186 |
¥43,758,146 |
¥4,958,146 |
| 35 |
0.80% |
¥105,948 |
¥44,498,010 |
¥5,698,010 |
| 35 |
0.90% |
¥107,728 |
¥45,245,727 |
¥6,445,727 |
| 35 |
1.00% |
¥109,527 |
¥46,001,277 |
¥7,201,277 |
| 35 |
1.10% |
¥111,344 |
¥46,764,644 |
¥7,964,644 |
| 35 |
1.20% |
¥113,180 |
¥47,535,804 |
¥8,735,804 |
| 35 |
1.30% |
¥115,035 |
¥48,314,737 |
¥9,514,737 |
| 35 |
1.40% |
¥116,908 |
¥49,101,416 |
¥10,301,416 |
| 35 |
1.50% |
¥118,800 |
¥49,895,816 |
¥11,095,816 |
| 35 |
1.60% |
¥120,709 |
¥50,697,909 |
¥11,897,909 |
| 35 |
1.70% |
¥122,637 |
¥51,507,664 |
¥12,707,664 |
| 35 |
1.80% |
¥124,583 |
¥52,325,050 |
¥13,525,050 |
| 35 |
1.90% |
¥126,548 |
¥53,150,034 |
¥14,350,034 |
| 35 |
2.00% |
¥128,530 |
¥53,982,581 |
¥15,182,581 |
| 35 |
2.10% |
¥130,530 |
¥54,822,654 |
¥16,022,654 |
| 35 |
2.20% |
¥132,548 |
¥55,670,215 |
¥16,870,215 |
| 35 |
2.30% |
¥134,584 |
¥56,525,224 |
¥17,725,224 |
| 35 |
2.40% |
¥136,637 |
¥57,387,640 |
¥18,587,640 |
| 35 |
2.50% |
¥138,708 |
¥58,257,420 |
¥19,457,420 |
| 35 |
2.60% |
¥140,796 |
¥59,134,521 |
¥20,334,521 |
| 35 |
2.70% |
¥142,902 |
¥60,018,895 |
¥21,218,895 |
| 35 |
2.80% |
¥145,025 |
¥60,910,497 |
¥22,110,497 |
| 35 |
2.90% |
¥147,165 |
¥61,809,277 |
¥23,009,277 |
| 35 |
3.00% |
¥149,322 |
¥62,715,187 |
¥23,915,187 |
3880万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥119,522 |
¥43,027,759 |
¥4,227,759 |
| 30 |
0.80% |
¥121,264 |
¥43,654,931 |
¥4,854,931 |
| 30 |
0.90% |
¥123,022 |
¥44,287,884 |
¥5,487,884 |
| 30 |
1.00% |
¥124,796 |
¥44,926,608 |
¥6,126,608 |
| 30 |
1.10% |
¥126,586 |
¥45,571,093 |
¥6,771,093 |
| 30 |
1.20% |
¥128,393 |
¥46,221,326 |
¥7,421,326 |
| 30 |
1.30% |
¥130,215 |
¥46,877,297 |
¥8,077,297 |
| 30 |
1.40% |
¥132,053 |
¥47,538,990 |
¥8,738,990 |
| 30 |
1.50% |
¥133,907 |
¥48,206,391 |
¥9,406,391 |
| 30 |
1.60% |
¥135,776 |
¥48,879,485 |
¥10,079,485 |
| 30 |
1.70% |
¥137,662 |
¥49,558,256 |
¥10,758,256 |
| 30 |
1.80% |
¥139,563 |
¥50,242,686 |
¥11,442,686 |
| 30 |
1.90% |
¥141,480 |
¥50,932,756 |
¥12,132,756 |
| 30 |
2.00% |
¥143,412 |
¥51,628,448 |
¥12,828,448 |
| 30 |
2.10% |
¥145,360 |
¥52,329,741 |
¥13,529,741 |
| 30 |
2.20% |
¥147,324 |
¥53,036,614 |
¥14,236,614 |
| 30 |
2.30% |
¥149,303 |
¥53,749,044 |
¥14,949,044 |
| 30 |
2.40% |
¥151,297 |
¥54,467,010 |
¥15,667,010 |
| 30 |
2.50% |
¥153,307 |
¥55,190,487 |
¥16,390,487 |
| 30 |
2.60% |
¥155,332 |
¥55,919,451 |
¥17,119,451 |
| 30 |
2.70% |
¥157,372 |
¥56,653,876 |
¥17,853,876 |
| 30 |
2.80% |
¥159,427 |
¥57,393,736 |
¥18,593,736 |
| 30 |
2.90% |
¥161,497 |
¥58,139,004 |
¥19,339,004 |
| 30 |
3.00% |
¥163,582 |
¥58,889,651 |
¥20,089,651 |
