4000万円の住宅ローン・毎月の返済額・総支払額・総金利額

4000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。

返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
スポンサーリンク

4000万円の住宅ローン｜期間・年数別

4000万円｜50年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
50 0.70% ¥79,032 ¥47,419,049 ¥7,419,049
50 0.80% ¥80,908 ¥48,545,072 ¥8,545,072
50 0.90% ¥82,812 ¥49,687,480 ¥9,687,480
50 1.00% ¥84,744 ¥50,846,203 ¥10,846,203
50 1.10% ¥86,702 ¥52,021,162 ¥12,021,162
50 1.20% ¥88,687 ¥53,212,269 ¥13,212,269
50 1.30% ¥90,699 ¥54,419,431 ¥14,419,431
50 1.40% ¥92,738 ¥55,642,548 ¥15,642,548
50 1.50% ¥94,803 ¥56,881,510 ¥16,881,510
50 1.60% ¥96,894 ¥58,136,203 ¥18,136,203
50 1.70% ¥99,011 ¥59,406,505 ¥19,406,505
50 1.80% ¥101,154 ¥60,692,288 ¥20,692,288
50 1.90% ¥103,322 ¥61,993,417 ¥21,993,417
50 2.00% ¥105,516 ¥63,309,751 ¥23,309,751
50 2.10% ¥107,735 ¥64,641,144 ¥24,641,144
50 2.20% ¥109,979 ¥65,987,445 ¥25,987,445
50 2.30% ¥112,247 ¥67,348,495 ¥27,348,495
50 2.40% ¥114,540 ¥68,724,132 ¥28,724,132
50 2.50% ¥116,857 ¥70,114,188 ¥30,114,188
50 2.60% ¥119,197 ¥71,518,493 ¥31,518,493
50 2.70% ¥121,561 ¥72,936,868 ¥32,936,868
50 2.80% ¥123,949 ¥74,369,135 ¥34,369,135
50 2.90% ¥126,359 ¥75,815,108 ¥35,815,108
50 3.00% ¥128,791 ¥77,274,600 ¥37,274,600

4000万円｜45年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
45 0.70% ¥86,374 ¥46,641,774 ¥6,641,774
45 0.80% ¥88,230 ¥47,644,259 ¥7,644,259
45 0.90% ¥90,111 ¥48,660,056 ¥8,660,056
45 1.00% ¥92,017 ¥49,689,119 ¥9,689,119
45 1.10% ¥93,947 ¥50,731,395 ¥10,731,395
45 1.20% ¥95,902 ¥51,786,827 ¥11,786,827
45 1.30% ¥97,880 ¥52,855,352 ¥12,855,352
45 1.40% ¥99,883 ¥53,936,903 ¥13,936,903
45 1.50% ¥101,910 ¥55,031,408 ¥15,031,408
45 1.60% ¥103,961 ¥56,138,791 ¥16,138,791
45 1.70% ¥106,035 ¥57,258,970 ¥17,258,970
45 1.80% ¥108,133 ¥58,391,859 ¥18,391,859
45 1.90% ¥110,254 ¥59,537,368 ¥19,537,368
45 2.00% ¥112,399 ¥60,695,404 ¥20,695,404
45 2.10% ¥114,566 ¥61,865,867 ¥21,865,867
45 2.20% ¥116,757 ¥63,048,654 ¥23,048,654
45 2.30% ¥118,970 ¥64,243,661 ¥24,243,661
45 2.40% ¥121,205 ¥65,450,777 ¥25,450,777
45 2.50% ¥123,463 ¥66,669,888 ¥26,669,888
45 2.60% ¥125,742 ¥67,900,878 ¥27,900,878
45 2.70% ¥128,044 ¥69,143,626 ¥29,143,626
45 2.80% ¥130,367 ¥70,398,008 ¥30,398,008
45 2.90% ¥132,711 ¥71,663,900 ¥31,663,900
45 3.00% ¥135,076 ¥72,941,172 ¥32,941,172