3880万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥141,018 |
¥42,305,257 |
¥3,505,257 |
| 25 |
0.80% |
¥142,740 |
¥42,822,136 |
¥4,022,136 |
| 25 |
0.90% |
¥144,477 |
¥43,343,037 |
¥4,543,037 |
| 25 |
1.00% |
¥146,227 |
¥43,867,954 |
¥5,067,954 |
| 25 |
1.10% |
¥147,990 |
¥44,396,882 |
¥5,596,882 |
| 25 |
1.20% |
¥149,766 |
¥44,929,816 |
¥6,129,816 |
| 25 |
1.30% |
¥151,556 |
¥45,466,750 |
¥6,666,750 |
| 25 |
1.40% |
¥153,359 |
¥46,007,676 |
¥7,207,676 |
| 25 |
1.50% |
¥155,175 |
¥46,552,588 |
¥7,752,588 |
| 25 |
1.60% |
¥157,005 |
¥47,101,478 |
¥8,301,478 |
| 25 |
1.70% |
¥158,848 |
¥47,654,337 |
¥8,854,337 |
| 25 |
1.80% |
¥160,704 |
¥48,211,158 |
¥9,411,158 |
| 25 |
1.90% |
¥162,573 |
¥48,771,930 |
¥9,971,930 |
| 25 |
2.00% |
¥164,455 |
¥49,336,645 |
¥10,536,645 |
| 25 |
2.10% |
¥166,351 |
¥49,905,292 |
¥11,105,292 |
| 25 |
2.20% |
¥168,260 |
¥50,477,861 |
¥11,677,861 |
| 25 |
2.30% |
¥170,181 |
¥51,054,341 |
¥12,254,341 |
| 25 |
2.40% |
¥172,116 |
¥51,634,721 |
¥12,834,721 |
| 25 |
2.50% |
¥174,063 |
¥52,218,988 |
¥13,418,988 |
| 25 |
2.60% |
¥176,024 |
¥52,807,131 |
¥14,007,131 |
| 25 |
2.70% |
¥177,997 |
¥53,399,136 |
¥14,599,136 |
| 25 |
2.80% |
¥179,983 |
¥53,994,992 |
¥15,194,992 |
| 25 |
2.90% |
¥181,982 |
¥54,594,683 |
¥15,794,683 |
| 25 |
3.00% |
¥183,994 |
¥55,198,197 |
¥16,398,197 |
3880万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥173,294 |
¥41,590,650 |
¥2,790,650 |
| 20 |
0.80% |
¥174,999 |
¥41,999,642 |
¥3,199,642 |
| 20 |
0.90% |
¥176,713 |
¥42,411,212 |
¥3,611,212 |
| 20 |
1.00% |
¥178,439 |
¥42,825,358 |
¥4,025,358 |
| 20 |
1.10% |
¥180,175 |
¥43,242,076 |
¥4,442,076 |
| 20 |
1.20% |
¥181,922 |
¥43,661,365 |
¥4,861,365 |
| 20 |
1.30% |
¥183,680 |
¥44,083,222 |
¥5,283,222 |
| 20 |
1.40% |
¥185,449 |
¥44,507,644 |
¥5,707,644 |
| 20 |
1.50% |
¥187,228 |
¥44,934,628 |
¥6,134,628 |
| 20 |
1.60% |
¥189,017 |
¥45,364,171 |
¥6,564,171 |
| 20 |
1.70% |
¥190,818 |
¥45,796,269 |
¥6,996,269 |
| 20 |
1.80% |
¥192,629 |
¥46,230,918 |
¥7,430,918 |
| 20 |
1.90% |
¥194,450 |
¥46,668,116 |
¥7,868,116 |
| 20 |
2.00% |
¥196,283 |
¥47,107,856 |
¥8,307,856 |
| 20 |
2.10% |
¥198,126 |
¥47,550,136 |
¥8,750,136 |
| 20 |
2.20% |
¥199,979 |
¥47,994,951 |
¥9,194,951 |
| 20 |
2.30% |
¥201,843 |
¥48,442,296 |
¥9,642,296 |
| 20 |
2.40% |
¥203,717 |
¥48,892,167 |
¥10,092,167 |
| 20 |
2.50% |
¥205,602 |
¥49,344,557 |
¥10,544,557 |
| 20 |
2.60% |
¥207,498 |
¥49,799,463 |
¥10,999,463 |
| 20 |
2.70% |
¥209,404 |
¥50,256,879 |
¥11,456,879 |
| 20 |
2.80% |
¥211,320 |
¥50,716,799 |
¥11,916,799 |
| 20 |
2.90% |
¥213,247 |
¥51,179,217 |
¥12,379,217 |
| 20 |
3.00% |
¥215,184 |
¥51,644,128 |
¥12,844,128 |