4000万円｜40年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
40 0.70% ¥95,568 ¥45,872,582 ¥5,872,582
40 0.80% ¥97,404 ¥46,753,971 ¥6,753,971
40 0.90% ¥99,262 ¥47,645,907 ¥7,645,907
40 1.00% ¥101,142 ¥48,548,361 ¥8,548,361
40 1.10% ¥103,044 ¥49,461,298 ¥9,461,298
40 1.20% ¥104,968 ¥50,384,684 ¥10,384,684
40 1.30% ¥106,913 ¥51,318,479 ¥11,318,479
40 1.40% ¥108,880 ¥52,262,639 ¥12,262,639
40 1.50% ¥110,869 ¥53,217,120 ¥13,217,120
40 1.60% ¥112,879 ¥54,181,872 ¥14,181,872
40 1.70% ¥114,910 ¥55,156,845 ¥15,156,845
40 1.80% ¥116,962 ¥56,141,983 ¥16,141,983
40 1.90% ¥119,036 ¥57,137,229 ¥17,137,229
40 2.00% ¥121,130 ¥58,142,523 ¥18,142,523
40 2.10% ¥123,245 ¥59,157,802 ¥19,157,802
40 2.20% ¥125,381 ¥60,183,000 ¥20,183,000
40 2.30% ¥127,538 ¥61,218,050 ¥21,218,050
40 2.40% ¥129,714 ¥62,262,881 ¥22,262,881
40 2.50% ¥131,911 ¥63,317,420 ¥23,317,420
40 2.60% ¥134,128 ¥64,381,590 ¥24,381,590
40 2.70% ¥136,365 ¥65,455,316 ¥25,455,316
40 2.80% ¥138,622 ¥66,538,516 ¥26,538,516
40 2.90% ¥140,898 ¥67,631,108 ¥27,631,108
40 3.00% ¥143,194 ¥68,733,009 ¥28,733,009

4000万円｜35年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
35 0.70% ¥107,408 ¥45,111,491 ¥5,111,491
35 0.80% ¥109,224 ¥45,874,238 ¥5,874,238
35 0.90% ¥111,060 ¥46,645,079 ¥6,645,079
35 1.00% ¥112,914 ¥47,423,997 ¥7,423,997
35 1.10% ¥114,788 ¥48,210,973 ¥8,210,973
35 1.20% ¥116,681 ¥49,005,984 ¥9,005,984
35 1.30% ¥118,593 ¥49,809,007 ¥9,809,007
35 1.40% ¥120,524 ¥50,620,017 ¥10,620,017
35 1.50% ¥122,474 ¥51,438,986 ¥11,438,986
35 1.60% ¥124,443 ¥52,265,885 ¥12,265,885
35 1.70% ¥126,430 ¥53,100,685 ¥13,100,685
35 1.80% ¥128,437 ¥53,943,351 ¥13,943,351
35 1.90% ¥130,462 ¥54,793,850 ¥14,793,850
35 2.00% ¥132,505 ¥55,652,145 ¥15,652,145
35 2.10% ¥134,567 ¥56,518,200 ¥16,518,200
35 2.20% ¥136,648 ¥57,391,974 ¥17,391,974
35 2.30% ¥138,746 ¥58,273,427 ¥18,273,427
35 2.40% ¥140,863 ¥59,162,515 ¥19,162,515
35 2.50% ¥142,998 ¥60,059,196 ¥20,059,196
35 2.60% ¥145,151 ¥60,963,423 ¥20,963,423
35 2.70% ¥147,322 ¥61,875,150 ¥21,875,150
35 2.80% ¥149,510 ¥62,794,327 ¥22,794,327
35 2.90% ¥151,716 ¥63,720,905 ¥23,720,905
35 3.00% ¥153,940 ¥64,654,832 ¥24,654,832