3880万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥227,133 |
¥40,883,946 |
¥2,083,946 |
| 15 |
0.80% |
¥228,819 |
¥41,187,465 |
¥2,387,465 |
| 15 |
0.90% |
¥230,514 |
¥41,492,436 |
¥2,692,436 |
| 15 |
1.00% |
¥232,216 |
¥41,798,857 |
¥2,998,857 |
| 15 |
1.10% |
¥233,926 |
¥42,106,728 |
¥3,306,728 |
| 15 |
1.20% |
¥235,645 |
¥42,416,048 |
¥3,616,048 |
| 15 |
1.30% |
¥237,371 |
¥42,726,816 |
¥3,926,816 |
| 15 |
1.40% |
¥239,106 |
¥43,039,031 |
¥4,239,031 |
| 15 |
1.50% |
¥240,848 |
¥43,352,693 |
¥4,552,693 |
| 15 |
1.60% |
¥242,599 |
¥43,667,799 |
¥4,867,799 |
| 15 |
1.70% |
¥244,357 |
¥43,984,349 |
¥5,184,349 |
| 15 |
1.80% |
¥246,124 |
¥44,302,341 |
¥5,502,341 |
| 15 |
1.90% |
¥247,899 |
¥44,621,774 |
¥5,821,774 |
| 15 |
2.00% |
¥249,681 |
¥44,942,648 |
¥6,142,648 |
| 15 |
2.10% |
¥251,472 |
¥45,264,959 |
¥6,464,959 |
| 15 |
2.20% |
¥253,271 |
¥45,588,708 |
¥6,788,708 |
| 15 |
2.30% |
¥255,077 |
¥45,913,892 |
¥7,113,892 |
| 15 |
2.40% |
¥256,892 |
¥46,240,509 |
¥7,440,509 |
| 15 |
2.50% |
¥258,714 |
¥46,568,558 |
¥7,768,558 |
| 15 |
2.60% |
¥260,545 |
¥46,898,038 |
¥8,098,038 |
| 15 |
2.70% |
¥262,383 |
¥47,228,946 |
¥8,428,946 |
| 15 |
2.80% |
¥264,229 |
¥47,561,281 |
¥8,761,281 |
| 15 |
2.90% |
¥266,084 |
¥47,895,040 |
¥9,095,040 |
| 15 |
3.00% |
¥267,946 |
¥48,230,222 |
¥9,430,222 |
3880万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥334,876 |
¥40,185,153 |
¥1,385,153 |
| 10 |
0.80% |
¥336,547 |
¥40,385,616 |
¥1,585,616 |
| 10 |
0.90% |
¥338,223 |
¥40,586,725 |
¥1,786,725 |
| 10 |
1.00% |
¥339,904 |
¥40,788,479 |
¥1,988,479 |
| 10 |
1.10% |
¥341,591 |
¥40,990,878 |
¥2,190,878 |
| 10 |
1.20% |
¥343,283 |
¥41,193,922 |
¥2,393,922 |
| 10 |
1.30% |
¥344,980 |
¥41,397,611 |
¥2,597,611 |
| 10 |
1.40% |
¥346,683 |
¥41,601,945 |
¥2,801,945 |
| 10 |
1.50% |
¥348,391 |
¥41,806,922 |
¥3,006,922 |
| 10 |
1.60% |
¥350,105 |
¥42,012,544 |
¥3,212,544 |
| 10 |
1.70% |
¥351,823 |
¥42,218,809 |
¥3,418,809 |
| 10 |
1.80% |
¥353,548 |
¥42,425,718 |
¥3,625,718 |
| 10 |
1.90% |
¥355,277 |
¥42,633,270 |
¥3,833,270 |
| 10 |
2.00% |
¥357,012 |
¥42,841,464 |
¥4,041,464 |
| 10 |
2.10% |
¥358,753 |
¥43,050,301 |
¥4,250,301 |
| 10 |
2.20% |
¥360,498 |
¥43,259,780 |
¥4,459,780 |
| 10 |
2.30% |
¥362,249 |
¥43,469,901 |
¥4,669,901 |
| 10 |
2.40% |
¥364,006 |
¥43,680,663 |
¥4,880,663 |
| 10 |
2.50% |
¥365,767 |
¥43,892,066 |
¥5,092,066 |
| 10 |
2.60% |
¥367,534 |
¥44,104,110 |
¥5,304,110 |
| 10 |
2.70% |
¥369,307 |
¥44,316,794 |
¥5,516,794 |
| 10 |
2.80% |
¥371,084 |
¥44,530,118 |
¥5,730,118 |
| 10 |
2.90% |
¥372,867 |
¥44,744,081 |
¥5,944,081 |
| 10 |
3.00% |
¥374,656 |
¥44,958,683 |
¥6,158,683 |