4000万円｜30年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
30 0.70% ¥123,218 ¥44,358,515 ¥4,358,515
30 0.80% ¥125,014 ¥45,005,084 ¥5,005,084
30 0.90% ¥126,827 ¥45,657,613 ¥5,657,613
30 1.00% ¥128,656 ¥46,316,091 ¥6,316,091
30 1.10% ¥130,501 ¥46,980,508 ¥6,980,508
30 1.20% ¥132,363 ¥47,650,852 ¥7,650,852
30 1.30% ¥134,242 ¥48,327,110 ¥8,327,110
30 1.40% ¥136,137 ¥49,009,268 ¥9,009,268
30 1.50% ¥138,048 ¥49,697,310 ¥9,697,310
30 1.60% ¥139,976 ¥50,391,222 ¥10,391,222
30 1.70% ¥141,919 ¥51,090,986 ¥11,090,986
30 1.80% ¥143,879 ¥51,796,583 ¥11,796,583
30 1.90% ¥145,856 ¥52,507,996 ¥12,507,996
30 2.00% ¥147,848 ¥53,225,204 ¥13,225,204
30 2.10% ¥149,856 ¥53,948,186 ¥13,948,186
30 2.20% ¥151,880 ¥54,676,921 ¥14,676,921
30 2.30% ¥153,921 ¥55,411,386 ¥15,411,386
30 2.40% ¥155,977 ¥56,151,557 ¥16,151,557
30 2.50% ¥158,048 ¥56,897,409 ¥16,897,409
30 2.60% ¥160,136 ¥57,648,918 ¥17,648,918
30 2.70% ¥162,239 ¥58,406,058 ¥18,406,058
30 2.80% ¥164,358 ¥59,168,800 ¥19,168,800
30 2.90% ¥166,492 ¥59,937,117 ¥19,937,117
30 3.00% ¥168,642 ¥60,710,981 ¥20,710,981

4000万円｜25年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
25 0.70% ¥145,379 ¥43,613,667 ¥3,613,667
25 0.80% ¥147,155 ¥44,146,532 ¥4,146,532
25 0.90% ¥148,945 ¥44,683,543 ¥4,683,543
25 1.00% ¥150,749 ¥45,224,695 ¥5,224,695
25 1.10% ¥152,567 ¥45,769,982 ¥5,769,982
25 1.20% ¥154,398 ¥46,319,398 ¥6,319,398
25 1.30% ¥156,243 ¥46,872,938 ¥6,872,938
25 1.40% ¥158,102 ¥47,430,594 ¥7,430,594
25 1.50% ¥159,975 ¥47,992,359 ¥7,992,359
25 1.60% ¥161,861 ¥48,558,225 ¥8,558,225
25 1.70% ¥163,761 ¥49,128,183 ¥9,128,183
25 1.80% ¥165,674 ¥49,702,225 ¥9,702,225
25 1.90% ¥167,601 ¥50,280,340 ¥10,280,340
25 2.00% ¥169,542 ¥50,862,521 ¥10,862,521
25 2.10% ¥171,496 ¥51,448,755 ¥11,448,755
25 2.20% ¥173,463 ¥52,039,032 ¥12,039,032
25 2.30% ¥175,444 ¥52,633,341 ¥12,633,341
25 2.40% ¥177,439 ¥53,231,671 ¥13,231,671
25 2.50% ¥179,447 ¥53,834,008 ¥13,834,008
25 2.60% ¥181,468 ¥54,440,341 ¥14,440,341
25 2.70% ¥183,502 ¥55,050,656 ¥15,050,656
25 2.80% ¥185,550 ¥55,664,940 ¥15,664,940
25 2.90% ¥187,611 ¥56,283,178 ¥16,283,178
25 3.00% ¥189,685 ¥56,905,358 ¥16,905,358

4000万円｜20年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
20 0.70% ¥178,654 ¥42,876,959 ¥2,876,959
20 0.80% ¥180,411 ¥43,298,600 ¥3,298,600
20 0.90% ¥182,179 ¥43,722,899 ¥3,722,899
20 1.00% ¥183,958 ¥44,149,853 ¥4,149,853
20 1.10% ¥185,748 ¥44,579,460 ¥4,579,460
20 1.20% ¥187,549 ¥45,011,717 ¥5,011,717
20 1.30% ¥189,361 ¥45,446,621 ¥5,446,621
20 1.40% ¥191,184 ¥45,884,170 ¥5,884,170
20 1.50% ¥193,018 ¥46,324,359 ¥6,324,359
20 1.60% ¥194,863 ¥46,767,187 ¥6,767,187
20 1.70% ¥196,719 ¥47,212,648 ¥7,212,648
20 1.80% ¥198,586 ¥47,660,741 ¥7,660,741
20 1.90% ¥200,464 ¥48,111,459 ¥8,111,459
20 2.00% ¥202,353 ¥48,564,800 ¥8,564,800
20 2.10% ¥204,253 ¥49,020,759 ¥9,020,759
20 2.20% ¥206,164 ¥49,479,331 ¥9,479,331
20 2.30% ¥208,085 ¥49,940,511 ¥9,940,511
20 2.40% ¥210,018 ¥50,404,295 ¥10,404,295
20 2.50% ¥211,961 ¥50,870,678 ¥10,870,678
20 2.60% ¥213,915 ¥51,339,653 ¥11,339,653
20 2.70% ¥215,880 ¥51,811,216 ¥11,811,216
20 2.80% ¥217,856 ¥52,285,360 ¥12,285,360
20 2.90% ¥219,842 ¥52,762,080 ¥12,762,080
20 3.00% ¥221,839 ¥53,241,369 ¥13,241,369

4000万円｜15年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
15 0.70% ¥234,158 ¥42,148,398 ¥2,148,398
15 0.80% ¥235,896 ¥42,461,304 ¥2,461,304
15 0.90% ¥237,643 ¥42,775,707 ¥2,775,707
15 1.00% ¥239,398 ¥43,091,605 ¥3,091,605
15 1.10% ¥241,161 ¥43,408,998 ¥3,408,998
15 1.20% ¥242,933 ¥43,727,885 ¥3,727,885
15 1.30% ¥244,713 ¥44,048,264 ¥4,048,264
15 1.40% ¥246,501 ¥44,370,135 ¥4,370,135
15 1.50% ¥248,297 ¥44,693,497 ¥4,693,497
15 1.60% ¥250,102 ¥45,018,349 ¥5,018,349
15 1.70% ¥251,915 ¥45,344,689 ¥5,344,689
15 1.80% ¥253,736 ¥45,672,516 ¥5,672,516
15 1.90% ¥255,566 ¥46,001,829 ¥6,001,829
15 2.00% ¥257,403 ¥46,332,626 ¥6,332,626
15 2.10% ¥259,249 ¥46,664,906 ¥6,664,906
15 2.20% ¥261,104 ¥46,998,668 ¥6,998,668
15 2.30% ¥262,966 ¥47,333,909 ¥7,333,909
15 2.40% ¥264,837 ¥47,670,628 ¥7,670,628
15 2.50% ¥266,716 ¥48,008,823 ¥8,008,823
15 2.60% ¥268,603 ¥48,348,493 ¥8,348,493
15 2.70% ¥270,498 ¥48,689,635 ¥8,689,635
15 2.80% ¥272,401 ¥49,032,248 ¥9,032,248
15 2.90% ¥274,313 ¥49,376,330 ¥9,376,330
15 3.00% ¥276,233 ¥49,721,878 ¥9,721,878

4000万円｜10年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
10 0.70% ¥345,233 ¥41,427,993 ¥1,427,993
10 0.80% ¥346,955 ¥41,634,656 ¥1,634,656
10 0.90% ¥348,683 ¥41,841,984 ¥1,841,984
10 1.00% ¥350,416 ¥42,049,978 ¥2,049,978
10 1.10% ¥352,155 ¥42,258,637 ¥2,258,637
10 1.20% ¥353,900 ¥42,467,961 ¥2,467,961
10 1.30% ¥355,650 ¥42,677,950 ¥2,677,950
10 1.40% ¥357,405 ¥42,888,603 ¥2,888,603
10 1.50% ¥359,166 ¥43,099,920 ¥3,099,920
10 1.60% ¥360,933 ¥43,311,901 ¥3,311,901
10 1.70% ¥362,705 ¥43,524,546 ¥3,524,546
10 1.80% ¥364,482 ¥43,737,853 ¥3,737,853
10 1.90% ¥366,265 ¥43,951,824 ¥3,951,824
10 2.00% ¥368,054 ¥44,166,458 ¥4,166,458
10 2.10% ¥369,848 ¥44,381,754 ¥4,381,754
10 2.20% ¥371,648 ¥44,597,711 ¥4,597,711
10 2.30% ¥373,453 ¥44,814,331 ¥4,814,331
10 2.40% ¥375,263 ¥45,031,611 ¥5,031,611
10 2.50% ¥377,080 ¥45,249,553 ¥5,249,553
10 2.60% ¥378,901 ¥45,468,155 ¥5,468,155
10 2.70% ¥380,728 ¥45,687,416 ¥5,687,416
10 2.80% ¥382,561 ¥45,907,338 ¥5,907,338
10 2.90% ¥384,399 ¥46,127,918 ¥6,127,918
10 3.00% ¥386,243 ¥46,349,157 ¥6,349,157

住宅ローン｜金額別

1000万円台 2000万円台 3000万円台
4000万円台 5000万円台 6000万円台
7000万円台 8000万円台 9000万円台